First National Bank of Orwell CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.30%, 6-month CD rates at 2.75% and 3-month CD rates at 0.75%. Current savings rates are at 4.30% and money market rates are at 0.01%. Mortgage rates today on 30-year fixed loans are around 6.62%. Credit Card rates are at 18.00%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates. First National Bank of Orwell's 12-Month CD rates are at 3.82%, 18-Month CD rates are at 3.04%, 24-Month CD rates are at 3.04%. First National Bank of Orwell's savings rates are at 1.00%. First National Bank of Orwell's 30-Year Fixed rates are at 7.00%, 15-Year Fixed rates are at 6.50%.

First National Bank of Orwell

To see how these rates compare to First National Bank of Orwell CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First National Bank of Orwell, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First National Bank of Orwell CD rates. You can also compare First National Bank of Orwell savings rates, MMA rates and mortgage rates using our other rate lists.

First National Bank of Orwell money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank of Orwell? Share your experience about First National Bank of Orwell by leaving a review below, or read customer reviews before you decide to use First National Bank of Orwell.

First National Bank of Orwell Texas Ratio

First National Bank of Orwell's Texas Ratio is at 10.15%, which is considered excellent. The Texas Ratio for First National Bank of Orwell is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First National Bank of Orwell is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.82%
18-Month CD
3.04%
24-Month CD
3.04%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
1.00%
MMA
N/A
30-Year Fixed
7.06%
Credit Card
N/A
Personal Loan
N/A
First National Bank of Orwell
441 Main St
Orwell, VT 05760
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

First National Bank of Orwell CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First National Bank of Orwell
First National Bank of Orwell
12-Month CD
3.82%
$500
First National Bank of Orwell
First National Bank of Orwell
24-Month CD
3.04%
$500
First National Bank of Orwell
First National Bank of Orwell
18-Month CD
3.04%
$500
First National Bank of Orwell
First National Bank of Orwell
Passbook Savings
1.00%
$0

