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Home SB of Wapakoneta Rates & Review April 2026

Home SB of Wapakoneta's 182 day Certificate of Deposit rates are at 3.65%, 25-Month Certificate of Deposit rates are at 3.55%, 13-Month Certificate of Deposit rates are at 3.45%, 91 day Certificate of Deposit rates are at 3.00%, 60-Month Certificate of Deposit rates are at 2.27%. Home SB of Wapakoneta's savings rates are at 0.01%. MonitorBankRates evaluates the financial stability of Home SB of Wapakoneta with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/11/2026.

Home SB of Wapakoneta money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Home SB of Wapakoneta? Share your experience about Home SB of Wapakoneta by leaving a review below, or read customer reviews before you decide to use Home SB of Wapakoneta.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Home SB of Wapakoneta
1 S Blackhoof St
Wapakoneta, OH 45895
https://secure.homesavings-wapak.com/
Member FDIC

Home SB of Wapakoneta CD Rates

Product Rate APY Term View More
182 day Certificate of Deposit 3.62% 3.65% 182
Min Deposit $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
25 Month Certificate of Deposit 3.50% 3.55% 25
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
13 Month Certificate of Deposit 3.41% 3.45% 13
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
91 day Certificate of Deposit 2.97% 3.00% 91
Min Deposit $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 Month Certificate of Deposit 2.25% 2.27% 60
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 Month Certificate of Deposit 1.95% 1.96% 48
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
30 Month Certificate of Deposit 1.40% 1.41% 30
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Month Certificate of Deposit 1.30% 1.31% 24
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
17 Month Certificate of Deposit 1.00% 1.00% 17
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 Month Certificate of Deposit 0.95% 0.95% 18
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month Certificate of Deposit 0.80% 0.80% 12
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
10 Month Certificate of Deposit 0.70% 0.70% 10
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Home SB of Wapakoneta Savings Rates

Product Rate APY View More
Cornerstone Statement Savings Account 0.15% 0.15%
Min Deposit $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Cornerstone Statement Savings Account 0.10% 0.10%
Min Deposit $50,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Cornerstone Statement Savings Account 0.05% 0.05%
Min Deposit $25,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Cornerstone Statement Savings Account 0.04% 0.04%
Min Deposit $10,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Christmas Club 0.03% 0.03%
Min Deposit $1
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Cornerstone Statement Savings Account 0.01% 0.01%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Home SB of Wapakoneta is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Home SB of Wapakoneta rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Home SB of Wapakoneta's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Home SB of Wapakoneta
FDIC Certificate # 30176
Address 1 S Blackhoof St, Wapakoneta, OH 45895  ·  Auglaize
Established 11/24/1941
FDIC Insurance Date 08/09/1989
Domestic Offices 1
Total Branches 1
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.5353%
Return on Equity (ROE) 4.5800%
Non-Performing Loans (NPL) 0.00%
Total Assets $41,443,000
Total Deposits $34,188,000
Equity Capital $5,105,000
Net Income $180,000
Headquarters Wapakoneta
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Home SB of Wapakoneta

Is Home SB of Wapakoneta a safe place to deposit money?

Yes, Home SB of Wapakoneta is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Home SB of Wapakoneta operate?

Home SB of Wapakoneta currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Home SB of Wapakoneta does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Home SB of Wapakoneta provides members with tools to manage their accounts and build a solid financial history.

Does Home SB of Wapakoneta offer online and mobile banking?

Most modern institutions like Home SB of Wapakoneta provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://secure.homesavings-wapak.com/.

Current Home SB of Wapakoneta Rates

  • 12-Month CD0.80%
  • 18-Month CD0.95%
  • 24-Month CD1.31%
  • 48-Month CD1.96%
  • 60-Month CD2.27%
  • Savings0.01%
Retrieved from our database of financial products. Rates subject to change.