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Huron, Ohio Best CD Rates September 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Huron, Ohio CD rates include Vacationland Federal Credit UnionVacationland Federal Credit Union2402 University Dr E, Huron, OH 44839 9173A+5.0 ★Texas Ratio: 3.71%Real return: +3.23%APY minus CPI (February 2026) offering 12 Month Youth Certificates at 6.03% APY, Civista BankCivista Bank410 Cleveland Rd E, Huron, OH 44839A+5.0 ★Texas Ratio: 4.72%Real return: +1.20%APY minus CPI (February 2026) offering 24 Month CD Special at 4.00% APY, OUCU Financial Credit UnionOUCU Financial Credit UnionA+5.0 ★Texas Ratio: 5.27%Real return: +2.20%APY minus CPI (February 2026) offering 12 Month One Easy Save Certificate at 5.00% APY, GLASS CITYGLASS CITYA+5.0 ★Texas Ratio: 0.76%Real return: +2.20%APY minus CPI (February 2026) offering 12 Month Youth CD at 5.00% APY, and General Electric Credit UnionGeneral Electric Credit UnionA5.0 ★Texas Ratio: 6.01%Real return: +2.19%APY minus CPI (February 2026) offering 6-month intro at 4.99% APY. CD rates as of September 22, 2026 according to verified data from MonitorBankRates.
Huron has 46 local institutions in our database, with CD rates as high as 6.03% APY from Vacationland Federal Credit Union at 2402 University Dr E, Huron, OH 44839 9173. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Ohio area. Rates are continually updated, so we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: September 22, 2026
Compare Best CD Rates in Huron, Ohio & the Surrounding Area
Huron 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2402 University Dr E, Huron, OH 44839 9173
3 Month Certificate
$500
3.50%
▲ 1.44% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.06%▲ 1.44% above avg
Details
Civista Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
410 Cleveland Rd E, Huron, OH 44839
3 Month CD
$500
0.50%
▼ 1.56% below national avg
▼
Rate0.50%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.56% below avg
Details
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
3 Month CD
$1,000
4.32%
▲ 2.26% above national avg
▼
Rate4.25%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 2.26% above avg
Details
UP to $99,999.99
Riverside Bank of Dublin
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
3 Month Certificate
$500
3.85%
▲ 1.79% above national avg
▼
Rate3.78%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 1.79% above avg
Details
Atomic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
3 Month Certificate
$0
3.75%
▲ 1.69% above national avg
▼
Rate3.68%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.69% above avg
Details
Chicago Patrolmens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
3 Month Share Certificates
$0
3.72%
▲ 1.66% above national avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 16, 2026
National Average2.06%▲ 1.66% above avg
Details
Kemba Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
3 Month Certificates
$0
3.65%
▲ 1.59% above national avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.59% above avg
Details
Unified Bank Martins Ferry, OH
Institution Rating:
A5.0 ★Texas Ratio: 11.50%
3 Month CD
$1,000
3.61%
▲ 1.55% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.06%▲ 1.55% above avg
Details
APY = Annual Percentage Yield. The APY's are accurate as of 7/01/26. Penalty may be imposed for early withdrawal. All rates are subject to change without notice.
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
3-Month Certificate
$0
3.55%
▲ 1.49% above national avg
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.49% above avg
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
Business 3-Month Certificate
$0
3.55%
▲ 1.49% above national avg
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.49% above avg
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
IRA Certificate - 3-Month Certificate
$0
3.55%
▲ 1.49% above national avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.49% above avg
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
3 Month Certificate
$0
3.55%
▲ 1.49% above national avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.49% above avg
Details
Balance: $50,000 & Over
Cinfed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
3 Month Certificate
$0
3.50%
▲ 1.44% above national avg
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.06%▲ 1.44% above avg
Details
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
3 Month Certificate
$500
3.50%
▲ 1.44% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.44% above avg
Details
Everyday APY: 3.00%
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
3 Month Term IRA
$250
3.50%
▲ 1.44% above national avg
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.44% above avg
Details
Savings Bank Circleville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
3-MONTH CD
$0
3.46%
▲ 1.40% above national avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 1.40% above avg
Details
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
90 Day Certificate
$0
3.45%
▲ 1.39% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.39% above avg
Details
Community Savings Bank Bethel, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
3 Month Certificate
$5,000
3.35%
▲ 1.29% above national avg
▼
Rate3.31%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 1.29% above avg
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
3 Month Certificate
$0
3.29%
▲ 1.23% above national avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.23% above avg
Details
Balance: $1,000 - $49,999
S&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
3 Month CD
$1,000
3.25%
▲ 1.19% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.19% above avg
Details
Credit Union of Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
3 Month Regular Certificates & IRAs
$500
3.25%
▲ 1.19% above national avg
▼
Rate3.20%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.19% above avg
Details
IRA Certificates: $100 min. to open. Dividends compound quarterly. There is a penalty for early withdrawal. You may make additional deposits to an IRA Certificate account only.
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
3 Month ESA TruAdvantage Certificate
$0
3.25%
▲ 1.19% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.19% above avg
Details
IRA/ESA/Certificates
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
3 Month IRA/ESA Share Certificates - TruAdvantage
$0
3.25%
▲ 1.19% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.19% above avg
Details
CINCINNATI OHIO POLICE
Institution Rating:
A5.0 ★Texas Ratio: 7.13%
3 Month Certificate
$0
3.25%
▲ 1.19% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.19% above avg
Details
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
3 Month ESA TruBenefits Certificate
$0
3.10%
▲ 1.04% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.04% above avg
Details
IRA/ESA/Certificates
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
3 Month IRA/ESA Share Certificates - TruBenefits
$0
3.10%
▲ 1.04% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.04% above avg
Details
Fairfield Federal S&L of Lancaster
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
3 Month Certificate Account
$500
3.04%
▲ 0.98% above national avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 0.98% above avg
Details
Heritage Bank, Inc.
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
3 Month CD Specials
$2,000
3.00%
▲ 0.94% above national avg
▼
Rate2.96%
Min Deposit$2,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 0.94% above avg
Details
Penalty: 45 Days; Day/Year: 365/366
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
3 Month Term IRA
$250
3.00%
▲ 0.94% above national avg
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.94% above avg
Details
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
3 Month ESA Regular Certificate
$0
3.00%
▲ 0.94% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.94% above avg
Details
IRA/ESA/Certificates
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
3 Month IRA/ESA Share Certificates - Regular
$0
3.00%
▲ 0.94% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.94% above avg
Details
First Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
3 Month Term Share Certificate
$500
2.93%
▲ 0.87% above national avg
▼
Rate2.90%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.06%▲ 0.87% above avg
Details
Early Withdrawal Penalty: 3 Month Dividend; Dividend Period: Monthly
Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
3 Month Certificate
$500
2.89%
▲ 0.83% above national avg
▼
Rate2.85%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.06%▲ 0.83% above avg
Details
Midwest Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
3 Month Share Certificates and IRAs
$0
2.84%
▲ 0.78% above national avg
▼
Rate2.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 0.78% above avg
Details
Midwest Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
3 Month Share Certificates and IRAs
$0
2.79%
▲ 0.73% above national avg
▼
Rate2.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 0.73% above avg
Details
Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Certificates - 3 Months
$250
2.78%
▲ 0.72% above national avg
▼
Rate2.75%
Min Deposit$250
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 0.72% above avg
Details
Balance: $250 - $10,000.00
Midwest Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
3 Month Share Certificates and IRAs
$0
2.74%
▲ 0.68% above national avg
▼
Rate2.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 0.68% above avg
Details
Midwest Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
3 Month Share Certificates and IRAs
$0
2.69%
▲ 0.63% above national avg
▼
Rate2.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 0.63% above avg
Details
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
3 Month Regular Certificates
$0
2.50%
▲ 0.44% above national avg
▼
Rate2.47%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.06%▲ 0.44% above avg
Details
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
3 Month Term Share Certificates
$0
2.50%
▲ 0.44% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.44% above avg
Details
Summit Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
3 Month Term Share Certificate
$0
2.45%
▲ 0.39% above national avg
▼
Rate2.42%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 0.39% above avg
Details
Compounding Period: Monthly
AurGroup Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.57%
3 Month Certificate
$0
2.25%
▲ 0.19% above national avg
▼
Rate2.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.19% above avg
Details
The Baltic State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$0
2.15%
▲ 0.09% above national avg
▼
Rate2.13%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 0.09% above avg
Details
Penalty will be imposed for early withdrawal. Contact us for further information about applicable fees and terms. Fees could reduce earnings on the account. Rates subject to change without notice.
