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CD Rate Trends

Allentown, Pennsylvania Best CD Rates October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: October 14, 2026

Allentown, Pennsylvania CD rates range from 0.01% to 4.81% APY, verified by MonitorBankRates as of October 14, 2026. Current Allentown, Pennsylvania CD rates include APCI Federal Credit UnionAPCI Federal Credit Union6126 Hamilton Blvd Ste 102, Allentown, PA 18106A+5.0 ★Texas Ratio: 0.44%Real return: +1.45%APY minus CPI (February 2026) offering 18 Month Regular & IRA Certificate at 4.25% APY, Quaint Oak BankQuaint Oak Bank1710 Union Blvd, Allentown, PA 18109A-5.0 ★Texas Ratio: 14.98%Real return: +1.35%APY minus CPI (February 2026) offering 12 Month Certificate at 4.15% APY, People First Federal Credit UnionPeople First Federal Credit Union2141 Downyflake Ln, Allentown, PA 18103 4774A5.0 ★Texas Ratio: 9.56%Real return: +1.35%APY minus CPI (February 2026) offering 12 Month Business Certificates at 4.15% APY, American BankAmerican Bank4029 W Tilghman St, Allentown, PA 18104A+5.0 ★Texas Ratio: 0.26%Real return: +1.30%APY minus CPI (February 2026) offering 1 Year CD at 4.10% APY, and Santander BankSantander Bank1701 Chew St, Allentown, PA 18104A5.0 ★Texas Ratio: 8.00%Real return: +1.20%APY minus CPI (February 2026) offering 18-Month CD at 4.00% APY. CD rates as of October 14, 2026 according to verified data from MonitorBankRates.

Allentown has 420 local institutions in our database, with CD rates as high as 4.25% APY from APCI Federal Credit Union at 6126 Hamilton Blvd Ste 102, Allentown, PA 18106. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Pennsylvania area. Rates are continually updated, so we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: October 14, 2026

Compare Best CD Rates in Allentown, Pennsylvania & the Surrounding Area

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Allentown 3 Month CD Rates

Pennsylvania 3 Month CD Average1.79% APYNational 2.09%▲ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
4029 W Tilghman St, Allentown, PA 18104
90 Day Certificate of Deposit
$500
4.10% ▲ 2.31% above Pennsylvania avg
View
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▲ 2.31% above avgNationally 2.09%
Details

Interest compounded daily

Rate History
1 change since Sep 24, 2026 · 3.80% → 4.10% ▲ 0.30 pts · high 4.10% / low 3.80%
3.30%3.95%4.60%Sep 24, 2026: 3.80% APYOct 14, 2026: 4.10% APYSep 24, 2026Oct 14, 2026
  • Oct 14, 20264.10%▲ from 3.80%
  • Sep 24, 20263.80%first recorded
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA 18103 4774
3 Month Business Certificates
$0
4.00% ▲ 2.21% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 2.21% above avgNationally 2.09%
Details

Rate History
No change since Sep 12, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 12, 2026: 4.00% APYSep 12, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA 18103 4774
3 Month Share & IRA Share Certificate
$500
4.00% ▲ 2.21% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 2.21% above avgNationally 2.09%
Details

Dividend rates and APYs effective August 5, 2026; Penalty for early withdrawal; IRA rates include Traditional, Roth, and Education IRAs

Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 8, 2026: 4.00% APYOct 8, 2026Oct 14, 2026
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
3720 Hamilton Blvd, Allentown, PA 18103
Share/IRA Certificate - 3 Months
$500
4.00% ▲ 2.21% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 2.21% above avgNationally 2.09%
Details

$500 minimum deposit to open account and earn APY

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
3 Month Regular & IRA Certificate
$500
3.90% ▲ 2.11% above Pennsylvania avg
View
▼
Rate3.84%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 2.11% above avgNationally 2.09%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity

Rate History
No change since Oct 12, 2026 · 3.90% APY
3.40%3.90%4.40%Oct 12, 2026: 3.90% APYOct 12, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
Regular & IRA Certificate - 3 months
$500
3.90% ▲ 2.11% above Pennsylvania avg
View
▼
Rate3.84%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 2.11% above avgNationally 2.09%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity; fees could reduce earnings; APY assumes dividends remain in account

Rate History
No change since Oct 12, 2026 · 3.90% APY
3.40%3.90%4.40%Oct 12, 2026: 3.90% APYOct 12, 2026Oct 14, 2026
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
3900 Hamilton Blvd, Allentown, PA 18103
3 Month Certificate of Deposit
$0
3.60% ▲ 1.81% above Pennsylvania avg
View
▼
Rate3.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▲ 1.81% above avgNationally 2.09%
Details

APY based on semi-annual compounding; substantial penalty for early withdrawal

Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 7 times
3.10%3.60%4.10%Sep 18, 2026: 3.60% APYSep 18, 2026Oct 14, 2026
Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
3015 W Emaus Ave, Allentown, PA 18103 7107
Share Certificate - 3-Month
$500
3.25% ▲ 1.46% above Pennsylvania avg
View
▼
Rate3.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.46% above avgNationally 2.09%
Details

Rate Type: Fixed

Rate History
1 change since Sep 14, 2026 · 3.15% → 3.25% ▲ 0.10 pts · high 3.25% / low 3.15%
2.65%3.20%3.75%Sep 14, 2026: 3.15% APYOct 5, 2026: 3.25% APYSep 14, 2026Oct 14, 2026
  • Oct 5, 20263.25%▲ from 3.15%
  • Sep 14, 20263.15%first recorded
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 3 Month Relationship
$1,000
1.74% ▼ 0.05% below Pennsylvania avg
View
▼
Rate1.73%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▼ 0.05% below avgNationally 2.09%
Details

Relationship CD; Balance: $250,000 - $999,999.99

Rate History
No change since Oct 14, 2026 · 1.74% APY
1.24%1.74%2.24%Oct 14, 2026: 1.74% APYOct 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 3 Month Relationship
$1,000
1.50% ▼ 0.29% below Pennsylvania avg
View
▼
Rate1.49%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▼ 0.29% below avgNationally 2.09%
Details

Relationship CD; Balance: $100,000 - $249,999.99

Rate History
No change since Oct 14, 2026 · 1.50% APY
1.00%1.50%2.00%Oct 14, 2026: 1.50% APYOct 14, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA 18103
3 Month Certificate
$0
1.50% ▼ 0.29% below Pennsylvania avg
View
▼
Rate1.49%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▼ 0.29% below avgNationally 2.09%
Details

Effective Date: October 01, 2026

Rate History
1 change since Sep 12, 2026 · 1.25% → 1.50% ▲ 0.25 pts · high 1.50% / low 1.25%
0.75%1.38%2.00%Sep 12, 2026: 1.25% APYOct 12, 2026: 1.50% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20261.50%▲ from 1.25%
  • Sep 12, 20261.25%first recorded
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA 18103
Share and IRA Certificates - 3 Months
$0
1.50% ▼ 0.29% below Pennsylvania avg
View
▼
Rate1.49%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▼ 0.29% below avgNationally 2.09%
Details

APY with Bonus Rate: 1.60%

Rate History
No change since Oct 12, 2026 · 1.50% APY
1.00%1.50%2.00%Oct 12, 2026: 1.50% APYOct 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
3 Month Certificate
$500
1.30% ▼ 0.49% below Pennsylvania avg
View
▼
Rate1.29%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▼ 0.49% below avgNationally 2.09%
Details

Balance: $1,000,000.00 or more; Open Online

Rate History
No change since Sep 12, 2026 · 1.30% APY · checked 4 times
0.80%1.30%1.80%Sep 12, 2026: 1.30% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 3 Month
$500
1.30% ▼ 0.49% below Pennsylvania avg
View
▼
Rate1.29%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▼ 0.49% below avgNationally 2.09%
Details

Balance: $1,000,000.00 or more

Rate History
No change since Sep 25, 2026 · 1.30% APY · checked 3 times
0.80%1.30%1.80%Sep 25, 2026: 1.30% APYSep 25, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 3 Month Relationship
$1,000
1.25% ▼ 0.54% below Pennsylvania avg
View
▼
Rate1.24%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▼ 0.54% below avgNationally 2.09%
Details

Relationship CD; Balance: $50,000 - $99,999.99

Rate History
No change since Oct 14, 2026 · 1.25% APY
0.75%1.25%1.75%Oct 14, 2026: 1.25% APYOct 14, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
3 Month Certificate
$500
1.25% ▼ 0.54% below Pennsylvania avg
View
▼
Rate1.24%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▼ 0.54% below avgNationally 2.09%
Details

Balance: $100,000.00 - $499,999.99; Open Online

Rate History
No change since Oct 4, 2026 · 1.25% APY · checked 3 times
0.75%1.25%1.75%Oct 4, 2026: 1.25% APYOct 4, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 3 Month
$500
1.25% ▼ 0.54% below Pennsylvania avg
View
▼
Rate1.24%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▼ 0.54% below avgNationally 2.09%
Details

Balance: $100,000.00 - $499,999.99

Rate History
No change since Sep 25, 2026 · 1.25% APY · checked 3 times
0.75%1.25%1.75%Sep 25, 2026: 1.25% APYSep 25, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 3 Months
$1,000
1.24% ▼ 0.55% below Pennsylvania avg
View
▼
Rate1.23%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▼ 0.55% below avgNationally 2.09%
Details

Balance: $250,000 - $999,999.99

Rate History
No change since Sep 14, 2026 · 1.24% APY · checked 6 times
0.74%1.24%1.74%Sep 14, 2026: 1.24% APYSep 14, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
3 Month Certificate
$500
1.15% ▼ 0.64% below Pennsylvania avg
View
▼
Rate1.14%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▼ 0.64% below avgNationally 2.09%
Details

Balance: $75,000.00 - $99,999.99; Open Online

Rate History
No change since Sep 12, 2026 · 1.15% APY · checked 4 times
0.65%1.15%1.65%Sep 12, 2026: 1.15% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 3 Month
$500
1.15% ▼ 0.64% below Pennsylvania avg
View
▼
Rate1.14%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▼ 0.64% below avgNationally 2.09%
Details

Balance: $75,000.00 - $99,999.99

Rate History
No change since Sep 25, 2026 · 1.15% APY · checked 3 times
0.65%1.15%1.65%Sep 25, 2026: 1.15% APYSep 25, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
3 Month Certificate
$500
1.05% ▼ 0.74% below Pennsylvania avg
View
▼
Rate1.05%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▼ 0.74% below avgNationally 2.09%
Details

Balance: $50,000.00 - $74,999.99; Open Online

Rate History
No change since Sep 12, 2026 · 1.05% APY · checked 4 times
0.55%1.05%1.55%Sep 12, 2026: 1.05% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 3 Month
$500
1.05% ▼ 0.74% below Pennsylvania avg
View
▼
Rate1.05%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▼ 0.74% below avgNationally 2.09%
Details

Balance: $50,000.00 - $74,999.99

Rate History
No change since Sep 25, 2026 · 1.05% APY · checked 3 times
0.55%1.05%1.55%Sep 25, 2026: 1.05% APYSep 25, 2026Oct 14, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
5980 Hamilton Blvd, Allentown, PA 18106
3 Month CD
$0
1.00% ▼ 0.79% below Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▼ 0.79% below avgNationally 2.09%
Details

Balance: $250.00 - $9,999.99

Rate History
No change since Sep 18, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Sep 18, 2026: 1.00% APYSep 18, 2026Oct 14, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
5980 Hamilton Blvd, Allentown, PA 18106
3 Month TD Choice CD
$0
1.00% ▼ 0.79% below Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▼ 0.79% below avgNationally 2.09%
Details

Balance: $250.00 - $9,999.99; Standard APY

Rate History
No change since Oct 2, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Oct 2, 2026: 1.00% APYOct 2, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 3 Month Relationship
$1,000
1.00% ▼ 0.79% below Pennsylvania avg
View
▼
Rate1.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▼ 0.79% below avgNationally 2.09%
Details

Relationship CD; Balance: $0.01 - $49,999.99

Rate History
No change since Oct 14, 2026 · 1.00% APY
0.50%1.00%1.50%Oct 14, 2026: 1.00% APYOct 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 3 Months
$1,000
1.00% ▼ 0.79% below Pennsylvania avg
View
▼
Rate1.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▼ 0.79% below avgNationally 2.09%
Details

Balance: $100,000 - $249,999.99

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 6 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
3 Month Certificate
$500
1.00% ▼ 0.79% below Pennsylvania avg
View
▼
Rate1.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▼ 0.79% below avgNationally 2.09%
Details

Balance: $10,000.00 - $49,999.99; Open Online

Rate History
No change since Sep 12, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 12, 2026: 1.00% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 3 Month
$500
1.00% ▼ 0.79% below Pennsylvania avg
View
▼
Rate1.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▼ 0.79% below avgNationally 2.09%
Details

