Columbus, Ohio Best CD Rates September 2026

Balance: $50,000 & Over

Balance: $1,000 - $49,999

IRA/ESA/Certificates

IRA/ESA/Certificates

Penalty: 45 Days; Day/Year: 365/366

IRA/ESA/Certificates

Balance: $250 - $10,000.00

Compounding Period: Monthly

Penalty will be imposed for early withdrawal. Contact us for further information about applicable fees and terms. Fees could reduce earnings on the account. Rates subject to change without notice.

IRA Certificates: $100 min. to open. Dividends compound quarterly. There is a penalty for early withdrawal. You may make additional deposits to an IRA Certificate account only.

Minimum to Obtain: $500

Open LorMet Checking Account required. A penalty may be charged for early withdrawal. Rates and terms subject to change without notice.

Promotional rate is accurate as of September 1st, 2026, is excluded from the Member Appreciation Program, and requires a minimum deposit of $25,000 in new money. An early withdrawal penalty may be imposed for early withdrawals. At maturity, the certificate will renew at the rate in effect on the renewal date. The promotion is available through September 30th, 2026. APY assumes interest remains on deposit until maturity. Fees may reduce earnings on the account.

Promotional rate is accurate as of September 1, 2026. Disclosure applies to both share certificates. Promotional rate is excluded from the Member Appreciation Program and requires a minimum deposit of $500. An early withdrawal penalty may be imposed for early withdrawals. At maturity, the certificate will renew at the rate in effect on the renewal date. The promotion is available through September 30, 2026. APY assumes interest remains on deposit until maturity. Fees may reduce earnings on account.

When paired with an Ultra Checking account, earn up to 4.05% APY for 6 months

UP to $99,999.99

CD and IRA rates effective 01/25/2024. Interest is compounded daily and there is a penalty for early withdrawal. Fees can reduce the earnings on any of the above accounts.

Dividends Compound & Paid: Daily

Dividends Compound & Paid: Daily

Penalty will be imposed for early withdrawal. Contact us for further information about applicable fees and terms. Fees could reduce earnings on the account. Rates subject to change without notice.

Guaranteed rate of return with flexible terms. All rates are Annual Percentage Yields.

Balance: $500-$49,000

APY = Annual Percentage Yield. Minimum Balance = the amount of principal in the account each day. Fees could reduce earnings on the account. Rates are subject to change without notice. APY accurate as of 09/16/2026. Early withdrawal penalties apply. CDs automatically renew at maturity at current renewal rates. Account subject to deposit account approval.

IRA Certificates: $100 min. to open. Dividends compound quarterly. There is a penalty for early withdrawal. You may make additional deposits to an IRA Certificate account only.

CD and IRA rates effective 01/25/2024. Interest is compounded daily and there is a penalty for early withdrawal. Fees can reduce the earnings on any of the above accounts.

Dividends Compound & Paid: Daily

Dividends Compound & Paid: Daily

All certificates are automatically renewable. Those age 18 and under may open with $500. The annual percentage yields assumes interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal. A.P.Y. = Annual Percentage Yield. Public funds over $250,000.00 excluded from this offer. Effective Date: 9/14/2026

Early Withdrawal Penalty: 6 Month Dividend; Dividend Period: Monthly