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CD Rates Lincoln, Nebraska (NE) for April 2026

Content reviewed by
Brian McKay Brian McKay
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: April 21, 2026

Current Lincoln, Nebraska CD rates include Cobalt Federal Credit UnionCobalt Federal Credit Union2801 N 86th St, Lincoln, NE 68507 3447A5.0 ★Texas Ratio: 7.59%Real return: +1.15%APY minus CPI (February 2026) offering 6 Months Certificate at 3.95% APY, Lincoln FSB of NebraskaLincoln FSB of Nebraska8400 Maddox Dr, Lincoln, NE 68520A+5.0 ★Texas Ratio: 1.59%Real return: +1.05%APY minus CPI (February 2026) offering 6 Month CD at 3.85% APY, I3 BankI3 Bank3933 S 14th St, Lincoln, NE 68502A5.0 ★Texas Ratio: 7.81%Real return: +1.00%APY minus CPI (February 2026) offering 6 Month Certificates of Deposit & IRAs at 3.80% APY, Union Bank and Trust CompanyUnion Bank and Trust Company3643 S 48th St, Lincoln, NE 68506A+5.0 ★Texas Ratio: 0.93%Real return: +0.90%APY minus CPI (February 2026) offering 6-month CD at 3.70% APY, and First Nebraska Credit UnionFirst Nebraska Credit Union5070 N 32nd St, LINCOLN, NE 68504 1095A+5.0 ★Texas Ratio: 3.07%Real return: +0.80%APY minus CPI (February 2026) offering 6 Month initial term promo rate at 3.60% APY. CD rates as of April 21, 2026 according to verified data from MonitorBankRates.

Lincoln has 42 local institutions in our database, with CD rates as high as 3.95% APY from Cobalt Federal Credit Union at 2801 N 86th St, Lincoln, NE 68507 3447. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Nebraska area. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 21, 2026

Compare Best CD Rates in Lincoln, Nebraska & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
3933 S 14th St, Lincoln, NE 68502
3 Month Certificates of Deposit & IRAs
$500
0.15%
View
▼
Rate0.15%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2301 N 48th St, Lincoln, NE 68504
3 month Standard Fixed Rate CD
$2,500
0.06%
View
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details

Early withdrawal penalties may apply

Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
3 Month CD
$1,000
3.75%
View
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3 Month Special Certificates of Deposit
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
3 Month Certificate Of Deposit
$250
3.70%
View
▼
Rate3.65%
Min Deposit$250
Min Balance—
UpdatedApr 21, 2026
Details

$250 minimum to open

Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
3 Months Time Certificates of Deposit
$500
3.50%
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 MONTH Certificates of Deposit
$10,000
3.19%
View
▼
Rate3.15%
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details

Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
3 month CD's
$500
3.19%
View
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
3 Month Certificate
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
3 Month Certificates of Deposit
$1,000
2.27%
View
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificate of Deposit
$0
1.65%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
3 MONTH Certificates of Deposit
$0
1.50%
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 3 months
$150,000
1.00%
View
▼
Rate1.00%
Min Deposit$150,000
Min Balance—
UpdatedApr 21, 2026
Details

? $150,000

The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificate of Deposit
$500
1.00%
View
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificates of Deposit
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

FNB of Johnson
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3-Month CD
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Security Bank Laurel, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
31-90 Days CD
$1,000
1.00%
View
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
3 Month CD
$100,000
1.00%
View
▼
Rate1.00%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Certificates of Deposit 3 Month
$1,000
0.75%
View
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal & IRA CDs 3 month
$0
0.75%
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$500
0.75%
View
▼
Rate0.75%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

South Central State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Months Certificate of Deposit
$1,000
0.55%
View
▼
Rate0.55%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
3 Month CD
$50,000
0.45%
View
▼
Rate0.45%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details

$50,000 & Over

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Months CD Specials
$0
0.30%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
2801 N 86th St, Lincoln, NE 68507 3447
6 Months Certificate
$100,000
3.95%
View
▼
Rate3.89%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
8400 Maddox Dr, Lincoln, NE 68520
6 Month CD
$5,000
3.85%
View
▼
Rate3.81%
Min Deposit$5,000
Min Balance—
UpdatedApr 21, 2026
Details

Special Annual Percentage Yield (APY) effective as of 03/04/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.

