Ohio CD Rates Today - Compare Best APYs for July 2026
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Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Ohio CD rates include GLASS CITYGLASS CITY1340 Arrowhead Dr, Maumee, OH 43537A+5.0 ★Texas Ratio: 3.10%Real return: +2.20%APY minus CPI (February 2026) offering 12 Month Youth CD at 5.00% APY, General Electric Credit UnionGeneral Electric Credit Union10485 Reading Rd, Cincinnati, OH 45241 2523A5.0 ★Texas Ratio: 6.82%Real return: +2.19%APY minus CPI (February 2026) offering 6-month intro Certificate at 4.99% APY, Homeland Credit UnionHomeland Credit Union310 Caldwell St, Chillicothe, OH 45601A+5.0 ★Texas Ratio: 1.50%Real return: +1.55%APY minus CPI (February 2026) offering 18-month Certificate of Deposit special at 4.35% APY, Peoples First Savings BankPeoples First Savings Bank225 Reading Rd, Mason, OH 45040A+5.0 ★Texas Ratio: 0.00%Real return: +1.48%APY minus CPI (February 2026) offering 24 Month IRA (Variable) at 4.28% APY, and LCE Federal Credit UnionLCE Federal Credit Union77 N Saint Clair St, Painesville, OH 44077A+5.0 ★Texas Ratio: 4.00%Real return: +1.36%APY minus CPI (February 2026) offering 6 Month at 4.16% APY. CD rates as of July 13, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare CD rates across all terms in Ohio side-by-side. Ohio CD rates currently reach as high as 5.00% APY from GLASS CITY at 1340 Arrowhead Dr, Maumee, OH 43537. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: July 13, 2026
Compare Best CD Rates in Ohio
Ohio 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Riverside Bank of Dublin
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
555 Metro Pl N, Dublin, OH 43017
3 Months
$500
3.85%
▼
Rate3.78%
Min Deposit$500
Min Balance—
UpdatedJul 11, 2026
Details
Early withdrawals subject to penalty*
Unified Bank Martins Ferry, OH
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
318 E Main St, Jewett, OH 43986
3 Month CD
$1,000
3.61%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJul 12, 2026
Details
APY = Annual Percentage Yield. The APY's are accurate as of 7/01/26. Penalty may be imposed for early withdrawal. All rates are subject to change without notice.
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
10485 Reading Rd, Cincinnati, OH 45241 2523
3-Month Certificate
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
10485 Reading Rd, Cincinnati, OH 45241 2523
IRA Certificate 3-Month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Savings Bank Circleville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
118 N Court St, Circleville, OH 43113
3-MONTH CD
$0
3.46%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
832 Cleveland St, Elyria, OH 44035 4141
90 Day Certificate
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
1800 Vine St, Cincinnati, OH 45202
TruAdvantage 3 Month
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
7007 Broadway Ave, Cleveland, OH 44105
3 Months
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
1800 Vine St, Cincinnati, OH 45202
TruBenefits 3 Month
$0
3.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
150 E Mound St, Columbus, OH 43215
Share Certificate 3 months
$50,000
3.09%
▼
Rate3.05%
Min Deposit$50,000
Min Balance—
UpdatedJul 12, 2026
Details
Balance range: Over $50,000
Fairfield Federal S&L of Lancaster
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
111 E Main St, Lancaster, OH 43130
3 Month Certificate
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJul 12, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1380 Market Ave N, Canton, OH 44714 2606
3 Month Term Share Certificate
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
1800 Vine St, Cincinnati, OH 45202
Regular 3 Month
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
CINCINNATI OHIO POLICE
Institution Rating:
A5.0 ★Texas Ratio: 5.54%
959 W 8th St, Cincinnati, OH 45203
3 mo.
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
150 E Mound St, Columbus, OH 43215
Share Certificate 3 months
$500
2.99%
▼
Rate2.95%
Min Deposit$500
Min Balance—
UpdatedJul 12, 2026
Details
Balance range: $500 - $14,999.99
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
3955 W DUBLIN GRANVILLE RD, DUBLIN, OH 43017
3 Month Regular Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
760 Kinnear Rd, Columbus, OH 43212 1488
3 Month Share Certificate
$0
2.30%
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
5255 Regency Dr, Parma, OH 44129 5453
3 Month
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
5255 Regency Dr, Parma, OH 44129 5453
IRA 3 Month
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.81%
420 Greenville Rd, Saint Marys, OH 45885 2809
3 Month
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
501 Hopewell Dr, Heath, OH 43056
3 Month Certificate
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Minimum amount to open a share certificate is $500.
Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.85%
28954 Chardon Rd, Willoughby Hills, OH 44092
3 month Certificate of Deposit
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH 43537
3-Month
$500
0.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJul 8, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH 43537
IRA Certificate 3-Month
$500
0.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJul 8, 2026
Details
Firefighters Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
2300 Saint Clair Ave NE, Cleveland, OH 44114 4049
3 Month Certificate
$0
0.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
APY = Annual Percentage Yield. Certificate rates remain fixed for the term of the certificate. Penalty imposed for withdrawals before maturity. Call 216-621-4644 for current rates as they are subject to change at any time and without notice. $500 minimum balance required.
First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
605 Washington Blvd, Belpre, OH 45714
3-Month CD
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Open Online
FNB of Pandora
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
102 E Main St, Pandora, OH 45877
Term - 90-Day
$0
0.65%
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Relationship Bump-up
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
1340 Arrowhead Dr, Maumee, OH 43537
3 Month CD
$1,000
0.50%
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedJul 11, 2026
Details
Ohio Valley Bank Co.
