CD Rates Columbus, Ohio (OH) for April 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Columbus, Ohio CD rates include United Midwest Savings BankUnited Midwest Savings Bank4848 Reed Rd, Columbus, OH 43220A5.0 ★Texas Ratio: 7.26%Real return: +1.20%APY minus CPI (February 2026) offering 12 Month CD at 4.00% APY, Telhio Credit UnionTelhio Credit Union330 Rush Aly Ste 500, Columbus, OH 43215 3931A5.0 ★Texas Ratio: 13.81%Real return: +1.20%APY minus CPI (February 2026) offering 24-Month CD at 4.00% APY, CF BankCF Bank4960 E Dublin Granville Rd, Columbus, OH 43081A+5.0 ★Texas Ratio: 2.42%Real return: +1.20%APY minus CPI (February 2026) offering 6 Month term at 4.00% APY, CME Federal Credit UnionCME Federal Credit Union150 E Mound St, Columbus, OH 43215A5.0 ★Texas Ratio: 6.63%Real return: +0.99%APY minus CPI (February 2026) offering Share Certificates & IRA Certificates 18-month bump at 3.79% APY, and First Commonwealth BankFirst Commonwealth Bank647 N High St, Columbus, OH 43215A+5.0 ★Texas Ratio: 4.20%Real return: +0.90%APY minus CPI (February 2026) offering 6 Month Certificate of Deposit at 3.70% APY. CD rates as of April 24, 2026 according to verified data from MonitorBankRates.
We compared 114 CD rates from 13 banks and credit unions with local branches in Columbus, Ohio. You can also compare 1,116 CD rates from 158 banks and credit unions available to Ohio residents, including national online banks.
Columbus has 65 local institutions in our database, with CD rates as high as 4.00% APY from United Midwest Savings Bank at 4848 Reed Rd, Columbus, OH 43220. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Ohio area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 24, 2026
Compare Best CD Rates in Columbus, Ohio & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4220 E Broad St, Columbus, OH 43213
3 Month Certificate KEMBA Advantage
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 3 months
$50,000
3.09%
▼
Rate3.05%
Min Deposit$50,000
Min Balance—
UpdatedApr 24, 2026
Details
Over $50,000
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
363 E Town St, COLUMBUS, OH 43215 4774
Regular Certificates 3 Month
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
760 Kinnear Rd, Columbus, OH 43212 1488
3 Month Share Certificate
$0
2.30%
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Community Savings Bank Bethel, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
3 MONTH CD
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Limited time offer
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
3 Months Certificates
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Unified Bank Martins Ferry, OH
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
3 Month CD
$1,000
3.61%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
Savings Bank Circleville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
3-MONTH CD
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
3-Month Certificate
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
3 Months Share Certificates
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
$50,000 & Over
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
90 Day Certificate
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Fairfield Federal S&L of Lancaster
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
3 Month Certificate Account
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
A penalty may be imposed for early withdrawal.
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
Regular Share Certificates & IRA Certificates 3 Months
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
3 Month Term Share Certificate
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
CINCINNATI OHIO POLICE
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
3 mo. Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
3 Month Certificates / IRA Certificates
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Millstream Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
Share/IRA Certificate Accounts 3 Months
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
3 Months Share and IRA Certificates
$0
1.25%
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Bonus rate of 0.10% APY when the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00. Minimum balance for consumer is $500. A penalty may be charged for early withdrawal. Fees may reduce earnings on the account.
Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
3 Month Certificate
$500
1.01%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
3 Month Certificate
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
3 month Certificate of Deposit
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 3 Month
$500
0.75%
▼
Rate0.75%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Firefighters Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
3 Month Certificate
$500
0.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Certificate rates remain fixed for the term of the certificate. Penalty imposed for withdrawals before maturity.
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Open Online
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
3-month term Standard CDs
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
Share Certificate of Deposit (CD) 90 day
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
3 Month CD
$500
0.40%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Stark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
Growth Certificate (Less than 90 Days
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
$10,000
Conneaut Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
3 Month Certificate of Deposit
$1,000
0.15%
▼
Rate0.15%
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
Relationship Bonus APY
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Open Online
Greenville National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
90 Days Certificates & IRAs
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
Fort Jennings State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
Certificate 3 Month
$0
0.05%
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
The Union Bank Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
90 Day Board CD
$500
0.03%
▼
Rate0.03%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
CF Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
4960 E Dublin Granville Rd, Columbus, OH 43081
6 Month term
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
First Commonwealth Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
647 N High St, Columbus, OH 43215
6 Month Certificate of Deposit
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Promotional Rate; Offer valid for accounts opened April 3, 2026 through May 14, 2026.
