|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 CFCU Community Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
CFCU Community Credit Union's 18-month IRA CD rates are at 4.25%. CFCU Community Credit Union's Personal Loan Rates are at 4.75%. MonitorBankRates evaluates the financial stability of CFCU Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.92%. Rates were last updated on 03/28/2026. CFCU Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CFCU Community Credit Union? Share your experience about CFCU Community Credit Union by leaving a review below, or read customer reviews before you decide to use CFCU Community Credit Union. 
CFCU Community Credit Union CD Rates
CFCU Community Credit Union Student Loan Rates
CFCU Community Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for CFCU Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather CFCU Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with CFCU Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
CFCU Community Credit Union
Website
https://www.mycfcu.com
Address
1030 Craft Rd,
Ithaca, NY 14850
Phone
607-257-8500
Fax
607-257-8217
President
Blixy Taetzsch
CEO
Lisa Whitaker
Full-Time Employees
229
Part-Time Employees
0
Branch Locations
14
ATM Locations
13
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.92%
Return on Assets (ROA)
0.5732%
Return on Equity (ROE)
4.0275%
Non-Performing Loans Ratio (NPL)
0.97%
Total Assets
1,453,396,332
Total Amount of Shares and Deposits
1,236,165,396
Total Shares and Deposits < 1 Year
1,155,980,805
Total Shares and Deposits 1 3 Years
62,701,279
Total Shares and Deposits > 3 Years
17,483,312
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
162,867,319
Total Uninsured Shares and Deposits > $250K (F+J)
162,867,319
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,073,298,077
Total Interest Expense (Sum of items 6 8)
10,590,541
Share Certificates
10,471
Number of Accounts for Share Drafts
40,800
IRA KEOGH Accounts
2,098
Number of Accounts for Regular Shares
90,656
Money Market Shares
2,623
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
152,456,231
Total Liabilities
1,258,302,080
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About CFCU Community Credit UnionIs CFCU Community Credit Union a safe place to deposit money?Yes, CFCU Community Credit Union is considered a safe financial institution. With a Texas Ratio of 4.9230080384652%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does CFCU Community Credit Union operate?CFCU Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join CFCU Community Credit Union?Yes, to access services at CFCU Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, CFCU Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, CFCU Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does CFCU Community Credit Union offer online and mobile banking?Most modern institutions like CFCU Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mycfcu.com. Current CFCU Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Niagara Wheatfield Federal Credit Union
Ulster Federal Credit Union
Internationalites Federal Credit Union
SSMOK Employees Federal Credit Union
Tex Mex Credit Union
Rivertrust Federal Credit Union
Reliance Federal Credit Union
Newell Federal Credit Union
Expedition Credit Union
Houston Belt and Terminal Federal Credit Union
Elektra Federal Credit Union
Mobile Government Emp Credit Union
Memphis Municipal Employees Federal Credit Union
Arkansas Best Federal Credit Union
Odessa Employees Credit Union
Crossroads Financial Federal Credit Union
LEVO
IDB Global Federal Credit Union
Cascade Federal Credit Union
C&R Credit Union
Eastern Indiana Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||