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
420 3rd Ave, Gallipolis, OH 45631
3 Month CD
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
FNB of Pandora
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
102 E Main St, Pandora, OH 45877
90-Day
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Relationship Bump-up Interest Rate: 0.65% | Annual Percentage Yield (APY): 0.65%
FNB of Pandora
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
102 E Main St, Pandora, OH 45877
Term - 90-Day
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Peoples First Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
225 Reading Rd, Mason, OH 45040
Short Term Certificate 14 to 90 days
$0
0.25%
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
First Federal Community Bank N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
141 W Ohio Ave, Dover, OH 44622
3 Months
$0
0.20%
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
FCN Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
590 Ring Rd, Harrison, OH 45030
3 Month CD
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH 45875
3 months
$0
0.10%
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details
Ohio 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
10485 Reading Rd, Cincinnati, OH 45241 2523
6-month intro Certificate
$0
4.99%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Introductory offer
LCE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
77 N Saint Clair St, Painesville, OH 44077
6 Month
$0
4.16%
▼
Rate4.10%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
CF Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
4960 E Dublin Granville Rd, Columbus, OH 43081
6 Month term
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
FNB of Waverly
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
107 N Market St, Waverly, OH 45690
6 Month Special
$1,000
3.98%
▼
Rate3.90%
Min Deposit$1,000
Min Balance—
UpdatedJul 12, 2026
Details
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
1340 Arrowhead Dr, Maumee, OH 43537
6 Month CD
$500
3.90%
▼
Rate3.84%
Min Deposit$500
Min Balance—
UpdatedJul 11, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
8800 Cleveland Ave NW, North Canton, OH 44720
6 Months
$50,000
3.80%
▼
Rate3.75%
Min Deposit$50,000
Min Balance—
UpdatedJul 11, 2026
Details
FIRELANDS
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
300 North Street, Bellevue, OH 44811
6 months
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
The Wilmington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
184 N South St, Wilmington, OH 45177
6 Month
$500
3.80%
▼
Rate3.73%
Min Deposit$500
Min Balance—
UpdatedJul 12, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
7740 Paragon Rd, Dayton, OH 45459
Share Certificates of Deposits - 6 Months
$0
3.79%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Peoples First Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
225 Reading Rd, Mason, OH 45040
6 Months
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedJul 12, 2026
Details
First Bank of Central Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6700 N High St, Worthington, OH 43085
6 months
$500
3.75%
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedJul 12, 2026
Details
Penalty: 90 days; Frequency of Compounding: Daily
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH 45342
IRA Certificates 6 months
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Achieve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
340 Griswold Rd, Elyria, OH 44035
6 Months
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Firefighters Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
2300 Saint Clair Ave NE, Cleveland, OH 44114 4049
6 Month Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
APY = Annual Percentage Yield. Certificate rates remain fixed for the term of the certificate. Penalty imposed for withdrawals before maturity. Call 216-621-4644 for current rates as they are subject to change at any time and without notice. $500 minimum balance required.
Riverside Bank of Dublin
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
555 Metro Pl N, Dublin, OH 43017
6 Months
$500
3.74%
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedJul 11, 2026
Details
Early withdrawals subject to penalty*
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
5255 Regency Dr, Parma, OH 44129 5453
6 Month
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
5255 Regency Dr, Parma, OH 44129 5453
IRA 6 Month
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Hocking Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
7 W Stimson Ave, Athens, OH 45701
6-month CD
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Penalty imposed for early withdrawal. Rates subject to change. Interest compounds monthly. Fees may reduce earnings. RENEWABLE. APY effective January 13, 2026. Member FDIC.
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH 45402
Share Certificates of Deposit 6 Months
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedJul 13, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH 45402
Traditional IRA Certificate 6 Months
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedJul 13, 2026
Details
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
832 Cleveland St, Elyria, OH 44035 4141
6 Month Certificate
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH 45342
6 months
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH 45342
Certificates 6 months
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH 43230
6 Month Certificate
$100,000
3.65%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJul 13, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
150 E Mound St, Columbus, OH 43215
Share Certificate 6 months
$50,000
3.61%
▼
Rate3.55%
Min Deposit$50,000
Min Balance—
UpdatedJul 12, 2026
Details
Balance range: Over $50,000
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
10485 Reading Rd, Cincinnati, OH 45241 2523
IRA Certificate 6-Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
10485 Reading Rd, Cincinnati, OH 45241 2523
6-Month Certificate
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Impact Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 5.71%
1455 W McPherson Hwy, Clyde, OH 43410
Share Certificate Accounts - 6 months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Fairfield Federal S&L of Lancaster
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
111 E Main St, Lancaster, OH 43130
6 Month Certificate
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedJul 12, 2026
Details
Your Legacy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
25 Shaffer Park Dr, Tiffin, OH 44883 9290
Share Certificates 6 Months
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details
Compounding Frequency: Monthly
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
8800 Cleveland Ave NW, North Canton, OH 44720
6 Months
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedJul 11, 2026
Details
Fort Jennings State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
120 N Water St, Fort Jennings, OH 45844
Certificate 6 Month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Fees could reduce earnings.
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
3955 W DUBLIN GRANVILLE RD, DUBLIN, OH 43017
6 Month Regular Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH 43230
6 Month Certificate
$500
3.55%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJul 13, 2026
Details
Equitable S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
114 S Main St, Cadiz, OH 43907
6 Month
$0
3.53%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
150 E Mound St, Columbus, OH 43215
Share Certificate 6 months
$500
3.51%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedJul 12, 2026
Details
Balance range: $500 - $14,999.99
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.81%
420 Greenville Rd, Saint Marys, OH 45885 2809
6 Month
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Bank of Magnolia
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
122 N Main St, Magnolia, OH 44643
6 Months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
CINCINNATI OHIO POLICE
Institution Rating:
A5.0 ★Texas Ratio: 5.54%
959 W 8th St, Cincinnati, OH 45203
6 mo.