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
3 Month Certificate Account
$500
2.02%
▼ 0.04% below national avg
▼
Rate2.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▼ 0.04% below avg
Details
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
3 Month IRA Certificate
$500
2.02%
▼ 0.04% below national avg
▼
Rate2.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▼ 0.04% below avg
Details
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
3 Month CD
$500
2.00%
▼ 0.06% below national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 0.06% below avg
Details
Huron 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2402 University Dr E, Huron, OH 44839 9173
6 Month Certificate
$500
3.85%
▲ 1.09% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.09% above avg
Details
Civista Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
410 Cleveland Rd E, Huron, OH 44839
6 Month CD
$500
3.75%
▲ 0.99% above national avg
▼
Rate3.68%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.99% above avg
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
6-month intro
$0
4.99%
▲ 2.23% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 2.23% above avg
Details
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
6 Month Bonus CD
$0
4.75%
▲ 1.99% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.99% above avg
Details
Minimum to Obtain: $500
LorMet Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
6 Month Certificate Special
$1,000
4.15%
▲ 1.39% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.39% above avg
Details
Open LorMet Checking Account required. A penalty may be charged for early withdrawal. Rates and terms subject to change without notice.
Ohio Catholic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
6 Month NON-PROFIT SHARE CERTIFICATE SPECIAL
$25,000
4.10%
▲ 1.34% above national avg
▼
Rate—
Min Deposit$25,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.34% above avg
Details
Promotional rate is accurate as of September 1st, 2026, is excluded from the Member Appreciation Program, and requires a minimum deposit of $25,000 in new money. An early withdrawal penalty may be imposed for early withdrawals. At maturity, the certificate will renew at the rate in effect on the renewal date. The promotion is available through September 30th, 2026. APY assumes interest remains on deposit until maturity. Fees may reduce earnings on the account.
Ohio Catholic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
6 Month SHARE CERTIFICATE SPECIAL
$500
4.10%
▲ 1.34% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.34% above avg
Details
Promotional rate is accurate as of September 1, 2026. Disclosure applies to both share certificates. Promotional rate is excluded from the Member Appreciation Program and requires a minimum deposit of $500. An early withdrawal penalty may be imposed for early withdrawals. At maturity, the certificate will renew at the rate in effect on the renewal date. The promotion is available through September 30, 2026. APY assumes interest remains on deposit until maturity. Fees may reduce earnings on account.
DoverPhila Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
6 Month Certificate
$0
4.08%
▲ 1.32% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.32% above avg
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
6 month Share Certificate Special
$0
4.05%
▲ 1.29% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.29% above avg
Details
When paired with an Ultra Checking account, earn up to 4.05% APY for 6 months
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
6 Month CD
$1,000
4.04%
▲ 1.28% above national avg
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.28% above avg
Details
UP to $99,999.99
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
6 Month Print Share and IRA Jumbo Certificates
$0
4.04%
▲ 1.28% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.28% above avg
Details
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
6 months Certificate
$500
4.02%
▲ 1.26% above national avg
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.26% above avg
Details
CD and IRA rates effective 01/25/2024. Interest is compounded daily and there is a penalty for early withdrawal. Fees can reduce the earnings on any of the above accounts.
Peoples First Savings Bank
Institution Rating:
B4.6 ★Texas Ratio: 20.46%
6 Month Certificate
$500
4.00%
▲ 1.24% above national avg
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.24% above avg
Details
CF Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
6 Month Certificate
$0
4.00%
▲ 1.24% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.24% above avg
Details
FNB of Waverly
Institution Rating:
B+4.7 ★Texas Ratio: 18.82%
6 Month Certificate Special
$1,000
3.98%
▲ 1.22% above national avg
▼
Rate3.90%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.22% above avg
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
6 Month Share Certificate
$0
3.96%
▲ 1.20% above national avg
▼
Rate3.88%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.20% above avg
Details
Dividends Compound & Paid: Daily
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Share Certificate - 6 Month
$0
3.96%
▲ 1.20% above national avg
▼
Rate3.88%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.20% above avg
Details
Dividends Compound & Paid: Daily
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
6 Month Print Share and IRA Certificates
$0
3.94%
▲ 1.18% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.18% above avg
Details
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
6 Month Share and IRA Certificates
$0
3.94%
▲ 1.18% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.18% above avg
Details
The Baltic State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month CD
$0
3.92%
▲ 1.16% above national avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.16% above avg
Details
Penalty will be imposed for early withdrawal. Contact us for further information about applicable fees and terms. Fees could reduce earnings on the account. Rates subject to change without notice.
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
6 Month Certificates of Deposit
$1,000
3.90%
▲ 1.14% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.14% above avg
Details
Guaranteed rate of return with flexible terms. All rates are Annual Percentage Yields.
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
CD - Certificates of Deposit - 6 Month
$0
3.90%
▲ 1.14% above national avg
▼
Rate3.83%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.14% above avg
Details
First Bank of Central Ohio
Institution Rating:
A5.0 ★Texas Ratio: 11.67%
6 Month Certificate of Deposit
$500
3.90%
▲ 1.14% above national avg
▼
Rate3.83%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.14% above avg
Details
Penalty: 90 days; Frequency of Compounding: Daily
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
6 Month Certificate
$500
3.90%
▲ 1.14% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.14% above avg
Details
Everyday APY: 3.40%
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
6 Month Term IRA
$250
3.90%
▲ 1.14% above national avg
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.14% above avg
Details
Atomic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
6 Month Certificate
$0
3.90%
▲ 1.14% above national avg
▼
Rate3.83%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.14% above avg
Details
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
6 Month CD
$500
3.90%
▲ 1.14% above national avg
▼
Rate3.84%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.14% above avg
Details
Achieve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
6 Month Share Certificates
$0
3.85%
▲ 1.09% above national avg
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.09% above avg
Details
Balance: $500-$49,000
Croghan Colonial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
6 Month Certificate of Deposit (CD)
$500
3.82%
▲ 1.06% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.06% above avg
Details
APY = Annual Percentage Yield. Minimum Balance = the amount of principal in the account each day. Fees could reduce earnings on the account. Rates are subject to change without notice. APY accurate as of 09/16/2026. Early withdrawal penalties apply. CDs automatically renew at maturity at current renewal rates. Account subject to deposit account approval.
Chicago Patrolmens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
6 Month Share Certificates
$0
3.82%
▲ 1.06% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 16, 2026
National Average2.76%▲ 1.06% above avg
Details
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
6 Month IRA Certificate
$0
3.82%
▲ 1.06% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.06% above avg
Details
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
6 Month Share Certificate Minimum)
$0
3.82%
▲ 1.06% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.06% above avg
Details
$500
Champion Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.74%
6 Month CD
$500
3.81%
▲ 1.05% above national avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.05% above avg
Details
Rates are effective as of June 24th, 2026, and are subject to change without notice
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
6 Month CD - Certificates of Deposit
$0
3.80%
▲ 1.04% above national avg
▼
Rate3.73%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.04% above avg
Details
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
6 Month Certificates of Deposit
$1,000
3.80%
▲ 1.04% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.04% above avg
Details
All rates are Annual Percentage Yields.
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
CD - Certificates of Deposit - 6 Month
$0
3.80%
▲ 1.04% above national avg
▼
Rate3.73%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.04% above avg
Details
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
Certificates of Deposit - 6 Month
$1,000
3.80%
▲ 1.04% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.04% above avg
Details
Guaranteed rate of return with flexible terms. All rates are Annual Percentage Yields.
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
IRA - Individual Retirement Accounts - 6-Month
$1,000
3.80%
▲ 1.04% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.04% above avg
Details
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
The Wilmington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
6 Month CD
$500
3.80%
▲ 1.04% above national avg
▼
Rate3.73%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.04% above avg
Details
APY* Disclosed
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
6 Month Certificate
$0
3.80%
▲ 1.04% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.04% above avg
Details
Balance: $50,000 & Over
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
IRA Certificates 6 months
$500
3.80%
▲ 1.04% above national avg
▼
Rate3.74%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.04% above avg
Details
FIRELANDS
Institution Rating:
A+5.0 ★Texas Ratio: 4.92%
6 Month Share Certificate
$500
3.80%
▲ 1.04% above national avg
▼
Rate3.73%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.04% above avg
Details
Community Savings
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
6 Month Certificates of Deposit
$1,000
3.75%
▲ 0.99% above national avg
▼
Rate3.68%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.99% above avg
Details
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
6 Month Certificates of Deposit
$1,000
3.75%
▲ 0.99% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 0.99% above avg
Details
All rates are Annual Percentage Yields.
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
CD - Certificates of Deposit - 6 Month
$0
3.75%
▲ 0.99% above national avg
▼
Rate3.68%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 0.99% above avg
Details
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
Certificates of Deposit - 6 Month
$1,000
3.75%
▲ 0.99% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 0.99% above avg
Details
Guaranteed rate of return with flexible terms. All rates are Annual Percentage Yields.
