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CD Rates Decatur, Indiana (IN) for April 2026

Content reviewed by
Brian McKay Brian McKay
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Brian McKay

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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: April 5, 2026

Current Decatur, Indiana CD rates include ProFed Federal Credit UnionProFed Federal Credit Union511 S 13th St, Decatur, IN 46733A+5.0 ★Texas Ratio: 1.68% offering 12 Month EZ Saver Certificate at 3.50% APY, Three Rivers Federal Credit UnionThree Rivers Federal Credit Union860 S 13th St, Decatur, IN 46733A5.0 ★Texas Ratio: 6.18% offering 6 Month / IRA Certificates at 3.50% APY, First Merchants BankFirst Merchants Bank520 N 13th St, Decatur, IN 46733A+5.0 ★Texas Ratio: 2.78% offering 12 Month Promo CD Special at 3.30% APY, Farmers & Merchants State Bank Archbold, OHFarmers & Merchants State Bank Archbold, OH1118 S 13th St, Decatur, IN 46733A5.0 ★Texas Ratio: 6.88% offering 12 Month Fixed IRA at 3.20% APY, and Mercer Savings BankMercer Savings Bank2009 E 200 N, Decatur, IN 46733A+5.0 ★Texas Ratio: 2.73% offering 60 Month CD at 0.55% APY. CD rates as of April 5, 2026 according to verified data from MonitorBankRates.

Decatur has 18 local institutions in our database, with CD rates as high as 3.50% APY from ProFed Federal Credit Union at 511 S 13th St, Decatur, IN 46733. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Indiana area. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 5, 2026

Compare Best CD Rates in Decatur, Indiana & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
860 S 13th St, Decatur, IN 46733
3 Month / IRA Certificates
$0
2.00%
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
3-Month Share Certificate
$100,000
3.60%
View
▼
Rate3.54%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

Merchants Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
3 Month CD
$1,000
3.50%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
3 Month Certificate
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
3 Month CD
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
3-month CD
$0
3.14%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Early Withdrawal Penalties: 90 days interest

Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Share Certificates and IRA Certificates 3 MO
$100,000
2.94%
View
▼
Rate2.90%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
3 Mo. Certificate
$0
2.53%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
3 Month Share Certificate
$0
1.75%
View
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
3 month Certificates
$10,000
1.21%
View
▼
Rate1.20%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details

Tech Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 18.03%
Regular Certificate IRA 3 Month
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
Share Certificates 3 Month
$100,000
0.90%
View
▼
Rate0.90%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
3-month term Standard CDs
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Security FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
Business CDs & IntraFi/ICS Accounts 3 Month
$100,000
0.51%
View
▼
Rate0.51%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Interra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
3 month Share Certificate
$500
0.40%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Standard Certificates 3 Month
$0
0.35%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
3 Month Term Share Certificates
$0
0.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
860 S 13th St, Decatur, IN 46733
6 Month / IRA Certificates
$0
3.50%
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

U S #1364 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
IRA Share Certificate 6 Month
$0
4.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
6-Month CD Term
$1,000
4.20%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Chicago Patrolmens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
Jumbo 6-Month Share Certificate
$0
4.08%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

TLCU Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
6 Month Share Certificates
$0
4.07%
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6-Month CD
$500
4.00%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Minimum $500 Deposit to start

Sterling United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
6 Month Term Certificate of Deposit
$0
3.97%
View
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Encompass Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.84%
6 Month Certificates of Deposits
$500
3.82%
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
6-month CD
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Early Withdrawal Penalties: 180 days interest

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
6 Month Certificate
$200
3.60%
View
▼
Rate3.54%
Min Deposit$200
Min Balance—
UpdatedApr 5, 2026
Details

Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
Certificate of Deposit (7) 92-180 day
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
6 Month Certificate
$0
3.53%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
Individual Retirement Account 6 Month Fixed Rate CD
$250
3.51%
View
▼
Rate3.35%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

