Ohio CD Rates Today - Compare Best APYs for May 2026
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Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Ohio CD rates include GLASS CITYGLASS CITY1340 Arrowhead Dr, Maumee, OH 43537A+5.0 ★Texas Ratio: 2.83%Real return: +2.20%APY minus CPI (February 2026) offering 12 Month Youth CD at 5.00% APY, Materion Federal Credit UnionMaterion Federal Credit Union14710 W Portage River South Rd, Elmore, OH 43416A+5.0 ★Texas Ratio: 0.28%Real return: +1.70%APY minus CPI (February 2026) offering 12 Month Certificate at 4.50% APY, Childrens Medical Center Federal Credit UnionChildrens Medical Center Federal Credit Union3333 Burnet Ave, Cincinnati, OH 45229 3026A+5.0 ★Texas Ratio: 0.57%Real return: +1.56%APY minus CPI (February 2026) offering Certificates of Deposit 2 year at 4.36% APY, CLEVELAND SELFRELIANCECLEVELAND SELFRELIANCE6108 State Rd, Parma, OH 44134 3702A5.0 ★Texas Ratio: 6.34%Real return: +1.51%APY minus CPI (February 2026) offering 24 Months Certificates at 4.31% APY, and LCE Federal Credit UnionLCE Federal Credit Union77 N Saint Clair St, Painesville, OH 44077A+5.0 ★Texas Ratio: 4.16%Real return: +1.36%APY minus CPI (February 2026) offering 6 Month Share Certificate at 4.16% APY. CD rates as of May 12, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare CD rates across all terms in Ohio side-by-side. Ohio CD rates currently reach as high as 5.00% APY from GLASS CITY at 1340 Arrowhead Dr, Maumee, OH 43537. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: May 12, 2026
Compare Best CD Rates in Ohio
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Community Savings Bank Bethel, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
503 W Plane St, Bethel, OH 45106
3 MONTH CD
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Limited time offer
Riverside Bank of Dublin
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
555 Metro Pl N, Dublin, OH 43017
3 Months
$500
3.85%
▼
Rate3.78%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
8763 Union Centre Blvd, West Chester, OH 45069
3 Months Certificates
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Unified Bank Martins Ferry, OH
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
318 E Main St, Jewett, OH 43986
3 Month CD
$1,000
3.61%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Savings Bank Circleville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
118 N Court St, Circleville, OH 43113
3-MONTH CD
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH 45241 2523
3-Month Certificate
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH 45241 2523
IRA 3-Month Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
8800 Cleveland Ave NW, North Canton, OH 44720
3 Months Share Certificates
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$50,000 & Over
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
555 Officenter Pl, Gahanna, OH 43230 5314
3 Month Certificate KEMBA Advantage
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
555 Officenter Pl, Gahanna, OH 43230 5314
3 Month Term IRA
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
KEMBA Advantage APY
New Foundation SB
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
8249 Clara Ave, Cincinnati, OH 45239
Special 3 Months
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
8800 Cleveland Ave NW, North Canton, OH 44720
3 Months Share Certificates
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$1,000 - $49,999
S&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
491 N Cleveland Massillon Rd, Akron, OH 44333
3 Month CD
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
7007 Broadway Ave, Cleveland, OH 44105
3 Months
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
832 Cleveland St, Elyria, OH 44035 4141
90 Day Certificate
$500
3.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 3 months
$50,000
3.09%
▼
Rate3.05%
Min Deposit$50,000
Min Balance—
UpdatedMay 6, 2026
Details
Over $50,000
Fairfield Federal S&L of Lancaster
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
111 E Main St, Lancaster, OH 43130
3 Month Certificate Account
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
A penalty may be imposed for early withdrawal.
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
555 Officenter Pl, Gahanna, OH 43230 5314
3 Month Certificate Everyday
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH 44714 2606
3 Month Term Share Certificate
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
CINCINNATI OHIO POLICE
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
959 W 8th St, Cincinnati, OH 45203
3 mo. Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 3 months
$500
2.99%
▼
Rate2.95%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
$500 - $14,999.99
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
3955 W DUBLIN GRANVILLE RD, DUBLIN, OH 43017
Regular Certificates 3 Month
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
33 Graham Rd, Cuyahoga Falls, OH 44223
3 Month Term Share Certificates
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
760 Kinnear Rd, Columbus, OH 43212 1488
3 Month Share Certificate
$0
2.30%
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
5255 Regency Dr, Parma, OH 44129 5453
IRA 3 Month
$500
2.02%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
5255 Regency Dr, Parma, OH 44129 5453
3 Month Certificate
$500
2.02%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
5255 Regency Dr, Parma, OH 44129 5453
3 Month
$500
2.02%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
420 Greenville Rd, Saint Marys, OH 45885 2809
3 Month Certificates / IRA Certificates
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Millstream Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
1007 Western Ave, Findlay, OH 45840
3 Months Share/IRA Certificate Accounts
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Millstream Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
1007 Western Ave, Findlay, OH 45840
Share/IRA Certificate Accounts 3 Months
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
501 Hopewell Dr, Heath, OH 43056
3 Month Certificate
$500
1.01%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
28954 Chardon Rd, Willoughby Hills, OH 44092
3 month Certificate of Deposit
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
8500 Westport Dr, Mentor, OH 44060
3 Month Certificate
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1627 Holland Rd, Maumee, OH 43537
IRA Certificates 3 Month
$500
0.75%
▼
Rate0.75%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Firefighters Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
2300 Saint Clair Ave NE, Cleveland, OH 44114 4049
3 Month Certificate
$0
0.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
605 Washington Blvd, Belpre, OH 45714
3-Month CD
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Open Online
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7000 Cardinal Pl, Dublin, OH 43017 1091
3-month term Standard CDs
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7000 Cardinal Pl, Dublin, OH 43017 1091
3-month term Regular CDs
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
1340 Arrowhead Dr, Maumee, OH 43537
3 Month CD
$1,000
0.50%
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
Ohio Valley Bank Co.
