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CD Rates Springdale, Arkansas (AR) for April 2026

Content reviewed by
Brian McKay Brian McKay
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: April 4, 2026

Current Springdale, Arkansas CD rates include UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit Union2894 W Sunset Ave, Springdale, AR 72762B4.4 ★Texas Ratio: 21.76% offering IRA Certificate Term 18-Month Variable at 3.72% APY, Simmons BankSimmons Bank2832 W Sunset Ave, Springdale, AR 72762A+5.0 ★Texas Ratio: 2.50% offering 6-month CD at 3.65% APY, First National Bank (AR)First National Bank (AR)1950 S Pleasant St, Springdale, AR 72764A+5.0 ★Texas Ratio: 1.81% offering 60 Month CD at 2.64% APY, United Federal Credit UnionUnited Federal Credit Union6706 W Sunset Ave, Springdale, AR 72762A+5.0 ★Texas Ratio: 3.35% offering 36 Month Bump Up Certificate at 2.10% APY, and Ouachita Valley Health System Federal Credit UnionOuachita Valley Health System Federal Credit Union638 California Ave SW, Camden, AR 71701 4604B4.6 ★Texas Ratio: 19.80% offering 24-Month IRA at 4.33% APY. CD rates as of April 4, 2026 according to verified data from MonitorBankRates.

To help you find the best CD rates in Springdale, Arkansas, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 4, 2026

Compare Best CD Rates in Springdale, Arkansas & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
2894 W Sunset Ave, Springdale, AR 72762
3-Month Share Certificate
$100,000
3.60%
View
▼
Rate3.54%
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details

$100,000 Minimum to Earn APY

First National Bank (AR)
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1950 S Pleasant St, Springdale, AR 72764
90 Day CD
$5,000
0.95%
View
▼
Rate0.95%
Min Deposit$5,000
Min Balance—
UpdatedApr 4, 2026
Details

Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
2522 S Pinnacle Hills Pkwy, Rogers, AR 72758
3-Month CD
$1,000
3.40%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

FNB Lawrence County at Walnut Ridge
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
206 W Main St, Walnut Ridge, AR 72476
3 month CD
$1,000
2.37%
View
▼
Rate2.35%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

First National Bank of Eastern Arkansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
101 N Washington St, Forrest City, AR 72335
1 - 3 Month CD
$1,000
1.76%
View
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
Eaton Hydraulics, Searcy, AR 72143 7408
Certificate of Deposit 3 month
$0
0.75%
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1900 Highway 201 N, Mountain Home, AR 72653
3-month term Standard CDs
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Simmons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
2832 W Sunset Ave, Springdale, AR 72762
6-month CD
$50,000
3.65%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 4, 2026
Details

$50,000 - $250,000 New Money

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
2894 W Sunset Ave, Springdale, AR 72762
6-Month Share Certificate
$100,000
3.45%
View
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details

$100,000 Minimum to Earn APY

First National Bank (AR)
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1950 S Pleasant St, Springdale, AR 72764
6 Month CD
$1,000
1.00%
View
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

Armor Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
33 W Main St, Marianna, AR 72360
6-Month CD
$500
4.06%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

Limited time offer. APY effective as of 9/24/25. $500 minimum opening deposit up to a maximum of $250,000. Offer not applicable for public entities or financial institutions. Early withdrawal penalties apply. APY based on interest compounded quarterly. Fees may reduce earnings. Other restrictions may apply. Please speak with an Armor Bank employee for further information.

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
820 Louisiana St, Little Rock, AR 72201 4692
6 Month CD Special
$0
4.00%
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
1513 N Hervey St, Hope, AR 71801
6 Month TEAL Certificate
$0
3.95%
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Age 0-17

Ouachita Valley Health System Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.80%
638 California Ave SW, Camden, AR 71701 4604
6-Month IRA & CD
$1,000
3.81%
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

First National Bank of Eastern Arkansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
101 N Washington St, Forrest City, AR 72335
6 Month CD
$1,000
3.80%
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
340 Cash Rd SW, Camden, AR 71701 3705
IRA 6 Month Share Certificate
$0
3.56%
View
▼
Rate3.53%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Alcoa Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
1125 Military Rd, Benton, AR 72015
6-Month Certificate
$1,000
3.50%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

Fixed rate for the term of the Certificate, Certificate does not automatically renew.

Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
2522 S Pinnacle Hills Pkwy, Rogers, AR 72758
6-Month CD
$1,000
3.40%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

FNB Lawrence County at Walnut Ridge
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
206 W Main St, Walnut Ridge, AR 72476
6 month CD
$1,000
3.03%
View
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

Bank of 1889
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
305 Public Sq, Berryville, AR 72616
6 Month Certificate
$0
3.02%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Cooperative Extension Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
2301 S University Ave, Little Rock, AR 72204 4940
6-Month Share Certificate
$0
3.00%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
Eaton Hydraulics, Searcy, AR 72143 7408
Certificate of Deposit 6 month
$0
2.42%
View
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

River Town Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1001 S 21st St, FORT SMITH, AR 72901 4007
6-Month Share Certificate
$0
2.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
7301 E County Road 142, Blytheville, AR 72315 6917
Certificates minimum) 6 Month
$0
1.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

$1,000

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1900 Highway 201 N, Mountain Home, AR 72653
6-month term Standard CDs
$0
1.35%
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Diamond Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
7333 Highway 270, Malvern, AR 72104 2078
6-Month CD
$0
1.31%
View
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
11001 Hermitage Rd, LIttle Rock, AR 72211
Share and IRA Certificate - Fixed (6 mo.)
$500
1.30%
View
▼
Rate1.29%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

Natural State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
901 S MAIN ST, SEARCY, AR 72143
6 Month CD
$2,000
0.50%
View
▼
Rate0.50%
Min Deposit$2,000
Min Balance—
UpdatedApr 4, 2026
Details

Arkansas AM&N College Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
2020 W Reeker Ave, Pine Bluff, AR 71601
6 Month Share Certificate
$0
0.15%
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

$99999 Maximum Early withdrawal penalty :

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
2894 W Sunset Ave, Springdale, AR 72762
12-Month Share Certificate
$100,000
3.40%
View
▼
Rate3.35%
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details

$100,000 Minimum to Earn APY

First National Bank (AR)
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1950 S Pleasant St, Springdale, AR 72764
12 Month CD
$1,000
2.00%
View
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
6706 W Sunset Ave, Springdale, AR 72762
12 Month Liquid Certificate
$2,500
1.70%
View
▼
Rate1.59%
Min Deposit$2,500
Min Balance—
UpdatedApr 4, 2026
Details

Bonus rate of 0.10% APY when the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00. A penalty may be charged for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.

River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
340 Cash Rd SW, Camden, AR 71701 3705
IRA 1 Year Jumbo Share Certificate
$0
3.83%
View
▼
Rate3.76%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1448 AR 333, Russellville, AR 72802
Regular Certificates 12-month
$0
3.80%
View
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
Eaton Hydraulics, Searcy, AR 72143 7408
Certificate of Deposit 12 month
$0
3.70%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
820 Louisiana St, Little Rock, AR 72201 4692
12 Month CD Special
$0
3.65%
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Ouachita Valley Health System Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.80%
638 California Ave SW, Camden, AR 71701 4604
12-Month IRA & CD
$1,000
3.56%
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
4301 South Jb Hunt Dr Ste 140, Rogers, AR 72758
12-Month Certificate
$500
3.55%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

Cooperative Extension Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
2301 S University Ave, Little Rock, AR 72204 4940
12-Month Share Certificate
$0
3.50%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

First National Bank of Eastern Arkansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
101 N Washington St, Forrest City, AR 72335
1 Year CD
$1,000
3.29%
View
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

River Town Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1001 S 21st St, FORT SMITH, AR 72901 4007
1-Year Share Certificate
$0
3.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Bank of 1889
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
305 Public Sq, Berryville, AR 72616
1 Year Certificate
$0
2.77%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Bank of Little Rock
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
200 N State St, Little Rock, AR 72201
1 Year Certificates of Deposit (CDs)
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

