Green Cove Springs, Florida Best CD Rates October 2026

Balance: $500 or more; Account matures in 3 months; Fund with as much as $500,000 online and up to $1,000,000 in a branch

VIP Bonus Rate; includes 0.25% VIP Relationship Reward Bonus

Business CD; Maximum deposit $250,000; Open online

Existing certificates only - no new accounts offered

Existing certificates only - no new accounts offered; Dividends compounded monthly

VIP Relationship Reward Bonus; VIP Bonus Rate 3.35%; VIP Bonus APY 3.40%

Subject to penalty for early withdrawal

Early withdrawal penalty: 3 Months Dividends

Balance: $1,000,000 OR HIGHER; Early withdrawal penalties may apply

Special APY applicable to initial term only; offer not available to funds currently on deposit at Seacoast Bank; APY accurate as of October 3, 2026; early withdrawal may be subject to penalty

Open

Minimum average daily balance to earn APY: $500

Rates effective as of October 13, 2026

Subject to penalty for early withdrawal

Dividend Rate 3.203%; APY* 3.25%

Balance: $50,000 or more; Dividends paid MONTHLY; Min Balance: $500

Minimum opening deposit $2,000 if purchased through Raymond James brokerage account; Rates effective October 9, 2026

Balance: $750,000-$999,999.99; Early withdrawal penalties may apply

Dividend Rate (Interest) 3.11%; APY 3.15%

Minimum of $1,000.00 required

Balance: $25,000 - $49,999; Dividends paid MONTHLY; Min Balance: $500

Minimum $2500 to open; Relationship is defined as Direct Deposit Checking

Balance: $50,000-$99,999.99; Early withdrawal penalties may apply

APY accurate as of 10/13/2026; Maximum deposit $10 million; Limited-time offer

Short-Term Growth; Annual Percentage Yield accurate as of 10/13/2026; Limited-time offer

Compound Period: Daily

Compound Period: Daily

Certificates require a minimum deposit; withdrawals that drop the balance below the minimum require closing or moving to a certificate that meets it.

Special for customers who have an INB loan or INB checking account with monthly direct deposit; Balance: $1,000 minimum daily balance to obtain APY; Deposit $1,000 to open, no additional deposits; Matures in 6 months; Early withdrawal penalty 90 days of interest; Renews at 6-month term at standard rates; 10 calendar days after maturity to withdraw without penalty

Minimum Opening Deposit: $1,000.00; Minimum Balance to Obtain Annual Percentage Yield: $1,000.00

Jumbo Certificate rates require a $100,000.00 minimum deposit

Special CD Rates for Continental U.S.

Wealth Center/Telephone; Minimum balance to open account: $1,000; Early withdrawal penalty may apply

Minimum balance to open account online: $1,000; Only available to existing Premier customers; Online only; Early withdrawal penalty may apply

Online Only; 30-day simple interest penalty for early withdrawal

New money deposits required; $10,000 minimum opening deposit

Interest rate established the date of deposit and calculated by the daily balance method; Available with savings periods of either six or thirteen months

Guaranteed rate of return with flexible terms. All rates are Annual Percentage Yields.

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Early withdrawal penalty: 3 Months Dividends

4.00% APY 6-Month effective 6/1/2026; Rates effective as of August 24, 2026; Membership is required; Subject to early withdrawal penalty and/or fees

Fixed rate; dividends compounded monthly

Fixed rate; Dividends compounded and paid monthly

Rate Fixed/Variable: Fixed; Dividends Compounded Paid: Monthly

Balance: $100,000 and over

Balance: $100,000 and over

Balance: $100,000 and over

Balance: $1,000 to $24,999

Balance: $1,000 to $24,999

Dividends compounded and credited monthly; early withdrawal penalty applies

Balance: $25,000 - $99,999.99

Balance: $25,000 - $99,999.99

Balance: $25,000 - $99,999.99

Standard tier; Min $500