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
420 3rd Ave, Gallipolis, OH 45631
3 Month CD
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Stark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
3426 Cleveland Ave NW, Canton, OH 44709 2747
Growth Certificate (Less than 90 Days
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
$10,000
Peoples First Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
225 Reading Rd, Mason, OH 45040
Short Term Certificate 14 to 90 days
$500
0.25%
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
725 PINE ST, GREENVILLE, OH 45331
90 day
$0
0.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
725 PINE ST, GREENVILLE, OH 45331
Share Certificate of Deposit (CD) 90 day
$500
0.25%
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
First Federal Community Bank N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
141 W Ohio Ave, Dover, OH 44622
Certificates of Deposit (CDs) 3 Months
$0
0.20%
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Conneaut Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
305 Main St, Conneaut, OH 44030
3 Month Certificate of Deposit
$1,000
0.15%
▼
Rate0.15%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Relationship Bonus
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
909 N Perry St, Ottawa, OH 45875
3 months
$0
0.10%
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Warsaw Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
3533 Warsaw Ave, Cincinnati, OH 45205
3-Month CD
$0
0.10%
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Greenville National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
100 S Main St, Ansonia, OH 45303
90 Days Certificates & IRAs
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Conneaut Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
305 Main St, Conneaut, OH 44030
3 Month Certificate of Deposit
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Personal Product
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
LCE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
77 N Saint Clair St, Painesville, OH 44077
6 Month Share Certificate
$0
4.16%
▼
Rate4.10%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
6108 State Rd, Parma, OH 44134 3702
6 Months Certificates
$500
4.08%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
First Bank of Central Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6700 N High St, Worthington, OH 43085
Certificates of Deposit/Individual Retirement Accounts2 6 months
$500
4.05%
▼
Rate3.97%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Penalty: 90 days
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
3333 Burnet Ave, Cincinnati, OH 45229 3026
Certificates of Deposit 6 months
$0
4.02%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
CF Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
4960 E Dublin Granville Rd, Columbus, OH 43081
6 Month term
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
FNB of Waverly
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
107 N Market St, Waverly, OH 45690
6 Month Special
$1,000
3.98%
▼
Rate3.90%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
1340 Arrowhead Dr, Maumee, OH 43537
6 Month CD
$500
3.90%
▼
Rate3.84%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
315 Croghan St, Fremont, OH 43420 3013
6 Month Regular/IRA Share Certificate
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
FIRELANDS
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
300 North Street, Bellevue, OH 44811
6 months Share Certificates
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
The Wilmington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
184 N South St, Wilmington, OH 45177
6 Month Certificates of Deposit
$500
3.80%
▼
Rate3.73%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
8800 Cleveland Ave NW, North Canton, OH 44720
6 Months Share Certificate
$50,000
3.80%
▼
Rate3.75%
Min Deposit$50,000
Min Balance—
UpdatedMay 12, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
7740 Paragon Rd, Dayton, OH 45459
6 Months Share Certificates of Deposits
$0
3.79%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Peoples First Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
225 Reading Rd, Mason, OH 45040
6 month Certificate of Deposit Special
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Peoples First Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
225 Reading Rd, Mason, OH 45040
6 Months
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Achieve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
340 Griswold Rd, Elyria, OH 44035
Share Certificate 6 Months
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Achieve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
340 Griswold Rd, Elyria, OH 44035
Share Certificates IRA 6 Months
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Firefighters Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
2300 Saint Clair Ave NE, Cleveland, OH 44114 4049
6 Month Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Riverside Bank of Dublin
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
555 Metro Pl N, Dublin, OH 43017
6 Months
$500
3.74%
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Fort Jennings State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
120 N Water St, Fort Jennings, OH 45844
Certificate 6 Month
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
33 Graham Rd, Cuyahoga Falls, OH 44223
6 Month Term Share Certificates
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
First Commonwealth Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
110 Riverbend Avenue, Lewis Center, OH 43035
6 Month CD
$10,000
3.70%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 4, 2026
Details
CD or IRA Offer
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
IRA Certificates 6 months
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
8500 Westport Dr, Mentor, OH 44060
6 Month Certificate
$500
3.70%
▼
Rate3.64%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
5255 Regency Dr, Parma, OH 44129 5453
6 Month
$500
3.70%
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Hocking Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
7 W Stimson Ave, Athens, OH 45701
6-month CD
$2,500
3.70%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
$2,500 minimum opening balance. Penalty imposed for early withdrawal. Rates subject to change. Interest compounds monthly. Fees may reduce earnings. RENEWABLE. APY effective January 13, 2026. Member FDIC.
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
5255 Regency Dr, Parma, OH 44129 5453
IRA 6 Month
$500
3.70%
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
The Union Bank Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
318 S Belmore St, Leipsic, OH 45856
6 Month Special CD
$500
3.70%
▼
Rate3.64%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
5255 Regency Dr, Parma, OH 44129 5453
6 Month Certificate
$500
3.70%
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
800 Falls Creek Dr, Vandalia, OH 45377 8600
Certificates of Deposit 6 Months Charm
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
6 Month Certificate
$100,000
3.65%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
8763 Union Centre Blvd, West Chester, OH 45069
6 Months Certificates
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
725 PINE ST, GREENVILLE, OH 45331
6 mo.
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.03%
95 W 4th St, Minster, OH 45865
6-month
$100,000
3.65%
▼
Rate3.59%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
$100,000 and greater
Minster Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.03%
95 W 4th St, Minster, OH 45865
6-month CD & IRA
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
ON BALANCES $100,000+
Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
725 PINE ST, GREENVILLE, OH 45331
Share Certificate of Deposit (CD) 6 month
$500
3.65%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 6 months
$50,000
3.61%
▼
Rate3.55%
Min Deposit$50,000
Min Balance—
UpdatedMay 6, 2026
Details
Over $50,000
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH 45241 2523
IRA 6-Month Certificate
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
Certificates 6 months
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
6 months Certificate
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
FSB New Madison, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
202 Washington St, Republic, OH 44867
6 Months CD Specials IRA
$0
3.60%
▼
Rate3.57%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH 45241 2523
6-Month Certificate
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Monroe Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
24 E Main St, Tipp City, OH 45371
6 Month Special Certificate of Deposit
$1,000
3.60%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
FSB New Madison, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
202 Washington St, Republic, OH 44867
CD Specials 6 Months
$0
3.60%
▼
Rate3.57%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Impact Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
1455 W McPherson Hwy, Clyde, OH 43410
Share Certificate Accounts 6 months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Impact Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
1455 W McPherson Hwy, Clyde, OH 43410
Share Certificates (CDs) 6 months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Fairfield Federal S&L of Lancaster
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
111 E Main St, Lancaster, OH 43130
6 Month Certificate Account
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
A penalty may be imposed for early withdrawal.