I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
3933 S 14th St, Lincoln, NE 68502
6 Month Certificates of Deposit & IRAs
$500
3.80%
View
▼
Rate3.76%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
3643 S 48th St, Lincoln, NE 68506
6-month CD
$1,000
3.70%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
5070 N 32nd St, LINCOLN, NE 68504 1095
6 Month initial term promo rate
$0
3.60%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
1345 Old Cheney Rd, Lincoln, NE 68512 1266
6-month Certificate
$10,000
3.55%
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details

Lincoln SDA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
4733 Prescott Ave, Lincoln, NE 68506 5456
6 Month Certificate
$0
3.03%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2301 N 48th St, Lincoln, NE 68504
6 month Standard Fixed Rate CD
$2,500
0.06%
View
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details

Early withdrawal penalties may apply

Omaha Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
6 Month CD Special
$2,500
4.11%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details

Take advantage of these special CD rates through April 30th:

Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
6 Month Share Certificates
$0
4.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Heartland Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
6 mos. Certificates
$500
4.00%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 6 months
$150,000
3.91%
View
▼
Rate3.85%
Min Deposit$150,000
Min Balance—
UpdatedApr 21, 2026
Details

? $150,000

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Months CD Specials
$0
3.90%
View
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificate of Deposit
$500
3.86%
View
▼
Rate3.80%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
6 Month Certificate
$0
3.80%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Countryside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificates of Deposit
$1,000
3.80%
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
6 Month CD
$75,000
3.76%
View
▼
Rate3.71%
Min Deposit$75,000
Min Balance—
UpdatedApr 21, 2026
Details

$75,000.00 and up

Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
6 Month CD
$1,000
3.70%
View
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
6-Month Share Certificate - Special
$0
3.65%
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Sidney Federal S&L
Institution Rating:
B-4.3 ★Texas Ratio: 23.92%
6 Month CD Special
$0
3.61%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA 6 Month CD
$500
3.60%
View
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Certificates of Deposit 6 Month
$1,000
3.55%
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
6 Month Certificate
$0
3.50%
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Nebraska Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.75%
6-Month Term cd
$0
3.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
6 Months Time Certificates of Deposit
$500
3.40%
View
▼
Rate3.36%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
6 month CD's
$2,500
3.39%
View
▼
Rate3.35%
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Jumbo Certificates - minimum opening deposit of 6 month
$90,000
3.35%
View
▼
Rate3.30%
Min Deposit$90,000
Min Balance—
UpdatedApr 21, 2026
Details

$90,000.00

First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
6-Month Certificate
$500
3.14%
View
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
6 Month Share Certificate
$0
3.03%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

$500.00 Minimum

First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 MONTH Certificates of Deposit
$10,000
3.03%
View
▼
Rate3.00%
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Regular and Retirement Time Certificates 6-month
$1,000
3.00%
View
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Trius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
6 Months Share Certificate
$0
3.00%
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
6 MONTH Certificates of Deposit
$0
2.98%
View
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
6 Month Certificates of Deposit
$1,000
2.78%
View
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
6 Month CD
$50,000
2.25%
View
▼
Rate2.23%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details

$50,000 & Over

Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificates of Deposit
$0
2.00%
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificate of Deposit
$0
1.70%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

FNB of Johnson
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6-Month CD
$0
1.51%
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
6 Month Certificate Of Deposit
$250
1.21%
View
▼
Rate1.20%
Min Deposit$250
Min Balance—
UpdatedApr 21, 2026
Details

$250 minimum to open

South Central State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Months Certificate of Deposit
$1,000
1.00%
View
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal & IRA CDs 6 month
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
6 Months Certificates
$0
0.25%
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
6-month automatic saver CD
$500
0.01%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
2801 N 86th St, Lincoln, NE 68507 3447
12 Months Certificate and IRA Account
$100,000
3.90%
View
▼
Rate3.84%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
3643 S 48th St, Lincoln, NE 68506
12-month CD
$1,000
3.55%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
8400 Maddox Dr, Lincoln, NE 68520
12 Month CD
$5,000
3.50%
View
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
UpdatedApr 21, 2026
Details

Special Annual Percentage Yield (APY) effective as of 03/04/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.

First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
5070 N 32nd St, LINCOLN, NE 68504 1095
12 Month initial term promo rate
$0
3.35%
View
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
3933 S 14th St, Lincoln, NE 68502
12 Month Certificates of Deposit & IRAs
$500
3.30%
View
▼
Rate3.26%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Lincoln SDA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
4733 Prescott Ave, Lincoln, NE 68506 5456
12 Month New Deposit Certificate
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
1345 Old Cheney Rd, Lincoln, NE 68512 1266
12-month Certificate
$10,000
3.20%
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2301 N 48th St, Lincoln, NE 68504
1 year Standard Fixed Rate CD
$2,500
1.51%
View
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details

Early withdrawal penalties may apply

Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
6550 Merchant Dr, Lincoln, NE 68521
12 Months Certificates of Deposit and Fixed Rate Individual Retirement Accounts (IRA)
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12-Month CD
$500
4.11%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Penalty for early withdrawal

Omaha Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
12 Month CD Special
$2,500
4.01%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details