Balance: $10,000.00 - $49,999.99

Rate History
No change since Sep 25, 2026 · 1.00% APY · checked 3 times
0.50%1.00%1.50%Sep 25, 2026: 1.00% APYSep 25, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
3 Month Certificate
$500
0.95% ▼ 0.84% below Pennsylvania avg
View
▼
Rate0.95%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▼ 0.84% below avgNationally 2.09%
Details

Balance: $500.00 - $9,999.99; Open Online

Rate History
No change since Sep 12, 2026 · 0.95% APY · checked 4 times
0.45%0.95%1.45%Sep 12, 2026: 0.95% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 3 Month
$500
0.95% ▼ 0.84% below Pennsylvania avg
View
▼
Rate0.95%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▼ 0.84% below avgNationally 2.09%
Details

Balance: $500.00 - $9,999.99

Rate History
No change since Sep 25, 2026 · 0.95% APY · checked 3 times
0.45%0.95%1.45%Sep 25, 2026: 0.95% APYSep 25, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 3 Months
$1,000
0.75% ▼ 1.04% below Pennsylvania avg
View
▼
Rate0.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▼ 1.04% below avgNationally 2.09%
Details

Balance: $50,000 - $99,999.99

Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 6 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Oct 14, 2026
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
4127 W Tilghman St, Allentown, PA 18104
3 Month Certificates of Deposit
$0
0.70% ▼ 1.09% below Pennsylvania avg
View
▼
Rate0.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▼ 1.09% below avgNationally 2.09%
Details

Rate History
No change since Sep 18, 2026 · 0.70% APY · checked 7 times
0.20%0.70%1.20%Sep 18, 2026: 0.70% APYSep 18, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 3 Months
$1,000
0.50% ▼ 1.29% below Pennsylvania avg
View
▼
Rate0.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▼ 1.29% below avgNationally 2.09%
Details

Balance: $0.01 - $49,999.99

Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 14, 2026
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
3 Month Growth CD
$500
0.20% ▼ 1.59% below Pennsylvania avg
View
▼
Rate0.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▼ 1.59% below avgNationally 2.09%
Details

$500.00 Minimum Growth CD; Apply Online; Compounded interest; $500.00 minimum required to open

Rate History
No change since Sep 24, 2026 · 0.20% APY · checked 6 times
0.00%0.35%0.70%Sep 24, 2026: 0.20% APYSep 24, 2026Oct 14, 2026
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
3 Month Income CD
$5,000
0.20% ▼ 1.59% below Pennsylvania avg
View
▼
Rate0.20%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▼ 1.59% below avgNationally 2.09%
Details

$5,000.00 Minimum Income CD; Apply Online; Simple interest paid at an annual rate; Requires interest deposited into a QNB savings, checking, or money market account; Income CDs available for in-branch account opening only; $5,000.00 minimum required to open

Rate History
No change since Sep 24, 2026 · 0.20% APY · checked 6 times
0.00%0.35%0.70%Sep 24, 2026: 0.20% APYSep 24, 2026Oct 14, 2026
Embassy Bank for the Lehigh Valley
Institution Rating:
A+4.9 ★Texas Ratio: 0.52%
4148 W Tilghman St, Allentown, PA 18104
30 - 90 Day Business Certificate of Deposit
$0
0.10% ▼ 1.69% below Pennsylvania avg
View
▼
Rate0.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▼ 1.69% below avgNationally 2.09%
Details

Rate History
No change since Sep 29, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 29, 2026: 0.10% APYSep 29, 2026Oct 14, 2026
Embassy Bank for the Lehigh Valley
Institution Rating:
A+4.9 ★Texas Ratio: 0.52%
4148 W Tilghman St, Allentown, PA 18104
30 - 90 Day Certificate of Deposit
$0
0.10% ▼ 1.69% below Pennsylvania avg
View
▼
Rate0.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▼ 1.69% below avgNationally 2.09%
Details

Minimum daily balance of $500 to earn APY; Early withdrawal penalty may apply and reduce earnings

Rate History
No change since Oct 14, 2026 · 0.10% APY
0.00%0.30%0.60%Oct 14, 2026: 0.10% APYOct 14, 2026Oct 14, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
740 W Hamilton St, Allentown, PA 18101
3 month Standard Fixed Rate CD - Relationship
$2,500
0.06% ▼ 1.73% below Pennsylvania avg
View
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▼ 1.73% below avgNationally 2.09%
Details

Relationship Interest Rate; Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California Bay Area counties branches only

Rate History
No change since Sep 27, 2026 · 0.06% APY · checked 3 times
0.00%0.28%0.56%Sep 27, 2026: 0.06% APYSep 27, 2026Oct 14, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
740 W Hamilton St, Allentown, PA 18101
3 month Standard Fixed Rate CD
$2,500
0.05% ▼ 1.74% below Pennsylvania avg
View
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▼ 1.74% below avgNationally 2.09%
Details

Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California Bay Area counties branches only

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4602 Broadway, Allentown, PA 18104
3 Month Certificate of Deposit
$0
0.03% ▼ 1.76% below Pennsylvania avg
View
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▼ 1.76% below avgNationally 2.09%
Details

Balance: $25,000.00 and above; Standard Rates

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 4 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4602 Broadway, Allentown, PA 18104
3 Month Certificate of Deposit
$0
0.02% ▼ 1.77% below Pennsylvania avg
View
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▼ 1.77% below avgNationally 2.09%
Details

Balance: $1,000.00 - $24,999.99; Standard Rates

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 4 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4602 Broadway, Allentown, PA 18104
3 Month Certificate of Deposit
$0
0.01% ▼ 1.78% below Pennsylvania avg
View
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▼ 1.78% below avgNationally 2.09%
Details

Balance: $1.00 - $999.99; Standard Rates

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 4 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 14, 2026
Meridian Bank
Institution Rating:
C3.9 ★Texas Ratio: 27.97%
Certificates Of Deposit - 3 Month
$500
3.75% ▲ 1.96% above Pennsylvania avg
View
▼
Rate3.68%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▲ 1.96% above avgNationally 2.09%
Details

Minimum balance to open & obtain APY; early withdrawal penalties apply

Rate History
1 change since Sep 15, 2026 · 3.60% → 3.75% ▲ 0.15 pts · high 3.75% / low 3.60%
3.10%3.68%4.25%Sep 15, 2026: 3.60% APYOct 14, 2026: 3.75% APYSep 15, 2026Oct 14, 2026
  • Oct 14, 20263.75%▲ from 3.60%
  • Sep 15, 20263.60%first recorded
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
Business Certificate of Deposit - 3 Months
$2,000
3.75% ▲ 1.96% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▲ 1.96% above avgNationally 2.09%
Details

Rates effective as of 09/22/2026; rates may change after account is opened; early withdrawal penalties may apply

Rate History
No change since Oct 14, 2026 · 3.75% APY
3.25%3.75%4.25%Oct 14, 2026: 3.75% APYOct 14, 2026Oct 14, 2026
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
Certificate of Deposit - 3 Months
$2,000
3.75% ▲ 1.96% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▲ 1.96% above avgNationally 2.09%
Details

$2,000 minimum to open and earn the APY on all CDs; Early withdrawal penalties may apply; Eligible as IRA CD

Rate History
No change since Oct 14, 2026 · 3.75% APY
3.25%3.75%4.25%Oct 14, 2026: 3.75% APYOct 14, 2026Oct 14, 2026
SARCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 MONTH CD
$5,000
3.75% ▲ 1.96% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.96% above avgNationally 2.09%
Details

Rate History
No change since Oct 8, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 8, 2026: 3.75% APYOct 8, 2026Oct 14, 2026
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
3 Month Traditional Preferred Certificates
$0
3.75% ▲ 1.96% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.96% above avgNationally 2.09%
Details

Regular, Traditional IRA, Roth IRA, Education Savings; APY fixed to maturity; early withdrawal penalty applies

Rate History
No change since Oct 12, 2026 · 3.75% APY
3.25%3.75%4.25%Oct 12, 2026: 3.75% APYOct 12, 2026Oct 14, 2026
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
3 Month IRA Certificates of Deposit - Jumbo CDs
$0
3.71% ▲ 1.92% above Pennsylvania avg
View
▼
Rate3.65%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.92% above avgNationally 2.09%
Details

Jumbo CDs (Above $75,000); no additional deposits after opening; penalty for early withdrawal; certificate renews automatically

Rate History
No change since Oct 13, 2026 · 3.71% APY
3.21%3.71%4.21%Oct 13, 2026: 3.71% APYOct 13, 2026Oct 14, 2026
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
3 Month Share Certificate of Deposit
$500
3.71% ▲ 1.92% above Pennsylvania avg
View
▼
Rate3.65%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.92% above avgNationally 2.09%
Details

Jumbo CD (Above $75,000)

Rate History
1 change since Sep 14, 2026 · 3.76% → 3.71% ▼ 0.05 pts · high 3.76% / low 3.71%
3.21%3.74%4.26%Sep 14, 2026: 3.76% APYOct 13, 2026: 3.71% APYSep 14, 2026Oct 14, 2026
  • Oct 13, 20263.71%▼ from 3.76%
  • Sep 14, 20263.76%first recorded
Woori America Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
3 Month WooriWON Certificate of Deposit (CD)
$1,000
3.70% ▲ 1.91% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▲ 1.91% above avgNationally 2.09%
Details

Simple interest, paid at maturity; renews automatically; early withdrawal penalty may apply

Rate History
No change since Oct 7, 2026 · 3.70% APY · checked 3 times
3.20%3.70%4.20%Oct 7, 2026: 3.70% APYOct 7, 2026Oct 14, 2026

Allentown 6 Month CD Rates

Pennsylvania 6 Month CD Average2.77% APYNational 2.77%▼ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
4029 W Tilghman St, Allentown, PA 18104
6 Month CD
$500
4.10% ▲ 1.33% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.33% above avgNationally 2.77%
Details

APY from CD Rate Comparison table; $500 minimum deposit to open a CD; APYs available for American Bank personal and business accounts; compounded daily

Rate History
1 change since Sep 19, 2026 · 3.80% → 4.10% ▲ 0.30 pts · high 4.10% / low 3.80%
3.30%3.95%4.60%Sep 19, 2026: 3.80% APYOct 14, 2026: 4.10% APYSep 19, 2026Oct 14, 2026
  • Oct 14, 20264.10%▲ from 3.80%
  • Sep 19, 20263.80%first recorded
Quaint Oak Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.98%
1710 Union Blvd, Allentown, PA 18109
6 Month Certificate
$0
4.10% ▲ 1.33% above Pennsylvania avg
View
▼
Rate3.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.77%▲ 1.33% above avgNationally 2.77%
Details

Rate History
No change since Oct 3, 2026 · 4.10% APY · checked 3 times
3.60%4.10%4.60%Oct 3, 2026: 4.10% APYOct 3, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
6 Month Regular & IRA Certificate
$500
4.05% ▲ 1.28% above Pennsylvania avg
View
▼
Rate3.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.28% above avgNationally 2.77%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity

Rate History
No change since Oct 12, 2026 · 4.05% APY
3.55%4.05%4.55%Oct 12, 2026: 4.05% APYOct 12, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
Regular & IRA Certificate - 6 months
$500
4.05% ▲ 1.28% above Pennsylvania avg
View
▼
Rate3.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.28% above avgNationally 2.77%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity; fees could reduce earnings; APY assumes dividends remain in account

Rate History
No change since Oct 12, 2026 · 4.05% APY
3.55%4.05%4.55%Oct 12, 2026: 4.05% APYOct 12, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA 18103 4774
6 Month Business Certificates
$0
4.00% ▲ 1.23% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.23% above avgNationally 2.77%
Details

Rate History
No change since Sep 12, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 12, 2026: 4.00% APYSep 12, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA 18103 4774
6 Month Share & IRA Share Certificate
$500
4.00% ▲ 1.23% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.23% above avgNationally 2.77%
Details

Dividend rates and APYs effective August 5, 2026; Penalty for early withdrawal; IRA rates include Traditional, Roth, and Education IRAs

Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 8, 2026: 4.00% APYOct 8, 2026Oct 14, 2026
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
3720 Hamilton Blvd, Allentown, PA 18103
Share/IRA Certificate - 6 Months
$500
4.00% ▲ 1.23% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.77%▲ 1.23% above avgNationally 2.77%
Details

$500 minimum deposit to open account and earn APY

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 14, 2026
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
3900 Hamilton Blvd, Allentown, PA 18103
6 Month Certificate of Deposit
$0
3.85% ▲ 1.08% above Pennsylvania avg
View
▼
Rate3.81%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.08% above avgNationally 2.77%
Details