Ohio State Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
6-month CD
$0
3.75%
▲ 0.99% above national avg
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 0.99% above avg
Details
Ohio Teamsters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
6 Month Certificate
$500
3.75%
▲ 0.99% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.99% above avg
Details
Balance: $500.00 - $Max
Ohio Teamsters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
6 Month IRA
$500
3.75%
▲ 0.99% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.99% above avg
Details
Balance: $500.00 - $Max
Associated School Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
6 Month Certificates (Regular and IRA)
$0
3.75%
▲ 0.99% above national avg
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.99% above avg
Details
Huron 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2402 University Dr E, Huron, OH 44839 9173
12 Month Youth Certificates
$500
6.03%
▲ 3.08% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 3.08% above avg
Details
Age: 19
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2402 University Dr E, Huron, OH 44839 9173
12 Month Youth Certificates
$500
5.93%
▲ 2.98% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 2.98% above avg
Details
Age: 18
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2402 University Dr E, Huron, OH 44839 9173
12 Month Youth Certificates
$500
5.82%
▲ 2.87% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 2.87% above avg
Details
Age: 17
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2402 University Dr E, Huron, OH 44839 9173
12 Month Youth Certificates
$500
5.72%
▲ 2.77% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 2.77% above avg
Details
Age: 16
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2402 University Dr E, Huron, OH 44839 9173
12 Month Youth Certificates
$500
5.62%
▲ 2.67% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 2.67% above avg
Details
Age: 15
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2402 University Dr E, Huron, OH 44839 9173
12 Month Youth Certificates
$500
5.51%
▲ 2.56% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 2.56% above avg
Details
Age: 14
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2402 University Dr E, Huron, OH 44839 9173
12 Month Youth Certificates
$500
5.41%
▲ 2.46% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 2.46% above avg
Details
Age: 13
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2402 University Dr E, Huron, OH 44839 9173
12 Month Youth Certificates
$100
5.30%
▲ 2.35% above national avg
▼
Rate—
Min Deposit$100
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 2.35% above avg
Details
Age: 12
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2402 University Dr E, Huron, OH 44839 9173
12 Month Youth Certificates
$100
5.20%
▲ 2.25% above national avg
▼
Rate—
Min Deposit$100
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 2.25% above avg
Details
Age: 11
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2402 University Dr E, Huron, OH 44839 9173
12 Month Youth Certificates
$100
5.10%
▲ 2.15% above national avg
▼
Rate—
Min Deposit$100
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 2.15% above avg
Details
Age: 10
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2402 University Dr E, Huron, OH 44839 9173
12 Month Youth Certificates
$100
4.99%
▲ 2.04% above national avg
▼
Rate—
Min Deposit$100
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 2.04% above avg
Details
Age: 9
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2402 University Dr E, Huron, OH 44839 9173
12 Month Youth Certificates
$100
4.88%
▲ 1.93% above national avg
▼
Rate—
Min Deposit$100
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.93% above avg
Details
Age: 8
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2402 University Dr E, Huron, OH 44839 9173
12 Month Youth Certificates
$100
4.78%
▲ 1.83% above national avg
▼
Rate—
Min Deposit$100
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.83% above avg
Details
Age: 7
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2402 University Dr E, Huron, OH 44839 9173
12 Month Youth Certificates
$100
4.68%
▲ 1.73% above national avg
▼
Rate—
Min Deposit$100
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.73% above avg
Details
Age: 6
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2402 University Dr E, Huron, OH 44839 9173
12 Month Youth Certificates
$100
4.58%
▲ 1.63% above national avg
▼
Rate—
Min Deposit$100
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.63% above avg
Details
Age: 5
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2402 University Dr E, Huron, OH 44839 9173
12 Month Youth Certificates
$100
4.47%
▲ 1.52% above national avg
▼
Rate—
Min Deposit$100
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.52% above avg
Details
Age: 4
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2402 University Dr E, Huron, OH 44839 9173
12 Month Youth Certificates
$100
4.37%
▲ 1.42% above national avg
▼
Rate—
Min Deposit$100
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.42% above avg
Details
Age: 3
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2402 University Dr E, Huron, OH 44839 9173
12 Month Youth Certificates
$100
4.27%
▲ 1.32% above national avg
▼
Rate—
Min Deposit$100
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.32% above avg
Details
Age: 2
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2402 University Dr E, Huron, OH 44839 9173
12 Month Youth Certificates
$100
4.16%
▲ 1.21% above national avg
▼
Rate—
Min Deposit$100
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.21% above avg
Details
Age: 1
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2402 University Dr E, Huron, OH 44839 9173
12 Month Youth Certificates
$100
4.06%
▲ 1.11% above national avg
▼
Rate—
Min Deposit$100
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.11% above avg
Details
Age: 0
Civista Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
410 Cleveland Rd E, Huron, OH 44839
12 Month CD
$500
3.75%
▲ 0.80% above national avg
▼
Rate3.68%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.80% above avg
Details
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2402 University Dr E, Huron, OH 44839 9173
12 Month Certificate
$500
3.65%
▲ 0.70% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.70% above avg
Details
Civista Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
410 Cleveland Rd E, Huron, OH 44839
12 Month KidCents CD
$250
0.60%
▼ 2.35% below national avg
▼
Rate0.60%
Min Deposit$250
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 2.35% below avg
Details
OUCU Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
12 Month One Easy Save Certificate
$0
5.00%
▲ 2.05% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 2.05% above avg
Details
One Easy Save Certificate per member, per tax year. Maximum deposit balance is $6,500 (if you qualify).
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
12 Month Youth CD
$100
5.00%
▲ 2.05% above national avg
▼
Rate4.91%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 2.05% above avg
Details
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
12 Month Online CD
$500
4.35%
▲ 1.40% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.40% above avg
Details
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
1 year Certificate
$500
4.31%
▲ 1.36% above national avg
▼
Rate4.30%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.36% above avg
Details
CD and IRA rates effective 01/25/2024. Interest is compounded daily and there is a penalty for early withdrawal. Fees can reduce the earnings on any of the above accounts.
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
1 Year IRA
$500
4.31%
▲ 1.36% above national avg
▼
Rate4.30%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.36% above avg
Details
CD and IRA rates effective 01/25/2024. Interest is compounded daily and there is a penalty for early withdrawal. Fees can reduce the earnings on any of the above accounts.
First Bank of Central Ohio
Institution Rating:
A5.0 ★Texas Ratio: 11.67%
12 Month Certificate of Deposit
$500
4.30%
▲ 1.35% above national avg
▼
Rate4.21%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 1.35% above avg
Details
Penalty: 90 days; Frequency of Compounding: Daily
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1 Year Rising Rate CD
$0
4.25%
▲ 1.30% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.30% above avg
Details
Minimum to Obtain: $500
United Midwest Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
6-12 Month CD
$0
4.25%
▲ 1.30% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.30% above avg
Details
Fasson Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
12 Month Maturity
$1,000
4.25%
▲ 1.30% above national avg
▼
Rate4.25%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.30% above avg
Details
Dividends are paid at maturity. Additional deposits are not allowed. Available terms may vary. No early withdrawals without a penalty.
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
12 Month Print Share and IRA Jumbo Certificates
$0
4.22%
▲ 1.27% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.27% above avg
Details
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
12 Month Print Share and IRA Certificates
$0
4.12%
▲ 1.17% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.17% above avg
Details
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
12 Month Share and IRA Certificates
$0
4.12%
▲ 1.17% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.17% above avg
Details
Towpath Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
12 Month Certificate
$0
4.10%
▲ 1.15% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.15% above avg
Details
Towpath Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
IRA Share Certificate 12 Month
$0
4.10%
▲ 1.15% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.15% above avg
Details
Chicago Patrolmens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
12-Month IRA
$0
4.08%
▲ 1.13% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 16, 2026
National Average2.95%▲ 1.13% above avg
Details
FNB of Dennison
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
12 Month Certificate Special
$20,000
4.07%
▲ 1.12% above national avg
▼
Rate4.00%
Min Deposit$20,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.12% above avg
Details
New Money Only
Toledo Urban Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.35%
12 Month Share Certificate
$250
4.07%
▲ 1.12% above national avg
▼
Rate4.00%
Min Deposit$250
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.12% above avg
Details
LCE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
12 Month Certificate
$0
4.06%
▲ 1.11% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.11% above avg
Details
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
12 Month Share Certificate
$0
4.06%
▲ 1.11% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.11% above avg
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
12 Month Share Certificate
$0
4.05%
▲ 1.10% above national avg
▼
Rate3.98%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.10% above avg
Details
Dividends Compound & Paid: Daily
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Share Certificate - 12 Month
$0
4.05%
▲ 1.10% above national avg
▼
Rate3.98%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.10% above avg
Details
Dividends Compound & Paid: Daily
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1 Year Rising Rate CD
$0
4.00%
▲ 1.05% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.05% above avg
Details
Minimum to Obtain: $500
Crescent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
12 Month Certificate
$1,000
4.00%
▲ 1.05% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.05% above avg
Details
Community Savings
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
12 Month Certificates of Deposit
$1,000
4.00%
▲ 1.05% above national avg
▼
Rate3.92%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.05% above avg
Details
CF Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
12 Month Certificate
$0
4.00%
▲ 1.05% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 1.05% above avg
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
12 Month Regular Certificates
$500
4.00%
▲ 1.05% above national avg
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 1.05% above avg
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
IRA Certificate 12-Month
$500
4.00%
▲ 1.05% above national avg
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 1.05% above avg
Details
Huron 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2402 University Dr E, Huron, OH 44839 9173
18 Month Certificate
$500
3.65%
▲ 0.84% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 0.84% above avg
Details
Civista Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
410 Cleveland Rd E, Huron, OH 44839
18 Month Certificate Special
$500
3.10%
▲ 0.29% above national avg
▼
Rate3.05%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 0.29% above avg
Details
Civista Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
410 Cleveland Rd E, Huron, OH 44839
18 Month Variable
$100
0.65%
▼ 2.16% below national avg
▼
Rate0.65%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▼ 2.16% below avg
Details
Civista Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
410 Cleveland Rd E, Huron, OH 44839
18 Month CD
$500
0.60%
▼ 2.21% below national avg
▼
Rate0.60%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▼ 2.21% below avg
Details
Civista Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
410 Cleveland Rd E, Huron, OH 44839
18 Month Fixed
$500
0.60%
▼ 2.21% below national avg
▼
Rate0.60%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▼ 2.21% below avg
Details
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
18 Month Print Share and IRA Jumbo Certificates
$0
4.38%
▲ 1.57% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.57% above avg
Details
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
18 months Certificate
$500
4.31%
▲ 1.50% above national avg
▼
Rate4.30%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.50% above avg
Details
CD and IRA rates effective 01/25/2024. Interest is compounded daily and there is a penalty for early withdrawal. Fees can reduce the earnings on any of the above accounts.