First State Bank of Porter
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
Traditional CD 6 Month Tier 2
$100,000
3.45%
View
▼
Rate3.41%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
Share Certificate (Fixed Rate) 6 Month Term
$0
3.30%
View
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Vigo County Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.53%
6 Month Certificate Special
$500
3.25%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 month Certificate
$100,000
3.20%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
6 month Certificate
$0
3.15%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
6 Month Certificate
$0
3.02%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Northern States Power St Paul Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
6 Mo Share Certificates
$0
2.78%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6 month IRA Certificate
$0
2.75%
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
6 MONTH CERTIFICATE
$500
2.53%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
IRA 6 Month Certificate
$10
2.50%
View
▼
Rate2.48%
Min Deposit$10
Min Balance—
UpdatedApr 5, 2026
Details

Quarterly compounding ; $10 minimum additions allowed

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
6 Month Certificate
$0
2.41%
View
▼
Rate2.38%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
6 Month Share Certificate
$0
2.30%
View
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
6 month Certificates
$500
2.27%
View
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Crane Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
6 Month Youth Share Certificate
$0
2.02%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Wolcott
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
6 Month CD
$5,000
2.00%
View
▼
Rate1.99%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
6 Month Certificates & IRAs
$2,500
1.75%
View
▼
Rate1.74%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

State Bank of Medora
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
6 Month Certificate of Deposit
$500
1.71%
View
▼
Rate1.70%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
Share Certificates 6 Month
$100,000
1.60%
View
▼
Rate1.59%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Harvester Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
6 month Share Certificate
$0
1.50%
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6-month term Standard CDs
$0
1.35%
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Tech Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 18.03%
Regular Certificate IRA 6 Month
$0
1.25%
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
6 Month Certificate
$0
1.15%
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Natco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
6 month certificate
$0
1.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Interra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
6 month Share Certificate
$500
0.90%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
6-Month Certificate (Premier Member)
$500
0.85%
View
▼
Rate0.85%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

F&M Bank Laotto, IN
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
6 Month CD
$500
0.60%
View
▼
Rate0.60%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Security FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
6 Month Personal CDs
$500
0.51%
View
▼
Rate0.51%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
6 Month Term Share Certificates
$0
0.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
6 MONTH CD
$0
0.25%
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
511 S 13th St, Decatur, IN 46733
12 Month EZ Saver Certificate
$25
3.50%
View
▼
Rate3.45%
Min Deposit$25
Min Balance—
UpdatedApr 5, 2026
Details

First Merchants Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
520 N 13th St, Decatur, IN 46733
12 Month Promo CD Special
$0
3.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
1118 S 13th St, Decatur, IN 46733
12 Month Fixed IRA
$0
3.20%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Mercer Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
2009 E 200 N, Decatur, IN 46733
12 Month CD
$0
0.15%
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Merchants Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
12 Month Flex Index CD
$1,000
4.86%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
12-Month IRA/ESA Certificate Premier Member
$500
4.50%
View
▼
Rate4.41%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1-Year IRA
$500
4.05%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Minimum $500 Deposit to start

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
business Share Certificates minimum 1 Year
$0
4.00%
View
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$1000; No rate bump available

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1 Year Certificate
$0
3.95%
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Sterling United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
12 Month IRA Certificate
$0
3.92%
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
12 Month Share Certificate
$0
3.87%
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

TLCU Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
12 Month Share Certificates
$0
3.82%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

PROFINANCE
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
CD Special 12 Month
$5,000
3.80%
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

NEW MONEY ONLY

U S #1364 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
12 Month Certificate
$0
3.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

up to

Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Share Certificates and IRA Certificates 12 MO
$250
3.72%
View
▼
Rate3.65%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
12-month CD
$0
3.67%
View
▼
Rate3.61%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Early Withdrawal Penalties: 180 days interest

Greenville National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
1 Year Certificates & IRAs
$1,000
3.60%
View
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
Individual Retirement Account 12 Month Fixed Rate CD
$250
3.56%
View
▼
Rate3.35%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
Certificate of Deposit (7) 1 year
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
12 Month Certificate
$1,000
3.40%
View
▼
Rate3.36%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Quarterly compounding. IRA funds permitted. No business funds permitted.

Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
12 Mo. Certificate
$0
3.35%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
12 Month IRA
$0
3.35%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Federal Savings Bank Evansville, IN
Institution Rating:
A-5.0 ★Texas Ratio: 15.03%
1 Year CD
$500
3.28%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

$500 minimum to open.