APY based on semi-annual compounding; substantial penalty for early withdrawal

Rate History
No change since Sep 18, 2026 · 3.85% APY · checked 7 times
3.35%3.85%4.35%Sep 18, 2026: 3.85% APYSep 18, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 6 Month Pick Your Term
$5,000
3.85% ▲ 1.08% above Pennsylvania avg
View
▼
Rate3.80%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.08% above avgNationally 2.77%
Details

Balance Required to Obtain APY: $5,000 or more

Rate History
No change since Oct 14, 2026 · 3.85% APY
3.35%3.85%4.35%Oct 14, 2026: 3.85% APYOct 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 6 Month Relationship
$1,000
3.30% ▲ 0.53% above Pennsylvania avg
View
▼
Rate3.26%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 0.53% above avgNationally 2.77%
Details

Relationship CD; Balance: $250,000 - $999,999.99

Rate History
No change since Oct 14, 2026 · 3.30% APY
2.80%3.30%3.80%Oct 14, 2026: 3.30% APYOct 14, 2026Oct 14, 2026
Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
3015 W Emaus Ave, Allentown, PA 18103 7107
Share Certificate - 6-Month
$500
3.25% ▲ 0.48% above Pennsylvania avg
View
▼
Rate3.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.77%▲ 0.48% above avgNationally 2.77%
Details

Rate Type: Fixed

Rate History
1 change since Sep 14, 2026 · 3.15% → 3.25% ▲ 0.10 pts · high 3.25% / low 3.15%
2.65%3.20%3.75%Sep 14, 2026: 3.15% APYOct 5, 2026: 3.25% APYSep 14, 2026Oct 14, 2026
  • Oct 5, 20263.25%▲ from 3.15%
  • Sep 14, 20263.15%first recorded
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 6 Month Relationship
$1,000
3.10% ▲ 0.33% above Pennsylvania avg
View
▼
Rate3.06%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 0.33% above avgNationally 2.77%
Details

Relationship CD; Balance: $100,000 - $249,999.99

Rate History
No change since Oct 14, 2026 · 3.10% APY
2.60%3.10%3.60%Oct 14, 2026: 3.10% APYOct 14, 2026Oct 14, 2026
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
6 Month Growth CD
$500
3.00% ▲ 0.23% above Pennsylvania avg
View
▼
Rate2.96%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 0.23% above avgNationally 2.77%
Details

$500.00 Minimum Growth CD; Apply Online; Compounded interest; $500.00 minimum required to open

Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 24, 2026: 3.00% APYSep 24, 2026Oct 14, 2026
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
6 Month Income CD
$5,000
2.96% ▲ 0.19% above Pennsylvania avg
View
▼
Rate2.96%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 0.19% above avgNationally 2.77%
Details

$5,000.00 Minimum Income CD; Apply Online; Simple interest paid at an annual rate; Requires interest deposited into a QNB savings, checking, or money market account; Income CDs available for in-branch account opening only; $5,000.00 minimum required to open

Rate History
No change since Sep 24, 2026 · 2.96% APY · checked 6 times
2.46%2.96%3.46%Sep 24, 2026: 2.96% APYSep 24, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 6 Month Relationship
$1,000
2.95% ▲ 0.18% above Pennsylvania avg
View
▼
Rate2.92%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 0.18% above avgNationally 2.77%
Details

Relationship CD; Balance: $50,000 - $99,999.99

Rate History
No change since Oct 14, 2026 · 2.95% APY
2.45%2.95%3.45%Oct 14, 2026: 2.95% APYOct 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 6 Months
$1,000
2.70% ▼ 0.07% below Pennsylvania avg
View
▼
Rate2.67%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▼ 0.07% below avgNationally 2.77%
Details

Balance: $250,000 - $999,999.99

Rate History
No change since Sep 14, 2026 · 2.70% APY · checked 6 times
2.20%2.70%3.20%Sep 14, 2026: 2.70% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 6 Month Relationship
$1,000
2.50% ▼ 0.27% below Pennsylvania avg
View
▼
Rate2.48%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▼ 0.27% below avgNationally 2.77%
Details

Relationship CD; Balance: $0.01 - $49,999.99

Rate History
No change since Oct 14, 2026 · 2.50% APY
2.00%2.50%3.00%Oct 14, 2026: 2.50% APYOct 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 6 Months
$1,000
2.30% ▼ 0.47% below Pennsylvania avg
View
▼
Rate2.28%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▼ 0.47% below avgNationally 2.77%
Details

Balance: $100,000 - $249,999.99

Rate History
No change since Sep 14, 2026 · 2.30% APY · checked 6 times
1.80%2.30%2.80%Sep 14, 2026: 2.30% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 6 Months
$1,000
1.90% ▼ 0.87% below Pennsylvania avg
View
▼
Rate1.89%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▼ 0.87% below avgNationally 2.77%
Details

Balance: $50,000 - $99,999.99

Rate History
No change since Sep 14, 2026 · 1.90% APY · checked 6 times
1.40%1.90%2.40%Sep 14, 2026: 1.90% APYSep 14, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA 18103
6 Month Certificate
$0
1.55% ▼ 1.22% below Pennsylvania avg
View
▼
Rate1.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▼ 1.22% below avgNationally 2.77%
Details

Effective Date: October 01, 2026

Rate History
1 change since Sep 12, 2026 · 1.50% → 1.55% ▲ 0.05 pts · high 1.55% / low 1.50%
1.00%1.53%2.05%Sep 12, 2026: 1.50% APYOct 12, 2026: 1.55% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20261.55%▲ from 1.50%
  • Sep 12, 20261.50%first recorded
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA 18103
Share and IRA Certificates - 6 Months
$0
1.55% ▼ 1.22% below Pennsylvania avg
View
▼
Rate1.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▼ 1.22% below avgNationally 2.77%
Details

APY with Bonus Rate: 1.65%

Rate History
No change since Oct 12, 2026 · 1.55% APY
1.05%1.55%2.05%Oct 12, 2026: 1.55% APYOct 12, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 6 Months
$1,000
1.54% ▼ 1.23% below Pennsylvania avg
View
▼
Rate1.53%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▼ 1.23% below avgNationally 2.77%
Details

Balance: $0.01 - $49,999.99

Rate History
No change since Sep 14, 2026 · 1.54% APY · checked 6 times
1.04%1.54%2.04%Sep 14, 2026: 1.54% APYSep 14, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
6 Month Certificate
$500
1.35% ▼ 1.42% below Pennsylvania avg
View
▼
Rate1.34%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▼ 1.42% below avgNationally 2.77%
Details

Balance: $1,000,000.00 or more; Open Online

Rate History
No change since Sep 12, 2026 · 1.35% APY · checked 4 times
0.85%1.35%1.85%Sep 12, 2026: 1.35% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 6 Month
$500
1.35% ▼ 1.42% below Pennsylvania avg
View
▼
Rate1.34%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▼ 1.42% below avgNationally 2.77%
Details

Balance: $1,000,000.00 or more

Rate History
No change since Sep 25, 2026 · 1.35% APY · checked 3 times
0.85%1.35%1.85%Sep 25, 2026: 1.35% APYSep 25, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
6 Month Certificate
$500
1.30% ▼ 1.47% below Pennsylvania avg
View
▼
Rate1.29%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▼ 1.47% below avgNationally 2.77%
Details

Balance: $100,000.00 - $499,999.99; Open Online

Rate History
No change since Oct 4, 2026 · 1.30% APY · checked 3 times
0.80%1.30%1.80%Oct 4, 2026: 1.30% APYOct 4, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 6 Month
$500
1.30% ▼ 1.47% below Pennsylvania avg
View
▼
Rate1.29%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▼ 1.47% below avgNationally 2.77%
Details

Balance: $100,000.00 - $499,999.99

Rate History
No change since Sep 25, 2026 · 1.30% APY · checked 3 times
0.80%1.30%1.80%Sep 25, 2026: 1.30% APYSep 25, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
6 Month Certificate
$500
1.20% ▼ 1.57% below Pennsylvania avg
View
▼
Rate1.19%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▼ 1.57% below avgNationally 2.77%
Details

Balance: $75,000.00 - $99,999.99; Open Online

Rate History
No change since Sep 12, 2026 · 1.20% APY · checked 4 times
0.70%1.20%1.70%Sep 12, 2026: 1.20% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 6 Month
$500
1.20% ▼ 1.57% below Pennsylvania avg
View
▼
Rate1.19%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▼ 1.57% below avgNationally 2.77%
Details

Balance: $75,000.00 - $99,999.99

Rate History
No change since Sep 25, 2026 · 1.20% APY · checked 3 times
0.70%1.20%1.70%Sep 25, 2026: 1.20% APYSep 25, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
6 Month Certificate
$500
1.10% ▼ 1.67% below Pennsylvania avg
View
▼
Rate1.09%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▼ 1.67% below avgNationally 2.77%
Details

Balance: $50,000.00 - $74,999.99; Open Online

Rate History
No change since Sep 12, 2026 · 1.10% APY · checked 4 times
0.60%1.10%1.60%Sep 12, 2026: 1.10% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 6 Month
$500
1.10% ▼ 1.67% below Pennsylvania avg
View
▼
Rate1.09%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▼ 1.67% below avgNationally 2.77%
Details

Balance: $50,000.00 - $74,999.99

Rate History
No change since Sep 25, 2026 · 1.10% APY · checked 3 times
0.60%1.10%1.60%Sep 25, 2026: 1.10% APYSep 25, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
6 Month Certificate
$500
1.05% ▼ 1.72% below Pennsylvania avg
View
▼
Rate1.05%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▼ 1.72% below avgNationally 2.77%
Details

Balance: $10,000.00 - $49,999.99; Open Online

Rate History
No change since Sep 12, 2026 · 1.05% APY · checked 4 times
0.55%1.05%1.55%Sep 12, 2026: 1.05% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 6 Month
$500
1.05% ▼ 1.72% below Pennsylvania avg
View
▼
Rate1.05%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▼ 1.72% below avgNationally 2.77%
Details

Balance: $10,000.00 - $49,999.99

Rate History
No change since Sep 25, 2026 · 1.05% APY · checked 3 times
0.55%1.05%1.55%Sep 25, 2026: 1.05% APYSep 25, 2026Oct 14, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
5980 Hamilton Blvd, Allentown, PA 18106
TD Choice CD 6 Month
$0
1.00% ▼ 1.77% below Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▼ 1.77% below avgNationally 2.77%
Details

Non-Promotional TD Choice CD; Balance: $250.00 - $9,999.99

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
6 Month Certificate
$500
1.00% ▼ 1.77% below Pennsylvania avg
View
▼
Rate1.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▼ 1.77% below avgNationally 2.77%
Details

Balance: $500.00 - $9,999.99; Open Online

Rate History
No change since Sep 12, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 12, 2026: 1.00% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 6 Month
$500
1.00% ▼ 1.77% below Pennsylvania avg
View
▼
Rate1.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▼ 1.77% below avgNationally 2.77%
Details

Balance: $500.00 - $9,999.99

Rate History
No change since Sep 25, 2026 · 1.00% APY · checked 3 times
0.50%1.00%1.50%Sep 25, 2026: 1.00% APYSep 25, 2026Oct 14, 2026
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
4127 W Tilghman St, Allentown, PA 18104
6 Month Certificates of Deposit
$0
0.70% ▼ 2.07% below Pennsylvania avg
View
▼
Rate0.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▼ 2.07% below avgNationally 2.77%
Details

Rate History
No change since Sep 18, 2026 · 0.70% APY · checked 7 times
0.20%0.70%1.20%Sep 18, 2026: 0.70% APYSep 18, 2026Oct 14, 2026
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3100 West Tilghman Street, Allentown, PA 18104
6 Month Certificate
$500
0.65% ▼ 2.12% below Pennsylvania avg
View
▼
Rate0.65%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.77%▼ 2.12% below avgNationally 2.77%
Details

Crediting Frequency: End Of Month

Rate History
No change since Sep 24, 2026 · 0.65% APY · checked 5 times
0.15%0.65%1.15%Sep 24, 2026: 0.65% APYSep 24, 2026Oct 14, 2026
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3100 West Tilghman Street, Allentown, PA 18104
6 Month IRA Certificate
$0
0.65% ▼ 2.12% below Pennsylvania avg
View
▼
Rate0.65%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.77%▼ 2.12% below avgNationally 2.77%
Details

Rate History
No change since Sep 24, 2026 · 0.65% APY · checked 5 times
0.15%0.65%1.15%Sep 24, 2026: 0.65% APYSep 24, 2026Oct 14, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
740 W Hamilton St, Allentown, PA 18101
6 month Standard Fixed Rate CD - Relationship
$2,500
0.06% ▼ 2.71% below Pennsylvania avg
View
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▼ 2.71% below avgNationally 2.77%
Details