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
North Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
22735 Lorain Rd, Fairview Park, OH 44126 2222
6 Month C.D.
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
46 Federal Ave NW, Massillon, OH 44647
6 Month Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
46 Federal Ave NW, Massillon, OH 44647
6 Month Certificate
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Vinton County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
203 West Main Street, Mcarthur, OH 45651
6 Month
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
401 Chillicothe St, Portsmouth, OH 45662
IRA Certificates 6 months
$2,500
3.30%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedJul 6, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
401 Chillicothe St, Portsmouth, OH 45662
IRA Share Certificates 6 months
$2,500
3.30%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedJul 6, 2026
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.21%
8010 E Broad St, Reynoldsburg, OH 43068 8000
Certificate of Deposit (CD) 6 Months
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedJul 11, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
46 Federal Ave NW, Massillon, OH 44647
6 Month Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Emerald Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
13201 GRANGER RD STE 1, GARFIELD HTS, OH 44125
IRA & Share Certificate 6 Months
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJul 11, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
46 Federal Ave NW, Massillon, OH 44647
6 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Towpath Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
2969 Smith Rd, Fairlawn, OH 44333
IRA Share Certificates 6 Month
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Ohio 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
1340 Arrowhead Dr, Maumee, OH 43537
12 Month Youth CD
$100
5.00%
▼
Rate4.91%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details
OUCU Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
944 E State St, Athens, OH 45701
Easy Save IRA Certificate 12 month
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Compounding: Quarterly
First Merchants Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
3650 Olentangy River Rd Ste 100, Columbus, OH 43214
12-month CD/IRA
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Promotional Rate. Rates may vary by zip code. APY (Annual Percentage Yield) effective 6/30/2026 for a limited time. See Details.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH 45875
12 months
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
28543 Oregon Rd, Perrysburg, OH 43551
GenGrow 12-month CD
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
NEW MONEY
United Midwest Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.26%
101 N Main St, West Manchester, OH 45382
12 Month CD
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Monroe Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
24 E Main St, Tipp City, OH 45371
12 Month Special
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
CF Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
4960 E Dublin Granville Rd, Columbus, OH 43081
12 Month term
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
First Bank of Central Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6700 N High St, Worthington, OH 43085
12 months
$500
3.95%
▼
Rate3.87%
Min Deposit$500
Min Balance—
UpdatedJul 12, 2026
Details
Penalty: 90 days; Frequency of Compounding: Daily
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
3845 Angola Rd, Toledo, OH 43615
12-Month Certificate
$0
3.93%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
3845 Angola Rd, Toledo, OH 43615
12-Month IRA Certificate
$0
3.93%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
LCE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
77 N Saint Clair St, Painesville, OH 44077
12 Month
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Home Loan SB
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
413 Main St, Coshocton, OH 43812
12 Month IRA Certificate SPECIAL
$500
3.85%
▼
Rate3.78%
Min Deposit$500
Min Balance—
UpdatedJul 11, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7221 Montgomery Rd, Cincinnati, OH 45236
Diamond Club Certificates 1 Year
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
First Federal S&L of Van Wert
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
679 Fox Rd, Van Wert, OH 45891
12 Months
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Compound Frequency: Monthly
First Federal S&L of Van Wert
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
679 Fox Rd, Van Wert, OH 45891
12 Months
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Compound Frequency: Quarterly
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
10485 Reading Rd, Cincinnati, OH 45241 2523
IRA Jumbo Certificate 1-Year
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH 45342
IRA Certificates 12 months
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Bump one time**
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
8800 Cleveland Ave NW, North Canton, OH 44720
12 Months
$50,000
3.80%
▼
Rate3.75%
Min Deposit$50,000
Min Balance—
UpdatedJul 11, 2026
Details
Miami Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
8008 Ferry Street, Miamitown, OH 45041
1 Year
$0
3.80%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
10485 Reading Rd, Cincinnati, OH 45241 2523
1-Year Jumbo Certificate
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH 43537
IRA Certificate 12-Month
$500
3.80%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJul 8, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH 43537
12-Month Certificate
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH 43537
12-Month
$500
3.80%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJul 8, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1380 Market Ave N, Canton, OH 44714 2606
12 Month Term Share Certificate
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1380 Market Ave N, Canton, OH 44714 2606
12 Month Fixed IRA
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
7740 Paragon Rd, Dayton, OH 45459
IRA Certificate 12 Months
$0
3.79%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
7740 Paragon Rd, Dayton, OH 45459
Share Certificates of Deposits - 12 Months
$0
3.79%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
FCN Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
590 Ring Rd, Harrison, OH 45030
12 Month CD
$0
3.79%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH 45402
Traditional IRA Certificate 12 Months Smart Saver
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJul 13, 2026
Details
Smart Saver
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH 45402
Traditional IRA Certificate 12 Months
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJul 13, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH 45402
Share Certificates of Deposit 12 Months Smart Saver
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJul 13, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH 45402
Share Certificates of Deposit 12 Months
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJul 13, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH 45402
Roth IRA Certificate 12 Months Smart Saver
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJul 13, 2026
Details
Smart Saver
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH 45402
Roth IRA Certificate 12 Months
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJul 13, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH 45402
Educational IRA 12 Months
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJul 13, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH 43230
12 Month Certificate
$100,000
3.75%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJul 13, 2026
Details
Bank of Magnolia
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
122 N Main St, Magnolia, OH 44643
12 Months
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
5255 Regency Dr, Parma, OH 44129 5453
IRA 1 Year
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
5255 Regency Dr, Parma, OH 44129 5453
1 Year
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Impact Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 5.71%
1455 W McPherson Hwy, Clyde, OH 43410
Share Certificate Accounts - 12 months
$0
3.72%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
FNB of Waverly
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
107 N Market St, Waverly, OH 45690
12 Month Special
$1,000
3.72%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedJul 12, 2026
Details
Vinton County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
203 West Main Street, Mcarthur, OH 45651
12 Month CD
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Vinton County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
203 West Main Street, Mcarthur, OH 45651
12 Month
$2,500
3.70%
▼
Rate3.63%
Min Deposit$2,500
Min Balance—
UpdatedJul 11, 2026
Details
FIRELANDS
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
300 North Street, Bellevue, OH 44811
Smart Saver Youth Share Certificates 12 months
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Plus Age
FIRELANDS
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
300 North Street, Bellevue, OH 44811
Kid's & Teens Club - 12 months
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
FIRELANDS
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
300 North Street, Bellevue, OH 44811
IRA Certificate 12 months
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
FIRELANDS
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
300 North Street, Bellevue, OH 44811
12 months
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH 45342
Certificates 12 months
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Bump one time**
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH 45342
12 months
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Bump one time
Ohio 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
310 Caldwell St, Chillicothe, OH 45601
18-month Certificate of Deposit special
$0
4.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Intro rate expires: July 11th. Rate effective June 25, 2026 through July 11, 2026. Penalties may be charged for early withdrawal. Rates subject to change at anytime without prior notice. Please see Credit Union for complete details.
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH 45342
IRA Certificates 18 months
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Bump one time**
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH 43537
18-Month
$500
3.85%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJul 8, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH 43537
IRA Certificate 18-Month
$500
3.85%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJul 8, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH 43230
18 Month Certificate
$100,000
3.80%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJul 13, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
1147 OLD STATE ROUTE 74, BATAVIA, OH 45103
IRA & HSA Certificates 18 Months
$500
3.75%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedJul 6, 2026
Details
Silver: 3.90% APY, Gold: 3.95% APY, Platinum: 4.00% APY
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH 45402
Roth IRA Certificate 18 Months
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJul 13, 2026
Details
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
136 McMahan Blvd, Marion, OH 43302
18-Month Share Certificate
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJul 11, 2026
Details
Limited time offer. New money only. Alero Financial membership required.
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH 45402
Share Certificates of Deposit 18 Months
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJul 13, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH 45402
Traditional IRA Certificate 18 Months
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJul 13, 2026
Details
Ohio Valley Bank Co.