Take advantage of these special CD rates through April 30th:

Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
12 Month Certificate
$0
3.80%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Months CD Specials
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 12 months
$150,000
3.75%
View
▼
Rate3.70%
Min Deposit$150,000
Min Balance—
UpdatedApr 21, 2026
Details

? $150,000

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
12 Month Certificate
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
12 Month CD
$75,000
3.74%
View
▼
Rate3.69%
Min Deposit$75,000
Min Balance—
UpdatedApr 21, 2026
Details

Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Certificates of Deposit 12 Month
$1,000
3.70%
View
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
12 Month Certificate
$0
3.70%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
12 Month CD
$1,000
3.60%
View
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
12 Months Certificate
$1,000
3.55%
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month Certificate of Deposit
$500
3.55%
View
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
12-Month Share Certificate - Special
$0
3.55%
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Sidney Federal S&L
Institution Rating:
B-4.3 ★Texas Ratio: 23.92%
12 Month CD Special
$0
3.51%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
IRA Certificates - 12 Months
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
IRA 1 Year
$0
3.50%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
12-Month Certificate
$500
3.50%
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
12 Month Share Certificates
$0
3.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month CD
$500
3.45%
View
▼
Rate3.41%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
Kid's CD - 12 Month (0-18 yrs old) CD's
$200
3.40%
View
▼
Rate3.40%
Min Deposit$200
Min Balance—
UpdatedApr 21, 2026
Details

Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
1 Year Time Certificates of Deposit
$500
3.30%
View
▼
Rate3.26%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 MONTH Certificates of Deposit
$10,000
3.29%
View
▼
Rate3.25%
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details

North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
12 Month Educational IRA Certificate
$500
3.29%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

$500 Minimum

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
12 Month Certificates of Deposit
$1,000
3.29%
View
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

State Bank of Scotia
Institution Rating:
A-5.0 ★Texas Ratio: 14.40%
12 Month CD
$0
3.14%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Jumbo Certificates - minimum opening deposit of 12 month
$90,000
3.10%
View
▼
Rate3.05%
Min Deposit$90,000
Min Balance—
UpdatedApr 21, 2026
Details

$90,000.00

Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month Certificates of Deposit
$0
3.04%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.77%
IRA Share Certificate 12 Months
$500
3.00%
View
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Regular and Retirement Time Certificates 12-month
$1,000
3.00%
View
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

FirsTier Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.87%
Step-Up 12 Month CD
$0
2.95%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

You may step up your rate one time to the current rate of the equivalent term. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal.

First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
12 Month CD
$0
2.78%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
Children's 12-Month Certificates
$0
2.50%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Children's (18 and younger)

Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
1 Year CD
$50,000
2.30%
View
▼
Rate2.28%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details

$50,000 & Over

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12-Month Certificate of Deposit
$500
2.27%
View
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
12 MONTH Certificates of Deposit
$0
2.22%
View
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month CD Individual Retirement Account
$0
2.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Bank of Hartington
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 month TCD
$1,000
2.02%
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

FNB of Johnson
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12-Month CD
$0
2.01%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Countryside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month Certificates of Deposit
$1,000
1.61%
View
▼
Rate1.60%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
12 Month Certificate of Deposit
$500
1.60%
View
▼
Rate1.59%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal & IRA CDs 12 month
$0
1.50%
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
2801 N 86th St, Lincoln, NE 68507 3447
18 Months Certificate and IRA Account
$100,000
3.35%
View
▼
Rate3.31%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
5070 N 32nd St, LINCOLN, NE 68504 1095
Rewards Term Share 18 Months
$0
3.10%
View
▼
Rate3.07%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Rewards rates require checking account relationship

Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
6550 Merchant Dr, Lincoln, NE 68521
18 Months Certificates of Deposit and Fixed Rate Individual Retirement Accounts (IRA)
$0
1.35%
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
3933 S 14th St, Lincoln, NE 68502
18 Month Certificates of Deposit & IRAs
$500
0.50%
View
▼
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
18 Month Certificate
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
18 Month CD
$1,000
3.60%
View
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
18-Month Certificate
$500
3.60%
View
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
18-Month Share Certificate - Special
$0
3.60%
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Certificates of Deposit 18 Month
$1,000
3.44%
View
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
18 Month Certificate
$0
3.44%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
18 Month Share Certificate
$0
3.29%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

$500.00 Minimum

Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
18 month CD's
$50,000
3.29%
View
▼
Rate3.25%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
18 Month Certificates of Deposit
$1,000
3.29%
View
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
18 Month Certificate
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 MONTH Certificates of Deposit
$10,000
3.19%
View
▼
Rate3.15%
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details