Relationship Interest Rate; Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California Bay Area counties branches only

Rate History
No change since Sep 27, 2026 · 0.06% APY · checked 3 times
0.00%0.28%0.56%Sep 27, 2026: 0.06% APYSep 27, 2026Oct 14, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
740 W Hamilton St, Allentown, PA 18101
6 month Standard Fixed Rate CD
$2,500
0.05% ▼ 2.72% below Pennsylvania avg
View
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▼ 2.72% below avgNationally 2.77%
Details

Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California Bay Area counties branches only

Rate History
No change since Sep 27, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Sep 27, 2026: 0.05% APYSep 27, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4602 Broadway, Allentown, PA 18104
6 Month Certificate of Deposit
$0
0.03% ▼ 2.74% below Pennsylvania avg
View
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▼ 2.74% below avgNationally 2.77%
Details

Balance: $25,000.00 and above; Standard Rates

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 4 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4602 Broadway, Allentown, PA 18104
IRA CD - 6 Months
$250
0.03% ▼ 2.74% below Pennsylvania avg
View
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▼ 2.74% below avgNationally 2.77%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 2 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4602 Broadway, Allentown, PA 18104
6 Month Certificate of Deposit
$0
0.02% ▼ 2.75% below Pennsylvania avg
View
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▼ 2.75% below avgNationally 2.77%
Details

Balance: $1,000.00 - $24,999.99; Standard Rates

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 4 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4602 Broadway, Allentown, PA 18104
IRA CD - 6 Months
$250
0.02% ▼ 2.75% below Pennsylvania avg
View
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▼ 2.75% below avgNationally 2.77%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 2 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4602 Broadway, Allentown, PA 18104
6 Month Certificate of Deposit
$0
0.01% ▼ 2.76% below Pennsylvania avg
View
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▼ 2.76% below avgNationally 2.77%
Details

Balance: $1.00 - $999.99; Standard Rates

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 4 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4602 Broadway, Allentown, PA 18104
IRA CD - 6 Months
$250
0.01% ▼ 2.76% below Pennsylvania avg
View
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▼ 2.76% below avgNationally 2.77%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 2 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 14, 2026
P.C. Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.60%
6 Month Share Certificate - Level 6
$100,000
4.25% ▲ 1.48% above Pennsylvania avg
View
▼
Rate4.25%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.48% above avgNationally 2.77%
Details

Level 6; Balance: $100000.00 to open; $100000.00 to obtain disclosed APY

Rate History
No change since Oct 14, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 14, 2026: 4.25% APYOct 14, 2026Oct 14, 2026
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.27%
6 Month CD
$1,000
4.20% ▲ 1.43% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.43% above avgNationally 2.77%
Details

Promotion CD; offer valid beginning September 28, 2026; Penalty for early withdrawal applies; Available for consumer, business, and IRA/Retirement CDs (business and IRA/Retirement must be opened in branch); Rates effective as of 9/28/2026

Rate History
1 change since Sep 18, 2026 · 3.75% → 4.20% ▲ 0.45 pts · high 4.20% / low 3.75%
3.25%3.98%4.70%Sep 18, 2026: 3.75% APYOct 2, 2026: 4.20% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20264.20%▲ from 3.75%
  • Sep 18, 20263.75%first recorded
First Federal S&L of Greene Co
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
6 Month Certificate
$0
4.14% ▲ 1.37% above Pennsylvania avg
View
▼
Rate4.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.37% above avgNationally 2.77%
Details

Compounding: At maturity; Early Withdrawal Penalty: 3 months interest

Rate History
No change since Sep 19, 2026 · 4.14% APY · checked 8 times
3.64%4.14%4.64%Sep 19, 2026: 4.14% APYSep 19, 2026Oct 14, 2026
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
Business 6 Month CD
$0
4.13% ▲ 1.36% above Pennsylvania avg
View
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.36% above avgNationally 2.77%
Details

Rate History
2 changes since Sep 14, 2026 · 3.92% → 4.13% ▲ 0.21 pts · high 4.13% / low 3.92%
3.42%4.03%4.63%Sep 14, 2026: 3.92% APYSep 24, 2026: 4.02% APYOct 8, 2026: 4.13% APYSep 14, 2026Oct 14, 2026
  • Oct 8, 20264.13%▲ from 4.02%
  • Sep 24, 20264.02%▲ from 3.92%
  • Sep 14, 20263.92%first recorded

Allentown 12 Month CD Rates

Pennsylvania 12 Month CD Average2.96% APYNational 2.99%▼ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Quaint Oak Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.98%
1710 Union Blvd, Allentown, PA 18109
12 Month Certificate
$0
4.15% ▲ 1.19% above Pennsylvania avg
View
▼
Rate4.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.96%▲ 1.19% above avgNationally 2.99%
Details

Rate History
No change since Oct 3, 2026 · 4.15% APY · checked 3 times
3.65%4.15%4.65%Oct 3, 2026: 4.15% APYOct 3, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA 18103 4774
12 Month Business Certificates
$0
4.15% ▲ 1.19% above Pennsylvania avg
View
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.19% above avgNationally 2.99%
Details

Rate History
No change since Sep 12, 2026 · 4.15% APY · checked 5 times
3.65%4.15%4.65%Sep 12, 2026: 4.15% APYSep 12, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA 18103 4774
12 Month Share & IRA Share Certificate
$500
4.15% ▲ 1.19% above Pennsylvania avg
View
▼
Rate4.07%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.19% above avgNationally 2.99%
Details

Dividend rates and APYs effective August 5, 2026; Penalty for early withdrawal; IRA rates include Traditional, Roth, and Education IRAs

Rate History
No change since Oct 8, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 8, 2026: 4.15% APYOct 8, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
12 Month Regular & IRA Certificate
$500
4.15% ▲ 1.19% above Pennsylvania avg
View
▼
Rate4.08%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.19% above avgNationally 2.99%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity

Rate History
No change since Oct 12, 2026 · 4.15% APY
3.65%4.15%4.65%Oct 12, 2026: 4.15% APYOct 12, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
Regular & IRA Certificate - 12 months
$500
4.15% ▲ 1.19% above Pennsylvania avg
View
▼
Rate4.08%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.19% above avgNationally 2.99%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity; fees could reduce earnings; APY assumes dividends remain in account

Rate History
No change since Oct 12, 2026 · 4.15% APY
3.65%4.15%4.65%Oct 12, 2026: 4.15% APYOct 12, 2026Oct 14, 2026
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
4029 W Tilghman St, Allentown, PA 18104
1 Year CD
$500
4.10% ▲ 1.14% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.14% above avgNationally 2.99%
Details

APY from CD Rate Comparison table; $500 minimum deposit to open a CD; APYs available for American Bank personal and business accounts; compounded daily

Rate History
1 change since Sep 19, 2026 · 3.80% → 4.10% ▲ 0.30 pts · high 4.10% / low 3.80%
3.30%3.95%4.60%Sep 19, 2026: 3.80% APYOct 14, 2026: 4.10% APYSep 19, 2026Oct 14, 2026
  • Oct 14, 20264.10%▲ from 3.80%
  • Sep 19, 20263.80%first recorded
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
4029 W Tilghman St, Allentown, PA 18104
12 Month Certificate of Deposit
$500
4.10% ▲ 1.14% above Pennsylvania avg
View
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.14% above avgNationally 2.99%
Details

Interest compounded daily

Rate History
1 change since Sep 24, 2026 · 3.80% → 4.10% ▲ 0.30 pts · high 4.10% / low 3.80%
3.30%3.95%4.60%Sep 24, 2026: 3.80% APYOct 14, 2026: 4.10% APYSep 24, 2026Oct 14, 2026
  • Oct 14, 20264.10%▲ from 3.80%
  • Sep 24, 20263.80%first recorded
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
3720 Hamilton Blvd, Allentown, PA 18103
Share/IRA Certificate - 12 Months
$500
4.00% ▲ 1.04% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.96%▲ 1.04% above avgNationally 2.99%
Details

$500 minimum deposit to open account and earn APY

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 14, 2026
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
3900 Hamilton Blvd, Allentown, PA 18103
1 Year Certificate of Deposit
$0
3.95% ▲ 0.99% above Pennsylvania avg
View
▼
Rate3.91%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 0.99% above avgNationally 2.99%
Details

APY based on semi-annual compounding; substantial penalty for early withdrawal

Rate History
No change since Sep 18, 2026 · 3.95% APY · checked 7 times
3.45%3.95%4.45%Sep 18, 2026: 3.95% APYSep 18, 2026Oct 14, 2026
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
3900 Hamilton Blvd, Allentown, PA 18103
1 Year IRA Certificate
$0
3.95% ▲ 0.99% above Pennsylvania avg
View
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 0.99% above avgNationally 2.99%
Details

IRA rates effective 09/18/2026

Rate History
No change since Sep 18, 2026 · 3.95% APY · checked 2 times
3.45%3.95%4.45%Sep 18, 2026: 3.95% APYSep 18, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 12 Month Pick Your Term
$5,000
3.85% ▲ 0.89% above Pennsylvania avg
View
▼
Rate3.80%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 0.89% above avgNationally 2.99%
Details

Balance Required to Obtain APY: $5,000 or more

Rate History
No change since Oct 14, 2026 · 3.85% APY
3.35%3.85%4.35%Oct 14, 2026: 3.85% APYOct 14, 2026Oct 14, 2026
Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
3015 W Emaus Ave, Allentown, PA 18103 7107
Share Certificate - 12-Month
$500
3.60% ▲ 0.64% above Pennsylvania avg
View
▼
Rate3.54%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.96%▲ 0.64% above avgNationally 2.99%
Details

Rate Type: Fixed

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.60% ▲ 0.10 pts · high 3.60% / low 3.50%
3.00%3.55%4.10%Sep 14, 2026: 3.50% APYOct 5, 2026: 3.60% APYSep 14, 2026Oct 14, 2026
  • Oct 5, 20263.60%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
12 Month Relationship IRA/Roth
$1,000
3.30% ▲ 0.34% above Pennsylvania avg
View
▼
Rate3.26%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 0.34% above avgNationally 2.99%
Details

Relationship IRA (primary holder needs active consumer checking with direct deposit, online banking, and debit card); Balance: $250,000 - $999,999.99

Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 8 times
2.80%3.30%3.80%Sep 14, 2026: 3.30% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 12 Month Relationship
$1,000
3.30% ▲ 0.34% above Pennsylvania avg
View
▼
Rate3.26%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 0.34% above avgNationally 2.99%
Details

Relationship CD; Balance: $250,000 - $999,999.99

Rate History
No change since Oct 14, 2026 · 3.30% APY
2.80%3.30%3.80%Oct 14, 2026: 3.30% APYOct 14, 2026Oct 14, 2026
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
645 Hamilton St, Allentown, PA 18101
CD - 12-Month Special Rate
$0
3.25% ▲ 0.29% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 0.29% above avgNationally 2.99%
Details

Balance: $100,000 and above; special rate on select new CD accounts; Balance builds toward Truist One Checking perks

Rate History
No change since Oct 14, 2026 · 3.25% APY
2.75%3.25%3.75%Oct 14, 2026: 3.25% APYOct 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
12 Month Relationship IRA/Roth
$1,000
3.10% ▲ 0.14% above Pennsylvania avg
View
▼
Rate3.06%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 0.14% above avgNationally 2.99%
Details

Relationship IRA (primary holder needs active consumer checking with direct deposit, online banking, and debit card); Balance: $100,000 - $249,999

Rate History
No change since Sep 14, 2026 · 3.10% APY · checked 8 times
2.60%3.10%3.60%Sep 14, 2026: 3.10% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 12 Month Relationship
$1,000
3.10% ▲ 0.14% above Pennsylvania avg
View
▼
Rate3.06%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 0.14% above avgNationally 2.99%
Details

Relationship CD; Balance: $100,000 - $249,999.99

Rate History
No change since Oct 14, 2026 · 3.10% APY
2.60%3.10%3.60%Oct 14, 2026: 3.10% APYOct 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
12 Month Relationship IRA/Roth
$1,000
2.95% ▼ 0.01% below Pennsylvania avg
View
▼
Rate2.92%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▼ 0.01% below avgNationally 2.99%
Details

Relationship IRA (primary holder needs active consumer checking with direct deposit, online banking, and debit card); Balance: $50,000 - $99,999

Rate History
No change since Sep 14, 2026 · 2.95% APY · checked 8 times
2.45%2.95%3.45%Sep 14, 2026: 2.95% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 12 Month Relationship
$1,000
2.95% ▼ 0.01% below Pennsylvania avg
View
▼
Rate2.92%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▼ 0.01% below avgNationally 2.99%
Details