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 6 months
$50,000
3.61%
▼
Rate3.55%
Min Deposit$50,000
Min Balance—
UpdatedApr 24, 2026
Details
Over $50,000
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
363 E Town St, COLUMBUS, OH 43215 4774
Regular Certificates 6 Month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
690 Schrock Rd, Columbus, OH 43229 1123
6 Month Certificate of Deposit (IRA)
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4220 E Broad St, Columbus, OH 43213
6 Month Certificate KEMBA Advantage
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
330 Rush Aly Ste 500, Columbus, OH 43215 3931
Business CDs 6 Months
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
760 Kinnear Rd, Columbus, OH 43212 1488
6 Month Share Certificate
$0
3.20%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
510 E Mound St, Columbus, OH 43215 5539
6 Month Certificate
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
LCE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
6 Month Share Certificate
$0
4.16%
▼
Rate4.10%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Chicago Patrolmens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
Jumbo 6-Month Share Certificate
$100,000
4.08%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 24, 2026
Details
This Share Certificate is available for a minimum of $100,000 deposit. Traditional Share Certificate terms apply, including an early termination penalty. Rate offerings not valid with other promotional offers (Birthday Month, High-Caliber Program, etc).
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
6 Months Certificates
$500
4.08%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Certificates of Deposit 6 months
$0
4.02%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Wayne Savings Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
Short Term Relationship CD Special (6 month term)
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Make the most of your funds and provide a premium interest rate!
Rate3.84%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
6 Months Share Certificate
$50,000
3.80%
▼
Rate3.75%
Min Deposit$50,000
Min Balance—
UpdatedApr 24, 2026
Details
Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
Share Certificate of Deposit (CD) 6 month
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
6 Month Regular/IRA Share Certificate
$0
3.77%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Firefighters Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
6 Month Certificate
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Certificate rates remain fixed for the term of the certificate. Penalty imposed for withdrawals before maturity.
Peoples First Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 month Certificate of Deposit Special
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
6 Month Share Savings Certificate
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
Share Certificate 6 mo
$0
3.73%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Fort Jennings State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
Certificate 6 Month
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Atrium Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
IRA 6 Month Certificate
$500
3.70%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
6 Month Certificate
$500
3.70%
▼
Rate3.64%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
The Union Bank Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
6 Month Special CD
$500
3.70%
▼
Rate3.64%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 24, 2026
Details
$2,500 minimum opening balance. Penalty imposed for early withdrawal. Rates subject to change. Interest compounds monthly. Fees may reduce earnings. RENEWABLE. APY effective January 13, 2026. Member FDIC.
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
JUMBO SHARE CERTIFICATES 6 Months
$100,000
3.66%
▼
Rate3.60%
Min Deposit$100,000
Min Balance—
UpdatedApr 24, 2026
Details
Dividends Paid Monthly.
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
ON BALANCES $100,000+
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
Certificates of Deposit 6 Months
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
IRA Certificates 6 months
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
6 Months Certificates
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
Share and IRA Jumbo Certificates 6 Mo.
$0
3.64%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
Regular Share Certificates & IRA Certificates 6 Months
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
6-Month Certificate
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Fairfield Federal S&L of Lancaster
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
6 Month Certificate Account
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
A penalty may be imposed for early withdrawal.
Impact Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
Share Certificate Accounts 6 months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
The Peoples S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificate of Deposit
$2,500
3.55%
▼
Rate3.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 24, 2026
Details
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
6 Month Certificates / IRA Certificates
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Ohio Teamsters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
6 month Certificate
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
IRA & HSA Certificates 6 Month Platinum
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
Term Share (6 months)
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Stark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
Growth Certificate (Less than 6 Months
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
$10,000
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
6 Month Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
IRA Share Certificates 6 months
$2,500
3.30%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 24, 2026
Details
Genesis Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
6 Month Share Certificates
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
6 months Share Certificate
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
United Midwest Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.26%
4848 Reed Rd, Columbus, OH 43220
12 Month CD
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
12 Month CD's with an APY of 4.00% are here!
CF Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
4960 E Dublin Granville Rd, Columbus, OH 43081
12 Month term
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 12 months
$50,000
3.66%
▼
Rate3.60%
Min Deposit$50,000
Min Balance—
UpdatedApr 24, 2026
Details
Over $50,000
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
363 E Town St, COLUMBUS, OH 43215 4774
IRA Share Certificates 12 Month
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
690 Schrock Rd, Columbus, OH 43229 1123
12 Month Certificate of Deposit (IRA)
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
First Commonwealth Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
647 N High St, Columbus, OH 43215
12 Month Certificate of Deposit
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Promotional Rate; Offer valid for accounts opened April 3, 2026 through May 14, 2026.