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
420 3rd Ave, Gallipolis, OH 45631
18 MONTH IRA / ROTH TDOA
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH 45342
Certificates 18 months
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Bump one time**
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH 45342
18 months
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Bump one time
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
46 Federal Ave NW, Massillon, OH 44647
18 Month Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1380 Market Ave N, Canton, OH 44714 2606
18 Month Term Share Certificate
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
832 Cleveland St, Elyria, OH 44035 4141
18 Month Certificate/IRA
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
First Federal S&L Newark, OH
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
2 N 2nd St, Newark, OH 43055
18 Month CD
$500
3.70%
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedJul 12, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH 43230
18 Month Certificate
$500
3.70%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJul 13, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1380 Market Ave N, Canton, OH 44714 2606
18 Month Fixed IRA
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Impact Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 5.71%
1455 W McPherson Hwy, Clyde, OH 43410
Share Certificate Accounts - 18 months
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Your Legacy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
25 Shaffer Park Dr, Tiffin, OH 44883 9290
Share Certificates 18 Months
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details
Compounding Frequency: Monthly
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
14111 Scottslawn Rd, Marysville, OH 43040
IRA Certificates - 18 Month
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Minimum deposit of $500 required.
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
14111 Scottslawn Rd, Marysville, OH 43040
Share Certificates 18 Month
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.03%
95 W 4th St, Minster, OH 45865
18-month
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.03%
95 W 4th St, Minster, OH 45865
18-month Term
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
FIRELANDS
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
300 North Street, Bellevue, OH 44811
IRA Certificate 18 months
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
FIRELANDS
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
300 North Street, Bellevue, OH 44811
18 months
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
46 Federal Ave NW, Massillon, OH 44647
18 Month Certificate
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
3845 Angola Rd, Toledo, OH 43615
18-Month Certificate
$0
3.64%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
3845 Angola Rd, Toledo, OH 43615
18-Month IRA Certificate
$0
3.64%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
150 E Mound St, Columbus, OH 43215
18-month bump Share Certificate
$50,000
3.61%
▼
Rate3.55%
Min Deposit$50,000
Min Balance—
UpdatedJul 12, 2026
Details
Balance range: Over $50,000
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1380 Market Ave N, Canton, OH 44714 2606
18 Month Fixed IRA
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1380 Market Ave N, Canton, OH 44714 2606
18 Month Term Share Certificate
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
46 Federal Ave NW, Massillon, OH 44647
18 Month Certificate
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.85%
28954 Chardon Rd, Willoughby Hills, OH 44092
18 month Certificate of Deposit
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
8800 Cleveland Ave NW, North Canton, OH 44720
18 Months
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
46 Federal Ave NW, Massillon, OH 44647
18 Month Certificate
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Hamler State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
210 Randolph St, Hamler, OH 43524
18 Months Certificate of Deposit
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.21%
8010 E Broad St, Reynoldsburg, OH 43068 8000
Certificate of Deposit (CD) 18 Months
$500
3.51%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedJul 11, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
150 E Mound St, Columbus, OH 43215
18-month bump Share Certificate
$500
3.51%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedJul 12, 2026
Details
Balance range: $500 - $14,999.99
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1380 Market Ave N, Canton, OH 44714 2606
18 Month Fixed IRA
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1380 Market Ave N, Canton, OH 44714 2606
18 Month Term Share Certificate
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Geauga Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 21.24%
PO Box 839, burton, OH 44021
Share Certificates 18 Months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.03%
95 W 4th St, Minster, OH 45865
18-month
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.03%
95 W 4th St, Minster, OH 45865
18-month Term
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
The Andover Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
19 Public Sq, Andover, OH 44003
18 Month CD
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
The Andover Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
19 Public Sq, Andover, OH 44003
18 Month IRA
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
3955 W DUBLIN GRANVILLE RD, DUBLIN, OH 43017
18 Month Regular Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
3955 W DUBLIN GRANVILLE RD, DUBLIN, OH 43017
IRA Share Certificate 18 Month
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
CINCINNATI OHIO POLICE
Institution Rating:
A5.0 ★Texas Ratio: 5.54%
959 W 8th St, Cincinnati, OH 45203
18 mo.
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Ohio 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Peoples First Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
225 Reading Rd, Mason, OH 45040
24 Month IRA (Variable)
$0
4.28%
▼
Rate4.19%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH 45875
24 months
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
1730 Central Ave, Middletown, OH 45044 4140
24-Month
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH 45342
IRA Certificates 24 months
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Bump one time**
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH 45342
24 months
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Bump one time
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH 45402
Roth IRA Certificate 24 Months
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedJul 13, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH 45402
Traditional IRA Certificate 24 Months
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedJul 13, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH 45402
Share Certificates of Deposit 24 Months
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedJul 13, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH 45402
Youth Club Share Certificate 24 Months
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedJul 13, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH 45402
Educational IRA 24 Months
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedJul 13, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH 43230
24 Month Certificate
$100,000
3.85%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJul 13, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH 43537
IRA Certificate 24-Month
$500
3.85%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJul 8, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH 43537
24-Month
$500
3.85%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJul 8, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
19775 State Route 739, Marysville, OH 43040
2 Year Executive
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
3845 Angola Rd, Toledo, OH 43615
24-Month Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
3845 Angola Rd, Toledo, OH 43615
24-Month IRA Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH 45342
24 months
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Bump one time
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH 45342
Certificates 24 months
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Bump one time**
KH Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
7740 Paragon Rd, Dayton, OH 45459
IRA Certificate 24 Months
$0
3.79%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
7740 Paragon Rd, Dayton, OH 45459
Share Certificates of Deposits - 24 Months
$0
3.79%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7221 Montgomery Rd, Cincinnati, OH 45236
Diamond Club Certificates 2 Years
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH 43230
24 Month Certificate
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJul 13, 2026
Details
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
832 Cleveland St, Elyria, OH 44035 4141
24 Month Certificate/IRA
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.21%
8010 E Broad St, Reynoldsburg, OH 43068 8000
Certificate of Deposit (CD) 24 Months
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedJul 11, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH 43537
IRA Certificate 24-Month Add-On
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJul 8, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1380 Market Ave N, Canton, OH 44714 2606
24 Month Fixed IRA
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.21%
8010 E Broad St, Reynoldsburg, OH 43068 8000
24-Month CD
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1380 Market Ave N, Canton, OH 44714 2606
24 Month Term Share Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH 43537
24-Month Add-On
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJul 8, 2026
Details
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
14111 Scottslawn Rd, Marysville, OH 43040
IRA Certificates - 24 Month
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Minimum deposit of $500 required.