HB TELCO
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
12 Month Certificates (youth - under 18)
$100
3.25%
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
1 Year IRA
$100
3.23%
View
▼
Rate3.20%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

First State Bank of Porter
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
Traditional CD 1 Year Tier 1
$1,000
3.15%
View
▼
Rate3.11%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Northern States Power St Paul Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
12 Mo Share Certificates
$0
2.99%
View
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1 Year Certificate
$0
2.81%
View
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.90%
12 Month Certificate
$0
2.79%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Encompass Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.84%
12 Month Certificates of Deposits
$500
2.78%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
12 Month Share Certificate
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Robinson Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
12 Month CD
$500
2.52%
View
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
Traditional and Roth IRAs (Fixed Rate) 1 Year Term
$0
2.50%
View
▼
Rate2.44%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Crane Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
12 Month Youth Share Certificate
$0
2.48%
View
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
12 month Certificates
$10,000
2.38%
View
▼
Rate2.35%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Wolcott
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
12 Month CD
$5,000
2.25%
View
▼
Rate2.23%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

State Bank of Medora
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
12 Month Certificate of Deposit
$500
2.22%
View
▼
Rate2.20%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
12 Month Certificate
$0
2.05%
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
12 MONTH CERTIFICATE
$500
2.02%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Tech Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 18.03%
Regular Certificate IRA 12 month
$0
2.00%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
12 Month Certificate of Deposit
$1,000
1.96%
View
▼
Rate1.95%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Harvester Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
12 month Share Certificate
$0
1.76%
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
Share Certificates 12 Month
$100,000
1.75%
View
▼
Rate1.74%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
12 Month Liquid Certificate
$2,500
1.70%
View
▼
Rate1.59%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

Bonus rate of 0.10% APY when the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00. A penalty may be charged for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.

F&M Bank Laotto, IN
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
12 Month CD
$500
1.51%
View
▼
Rate1.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Interra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
12 month Share Certificate
$500
1.50%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
12-month term Standard CDs
$0
1.40%
View
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA - Individual Retirement Accounts 12-Month
$1,000
1.25%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
12 month Certificates
$500
1.11%
View
▼
Rate1.10%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Natco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
12 month Morey the Moose Kid's Club certificate
$0
1.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
860 S 13th St, Decatur, IN 46733
18 Month / IRA Certificates
$0
2.00%
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Mercer Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
2009 E 200 N, Decatur, IN 46733
18 Month CD
$0
0.15%
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Mo CD Jumbo
$100,000
4.10%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Minimum $100,000 Deposit to start

United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
18-Month CD Term
$1,000
4.05%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
18 Month Variable Rate Certificate
$1,000
3.73%
View
▼
Rate3.68%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Rate changes quarterly-Quarterly compounding-$100.00 minimum additions permitted-IRA fund also permitted

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 18-Month Variable
$100,000
3.72%
View
▼
Rate3.66%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

TLCU Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
18 Month Share Certificates
$0
3.56%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
18-Month IRA/ESA Certificate Premier Member
$500
3.50%
View
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
18-month CD
$0
3.38%
View
▼
Rate3.33%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Early Withdrawal Penalties: 180 days interest

Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
18 Mo. Certificate
$0
3.35%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Share Certificates and IRA Certificates 18 MO
$100,000
3.35%
View
▼
Rate3.30%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
18-month term
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
18 month certificate
$1,000
3.28%
View
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
18 Month Certificate
$200
3.25%
View
▼
Rate3.20%
Min Deposit$200
Min Balance—
UpdatedApr 5, 2026
Details

Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
Share Certificate (Fixed Rate) 18 Month Term
$0
3.15%
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Advantage Plus Of Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
18 Month Traditional Certificate
$500
3.03%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
18 month IRA Certificate
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Federal Savings Bank Evansville, IN
Institution Rating:
A-5.0 ★Texas Ratio: 15.03%
18 Month CD Specials
$500
2.91%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Encompass Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.84%
18 Month Certificates of Deposits
$500
2.78%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

American Community Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
SPECIAL: 18 Month Certificate of Deposit
$1,000
2.75%
View
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA - Individual Retirement Accounts 18-Month
$1,000
2.65%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
18 Month Certificate
$0
2.60%
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Merchants Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
18 Month CD
$1,000
2.55%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
18 Month Certificate
$0
2.40%
View
▼
Rate2.38%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
18 month Certificates
$10,000
2.38%
View
▼
Rate2.35%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details