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
18 Month Print Share and IRA Certificates
$0
4.28%
▲ 1.47% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.47% above avg
Details
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
18 Month Share and IRA Certificates
$0
4.28%
▲ 1.47% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.47% above avg
Details
Atomic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
18 Month Certificate
$0
4.15%
▲ 1.34% above national avg
▼
Rate4.07%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.34% above avg
Details
Atomic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
18-Month Certificate
$1,000
4.15%
▲ 1.34% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.34% above avg
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
18 Month Share Certificate
$0
4.11%
▲ 1.30% above national avg
▼
Rate4.03%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.30% above avg
Details
Dividends Compound & Paid: Daily
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Share Certificate - 18 Month
$0
4.11%
▲ 1.30% above national avg
▼
Rate4.03%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.30% above avg
Details
Dividends Compound & Paid: Daily
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
18 Month Regular Certificates
$500
4.05%
▲ 1.24% above national avg
▼
Rate3.98%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 1.24% above avg
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
IRA Certificate 18-Month
$500
4.05%
▲ 1.24% above national avg
▼
Rate3.98%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 1.24% above avg
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
IRA Certificates 18-Month
$500
4.05%
▲ 1.24% above national avg
▼
Rate3.98%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 1.24% above avg
Details
First National Bank in New Bremen
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
18 Month CD
$500
4.02%
▲ 1.21% above national avg
▼
Rate3.95%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 1.21% above avg
Details
Crescent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
18 Month Certificate
$1,000
4.00%
▲ 1.19% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.19% above avg
Details
Ohio Valley Bank Co.
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
18 MONTH IRA / ROTH TDOA
$0
4.00%
▲ 1.19% above national avg
▼
Rate3.92%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.19% above avg
Details
Ohio Valley Bank Co.
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
Limited Time CD Specials You Choose The Term! - 10 thru 18 Month Certificate of Deposit
$5,000
4.00%
▲ 1.19% above national avg
▼
Rate3.92%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.19% above avg
Details
All certificates are automatically renewable. Those age 18 and under may open with $500. The annual percentage yields assumes interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal. A.P.Y. = Annual Percentage Yield. Public funds over $250,000.00 excluded from this offer. Effective Date: 9/14/2026
First Federal S&L Newark, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.79%
18 Month CD
$500
4.00%
▲ 1.19% above national avg
▼
Rate3.95%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.81%▲ 1.19% above avg
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
18-Month Certificate
$0
4.00%
▲ 1.19% above national avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.19% above avg
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
Business 18-Month Certificate
$0
4.00%
▲ 1.19% above national avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.19% above avg
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
IRA Certificate - 18-Month Certificate
$0
4.00%
▲ 1.19% above national avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.19% above avg
Details
Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
18 Month Certificate
$0
3.97%
▲ 1.16% above national avg
▼
Rate3.90%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.16% above avg
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
IRA Certificates 18 months (Bump one time)
$1,000
3.95%
▲ 1.14% above national avg
▼
Rate3.88%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.14% above avg
Details
Monroe Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
18 Month CD Special
$1,000
3.90%
▲ 1.09% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 1.09% above avg
Details
Monroe Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
18 Month Certificate Special
$1,000
3.90%
▲ 1.09% above national avg
▼
Rate3.84%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 1.09% above avg
Details
Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
18 Month Certificate
$500
3.87%
▲ 1.06% above national avg
▼
Rate3.80%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.06% above avg
Details
Consumers National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
18 Month Certificate of Deposit
$1,000
3.85%
▲ 1.04% above national avg
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 1.04% above avg
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Business 18 months Certificate (Bump one time)
$1,000
3.85%
▲ 1.04% above national avg
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.04% above avg
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
IRA Share Certificate - 18 months
$500
3.82%
▲ 1.01% above national avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.01% above avg
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Share Certificate - 18 months
$500
3.82%
▲ 1.01% above national avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.01% above avg
Details
Kemba Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
18 Month Certificates
$0
3.80%
▲ 0.99% above national avg
▼
Rate3.73%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.99% above avg
Details
Pathways Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
18 Month Certificate
$100,000
3.80%
▲ 0.99% above national avg
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.99% above avg
Details
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.58%
18 Month Charm Term CD
$500
3.80%
▲ 0.99% above national avg
▼
Rate3.74%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.99% above avg
Details
St James Parish Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
18 Months Term Certificate
$1,000
3.76%
▲ 0.95% above national avg
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.95% above avg
Details
St James Parish Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
IRA Term Certificate 18 Months
$1,000
3.76%
▲ 0.95% above national avg
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.95% above avg
Details
IRA Term Certificates*
Portage Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
18 Month Certificate Special
$0
3.75%
▲ 0.94% above national avg
▼
Rate3.68%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 0.94% above avg
Details
Portage Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
18 Month IRA Certificates
$0
3.75%
▲ 0.94% above national avg
▼
Rate3.68%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 0.94% above avg
Details
Seven Seventeen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
18 month Certificate
$0
3.75%
▲ 0.94% above national avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.94% above avg
Details
SPECIAL JUMBO CERTIFICATE BONUS! Boost Your Earnings - Get an additional 0.25% APY on a Jumbo Certificate with a balance of $250,000+
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
18 Month Share Certificates of Deposit
$1,000
3.75%
▲ 0.94% above national avg
▼
Rate3.69%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.94% above avg
Details
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Roth IRA Certificate - 18 Months
$500
3.75%
▲ 0.94% above national avg
▼
Rate3.69%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.94% above avg
Details
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Traditional IRA Certificate - 18 Months
$500
3.75%
▲ 0.94% above national avg
▼
Rate3.69%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.94% above avg
Details
Firefighters Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.42%
18 Month Certificate
$0
3.75%
▲ 0.94% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.94% above avg
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
18 Month Certificate
$0
3.75%
▲ 0.94% above national avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.94% above avg
Details
LAKEVIEW
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
18 Month Share Certificate
$0
3.75%
▲ 0.94% above national avg
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.94% above avg
Details
The Baltic State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month CD
$0
3.70%
▲ 0.89% above national avg
▼
Rate3.64%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 0.89% above avg
Details
Penalty will be imposed for early withdrawal. Contact us for further information about applicable fees and terms. Fees could reduce earnings on the account. Rates subject to change without notice.
Hocking Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
18 Month Certificate
$1,000
3.70%
▲ 0.89% above national avg
▼
Rate3.64%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.81%▲ 0.89% above avg
Details
Interest Compounding & Crediting Frequency: Monthly
Hocking Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
18-month CD
$1,000
3.70%
▲ 0.89% above national avg
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.81%▲ 0.89% above avg
Details
APY effective July 20, 2026. Interest compounds monthly. Fees may reduce earnings. RENEWABLE.