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
14111 Scottslawn Rd, Marysville, OH 43040
Share Certificates 24 Month
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
46 Federal Ave NW, Massillon, OH 44647
24 Month Certificate
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Your Legacy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
25 Shaffer Park Dr, Tiffin, OH 44883 9290
Share Certificates 24 Months
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details
Compounding Frequency: Monthly
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1380 Market Ave N, Canton, OH 44714 2606
24 Month Fixed IRA
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1380 Market Ave N, Canton, OH 44714 2606
24 Month Term Share Certificate
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
1147 OLD STATE ROUTE 74, BATAVIA, OH 45103
24 Months
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedJul 6, 2026
Details
Silver Rate: 3.73%, Silver APY: 3.80%, Gold Rate: 3.78%, Gold APY: 3.85%, Platinum Rate: 3.83%, Platinum APY: 3.90%
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
1147 OLD STATE ROUTE 74, BATAVIA, OH 45103
IRA & HSA Certificates 24 Months
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedJul 6, 2026
Details
Silver: 3.80% APY, Gold: 3.85% APY, Platinum: 3.90% APY
Impact Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 5.71%
1455 W McPherson Hwy, Clyde, OH 43410
Share Certificate Accounts - 24 months
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
19775 State Route 739, Marysville, OH 43040
2 Years
$500
3.60%
▼
Rate3.53%
Min Deposit$500
Min Balance—
UpdatedJul 6, 2026
Details
FIRELANDS
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
300 North Street, Bellevue, OH 44811
24 months
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
FIRELANDS
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
300 North Street, Bellevue, OH 44811
IRA Certificate 24 months
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
FIRELANDS
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
300 North Street, Bellevue, OH 44811
Kid's & Teens Club - 24 months
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
46 Federal Ave NW, Massillon, OH 44647
24 Month Certificate
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
150 E Mound St, Columbus, OH 43215
Share Certificate 24 months
$50,000
3.59%
▼
Rate3.53%
Min Deposit$50,000
Min Balance—
UpdatedJul 12, 2026
Details
Balance range: Over $50,000
Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
501 Hopewell Dr, Heath, OH 43056
24 Month Certificate
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Minimum amount to open a share certificate is $500.
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
5248 Hill Ave, Toledo, OH 43615 5868
IRA Certificates 24 month
$2,000
3.56%
▼
Rate3.51%
Min Deposit$2,000
Min Balance—
UpdatedJul 6, 2026
Details
First Federal S&L of Van Wert
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
679 Fox Rd, Van Wert, OH 45891
24 Months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Compound Frequency: Monthly
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH 43215 5539
24 Month Certificate
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
First Federal S&L of Van Wert
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
679 Fox Rd, Van Wert, OH 45891
24 Months
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Compound Frequency: Quarterly
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
46 Federal Ave NW, Massillon, OH 44647
24 Month Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Ohio 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH 45402
Educational IRA 36 Months
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedJul 13, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH 45402
Roth IRA Certificate 36 Months
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedJul 13, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH 45402
Share Certificates of Deposit 36 Months
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedJul 13, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH 45402
Traditional IRA Certificate 36 Months
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedJul 13, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH 43537
36-Month
$1,000
3.90%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJul 8, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH 43537
IRA Certificate 36-Month
$1,000
3.90%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJul 8, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH 45342
36 months
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH 45342
IRA Certificates 36 months
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
1340 Arrowhead Dr, Maumee, OH 43537
36 Month CD
$500
3.90%
▼
Rate3.84%
Min Deposit$500
Min Balance—
UpdatedJul 11, 2026
Details
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
1340 Arrowhead Dr, Maumee, OH 43537
36 Month IRA
$1,000
3.90%
▼
Rate3.84%
Min Deposit$1,000
Min Balance—
UpdatedJul 11, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH 43230
36 Month Certificate
$100,000
3.90%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJul 13, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
7740 Paragon Rd, Dayton, OH 45459
Share Certificates of Deposits - 36 Months
$0
3.84%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
7740 Paragon Rd, Dayton, OH 45459
IRA Certificate 36 Months
$0
3.84%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
3845 Angola Rd, Toledo, OH 43615
36-Month Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
3845 Angola Rd, Toledo, OH 43615
36-Month IRA Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
832 Cleveland St, Elyria, OH 44035 4141
36 Month Certificate/IRA
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH 45342
36 months
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH 45342
Certificates 36 months
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH 43230
36 Month Certificate
$500
3.80%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJul 13, 2026
Details
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
14111 Scottslawn Rd, Marysville, OH 43040
IRA Certificates - 36 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Minimum deposit of $500 required.
Your Legacy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
25 Shaffer Park Dr, Tiffin, OH 44883 9290
Share Certificates 36 Months
$0
3.72%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details
Compounding Frequency: Monthly
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
14111 Scottslawn Rd, Marysville, OH 43040
Share Certificates 36 Month
$0
3.71%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7221 Montgomery Rd, Cincinnati, OH 45236
Diamond Club Certificates 3 Years
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
46 Federal Ave NW, Massillon, OH 44647
36 Month Certificate
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1380 Market Ave N, Canton, OH 44714 2606
36 Month Term Share Certificate
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1380 Market Ave N, Canton, OH 44714 2606
36 Month Fixed IRA
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Geauga Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 21.24%
PO Box 839, burton, OH 44021
IRA Certificates 36 Months
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Geauga Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 21.24%
PO Box 839, burton, OH 44021
IRA Roth Certificates 36 Months
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Geauga Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 21.24%
PO Box 839, burton, OH 44021
Share Certificates 36 Months
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
150 E Mound St, Columbus, OH 43215
Share Certificate 36 months
$50,000
3.64%
▼
Rate3.58%
Min Deposit$50,000
Min Balance—
UpdatedJul 12, 2026
Details
Balance range: Over $50,000
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
5248 Hill Ave, Toledo, OH 43615 5868
IRA Certificates 36 month
$2,000
3.61%
▼
Rate3.56%
Min Deposit$2,000
Min Balance—
UpdatedJul 6, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1380 Market Ave N, Canton, OH 44714 2606
36 Month Fixed IRA
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1380 Market Ave N, Canton, OH 44714 2606
36 Month Term Share Certificate
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
46 Federal Ave NW, Massillon, OH 44647
36 Month Certificate
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
46 Federal Ave NW, Massillon, OH 44647
36 Month Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.21%
8010 E Broad St, Reynoldsburg, OH 43068 8000
Certificate of Deposit (CD) 36 Months
$500
3.55%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedJul 11, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
1147 OLD STATE ROUTE 74, BATAVIA, OH 45103
IRA & HSA Certificates 36 Months
$500
3.55%
▼
Rate3.49%
Min Deposit$500
Min Balance—
UpdatedJul 6, 2026
Details
Silver: 3.70% APY, Gold: 3.75% APY, Platinum: 3.80% APY
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
1147 OLD STATE ROUTE 74, BATAVIA, OH 45103
BUMP SHARE CERTIFICATES 36 Months
$10,000
3.55%
▼
Rate3.49%
Min Deposit$10,000
Min Balance—
UpdatedJul 6, 2026
Details
Silver APY: 3.70%, Gold APY: 3.75%, Platinum APY: 3.80%
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
1147 OLD STATE ROUTE 74, BATAVIA, OH 45103
36 Months
$500
3.55%
▼
Rate3.49%
Min Deposit$500
Min Balance—
UpdatedJul 6, 2026
Details
Silver Rate: 3.64%, Silver APY: 3.70%, Gold Rate: 3.69%, Gold APY: 3.75%, Platinum Rate: 3.73%, Platinum APY: 3.80%
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
150 E Mound St, Columbus, OH 43215
Share Certificate 36 months
$500
3.54%
▼
Rate3.48%
Min Deposit$500
Min Balance—
UpdatedJul 12, 2026
Details
Balance range: $500 - $14,999.99
Impact Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 5.71%
1455 W McPherson Hwy, Clyde, OH 43410
Share Certificate Accounts - 36 months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1380 Market Ave N, Canton, OH 44714 2606
36 Month Fixed IRA
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1380 Market Ave N, Canton, OH 44714 2606
36 Month Term Share Certificate
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1385 Andrews Ave, Lakewood, OH 44107 2405
36 Month Certificate of Deposit
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJul 11, 2026
Details
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1385 Andrews Ave, Lakewood, OH 44107 2405
IRA 36 Month Certificate of Deposit
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Traditional, Roth, Educational
Buckeye State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
520 S Main St, Akron, OH 44311
36 month
$1,000
3.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJul 11, 2026
Details
Rates subject to change at any time. Specific account requirements to earn dividends.