Relationship CD; Balance: $50,000 - $99,999.99

Rate History
No change since Oct 14, 2026 · 2.95% APY
2.45%2.95%3.45%Oct 14, 2026: 2.95% APYOct 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
12 Month IRA/Roth
$1,000
2.75% ▼ 0.21% below Pennsylvania avg
View
▼
Rate2.72%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▼ 0.21% below avgNationally 2.99%
Details

Balance: $250,000 - $999,999.99

Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 8 times
2.25%2.75%3.25%Sep 14, 2026: 2.75% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 12 Months
$1,000
2.75% ▼ 0.21% below Pennsylvania avg
View
▼
Rate2.72%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▼ 0.21% below avgNationally 2.99%
Details

Balance: $250,000 - $999,999.99

Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 6 times
2.25%2.75%3.25%Sep 14, 2026: 2.75% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
12 Month IRA/Roth
$1,000
2.55% ▼ 0.41% below Pennsylvania avg
View
▼
Rate2.53%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▼ 0.41% below avgNationally 2.99%
Details

Balance: $100,000 - $249,999

Rate History
No change since Sep 14, 2026 · 2.55% APY · checked 8 times
2.05%2.55%3.05%Sep 14, 2026: 2.55% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 12 Months
$1,000
2.55% ▼ 0.41% below Pennsylvania avg
View
▼
Rate2.53%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▼ 0.41% below avgNationally 2.99%
Details

Balance: $100,000 - $249,999.99

Rate History
No change since Sep 14, 2026 · 2.55% APY · checked 6 times
2.05%2.55%3.05%Sep 14, 2026: 2.55% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
12 Month Relationship IRA/Roth
$1,000
2.50% ▼ 0.46% below Pennsylvania avg
View
▼
Rate2.48%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▼ 0.46% below avgNationally 2.99%
Details

Relationship IRA (primary holder needs active consumer checking with direct deposit, online banking, and debit card); Balance: $1,000 - $49,999; APY based on a balance of $1,000

Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 8 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 12 Month Relationship
$1,000
2.50% ▼ 0.46% below Pennsylvania avg
View
▼
Rate2.48%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▼ 0.46% below avgNationally 2.99%
Details

Relationship CD; Balance: $0.01 - $49,999.99

Rate History
No change since Oct 14, 2026 · 2.50% APY
2.00%2.50%3.00%Oct 14, 2026: 2.50% APYOct 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
12 Month IRA/Roth
$1,000
2.40% ▼ 0.56% below Pennsylvania avg
View
▼
Rate2.38%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▼ 0.56% below avgNationally 2.99%
Details

Balance: $50,000 - $99,999

Rate History
No change since Sep 14, 2026 · 2.40% APY · checked 8 times
1.90%2.40%2.90%Sep 14, 2026: 2.40% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 12 Months
$1,000
2.40% ▼ 0.56% below Pennsylvania avg
View
▼
Rate2.38%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▼ 0.56% below avgNationally 2.99%
Details

Balance: $50,000 - $99,999.99

Rate History
No change since Sep 14, 2026 · 2.40% APY · checked 6 times
1.90%2.40%2.90%Sep 14, 2026: 2.40% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
12 Month IRA/Roth
$1,000
1.60% ▼ 1.36% below Pennsylvania avg
View
▼
Rate1.59%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▼ 1.36% below avgNationally 2.99%
Details

Balance: $1,000 - $49,999; APY based on a balance of $1,000

Rate History
No change since Sep 14, 2026 · 1.60% APY · checked 8 times
1.10%1.60%2.10%Sep 14, 2026: 1.60% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 12 Months
$1,000
1.60% ▼ 1.36% below Pennsylvania avg
View
▼
Rate1.59%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▼ 1.36% below avgNationally 2.99%
Details

Balance: $0.01 - $49,999.99

Rate History
No change since Sep 14, 2026 · 1.60% APY · checked 6 times
1.10%1.60%2.10%Sep 14, 2026: 1.60% APYSep 14, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA 18103
12 Month Certificate
$0
1.60% ▼ 1.36% below Pennsylvania avg
View
▼
Rate1.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▼ 1.36% below avgNationally 2.99%
Details

Effective Date: October 01, 2026

Rate History
1 change since Sep 12, 2026 · 1.55% → 1.60% ▲ 0.05 pts · high 1.60% / low 1.55%
1.05%1.58%2.10%Sep 12, 2026: 1.55% APYOct 12, 2026: 1.60% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20261.60%▲ from 1.55%
  • Sep 12, 20261.55%first recorded
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA 18103
12 Month Liquid Certificate
$0
1.60% ▼ 1.36% below Pennsylvania avg
View
▼
Rate1.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▼ 1.36% below avgNationally 2.99%
Details

Maximum amount $250,000; APY with Bonus Rate: 1.70%; Bonus rate of 0.10% APY when the Tax Reported Owner is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00; Effective Date: October 01, 2026; Penalty may be charged for early withdrawal

Rate History
No change since Sep 12, 2026 · 1.60% APY · checked 6 times
1.10%1.60%2.10%Sep 12, 2026: 1.60% APYSep 12, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA 18103
Share and IRA Certificates - 12 Months
$0
1.60% ▼ 1.36% below Pennsylvania avg
View
▼
Rate1.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▼ 1.36% below avgNationally 2.99%
Details

APY with Bonus Rate: 1.70%

Rate History
No change since Oct 12, 2026 · 1.60% APY
1.10%1.60%2.10%Oct 12, 2026: 1.60% APYOct 12, 2026Oct 14, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
740 W Hamilton St, Allentown, PA 18101
1 year Standard Fixed Rate CD - Relationship
$2,500
1.51% ▼ 1.45% below Pennsylvania avg
View
▼
Rate1.50%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▼ 1.45% below avgNationally 2.99%
Details

Relationship Interest Rate; Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California Bay Area counties branches only

Rate History
No change since Sep 27, 2026 · 1.51% APY · checked 3 times
1.01%1.51%2.01%Sep 27, 2026: 1.51% APYSep 27, 2026Oct 14, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
740 W Hamilton St, Allentown, PA 18101
1 year Standard Fixed Rate CD
$2,500
1.50% ▼ 1.46% below Pennsylvania avg
View
▼
Rate1.49%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▼ 1.46% below avgNationally 2.99%
Details

Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California Bay Area counties branches only

Rate History
No change since Sep 27, 2026 · 1.50% APY · checked 3 times
1.00%1.50%2.00%Sep 27, 2026: 1.50% APYSep 27, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
12 Month Certificate
$500
1.50% ▼ 1.46% below Pennsylvania avg
View
▼
Rate1.49%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▼ 1.46% below avgNationally 2.99%
Details

Balance: $1,000,000.00 or more; Open Online

Rate History
No change since Sep 12, 2026 · 1.50% APY · checked 4 times
1.00%1.50%2.00%Sep 12, 2026: 1.50% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 12 Month
$500
1.50% ▼ 1.46% below Pennsylvania avg
View
▼
Rate1.49%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▼ 1.46% below avgNationally 2.99%
Details

Balance: $1,000,000.00 or more

Rate History
No change since Sep 25, 2026 · 1.50% APY · checked 3 times
1.00%1.50%2.00%Sep 25, 2026: 1.50% APYSep 25, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
12 Month Certificate
$500
1.45% ▼ 1.51% below Pennsylvania avg
View
▼
Rate1.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▼ 1.51% below avgNationally 2.99%
Details

Balance: $100,000.00 - $499,999.99; Open Online

Rate History
No change since Oct 4, 2026 · 1.45% APY · checked 3 times
0.95%1.45%1.95%Oct 4, 2026: 1.45% APYOct 4, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 12 Month
$500
1.45% ▼ 1.51% below Pennsylvania avg
View
▼
Rate1.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▼ 1.51% below avgNationally 2.99%
Details

Balance: $100,000.00 - $499,999.99

Rate History
No change since Sep 25, 2026 · 1.45% APY · checked 3 times
0.95%1.45%1.95%Sep 25, 2026: 1.45% APYSep 25, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
12-Month Bump Up
$500
1.40% ▼ 1.56% below Pennsylvania avg
View
▼
Rate1.39%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▼ 1.56% below avgNationally 2.99%
Details

Balance: $1,000,000.00 or more; Open Online

Rate History
No change since Oct 12, 2026 · 1.40% APY
0.90%1.40%1.90%Oct 12, 2026: 1.40% APYOct 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
12 Month Certificate
$500
1.35% ▼ 1.61% below Pennsylvania avg
View
▼
Rate1.34%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▼ 1.61% below avgNationally 2.99%
Details

Balance: $75,000.00 - $99,999.99; Open Online

Rate History
No change since Sep 12, 2026 · 1.35% APY · checked 4 times
0.85%1.35%1.85%Sep 12, 2026: 1.35% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
12-Month Bump Up
$500
1.35% ▼ 1.61% below Pennsylvania avg
View
▼
Rate1.34%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▼ 1.61% below avgNationally 2.99%
Details

Balance: $100,000.00 - $499,999.99; Open Online

Rate History
No change since Oct 12, 2026 · 1.35% APY
0.85%1.35%1.85%Oct 12, 2026: 1.35% APYOct 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 12 Month
$500
1.35% ▼ 1.61% below Pennsylvania avg
View
▼
Rate1.34%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▼ 1.61% below avgNationally 2.99%
Details

Balance: $75,000.00 - $99,999.99

Rate History
No change since Sep 25, 2026 · 1.35% APY · checked 3 times
0.85%1.35%1.85%Sep 25, 2026: 1.35% APYSep 25, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
12 Month Certificate
$500
1.25% ▼ 1.71% below Pennsylvania avg
View
▼
Rate1.24%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▼ 1.71% below avgNationally 2.99%
Details

Balance: $50,000.00 - $74,999.99; Open Online

Rate History
No change since Sep 12, 2026 · 1.25% APY · checked 4 times
0.75%1.25%1.75%Sep 12, 2026: 1.25% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
12-Month Bump Up
$500
1.25% ▼ 1.71% below Pennsylvania avg
View
▼
Rate1.24%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▼ 1.71% below avgNationally 2.99%
Details

Balance: $75,000.00 - $99,999.99; Open Online

Rate History
No change since Oct 12, 2026 · 1.25% APY
0.75%1.25%1.75%Oct 12, 2026: 1.25% APYOct 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 12 Month
$500
1.25% ▼ 1.71% below Pennsylvania avg
View
▼
Rate1.24%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▼ 1.71% below avgNationally 2.99%
Details

Balance: $50,000.00 - $74,999.99

Rate History
No change since Sep 25, 2026 · 1.25% APY · checked 3 times
0.75%1.25%1.75%Sep 25, 2026: 1.25% APYSep 25, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
12 Month Certificate
$500
1.20% ▼ 1.76% below Pennsylvania avg
View
▼
Rate1.19%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▼ 1.76% below avgNationally 2.99%
Details

Balance: $10,000.00 - $49,999.99; Open Online

Rate History
No change since Sep 12, 2026 · 1.20% APY · checked 4 times
0.70%1.20%1.70%Sep 12, 2026: 1.20% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 12 Month
$500
1.20% ▼ 1.76% below Pennsylvania avg
View
▼
Rate1.19%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▼ 1.76% below avgNationally 2.99%
Details

Balance: $10,000.00 - $49,999.99

Rate History
No change since Sep 25, 2026 · 1.20% APY · checked 3 times
0.70%1.20%1.70%Sep 25, 2026: 1.20% APYSep 25, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
12 Month Certificate
$500
1.15% ▼ 1.81% below Pennsylvania avg
View
▼
Rate1.14%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▼ 1.81% below avgNationally 2.99%
Details

Balance: $500.00 - $9,999.99; Open Online

Rate History
No change since Sep 25, 2026 · 1.15% APY · checked 4 times
0.65%1.15%1.65%Sep 25, 2026: 1.15% APYSep 25, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
12-Month Bump Up
$500
1.15% ▼ 1.81% below Pennsylvania avg
View
▼
Rate1.14%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▼ 1.81% below avgNationally 2.99%
Details

Balance: $50,000.00 - $74,999.99; Open Online

Rate History
No change since Oct 12, 2026 · 1.15% APY
0.65%1.15%1.65%Oct 12, 2026: 1.15% APYOct 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 12 Month
$500
1.15% ▼ 1.81% below Pennsylvania avg
View
▼
Rate1.14%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▼ 1.81% below avgNationally 2.99%
Details

Balance: $500.00 - $9,999.99

Rate History
No change since Sep 25, 2026 · 1.15% APY · checked 3 times
0.65%1.15%1.65%Sep 25, 2026: 1.15% APYSep 25, 2026Oct 14, 2026

Allentown 18 Month CD Rates

Pennsylvania 18 Month CD Average2.99% APYNational 2.88%Unchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
18 Month Regular & IRA Certificate
$500
4.25% ▲ 1.26% above Pennsylvania avg
View
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.26% above avgNationally 2.88%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity

Rate History
No change since Oct 12, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 12, 2026: 4.25% APYOct 12, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
Regular & IRA Certificate - 18 months
$500
4.25% ▲ 1.26% above Pennsylvania avg
View
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.26% above avgNationally 2.88%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity; fees could reduce earnings; APY assumes dividends remain in account

Rate History
No change since Oct 12, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 12, 2026: 4.25% APYOct 12, 2026Oct 14, 2026
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
4029 W Tilghman St, Allentown, PA 18104
18 Month Certificate of Deposit
$500
4.10% ▲ 1.11% above Pennsylvania avg
View
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.11% above avgNationally 2.88%
Details

Interest compounded daily

Rate History
1 change since Sep 24, 2026 · 4.05% → 4.10% ▲ 0.05 pts · high 4.10% / low 4.05%
3.55%4.07%4.60%Sep 24, 2026: 4.05% APYOct 14, 2026: 4.10% APYSep 24, 2026Oct 14, 2026
  • Oct 14, 20264.10%▲ from 4.05%
  • Sep 24, 20264.05%first recorded
Santander Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
1701 Chew St, Allentown, PA 18104
18-Month CD
$500
4.00% ▲ 1.01% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.01% above avgNationally 2.88%
Details

Location: available when account is opened in a Santander location in CT, DE, MA, NH, NJ, NY, PA, RI, or select areas in FL (Miami-Dade, Monroe, Broward counties, and Collier county ZIP Code 34141); rates in other areas or for online openings may not be available; minimum deposit of $500; early withdrawal penalty applies

Rate History
No change since Oct 2, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Oct 2, 2026: 4.00% APYOct 2, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 18 Month Pick Your Term
$5,000
4.00% ▲ 1.01% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.01% above avgNationally 2.88%
Details

Balance Required to Obtain APY: $5,000 or more

Rate History
No change since Oct 14, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 14, 2026: 4.00% APYOct 14, 2026Oct 14, 2026
Quaint Oak Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.98%
1710 Union Blvd, Allentown, PA 18109
18 Month Certificate
$0
3.95% ▲ 0.96% above Pennsylvania avg
View
▼
Rate3.82%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.99%▲ 0.96% above avgNationally 2.88%
Details

Rate History
No change since Oct 3, 2026 · 3.95% APY · checked 3 times
3.45%3.95%4.45%Oct 3, 2026: 3.95% APYOct 3, 2026Oct 14, 2026
M&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
375 S Cedar Crest Blvd, Allentown, PA 18103
18 Month Select Certificate of Deposit
$1,000
3.85% ▲ 0.86% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 0.86% above avgNationally 2.88%
Details

Featured CD rate; Requires a qualifying M&T Bank checking account; Minimum deposit of $1,000 to open a CD

Rate History
No change since Oct 7, 2026 · 3.85% APY · checked 3 times
3.35%3.85%4.35%Oct 7, 2026: 3.85% APYOct 7, 2026Oct 14, 2026
M&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
375 S Cedar Crest Blvd, Allentown, PA 18103
18-Month M&T Select CD
$1,000
3.85% ▲ 0.86% above Pennsylvania avg
View
▼
Rate3.78%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 0.86% above avgNationally 2.88%
Details

Requires a qualifying M&T Bank checking account (MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking or Advantage Checking) to open; maximum deposit $1,000,000 per account ($750,000 if opened online); early withdrawal penalty applies

Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 8 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Oct 14, 2026
Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
3015 W Emaus Ave, Allentown, PA 18103 7107
Share Certificate - 18-Month
$500
3.65% ▲ 0.66% above Pennsylvania avg
View
▼
Rate3.59%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.99%▲ 0.66% above avgNationally 2.88%
Details

Rate Type: Fixed

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.65% ▲ 0.15 pts · high 3.65% / low 3.50%
3.00%3.58%4.15%Sep 14, 2026: 3.50% APYOct 5, 2026: 3.65% APYSep 14, 2026Oct 14, 2026
  • Oct 5, 20263.65%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA 18103 4774
18 Month Business Certificates
$0
3.50% ▲ 0.51% above Pennsylvania avg
View
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 0.51% above avgNationally 2.88%
Details

Rate History
No change since Sep 12, 2026 · 3.50% APY · checked 5 times
3.00%3.50%4.00%Sep 12, 2026: 3.50% APYSep 12, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA 18103 4774
18 Month Share & IRA Share Certificate
$500
3.50% ▲ 0.51% above Pennsylvania avg
View
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 0.51% above avgNationally 2.88%
Details

Dividend rates and APYs effective August 5, 2026; Penalty for early withdrawal; IRA rates include Traditional, Roth, and Education IRAs

Rate History
No change since Oct 8, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 8, 2026: 3.50% APYOct 8, 2026Oct 14, 2026
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
18 Month Growth CD
$500
2.50% ▼ 0.49% below Pennsylvania avg
View
▼
Rate2.47%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▼ 0.49% below avgNationally 2.88%
Details

$500.00 Minimum Growth CD; Apply Online; Compounded interest; $500.00 minimum required to open

Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 6 times
2.00%2.50%3.00%Sep 24, 2026: 2.50% APYSep 24, 2026Oct 14, 2026
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
18 Month Income CD
$5,000
2.47% ▼ 0.52% below Pennsylvania avg
View
▼
Rate2.47%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▼ 0.52% below avgNationally 2.88%
Details

$5,000.00 Minimum Income CD; Apply Online; Simple interest paid at an annual rate; Requires interest deposited into a QNB savings, checking, or money market account; Income CDs available for in-branch account opening only; $5,000.00 minimum required to open

Rate History
No change since Sep 24, 2026 · 2.47% APY · checked 6 times
1.97%2.47%2.97%Sep 24, 2026: 2.47% APYSep 24, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 18 Month Relationship
$1,000
2.00% ▼ 0.99% below Pennsylvania avg
View
▼
Rate1.99%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▼ 0.99% below avgNationally 2.88%
Details

Relationship CD; Balance: $250,000 - $999,999.99

Rate History
No change since Oct 14, 2026 · 2.00% APY
1.50%2.00%2.50%Oct 14, 2026: 2.00% APYOct 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 18 Month Relationship
$1,000
1.90% ▼ 1.09% below Pennsylvania avg
View
▼
Rate1.89%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▼ 1.09% below avgNationally 2.88%
Details

Relationship CD; Balance: $100,000 - $249,999.99

Rate History
No change since Oct 14, 2026 · 1.90% APY
1.40%1.90%2.40%Oct 14, 2026: 1.90% APYOct 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 18 Month Relationship
$1,000
1.75% ▼ 1.24% below Pennsylvania avg
View
▼
Rate1.74%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▼ 1.24% below avgNationally 2.88%
Details

Relationship CD; Balance: $50,000 - $99,999.99

Rate History
No change since Oct 14, 2026 · 1.75% APY
1.25%1.75%2.25%Oct 14, 2026: 1.75% APYOct 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 18 Months
$1,000
1.74% ▼ 1.25% below Pennsylvania avg
View
▼
Rate1.73%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▼ 1.25% below avgNationally 2.88%
Details

Balance: $250,000 - $999,999.99

Rate History
No change since Sep 14, 2026 · 1.74% APY · checked 6 times
1.24%1.74%2.24%Sep 14, 2026: 1.74% APYSep 14, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
18 Month Certificate
$500
1.70% ▼ 1.29% below Pennsylvania avg
View
▼
Rate1.69%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▼ 1.29% below avgNationally 2.88%
Details

Balance: $1,000,000.00 or more; Open Online

Rate History
No change since Sep 12, 2026 · 1.70% APY · checked 4 times
1.20%1.70%2.20%Sep 12, 2026: 1.70% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 18 Month
$500
1.70% ▼ 1.29% below Pennsylvania avg
View
▼
Rate1.69%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▼ 1.29% below avgNationally 2.88%
Details

Balance: $1,000,000.00 or more

Rate History
3 changes since Sep 12, 2026 · 1.35% → 1.70% ▲ 0.35 pts · high 1.70% / low 1.35%
0.85%1.53%2.20%Sep 12, 2026: 1.35% APYSep 25, 2026: 1.70% APYOct 8, 2026: 1.35% APYOct 12, 2026: 1.70% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20261.70%▲ from 1.35%
  • Oct 8, 20261.35%▼ from 1.70%
  • Sep 25, 20261.70%▲ from 1.35%
  • Sep 12, 20261.35%first recorded
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA 18103
18 Month Certificate
$0
1.65% ▼ 1.34% below Pennsylvania avg
View
▼
Rate1.64%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▼ 1.34% below avgNationally 2.88%
Details

Effective Date: October 01, 2026

Rate History
1 change since Sep 12, 2026 · 1.60% → 1.65% ▲ 0.05 pts · high 1.65% / low 1.60%
1.10%1.63%2.15%Sep 12, 2026: 1.60% APYOct 12, 2026: 1.65% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20261.65%▲ from 1.60%
  • Sep 12, 20261.60%first recorded
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA 18103
Share and IRA Certificates - 18 Months
$0
1.65% ▼ 1.34% below Pennsylvania avg
View
▼
Rate1.64%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▼ 1.34% below avgNationally 2.88%
Details

APY with Bonus Rate: 1.75%

Rate History
No change since Oct 12, 2026 · 1.65% APY
1.15%1.65%2.15%Oct 12, 2026: 1.65% APYOct 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
18 Month Certificate
$500
1.65% ▼ 1.34% below Pennsylvania avg
View
▼
Rate1.64%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▼ 1.34% below avgNationally 2.88%
Details

Balance: $100,000.00 - $499,999.99; Open Online

Rate History
No change since Oct 4, 2026 · 1.65% APY · checked 3 times
1.15%1.65%2.15%Oct 4, 2026: 1.65% APYOct 4, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 18 Month
$500
1.65% ▼ 1.34% below Pennsylvania avg
View
▼
Rate1.64%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▼ 1.34% below avgNationally 2.88%
Details

Balance: $100,000.00 - $499,999.99

Rate History
3 changes since Sep 12, 2026 · 1.35% → 1.65% ▲ 0.30 pts · high 1.65% / low 1.35%
0.85%1.50%2.15%Sep 12, 2026: 1.35% APYSep 25, 2026: 1.65% APYOct 8, 2026: 1.35% APYOct 12, 2026: 1.65% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20261.65%▲ from 1.35%
  • Oct 8, 20261.35%▼ from 1.65%
  • Sep 25, 20261.65%▲ from 1.35%
  • Sep 12, 20261.35%first recorded
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 18 Months
$1,000
1.64% ▼ 1.35% below Pennsylvania avg
View
▼
Rate1.63%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▼ 1.35% below avgNationally 2.88%
Details

Balance: $100,000 - $249,999.99

Rate History
No change since Sep 14, 2026 · 1.64% APY · checked 6 times
1.14%1.64%2.14%Sep 14, 2026: 1.64% APYSep 14, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
18 Month Certificate
$500
1.55% ▼ 1.44% below Pennsylvania avg
View
▼
Rate1.54%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▼ 1.44% below avgNationally 2.88%
Details

Balance: $75,000.00 - $99,999.99; Open Online

Rate History
No change since Sep 12, 2026 · 1.55% APY · checked 4 times
1.05%1.55%2.05%Sep 12, 2026: 1.55% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 18 Month
$500
1.55% ▼ 1.44% below Pennsylvania avg
View
▼
Rate1.54%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▼ 1.44% below avgNationally 2.88%
Details

Balance: $75,000.00 - $99,999.99

Rate History
3 changes since Sep 12, 2026 · 1.35% → 1.55% ▲ 0.20 pts · high 1.55% / low 1.35%
0.85%1.45%2.05%Sep 12, 2026: 1.35% APYSep 25, 2026: 1.55% APYOct 8, 2026: 1.35% APYOct 12, 2026: 1.55% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20261.55%▲ from 1.35%
  • Oct 8, 20261.35%▼ from 1.55%
  • Sep 25, 20261.55%▲ from 1.35%
  • Sep 12, 20261.35%first recorded
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 18 Month Relationship
$1,000
1.50% ▼ 1.49% below Pennsylvania avg
View
▼
Rate1.49%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▼ 1.49% below avgNationally 2.88%
Details

Relationship CD; Balance: $0.01 - $49,999.99

Rate History
No change since Oct 14, 2026 · 1.50% APY
1.00%1.50%2.00%Oct 14, 2026: 1.50% APYOct 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 18 Months
$1,000
1.49% ▼ 1.50% below Pennsylvania avg
View
▼
Rate1.48%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▼ 1.50% below avgNationally 2.88%
Details