State Bank of Scotia
Institution Rating:
A-5.0 ★Texas Ratio: 14.40%
18 Month CD
$0
3.14%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Jumbo Certificates - minimum opening deposit of 18 month
$90,000
3.05%
View
▼
Rate3.00%
Min Deposit$90,000
Min Balance—
UpdatedApr 21, 2026
Details

$90,000.00

Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
18 Month Share Certificates
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
18 Months Time Certificates of Deposit
$500
3.00%
View
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
18 MONTH Certificates of Deposit
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month CD Individual Retirement Account
$0
2.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

FNB of Johnson
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18-Month CD
$0
2.26%
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18-Month Certificate of Deposit
$500
2.26%
View
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Regular and Retirement Time Certificates 18-month
$1,000
2.25%
View
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Bank of Hartington
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 month TCD
$1,000
2.12%
View
▼
Rate2.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
18 Month Certificate Of Deposit
$250
2.12%
View
▼
Rate2.10%
Min Deposit$250
Min Balance—
UpdatedApr 21, 2026
Details

$250 minimum to open

Countryside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificates of Deposit
$10,000
1.66%
View
▼
Rate1.65%
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details

Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificates of Deposit
$0
1.61%
View
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
18 Month Certificate of Deposit
$500
1.60%
View
▼
Rate1.59%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal & IRA CDs 18 month
$0
1.50%
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
18 Month Certificates of Deposit and Individual Retirement Accounts
$0
1.30%
View
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

South Central State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Months Certificate of Deposit
$1,000
1.21%
View
▼
Rate1.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Months CD Specials
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Trius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
12, 17, 18 Months Share Certificate
$0
0.50%
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
18 Months Certificates
$0
0.40%
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
6550 Merchant Dr, Lincoln, NE 68521
24 Months - Special Certificates of Deposit and Fixed Rate Individual Retirement Accounts (IRA)
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
8400 Maddox Dr, Lincoln, NE 68520
24 Month CD
$5,000
3.50%
View
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
UpdatedApr 21, 2026
Details

Special Annual Percentage Yield (APY) effective as of 03/04/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
2801 N 86th St, Lincoln, NE 68507 3447
24 Months Certificate and IRA Account
$100,000
3.30%
View
▼
Rate3.26%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
5070 N 32nd St, LINCOLN, NE 68504 1095
Rewards Term Share 24 Months
$0
3.05%
View
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Rewards rates require checking account relationship

I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
3933 S 14th St, Lincoln, NE 68502
24 Month Certificates of Deposit & IRAs
$500
0.80%
View
▼
Rate0.80%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month CD
$500
4.16%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Penalty for early withdrawal

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
24 Month Certificate
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
24 Month Variable Rate IRA
$0
3.70%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 24 months
$150,000
3.65%
View
▼
Rate3.60%
Min Deposit$150,000
Min Balance—
UpdatedApr 21, 2026
Details

? $150,000

Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
24 Months Certificate
$1,000
3.55%
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Nebraska Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.75%
24-Month term cd
$0
3.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Certificates of Deposit 24 Month
$1,000
3.44%
View
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
24 Month Certificates of Deposit
$1,000
3.29%
View
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
24 Month Certificate
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
24 Month CD
$1,000
3.25%
View
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 MONTH Certificates of Deposit
$10,000
3.19%
View
▼
Rate3.15%
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details

Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
24 MONTH Certificates of Deposit
$0
3.15%
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
24-Month Certificate
$500
3.14%
View
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
24 month CD's
$50,000
3.14%
View
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details

Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
IRA 2 Years
$0
3.00%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Regular and Retirement Time Certificates 24-month
$1,000
3.00%
View
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Jumbo Certificates - minimum opening deposit of 24 month
$90,000
2.85%
View
▼
Rate2.81%
Min Deposit$90,000
Min Balance—
UpdatedApr 21, 2026
Details

$90,000.00

FirsTier Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.87%
Step-Up 24 Month CD
$0
2.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

You may step up your rate one time to the current rate of the equivalent term. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal.

Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
2 Years Time Certificates of Deposit
$500
2.75%
View
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
IRA Certificates - 24 Months
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
24 Month Share Certificates
$0
2.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month CD
$500
2.50%
View
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
2 Year CD
$50,000
2.40%
View
▼
Rate2.38%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details

$50,000 & Over

Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month CD Individual Retirement Account
$0
2.35%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24-Month Certificate of Deposit
$500
2.26%
View
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Certificate of Deposit
$500
2.22%
View
▼
Rate2.20%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
24 Month Certificate Of Deposit
$250
2.17%
View
▼
Rate2.15%
Min Deposit$250
Min Balance—
UpdatedApr 21, 2026
Details