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
355 W Monument Ave, Dayton, OH 45402
Traditional IRA Certificate 6 Months
$500
3.55%
▼
Rate3.49%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
690 Schrock Rd, Columbus, OH 43229 1123
6 Month Certificate of Deposit (IRA)
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
690 Schrock Rd, Columbus, OH 43229 1123
Member Merits (Gold1) 6 Month Certificate of Deposit
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
8800 Cleveland Ave NW, North Canton, OH 44720
6 Months Share Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
1340 Arrowhead Dr, Maumee, OH 43537
12 Month Youth CD
$100
5.00%
▼
Rate4.91%
Min Deposit$100
Min Balance—
UpdatedMay 12, 2026
Details
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
14710 W Portage River South Rd, Elmore, OH 43416
12 Month Certificate
$500
4.50%
▼
Rate4.43%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
3333 Burnet Ave, Cincinnati, OH 45229 3026
Certificates of Deposit 1 year
$0
4.31%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
6108 State Rd, Parma, OH 44134 3702
12 Months Certificates
$500
4.08%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
909 N Perry St, Ottawa, OH 45875
12 months
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
1800 Vine St, Cincinnati, OH 45202
12 Month Youth Savers Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Deposit limits are a minimum of $250 and a maximum of $1,000 .
CF Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
4960 E Dublin Granville Rd, Columbus, OH 43081
12 Month term
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
United Midwest Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.26%
101 N Main St, West Manchester, OH 45382
12 Month CD
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.88%
28543 Oregon Rd, Perrysburg, OH 43551
NEW MONEY GenGrow 12-month CD
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
First Bank of Central Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6700 N High St, Worthington, OH 43085
Certificates of Deposit/Individual Retirement Accounts2 12 months
$500
4.00%
▼
Rate3.92%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Penalty: 90 days
OUCU Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
944 E State St, Athens, OH 45701
Easy Save IRA Certificate 12 month
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
3845 Angola Rd, Toledo, OH 43615
12-Month Share Certificate
$0
3.93%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
3845 Angola Rd, Toledo, OH 43615
12-Month IRA Certificate
$0
3.93%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
315 Croghan St, Fremont, OH 43420 3013
12 Month Regular/IRA Share Certificate
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
LCE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
77 N Saint Clair St, Painesville, OH 44077
12 Month Share Certificate
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
St James Parish Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6195 Cheviot Rd, Cincinnati, OH 45247 6120
12 Months Term Certificates
$1,000
3.82%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Rates for $25,000 new fund maximum or funds already on deposit
St James Parish Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6195 Cheviot Rd, Cincinnati, OH 45247 6120
IRA Term Certificates 12 Months
$1,000
3.82%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
RATES FOR $25,000 NEW FUNDS MAXIMUM OR FUNDS ALREADY ON DEPOSIT**
First Federal S&L of Van Wert
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
679 Fox Rd, Van Wert, OH 45891
12 Months Certificate of Deposit & IRA Account
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH 45236
Diamond Club Certificates 1 Year
$300
3.82%
▼
Rate3.75%
Min Deposit$300
Min Balance—
UpdatedMay 12, 2026
Details
Minimum Deposit $300. Dividends Paid Monthly
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH 44714 2606
12 Month Term Share Certificate
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
The Peoples S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
110 N Detroit St, West Liberty, OH 43357
12 Month Certificate of Deposit
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
A penalty will be imposed for early withdrawal.
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
8500 Westport Dr, Mentor, OH 44060
12 Month Certificate
$500
3.80%
▼
Rate3.74%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
725 PINE ST, GREENVILLE, OH 45331
Share Certificate of Deposit (CD) 12 month
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
725 PINE ST, GREENVILLE, OH 45331
9 mo. and 12 mo.
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH 45241 2523
IRA Jumbo 1-Year Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH 44714 2606
12 Month Fixed IRA
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
More Than $100,000
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
8800 Cleveland Ave NW, North Canton, OH 44720
12 Months
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
The Peoples S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
110 N Detroit St, West Liberty, OH 43357
IRA 12 Month Certificate of Deposit
$100
3.80%
▼
Rate3.75%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
A penalty will be imposed for early withdrawal.
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH 45241 2523
IRA 1-Year Jumbo Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH 45241 2523
1-Year Jumbo Certificate
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
7740 Paragon Rd, Dayton, OH 45459
12 Months Share Certificates of Deposits
$0
3.79%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
7740 Paragon Rd, Dayton, OH 45459
IRA 12 Months
$0
3.79%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
1147 OLD STATE ROUTE 74, BATAVIA, OH 45103
IRA & HSA Certificates 12 Months Platinum
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
12 Month Certificate
$100,000
3.75%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
5255 Regency Dr, Parma, OH 44129 5453
IRA 1 Year
$500
3.75%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
5255 Regency Dr, Parma, OH 44129 5453
1 Year Certificate
$500
3.75%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
5255 Regency Dr, Parma, OH 44129 5453
1 Year
$500
3.75%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
FNB of Waverly
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
107 N Market St, Waverly, OH 45690
12 Month Special
$1,000
3.72%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Impact Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
1455 W McPherson Hwy, Clyde, OH 43410
Share Certificate Accounts 12 months
$0
3.72%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Impact Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
1455 W McPherson Hwy, Clyde, OH 43410
Share Certificates (CDs) 12 months
$0
3.72%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH 44714 2606
12 Month - "Boost" Youth Certificate
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
IRA Certificates 12 months (Bump one time)**
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH 44647
12 Month IRA / Share Certificate
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
1147 OLD STATE ROUTE 74, BATAVIA, OH 45103
IRA & HSA Certificates 12 Months Gold
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
FIRELANDS
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
300 North Street, Bellevue, OH 44811
12 months Share Certificates
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1627 Holland Rd, Maumee, OH 43537
IRA Certificates 12 Month
$500
3.70%
▼
Rate3.64%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
5839 Ridge Rd, Parma, OH 44129 3165
IRA Share Certificate (1 Year)
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
FIRELANDS
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
300 North Street, Bellevue, OH 44811
Smart Saver Youth Share Certificates 12 months
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Plus Age1
FIRELANDS
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
300 North Street, Bellevue, OH 44811
IRA Certificates 12 months
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1627 Holland Rd, Maumee, OH 43537
12-Month Certificate
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
3333 Burnet Ave, Cincinnati, OH 45229 3026
Certificates of Deposit 18 months
$0
4.31%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
6108 State Rd, Parma, OH 44134 3702
18 Months Certificates
$500
4.08%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
1147 OLD STATE ROUTE 74, BATAVIA, OH 45103
IRA & HSA Certificates 18 Months Platinum
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
1147 OLD STATE ROUTE 74, BATAVIA, OH 45103
IRA & HSA Certificates 18 Months Gold
$0
3.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
315 Croghan St, Fremont, OH 43420 3013
18 Month Regular/IRA Share Certificate
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
1147 OLD STATE ROUTE 74, BATAVIA, OH 45103
IRA & HSA Certificates 18 Months Silver
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
1980 W Broad St, Columbus, OH 43223
Certificates Promo 18 Months
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
ConnectMORE APY*
Ohio Valley Bank Co.