Crane Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
18 Month Share Certificate
$0
2.32%
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Robinson Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
IRA-18 Month Fixed
$500
2.27%
View
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Garrett State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
18 Month Variable Rate IRA CD
$100
2.25%
View
▼
Rate2.23%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
18 Month Certificate of Deposit
$1,000
2.22%
View
▼
Rate2.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
18 Month Certificate
$0
2.15%
View
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
18 Month Certificates & IRAs
$500
2.10%
View
▼
Rate2.08%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Harvester Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
18 month Share Certificate
$0
2.02%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
Share Certificates 18 Month
$100,000
1.85%
View
▼
Rate1.83%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Interra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
18 month Share Certificate
$500
1.75%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
18 MONTH CERTIFICATE
$500
1.51%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Community State Bank Brook, IN
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
18 Month CD
$0
1.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Security FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
18 Month Personal CDs
$500
1.27%
View
▼
Rate1.26%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

First Farmers Bank & Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
IRA 18 Month Variable Rate
$0
1.25%
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Natco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
18 month IRA certificate
$0
1.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
18 MONTH CD
$0
0.45%
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First FSB of Angola
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
Variable Rate IRA - 18 Month
$0
0.30%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
511 S 13th St, Decatur, IN 46733
24 Month EZ Saver Certificate
$25
3.50%
View
▼
Rate3.45%
Min Deposit$25
Min Balance—
UpdatedApr 5, 2026
Details

Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
860 S 13th St, Decatur, IN 46733
24 Month / IRA Certificates
$0
2.00%
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Mercer Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
2009 E 200 N, Decatur, IN 46733
24 Month CD
$0
0.20%
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
24-Month CD Term
$1,000
4.10%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
24 month Certificates
$10,000
3.56%
View
▼
Rate3.50%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
24 Month Share Certificate
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
24-Month Share Certificate
$100,000
3.45%
View
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
Certificate of Deposit (7) 2 year
$0
3.44%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
24 Mo. Certificate
$0
3.35%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
2 Year Certificate
$0
3.35%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
24 Month CD
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
24 Month Certificate
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
2 Year IRA
$100
3.28%
View
▼
Rate3.25%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2-Year CD
$500
3.25%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Minimum $500 Deposit to start

Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Share Certificates and IRA Certificates 24 MO
$250
3.15%
View
▼
Rate3.10%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

First Federal Savings Bank Evansville, IN
Institution Rating:
A-5.0 ★Texas Ratio: 15.03%
2 Year CD
$500
3.08%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

$500 minimum to open.

Northern States Power St Paul Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
24 Mo Share Certificates
$0
3.04%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Advantage Plus Of Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
24 Month Term Certificate
$500
3.03%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
24-Month Business Certificate
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.90%
24 Month Certificate
$0
2.99%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
2 Year Certificate
$0
2.91%
View
▼
Rate2.88%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Wolcott
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
24 Month IRA
$1,000
2.88%
View
▼
Rate2.85%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
24 Month Certificate of Deposit
$1,000
2.83%
View
▼
Rate2.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

First State Bank of Porter
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
Traditional CD - 2 Year Tier 2
$100,000
2.80%
View
▼
Rate2.77%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA - Individual Retirement Accounts 24-Month
$1,000
2.75%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
24 Month Certificate
$5,000
2.70%
View
▼
Rate2.67%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

Daily compounding. IRA funds permitted. No business funds permitted

Merchants Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
24 Month CD
$1,000
2.60%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
24 Month Certificate
$0
2.55%
View
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Encompass Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.84%
24 Month Certificates of Deposits
$500
2.53%
View
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
24 Month IRA CD
$0
2.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Crane Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
24 Month Share Certificate
$0
2.48%
View
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
24 Month IRA
$0
2.35%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
24-month term Regular CDs
$0
2.34%
View
▼
Rate2.32%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Harvester Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
24 month Share Certificate
$0
2.27%
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
Share Certificate (Fixed Rate) 2 Year Term
$0
2.25%
View
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Vigo County Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.53%
24 Month Certificate Special
$500
2.02%
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
Share Certificates 24 Month
$100,000
1.90%
View
▼
Rate1.88%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Interra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
24 month Share Certificate
$500
1.80%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Security FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
24 Month Personal CDs
$500
1.76%
View
▼
Rate1.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