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
46 Federal Ave NW, Massillon, OH 44647
36 Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
CF Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
4960 E Dublin Granville Rd, Columbus, OH 43081
36 Month term
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
3955 W DUBLIN GRANVILLE RD, DUBLIN, OH 43017
IRA Share Certificate 36 Month
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
3955 W DUBLIN GRANVILLE RD, DUBLIN, OH 43017
36 Month Regular Certificate
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Ohio 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH 45402
Educational IRA 48 Months
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJul 13, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH 45402
Traditional IRA Certificate 48 Months
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJul 13, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH 45402
Roth IRA Certificate 48 Months
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJul 13, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
355 W Monument Ave, Dayton, OH 45402
Share Certificates of Deposit 48 Months
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJul 13, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH 43537
48-Month
$1,000
3.95%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJul 8, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH 43537
IRA Certificate 48-Month
$1,000
3.95%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJul 8, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH 43230
48 Month Certificate
$100,000
3.95%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJul 13, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH 45342
48 months
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH 45342
IRA Certificates 48 months
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
1340 Arrowhead Dr, Maumee, OH 43537
48 Month CD
$500
3.90%
▼
Rate3.84%
Min Deposit$500
Min Balance—
UpdatedJul 11, 2026
Details
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
1340 Arrowhead Dr, Maumee, OH 43537
48 Month IRA
$1,000
3.90%
▼
Rate3.84%
Min Deposit$1,000
Min Balance—
UpdatedJul 11, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
7740 Paragon Rd, Dayton, OH 45459
IRA Certificate 48 Months
$0
3.89%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
7740 Paragon Rd, Dayton, OH 45459
Share Certificates of Deposits - 48 Months
$0
3.89%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH 43230
48 Month Certificate
$500
3.85%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJul 13, 2026
Details
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
14111 Scottslawn Rd, Marysville, OH 43040
IRA Certificates - 48 Month
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Minimum deposit of $500 required.
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
14111 Scottslawn Rd, Marysville, OH 43040
Share Certificates 48 Month
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
3845 Angola Rd, Toledo, OH 43615
48-Month Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
3845 Angola Rd, Toledo, OH 43615
48-Month IRA Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
832 Cleveland St, Elyria, OH 44035 4141
48 Month Certificate/IRA
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH 45342
48 months
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH 45342
Certificates 48 months
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Your Legacy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
25 Shaffer Park Dr, Tiffin, OH 44883 9290
Share Certificates 48 Months
$0
3.77%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details
Compounding Frequency: Monthly
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1385 Andrews Ave, Lakewood, OH 44107 2405
48 Month Certificate of Deposit
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJul 11, 2026
Details
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1385 Andrews Ave, Lakewood, OH 44107 2405
IRA 48 Month Certificate of Deposit
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Traditional, Roth, Educational
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1380 Market Ave N, Canton, OH 44714 2606
48 Month Term Share Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1380 Market Ave N, Canton, OH 44714 2606
48 Month Fixed IRA
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
46 Federal Ave NW, Massillon, OH 44647
48 Month Certificate
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1380 Market Ave N, Canton, OH 44714 2606
48 Month Fixed IRA
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1380 Market Ave N, Canton, OH 44714 2606
48 Month Term Share Certificate
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
5248 Hill Ave, Toledo, OH 43615 5868
IRA Certificates 48 month
$2,000
3.61%
▼
Rate3.56%
Min Deposit$2,000
Min Balance—
UpdatedJul 6, 2026
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.21%
8010 E Broad St, Reynoldsburg, OH 43068 8000
Certificate of Deposit (CD) 48 Months
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedJul 11, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
46 Federal Ave NW, Massillon, OH 44647
48 Month Certificate
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
150 E Mound St, Columbus, OH 43215
Share Certificate 48 months
$50,000
3.60%
▼
Rate3.54%
Min Deposit$50,000
Min Balance—
UpdatedJul 12, 2026
Details
Balance range: Over $50,000
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1380 Market Ave N, Canton, OH 44714 2606
48 Month Fixed IRA
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1380 Market Ave N, Canton, OH 44714 2606
48 Month Term Share Certificate
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
8800 Cleveland Ave NW, North Canton, OH 44720
48 Months
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
46 Federal Ave NW, Massillon, OH 44647
48 Month Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Impact Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 5.71%
1455 W McPherson Hwy, Clyde, OH 43410
Share Certificate Accounts - 48 months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
1800 Vine St, Cincinnati, OH 45202
TruAdvantage 48 Month
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
46 Federal Ave NW, Massillon, OH 44647
48 Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
150 E Mound St, Columbus, OH 43215
Share Certificate 48 months
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedJul 12, 2026
Details
Balance range: $500 - $14,999.99
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
1147 OLD STATE ROUTE 74, BATAVIA, OH 45103
48 Months
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedJul 6, 2026
Details
Silver Rate: 3.54%, Silver APY: 3.60%, Gold Rate: 3.59%, Gold APY: 3.65%, Platinum Rate: 3.64%, Platinum APY: 3.70%
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
1147 OLD STATE ROUTE 74, BATAVIA, OH 45103
BUMP SHARE CERTIFICATES 48 Months
$10,000
3.45%
▼
Rate3.40%
Min Deposit$10,000
Min Balance—
UpdatedJul 6, 2026
Details
Silver APY: 3.60%, Gold APY: 3.65%, Platinum APY: 3.70%
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
1147 OLD STATE ROUTE 74, BATAVIA, OH 45103
IRA & HSA Certificates 48 Months
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedJul 6, 2026
Details
Silver: 3.60% APY, Gold: 3.65% APY, Platinum: 3.70% APY
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
1800 Vine St, Cincinnati, OH 45202
TruBenefits 48 Month
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
3955 W DUBLIN GRANVILLE RD, DUBLIN, OH 43017
48 Month Regular Certificate
$0
3.35%
▼
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
3955 W DUBLIN GRANVILLE RD, DUBLIN, OH 43017
IRA Share Certificate 48 Month
$0
3.35%
▼
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
FIRELANDS
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
300 North Street, Bellevue, OH 44811
IRA Certificate 48 months
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
FIRELANDS
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
300 North Street, Bellevue, OH 44811
48 months
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH 43215 5539
IRA Certificate 48 Month
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Ohio 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
3300 Stelzer Rd, Columbus, OH 43219 3034
5-Year Certificates
$0
4.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
grow your savings with confidence. Put your money to work with competitive rates and flexible terms.