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

First National Bank of Orwell Mortgage Rates

Lender
Product
Rate
APR
Points
First National Bank of Orwell
First National Bank of Orwell
15-Year Fixed
6.500%
6.600%
0.000
First National Bank of Orwell
First National Bank of Orwell
30-Year Fixed
7.000%
7.063%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare First National Bank of Orwell Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Apple Federal Credit Union
Apple Federal Credit Union
12-Month CD
4.30%
$500
Ponce Bank
Ponce Bank
18-Month CD
4.27%
$1,000
Community Bank of Wichita
Community Bank of Wichita
24-Month CD
4.06%
$500
Security Bank USA
Security Bank USA
6-Month CD
4.01%
$25,000
Kendall Bank
Kendall Bank
12-Month CD
3.93%
$1,000
Coastal Heritage Bank
Coastal Heritage Bank
12-Month CD
3.75%
$1,000
First Enterprise Bank
First Enterprise Bank
18-Month CD
3.75%
$1,000
Lone Star Bank
Lone Star Bank
11-Month CD
3.65%
$1,000
BankGloucester
BankGloucester
12-Month CD (Jumbo)
3.63%
$100,000
Alliance Community Bank
Alliance Community Bank
30-Month CD
3.56%
$1,000
Bank of Brenham
Bank of Brenham
12-Month CD
3.50%
$1,000
First Missouri State Bank of Cape County
First Missouri State Bank of Cape County
24-Month CD
3.50%
$1,000
The Fountain Trust Company
The Fountain Trust Company
9-Month CD
3.50%
$1,000
Acadia Federal Credit Union
Acadia Federal Credit Union
60-Month CD
3.50%
$1,000
UniBank
UniBank
36-Month CD
3.40%
$1,000
First Federal S&L of McMinnville
First Federal S&L of McMinnville
36-Month CD
3.00%
$500
Brattleboro S&L
Brattleboro S&L
12-Month CD
2.75%
$500
Gateway Commercial Bank
Gateway Commercial Bank
6-Month CD
2.53%
$1,000
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
60-Month CD
2.52%
$500
State Bank of De Kalb
State Bank of De Kalb
60-Month CD
2.52%
$500
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
12-Month CD
2.50%
$1,000
Ladysmith Federal S&L
24-Month CD
2.42%
$1,000
Walpole Co-operative Bank
Walpole Co-operative Bank
48-Month CD
2.40%
$1,000
Tri-County Trust Company
Tri-County Trust Company
24-Month CD
2.27%
$1,000
First National Bank of Clarksdale
First National Bank of Clarksdale
Money Market
2.25%
$1,000
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
36-Month CD
2.05%
$1,000
Home Federal S&L of Niles
Home Federal S&L of Niles
12-Month CD
2.02%
$1,000
First Resource Bank Exton, PA
First Resource Bank Exton, PA
Money Market
2.00%
$100,000
A & S Federal Credit Union
A & S Federal Credit Union
12-Month CD
2.00%
$5,000
Champlain National Bank
Champlain National Bank
24-Month CD
1.41%
$500
Piedmont FSB
Piedmont FSB
18-Month CD
1.40%
$500
Home Bank SB
Home Bank SB
60-Month CD
1.36%
$500
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
24-Month CD
1.36%
$1,000
Chain Bridge Bank
Chain Bridge Bank
Money Market
1.32%
$2,000
USAA
USAA
48-Month CD
1.25%
$1,000
First FSB of Kentucky
First FSB of Kentucky
60-Month CD
1.00%
$500
Columbia Bank
Columbia Bank
Statement Savings
0.70%
$10
Franklin Bank
Franklin Bank
84-Month CD
0.65%
$500
Washington Savings Bank Lowell, MA
Washington Savings Bank Lowell, MA
36-Month CD
0.55%
$500
Magyar Bank
Magyar Bank
Statement Savings
0.50%
$100
Peoples Bank of Kentucky
Peoples Bank of Kentucky
36-Month CD
0.45%
$1,000
Ballston Spa National Bank
Ballston Spa National Bank
12-Month CD
0.40%
$500
Academic Employees Credit Union
Academic Employees Credit Union
36-Month CD
0.40%
$1,000
First Federal S&L of Van Wert
First Federal S&L of Van Wert
24-Month CD
0.35%
$2,500
Partners Bank of New England
12-Month CD
0.30%
$500
State Bank Freeport, IL
State Bank Freeport, IL
Money Market
0.20%
$1
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
Quarterly Statement Savings
0.10%
$100
Community Bank Mankato
Community Bank Mankato
Prestige Savings
0.05%
$50
UniBank
UniBank
Money Market
0.05%
$2,500
NCF Savings Bank
NCF Savings Bank
Money Market
0.02%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

First National Bank of Orwell Mortgage Rates

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First National Bank of Orwell Information

First National Bank of Orwell
441 Main St
Orwell, VT 05760
Addison
Established Date: 01/01/1863
FDIC Certificate #: 6280
Date of FDIC Deposit Insurance: 01/01/1934
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is First National Bank of Orwell FDIC Insured? Yes
What is First National Bank of Orwell's Cert number? 6280
What is the maximum amount for insured deposits? $250,000 per holder, per account

First National Bank of Orwell Financials

Total Assets:
$78,008,000
Total Deposits:
$68,177,000
Equity Capital:
$9,657,000
Domestic Deposits:
$68,177,000
Net Income:
$282,000
Return on Assets:
1.8418%
Quarterly Return on Assets:
1.4400%
Pretax Return on Assets:
1.8158%
Pretax Quarterly Return on Assets:
1.8200%
Return on Equity:
17.0100%
Quarterly Return on Equity:
11.8500%
Leverage Tier 1 (Core Capital) Ratio:
11.3687%
Total Interest Income (YTD):
5.5830%
 
 
Headquarters:
Orwell
FDIC Field Office:
Windsor
Regulator:
OCC
County:
Addison
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

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