$250 minimum to open

Bank of Hartington
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 month TCD
$1,000
2.12%
View
▼
Rate2.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Certificates of Deposit
$0
2.00%
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
24-Month Certificates
$0
2.00%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Bank of Elgin
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 24 Month
$500
1.86%
View
▼
Rate1.85%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Countryside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Certificates of Deposit
$1,000
1.71%
View
▼
Rate1.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
24 Month Certificate of Deposit
$500
1.70%
View
▼
Rate1.69%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal & IRA CDs 24 month
$0
1.50%
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

South Central State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Months Certificate of Deposit
$1,000
1.31%
View
▼
Rate1.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Months CD Specials
$0
1.25%
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
24 Months Certificates
$0
0.50%
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
8400 Maddox Dr, Lincoln, NE 68520
36 Month CD
$5,000
3.50%
View
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
UpdatedApr 21, 2026
Details

Special Annual Percentage Yield (APY) effective as of 03/04/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
2801 N 86th St, Lincoln, NE 68507 3447
36 Months Certificate and IRA Account
$100,000
3.00%
View
▼
Rate2.97%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
5070 N 32nd St, LINCOLN, NE 68504 1095
Rewards Term Share 36 Months
$0
3.00%
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Rewards rates require checking account relationship

Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
6550 Merchant Dr, Lincoln, NE 68521
36 Months Certificates of Deposit and Fixed Rate Individual Retirement Accounts (IRA)
$0
1.85%
View
▼
Rate1.84%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
3933 S 14th St, Lincoln, NE 68502
36 Month Certificates of Deposit & IRAs
$500
0.90%
View
▼
Rate0.90%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
36-Month Share Certificate - Special
$0
3.95%
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
36 Months Certificate
$1,000
3.55%
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

One Bump - Up per Term

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
36 Month Certificates of Deposit
$1,000
3.55%
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
36 Month Share Certificate
$0
3.54%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

$500.00 Minimum

Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
36 MONTH Certificates of Deposit
$0
3.44%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Trius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
36 Months Share Certificate
$0
3.40%
View
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Certificates of Deposit 36 Month
$1,000
3.30%
View
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
3 Year CD
$1,000
3.25%
View
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
36 Month Certificate
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
36 month CD's
$50,000
3.24%
View
▼
Rate3.20%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details

First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
36-Month Certificate
$500
3.14%
View
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 MONTH Certificates of Deposit
$10,000
3.03%
View
▼
Rate3.00%
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details

Omaha Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
36 Month CD Special
$2,500
3.03%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details

Take advantage of these special CD rates through April 30th:

United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Regular and Retirement Time Certificates 36-month
$1,000
3.00%
View
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 36 months
$150,000
2.88%
View
▼
Rate2.85%
Min Deposit$150,000
Min Balance—
UpdatedApr 21, 2026
Details

? $150,000

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Jumbo Certificates - minimum opening deposit of 36 month
$90,000
2.85%
View
▼
Rate2.81%
Min Deposit$90,000
Min Balance—
UpdatedApr 21, 2026
Details

$90,000.00

Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
3 Years Time Certificates of Deposit
$500
2.65%
View
▼
Rate2.62%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month CD Individual Retirement Account
$0
2.55%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
IRA Certificates - 36 Months
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
IRA 3 Years
$0
2.50%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
36 Month Share Certificates
$0
2.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month CD
$500
2.50%
View
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Certificate of Deposit
$500
2.47%
View
▼
Rate2.45%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
3 Year CD
$50,000
2.40%
View
▼
Rate2.38%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details

$50,000 & Over

Bank of Hartington
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 month TCD
$1,000
2.35%
View
▼
Rate2.33%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
36 Month Certificate Of Deposit
$250
2.27%
View
▼
Rate2.25%
Min Deposit$250
Min Balance—
UpdatedApr 21, 2026
Details

$250 minimum to open

Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Certificates of Deposit
$0
2.25%
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Bank of Elgin
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 36 Month
$500
2.02%
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Countryside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Certificates of Deposit
$5,000
1.86%
View
▼
Rate1.85%
Min Deposit$5,000
Min Balance—
UpdatedApr 21, 2026
Details

Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
36 Month Certificate of Deposit
$500
1.85%
View
▼
Rate1.84%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
36 Month Certificates of Deposit and Individual Retirement Accounts
$0
1.75%
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal & IRA CDs 36 month
$0
1.50%
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Months CD Specials
$0
1.50%
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

South Central State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Months Certificate of Deposit
$1,000
1.41%
View
▼
Rate1.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
8400 Maddox Dr, Lincoln, NE 68520
48 Month CD
$5,000
3.50%
View
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
UpdatedApr 21, 2026
Details