Huron 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2402 University Dr E, Huron, OH 44839 9173
24 Month Jumbo Certificates +
$50,000
4.05%
▲ 1.22% above national avg
▼
Rate—
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.22% above avg
Details
Civista Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
410 Cleveland Rd E, Huron, OH 44839
24 Month CD Special
$500
4.00%
▲ 1.17% above national avg
▼
Rate3.92%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.17% above avg
Details
**
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2402 University Dr E, Huron, OH 44839 9173
24 Month Certificate
$500
4.00%
▲ 1.17% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.17% above avg
Details
Civista Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
410 Cleveland Rd E, Huron, OH 44839
24 Month CD
$500
0.65%
▼ 2.18% below national avg
▼
Rate0.65%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 2.18% below avg
Details
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
24 Month Print Share and IRA Jumbo Certificates
$0
4.54%
▲ 1.71% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.71% above avg
Details
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
24 Month Print Share and IRA Certificates
$0
4.44%
▲ 1.61% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.61% above avg
Details
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
24 Month Share and IRA Certificates
$0
4.44%
▲ 1.61% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.61% above avg
Details
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
2 year Certificate
$500
4.36%
▲ 1.53% above national avg
▼
Rate4.35%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.53% above avg
Details
CD and IRA rates effective 01/25/2024. Interest is compounded daily and there is a penalty for early withdrawal. Fees can reduce the earnings on any of the above accounts.
Chicago Patrolmens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
24-Month IRA
$0
4.34%
▲ 1.51% above national avg
▼
Rate4.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 16, 2026
National Average2.83%▲ 1.51% above avg
Details
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
2 Year Certificate Account
$500
4.32%
▲ 1.49% above national avg
▼
Rate4.25%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.49% above avg
Details
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
2 Year IRA Certificate
$500
4.32%
▲ 1.49% above national avg
▼
Rate4.25%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.49% above avg
Details
Peoples First Savings Bank
Institution Rating:
B4.6 ★Texas Ratio: 20.46%
24 Month IRA (Variable)
$100
4.29%
▲ 1.46% above national avg
▼
Rate4.20%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 1.46% above avg
Details
Crescent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
24-month CD
$1,000
4.25%
▲ 1.42% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.42% above avg
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
24 Month Share Certificate
$0
4.16%
▲ 1.33% above national avg
▼
Rate4.08%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.33% above avg
Details
Dividends Compound & Paid: Daily
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Share Certificate - 24 Month
$0
4.16%
▲ 1.33% above national avg
▼
Rate4.08%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.33% above avg
Details
Dividends Compound & Paid: Daily
Chicago Patrolmens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
24 Month Share Certificates
$0
4.08%
▲ 1.25% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 16, 2026
National Average2.83%▲ 1.25% above avg
Details
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
24 Month Share Certificate
$0
4.06%
▲ 1.23% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.23% above avg
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
24 Month Regular Certificates
$500
4.05%
▲ 1.22% above national avg
▼
Rate3.98%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.22% above avg
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
IRA Certificate 24-Month
$500
4.05%
▲ 1.22% above national avg
▼
Rate3.98%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.22% above avg
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
IRA Certificates 24-Month
$500
4.05%
▲ 1.22% above national avg
▼
Rate3.98%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.22% above avg
Details
Crescent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
24 Month Certificate
$1,000
4.00%
▲ 1.17% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.17% above avg
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
24-Month Certificate
$0
4.00%
▲ 1.17% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.17% above avg
Details
Balance: $500.00 minimum
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
2-Year Certificate
$0
4.00%
▲ 1.17% above national avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.17% above avg
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
2-Year Jumbo Certificate
$0
4.00%
▲ 1.17% above national avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.17% above avg
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
Business 2-Year Certificate
$0
4.00%
▲ 1.17% above national avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.17% above avg
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
Business 2-Year Jumbo Certificate
$0
4.00%
▲ 1.17% above national avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.17% above avg
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
IRA Certificate - 2-Year Certificate
$0
4.00%
▲ 1.17% above national avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.17% above avg
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
IRA Jumbo Certificate - 2-Year
$0
4.00%
▲ 1.17% above national avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.17% above avg
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Business 24 months Jumbo Certificate (Bump one time)
$100,000
4.00%
▲ 1.17% above national avg
▼
Rate3.93%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.17% above avg
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
IRA Certificates 24 months (Bump one time)
$1,000
4.00%
▲ 1.17% above national avg
▼
Rate3.93%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.17% above avg
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Jumbo Certificates 24 months (Bump one time)
$100,000
4.00%
▲ 1.17% above national avg
▼
Rate3.93%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.17% above avg
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
24 Month Regular Certificates
$500
3.95%
▲ 1.12% above national avg
▼
Rate3.88%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.12% above avg
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
IRA Certificate 24-Month Add-On
$500
3.95%
▲ 1.12% above national avg
▼
Rate3.88%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.12% above avg
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
IRA Certificates 24-Month Add-On
$500
3.95%
▲ 1.12% above national avg
▼
Rate3.88%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.12% above avg
Details
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.58%
24 Month Jumbo CD
$500
3.95%
▲ 1.12% above national avg
▼
Rate3.88%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.12% above avg
Details
Minimum $250,000
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Business 24 months Certificate (Bump one time)
$1,000
3.90%
▲ 1.07% above national avg
▼
Rate3.83%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.07% above avg
Details
Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
24 Month Certificate
$500
3.87%
▲ 1.04% above national avg
▼
Rate3.80%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.04% above avg
Details
Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
24 Month Youth Certificate
$100
3.87%
▲ 1.04% above national avg
▼
Rate3.80%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.04% above avg
Details
Must be under 18 years of age
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
24 Month Variable Rate Certificate
$0
3.87%
▲ 1.04% above national avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.04% above avg
Details
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
24 Month Variable Rate HSA Certificate
$0
3.87%
▲ 1.04% above national avg
▼
Rate3.87%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.04% above avg
Details
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
24 Month Variable Rate IRA Certificate
$0
3.87%
▲ 1.04% above national avg
▼
Rate3.87%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.04% above avg
Details
Community Savings Bank Bethel, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
24 Month Certificate
$5,000
3.85%
▲ 1.02% above national avg
▼
Rate3.78%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.02% above avg
Details
Kemba Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
24 Month Certificates
$0
3.85%
▲ 1.02% above national avg
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.02% above avg
Details
Pathways Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
24 Month Certificate
$100,000
3.85%
▲ 1.02% above national avg
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.02% above avg
Details
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
24 Month Share Certificates of Deposit
$1,000
3.85%
▲ 1.02% above national avg
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.02% above avg
Details
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
24 Month Youth Club Share Certificate
$250
3.85%
▲ 1.02% above national avg
▼
Rate3.78%
Min Deposit$250
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.02% above avg
Details
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Educational IRA - 24 Months
$500
3.85%
▲ 1.02% above national avg
▼
Rate3.78%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.02% above avg
Details
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Roth IRA Certificate - 24 Months
$500
3.85%
▲ 1.02% above national avg
▼
Rate3.78%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.02% above avg
Details
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Traditional IRA Certificate - 24 Months
$500
3.85%
▲ 1.02% above national avg
▼
Rate3.78%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.02% above avg
Details
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 12.80%
24 Month Certificate
$0
3.85%
▲ 1.02% above national avg
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.02% above avg
Details
Huron 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2402 University Dr E, Huron, OH 44839 9173
36 Month Jumbo Certificates +
$50,000
4.05%
▲ 1.30% above national avg
▼
Rate—
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.30% above avg
Details
Civista Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
410 Cleveland Rd E, Huron, OH 44839
36 Month CD Special
$500
4.00%
▲ 1.25% above national avg
▼
Rate3.92%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.25% above avg
Details
**
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2402 University Dr E, Huron, OH 44839 9173
36 Month Certificate
$500
4.00%
▲ 1.25% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.25% above avg
Details
Civista Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
410 Cleveland Rd E, Huron, OH 44839
36 Month CD
$500
0.70%
▼ 2.05% below national avg
▼
Rate0.70%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▼ 2.05% below avg
Details
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
36 Month Bonus CD
$0
4.50%
▲ 1.75% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.75% above avg
Details
Minimum to Obtain: $500
Community Savings Bank Bethel, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
36 Month Special
$5,000
4.50%
▲ 1.75% above national avg
▼
Rate4.40%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.75% above avg
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
36 Month Share Certificate
$0
4.26%
▲ 1.51% above national avg
▼
Rate4.18%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.51% above avg
Details
Dividends Compound & Paid: Daily
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Share Certificate - 36 Month
$0
4.26%
▲ 1.51% above national avg
▼
Rate4.18%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.51% above avg
Details
Dividends Compound & Paid: Daily
Ukrainian Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
3 Year Certificates
$0
4.25%
▲ 1.50% above national avg
▼
Rate4.18%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.50% above avg
Details
1x Bump Up
Seven Seventeen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
36 month Certificate
$0
4.25%
▲ 1.50% above national avg
▼
Rate4.18%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.50% above avg
Details
SPECIAL JUMBO CERTIFICATE BONUS! Boost Your Earnings - Get an additional 0.25% APY on a Jumbo Certificate with a balance of $250,000+
Chicago Patrolmens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
36 Month Share Certificates
$0
4.13%
▲ 1.38% above national avg
▼
Rate4.05%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 16, 2026
National Average2.75%▲ 1.38% above avg
Details
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
3 year Certificate
$500
4.11%
▲ 1.36% above national avg
▼
Rate4.10%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.36% above avg
Details
CD and IRA rates effective 01/25/2024. Interest is compounded daily and there is a penalty for early withdrawal. Fees can reduce the earnings on any of the above accounts.