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
330 Rush Aly Ste 500, Columbus, OH 43215 3931
Business CDs 12 Months
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4220 E Broad St, Columbus, OH 43213
12 Month Certificate KEMBA Advantage
$500
3.40%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
760 Kinnear Rd, Columbus, OH 43212 1488
12 Month Share Certificate
$0
3.24%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
510 E Mound St, Columbus, OH 43215 5539
12 Month Certificate
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
First Federal S&L Newark, OH
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1050 Beecher Xing N, Columbus, OH 43230
12 Month CD ++
$500
3.18%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Rate4.91%
Min Deposit$100
Min Balance—
UpdatedApr 24, 2026
Details
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
12 Month Certificate
$500
4.50%
▼
Rate4.43%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Certificates of Deposit 1 year
$0
4.31%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
12 Months Certificates
$500
4.08%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
12-month savings certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Get more from your tax return.
OUCU Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
Easy Save IRA Certificate 12 month
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
12 Month Savings Builder Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Maximum deposit $100 per week
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.88%
NEW MONEY GenGrow 12-month CD
$50
4.00%
▼
Rate3.94%
Min Deposit$50
Min Balance—
UpdatedApr 24, 2026
Details
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
12-Month IRA Certificate
$0
3.93%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Home Loan SB
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
12 Month Certificate SPECIAL
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
LCE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
12 Month Share Certificate
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
Diamond Club Certificates 1 Year
$300
3.82%
▼
Rate3.75%
Min Deposit$300
Min Balance—
UpdatedApr 24, 2026
Details
Minimum Deposit $300. Dividends Paid Monthly
St James Parish Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Months Term Certificates
$1,000
3.82%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
Rates for $25,000 new fund maximum or funds already on deposit
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
1-Year Jumbo Certificate
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.38%
12 months Certificates of Deposit (Share Certificates)
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
12 Month Certificate
$500
3.80%
▼
Rate3.74%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
Share Certificate of Deposit (CD) 12 month
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
12 Month Fixed IRA
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
More Than $100,000
The Peoples S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month Certificate of Deposit
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
12 Month Regular/IRA Share Certificate
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
Share Certificate 12 mo
$0
3.76%
▼
Rate3.71%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Atrium Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
IRA 12 Month Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
IRA & HSA Certificates 12 Months Platinum
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Impact Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
Share Certificate Accounts 12 months
$0
3.72%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 12 Month
$500
3.70%
▼
Rate3.64%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
FIRELANDS
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
12 months Share Certificates
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
IRA Share Certificate (1 Year)
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
12 Months Certificates
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
IRA Certificates 12 months
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Bump one time
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Limited time offer; Minimum opening deposit $1,000.
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
Regular Share Certificates & IRA Certificates 12 Months
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
IRA Certificates 12 Month
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Greenville National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
1 Year Certificates & IRAs
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
Stark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
Jumbo Certificate and more) 1 Year
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
$10,000
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
IRA Certificates 12 Month
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Minimum deposit of $500 required.
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
1 Year Term Share
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Security Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
1 year Share Certificates of Deposit
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 18-month bump
$50,000
3.79%
▼
Rate3.73%
Min Deposit$50,000
Min Balance—
UpdatedApr 24, 2026
Details
Over $50,000
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
330 Rush Aly Ste 500, Columbus, OH 43215 3931
Business CDs 18 Months
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
363 E Town St, COLUMBUS, OH 43215 4774
IRA Share Certificates 18 Month
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
690 Schrock Rd, Columbus, OH 43229 1123
18 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
First Commonwealth Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
647 N High St, Columbus, OH 43215
18 Month Certificate of Deposit
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Promotional Rate; Offer valid for accounts opened April 3, 2026 through May 14, 2026.
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
760 Kinnear Rd, Columbus, OH 43212 1488
18 Month Share Certificate
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
First Federal S&L Newark, OH
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1050 Beecher Xing N, Columbus, OH 43230
18 Month Flexible IRA
$1
3.29%
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedApr 24, 2026
Details
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Certificates of Deposit 18 months
$0
4.31%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
18 Months Certificates
$500
4.08%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
IRA & HSA Certificates 18 Months Platinum
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Ohio Valley Bank Co.