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
420 3rd Ave, Gallipolis, OH 45631
18 MONTH IRA / ROTH TDOA
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 18-month bump
$50,000
3.79%
▼
Rate3.73%
Min Deposit$50,000
Min Balance—
UpdatedMay 6, 2026
Details
Over $50,000
St James Parish Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6195 Cheviot Rd, Cincinnati, OH 45247 6120
18 Months Term Certificates
$1,000
3.76%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Rates for $25,000 new fund maximum or funds already on deposit
St James Parish Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6195 Cheviot Rd, Cincinnati, OH 45247 6120
IRA Term Certificates 18 Months
$1,000
3.76%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
RATES FOR $25,000 NEW FUNDS MAXIMUM OR FUNDS ALREADY ON DEPOSIT**
Bridge Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
217 Xenia Ave, Yellow Springs, OH 45387
18 Month CD
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
IRA Certificates 18 months (Bump one time)**
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
1980 W Broad St, Columbus, OH 43223
18 Month CD Special
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH 44647
18 Month IRA / Share Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
136 McMahan Blvd, Marion, OH 43302
18-Month Share Certificate
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Save more when you move at least $500 from another financial institution.
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1627 Holland Rd, Maumee, OH 43537
IRA Certificates 18 Month
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Geauga Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 26.43%
PO Box 839, burton, OH 44021
Share Certificates 18 Months
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
1980 W Broad St, Columbus, OH 43223
Certificates Promo 18 Months
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Everyday APY*
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH 44714 2606
18 Month Fixed IRA
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
More Than $100,000
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH 44714 2606
18 Month Term Share Certificate
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 18-month bump
$500
3.69%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
$500 - $14,999.99
Impact Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
1455 W McPherson Hwy, Clyde, OH 43410
Share Certificate Accounts 18 months
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Impact Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
1455 W McPherson Hwy, Clyde, OH 43410
Share Certificates (CDs) 18 months
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
14111 Scottslawn Rd, Marysville, OH 43040
Share Certificates 18 Month
$500
3.66%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Minimum deposit of $500 required.
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
14111 Scottslawn Rd, Marysville, OH 43040
IRA Certificates 18 Month
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Minimum deposit of $500 required.
FIRELANDS
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
300 North Street, Bellevue, OH 44811
18 months Share Certificates
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
FIRELANDS
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
300 North Street, Bellevue, OH 44811
IRA Certificates 18 months
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
800 Falls Creek Dr, Vandalia, OH 45377 8600
Certificates of Deposit 18 Months Charm
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
18 Month Certificate
$100,000
3.65%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
8763 Union Centre Blvd, West Chester, OH 45069
18 Months Certificates
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
L.E.O Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.42%
155 Freedom Rd, Painesville, OH 44077
18 Month Certificate
$0
3.65%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
18 months Certificate
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Bump one time
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
Certificates 18 months (Bump one time)**
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH 44647
18 Month Certificate
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
3845 Angola Rd, Toledo, OH 43615
18-Month Share Certificate
$0
3.64%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
3845 Angola Rd, Toledo, OH 43615
18-Month IRA Certificate
$0
3.64%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Security Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
1001 S Reynolds Rd, Toledo, OH 43615
1.5 year Share Certificates of Deposit
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Security Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
1001 S Reynolds Rd, Toledo, OH 43615
IRA Share Certificates of Deposit 1.5 year
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH 44714 2606
18 Month Fixed IRA
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH 44647
18 Month Certificate
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
355 W Monument Ave, Dayton, OH 45402
Share Certificates of Deposit 18 Months
$1,000
3.55%
▼
Rate3.49%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
355 W Monument Ave, Dayton, OH 45402
Roth IRA Certificate 18 Months
$500
3.55%
▼
Rate3.49%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Hamler State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
210 Randolph St, Hamler, OH 43524
18 Months Certificates of Deposit
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
18 Month Certificate
$500
3.55%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
8800 Cleveland Ave NW, North Canton, OH 44720
18 Months Share Certificates
$50,000
3.55%
▼
Rate3.50%
Min Deposit$50,000
Min Balance—
UpdatedMay 12, 2026
Details
Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
28954 Chardon Rd, Willoughby Hills, OH 44092
18 month Certificate of Deposit
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Atomic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
711 Beaver Creek Rd, Piketon, OH 45661
18-Month Certificate
$1,000
3.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
355 W Monument Ave, Dayton, OH 45402
Traditional IRA Certificate 18 Months
$500
3.55%
▼
Rate3.49%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
8010 E Broad St, Reynoldsburg, OH 43068 8000
18 Months
$500
3.51%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
3333 Burnet Ave, Cincinnati, OH 45229 3026
Certificates of Deposit 2 year
$0
4.36%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
6108 State Rd, Parma, OH 44134 3702
24 Months Certificates
$500
4.31%
▼
Rate4.25%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
909 N Perry St, Ottawa, OH 45875
24 months
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH 45044 4140
24-Month Certificates
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
315 Croghan St, Fremont, OH 43420 3013
24 Month Regular/IRA Share Certificate
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
1147 OLD STATE ROUTE 74, BATAVIA, OH 45103
IRA & HSA Certificates 24 Months Platinum
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Peoples First Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
225 Reading Rd, Mason, OH 45040
24 Month IRA (Variable)
$100
3.88%
▼
Rate3.81%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
1147 OLD STATE ROUTE 74, BATAVIA, OH 45103
IRA & HSA Certificates 24 Months Gold
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
5269 E 104th St, Garfield Hts, OH 44125 2407
Share Certificates Minimum 24 months
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
$500
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
3845 Angola Rd, Toledo, OH 43615
24-Month IRA Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
3845 Angola Rd, Toledo, OH 43615
24-Month Share Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
1147 OLD STATE ROUTE 74, BATAVIA, OH 45103
IRA & HSA Certificates 24 Months Silver
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
7740 Paragon Rd, Dayton, OH 45459
24 Months Share Certificates of Deposits
$0
3.79%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
7740 Paragon Rd, Dayton, OH 45459
IRA 24 Months
$0
3.79%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH 45236
Diamond Club Certificates 2 Years
$300
3.76%
▼
Rate3.70%
Min Deposit$300
Min Balance—
UpdatedMay 12, 2026
Details
Minimum Deposit $300. Dividends Paid Monthly
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH 44714 2606
24 Month Fixed IRA
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
More Than $100,000
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH 44714 2606
24 Month Term Share Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
8010 E Broad St, Reynoldsburg, OH 43068 8000
24 Months
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
8010 E Broad St, Reynoldsburg, OH 43068 8000
24-Month CD
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
8010 E Broad St, Reynoldsburg, OH 43068 8000
Business CDs 24 Months
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
14111 Scottslawn Rd, Marysville, OH 43040
Share Certificates 24 Month
$500
3.71%
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Minimum deposit of $500 required.
