First National Bank of Orwell CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.81%, 6-month CD rates at 4.02% and 3-month CD rates at 0.55%. Current savings rates are at 1.00% and money market rates are at 2.00%. Mortgage rates today on 30-year fixed loans are around 6.19%. Credit Card rates are at 15.24%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates. First National Bank of Orwell's 12-Month CD rates are at 4.07%, 24-Month CD rates are at 2.53%, 18-Month CD rates are at 2.53%. First National Bank of Orwell's savings rates are at 0.10%. First National Bank of Orwell's 30-Year Fixed rates are at 7.12%, 15-Year Fixed rates are at 6.88%.

First National Bank of Orwell

To see how these rates compare to First National Bank of Orwell CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First National Bank of Orwell, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First National Bank of Orwell CD rates. You can also compare First National Bank of Orwell savings rates, MMA rates and mortgage rates using our other rate lists.

First National Bank of Orwell money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank of Orwell? Share your experience about First National Bank of Orwell by leaving a review below, or read customer reviews before you decide to use First National Bank of Orwell.

First National Bank of Orwell Texas Ratio

First National Bank of Orwell's Texas Ratio is at 7.84%, which is considered excellent. The Texas Ratio for First National Bank of Orwell is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First National Bank of Orwell is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.07%
18-Month CD
2.53%
24-Month CD
2.53%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.10%
MMA
N/A
30-Year Fixed
7.19%
Credit Card
N/A
Personal Loan
N/A
First National Bank of Orwell
441 Main St
Orwell, VT 05760
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

First National Bank of Orwell CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First National Bank of Orwell
First National Bank of Orwell
12-Month CD
4.07%
$500
First National Bank of Orwell
First National Bank of Orwell
24-Month CD
2.53%
$500
First National Bank of Orwell
First National Bank of Orwell
18-Month CD
2.53%
$500
First National Bank of Orwell
First National Bank of Orwell
Passbook Savings
0.10%
$0

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

First National Bank of Orwell Mortgage Rates

Lender
Product
Rate
APR
Points
First National Bank of Orwell
First National Bank of Orwell
30-Year Fixed
7.125%
7.188%
0.000
First National Bank of Orwell
First National Bank of Orwell
15-Year Fixed
6.875%
6.976%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare First National Bank of Orwell Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Park Bank
Park Bank
24-Month CD
1.81%
$2,500
Iron Workers SB
Iron Workers SB
36-Month CD
3.00%
$500
Savings Bank of Danbury
Savings Bank of Danbury
60-Month CD
0.85%
$500
Western Heritage Bank
Western Heritage Bank
6-Month CD
4.81%
$1,000
Vermont State Bank
Vermont State Bank
18-Month CD
4.04%
$500
Reliabank Dakota
Reliabank Dakota
Money Market
0.05%
$2,500
International Bank of Chicago
International Bank of Chicago
18-Month CD
2.00%
$1,000
Citizens State Bank of Loyal
Citizens State Bank of Loyal
45-Month CD special
3.75%
$10,000
First National Bank in Marlow
First National Bank in Marlow
18-Month CD
2.70%
$500
Nuvision Federal Credit Union
Nuvision Federal Credit Union
48-Month CD Certificate
2.70%
$1,000
FNB of Pandora
FNB of Pandora
36-Month CD
1.51%
$1,000
First Citizens Bank Mason City, IA
First Citizens Bank Mason City, IA
Basic Savings Account
0.03%
$1
First Citizens State Bank
First Citizens State Bank
12-Month CD
1.30%
$1,000
Washita State Bank
Washita State Bank
12-Month CD
5.75%
$1,000
Bank of Sun Prairie
Bank of Sun Prairie
36-Month CD
1.20%
$500
Bank of Edmonson County
Bank of Edmonson County
Money Market MMA
0.15%
$1,000
Susser Bank
Susser Bank
13-Month CD
5.25%
$1,000
Bank of Vici
Bank of Vici
Now Account
0.25%
$2,000
Milford Federal Bank
Milford Federal Bank
14-Month CD special
4.33%
$1,000
First State Bank of Campbell Hill
First State Bank of Campbell Hill
Christmas Club Account
0.10%
$1
Artisans Bank
Artisans Bank
48-Month CD
0.20%
$1,500
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
17-Month CD Special
4.50%
$5,000
Accentra Credit Union
Accentra Credit Union
Share Savings
0.05%
$5
State Bank Freeport, IL
State Bank Freeport, IL
6-Month CD special new money
4.75%
$10,000
RBAZ Republic Bank of Arizona
6-Month CD
3.83%
$1,000
ConnectOne Bank
ConnectOne Bank
7-Month CD
3.80%
$500
Coleman County State Bank
Coleman County State Bank
36-Month CD
2.68%
$1,000
VISIONBank Saint Francis, MN
VISIONBank Saint Francis, MN
12-Month CD
4.85%
$500
FNB of Peterstown
FNB of Peterstown
24-Month CD
0.85%
$2,500
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
12-Month CD
2.00%
$2,000
Psecu
Psecu
12-Month CD
5.15%
$500
First State Bank of Harvey
First State Bank of Harvey
60-Month CD
3.29%
$1,000
Western Nebraska Bank
Western Nebraska Bank
18-Month CD
5.09%
$250
First Bank Burkburnett, TX
First Bank Burkburnett, TX
60-Month CD
2.01%
$1,000
Wayne Savings Community Bank
Wayne Savings Community Bank
24-Month CD
0.30%
$1,000
The Huntington National Bank
The Huntington National Bank
12-Month CD
0.10%
$1,000
Ulster Savings Bank
Ulster Savings Bank
48-Month CD
0.45%
$500
First Bank of Utica
First Bank of Utica
60-Month CD
2.32%
$500
Capital Bank TX
Capital Bank TX
18-Month CD
2.02%
$500
Lowell Five SB
Lowell Five SB
High Yield Savings
3.00%
$50,000
FirsTier Bank
FirsTier Bank
24-Month CD
0.50%
$0
Huntington FSB
Huntington FSB
36-Month CD
2.02%
$500
Regent Bank (OK)
Regent Bank (OK)
36-Month CD
4.25%
$1,000
Bank 21
Bank 21
Statement Savings
0.25%
$25
KodaBank
KodaBank
12-Month CD
3.85%
$1,000
Great Plains State Bank
Great Plains State Bank
9-Month CD
3.00%
$500
Northfield Bank
Northfield Bank
Premier Savings
0.05%
$300
Bluff View Bank
Bluff View Bank
12-Month CD
1.51%
$10,000
Pacific Crest SB
Pacific Crest SB
36-Month CD
4.50%
$2,000
Bank of Brenham
Bank of Brenham
12-Month CD
3.65%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

