Current Gilchrist, Oregon CD rates include Northwest Adventist Federal Credit UnionNorthwest Adventist Federal Credit UnionA+5.0 ★Texas Ratio: 2.11% offering 1-Year Certificate at 4.33% APY, Benton County Schools Credit UnionBenton County Schools Credit UnionA+5.0 ★Texas Ratio: 0.08% offering 6 Month New Money Special CD at 4.07% APY, Teamsters Council #37 Federal Credit UnionTeamsters Council #37 Federal Credit UnionA+5.0 ★Texas Ratio: 0.55% offering 12-Month CD at 4.00% APY, Pioneer Trust BankPioneer Trust BankA+5.0 ★Texas Ratio: 2.87% offering 6 Month TCD at 3.82% APY, and Unitus Community Credit UnionUnitus Community Credit UnionA+5.0 ★Texas Ratio: 4.22% offering 12 Mo Certificate - Regular, IRA, ESA at 3.75% APY. CD rates as of April 12, 2026 according to verified data from MonitorBankRates.
Gilchrist is a smaller community with no bank or credit union branches currently in our database. 113 institutions serving the Oregon area are available to Gilchrist residents, with CD rates as high as 4.33% APY from Northwest Adventist Federal Credit Union. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 12, 2026
$500
$500 - $74,999.99
CD Promo Ends April 15!
$500.00 Minimum Opening Deposit; With .25% Bonus*
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$500 - $74,999.99
Qualifying balance up to $49,000.00
$500 - $74,999.99
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$500.00 Minimum Opening Deposit
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$500.00 Minimum Opening Deposit
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$500.00 Minimum Opening Deposit
Compare local Gilchrist, OR CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Oregon 12-month CD rates fell 0.389 points over the past 7 days to 2.274% APY.
Oregon 6-month CD rates fell 0.017 points over the past 7 days to 1.954% APY.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Gilchrist, Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Gilchrist, Oregon. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in OR.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.