First National Bank of Orwell CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.00%, 6-month CD rates at 0.10% and 3-month CD rates at 1.16%. Current savings rates are at 0.15% and money market rates are at 2.02%. Mortgage rates today on 30-year fixed loans are around 6.92%. Credit Card rates are at 15.74%. Personal Loan rates are at 14.20%. All these rates, and more, can be found in our database of rates. First National Bank of Orwell's 12-Month CD rates are at 4.85%, 24-Month CD rates are at 3.04%, 18-Month CD rates are at 3.04%. First National Bank of Orwell's savings rates are at 1.00%. First National Bank of Orwell's 30-Year Fixed rates are at 6.88%, 15-Year Fixed rates are at 6.38%.

First National Bank of Orwell

To see how these rates compare to First National Bank of Orwell CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First National Bank of Orwell, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First National Bank of Orwell CD rates. You can also compare First National Bank of Orwell savings rates, MMA rates and mortgage rates using our other rate lists.

First National Bank of Orwell money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank of Orwell? Share your experience about First National Bank of Orwell by leaving a review below, or read customer reviews before you decide to use First National Bank of Orwell.

First National Bank of Orwell Texas Ratio

First National Bank of Orwell's Texas Ratio is at 7.84%, which is considered excellent. The Texas Ratio for First National Bank of Orwell is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First National Bank of Orwell is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.85%
18-Month CD
3.04%
24-Month CD
3.04%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
1.00%
MMA
N/A
30-Year Fixed
6.94%
Credit Card
N/A
Personal Loan
N/A
First National Bank of Orwell
441 Main St
Orwell, VT 05760
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

First National Bank of Orwell CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First National Bank of Orwell
First National Bank of Orwell
12-Month CD
4.85%
$500
First National Bank of Orwell
First National Bank of Orwell
24-Month CD
3.04%
$500
First National Bank of Orwell
First National Bank of Orwell
18-Month CD
3.04%
$500
First National Bank of Orwell
First National Bank of Orwell
Passbook Savings
1.00%
$0