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
14111 Scottslawn Rd, Marysville, OH 43040
IRA Certificates 24 Month
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Minimum deposit of $500 required.
St James Parish Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6195 Cheviot Rd, Cincinnati, OH 45247 6120
IRA Term Certificates 24 Months
$1,000
3.71%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
RATES FOR $25,000 NEW FUNDS MAXIMUM OR FUNDS ALREADY ON DEPOSIT**
St James Parish Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6195 Cheviot Rd, Cincinnati, OH 45247 6120
24 Months Term Certificates
$1,000
3.71%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Rates for $25,000 new fund maximum or funds already on deposit
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
8763 Union Centre Blvd, West Chester, OH 45069
24 Months Certificates
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH 44647
24 Month IRA / Share Certificate
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 24 months
$50,000
3.68%
▼
Rate3.62%
Min Deposit$50,000
Min Balance—
UpdatedMay 6, 2026
Details
Over $50,000
Quest Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
12837 US Highway 68, Kenton, OH 43326
24 MONTH CERTIFICATE
$0
3.66%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH 44714 2606
24 Month Fixed IRA
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
IRA Certificates 24 months (Bump one time)**
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1627 Holland Rd, Maumee, OH 43537
IRA Certificates 24 Month Add-On
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
24 Month Certificate
$100,000
3.65%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.38%
7420 Kilby Rd, Harrison, OH 45030
IRA 24 month CD
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
800 Falls Creek Dr, Vandalia, OH 45377 8600
Certificates of Deposit 24 Months Charm
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Impact Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
1455 W McPherson Hwy, Clyde, OH 43410
Share Certificate Accounts 24 months
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Impact Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
1455 W McPherson Hwy, Clyde, OH 43410
Share Certificates (CDs) 24 months
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH 44647
24 Month Certificate
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
33 Graham Rd, Cuyahoga Falls, OH 44223
IRA Certificates 24 Month
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
FIRELANDS
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
300 North Street, Bellevue, OH 44811
IRA Certificates 24 months
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
33 Graham Rd, Cuyahoga Falls, OH 44223
24 Month Term Share Certificates
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
5839 Ridge Rd, Parma, OH 44129 3165
IRA Share Certificate (2 Year)
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
FIRELANDS
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
300 North Street, Bellevue, OH 44811
24 months Share Certificates
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 24 months
$500
3.58%
▼
Rate3.52%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
$500 - $14,999.99
First Federal S&L of Van Wert
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
679 Fox Rd, Van Wert, OH 45891
24 Months Certificate of Deposit & IRA Account
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH 43615 5868
IRA Certificates 24 month
$2,000
3.56%
▼
Rate3.51%
Min Deposit$2,000
Min Balance—
UpdatedMay 7, 2026
Details
Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
501 Hopewell Dr, Heath, OH 43056
24 Month Certificate
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
5839 Ridge Rd, Parma, OH 44129 3165
Term Share (2 Year)
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
24 Month Certificate
$500
3.55%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
24 months Certificate
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Bump one time
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
Certificates 24 months (Bump one time)**
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
3333 Burnet Ave, Cincinnati, OH 45229 3026
Certificates of Deposit 3 year
$0
4.11%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
315 Croghan St, Fremont, OH 43420 3013
36 Month Regular/IRA Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
315 Croghan St, Fremont, OH 43420 3013
36 Month Freedom Regular/IRA Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
7740 Paragon Rd, Dayton, OH 45459
36 Months Share Certificates of Deposits
$0
3.84%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
7740 Paragon Rd, Dayton, OH 45459
IRA 36 Months
$0
3.84%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.38%
7420 Kilby Rd, Harrison, OH 45030
IRA 36 month CD
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
1147 OLD STATE ROUTE 74, BATAVIA, OH 45103
IRA & HSA Certificates 36 Months Platinum
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
IRA Certificates 36 months
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
1147 OLD STATE ROUTE 74, BATAVIA, OH 45103
BUMP SHARE CERTIFICATES 36 Months Platinum
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
3845 Angola Rd, Toledo, OH 43615
36-Month Share Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
3845 Angola Rd, Toledo, OH 43615
36-Month IRA Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
14111 Scottslawn Rd, Marysville, OH 43040
IRA Certificates 36 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Minimum deposit of $500 required.