FNB Lawrence County at Walnut Ridge
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
206 W Main St, Walnut Ridge, AR 72476
12 month CD
$1,000
2.52%
View
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
11001 Hermitage Rd, LIttle Rock, AR 72211
Share and IRA Certificate - Fixed (1 year)
$500
2.25%
View
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

Diamond Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
7333 Highway 270, Malvern, AR 72104 2078
12 Month CD
$0
1.41%
View
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1900 Highway 201 N, Mountain Home, AR 72653
12-month term Standard CDs
$0
1.40%
View
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Subiaco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
243 Conrad St, Subiaco, AR 72865
12 Month Certificate
$0
1.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

As low as

Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
430 N Hampton Ave, Russellville, AR 72802
12 Month Share Certificate
$0
0.65%
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Arkansas AM&N College Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
2020 W Reeker Ave, Pine Bluff, AR 71601
12 Month Share Certificate
$0
0.25%
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

$99999 Maximum Penalty for early withdrawal

BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
3500 N College Ave, Fayetteville, AR 72703
IRA CD 1 Year
$0
0.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
2894 W Sunset Ave, Springdale, AR 72762
IRA Certificate Term 18-Month Variable
$100,000
3.72%
View
▼
Rate3.66%
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details

$100,000 Minimum to Earn APY

First National Bank (AR)
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1950 S Pleasant St, Springdale, AR 72764
18 Month CD
$1,000
1.90%
View
▼
Rate1.89%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

Ouachita Valley Health System Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.80%
638 California Ave SW, Camden, AR 71701 4604
18-Month IRA
$2,000
4.07%
View
▼
Rate4.00%
Min Deposit$2,000
Min Balance—
UpdatedApr 4, 2026
Details

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1448 AR 333, Russellville, AR 72802
Regular Certificates 18-month
$0
4.00%
View
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
Eaton Hydraulics, Searcy, AR 72143 7408
Certificate of Deposit 18 month
$0
3.80%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1900 Highway 201 N, Mountain Home, AR 72653
18-month term
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

First National Bank of Eastern Arkansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
101 N Washington St, Forrest City, AR 72335
18 Month IRA Fixed
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
4301 South Jb Hunt Dr Ste 140, Rogers, AR 72758
18-Month Certificate
$500
3.10%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

Bank of Little Rock
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
200 N State St, Little Rock, AR 72201
18 Month IRA
$0
2.78%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

FNB Lawrence County at Walnut Ridge
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
206 W Main St, Walnut Ridge, AR 72476
18 month CD
$500
2.57%
View
▼
Rate2.55%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

Diamond Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
7333 Highway 270, Malvern, AR 72104 2078
18 Month CD
$0
1.46%
View
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
430 N Hampton Ave, Russellville, AR 72802
18 Month Share Certificate
$0
0.75%
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
2894 W Sunset Ave, Springdale, AR 72762
24-Month Share Certificate
$100,000
3.45%
View
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details

$100,000 Minimum to Earn APY

First National Bank (AR)
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1950 S Pleasant St, Springdale, AR 72764
24 Month CD
$1,000
2.10%
View
▼
Rate2.09%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

Ouachita Valley Health System Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.80%
638 California Ave SW, Camden, AR 71701 4604
24-Month IRA
$2,000
4.33%
View
▼
Rate4.25%
Min Deposit$2,000
Min Balance—
UpdatedApr 4, 2026
Details

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1448 AR 333, Russellville, AR 72802
Regular Certificates 24-month
$0
3.75%
View
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
340 Cash Rd SW, Camden, AR 71701 3705
IRA 2 year Jumbo Share Certificate
$0
3.59%
View
▼
Rate3.53%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

First National Bank of Eastern Arkansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
101 N Washington St, Forrest City, AR 72335
2 Year CD
$1,000
3.29%
View
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
4301 South Jb Hunt Dr Ste 140, Rogers, AR 72758
24-Month Certificate
$500
3.10%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
Eaton Hydraulics, Searcy, AR 72143 7408
Certificate of Deposit 24 month
$0
3.03%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

River Town Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1001 S 21st St, FORT SMITH, AR 72901 4007
2-Year Share Certificate
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Alcoa Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
1125 Military Rd, Benton, AR 72015
2 Year Certificate
$2,500
2.75%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 4, 2026
Details

Fixed rate, quarterly dividends. Dividends may compound, may receive quarterly dividend check or have dividends posted to savings or checking. Does not automatically renew.