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

First National Bank of Orwell Mortgage Rates

Lender
Product
Rate
APR
Points
First National Bank of Orwell
First National Bank of Orwell
15-Year Fixed
6.375%
6.475%
0.000
First National Bank of Orwell
First National Bank of Orwell
30-Year Fixed
6.875%
6.937%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare First National Bank of Orwell Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Grand Bank for Savings
Grand Bank for Savings
8-Month CD (special)
5.50%
$1,000
Fidelity
Fidelity
24-Month CD (New Issue)
5.05%
$1,000
New Albin Savings Bank
New Albin Savings Bank
12-Month CD
4.99%
$1,000
Osgood Bank OB
Osgood Bank OB
6-Month CD (relationship)
4.76%
$10,000
Merrimack County SB
Merrimack County SB
18-Month CD
4.75%
$500
Farmers Trust & Savings Bank Earling, IA
Farmers Trust & Savings Bank Earling, IA
12-Month CD (special)
4.54%
$1,000
Commerce Bank & Trust
Commerce Bank & Trust
12-Month CD
4.33%
$500
Abbey Credit Union
Abbey Credit Union
24-Month CD
4.30%
$500
FSB of Westmoreland
FSB of Westmoreland
48-Month CD
4.14%
$1,000
Mercantile Bank
Mercantile Bank
18-Month CD
4.00%
$500
USAlliance Financial
USAlliance Financial
9-Month CD
4.00%
$500
Popular Bank
Popular Bank
36-Month CD
3.95%
$1,000
Farmers State Bank of Calhan
Farmers State Bank of Calhan
24-Month CD
3.67%
$500
RadiFi Credit Union
RadiFi Credit Union
36-Month CD
3.65%
$500
PSB Indianola, IA
PSB Indianola, IA
24-Month CD
3.35%
$1,000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
18-Month CD
3.30%
$100
Ponce Bank
Ponce Bank
60-Month CD
3.25%
$1,000
Saco & Biddeford Savings
Saco & Biddeford Savings
48-Month
3.04%
$500
First National Bank of Orwell
First National Bank of Orwell
24-Month CD
3.04%
$500
Bethpage Federal Credit Union
Bethpage Federal Credit Union
24-Month CD
3.00%
$50
Farmers and Drovers Bank
Farmers and Drovers Bank
6-Month CD
2.75%
$500
Marthas Vineyard Bank
Marthas Vineyard Bank
36-Month CD
2.53%
$1,000
United Trust Bank
United Trust Bank
24-Month CD
2.53%
$1,000
First Westroads Bank
First Westroads Bank
48-Month CD
2.50%
$100
Arundel Federal Savings Bank
Arundel Federal Savings Bank
84-Month CD
2.50%
$10,000
West Union Bank
West Union Bank
3-Month CD
2.40%
$500
Tri-County Trust Company
Tri-County Trust Company
36-Month CD
2.32%
$1,000
Tucumcari Federal S&L
36-Month CD
2.17%
$1,000
Oxford Bank
Oxford Bank
14-Month CD
2.12%
$500
Mount Vernon B&T Co.
Mount Vernon B&T Co.
Commercial Money Market
2.02%
$1,000,000
BluPeak Credit Union
BluPeak Credit Union
60-Month CD
2.00%
$1,000
First State Bank of Campbell Hill
First State Bank of Campbell Hill
48-Month CD
1.76%
$50
Northrim Bank
Northrim Bank
24-Month CD
1.65%
$500
Bank of Herrin
Bank of Herrin
48-Month CD
1.53%
$1,000
First State Bank Nebraska
First State Bank Nebraska
Money Market
1.50%
$250,000
Republic Bank of Chicago
Republic Bank of Chicago
24-Month CD
1.25%
$1,000
United Bank of Union
United Bank of Union
48-Month CD
1.00%
$500
Midland Federal S&L
Midland Federal S&L
24-Month CD
0.65%
$1,000
Kitsap Bank
Kitsap Bank
Money Market Plus
0.65%
$100,000
Oakdale State Bank
Oakdale State Bank
12-Month CD
0.60%
$1,000
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
Regular Savings
0.50%
$25
FNB in Taylorville
FNB in Taylorville
Money Market
0.50%
$2,500
Bristol County Savings Bank
Bristol County Savings Bank
Money Market
0.50%
$10
Conneaut Savings Bank
Conneaut Savings Bank
48-Month CD (relationship bonus)
0.35%
$1,000
The Harrison B&L Assoc.
The Harrison B&L Assoc.
18-Month CD
0.30%
$1,000
Clinton Bank
Clinton Bank
Money Market
0.25%
$2,500
National Bank of Coxsackie
National Bank of Coxsackie
18-Month CD
0.20%
$500
Eastern Bank
Eastern Bank
60-Month CD (Business Select)
0.20%
$500
Auburn Savings Bank
Auburn Savings Bank
Statement Savings
0.05%
$25
First Federal S&L Newark, OH
First Federal S&L Newark, OH
First Savers Savings
0.01%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

First National Bank of Orwell Mortgage Rates

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.750%
5.507%
0.000
5.000%
5.531%
0.000
5.500%
5.540%
0.000
15 Year Fixed
5.500%
5.568%
0.000
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.625%
5.786%
0.000
15-Year Fixed
5.625%
5.799%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
5.675%
5.894%
0.000
5.500%
5.908%
2.000
15 Year Fixed
5.625%
5.941%
1.000
5.750%
5.954%
1.000
5.750%
5.957%
0.000
5.875%
5.970%
0.000
15-Year Fixed (Jumbo)
5.875%
5.970%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First National Bank of Orwell Information

First National Bank of Orwell
441 Main St
Orwell, VT 05760
Addison
Established Date: 01/01/1863
FDIC Certificate #: 6280
Date of FDIC Deposit Insurance: 01/01/1934
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is First National Bank of Orwell FDIC Insured? Yes
What is First National Bank of Orwell's Cert number? 6280
What is the maximum amount for insured deposits? $250,000 per holder, per account

First National Bank of Orwell Financials

Total Assets:
$83,956,000
Total Deposits:
$74,763,000
Equity Capital:
$9,018,000
Domestic Deposits:
$74,763,000
Net Income:
$412,000
Return on Assets:
1.3594%
Quarterly Return on Assets:
1.9600%
Pretax Return on Assets:
2.4675%
Pretax Quarterly Return on Assets:
2.4700%
Return on Equity:
14.2600%
Quarterly Return on Equity:
18.7000%
Leverage Tier 1 (Core Capital) Ratio:
9.6362%
Total Interest Income (YTD):
4.3392%
 
 
Headquarters:
Orwell
FDIC Field Office:
Windsor
Regulator:
OCC
County:
Addison
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

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shorebank-direct-online-savings-accountShoreBank Direct, the online banking division of ShoreBank, is offering an online savings account that currently has an interest rate of 2.13 percent and an annual percentage yield ( APY) of 2.15 percent, one of the highest online savings account rates available today.
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