Quest Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
12837 US Highway 68, Kenton, OH 43326
36 MONTH CERTIFICATE
$0
3.76%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1627 Holland Rd, Maumee, OH 43537
IRA Certificates 36 Month
$1,000
3.75%
▼
Rate3.69%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
1147 OLD STATE ROUTE 74, BATAVIA, OH 45103
BUMP SHARE CERTIFICATES 36 Months Gold
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
14710 W Portage River South Rd, Elmore, OH 43416
36 Month Certificate
$500
3.75%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
14111 Scottslawn Rd, Marysville, OH 43040
Share Certificates 36 Month
$500
3.71%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Minimum deposit of $500 required.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH 45236
Diamond Club Certificates 3 Years
$300
3.71%
▼
Rate3.65%
Min Deposit$300
Min Balance—
UpdatedMay 12, 2026
Details
Minimum Deposit $300. Dividends Paid Monthly
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
Certificates 36 months
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH 44647
36 Month IRA / Share Certificate
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
8763 Union Centre Blvd, West Chester, OH 45069
36 Months Certificates
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
36 months Certificate
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH 44714 2606
36 Month Term Share Certificate
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH 44714 2606
36 Month Fixed IRA
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
More Than $100,000
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
800 Falls Creek Dr, Vandalia, OH 45377 8600
Certificates of Deposit 36 Months Charm
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
36 Month Certificate
$100,000
3.65%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
33 Graham Rd, Cuyahoga Falls, OH 44223
36 Month Term Share Certificates
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
33 Graham Rd, Cuyahoga Falls, OH 44223
IRA Certificates 36 Month
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 36 months
$50,000
3.64%
▼
Rate3.58%
Min Deposit$50,000
Min Balance—
UpdatedMay 6, 2026
Details
Over $50,000
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH 43615 5868
IRA Certificates 36 month
$2,000
3.61%
▼
Rate3.56%
Min Deposit$2,000
Min Balance—
UpdatedMay 7, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH 44714 2606
36 Month Fixed IRA
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH 44647
36 Month Certificate
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH 44647
36 Month Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
355 W Monument Ave, Dayton, OH 45402
Roth IRA Certificate 36 Months
$500
3.55%
▼
Rate3.49%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
355 W Monument Ave, Dayton, OH 45402
Educational IRA 36 Months
$500
3.55%
▼
Rate3.49%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
8010 E Broad St, Reynoldsburg, OH 43068 8000
Business CDs 36 Months
$500
3.55%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
8010 E Broad St, Reynoldsburg, OH 43068 8000
36 Months
$500
3.55%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
36 Month Certificate
$500
3.55%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
832 Cleveland St, Elyria, OH 44035 4141
36 Month Certificate/IRA
$500
3.55%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Atomic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
711 Beaver Creek Rd, Piketon, OH 45661
36-Month Certificate
$1,000
3.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Security Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
1001 S Reynolds Rd, Toledo, OH 43615
IRA Share Certificates of Deposit 3 year
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Security Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
1001 S Reynolds Rd, Toledo, OH 43615
3 year Share Certificates of Deposit
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
355 W Monument Ave, Dayton, OH 45402
Traditional IRA Certificate 36 Months
$500
3.55%
▼
Rate3.49%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
5839 Ridge Rd, Parma, OH 44129 3165
Term Share (3 Year)
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 36 months
$500
3.54%
▼
Rate3.48%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
$500 - $14,999.99
Quest Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
12837 US Highway 68, Kenton, OH 43326
36 MONTH CERTIFICATE
$0
3.51%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Impact Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
1455 W McPherson Hwy, Clyde, OH 43410
Share Certificate Accounts 36 months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Impact Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
1455 W McPherson Hwy, Clyde, OH 43410
Share Certificates (CDs) 36 months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
CF Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
4960 E Dublin Granville Rd, Columbus, OH 43081
36 Month term
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1385 Andrews Ave, Lakewood, OH 44107 2405
36 Month Certificate of Deposit
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
$500 minimum
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
315 Croghan St, Fremont, OH 43420 3013
48 Month Regular/IRA Share Certificate
$0
4.05%
▼
Rate3.98%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
355 W Monument Ave, Dayton, OH 45402
Roth IRA Certificate 48 Months
$500
4.00%
▼
Rate3.93%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
355 W Monument Ave, Dayton, OH 45402
Traditional IRA Certificate 48 Months
$500
4.00%
▼
Rate3.93%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
355 W Monument Ave, Dayton, OH 45402
Educational IRA 48 Months
$500
4.00%
▼
Rate3.93%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
14710 W Portage River South Rd, Elmore, OH 43416
48 Month Certificate
$500
4.00%
▼
Rate3.94%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
7740 Paragon Rd, Dayton, OH 45459
48 Months Share Certificates of Deposits
$0
3.89%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
7740 Paragon Rd, Dayton, OH 45459
IRA 48 Months
$0
3.89%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
IRA Certificates 48 months
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
14111 Scottslawn Rd, Marysville, OH 43040
IRA Certificates 48 Month
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Minimum deposit of $500 required.
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
14111 Scottslawn Rd, Marysville, OH 43040
Share Certificates 48 Month
$500
3.81%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Minimum deposit of $500 required.
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
3845 Angola Rd, Toledo, OH 43615
48-Month IRA Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
3845 Angola Rd, Toledo, OH 43615
48-Month Share Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
800 Falls Creek Dr, Vandalia, OH 45377 8600
Certificates of Deposit 48 Months Charm
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1627 Holland Rd, Maumee, OH 43537
IRA Certificates 48 Month
$1,000
3.80%
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH 44714 2606
48 Month Fixed IRA
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
More Than $100,000
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
Certificates 48 months
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
48 months Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
8763 Union Centre Blvd, West Chester, OH 45069
48 Months Certificates
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1385 Andrews Ave, Lakewood, OH 44107 2405
48 Month Certificate of Deposit
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
$500 minimum
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
48 Month Certificate
$100,000
3.75%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH 44714 2606
48 Month Term Share Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1385 Andrews Ave, Lakewood, OH 44107 2405
IRA 48 Month Certificate of Deposit
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Traditional, Roth, Educational
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
1147 OLD STATE ROUTE 74, BATAVIA, OH 45103
BUMP SHARE CERTIFICATES 48 Months Platinum
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
1147 OLD STATE ROUTE 74, BATAVIA, OH 45103
IRA & HSA Certificates 48 Months Platinum
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH 44647
48 Month IRA / Share Certificate
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH 44714 2606
48 Month Fixed IRA
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
48 Month Certificate
$500
3.65%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
1147 OLD STATE ROUTE 74, BATAVIA, OH 45103
BUMP SHARE CERTIFICATES 48 Months Gold
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH 43615 5868
IRA Certificates 48 month
$2,000
3.61%
▼
Rate3.56%
Min Deposit$2,000
Min Balance—
UpdatedMay 7, 2026
Details
Security Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
1001 S Reynolds Rd, Toledo, OH 43615
IRA Share Certificates of Deposit 4 year
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
5839 Ridge Rd, Parma, OH 44129 3165
Term Share (4 Year)
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 48 months
$50,000
3.60%
▼
Rate3.54%
Min Deposit$50,000
Min Balance—
UpdatedMay 6, 2026
Details
Over $50,000
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