Special Annual Percentage Yield (APY) effective as of 03/04/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
2801 N 86th St, Lincoln, NE 68507 3447
48 Months Certificate and IRA Account
$100,000
3.00%
View
▼
Rate2.97%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
5070 N 32nd St, LINCOLN, NE 68504 1095
Rewards Term Share 48 Months
$0
2.95%
View
▼
Rate2.92%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Rewards rates require checking account relationship

I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
3933 S 14th St, Lincoln, NE 68502
48 Month Certificates of Deposit & IRAs
$500
1.16%
View
▼
Rate1.15%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
48 Month CD
$75,000
3.86%
View
▼
Rate3.80%
Min Deposit$75,000
Min Balance—
UpdatedApr 21, 2026
Details

North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
48 Month Share Certificate
$0
3.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

$500.00 Minimum

Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
48 Months Certificate
$1,000
3.55%
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
48 MONTH Certificates of Deposit
$0
3.39%
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
4 Year CD
$1,000
3.35%
View
▼
Rate3.31%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Certificates of Deposit 48 Month
$1,000
3.30%
View
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
48 Month Certificate
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
48 month CD's
$50,000
3.24%
View
▼
Rate3.20%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details

First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
48-Month Certificate
$500
3.14%
View
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 MONTH Certificates of Deposit
$10,000
3.03%
View
▼
Rate3.00%
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details

First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
48 Month CD IRA Certificates
$100,000
2.88%
View
▼
Rate2.85%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 48 months
$150,000
2.88%
View
▼
Rate2.85%
Min Deposit$150,000
Min Balance—
UpdatedApr 21, 2026
Details

? $150,000

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Jumbo Certificates - minimum opening deposit of 48 month
$90,000
2.85%
View
▼
Rate2.81%
Min Deposit$90,000
Min Balance—
UpdatedApr 21, 2026
Details

$90,000.00

The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Certificate of Deposit
$500
2.78%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Certificate of Deposit
$0
2.61%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
4 Years Time Certificates of Deposit
$500
2.55%
View
▼
Rate2.53%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
48 Month Certificate
$0
2.52%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48-Month Certificate of Deposit
$500
2.51%
View
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Regular and Retirement Time Certificates 48-month
$1,000
2.50%
View
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
48 Month Share Certificates
$0
2.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month CD
$500
2.50%
View
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Bank of Hartington
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 month TCD
$1,000
2.40%
View
▼
Rate2.38%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
4 Year CD
$50,000
2.40%
View
▼
Rate2.38%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details

$50,000 & Over

Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
48 Month Certificate Of Deposit
$250
2.37%
View
▼
Rate2.35%
Min Deposit$250
Min Balance—
UpdatedApr 21, 2026
Details

$250 minimum to open

Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Certificates of Deposit
$0
2.12%
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Bank of Elgin
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 48 Month
$500
2.12%
View
▼
Rate2.10%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Countryside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Certificates of Deposit
$1,000
2.02%
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
48 Month Certificate of Deposit
$500
2.00%
View
▼
Rate1.99%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
48 Month Certificates of Deposit and Individual Retirement Accounts
$0
2.00%
View
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Months CD Specials
$0
1.75%
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal & IRA CDs 48 month
$0
1.50%
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

South Central State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Months Certificate of Deposit
$1,000
1.46%
View
▼
Rate1.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
8400 Maddox Dr, Lincoln, NE 68520
60 Month CD
$5,000
3.50%
View
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
UpdatedApr 21, 2026
Details

Special Annual Percentage Yield (APY) effective as of 03/04/26. Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
2801 N 86th St, Lincoln, NE 68507 3447
60 Months Certificate and IRA Account
$100,000
3.00%
View
▼
Rate2.97%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
5070 N 32nd St, LINCOLN, NE 68504 1095
Rewards Term Share 60 Months
$0
2.90%
View
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Rewards rates require checking account relationship

Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
6550 Merchant Dr, Lincoln, NE 68521
60 Months Certificates of Deposit and Fixed Rate Individual Retirement Accounts (IRA)
$0
2.50%
View
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
3933 S 14th St, Lincoln, NE 68502
60 Month Certificates of Deposit & IRAs
$500
1.25%
View
▼
Rate1.24%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
60 Months Certificate
$1,000
3.55%
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
5 Year CD
$1,000
3.40%
View
▼
Rate3.36%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
60 MONTH Certificates of Deposit
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
60 Month Certificate
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
60 month CD's
$50,000
3.24%
View
▼
Rate3.20%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details

First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
60-Month Certificate
$500
3.14%
View
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
60 Month Certificate of Deposit
$500
3.10%
View
▼
Rate3.08%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
60 Month Certificates of Deposit
$1,000
3.03%
View
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 MONTH Certificates of Deposit
$10,000
3.03%
View
▼
Rate3.00%
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details

Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Certificate of Deposits (CDs) 60 months
$150,000
2.88%
View
▼
Rate2.85%
Min Deposit$150,000
Min Balance—
UpdatedApr 21, 2026
Details

