Saint Louis, Missouri Best CD Rates September 2026

Early withdrawal penalties may apply.

Relationship APY 0.06%. Early withdrawal penalties may apply.

Compounding: At maturity. Availability: Open Online

Interest paid at term or maturity of CD

Minimum balance required to earn dividend

Preferred Rate with any checking account; 3.75%

Dividends are paid monthly.

Dividends are paid monthly.

In Branch

Balance: $1,000 or more

Balance: $1,000 or more

Balance: $100,000.00+

Gold Member Merit rates available to accounts with household relationship of $25,000 or more in loan and deposit balances. Interest and dividends are paid and compounded monthly based on the average daily balance. APY is a variable rate. After issue date, rate may change twice during the term. Term is divided into three equal periods and rate adjusts on anniversary date of each subsequent period. Rate will adjust to current rate for like fixed rate certificate term less a margin (.10% for 36 months; .25% for 60 months). Rate may increase or decrease, but will never be lower than rate earned on issue date. A penalty will or may be imposed for early withdrawal. Fees may reduce earnings on the account. See our CD Truth in Savings Disclosure for further information.

$500.00

Compounding and Crediting Frequency: Maturity

Compounding and Crediting Frequency: Maturity

Substantial penalty for early withdrawal

Traditional CDs

New Money; Open now; Open in branch

$500.00

Interest Payment Options Early withdrawal penalty Penalty for early withdrawal. Many interest payment options are available. Ask an associate for details.

$500.00

Funding Limit*: $12M

Minimum: $100 (Youth) or $500 (Regular/IRA)

$500.00

Gold Member Merit rates available to accounts with household relationship of $25,000 or more in loan and deposit balances. Interest and dividends are paid and compounded monthly based on the average daily balance. APY is a variable rate. After issue date, rate may change twice during the term. Term is divided into three equal periods and rate adjusts on anniversary date of each subsequent period. Rate will adjust to current rate for like fixed rate certificate term less a margin (.10% for 36 months; .25% for 60 months). Rate may increase or decrease, but will never be lower than rate earned on issue date. A penalty will or may be imposed for early withdrawal. Fees may reduce earnings on the account. See our CD Truth in Savings Disclosure for further information.

All rates are Annual Percentage Yields.

Guaranteed rate of return with flexible terms. All rates are Annual Percentage Yields.

Minimum: $100 (Youth) or $500 (Regular/IRA)

Traditional CDs

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

See Fair Special options; Preferred Rate with any checking account; 5.00%

Semi-Annually

Compounding: Quarterly. Availability: Open Online

Dividends are paid monthly.