Balance: $50,000 - $99,999.99

Rate History
No change since Sep 14, 2026 · 1.49% APY · checked 6 times
0.99%1.49%1.99%Sep 14, 2026: 1.49% APYSep 14, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
18 Month Certificate
$500
1.45% ▼ 1.54% below Pennsylvania avg
View
▼
Rate1.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▼ 1.54% below avgNationally 2.88%
Details

Balance: $50,000.00 - $74,999.99; Open Online

Rate History
No change since Sep 12, 2026 · 1.45% APY · checked 4 times
0.95%1.45%1.95%Sep 12, 2026: 1.45% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 18 Month
$500
1.45% ▼ 1.54% below Pennsylvania avg
View
▼
Rate1.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▼ 1.54% below avgNationally 2.88%
Details

Balance: $50,000.00 - $74,999.99

Rate History
3 changes since Sep 12, 2026 · 1.35% → 1.45% ▲ 0.10 pts · high 1.45% / low 1.35%
0.85%1.40%1.95%Sep 12, 2026: 1.35% APYSep 25, 2026: 1.45% APYOct 8, 2026: 1.35% APYOct 12, 2026: 1.45% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20261.45%▲ from 1.35%
  • Oct 8, 20261.35%▼ from 1.45%
  • Sep 25, 20261.45%▲ from 1.35%
  • Sep 12, 20261.35%first recorded
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
18 Month Certificate
$500
1.40% ▼ 1.59% below Pennsylvania avg
View
▼
Rate1.39%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▼ 1.59% below avgNationally 2.88%
Details

Balance: $10,000.00 - $49,999.99; Open Online

Rate History
No change since Sep 12, 2026 · 1.40% APY · checked 4 times
0.90%1.40%1.90%Sep 12, 2026: 1.40% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 18 Month
$500
1.40% ▼ 1.59% below Pennsylvania avg
View
▼
Rate1.39%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▼ 1.59% below avgNationally 2.88%
Details

Balance: $10,000.00 - $49,999.99

Rate History
3 changes since Sep 12, 2026 · 1.35% → 1.40% ▲ 0.05 pts · high 1.40% / low 1.35%
0.85%1.38%1.90%Sep 12, 2026: 1.35% APYSep 25, 2026: 1.40% APYOct 8, 2026: 1.35% APYOct 12, 2026: 1.40% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20261.40%▲ from 1.35%
  • Oct 8, 20261.35%▼ from 1.40%
  • Sep 25, 20261.40%▲ from 1.35%
  • Sep 12, 20261.35%first recorded
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
18 Month Certificate
$500
1.35% ▼ 1.64% below Pennsylvania avg
View
▼
Rate1.34%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▼ 1.64% below avgNationally 2.88%
Details

Balance: $500.00 - $9,999.99; Open Online

Rate History
No change since Sep 25, 2026 · 1.35% APY · checked 4 times
0.85%1.35%1.85%Sep 25, 2026: 1.35% APYSep 25, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
18 Month IRA Certificate
$0
1.35% ▼ 1.64% below Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▼ 1.64% below avgNationally 2.88%
Details

Rates effective October 12, 2026

Rate History
No change since Sep 12, 2026 · 1.35% APY · checked 3 times
0.85%1.35%1.85%Sep 12, 2026: 1.35% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 18 Month
$500
1.35% ▼ 1.64% below Pennsylvania avg
View
▼
Rate1.34%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▼ 1.64% below avgNationally 2.88%
Details

Balance: $500.00 - $9,999.99

Rate History
No change since Sep 12, 2026 · 1.35% APY · checked 5 times
0.85%1.35%1.85%Sep 12, 2026: 1.35% APYSep 12, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 18 Months
$1,000
1.24% ▼ 1.75% below Pennsylvania avg
View
▼
Rate1.23%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▼ 1.75% below avgNationally 2.88%
Details

Balance: $0.01 - $49,999.99

Rate History
No change since Sep 14, 2026 · 1.24% APY · checked 6 times
0.74%1.24%1.74%Sep 14, 2026: 1.24% APYSep 14, 2026Oct 14, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
5980 Hamilton Blvd, Allentown, PA 18106
Non-Promotional TD Choice CD - 18 Month
$0
1.00% ▼ 1.99% below Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▼ 1.99% below avgNationally 2.88%
Details

Balance: $250.00 - $9,999.99

Rate History
No change since Oct 14, 2026 · 1.00% APY
0.50%1.00%1.50%Oct 14, 2026: 1.00% APYOct 14, 2026Oct 14, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
5980 Hamilton Blvd, Allentown, PA 18106
TD Choice CD 18 Month
$250
1.00% ▼ 1.99% below Pennsylvania avg
View
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▼ 1.99% below avgNationally 2.88%
Details

Non-Promotional; Balance: $250.00 - $9,999.99

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 14, 2026
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
4127 W Tilghman St, Allentown, PA 18104
18 Month Certificates of Deposit
$0
0.95% ▼ 2.04% below Pennsylvania avg
View
▼
Rate0.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▼ 2.04% below avgNationally 2.88%
Details

Rate History
No change since Sep 18, 2026 · 0.95% APY · checked 7 times
0.45%0.95%1.45%Sep 18, 2026: 0.95% APYSep 18, 2026Oct 14, 2026
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3100 West Tilghman Street, Allentown, PA 18104
18 Month Certificate
$500
0.85% ▼ 2.14% below Pennsylvania avg
View
▼
Rate0.85%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.99%▼ 2.14% below avgNationally 2.88%
Details

Crediting Frequency: End Of Month

Rate History
No change since Sep 24, 2026 · 0.85% APY · checked 5 times
0.35%0.85%1.35%Sep 24, 2026: 0.85% APYSep 24, 2026Oct 14, 2026
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3100 West Tilghman Street, Allentown, PA 18104
18 Month Fixed IRA
$0
0.85% ▼ 2.14% below Pennsylvania avg
View
▼
Rate0.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.99%▼ 2.14% below avgNationally 2.88%
Details

Rate History
No change since Sep 24, 2026 · 0.85% APY · checked 5 times
0.35%0.85%1.35%Sep 24, 2026: 0.85% APYSep 24, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4602 Broadway, Allentown, PA 18104
18 Month Certificate of Deposit
$0
0.03% ▼ 2.96% below Pennsylvania avg
View
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▼ 2.96% below avgNationally 2.88%
Details

Balance: $25,000.00 and above; Standard Rates

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 4 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4602 Broadway, Allentown, PA 18104
IRA CD - 18 Months
$250
0.03% ▼ 2.96% below Pennsylvania avg
View
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▼ 2.96% below avgNationally 2.88%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 2 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4602 Broadway, Allentown, PA 18104
18 Month Certificate of Deposit
$0
0.02% ▼ 2.97% below Pennsylvania avg
View
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▼ 2.97% below avgNationally 2.88%
Details

Balance: $1,000.00 - $24,999.99; Standard Rates

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 4 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4602 Broadway, Allentown, PA 18104
IRA CD - 18 Months
$250
0.02% ▼ 2.97% below Pennsylvania avg
View
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▼ 2.97% below avgNationally 2.88%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 2 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4602 Broadway, Allentown, PA 18104
18 Month Certificate of Deposit
$0
0.01% ▼ 2.98% below Pennsylvania avg
View
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▼ 2.98% below avgNationally 2.88%
Details

Balance: $1.00 - $999.99; Standard Rates

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 4 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4602 Broadway, Allentown, PA 18104
IRA CD - 18 Months
$250
0.01% ▼ 2.98% below Pennsylvania avg
View
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▼ 2.98% below avgNationally 2.88%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 2 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 14, 2026
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 6.00%
18 Month SEP IRA Certificate
$0
4.50% ▲ 1.51% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.51% above avgNationally 2.88%
Details

IRA opened BEFORE November 1st, 2002

Rate History
1 change since Sep 19, 2026 · 3.75% → 4.50% ▲ 0.75 pts · high 4.50% / low 3.75%
3.00%4.13%5.25%Sep 19, 2026: 3.75% APYOct 14, 2026: 4.50% APYSep 19, 2026Oct 14, 2026
  • Oct 14, 20264.50%▲ from 3.75%
  • Sep 19, 20263.75%first recorded
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 6.00%
18 Month Traditional IRA Certificate
$0
4.50% ▲ 1.51% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.51% above avgNationally 2.88%
Details

IRA opened BEFORE November 1st, 2002

Rate History
1 change since Sep 19, 2026 · 3.75% → 4.50% ▲ 0.75 pts · high 4.50% / low 3.75%
3.00%4.13%5.25%Sep 19, 2026: 3.75% APYOct 14, 2026: 4.50% APYSep 19, 2026Oct 14, 2026
  • Oct 14, 20264.50%▲ from 3.75%
  • Sep 19, 20263.75%first recorded
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.27%
18 Month CD
$1,000
4.40% ▲ 1.41% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.41% above avgNationally 2.88%
Details

Promotion CD; offer valid beginning September 28, 2026; Penalty for early withdrawal applies; Available for consumer, business, and IRA/Retirement CDs (business and IRA/Retirement must be opened in branch); Rates effective as of 9/28/2026

Rate History
1 change since Sep 18, 2026 · 4.00% → 4.40% ▲ 0.40 pts · high 4.40% / low 4.00%
3.50%4.20%4.90%Sep 18, 2026: 4.00% APYOct 2, 2026: 4.40% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20264.40%▲ from 4.00%
  • Sep 18, 20264.00%first recorded

Allentown 24 Month CD Rates

Pennsylvania 24 Month CD Average2.87% APYNational 2.88%▼ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
24 Month Regular & IRA Certificate
$500
4.25% ▲ 1.38% above Pennsylvania avg
View
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity

Rate History
No change since Oct 12, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 12, 2026: 4.25% APYOct 12, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
Regular & IRA Certificate - 24 months
$500
4.25% ▲ 1.38% above Pennsylvania avg
View
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity; fees could reduce earnings; APY assumes dividends remain in account

Rate History
No change since Oct 12, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 12, 2026: 4.25% APYOct 12, 2026Oct 14, 2026
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
4029 W Tilghman St, Allentown, PA 18104
24 Month Certificate of Deposit
$500
4.10% ▲ 1.23% above Pennsylvania avg
View
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▲ 1.23% above avgNationally 2.88%
Details

Interest compounded daily

Rate History
1 change since Sep 24, 2026 · 4.05% → 4.10% ▲ 0.05 pts · high 4.10% / low 4.05%
3.55%4.07%4.60%Sep 24, 2026: 4.05% APYOct 14, 2026: 4.10% APYSep 24, 2026Oct 14, 2026
  • Oct 14, 20264.10%▲ from 4.05%
  • Sep 24, 20264.05%first recorded
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 24 Month Pick Your Term
$5,000
4.00% ▲ 1.13% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▲ 1.13% above avgNationally 2.88%
Details

Balance Required to Obtain APY: $5,000 or more

Rate History
No change since Oct 14, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 14, 2026: 4.00% APYOct 14, 2026Oct 14, 2026
Quaint Oak Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.98%
1710 Union Blvd, Allentown, PA 18109
2 Year Certificate
$0
4.00% ▲ 1.13% above Pennsylvania avg
View
▼
Rate3.87%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.87%▲ 1.13% above avgNationally 2.88%
Details

Rate History
No change since Oct 3, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Oct 3, 2026: 4.00% APYOct 3, 2026Oct 14, 2026
Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
3015 W Emaus Ave, Allentown, PA 18103 7107
Share Certificate - 24-Month
$500
4.00% ▲ 1.13% above Pennsylvania avg
View
▼
Rate3.92%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.13% above avgNationally 2.88%
Details

Rate Type: Fixed

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 14, 2026: 3.75% APYOct 5, 2026: 4.00% APYSep 14, 2026Oct 14, 2026
  • Oct 5, 20264.00%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
3900 Hamilton Blvd, Allentown, PA 18103
2 Year IRA Certificate
$0
3.95% ▲ 1.08% above Pennsylvania avg
View
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▲ 1.08% above avgNationally 2.88%
Details

Term: 2 years - Fixed rate add on; IRA rates effective 09/18/2026; Add-on feature: deposits of $25 or more can be added at any time; minimum balance of $100

Rate History
No change since Sep 18, 2026 · 3.95% APY · checked 2 times
3.45%3.95%4.45%Sep 18, 2026: 3.95% APYSep 18, 2026Oct 14, 2026
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
3900 Hamilton Blvd, Allentown, PA 18103
2 Year Certificate of Deposit
$0
3.50% ▲ 0.63% above Pennsylvania avg
View
▼
Rate3.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▲ 0.63% above avgNationally 2.88%
Details

APY based on semi-annual compounding; substantial penalty for early withdrawal

Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA 18103 4774
24 Month Business Certificates
$0
3.50% ▲ 0.63% above Pennsylvania avg
View
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 0.63% above avgNationally 2.88%
Details