First National Bank of Orwell Mortgage Rates

Lender
Product
Rate
APR
Points
8.375%
8.432%
0.375
8.250%
8.411%
0.000
8.150%
8.354%
0.000
10-Year ARM
8.000%
8.099%
0.000
5-Year Jumbo ARM
5.875%
8.098%
2.000
30-Year Jumbo Fixed
7.750%
7.911%
1.000
5-Year ARM FHA
5.750%
7.888%
2.000
7-Year ARM
7.500%
7.847%
0.000
5Y/6M ARM
6.750%
7.841%
0.881
7-Year ARM
6.990%
7.764%
0.000
30-Year Fixed
7.421%
7.750%
0.000
7.500%
7.746%
0.000
7.500%
7.735%
1.000
5-Year ARM
6.000%
7.685%
2.000
7.500%
7.682%
1.000
6.500%
7.670%
0.500
5/6 Month ARM
6.750%
7.623%
1.000
6.500%
7.600%
0.500
7.250%
7.591%
0.000
7.500%
7.573%
0.000
30-Year Fixed FHA
6.000%
7.565%
0.000
6.875%
7.559%
0.000
7Y/6M ARM
6.500%
7.545%
0.908
7.125%
7.524%
1.000
6.625%
7.510%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First National Bank of Orwell Information

First National Bank of Orwell
441 Main St
Orwell, VT 05760
Addison
Established Date: 01/01/1863
FDIC Certificate #: 6280
Date of FDIC Deposit Insurance: 01/01/1934
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is First National Bank of Orwell FDIC Insured? Yes
What is First National Bank of Orwell's Cert number? 6280
What is the maximum amount for insured deposits? $250,000 per holder, per account

First National Bank of Orwell Financials

Total Assets:
$83,956,000
Total Deposits:
$74,763,000
Equity Capital:
$9,018,000
Domestic Deposits:
$74,763,000
Net Income:
$412,000
Return on Assets:
1.3594%
Quarterly Return on Assets:
1.9600%
Pretax Return on Assets:
2.4675%
Pretax Quarterly Return on Assets:
2.4700%
Return on Equity:
14.2600%
Quarterly Return on Equity:
18.7000%
Leverage Tier 1 (Core Capital) Ratio:
9.6362%
Total Interest Income (YTD):
4.3392%
 
 
Headquarters:
Orwell
FDIC Field Office:
Windsor
Regulator:
OCC
County:
Addison
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

30 year mortgage rates remained unchanged in the most recent Primary Mortgage Market Survey released by Freddie Mac. 30 year fixed rate conforming mortgage rates are averaging 5.07 percent for the week ending April 22, 2010, unchanged from the previous week’s average mortgage rate. Mortgage discount points averaged 0.7 points, up from 0.6 points the prior week’s average.
The Federal Reserve wrapped up their two day meeting yesterday and decided to keep the fed rates unchanged. The Fed was expected to stand pat on rates during the September meeting. Even though the Fed kept rates where they are, online CD rates continue to march higher.
30-year-mortgage-rates-at-483-mba30 year mortgage rates are down to 4.83 percent in the latest Mortgage Application Survey released by the Mortgage Bankers Association.  This is a decline from last week's average 30 year contract interest rate of 4.90 percent. 

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