8010 E Broad St, Reynoldsburg, OH 43068 8000
48 Months
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
8010 E Broad St, Reynoldsburg, OH 43068 8000
Business CDs 48 Months
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH 44647
48 Month Certificate
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Security Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
1001 S Reynolds Rd, Toledo, OH 43615
4 year Share Certificates of Deposit
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Quest Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
12837 US Highway 68, Kenton, OH 43326
48 MONTH CERTIFICATE
$0
3.56%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH 44647
48 Month Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
8800 Cleveland Ave NW, North Canton, OH 44720
48 Months Share Certificates
$50,000
3.55%
▼
Rate3.50%
Min Deposit$50,000
Min Balance—
UpdatedMay 12, 2026
Details
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
832 Cleveland St, Elyria, OH 44035 4141
48 Month Certificate/IRA
$500
3.55%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Impact Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
1455 W McPherson Hwy, Clyde, OH 43410
Share Certificate Accounts 48 months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Impact Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
1455 W McPherson Hwy, Clyde, OH 43410
Share Certificates (CDs) 48 months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Miami University Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
5120 College Corner Pike, Oxford, OH 45056
48 Months CD
$1,000
3.50%
▼
Rate3.49%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 48 months
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
$500 - $14,999.99
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
33 Graham Rd, Cuyahoga Falls, OH 44223
48 Month Term Share Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
33 Graham Rd, Cuyahoga Falls, OH 44223
IRA Certificates 48 Month
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
555 Officenter Pl, Gahanna, OH 43230 5314
48 Month Certificate KEMBA Advantage
$500
3.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
555 Officenter Pl, Gahanna, OH 43230 5314
48 Month Term IRA
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
KEMBA Advantage APY
Millstream Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
1007 Western Ave, Findlay, OH 45840
Share/IRA Certificate Accounts 48 Months
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Millstream Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
1007 Western Ave, Findlay, OH 45840
48 Months Share/IRA Certificate Accounts
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
14710 W Portage River South Rd, Elmore, OH 43416
60 Month Certificate
$500
4.25%
▼
Rate4.18%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
315 Croghan St, Fremont, OH 43420 3013
60 Month Regular/IRA Share Certificate
$0
4.05%
▼
Rate3.98%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
3333 Burnet Ave, Cincinnati, OH 45229 3026
Certificates of Deposit 5 year
$0
4.02%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
IRA Certificates 60 months
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
7740 Paragon Rd, Dayton, OH 45459
60 Months Share Certificates of Deposits
$0
3.89%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
7740 Paragon Rd, Dayton, OH 45459
IRA 60 Months
$0
3.89%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
14111 Scottslawn Rd, Marysville, OH 43040
IRA Certificates 60 Month
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Minimum deposit of $500 required.
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
14111 Scottslawn Rd, Marysville, OH 43040
Share Certificates 60 Month
$500
3.87%
▼
Rate3.80%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Minimum deposit of $500 required.
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1627 Holland Rd, Maumee, OH 43537
IRA Certificates 60 Month
$1,000
3.85%
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
403 Main St, Belpre, OH 45714 1615
60 Months Certificates of Deposit (Regular & IRAs)
$50,000
3.82%
▼
Rate3.75%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
800 Falls Creek Dr, Vandalia, OH 45377 8600
Certificates of Deposit 60 Months Charm
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
8763 Union Centre Blvd, West Chester, OH 45069
60 Months Certificates
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
60 months Certificate
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
Certificates 60 months
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH 44714 2606
60 Month Fixed IRA
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
More Than $100,000
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH 44714 2606
60 Month Term Share Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
LAKEVIEW
Institution Rating:
B+4.8 ★Texas Ratio: 17.17%
2909 State Rd, Ashtabula, OH 44004
60 Month Share Certificate
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
60 Month Certificate
$100,000
3.75%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1385 Andrews Ave, Lakewood, OH 44107 2405
IRA 60 Month Certificate of Deposit
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Traditional, Roth, Educational
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1385 Andrews Ave, Lakewood, OH 44107 2405
60 Month Certificate of Deposit
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
$500 minimum
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH 45236
Diamond Club Certificates 5 Years
$300
3.71%
▼
Rate3.65%
Min Deposit$300
Min Balance—
UpdatedMay 12, 2026
Details
Minimum Deposit $300. Dividends Paid Monthly
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH 44647
60 Month IRA / Share Certificate
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH 43615 5868
IRA Certificates 60 month
$2,000
3.66%
▼
Rate3.61%
Min Deposit$2,000
Min Balance—
UpdatedMay 7, 2026
Details
Security Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
1001 S Reynolds Rd, Toledo, OH 43615
5 year Share Certificates of Deposit
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Security Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
1001 S Reynolds Rd, Toledo, OH 43615
IRA Share Certificates of Deposit 5 year
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
5839 Ridge Rd, Parma, OH 44129 3165
IRA Share Certificate (5 Year)
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
60 Month Certificate
$500
3.65%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH 44714 2606
60 Month Fixed IRA
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
8010 E Broad St, Reynoldsburg, OH 43068 8000
60 Months
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
8010 E Broad St, Reynoldsburg, OH 43068 8000
Business CDs 60 Months
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
5839 Ridge Rd, Parma, OH 44129 3165
Term Share (5 Year)
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
1147 OLD STATE ROUTE 74, BATAVIA, OH 45103
IRA & HSA Certificates 60 Months Platinum
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
1147 OLD STATE ROUTE 74, BATAVIA, OH 45103
BUMP SHARE CERTIFICATES 60 Months Platinum
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
832 Cleveland St, Elyria, OH 44035 4141
60 Month Certificate/IRA
$500
3.60%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
19775 State Route 739, Marysville, OH 43040
5 Year Executive Roth
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH 44647
60 Month Certificate
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
19775 State Route 739, Marysville, OH 43040
5 Year Executive
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Security Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
1001 S Reynolds Rd, Toledo, OH 43615
1.5 year Share Certificates of Deposit
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
19775 State Route 739, Marysville, OH 43040
5 Year Executive IRA
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 60 months
$50,000
3.59%
▼
Rate3.53%
Min Deposit$50,000
Min Balance—
UpdatedMay 6, 2026
Details
Over $50,000
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
403 Main St, Belpre, OH 45714 1615
60 Months Certificates of Deposit (Regular & IRAs)
$10,000
3.56%
▼
Rate3.50%
Min Deposit$10,000
Min Balance—
UpdatedMay 10, 2026
Details
Impact Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
1455 W McPherson Hwy, Clyde, OH 43410
Share Certificate Accounts 60 months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Impact Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
1455 W McPherson Hwy, Clyde, OH 43410
Share Certificates (CDs) 60 months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Quest Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
12837 US Highway 68, Kenton, OH 43326
60 MONTH CERTIFICATE
$0
3.56%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH 44647
60 Month Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
1147 OLD STATE ROUTE 74, BATAVIA, OH 45103
BUMP SHARE CERTIFICATES 60 Months Gold
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
8800 Cleveland Ave NW, North Canton, OH 44720
60 Months Share Certificates
$50,000
3.55%
▼
Rate3.50%
Min Deposit$50,000
Min Balance—
UpdatedMay 12, 2026
Details
The Peoples S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
110 N Detroit St, West Liberty, OH 43357
60 Month Certificate of Deposit
$500
3.55%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
A penalty will be imposed for early withdrawal.