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
3 Year IRA
$500
4.11%
▲ 1.36% above national avg
▼
Rate4.10%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.36% above avg
Details
CD and IRA rates effective 01/25/2024. Interest is compounded daily and there is a penalty for early withdrawal. Fees can reduce the earnings on any of the above accounts.
Monroe Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
36 Month CD Special
$1,000
4.10%
▲ 1.35% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 1.35% above avg
Details
Monroe Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
36 Month Certificate Special
$1,000
4.10%
▲ 1.35% above national avg
▼
Rate4.04%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 1.35% above avg
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
36 Month Regular Certificates
$1,000
4.10%
▲ 1.35% above national avg
▼
Rate4.02%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.35% above avg
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
IRA Certificate 36-Month
$1,000
4.10%
▲ 1.35% above national avg
▼
Rate4.02%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.35% above avg
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
IRA Certificates 36-Month
$1,000
4.10%
▲ 1.35% above national avg
▼
Rate4.02%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.35% above avg
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Business 36 months Jumbo Certificate
$100,000
4.05%
▲ 1.30% above national avg
▼
Rate3.98%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.30% above avg
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
IRA Certificates 36 months
$1,000
4.05%
▲ 1.30% above national avg
▼
Rate3.98%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.30% above avg
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Jumbo Certificates 36 months
$100,000
4.05%
▲ 1.30% above national avg
▼
Rate3.98%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.30% above avg
Details
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
3 Year Rising Rate CD
$0
4.00%
▲ 1.25% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.25% above avg
Details
Minimum to Obtain: $500
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
36 Month Bonus CD
$0
4.00%
▲ 1.25% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.25% above avg
Details
Minimum to Obtain: $500
Crescent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
36 Month Certificate
$1,000
4.00%
▲ 1.25% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.25% above avg
Details
Seven Seventeen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
36 Month Certificate
$500
4.00%
▲ 1.25% above national avg
▼
Rate3.94%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.25% above avg
Details
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
36 Month CD
$500
4.00%
▲ 1.25% above national avg
▼
Rate3.94%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.25% above avg
Details
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
36 Month IRA
$1,000
4.00%
▲ 1.25% above national avg
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.25% above avg
Details
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
36 Month Share Certificates of Deposit
$1,000
3.95%
▲ 1.20% above national avg
▼
Rate3.88%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.20% above avg
Details
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Educational IRA - 36 Months
$500
3.95%
▲ 1.20% above national avg
▼
Rate3.88%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.20% above avg
Details
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Roth IRA Certificate - 36 Months
$500
3.95%
▲ 1.20% above national avg
▼
Rate3.88%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.20% above avg
Details
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Traditional IRA Certificate - 36 Months
$500
3.95%
▲ 1.20% above national avg
▼
Rate3.88%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.20% above avg
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Business 36 months Certificate
$1,000
3.95%
▲ 1.20% above national avg
▼
Rate3.88%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.20% above avg
Details
Kemba Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
36 Month Certificates
$0
3.90%
▲ 1.15% above national avg
▼
Rate3.83%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.15% above avg
Details
Pathways Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
36 Month Certificate
$100,000
3.90%
▲ 1.15% above national avg
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.15% above avg
Details
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 12.80%
36 Month Certificate
$0
3.90%
▲ 1.15% above national avg
▼
Rate3.83%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.15% above avg
Details
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
36 Month Certificates
$0
3.90%
▲ 1.15% above national avg
▼
Rate3.83%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.15% above avg
Details
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
36 Month HSA Certificates
$0
3.90%
▲ 1.15% above national avg
▼
Rate3.83%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.15% above avg
Details
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
36 Month IRA Certificates
$0
3.90%
▲ 1.15% above national avg
▼
Rate3.83%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.15% above avg
Details
Roth, Traditional, Education
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.58%
36 Month Charm Term CD
$500
3.90%
▲ 1.15% above national avg
▼
Rate3.83%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.15% above avg
Details
Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
36 Month Certificate
$500
3.87%
▲ 1.12% above national avg
▼
Rate3.80%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.12% above avg
Details
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.58%
36 Month Charm Term CD
$500
3.85%
▲ 1.10% above national avg
▼
Rate3.78%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.10% above avg
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
IRA Share Certificate - 36 months
$500
3.82%
▲ 1.07% above national avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.07% above avg
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Share Certificate - 36 months
$500
3.82%
▲ 1.07% above national avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.07% above avg
Details
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
36 Month IRA Certificates
$500
3.81%
▲ 1.06% above national avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.06% above avg
Details
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
36 Month Share Certificates
$500
3.81%
▲ 1.06% above national avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.06% above avg
Details
LCE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
36 Month Certificate
$0
3.80%
▲ 1.05% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.05% above avg
Details
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
36 Month Certificate
$500
3.80%
▲ 1.05% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.05% above avg
Details
Everyday APY: 3.30%
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
36 Month Term IRA
$250
3.80%
▲ 1.05% above national avg
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.05% above avg
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.94%
36 Month Business CD
$500
3.80%
▲ 1.05% above national avg
▼
Rate3.74%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.05% above avg
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.94%
36 Month Certificate of Deposit (CD)
$500
3.80%
▲ 1.05% above national avg
▼
Rate3.74%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.05% above avg
Details
Huron 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2402 University Dr E, Huron, OH 44839 9173
48 Month Jumbo Certificates +
$50,000
3.40%
▲ 0.64% above national avg
▼
Rate—
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.64% above avg
Details
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2402 University Dr E, Huron, OH 44839 9173
48 Month Certificate
$500
3.30%
▲ 0.54% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.54% above avg
Details
Civista Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
410 Cleveland Rd E, Huron, OH 44839
48 Month CD
$500
0.80%
▼ 1.96% below national avg
▼
Rate0.80%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 1.96% below avg
Details
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
48 Month Print Share and IRA Jumbo Certificates
$0
4.63%
▲ 1.87% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.87% above avg
Details
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
48 Month Print Share and IRA Certificates
$0
4.53%
▲ 1.77% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.77% above avg
Details
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
48 Month Share and IRA Certificates
$0
4.53%
▲ 1.77% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.77% above avg
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
48 Month Share Certificate
$0
4.31%
▲ 1.55% above national avg
▼
Rate4.23%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.55% above avg
Details
Dividends Compound & Paid: Daily
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Share Certificate - 48 Month
$0
4.31%
▲ 1.55% above national avg
▼
Rate4.23%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.55% above avg
Details
Dividends Compound & Paid: Daily
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
48 Month Regular Certificates
$1,000
4.15%
▲ 1.39% above national avg
▼
Rate4.07%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.39% above avg
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
IRA Certificate 48-Month
$1,000
4.15%
▲ 1.39% above national avg
▼
Rate4.07%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.39% above avg
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
IRA Certificates 48-Month
$1,000
4.15%
▲ 1.39% above national avg
▼
Rate4.07%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.39% above avg
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Business 48 months Jumbo Certificate
$100,000
4.10%
▲ 1.34% above national avg
▼
Rate4.02%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.34% above avg
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
IRA Certificates 48 months
$1,000
4.10%
▲ 1.34% above national avg
▼
Rate4.02%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.34% above avg
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Jumbo Certificates 48 months
$100,000
4.10%
▲ 1.34% above national avg
▼
Rate4.02%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.34% above avg
Details
Crescent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
48 Month Certificate
$1,000
4.00%
▲ 1.24% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.24% above avg
Details
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
48 Month Share Certificates of Deposit
$1,000
4.00%
▲ 1.24% above national avg
▼
Rate3.93%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.24% above avg
Details
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Educational IRA - 48 Months
$500
4.00%
▲ 1.24% above national avg
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.24% above avg
Details
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Roth IRA Certificate - 48 Months
$500
4.00%
▲ 1.24% above national avg
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.24% above avg
Details
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Traditional IRA Certificate - 48 Months
$500
4.00%
▲ 1.24% above national avg
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.24% above avg
Details
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
48 Month Certificates
$0
4.00%
▲ 1.24% above national avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.24% above avg
Details
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
48 Month HSA Certificates
$0
4.00%
▲ 1.24% above national avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.24% above avg
Details
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
48 Month IRA Certificates
$0
4.00%
▲ 1.24% above national avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.24% above avg
Details
Roth, Traditional, Education
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Business 48 months Certificate