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
18 MONTH IRA / ROTH TDOA
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
18 Month Regular/IRA Share Certificate
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
St James Parish Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Months Term Certificates
$1,000
3.76%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
Rates for $25,000 new fund maximum or funds already on deposit
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 18 Month
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Geauga Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 26.43%
Share Certificates 18 Months
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
18-Month Share Certificate
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Save more when you move at least $500 from another financial institution.
Bridge Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
18 Month CD
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Limited Time CD Special!
Atrium Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
IRA 18 Month Certificate
$1,000
3.70%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
18 Month Fixed IRA
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
More Than $100,000
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
Share Certificate 18 mo
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Impact Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
Share Certificate Accounts 18 months
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
IRA Certificates 18 Month
$500
3.66%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Minimum deposit of $500 required.
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
Regular Share Certificates & IRA Certificates 18 Months
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
FIRELANDS
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
18 months Share Certificates
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
Certificates of Deposit 18 Months
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
IRA Certificates 18 months
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Bump one time
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
18 Months Certificates
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
18-Month IRA Certificate
$0
3.64%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Security Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
1.5 year Share Certificates of Deposit
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
18 month Certificate of Deposit
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Hamler State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
18 Months Certificates of Deposit
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Atomic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
18-Month Certificate
$1,000
3.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
18 Months Share Certificates
$50,000
3.55%
▼
Rate3.50%
Min Deposit$50,000
Min Balance—
UpdatedApr 24, 2026
Details
Genesis Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
18 Month Share Certificates
$0
3.54%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
18 Month Certificate/IRA
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
Share and IRA Jumbo Certificates 18 Mo.
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
CINCINNATI OHIO POLICE
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
18 mo. Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
18-Month Certificate
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
18 Month CD
$500
3.40%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
IRA Share Certificates 18 months
$500
3.30%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
The Peoples S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificate of Deposit
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
Millstream Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
Share/IRA Certificate Accounts 18 Months
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificate of Deposit
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
$500 minimum
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
18 Month Certificate
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Fairfield Federal S&L of Lancaster
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
18 Month Certificate Account
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
A penalty may be imposed for early withdrawal.
LCE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
18 Month Share Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Firefighters Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
18 Month Certificate
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Certificate rates remain fixed for the term of the certificate. Penalty imposed for withdrawals before maturity.
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Fort Jennings State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
Certificate 18 Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
330 Rush Aly Ste 500, Columbus, OH 43215 3931
24-Month CD
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 24 months
$50,000
3.68%
▼
Rate3.62%
Min Deposit$50,000
Min Balance—
UpdatedApr 24, 2026
Details
Over $50,000
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
363 E Town St, COLUMBUS, OH 43215 4774
IRA Share Certificates 24 Month
$0
3.45%
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4220 E Broad St, Columbus, OH 43213
24 Month Certificate KEMBA Advantage
$500
3.40%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
510 E Mound St, Columbus, OH 43215 5539
24 Month Certificate
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
760 Kinnear Rd, Columbus, OH 43212 1488
24 Month Share Certificate
$0
3.34%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
690 Schrock Rd, Columbus, OH 43229 1123
24 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
First Federal S&L Newark, OH
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1050 Beecher Xing N, Columbus, OH 43230
24 Month CD ++
$500
3.18%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Certificates of Deposit 2 year
$0
4.36%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
24 Months Certificates
$500
4.31%
▼
Rate4.25%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
24 Mo. Share and IRA Certificates
$0
4.18%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
24-Month Certificates
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
IRA & HSA Certificates 24 Months Platinum
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
Share Certificates Minimum 24 months
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
$500
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
24-Month IRA Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
24 Month Regular/IRA Share Certificate
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
Diamond Club Certificates 2 Years
$300
3.76%
▼
Rate3.70%
Min Deposit$300
Min Balance—
UpdatedApr 24, 2026
Details
Minimum Deposit $300. Dividends Paid Monthly
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
24 Month Fixed IRA
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
More Than $100,000
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
IRA Certificates 24 Month
$500
3.71%
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Minimum deposit of $500 required.