? $150,000

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Jumbo Certificates - minimum opening deposit of 60 month
$90,000
2.85%
View
▼
Rate2.81%
Min Deposit$90,000
Min Balance—
UpdatedApr 21, 2026
Details

$90,000.00

Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month Certificate of Deposit
$0
2.66%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
60 Month Certificate Of Deposit
$250
2.52%
View
▼
Rate2.50%
Min Deposit$250
Min Balance—
UpdatedApr 21, 2026
Details

$250 minimum to open

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60-Month Certificate of Deposit
$500
2.51%
View
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
60 Month Share Certificates
$0
2.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month CD
$500
2.50%
View
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
5 Years Time Certificates of Deposit
$500
2.45%
View
▼
Rate2.43%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
5 Year CD
$50,000
2.40%
View
▼
Rate2.38%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details

$50,000 & Over

Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month Certificates of Deposit
$0
2.32%
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Security Bank Laurel, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48-60 Months CD
$1,000
2.27%
View
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Regular and Retirement Time Certificates 60-month
$1,000
2.25%
View
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
60 Month Certificates of Deposit and Individual Retirement Accounts
$0
2.25%
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Months CD Specials
$0
2.00%
View
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

South Central State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Months Certificate of Deposit
$1,000
1.56%
View
▼
Rate1.55%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal & IRA CDs 60 month
$0
1.50%
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

FirsTier Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.87%
Step-Up 60 Month CD
$0
0.70%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

You may step up your rate one time to the current rate of the equivalent term. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal.

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Lincoln, Nebraska Institutions

Highest verified APYs available today — updated April 21, 2026

B Top 5 Bank Rates
Lincoln FSB of Nebraska
6 Month CD
A+ 5.0 ★ TX: 1.59%
Min: $5,000
3.85%
I3 Bank
6 Month Certificates of Deposit & IRAs
A 5.0 ★ TX: 7.81%
Min: $500
3.80%
Union Bank and Trust Company
6-month CD
A+ 5.0 ★ TX: 0.93%
Min: $1,000
3.70%
Cattle Bank and Trust
24 Months - Special Certificates of Deposit and Fixed Rate Individual Retirement Accounts (IRA)
A+ 5.0 ★ TX: 0.82%
Min: $0
3.50%
Wells Fargo
1 year Standard Fixed Rate CD
A 5.0 ★ TX: 7.44%
Min: $2,500
1.51%
CU Top 5 Credit Union Rates
Cobalt Federal Credit Union
6 Months Certificate
A 5.0 ★ TX: 7.59%
Min: $100,000
3.95%
First Nebraska Credit Union
6 Month initial term promo rate
A+ 5.0 ★ TX: 3.07%
Min: $0
3.60%
Sun Pacific Federal Credit Union
6-month Certificate
A+ 5.0 ★ TX: 3.66%
Min: $10,000
3.55%
Lincoln SDA Credit Union
12 Month New Deposit Certificate
A+ 5.0 ★ TX: 5.41%
Min: $0
3.29%
Omaha Police Federal Credit Union
6 Month CD Special
A+ 5.0 ★ TX: 0.32%
Min: $2,500
4.11%
Rates verified April 21, 2026 — Click an institution name to view its full profile, safety ratings, and all CD terms.

Lincoln, NE CD Rate Trends

Compare local Lincoln, NE CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Nebraska CD Trends →
12-Month CD — NE Avg
2.677%
▼ 0.077 vs 7 days ago

Nebraska 12-month CD rates fell 0.077 points over the past 7 days to 2.677% APY.

6-Month CD — NE Avg
2.620%
▼ 0.158 vs 7 days ago

Nebraska 6-month CD rates fell 0.158 points over the past 7 days to 2.620% APY.

As of Apr 21, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

NE CD Rate Forecast — Next 12 Months

Where are Nebraska CD rates headed through April 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

NE 12-Month Avg APY
2.677%
6-Month Forecast
2.677%
Range: 2.48% – 2.83%
12-Month Forecast
2.427%
Range: 2.23% – 2.58%

Data inputs: The central forecast uses CME FedWatch implied fed funds path and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Nebraska average 12-month CD APY in our database.

Spread model: The Nebraska 12-month CD average currently trades 1.70% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (Fed holds longer, deposit competition remains high). Lower bound subtracts 0.20% (earlier or deeper rate cuts compress yields faster).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at NE CD Rates Today

Annual interest earnings at today’s Nebraska average APYs. State average used where available; national average as fallback.