F&M Bank Laotto, IN
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
24 Month CD
$500
1.26%
View
▼
Rate1.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
24 MONTH CERTIFICATE
$500
1.21%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
24 Month Roth IRA Term Share Certificate
$500
1.16%
View
▼
Rate1.15%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
2 Year Term Share Certificates
$0
1.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First FSB of Angola
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
24 Month Certificates of Deposit (CDs)
$500
0.55%
View
▼
Rate0.55%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
24 MONTH CD
$0
0.50%
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
860 S 13th St, Decatur, IN 46733
36 Month / IRA Certificates
$0
2.25%
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Mercer Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
2009 E 200 N, Decatur, IN 46733
36 Month CD
$0
0.30%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
36-Month CD Term
$1,000
4.10%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 36-Month Variable
$100,000
3.67%
View
▼
Rate3.61%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

Banterra Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
36-month CD Special
$0
3.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
36 month Certificates
$10,000
3.56%
View
▼
Rate3.25%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA - Individual Retirement Accounts 36-Month
$1,000
3.50%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
36 Mo. Certificate
$0
3.46%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
Certificate of Deposit (7) 3 year
$0
3.34%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
36 Month CD
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Federal Savings Bank Evansville, IN
Institution Rating:
A-5.0 ★Texas Ratio: 15.03%
3 Year CD Specials
$500
3.29%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
3 Year IRA
$100
3.28%
View
▼
Rate3.25%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3-Year CD
$500
3.25%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Minimum $500 Deposit to start

Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Share Certificates and IRA Certificates 36 MO
$100,000
3.15%
View
▼
Rate3.10%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Northern States Power St Paul Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
36 Mo Share Certificates
$0
3.09%
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
36 Month Certificate of Deposit
$1,000
3.03%
View
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
36-Month Certificate (Premier Member)
$500
3.00%
View
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

TLCU Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
36 Month Share Certificates
$0
2.99%
View
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
3 Year Certificate
$0
2.81%
View
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
business Share Certificates minimum 3 Year
$0
2.79%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$1000; No rate bump available

Tech Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 18.03%
Regular Certificate IRA 36 month
$0
2.75%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Merchants Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
36 Month CD
$1,000
2.70%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
36 Month Certificate
$0
2.65%
View
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Crane Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
36 Month Share Certificate
$0
2.63%
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

State Bank of Medora
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
36 Month Certificate of Deposit
$500
2.53%
View
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

PROFINANCE
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
36 Month Share Certificate
$0
2.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
36-month term Regular CDs
$0
2.49%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
36 Month IRA
$0
2.45%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Robinson Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
36 Month CD
$500
2.27%
View
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

First State Bank of Porter
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
Traditional CD - 3 Year Tier 2
$100,000
2.12%
View
▼
Rate2.10%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
36 Month Bump Up Certificate
$500
2.10%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Bonus rate of 0.10% APY when the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00.

Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
Share Certificates 3 Year
$100,000
2.05%
View
▼
Rate2.03%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Encompass Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.84%
36 Month Certificates of Deposits
$500
2.02%
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
IRA Certificates 36 Month
$0
2.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Wolcott
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
36 Month CD
$1,000
1.96%
View
▼
Rate1.95%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Interra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
36 month Share Certificate
$500
1.85%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Security FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
36 Month Personal CDs
$500
1.75%
View
▼
Rate1.74%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
3 Year Term Share Certificates
$0
1.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
36 month Certificates
$500
1.41%
View
▼
Rate1.40%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

F&M Bank Laotto, IN
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
36 Month CD
$500
1.26%
View
▼
Rate1.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
36 MONTH CERTIFICATE
$500
1.01%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