St James Parish Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Months Term Certificates
$1,000
3.71%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
Rates for $25,000 new fund maximum or funds already on deposit
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
24 Months Certificates
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.38%
24 month CD
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
Regular Share Certificates & IRA Certificates 24 Months
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 24 Month Add-On
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Impact Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
Share Certificate Accounts 24 months
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
IRA Certificates 24 Month
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
FIRELANDS
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
24 months Share Certificates
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
IRA Share Certificate (2 Year)
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
24 month Savings Certificates
$1,000
3.56%
▼
Rate3.51%
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
24 Month Certificate
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
Share Certificate 24 mo
$0
3.56%
▼
Rate3.51%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Atrium Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
IRA 24 Month Certificate
$1,000
3.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
The Peoples S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Certificate of Deposit
$500
3.55%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
24 months (Bump one time)** Jumbo Certificates
$100,000
3.55%
▼
Rate3.49%
Min Deposit$100,000
Min Balance—
UpdatedApr 24, 2026
Details
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
24 Month Certificate
$500
3.50%
▼
Rate3.46%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
2-Year Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
24 Month Certificate/IRA
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Stark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
Jumbo Certificate and more) 2 Years
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
$10,000
Security Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
2 year Share Certificates of Deposit
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Miami University Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
24 Months CD
$1,000
3.45%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
24 Months Share Certificate
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Millstream Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
Share/IRA Certificate Accounts 24 Months
$0
3.39%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
IRA Share Certificates 24 months
$500
3.30%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
The Union Bank Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
24 Month Special CD
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
2 Year Term Share
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
24 Months Share Certificate
$50,000
3.29%
▼
Rate3.25%
Min Deposit$50,000
Min Balance—
UpdatedApr 24, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Pillar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.95%
24 Months Share/CD & IRA Certificate
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 36 months
$50,000
3.64%
▼
Rate3.58%
Min Deposit$50,000
Min Balance—
UpdatedApr 24, 2026
Details
Over $50,000
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
330 Rush Aly Ste 500, Columbus, OH 43215 3931
Business CDs 36 Months
$500
3.55%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
CF Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
4960 E Dublin Granville Rd, Columbus, OH 43081
36 Month term
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4220 E Broad St, Columbus, OH 43213
36 Month Certificate KEMBA Advantage
$500
3.40%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
363 E Town St, COLUMBUS, OH 43215 4774
IRA Share Certificates 36 Month
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
690 Schrock Rd, Columbus, OH 43229 1123
36 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
760 Kinnear Rd, Columbus, OH 43212 1488
36 Month Share Certificate
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
510 E Mound St, Columbus, OH 43215 5539
36 Month Certificate
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
First Federal S&L Newark, OH
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1050 Beecher Xing N, Columbus, OH 43230
36 Month CD++
$500
3.03%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Certificates of Deposit 3 year
$0
4.11%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
36 Month Freedom Regular/IRA Share Certificate
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
36-Month IRA Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
IRA & HSA Certificates 36 Months Platinum
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.38%
36 month CD
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
IRA Certificates 36 Month
$500
3.76%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Minimum deposit of $500 required.
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 36 Month
$1,000
3.75%
▼
Rate3.69%
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
36 Month Certificate
$500
3.75%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
Diamond Club Certificates 3 Years
$300
3.71%
▼
Rate3.65%
Min Deposit$300
Min Balance—
UpdatedApr 24, 2026
Details
Minimum Deposit $300. Dividends Paid Monthly
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
36 Months Certificates
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
Share Certificate 36 mo
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
36 months Jumbo Certificates
$100,000
3.70%
▼
Rate3.64%
Min Deposit$100,000
Min Balance—
UpdatedApr 24, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
36 Month Fixed IRA
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
More Than $100,000
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
Regular Share Certificates & IRA Certificates 36 Months
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Atrium Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
IRA 36 Month Certificate
$1,000
3.65%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
IRA Certificates 36 Month
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
Certificates of Deposit 36 Months
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
36 month Savings Certificates
$1,000
3.61%
▼
Rate3.56%
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
Term Share (3 Year)
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Atomic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
36-Month Certificate
$1,000
3.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
36 Month Certificate/IRA
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Security Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
3 year Share Certificates of Deposit
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Impact Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
Share Certificate Accounts 36 months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Certificate of Deposit
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
$500 minimum
Miami University Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
36 Months CD
$1,000
3.50%
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
Millstream Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
Share/IRA Certificate Accounts 36 Months
$0
3.39%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
IRA Share Certificates 36 months
$500
3.30%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
FIRELANDS
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
36 months Share Certificates
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
36 Months Share Certificates
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
36 Month CD
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Everest Federal Credit Union
Institution Rating:
F1.5 ★Texas Ratio: 57.24%
36-Month CD
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
3-Year Certificate
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
36 month Certificate of Deposit
$0
3.08%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
The Peoples S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Certificate of Deposit
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Pillar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.95%
36 Months Share/CD & IRA Certificate
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Firefighters Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
36 Month Certificate
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Certificate rates remain fixed for the term of the certificate. Penalty imposed for withdrawals before maturity.