FNB Lawrence County at Walnut Ridge
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
206 W Main St, Walnut Ridge, AR 72476
24 month CD
$500
2.63%
View
▼
Rate2.60%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1900 Highway 201 N, Mountain Home, AR 72653
24-month term Standard CDs
$0
2.60%
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Bank of 1889
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
305 Public Sq, Berryville, AR 72616
2 Year Certificate
$0
2.52%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Bank of Little Rock
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
200 N State St, Little Rock, AR 72201
2 Year Certificates of Deposit (CDs)
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
11001 Hermitage Rd, LIttle Rock, AR 72211
Share and IRA Certificate - Fixed (2 year)
$500
2.40%
View
▼
Rate2.38%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
1201 W 3rd ST, Little Rock, AR 72201 1903
24 Month Share Certificates (CDs)
$0
2.25%
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
820 Louisiana St, Little Rock, AR 72201 4692
Share Certificates of Deposit & IRA Certificates of Deposit 2 Year
$1,000
2.20%
View
▼
Rate2.18%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

Diamond Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
7333 Highway 270, Malvern, AR 72104 2078
24 Month CD
$0
1.51%
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
430 N Hampton Ave, Russellville, AR 72802
24 Month Share Certificate
$0
1.25%
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
2894 W Sunset Ave, Springdale, AR 72762
IRA Certificate Term 36-Month Variable
$100,000
3.67%
View
▼
Rate3.61%
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details

$100,000 Minimum to Earn APY

First National Bank (AR)
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1950 S Pleasant St, Springdale, AR 72764
36 Month CD
$1,000
2.34%
View
▼
Rate2.33%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
6706 W Sunset Ave, Springdale, AR 72762
36 Month Bump Up Certificate
$500
2.10%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

Bonus rate of 0.10% APY when the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00.

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1448 AR 333, Russellville, AR 72802
Regular Certificates 36-month
$0
3.75%
View
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
340 Cash Rd SW, Camden, AR 71701 3705
IRA 3 Year Jumbo Share Certificate
$0
3.56%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

First National Bank of Eastern Arkansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
101 N Washington St, Forrest City, AR 72335
3 Year CD
$1,000
3.29%
View
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

Ouachita Valley Health System Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.80%
638 California Ave SW, Camden, AR 71701 4604
36-Month IRA & CD
$1,000
3.25%
View
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
Eaton Hydraulics, Searcy, AR 72143 7408
Certificate of Deposit 36 month
$0
3.08%
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
4301 South Jb Hunt Dr Ste 140, Rogers, AR 72758
36-Month Certificate
$500
3.03%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

River Town Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1001 S 21st St, FORT SMITH, AR 72901 4007
3-Year Share Certificate
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1900 Highway 201 N, Mountain Home, AR 72653
36-month term Standard CDs
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

FNB Lawrence County at Walnut Ridge
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
206 W Main St, Walnut Ridge, AR 72476
36 month CD
$500
2.73%
View
▼
Rate2.70%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
11001 Hermitage Rd, LIttle Rock, AR 72211
Share and IRA Certificate - Fixed (3 year)
$500
2.40%
View
▼
Rate2.38%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
820 Louisiana St, Little Rock, AR 72201 4692
Share Certificates of Deposit & IRA Certificates of Deposit 3 Year
$1,000
2.30%
View
▼
Rate2.28%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

Bank of 1889
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
305 Public Sq, Berryville, AR 72616
3 Year Certificate
$0
2.01%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
1201 W 3rd ST, Little Rock, AR 72201 1903
36 Month Share Certificates (CDs)
$0
2.00%
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Bank of Little Rock
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
200 N State St, Little Rock, AR 72201
3 Year Certificates of Deposit (CDs)
$0
1.26%
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Diamond Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
7333 Highway 270, Malvern, AR 72104 2078
36 Month CD
$0
1.21%
View
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
2894 W Sunset Ave, Springdale, AR 72762
48-Month Share Certificate
$100,000
3.50%
View
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details