CF Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
4960 E Dublin Granville Rd, Columbus, OH 43081
60 Month term
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Miami University Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
5120 College Corner Pike, Oxford, OH 45056
60 Months CD
$1,000
3.50%
▼
Rate3.49%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Key Takeaways
What to know about CD rates in Ohio at a glance.
- APY tells you the real return. Annual Percentage Yield includes the effect of compounding, while a nominal interest rate doesn't — always compare CDs by APY, not the headline rate.
- Ohio CD rates currently reach as high as 5.00% APY from GLASS CITY. The rate table above ranks every offer we track for Ohio, sorted by APY.
- Credit unions often post the highest APYs. Their not-for-profit structure and lower overhead let them pass more yield through to depositors than traditional banks, so it's worth comparing offers from both when shopping for the best rate.
- CDs are insured up to $250,000 per depositor, per institution, per ownership category — by the FDIC for banks, the NCUA for credit unions. Watch for early-withdrawal penalties, which typically run 30 to 180 days of interest depending on the term, so only commit funds you won't need before maturity.
Ohio CD Rate Trends
Compare local Ohio CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — OH Avg
2.969%
▲ 0.119 vs 7 days ago
Ohio 12-month CD rates rose 0.119 points over the past 7 days to 2.969% APY.
6-Month CD — OH Avg
2.762%
▲ 0.127 vs 7 days ago
Ohio 6-month CD rates rose 0.127 points over the past 7 days to 2.762% APY.
As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
OH CD Rate Forecast — Next 12 Months
Where are Ohio CD rates headed through May 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
OH 12-Month Avg APY
2.969%
6-Month Forecast
2.969%
Range: 2.77% – 3.12%
12-Month Forecast
2.719%
Range: 2.52% – 2.87%
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What Your Savings Earn at OH CD Rates Today
Annual interest earnings at today’s Ohio average APYs. State average used where available; national average as fallback.
| CD Term | OH Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 2.115% | $105.76 | $211.52 | $528.80 | $1,057.60 |
| 6-Month CD | 2.762% | $138.10 | $276.20 | $690.50 | $1,381.00 |
| 12-Month CD | 2.969% | $148.44 | $296.88 | $742.20 | $1,484.40 |
| 18-Month CD | 2.758% | $137.89 | $275.78 | $689.45 | $1,378.90 |
| 24-Month CD | 2.914% | $145.71 | $291.41 | $728.53 | $1,457.05 |
| 36-Month CD | 2.829% | $141.45 | $282.89 | $707.23 | $1,414.45 |
| 48-Month CD | 2.799% | $139.95 | $279.90 | $699.75 | $1,399.50 |
| 60-Month CD | 2.803% | $140.13 | $280.25 | $700.63 | $1,401.25 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of May 12, 2026. | |||||
Sample CD Ladder for Ohio Savers
$25,000 split equally across 5 terms using today’s Ohio average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | OH Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 2.115% | $105.76 |
| 2 | 6-Month CD | $5,000 | 2.762% | $138.10 |
| 3 | 12-Month CD | $5,000 | 2.969% | $148.44 |
| 4 | 24-Month CD | $5,000 | 2.914% | $145.71 |
| 5 | 36-Month CD | $5,000 | 2.829% | $141.45 |
| Total ($25,000 invested) | $25,000 | 2.718% blended | $679.46/yr | |
Ladder example uses equal $5,000 rungs and Ohio average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
1,132
CD Rates
Tracked in Ohio
Tracked in Ohio
64 Banks
90 Credit Unions
About Our Ohio CD Rate Database
MonitorBankRates tracks 1,132 CD rates from 64 banks and 90 credit unions with locations in Ohio, plus national online institutions available to Ohio residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: GLASS CITY offers a CD at 5.00% APY with a minimum deposit of $100. Use the rate table above to compare all current offers in Ohio.
How to Find the Best CD Rates in Ohio
What to compare when shopping for a CD in Ohio
To find the best APYs in Ohio, start with credit unions and online-only banks — Ohio has 90 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Ohio
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Ohio — 154 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Ohio savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Ohio money market rates
Ohio Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
18.3%
National avg: 17.3%
Median Individual Earnings
$44,003
National avg: $47,340
Poverty Rate
13.3%
National avg: 11.1%
Unemployment Rate
4.7%
National avg: 4.8%
CD Earnings on 10% of Salary
$131/yr
At OH 12-mo avg 2.969% APY
18.3% of residents are 65 or older, in line with the national average of 17.3%. At today’s OH 12-month CD average of 2.969%, saving 10% of the local median salary ($4,400/year) and putting it in a CD would earn an additional $131 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Ohio
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in Ohio
Are CD rates in Ohio FDIC insured?
Yes, most established banks in Ohio are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Ohio?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Ohio.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Ohio may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Ohio?
Here are recent top rates found for this area:
- GLASS CITY: 5.00% APY (12 Month Youth CD)
- Materion Federal Credit Union: 4.50% APY (12 Month Certificate)
- Childrens Medical Center Federal Credit Union: 4.36% APY (Certificates of Deposit 2 year)
- CLEVELAND SELFRELIANCE: 4.31% APY (24 Months Certificates)
- LCE Federal Credit Union: 4.16% APY (6 Month Share Certificate)
- Partners 1st Federal Credit Union: 4.07% APY (24 months)
- First Bank of Central Ohio: 4.05% APY (Certificates of Deposit/Individual Retirement Accounts2 6 months)
- Fremont Federal Credit Union: 4.05% APY (60 Month Regular/IRA Share Certificate)
- Code Credit Union: 4.00% APY (Roth IRA Certificate 48 Months)
- Sharefax Credit Union: 4.00% APY (IRA & HSA Certificates 18 Months Platinum)
Rates reflect recent verified offers available in Ohio. Last Updated: May 12, 2026
CD Calculators for Ohio
Ohio CD Calculator
At today’s OH top rate of 5.00% APY, a $10,000 deposit earns $500 in the first year. Enter your amount to see your exact return.
Ohio CD LadderOH CD rates currently range from 2.115% (3-month) to 2.829% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Ohio CD at 5.00% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsOhio’s average 12-month CD is 2.969% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Ohio. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in OH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: May 12, 2026
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