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH 43537
60-Month
$1,000
4.05%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJul 8, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH 43537
IRA Certificate 60-Month
$1,000
4.05%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJul 8, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH 43230
60 Month Certificate
$100,000
4.00%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJul 13, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH 45342
60 months
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH 45342
IRA Certificates 60 months
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH 43230
60 Month Certificate
$500
3.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJul 13, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
7740 Paragon Rd, Dayton, OH 45459
IRA Certificate 60 Months
$0
3.89%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
7740 Paragon Rd, Dayton, OH 45459
Share Certificates of Deposits - 60 Months
$0
3.89%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
14111 Scottslawn Rd, Marysville, OH 43040
IRA Certificates - 60 Month
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Minimum deposit of $500 required.
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
14111 Scottslawn Rd, Marysville, OH 43040
Share Certificates 60 Month
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Minimum deposit of $500 required.
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
832 Cleveland St, Elyria, OH 44035 4141
60 Month Certificate/IRA
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Your Legacy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
25 Shaffer Park Dr, Tiffin, OH 44883 9290
Share Certificates 60 Months
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details
Compounding Frequency: Monthly
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
403 Main St, Belpre, OH 45714 1615
60 Months
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH 45342
60 months
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH 45342
Certificates 60 months
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1380 Market Ave N, Canton, OH 44714 2606
60 Month Fixed IRA
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1380 Market Ave N, Canton, OH 44714 2606
60 Month Term Share Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1385 Andrews Ave, Lakewood, OH 44107 2405
60 Month Certificate of Deposit
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJul 11, 2026
Details
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1385 Andrews Ave, Lakewood, OH 44107 2405
IRA 60 Month Certificate of Deposit
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Traditional, Roth, Educational
LAKEVIEW
Institution Rating:
B+4.8 ★Texas Ratio: 0.59%
2909 State Rd, Ashtabula, OH 44004
Share Certificate 60 Month
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
The annual percentage yield is accurate as of February 2, 2026. There is a penalty for early withdrawal and the yield, terms, and conditions are subject to change without notice.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7221 Montgomery Rd, Cincinnati, OH 45236
Diamond Club Certificates 5 Years
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
46 Federal Ave NW, Massillon, OH 44647
60 Month Certificate
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
5248 Hill Ave, Toledo, OH 43615 5868
IRA Certificates 60 month
$2,000
3.66%
▼
Rate3.61%
Min Deposit$2,000
Min Balance—
UpdatedJul 6, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1380 Market Ave N, Canton, OH 44714 2606
60 Month Fixed IRA
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.21%
8010 E Broad St, Reynoldsburg, OH 43068 8000
Certificate of Deposit (CD) 60 Months
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedJul 11, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1380 Market Ave N, Canton, OH 44714 2606
60 Month Term Share Certificate
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
19775 State Route 739, Marysville, OH 43040
5 Year Executive
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
46 Federal Ave NW, Massillon, OH 44647
60 Month Certificate
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
150 E Mound St, Columbus, OH 43215
Share Certificate 60 months
$50,000
3.59%
▼
Rate3.53%
Min Deposit$50,000
Min Balance—
UpdatedJul 12, 2026
Details
Balance range: Over $50,000
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
403 Main St, Belpre, OH 45714 1615
60 Months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Impact Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 5.71%
1455 W McPherson Hwy, Clyde, OH 43410
Share Certificate Accounts - 60 months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
8800 Cleveland Ave NW, North Canton, OH 44720
60 Months
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
46 Federal Ave NW, Massillon, OH 44647
60 Month Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1380 Market Ave N, Canton, OH 44714 2606
60 Month Term Share Certificate
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1380 Market Ave N, Canton, OH 44714 2606
60 Month Fixed IRA
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
1800 Vine St, Cincinnati, OH 45202
TruAdvantage 60 Month
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
46 Federal Ave NW, Massillon, OH 44647
60 Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
1340 Arrowhead Dr, Maumee, OH 43537
60 Month CD
$500
3.50%
▼
Rate3.46%
Min Deposit$500
Min Balance—
UpdatedJul 11, 2026
Details
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
1340 Arrowhead Dr, Maumee, OH 43537
60 Month IRA
$1,000
3.50%
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedJul 11, 2026
Details
CF Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
4960 E Dublin Granville Rd, Columbus, OH 43081
60 Month term
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
150 E Mound St, Columbus, OH 43215
Share Certificate 60 months
$500
3.49%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedJul 12, 2026
Details
Balance range: $500 - $14,999.99
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
403 Main St, Belpre, OH 45714 1615
60 Months
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
19775 State Route 739, Marysville, OH 43040
5 Years
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedJul 6, 2026
Details
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
1800 Vine St, Cincinnati, OH 45202
TruBenefits 60 Month
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
3955 W DUBLIN GRANVILLE RD, DUBLIN, OH 43017
60 Month Regular Certificate
$0
3.35%
▼
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
3955 W DUBLIN GRANVILLE RD, DUBLIN, OH 43017
IRA Share Certificate 60 Month
$0
3.35%
▼
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
1147 OLD STATE ROUTE 74, BATAVIA, OH 45103
IRA & HSA Certificates 60 Months
$500
3.35%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedJul 6, 2026
Details
Silver: 3.50% APY, Gold: 3.55% APY, Platinum: 3.60% APY
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
1147 OLD STATE ROUTE 74, BATAVIA, OH 45103
BUMP SHARE CERTIFICATES 60 Months
$10,000
3.35%
▼
Rate3.30%
Min Deposit$10,000
Min Balance—
UpdatedJul 6, 2026
Details
Silver APY: 3.50%, Gold APY: 3.55%, Platinum APY: 3.60%
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
1147 OLD STATE ROUTE 74, BATAVIA, OH 45103
60 Months
$500
3.35%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedJul 6, 2026
Details
Silver Rate: 3.44%, Silver APY: 3.50%, Gold Rate: 3.49%, Gold APY: 3.55%, Platinum Rate: 3.54%, Platinum APY: 3.60%
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Ohio CD Rate Trends
Compare local Ohio CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — OH Avg
2.696%
▼ 0.174 vs 7 days ago
Ohio 12-month CD rates fell 0.174 points over the past 7 days to 2.696% APY.