$100,000 Minimum to Earn APY

Ouachita Valley Health System Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.80%
638 California Ave SW, Camden, AR 71701 4604
48-Month IRA & CD
$1,000
3.25%
View
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
Eaton Hydraulics, Searcy, AR 72143 7408
Certificate of Deposit 48 month
$0
3.18%
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
4301 South Jb Hunt Dr Ste 140, Rogers, AR 72758
48-Month Certificate
$500
3.03%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1900 Highway 201 N, Mountain Home, AR 72653
48-month term Standard CDs
$0
2.90%
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
820 Louisiana St, Little Rock, AR 72201 4692
Share Certificates of Deposit & IRA Certificates of Deposit 4 Year
$1,000
2.60%
View
▼
Rate2.57%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
1201 W 3rd ST, Little Rock, AR 72201 1903
48 Month Share Certificates (CDs)
$0
1.75%
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Diamond Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
7333 Highway 270, Malvern, AR 72104 2078
48 Month CD
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
2894 W Sunset Ave, Springdale, AR 72762
IRA Certificate Term 60-Month Fixed
$100,000
3.50%
View
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details

$100,000 Minimum to Earn APY

First National Bank (AR)
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1950 S Pleasant St, Springdale, AR 72764
60 Month CD
$1,000
2.64%
View
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1448 AR 333, Russellville, AR 72802
Regular Certificates 60-month
$0
3.75%
View
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
Eaton Hydraulics, Searcy, AR 72143 7408
Certificate of Deposit 60 month
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1900 Highway 201 N, Mountain Home, AR 72653
60-month term Standard CDs
$0
3.10%
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
4301 South Jb Hunt Dr Ste 140, Rogers, AR 72758
60-Month Certificate
$500
3.03%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
820 Louisiana St, Little Rock, AR 72201 4692
Share Certificates of Deposit & IRA Certificates of Deposit 5 Year
$1,000
2.90%
View
▼
Rate2.86%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

FNB Lawrence County at Walnut Ridge
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
206 W Main St, Walnut Ridge, AR 72476
60 month CD
$500
2.78%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
11001 Hermitage Rd, LIttle Rock, AR 72211
Share and IRA Certificate - Fixed (5 year)
$500
2.60%
View
▼
Rate2.57%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
1201 W 3rd ST, Little Rock, AR 72201 1903
60 Month Share Certificates (CDs)
$0
1.75%
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Frequently Asked Questions about CD Rates in Springdale, Arkansas

Are CD rates in Springdale, Arkansas FDIC insured?

Yes, most established banks in Springdale, Arkansas are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Springdale, Arkansas?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Springdale, Arkansas.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Springdale, Arkansas may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Springdale, Arkansas?

Here are recent top rates found for this area:
  • UNIFY Financial Federal Credit Union: 3.72% APY (IRA Certificate Term 18-Month Variable)
  • Simmons Bank: 3.65% APY (6-month CD)
  • First National Bank (AR): 2.64% APY (60 Month CD)
  • United Federal Credit Union: 2.10% APY (36 Month Bump Up Certificate)
  • Ouachita Valley Health System Federal Credit Union: 4.33% APY (24-Month IRA)
  • Armor Bank: 4.06% APY (6-Month CD)
  • Riverland Federal Credit Union: 4.00% APY (Regular Certificates 18-month)
  • Telcoe Federal Credit Union: 4.00% APY (6 Month CD Special)
  • Red River Employees Federal Credit Union: 3.95% APY (6 Month TEAL Certificate)
  • River Valley Community Federal Credit Union: 3.83% APY (IRA 1 Year Jumbo Share Certificate)
Rates reflect recent verified offers available in Springdale, Arkansas. Last Updated: April 4, 2026

CD Calculators

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Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Springdale, Arkansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Springdale, Arkansas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in AR.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 4, 2026

Springdale, Arkansas Rates & Resources

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