Geauga Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 26.43%
IRA Certificates 36 Months
$500
3.00%
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
LCE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
36 Month Share Certificate
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
36-month term Standard CDs
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
330 Rush Aly Ste 500, Columbus, OH 43215 3931
Business CDs 48 Months
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 48 months
$50,000
3.60%
▼
Rate3.54%
Min Deposit$50,000
Min Balance—
UpdatedApr 24, 2026
Details
Over $50,000
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4220 E Broad St, Columbus, OH 43213
48 Month Certificate KEMBA Advantage
$500
3.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
363 E Town St, COLUMBUS, OH 43215 4774
IRA Share Certificates 48 Month
$0
3.35%
▼
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
690 Schrock Rd, Columbus, OH 43229 1123
48 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
760 Kinnear Rd, Columbus, OH 43212 1488
48 Month Share Certificate
$0
3.20%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
510 E Mound St, Columbus, OH 43215 5539
48 Month Certificate
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
First Federal S&L Newark, OH
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1050 Beecher Xing N, Columbus, OH 43230
4 Year CD
$500
2.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
48 Month Certificate
$500
4.00%
▼
Rate3.94%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
48 Month Regular/IRA Share Certificate
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
IRA Certificates 48 Month
$500
3.81%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Minimum deposit of $500 required.
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
48-Month IRA Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 48 Month
$1,000
3.80%
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
Certificates of Deposit 48 Months
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Atrium Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
IRA 48 Month Certificate
$1,000
3.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
Regular Share Certificates & IRA Certificates 48 Months
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
48 Month Fixed IRA
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
More Than $100,000
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Certificate of Deposit
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
$500 minimum
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
48 Months Certificates
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
Share Certificate 48 mo
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
48 months Jumbo Certificates
$100,000
3.70%
▼
Rate3.64%
Min Deposit$100,000
Min Balance—
UpdatedApr 24, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
IRA & HSA Certificates 48 Months Platinum
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
48 month Savings Certificates
$1,000
3.61%
▼
Rate3.56%
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
Term Share (4 Year)
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Security Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
4 year Share Certificates of Deposit
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
48 Month Certificate/IRA
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Impact Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
Share Certificate Accounts 48 months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
IRA Certificates 48 Month
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Miami University Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
48 Months CD
$1,000
3.50%
▼
Rate3.49%
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
Share and IRA Jumbo Certificates 48 Mo.
$0
3.46%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Millstream Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
Share/IRA Certificate Accounts 48 Months
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
The Peoples S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Certificate of Deposit
$500
3.39%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
IRA Share Certificates 48 months
$500
3.30%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
48 Months Certificates of Deposit (Regular & IRAs)
$50,000
3.30%
▼
Rate3.25%
Min Deposit$50,000
Min Balance—
UpdatedApr 24, 2026
Details
FIRELANDS
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
48 months Share Certificates
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Everest Federal Credit Union
Institution Rating:
F1.5 ★Texas Ratio: 57.24%
48-Month CD
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
ONE UP SHARE CERTIFICATES 4 Years
$1,000
3.20%
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
Provides members with a one time option to raise the dividend rate for the remainder of the term of the certificate.
Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
48 month Certificate of Deposit
$0
3.18%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
4 Year Term Share
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Firefighters Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
48 Month Certificate
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Certificate rates remain fixed for the term of the certificate. Penalty imposed for withdrawals before maturity.
