Rutland, Ohio Best CD Rates October 2026

Funds from personal accounts, business accounts and IRAs

KEMBA Advantage APY; Advantage status required to earn higher rates

KEMBA Advantage APY; Advantage status required to earn higher rates; Early withdrawal penalties may apply

Balance: $1,000 - $49,999

Rates effective as of Oct. 1, 2026; Penalty for early withdrawal; APY accurate as of last dividend declaration date

TruAdvantage membership APY

Base Rates; Effective Date: 09/01/2026

Balance: Over $75,000

Rates effective as of Oct. 1, 2026; Penalty for early withdrawal; APY accurate as of last dividend declaration date

TruBenefits membership APY

Dividends compound quarterly; penalty for early withdrawal

Balance: $500 - $14,999.99

Everyday APY

Everyday APY; Early withdrawal penalties may apply

Rates effective as of Oct. 1, 2026; Penalty for early withdrawal; APY accurate as of last dividend declaration date

Regular APY

Early Withdrawal Penalty: 3 Month Dividend; Dividend Period: Monthly

Balance: $90,000 +

Balance: $50,000 - $89,999

Balance: $250 - $10,000.00; Ages 18 and younger minimum $250.00, ages 19 and older minimum $500.00; Effective as of September 23, 2026

Balance: $10,000 - $49,999

Balance: $250 - $9,999

Balance of $500

VARIABLE RATE ACCOUT: rate is subject to change any time after account opening. Fees could reduce earnings. Please see our Rate & Fee Disclosure Statement for further information about fees potentially related to these accounts. Penalty varies based upon the term of the certificate (and may include principal) as follows: Under one year = the equivalent of 30 days' dividends; 12-36 months = the equivalent of 180 days' dividends; over 36 months = the equivalent of 365 days' dividends; Any Purpose Savings = the equivalent of 90 days' dividends. If funds are withdrawn before the maturity date, an early withdrawal penalty is applicable and may include principal. Any Purpose Savings Certificate: Allows accountholder to select a term ranging from 6 to 24 months. Upon renewal, will renew at a 3-month term. This certificate allows for the accountholder to add funds throughout the term of the certificate. IRA certificates exclude the Any Purpose Savings Certificate, 3 month Certificate and 11 month safety certificates.

Compounding: Monthly

Early withdrawal: if certificate is less than 12 months, a 90 day dividend penalty applies; Rates as of 10/1/2026

Guaranteed rate of return with flexible terms. All rates are Annual Percentage Yields.

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

New accounts only with $10,000 new money deposit

KEMBA Advantage APY; Advantage status required to earn higher rates

KEMBA Advantage APY; Advantage status required to earn higher rates; Early withdrawal penalties may apply

Certificates

Dividends compounded and paid quarterly; penalty for early withdrawal

Compound Method: Simple; Early Withdraw Penalty: 3 Months Interest

APY = Annual Percentage Yield; minimum $500 deposit for standard certificates

Balance: $500.00 - $Max

Balance: $500.00 - $Max

As of 10/09/2026

IRA; As of 10/09/2026

Jumbo ($50,000+) rate and yield; a premium is also paid on Jumbo Share Certificates; 90 days interest penalty for early withdrawal (maturities up to 12 months)

Funds from personal accounts, business accounts and IRAs

ConnectMORE APY; requires ConnectMORE Royal Rewards membership

Minimum Balance to Obtain APY: $500.00; Early withdrawal penalties apply; CDs automatically renew at maturity

IRA Certificate ($500 Minimum)

Share Certificate ($500 Minimum)

Rates are effective as of June 24th, 2026, and are subject to change without notice