$1,000
4.00%
▲ 1.24% above national avg
▼
Rate3.93%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.24% above avg
Details
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.58%
48 Month Charm Term CD
$500
4.00%
▲ 1.24% above national avg
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.24% above avg
Details
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
48 Month CD
$500
4.00%
▲ 1.24% above national avg
▼
Rate3.94%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.24% above avg
Details
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
48 Month IRA
$1,000
4.00%
▲ 1.24% above national avg
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.24% above avg
Details
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
48 Month IRA Certificates
$500
3.97%
▲ 1.21% above national avg
▼
Rate3.90%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.21% above avg
Details
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
48 Month Share Certificates
$500
3.97%
▲ 1.21% above national avg
▼
Rate3.90%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.21% above avg
Details
Kemba Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
48 Month Certificates
$0
3.95%
▲ 1.19% above national avg
▼
Rate3.87%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.19% above avg
Details
Pathways Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
48 Month Certificate
$100,000
3.95%
▲ 1.19% above national avg
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.19% above avg
Details
Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
48 Month Certificate
$500
3.92%
▲ 1.16% above national avg
▼
Rate3.85%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.16% above avg
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.94%
48 Month Business CD
$500
3.90%
▲ 1.14% above national avg
▼
Rate3.83%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.14% above avg
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.94%
48 Month Certificate of Deposit (CD)
$500
3.90%
▲ 1.14% above national avg
▼
Rate3.83%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.14% above avg
Details
Community Savings Bank Bethel, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
48 Month Certificate
$5,000
3.85%
▲ 1.09% above national avg
▼
Rate3.78%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.09% above avg
Details
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
48 Month Certificate
$500
3.85%
▲ 1.09% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.09% above avg
Details
Everyday APY: 3.35%
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
48 Month Term IRA
$250
3.85%
▲ 1.09% above national avg
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.09% above avg
Details
Pathways Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
48 Month Certificate
$500
3.85%
▲ 1.09% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.09% above avg
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
48 Month Certificate
$0
3.85%
▲ 1.09% above national avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.09% above avg
Details
LAKEVIEW
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
48 Month Share Certificate
$0
3.85%
▲ 1.09% above national avg
▼
Rate3.79%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.09% above avg
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
IRA Share Certificate - 48 months
$500
3.82%
▲ 1.06% above national avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.06% above avg
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Share Certificate - 48 months
$500
3.82%
▲ 1.06% above national avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.06% above avg
Details
Cinfed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
48 Month Certificate
$0
3.80%
▲ 1.04% above national avg
▼
Rate3.73%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.04% above avg
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
48 Month IRA Certificate
$0
3.80%
▲ 1.04% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.04% above avg
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
48 Month Share Certificate
$0
3.80%
▲ 1.04% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.04% above avg
Details
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
48 Month Certificate/IRA
$0
3.80%
▲ 1.04% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.04% above avg
Details
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
4 Year Certificate Account
$500
3.80%
▲ 1.04% above national avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.04% above avg
Details
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
4 Year IRA Certificate
$500
3.80%
▲ 1.04% above national avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.04% above avg
Details
Your Legacy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
48 Month Share Certificates
$500
3.77%
▲ 1.01% above national avg
▼
Rate3.70%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.01% above avg
Details
Compounding Frequency: Monthly
First Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
48 Month Term Share Certificate
$500
3.76%
▲ 1.00% above national avg
▼
Rate3.70%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.00% above avg
Details
Early Withdrawal Penalty: 6 Month Dividend; Dividend Period: Monthly
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
48 Month CD - Certificates of Deposit
$0
3.75%
▲ 0.99% above national avg
▼
Rate3.68%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 0.99% above avg
Details
Huron 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2402 University Dr E, Huron, OH 44839 9173
60 Month Jumbo Certificates +
$50,000
3.50%
▲ 0.67% above national avg
▼
Rate—
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.67% above avg
Details
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2402 University Dr E, Huron, OH 44839 9173
60 Month Certificate
$500
3.40%
▲ 0.57% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.57% above avg
Details
Civista Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
410 Cleveland Rd E, Huron, OH 44839
60 Month CD
$500
0.85%
▼ 1.98% below national avg
▼
Rate0.85%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.98% below avg
Details
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
60 Month Print Share and IRA Jumbo Certificates
$0
4.65%
▲ 1.82% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.82% above avg
Details
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
60 Month Print Share and IRA Certificates
$0
4.55%
▲ 1.72% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.72% above avg
Details
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
60 Month Share and IRA Certificates
$0
4.55%
▲ 1.72% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.72% above avg
Details
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
60 Month Bonus CD
$0
4.50%
▲ 1.67% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.67% above avg
Details
Minimum to Obtain: $500
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
60 Month Share Certificate
$0
4.31%
▲ 1.48% above national avg
▼
Rate4.23%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.48% above avg
Details
Dividends Compound & Paid: Daily
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Share Certificate - 60 Month
$0
4.31%
▲ 1.48% above national avg
▼
Rate4.23%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.48% above avg
Details
Dividends Compound & Paid: Daily
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
60 Month Regular Certificates
$1,000
4.20%
▲ 1.37% above national avg
▼
Rate4.12%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.37% above avg
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
IRA Certificate 60-Month
$1,000
4.20%
▲ 1.37% above national avg
▼
Rate4.12%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.37% above avg
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
IRA Certificates 60-Month
$1,000
4.20%
▲ 1.37% above national avg
▼
Rate4.12%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.37% above avg
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Business 60 months Jumbo Certificate
$100,000
4.20%
▲ 1.37% above national avg
▼
Rate4.12%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.37% above avg
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
IRA Certificates 60 months
$1,000
4.20%
▲ 1.37% above national avg
▼
Rate4.12%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.37% above avg
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Jumbo Certificates 60 months
$100,000
4.20%
▲ 1.37% above national avg
▼
Rate4.12%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.37% above avg
Details
Croghan Colonial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
60 Month Certificate of Deposit (CD)
$500
4.18%
▲ 1.35% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 1.35% above avg
Details
APY = Annual Percentage Yield. Minimum Balance = the amount of principal in the account each day. Fees could reduce earnings on the account. Rates are subject to change without notice. APY accurate as of 09/16/2026. Early withdrawal penalties apply. CDs automatically renew at maturity at current renewal rates. Account subject to deposit account approval.
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
60 Month IRA Certificates
$500
4.18%
▲ 1.35% above national avg
▼
Rate4.10%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.35% above avg
Details
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
60 Month Share Certificates
$500
4.18%
▲ 1.35% above national avg
▼
Rate4.10%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.35% above avg
Details
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
5 Year IRA Share Certificate
$0
4.11%
▲ 1.28% above national avg
▼
Rate4.05%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.28% above avg
Details
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
IRA Share Certificate (5 Year)
$0
4.11%
▲ 1.28% above national avg
▼
Rate4.05%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.28% above avg
Details
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
5 Year IRA
$500
4.11%
▲ 1.28% above national avg
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.28% above avg
Details
CD and IRA rates effective 01/25/2024. Interest is compounded daily and there is a penalty for early withdrawal. Fees can reduce the earnings on any of the above accounts.
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
60 Month Certificates
$0
4.10%
▲ 1.27% above national avg
▼
Rate4.03%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.27% above avg
Details
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
60 Month HSA Certificates
$0
4.10%
▲ 1.27% above national avg
▼
Rate4.03%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.27% above avg
Details
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
60 Month IRA Certificates
$0
4.10%
▲ 1.27% above national avg
▼
Rate4.03%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.27% above avg
Details
Roth, Traditional, Education
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Business 60 months Certificate
$1,000
4.10%
▲ 1.27% above national avg
▼
Rate4.02%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.27% above avg
Details
Seven Seventeen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
60 month Certificate
$0
4.05%
▲ 1.22% above national avg
▼
Rate3.99%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.22% above avg
Details
SPECIAL JUMBO CERTIFICATE BONUS! Boost Your Earnings - Get an additional 0.25% APY on a Jumbo Certificate with a balance of $250,000+
LAKEVIEW
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
60 Month IRA Share Certificate
$0
4.05%
▲ 1.22% above national avg
▼
Rate3.98%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.22% above avg
Details
LAKEVIEW
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
60 Month Share Certificate
$0
4.05%
▲ 1.22% above national avg
▼
Rate3.98%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.22% above avg
Details
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
5 year Certificate
$500
4.02%
▲ 1.19% above national avg
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.19% above avg
Details
CD and IRA rates effective 01/25/2024. Interest is compounded daily and there is a penalty for early withdrawal. Fees can reduce the earnings on any of the above accounts.