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
48 Month CD
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
48-month term Standard CDs
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
The Citizens Bank Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
48 Month CD*
$1,000
2.78%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
Faith Community United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
Certificates of Deposits, minimum deposit 4 year
$500
2.78%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
$500
Pillar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.95%
48 Months Share/CD & IRA Certificate
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 24, 2026
Details
First Ohio Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
48 MO CERTIFICATE
$500
2.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
330 Rush Aly Ste 500, Columbus, OH 43215 3931
Business CDs 60 Months
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 60 months
$50,000
3.59%
▼
Rate3.53%
Min Deposit$50,000
Min Balance—
UpdatedApr 24, 2026
Details
Over $50,000
CF Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
4960 E Dublin Granville Rd, Columbus, OH 43081
60 Month term
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4220 E Broad St, Columbus, OH 43213
60 Month Certificate KEMBA Advantage
$500
3.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
363 E Town St, COLUMBUS, OH 43215 4774
IRA Share Certificates 60 Month
$0
3.35%
▼
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
690 Schrock Rd, Columbus, OH 43229 1123
60 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
760 Kinnear Rd, Columbus, OH 43212 1488
60 Month Share Certificate
$0
3.24%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
510 E Mound St, Columbus, OH 43215 5539
60 Month Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
First Federal S&L Newark, OH
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1050 Beecher Xing N, Columbus, OH 43230
5 Year CD
$500
1.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
60 Month Certificate
$500
4.25%
▼
Rate4.18%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Certificates of Deposit 5 year
$0
4.02%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
60 Month Regular/IRA Share Certificate
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
IRA Certificates 60 Month
$500
3.87%
▼
Rate3.80%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Minimum deposit of $500 required.
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 60 Month
$1,000
3.85%
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
Regular Share Certificates & IRA Certificates 60 Months
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
60 Months Certificates of Deposit (Regular & IRAs)
$50,000
3.82%
▼
Rate3.75%
Min Deposit$50,000
Min Balance—
UpdatedApr 24, 2026
Details
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
Certificates of Deposit 60 Months
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
60 Months Certificates
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month Certificate of Deposit
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
$500 minimum
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
Share Certificate 60 mo
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
LAKEVIEW
Institution Rating:
B+4.8 ★Texas Ratio: 17.17%
60 Month Share Certificate
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
60 Month Fixed IRA
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
More Than $100,000
Atrium Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
IRA 60 Month Certificate
$1,000
3.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
Diamond Club Certificates 5 Years
$300
3.71%
▼
Rate3.65%
Min Deposit$300
Min Balance—
UpdatedApr 24, 2026
Details
Minimum Deposit $300. Dividends Paid Monthly
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
60 months Jumbo Certificates
$100,000
3.70%
▼
Rate3.64%
Min Deposit$100,000
Min Balance—
UpdatedApr 24, 2026
Details
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
60 month Savings Certificates
$1,000
3.66%
▼
Rate3.61%
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
Security Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
5 year Share Certificates of Deposit
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
IRA Share Certificate (5 Year)
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
60 Month Certificate/IRA
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
IRA & HSA Certificates 60 Months Platinum
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Impact Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
Share Certificate Accounts 60 months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
The Peoples S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month Certificate of Deposit
$500
3.55%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
60 Months Share Certificates
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
Share and IRA Jumbo Certificates 60 Mo.
$0
3.52%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Rate3.46%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
Miami University Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
60 Months CD
$1,000
3.50%
▼
Rate3.49%
Min Deposit$1,000
Min Balance—
UpdatedApr 24, 2026
Details
Millstream Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
Share/IRA Certificate Accounts 60 Months
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
LCE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
60 Month Share Certificate
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
IRA Share Certificates 60 months
$500
3.30%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
FIRELANDS
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
60 months Share Certificates
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
60 month Certificate of Deposit
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
60 Month Certificate
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
As high as
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
60-month term Standard CDs
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
5-Year Certificate
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
Faith Community United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
Certificates of Deposits, minimum deposit 5 year
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
$500
Commodore Perry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
60 months Certificates
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
60 Month CD
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
First Ohio Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
60 MO CERTIFICATE
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 24, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Columbus, OH CD Rate Trends
Compare local Columbus, OH CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — OH Avg
2.822%
▲ 0.015 vs 7 days ago
Ohio 12-month CD rates rose 0.015 points over the past 7 days to 2.822% APY.
6-Month CD — OH Avg
2.544%
▼ 0.075 vs 7 days ago
Ohio 6-month CD rates fell 0.075 points over the past 7 days to 2.544% APY.