First FSB of Angola
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
36 Month Certificates of Deposit (CDs)
$500
1.00%
View
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
36 MONTH CD
$0
0.50%
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
860 S 13th St, Decatur, IN 46733
48 Month / IRA Certificates
$0
2.25%
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Mercer Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
2009 E 200 N, Decatur, IN 46733
48 Month CD
$0
0.45%
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
48-Month CD Term
$1,000
4.10%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
48 Month IRA CD
$0
3.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA - Individual Retirement Accounts 48-Month
$1,000
3.65%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
48 Mo. Certificate
$0
3.61%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
48 month Certificates
$10,000
3.56%
View
▼
Rate3.50%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
48-Month Share Certificate
$100,000
3.50%
View
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
48-month CD
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Early Withdrawal Penalties: 360 days interest

Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
48 Month CD
$0
3.41%
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Sterling United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
48 Month IRA Certificate
$0
3.40%
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
48 Month Certificate
$0
3.39%
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
Certificate of Deposit (7) 4 year
$0
3.34%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
48 month cd
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
4 Year Certificate
$200
3.25%
View
▼
Rate3.20%
Min Deposit$200
Min Balance—
UpdatedApr 5, 2026
Details

Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
4 Year IRA
$100
3.23%
View
▼
Rate3.20%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
4 Year Certificate
$0
3.10%
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
48 Month Certificate
$20,000
3.07%
View
▼
Rate3.05%
Min Deposit$20,000
Min Balance—
UpdatedApr 5, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
48 Month Certificate
$0
3.05%
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
4 Year Certificate
$0
3.03%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Tech Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 18.03%
Regular Certificate IRA 48 month bump rate
$0
3.00%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.90%
48 Month Certificate
$0
2.99%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
48-month term Standard CDs
$0
2.90%
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Share Certificates and IRA Certificates 48 MO
$250
2.89%
View
▼
Rate2.85%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

Garrett State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
48 Month IRA CD
$500
2.85%
View
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
48 month IRA Certificate
$0
2.80%
View
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
business Share Certificates minimum 4 Year
$0
2.79%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$1000; No rate bump available

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
48-Month Business Certificate
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Crane Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
48 Month Share Certificate
$0
2.73%
View
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
Share Certificate (Fixed Rate) 4 Year Term
$0
2.65%
View
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

State Bank of Medora
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
48 Month Certificate of Deposit
$500
2.63%
View
▼
Rate2.60%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

PROFINANCE
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
48 Month Share Certificate
$0
2.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
4 Year Certificates & IRAs
$500
2.50%
View
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

First State Bank of Porter
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
Traditional CD - 4 Year Tier 2
$100,000
2.42%
View
▼
Rate2.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

First Robinson Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
48 Month CDs
$500
2.27%
View
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
Share Certificates 4 Year
$100,000
2.10%
View
▼
Rate2.08%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
IRA Certificates 48 Month
$0
2.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Interra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
48 month Share Certificate
$500
1.90%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
College Savers 3 or 4 Year Certificate
$50
1.85%
View
▼
Rate1.79%
Min Deposit$50
Min Balance—
UpdatedApr 5, 2026
Details

Quarterly compounding, $10.00 min. additions

Security FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
48 Month Personal CDs
$500
1.65%
View
▼
Rate1.64%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

F&M Bank Laotto, IN
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
48 Month CD
$500
1.51%
View
▼
Rate1.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
4 Year Term Share Certificates
$0
1.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First FSB of Angola
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
48 Month Certificates of Deposit (CDs)
$500
1.10%
View
▼
Rate1.10%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Encompass Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.84%
48 Month Certificates of Deposits
$500
0.75%
View
▼
Rate0.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
48 MONTH CD
$0
0.55%
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
48 MONTH CERTIFICATE
$500
0.50%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
860 S 13th St, Decatur, IN 46733
60 Month / IRA Certificates
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
511 S 13th St, Decatur, IN 46733
Traditional IRA 60 Month Variable Rate Share Certificate
$0
1.50%
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Mercer Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
2009 E 200 N, Decatur, IN 46733
60 Month CD
$0
0.55%
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
60-Month CD Term
$1,000
4.15%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
60 Month IRA CD
$0
4.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

L and N Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
5 Year IRA (Traditional/Roth)
$0
3.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
60 Mo. Certificate
$0
3.61%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Wolcott
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
60 Month IRA
$1,000
3.60%
View
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
60 month Certificates
$10,000
3.56%
View
▼
Rate3.50%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details

GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
60 Month CD
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Sterling United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
60 Month IRA Certificate
$0
3.51%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 60-Month Fixed
$100,000
3.50%
View
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
60 Month Certificate
$0
3.49%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
60 Month CD
$0
3.46%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
60-month CD
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Early Withdrawal Penalties: 360 days interest

Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.90%
60 Month Certificate
$0
3.39%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Federal Savings Bank Evansville, IN
Institution Rating:
A-5.0 ★Texas Ratio: 15.03%
5 Year CD Specials
$500
3.38%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
Certificate of Deposit (7) 5 year
$0
3.34%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
5 Year Certificate
$200
3.25%
View
▼
Rate3.20%
Min Deposit$200
Min Balance—
UpdatedApr 5, 2026
Details

Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
5 year certificate
$1,000
3.18%
View
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
60 Month Certificate
$0
3.15%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
60-month term Standard CDs
$0
3.10%
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Share Certificates and IRA Certificates 60 MO
$100,000
3.05%
View
▼
Rate3.00%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Crane Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
60 Month Share Certificate
$0
3.04%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
5 Year Certificate
$0
3.03%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
60-Month Certificate (Premier Member)
$500
3.00%
View
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
5 Year Certificate
$0
2.86%
View
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
business Share Certificates minimum 5 Year
$0
2.79%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$1000; No rate bump available

Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
Share Certificate (Fixed Rate) 5 Year Term
$0
2.75%
View
▼
Rate2.68%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

State Bank of Medora
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
60 Month Certificate of Deposit
$500
2.73%
View
▼
Rate2.70%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
60 month IRA Certificate
$0
2.60%
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Robinson Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
60 Month CD
$500
2.27%
View
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
Share Certificates 5 Year
$100,000
2.15%
View
▼
Rate2.13%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
IRA Certificates 60 Month
$0
2.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Security FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
60 Month Personal CDs
$500
1.55%
View
▼
Rate1.54%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

First FSB of Angola
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
60 Month Certificates of Deposit (CDs)
$500
1.26%
View
▼
Rate1.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Encompass Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.84%
60 Month Certificates of Deposits
$500
0.75%
View
▼
Rate0.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
60 MONTH CD
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
60 MONTH CERTIFICATE
$500
0.20%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Decatur, IN CD Rate Trends

Compare local Decatur, IN CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Indiana CD Trends →
12-Month CD — IN Avg
3.019%
▲ 0.270 vs 7 days ago

Indiana 12-month CD rates rose 0.270 points over the past 7 days to 3.019% APY.

6-Month CD — IN Avg
3.990%
▲ 1.661 vs 7 days ago

Indiana 6-month CD rates rose 1.661 points over the past 7 days to 3.990% APY.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about CD Rates in Decatur, Indiana

Are CD rates in Decatur, Indiana FDIC insured?

Yes, most established banks in Decatur, Indiana are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Decatur, Indiana?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Decatur, Indiana.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Decatur, Indiana may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Decatur, Indiana?

Here are recent top rates found for this area:
  • ProFed Federal Credit Union: 3.50% APY (12 Month EZ Saver Certificate)
  • Three Rivers Federal Credit Union: 3.50% APY (6 Month / IRA Certificates)
  • First Merchants Bank: 3.30% APY (12 Month Promo CD Special)
  • Farmers & Merchants State Bank Archbold, OH: 3.20% APY (12 Month Fixed IRA)
  • Mercer Savings Bank: 0.55% APY (60 Month CD)
  • Merchants Bank of Indiana: 4.86% APY (12 Month Flex Index CD)
  • Fort Financial Federal Credit Union: 4.50% APY (12-Month IRA/ESA Certificate Premier Member)
  • U S #1364 Federal Credit Union: 4.25% APY (IRA Share Certificate 6 Month)
  • United Fidelity Bank: 4.20% APY (6-Month CD Term)
  • Evansville Firefighters Federal Credit Union: 4.10% APY (18 Mo CD Jumbo)
Rates reflect recent verified offers available in Decatur, Indiana. Last Updated: April 5, 2026

CD Calculators

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Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Decatur, Indiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Decatur, Indiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in IN.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 5, 2026

Decatur, Indiana Rates & Resources

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