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
60 Month Bonus CD
$0
4.00%
▲ 1.17% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.17% above avg
Details
Minimum to Obtain: $500
Crescent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
60 Month Certificate
$1,000
4.00%
▲ 1.17% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.17% above avg
Details
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
60 Month Certificate
$500
4.00%
▲ 1.17% above national avg
▼
Rate3.94%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.17% above avg
Details
Kemba Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
60 Month Certificates
$0
4.00%
▲ 1.17% above national avg
▼
Rate3.92%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.17% above avg
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.94%
60 Month Business CD
$500
4.00%
▲ 1.17% above national avg
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.17% above avg
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.94%
60 Month Certificate of Deposit (CD)
$500
4.00%
▲ 1.17% above national avg
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.17% above avg
Details
Pathways Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
60 Month Certificate
$100,000
4.00%
▲ 1.17% above national avg
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.17% above avg
Details
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.58%
60 Month Charm Term CD
$500
4.00%
▲ 1.17% above national avg
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.17% above avg
Details
Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
60 Month Certificate
$500
3.97%
▲ 1.14% above national avg
▼
Rate3.90%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.14% above avg
Details
Pathways Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
60 Month Certificate
$500
3.90%
▲ 1.07% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.07% above avg
Details
Community Savings Bank Bethel, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
60 Month Certificate
$5,000
3.85%
▲ 1.02% above national avg
▼
Rate3.78%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.02% above avg
Details
LCE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
60 Month Certificate
$0
3.85%
▲ 1.02% above national avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.02% above avg
Details
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
60 Month Certificate/IRA
$0
3.85%
▲ 1.02% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.02% above avg
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
60 Month Certificate
$0
3.85%
▲ 1.02% above national avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.02% above avg
Details
Your Legacy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
60 Month Share Certificates
$500
3.82%
▲ 0.99% above national avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.99% above avg
Details
Compounding Frequency: Monthly
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
IRA Share Certificate - 60 months
$500
3.82%
▲ 0.99% above national avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.99% above avg
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Share Certificate - 60 months
$500
3.82%
▲ 0.99% above national avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.99% above avg
Details
Riverview Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.50%
60 Month Certificates of Deposit (Regular & IRAs)
$0
3.82%
▲ 0.99% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.99% above avg
Details
Balance: $50,000 and over
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
60 Month IRA Certificate
$0
3.82%
▲ 0.99% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.99% above avg
Details
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
60 Month Share Certificate Minimum)
$0
3.82%
▲ 0.99% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.99% above avg
Details
$500
Cinfed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
60 Month Certificate
$0
3.80%
▲ 0.97% above national avg
▼
Rate3.73%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.97% above avg
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
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Huron, OH CD Rate Trends
Compare local Huron, OH CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
12-Month CD OH Avg
2.945%
▲ 0.004 vs 7 days ago
Ohio 12-month CD rates rose 0.004 points over the past 7 days to 2.945% APY.
6-Month CD OH Avg
2.760%
Unchanged vs 7 days ago
Ohio 6-month CD rates currently average 2.760% APY based on data from institutions in our monitoring network.
As of Sep 23, 2026 • Rate data sourced from 8,500+ monitored institutions
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OH CD Rate Forecast, Next 12 Months
Where are Ohio CD rates headed through September 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
OH 12-Month Avg APY
2.945%
6-Month Forecast
2.945%
Range: 2.75% – 3.10%
12-Month Forecast
3.195%
Range: 3.00% – 3.35%
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What Your Savings Earn at OH CD Rates Today
Annual interest earnings at today’s Ohio average APYs. State average used where available; national average as fallback.
| CD Term | OH Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 2.055% | $102.77 | $205.54 | $513.85 | $1,027.70 |
| 6-Month CD | 2.760% | $137.99 | $275.97 | $689.93 | $1,379.85 |
| 12-Month CD | 2.945% | $147.27 | $294.54 | $736.35 | $1,472.70 |
| 18-Month CD | 2.813% | $140.67 | $281.33 | $703.32 | $1,406.65 |
| 24-Month CD | 2.833% | $141.64 | $283.27 | $708.18 | $1,416.35 |
| 36-Month CD | 2.754% | $137.68 | $275.36 | $688.40 | $1,376.80 |
| 48-Month CD | 2.759% | $137.97 | $275.93 | $689.82 | $1,379.65 |
| 60-Month CD | 2.834% | $141.70 | $283.39 | $708.48 | $1,416.95 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of September 22, 2026. | |||||
Sample CD Ladder for Huron, Ohio Savers
$25,000 split equally across 5 terms using today’s Ohio average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | OH Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 2.055% | $102.77 |
| 2 | 6-Month CD | $5,000 | 2.760% | $137.99 |
| 3 | 12-Month CD | $5,000 | 2.945% | $147.27 |
| 4 | 24-Month CD | $5,000 | 2.833% | $141.64 |
| 5 | 36-Month CD | $5,000 | 2.754% | $137.68 |
| Total ($25,000 invested) | $25,000 | 2.669% blended | $667.35/yr | |
Ladder example uses equal $5,000 rungs and Ohio average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
1,725
CD Rates
Tracked in Huron, Ohio
Tracked in Huron, Ohio
49 Banks
92 Credit Unions
About Our Huron, Ohio CD Rate Database
MonitorBankRates tracks 1,725 CD rates from 49 banks and 92 credit unions with locations in Huron, Ohio, plus national online institutions available to Ohio residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: Vacationland Federal Credit Union offers a CD at 6.03% APY with a minimum deposit of $500. Use the rate table above to compare all current offers in Huron, Ohio.
How to Find the Best CD Rates in Huron, Ohio
What to compare when shopping for a CD in Huron, Ohio
To find the best APYs in Huron, Ohio, start with credit unions and online-only banks: Huron, Ohio has 92 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Huron, Ohio
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Huron, Ohio: 141 institutions here report CD rates
Consider an Alternative If…
- You may need the funds within 30 days. Compare Huron, Ohio savings rates instead
- Rates are rising and you want to benefit: a variable-rate savings or money market account keeps pace
- You want check-writing access. Compare Huron, Ohio money market rates
Huron, Ohio Financial Snapshot
Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024
Population 65+
28.4%
National avg: 17.3%
Median Individual Earnings
$43,323
National avg: $47,340
Poverty Rate
5.6%
National avg: 11.1%
Unemployment Rate
3.1%
National avg: 4.8%
CD Earnings on 10% of Salary
$128/yr
At OH 12-mo avg 2.945% APY
28.4% of residents are 65 or older, above the national average of 17.3%, making fixed-rate CDs a particularly relevant savings vehicle in this market; a low unemployment rate of 3.1% reflects a strong local economy. At today’s OH 12-month CD average of 2.945%, saving 10% of the local median salary ($4,332/year) and putting it in a CD would earn an additional $128 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Huron, Ohio
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Huron, Ohio
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Huron, Ohio typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Huron, Ohio as everywhere in the U.S.
Choosing a CD Term in Huron, Ohio
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Huron, Ohio savers easier access to their funds. For example, Vacationland Federal Credit Union is offering its 6 Month Certificate at 3.85% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Vacationland Federal Credit Union is offering its 60 Month Jumbo Certificates + at 3.50% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Huron, Ohio Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Huron, Ohio saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Huron, Ohio
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Huron, Ohio CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Huron, Ohio
Most CDs carry a fixed rate that is locked for the entire term, protecting a Huron, Ohio depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Huron, Ohio
Are CD rates in Huron, Ohio FDIC insured?
Yes, most established banks in Huron, Ohio are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Huron, Ohio?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Huron, Ohio.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Huron, Ohio may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Huron, Ohio?
Here are recent top rates found for this area:
- Vacationland Federal Credit Union: 6.03% APY (12 Month Youth Certificates)
- Civista Bank: 4.00% APY (24 Month CD Special)
- OUCU Financial Credit Union: 5.00% APY (12 Month One Easy Save Certificate)
- GLASS CITY: 5.00% APY (12 Month Youth CD)
- General Electric Credit Union: 4.99% APY (6-month intro)
- Third Federal Savings and Loan: 4.75% APY (6 Month Bonus CD)
- Homeland Credit Union: 4.65% APY (60 Month Print Share and IRA Jumbo Certificates)
- Community Savings Bank Bethel, OH: 4.50% APY (36 Month Special)
- Childrens Medical Center Federal Credit Union: 4.36% APY (2 year Certificate)
- Chicago Patrolmens Federal Credit Union: 4.34% APY (24-Month IRA)
Rates reflect recent verified offers available in Huron, Ohio. Last Updated: September 22, 2026
Huron, Ohio CD Calculator
See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Huron, Ohio rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.
Interest at Maturity
$0
Ending Balance
$0
Matures
—
Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30–180 days of interest. Estimates are for informational purposes only.
CD Calculators for Huron, Ohio
Huron, Ohio CD Calculator
At today’s OH top rate of 6.03% APY, a $10,000 deposit earns $603 in the first year. Enter your amount to see your exact return.
Huron, Ohio CD LadderOH CD rates currently range from 2.055% (3-month) to 2.754% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Huron, Ohio CD at 6.03% APY, know your exit cost. Most institutions charge 90–180 days of interest. Calculate your real net return if you need early access.
CD vs. High-Yield SavingsOhio’s average 12-month CD is 2.945% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Huron, Ohio CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Huron, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Huron, Ohio. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in OH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: September 22, 2026
Huron, Ohio Rates & Resources
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