As of Apr 24, 2026 • Rate data sourced from 8,500+ monitored institutions
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OH CD Rate Forecast — Next 12 Months
Where are Ohio CD rates headed through April 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
OH 12-Month Avg APY
2.822%
6-Month Forecast
2.822%
Range: 2.62% – 2.97%
12-Month Forecast
2.572%
Range: 2.37% – 2.72%
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What Your Savings Earn at OH CD Rates Today
Annual interest earnings at today’s Ohio average APYs. State average used where available; national average as fallback.
| CD Term | OH Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.894% | $94.70 | $189.40 | $473.50 | $947.00 |
| 6-Month CD | 2.544% | $127.21 | $254.42 | $636.05 | $1,272.10 |
| 12-Month CD | 2.822% | $141.08 | $282.15 | $705.38 | $1,410.75 |
| 18-Month CD | 2.493% | $124.66 | $249.32 | $623.30 | $1,246.60 |
| 24-Month CD | 2.728% | $136.42 | $272.83 | $682.08 | $1,364.15 |
| 36-Month CD | 2.515% | $125.76 | $251.52 | $628.80 | $1,257.60 |
| 48-Month CD | 2.488% | $124.38 | $248.76 | $621.90 | $1,243.80 |
| 60-Month CD | 2.576% | $128.81 | $257.61 | $644.03 | $1,288.05 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of April 24, 2026. | |||||
Sample CD Ladder for Columbus, Ohio Savers
$25,000 split equally across 5 terms using today’s Ohio average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | OH Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.894% | $94.70 |
| 2 | 6-Month CD | $5,000 | 2.544% | $127.21 |
| 3 | 12-Month CD | $5,000 | 2.822% | $141.08 |
| 4 | 24-Month CD | $5,000 | 2.728% | $136.42 |
| 5 | 36-Month CD | $5,000 | 2.515% | $125.76 |
| Total ($25,000 invested) | $25,000 | 2.501% blended | $625.17/yr | |
Ladder example uses equal $5,000 rungs and Ohio average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
1,116
CD Rates
Tracked in Columbus, Ohio
Tracked in Columbus, Ohio
45 Banks
88 Credit Unions
About Our Columbus, Ohio CD Rate Database
MonitorBankRates tracks 1,116 CD rates from 45 banks and 88 credit unions with locations in Columbus, Ohio, plus national online institutions available to Ohio residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: United Midwest Savings Bank offers a CD at 4.00% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Columbus, Ohio.
How to Find the Best CD Rates in Columbus, Ohio
What to compare when shopping for a CD in Columbus, Ohio
To find the best APYs in Columbus, Ohio, start with credit unions and online-only banks — Columbus, Ohio has 88 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Columbus, Ohio
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Columbus, Ohio — 133 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Columbus, Ohio savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Columbus, Ohio money market rates
Columbus, Ohio Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
11.3%
National avg: 17.3%
Median Individual Earnings
$41,686
National avg: $47,340
Poverty Rate
18.1%
National avg: 11.1%
Unemployment Rate
5.1%
National avg: 4.8%
CD Earnings on 10% of Salary
$118/yr
At OH 12-mo avg 2.822% APY
11.3% of residents are 65 or older — below the national average of 17.3%. At today’s OH 12-month CD average of 2.822%, saving 10% of the local median salary ($4,168/year) and putting it in a CD would earn an additional $118 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Columbus, Ohio
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in Columbus, Ohio
Are CD rates in Columbus, Ohio FDIC insured?
Yes, most established banks in Columbus, Ohio are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Columbus, Ohio?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Columbus, Ohio.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Columbus, Ohio may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Columbus, Ohio?
Here are recent top rates found for this area:
- United Midwest Savings Bank: 4.00% APY (12 Month CD)
- Telhio Credit Union: 4.00% APY (24-Month CD)
- CF Bank: 4.00% APY (6 Month term)
- CME Federal Credit Union: 3.79% APY (Share Certificates & IRA Certificates 18-month bump)
- First Commonwealth Bank: 3.70% APY (6 Month Certificate of Deposit)
- Ohio Healthcare Federal Credit Union: 3.65% APY (IRA Share Certificates 12 Month)
- Together Credit Union: 3.60% APY (12 Month Certificate of Deposit (IRA))
- Kemba Financial Credit Union: 3.50% APY (6 Month Certificate KEMBA Advantage)
- Education First Credit Union Inc: 3.35% APY (24 Month Certificate)
- BMI Federal Credit Union: 3.34% APY (24 Month Share Certificate)
Rates reflect recent verified offers available in Columbus, Ohio. Last Updated: April 24, 2026
CD Calculators for Columbus, Ohio
Columbus, Ohio CD Calculator
At today’s OH top rate of 4.00% APY, a $10,000 deposit earns $400 in the first year. Enter your amount to see your exact return.
Columbus, Ohio CD LadderOH CD rates currently range from 1.894% (3-month) to 2.515% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Columbus, Ohio CD at 4.00% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsOhio’s average 12-month CD is 2.822% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Columbus, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Columbus, Ohio. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in OH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 24, 2026
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