CD Term NE Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 1.608% $80.41 $160.81 $402.03 $804.05
6-Month CD 2.620% $130.99 $261.97 $654.93 $1,309.85
12-Month CD 2.677% $133.84 $267.67 $669.18 $1,338.35
18-Month CD 2.628% $131.41 $262.82 $657.05 $1,314.10
24-Month CD 2.742% $137.12 $274.23 $685.58 $1,371.15
36-Month CD 2.640% $131.98 $263.96 $659.90 $1,319.80
48-Month CD 2.656% $132.79 $265.58 $663.95 $1,327.90
60-Month CD 2.725% $136.26 $272.52 $681.30 $1,362.60
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of April 21, 2026.

Sample CD Ladder for Lincoln, Nebraska Savers

$25,000 split equally across 5 terms using today’s Nebraska average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder →
Rung Term Deposit NE Avg APY Annual Earnings
1 3-Month CD $5,000 1.608% $80.41
2 6-Month CD $5,000 2.620% $130.99
3 12-Month CD $5,000 2.677% $133.84
4 24-Month CD $5,000 2.742% $137.12
5 36-Month CD $5,000 2.640% $131.98
Total ($25,000 invested) $25,000 2.457% blended $614.34/yr

Ladder example uses equal $5,000 rungs and Nebraska average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

61
Institutions
in Lincoln, Nebraska
41 Banks 20 Credit Unions

About Our Lincoln, Nebraska CD Rate Database

MonitorBankRates tracks CD rates from 41 banks and 20 credit unions with locations in Lincoln, Nebraska, plus national online institutions available to Nebraska residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.

Current top rate: Cobalt Federal Credit Union offers a CD at 3.95% APY with a minimum deposit of $100,000. Use the rate table above to compare all current offers in Lincoln, Nebraska.

How to Find the Best CD Rates in Lincoln, Nebraska

What to compare when shopping for a CD in Lincoln, Nebraska

To find the best APYs in Lincoln, Nebraska, start with credit unions and online-only banks — Lincoln, Nebraska has 20 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Lincoln, Nebraska

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Lincoln, Nebraska — 61 institutions here report CD rates

Consider an Alternative If…

Lincoln, Nebraska Financial Snapshot

Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024

Population 65+
14.8%
National avg: 17.3%
Median Individual Earnings
$38,086
National avg: $47,340
Poverty Rate
12.7%
National avg: 11.1%
Unemployment Rate
3.3%
National avg: 4.8%
CD Earnings on 10% of Salary
$102/yr
At NE 12-mo avg 2.677% APY

14.8% of residents are 65 or older — below the national average of 17.3%; a low unemployment rate of 3.3% reflects a strong local economy. At today’s NE 12-month CD average of 2.677%, saving 10% of the local median salary ($3,808/year) and putting it in a CD would earn an additional $102 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Lincoln, Nebraska

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

Frequently Asked Questions about CD Rates in Lincoln, Nebraska

Are CD rates in Lincoln, Nebraska FDIC insured?

Yes, most established banks in Lincoln, Nebraska are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Lincoln, Nebraska?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Lincoln, Nebraska.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Lincoln, Nebraska may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Lincoln, Nebraska?

Here are recent top rates found for this area:
  • Cobalt Federal Credit Union: 3.95% APY (6 Months Certificate)
  • Lincoln FSB of Nebraska: 3.85% APY (6 Month CD)
  • I3 Bank: 3.80% APY (6 Month Certificates of Deposit & IRAs)
  • Union Bank and Trust Company: 3.70% APY (6-month CD)
  • First Nebraska Credit Union: 3.60% APY (6 Month initial term promo rate)
  • Sun Pacific Federal Credit Union: 3.55% APY (6-month Certificate)
  • Cattle Bank and Trust: 3.50% APY (24 Months - Special Certificates of Deposit and Fixed Rate Individual Retirement Accounts (IRA))
  • Lincoln SDA Credit Union: 3.29% APY (12 Month New Deposit Certificate)
  • Wells Fargo: 1.51% APY (1 year Standard Fixed Rate CD)
  • Farmers and Merchants Bank Milligan, NE: 4.16% APY (24 Month CD)
Rates reflect recent verified offers available in Lincoln, Nebraska. Last Updated: April 21, 2026

CD Calculators for Lincoln, Nebraska

Lincoln, Nebraska CD Calculator

At today’s NE top rate of 3.95% APY, a $10,000 deposit earns $395 in the first year. Enter your amount to see your exact return.

Lincoln, Nebraska CD Ladder

NE CD rates currently range from 1.608% (3-month) to 2.640% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.

Early Withdrawal Penalty

Before locking into a Lincoln, Nebraska CD at 3.95% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.

CD vs. High-Yield Savings

Nebraska’s average 12-month CD is 2.677% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.

Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Lincoln, Nebraska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lincoln, Nebraska. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in NE.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 21, 2026

Lincoln, Nebraska Rates & Resources

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