6-Month CD — OH Avg
2.139%
▼ 0.423 vs 7 days ago
Ohio 6-month CD rates fell 0.423 points over the past 7 days to 2.139% APY.
As of Jul 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
OH CD Rate Forecast — Next 12 Months
Where are Ohio CD rates headed through July 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
OH 12-Month Avg APY
2.696%
6-Month Forecast
2.696%
Range: 2.50% – 2.85%
12-Month Forecast
2.446%
Range: 2.25% – 2.60%
Powered by
MonitorBankRates
What Your Savings Earn at OH CD Rates Today
Annual interest earnings at today’s Ohio average APYs. State average used where available; national average as fallback.
| CD Term | OH Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.404% | $70.19 | $140.37 | $350.93 | $701.85 |
| 6-Month CD | 2.139% | $106.95 | $213.89 | $534.73 | $1,069.45 |
| 12-Month CD | 2.696% | $134.79 | $269.57 | $673.93 | $1,347.85 |
| 18-Month CD | 2.477% | $123.87 | $247.74 | $619.35 | $1,238.70 |
| 24-Month CD | 2.555% | $127.73 | $255.45 | $638.63 | $1,277.25 |
| 36-Month CD | 2.314% | $115.70 | $231.39 | $578.48 | $1,156.95 |
| 48-Month CD | 2.334% | $116.69 | $233.38 | $583.45 | $1,166.90 |
| 60-Month CD | 2.456% | $122.78 | $245.56 | $613.90 | $1,227.80 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of July 13, 2026. | |||||
Sample CD Ladder for Ohio Savers
$25,000 split equally across 5 terms using today’s Ohio average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | OH Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.404% | $70.19 |
| 2 | 6-Month CD | $5,000 | 2.139% | $106.95 |
| 3 | 12-Month CD | $5,000 | 2.696% | $134.79 |
| 4 | 24-Month CD | $5,000 | 2.555% | $127.73 |
| 5 | 36-Month CD | $5,000 | 2.314% | $115.70 |
| Total ($25,000 invested) | $25,000 | 2.221% blended | $555.36/yr | |
Ladder example uses equal $5,000 rungs and Ohio average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
959
CD Rates
Tracked in Ohio
Tracked in Ohio
49 Banks
56 Credit Unions
About Our Ohio CD Rate Database
MonitorBankRates tracks 959 CD rates from 49 banks and 56 credit unions with locations in Ohio, plus national online institutions available to Ohio residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: GLASS CITY offers a CD at 5.00% APY with a minimum deposit of $100. Use the rate table above to compare all current offers in Ohio.
How to Find the Best CD Rates in Ohio
What to compare when shopping for a CD in Ohio
To find the best APYs in Ohio, start with credit unions and online-only banks — Ohio has 56 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Ohio
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Ohio — 105 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Ohio savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Ohio money market rates
Ohio Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
18.3%
National avg: 17.3%
Median Individual Earnings
$44,003
National avg: $47,340
Poverty Rate
13.3%
National avg: 11.1%
Unemployment Rate
4.7%
National avg: 4.8%
CD Earnings on 10% of Salary
$119/yr
At OH 12-mo avg 2.696% APY
18.3% of residents are 65 or older, in line with the national average of 17.3%. At today’s OH 12-month CD average of 2.696%, saving 10% of the local median salary ($4,400/year) and putting it in a CD would earn an additional $119 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Ohio
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Ohio
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Ohio typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Ohio as everywhere in the U.S.
Choosing a CD Term in Ohio
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Ohio savers easier access to their funds. For example, General Electric Credit Union is offering its 6-month intro Certificate at 4.99% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Abbott Laboratories Credit Union is offering its 5-Year Certificates at 4.10% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Ohio Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Ohio saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Ohio
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Ohio CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Ohio
Most CDs carry a fixed rate that is locked for the entire term, protecting a Ohio depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Ohio
Are CD rates in Ohio FDIC insured?
Yes, most established banks in Ohio are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Ohio?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Ohio.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Ohio may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Ohio?
Here are recent top rates found for this area:
- GLASS CITY: 5.00% APY (12 Month Youth CD)
- General Electric Credit Union: 4.99% APY (6-month intro Certificate)
- Homeland Credit Union: 4.35% APY (18-month Certificate of Deposit special)
- Peoples First Savings Bank: 4.28% APY (24 Month IRA (Variable))
- LCE Federal Credit Union: 4.16% APY (6 Month)
- Abbott Laboratories Credit Union: 4.10% APY (5-Year Certificates)
- Partners 1st Federal Credit Union: 4.07% APY (24 months)
- Sun Federal Credit Union: 4.05% APY (60-Month)
- Monroe Federal S&L: 4.00% APY (12 Month Special)
- First Merchants Bank: 4.00% APY (12-month CD/IRA)
Rates reflect recent verified offers available in Ohio. Last Updated: July 13, 2026
CD Calculators for Ohio
Ohio CD Calculator
At today’s OH top rate of 5.00% APY, a $10,000 deposit earns $500 in the first year. Enter your amount to see your exact return.
Ohio CD LadderOH CD rates currently range from 1.404% (3-month) to 2.314% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Ohio CD at 5.00% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsOhio’s average 12-month CD is 2.696% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Ohio CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Ohio. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in OH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: July 13, 2026
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