Rate History
No change since Sep 12, 2026 · 3.50% APY · checked 5 times
3.00%3.50%4.00%Sep 12, 2026: 3.50% APYSep 12, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA 18103 4774
24 Month Share & IRA Share Certificate
$500
3.50% ▲ 0.63% above Pennsylvania avg
View
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 0.63% above avgNationally 2.88%
Details

Dividend rates and APYs effective August 5, 2026; Penalty for early withdrawal; IRA rates include Traditional, Roth, and Education IRAs

Rate History
No change since Oct 8, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 8, 2026: 3.50% APYOct 8, 2026Oct 14, 2026
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
3720 Hamilton Blvd, Allentown, PA 18103
Share/IRA Certificate - 24 Months
$500
3.50% ▲ 0.63% above Pennsylvania avg
View
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 0.63% above avgNationally 2.88%
Details

$500 minimum deposit to open account and earn APY

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
24 Month Growth CD
$500
2.25% ▼ 0.62% below Pennsylvania avg
View
▼
Rate2.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▼ 0.62% below avgNationally 2.88%
Details

$500.00 Minimum Growth CD; Apply Online; Compounded interest; $500.00 minimum required to open

Rate History
No change since Sep 24, 2026 · 2.25% APY · checked 6 times
1.75%2.25%2.75%Sep 24, 2026: 2.25% APYSep 24, 2026Oct 14, 2026
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
24 Month Income CD
$5,000
2.23% ▼ 0.64% below Pennsylvania avg
View
▼
Rate2.23%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▼ 0.64% below avgNationally 2.88%
Details

$5,000.00 Minimum Income CD; Apply Online; Simple interest paid at an annual rate; Requires interest deposited into a QNB savings, checking, or money market account; Income CDs available for in-branch account opening only; $5,000.00 minimum required to open

Rate History
No change since Sep 24, 2026 · 2.23% APY · checked 6 times
1.73%2.23%2.73%Sep 24, 2026: 2.23% APYSep 24, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
24 Month Relationship IRA/Roth
$1,000
1.90% ▼ 0.97% below Pennsylvania avg
View
▼
Rate1.89%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▼ 0.97% below avgNationally 2.88%
Details

Relationship IRA (primary holder needs active consumer checking with direct deposit, online banking, and debit card); Balance: $250,000 - $999,999.99

Rate History
No change since Sep 14, 2026 · 1.90% APY · checked 8 times
1.40%1.90%2.40%Sep 14, 2026: 1.90% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 24 Month Relationship
$1,000
1.90% ▼ 0.97% below Pennsylvania avg
View
▼
Rate1.89%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▼ 0.97% below avgNationally 2.88%
Details

Relationship CD; Balance: $250,000 - $999,999.99

Rate History
No change since Oct 14, 2026 · 1.90% APY
1.40%1.90%2.40%Oct 14, 2026: 1.90% APYOct 14, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA 18103
24 Month Certificate
$0
1.85% ▼ 1.02% below Pennsylvania avg
View
▼
Rate1.84%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▼ 1.02% below avgNationally 2.88%
Details

Effective Date: October 01, 2026

Rate History
1 change since Sep 12, 2026 · 1.95% → 1.85% ▼ 0.10 pts · high 1.95% / low 1.85%
1.35%1.90%2.45%Sep 12, 2026: 1.95% APYOct 12, 2026: 1.85% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20261.85%▼ from 1.95%
  • Sep 12, 20261.95%first recorded
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA 18103
Share and IRA Certificates - 24 Months
$0
1.85% ▼ 1.02% below Pennsylvania avg
View
▼
Rate1.84%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▼ 1.02% below avgNationally 2.88%
Details

APY with Bonus Rate: 1.95%

Rate History
No change since Oct 12, 2026 · 1.85% APY
1.35%1.85%2.35%Oct 12, 2026: 1.85% APYOct 12, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
24 Month Relationship IRA/Roth
$1,000
1.80% ▼ 1.07% below Pennsylvania avg
View
▼
Rate1.79%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▼ 1.07% below avgNationally 2.88%
Details

Relationship IRA (primary holder needs active consumer checking with direct deposit, online banking, and debit card); Balance: $100,000 - $249,999

Rate History
No change since Sep 14, 2026 · 1.80% APY · checked 8 times
1.30%1.80%2.30%Sep 14, 2026: 1.80% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 24 Month Relationship
$1,000
1.80% ▼ 1.07% below Pennsylvania avg
View
▼
Rate1.79%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▼ 1.07% below avgNationally 2.88%
Details

Relationship CD; Balance: $100,000 - $249,999.99

Rate History
No change since Oct 14, 2026 · 1.80% APY
1.30%1.80%2.30%Oct 14, 2026: 1.80% APYOct 14, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
24 Month Certificate
$500
1.80% ▼ 1.07% below Pennsylvania avg
View
▼
Rate1.79%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▼ 1.07% below avgNationally 2.88%
Details

Balance: $1,000,000.00 or more; Open Online

Rate History
No change since Sep 12, 2026 · 1.80% APY · checked 4 times
1.30%1.80%2.30%Sep 12, 2026: 1.80% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 24 Month
$500
1.80% ▼ 1.07% below Pennsylvania avg
View
▼
Rate1.79%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▼ 1.07% below avgNationally 2.88%
Details

Balance: $1,000,000.00 or more

Rate History
No change since Sep 25, 2026 · 1.80% APY · checked 3 times
1.30%1.80%2.30%Sep 25, 2026: 1.80% APYSep 25, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
24 Month Certificate
$500
1.75% ▼ 1.12% below Pennsylvania avg
View
▼
Rate1.74%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▼ 1.12% below avgNationally 2.88%
Details

Balance: $100,000.00 - $499,999.99; Open Online

Rate History
No change since Oct 4, 2026 · 1.75% APY · checked 3 times
1.25%1.75%2.25%Oct 4, 2026: 1.75% APYOct 4, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 24 Month
$500
1.75% ▼ 1.12% below Pennsylvania avg
View
▼
Rate1.74%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▼ 1.12% below avgNationally 2.88%
Details

Balance: $100,000.00 - $499,999.99

Rate History
No change since Sep 25, 2026 · 1.75% APY · checked 3 times
1.25%1.75%2.25%Sep 25, 2026: 1.75% APYSep 25, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
24 Month IRA/Roth
$1,000
1.65% ▼ 1.22% below Pennsylvania avg
View
▼
Rate1.64%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▼ 1.22% below avgNationally 2.88%
Details

Balance: $250,000 - $999,999.99

Rate History
No change since Sep 14, 2026 · 1.65% APY · checked 8 times
1.15%1.65%2.15%Sep 14, 2026: 1.65% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
24 Month Relationship IRA/Roth
$1,000
1.65% ▼ 1.22% below Pennsylvania avg
View
▼
Rate1.64%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▼ 1.22% below avgNationally 2.88%
Details

Relationship IRA (primary holder needs active consumer checking with direct deposit, online banking, and debit card); Balance: $50,000 - $99,999

Rate History
No change since Sep 14, 2026 · 1.65% APY · checked 8 times
1.15%1.65%2.15%Sep 14, 2026: 1.65% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 24 Month Relationship
$1,000
1.65% ▼ 1.22% below Pennsylvania avg
View
▼
Rate1.64%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▼ 1.22% below avgNationally 2.88%
Details

Relationship CD; Balance: $50,000 - $99,999.99

Rate History
No change since Oct 14, 2026 · 1.65% APY
1.15%1.65%2.15%Oct 14, 2026: 1.65% APYOct 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 24 Months
$1,000
1.65% ▼ 1.22% below Pennsylvania avg
View
▼
Rate1.64%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▼ 1.22% below avgNationally 2.88%
Details

Balance: $250,000 - $999,999.99

Rate History
No change since Sep 14, 2026 · 1.65% APY · checked 6 times
1.15%1.65%2.15%Sep 14, 2026: 1.65% APYSep 14, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
24 Month Certificate
$500
1.65% ▼ 1.22% below Pennsylvania avg
View
▼
Rate1.64%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▼ 1.22% below avgNationally 2.88%
Details

Balance: $75,000.00 - $99,999.99; Open Online

Rate History
No change since Sep 12, 2026 · 1.65% APY · checked 4 times
1.15%1.65%2.15%Sep 12, 2026: 1.65% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
24-Month Bump Up
$500
1.65% ▼ 1.22% below Pennsylvania avg
View
▼
Rate1.64%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▼ 1.22% below avgNationally 2.88%
Details

Balance: $1,000,000.00 or more; Open Online

Rate History
No change since Oct 12, 2026 · 1.65% APY
1.15%1.65%2.15%Oct 12, 2026: 1.65% APYOct 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 24 Month
$500
1.65% ▼ 1.22% below Pennsylvania avg
View
▼
Rate1.64%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▼ 1.22% below avgNationally 2.88%
Details

Balance: $75,000.00 - $99,999.99

Rate History
No change since Sep 25, 2026 · 1.65% APY · checked 3 times
1.15%1.65%2.15%Sep 25, 2026: 1.65% APYSep 25, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
24-Month Bump Up
$500
1.60% ▼ 1.27% below Pennsylvania avg
View
▼
Rate1.59%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▼ 1.27% below avgNationally 2.88%
Details

Balance: $100,000.00 - $499,999.99; Open Online

Rate History
No change since Oct 12, 2026 · 1.60% APY
1.10%1.60%2.10%Oct 12, 2026: 1.60% APYOct 12, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
24 Month IRA/Roth
$1,000
1.55% ▼ 1.32% below Pennsylvania avg
View
▼
Rate1.54%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▼ 1.32% below avgNationally 2.88%
Details

Balance: $100,000 - $249,999

Rate History
No change since Sep 14, 2026 · 1.55% APY · checked 8 times
1.05%1.55%2.05%Sep 14, 2026: 1.55% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 24 Months
$1,000
1.55% ▼ 1.32% below Pennsylvania avg
View
▼
Rate1.54%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▼ 1.32% below avgNationally 2.88%
Details

Balance: $100,000 - $249,999.99

Rate History
No change since Sep 14, 2026 · 1.55% APY · checked 6 times
1.05%1.55%2.05%Sep 14, 2026: 1.55% APYSep 14, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
24 Month Certificate
$500
1.55% ▼ 1.32% below Pennsylvania avg
View
▼
Rate1.54%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▼ 1.32% below avgNationally 2.88%
Details

Balance: $50,000.00 - $74,999.99; Open Online

Rate History
No change since Sep 12, 2026 · 1.55% APY · checked 4 times
1.05%1.55%2.05%Sep 12, 2026: 1.55% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 24 Month
$500
1.55% ▼ 1.32% below Pennsylvania avg
View
▼
Rate1.54%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▼ 1.32% below avgNationally 2.88%
Details

Balance: $50,000.00 - $74,999.99

Rate History
No change since Sep 25, 2026 · 1.55% APY · checked 3 times
1.05%1.55%2.05%Sep 25, 2026: 1.55% APYSep 25, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
24 Month Certificate
$500
1.50% ▼ 1.37% below Pennsylvania avg
View
▼
Rate1.49%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▼ 1.37% below avgNationally 2.88%
Details

Balance: $10,000.00 - $49,999.99; Open Online

Rate History
No change since Sep 12, 2026 · 1.50% APY · checked 4 times
1.00%1.50%2.00%Sep 12, 2026: 1.50% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
24-Month Bump Up
$500
1.50% ▼ 1.37% below Pennsylvania avg
View
▼
Rate1.49%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▼ 1.37% below avgNationally 2.88%
Details

Balance: $75,000.00 - $99,999.99; Open Online

Rate History
No change since Oct 12, 2026 · 1.50% APY
1.00%1.50%2.00%Oct 12, 2026: 1.50% APYOct 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 24 Month
$500
1.50% ▼ 1.37% below Pennsylvania avg
View
▼
Rate1.49%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▼ 1.37% below avgNationally 2.88%
Details

Balance: $10,000.00 - $49,999.99

Rate History
No change since Sep 25, 2026 · 1.50% APY · checked 3 times
1.00%1.50%2.00%Sep 25, 2026: 1.50% APYSep 25, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
24 Month Certificate
$500
1.45% ▼ 1.42% below Pennsylvania avg
View
▼
Rate1.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▼ 1.42% below avgNationally 2.88%
Details

Balance: $500.00 - $9,999.99; Open Online

Rate History
No change since Sep 25, 2026 · 1.45% APY · checked 4 times
0.95%1.45%1.95%Sep 25, 2026: 1.45% APYSep 25, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 24 Month
$500
1.45% ▼ 1.42% below Pennsylvania avg
View
▼
Rate1.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▼ 1.42% below avgNationally 2.88%
Details

Balance: $500.00 - $9,999.99

Rate History
No change since Sep 25, 2026 · 1.45% APY · checked 3 times
0.95%1.45%1.95%Sep 25, 2026: 1.45% APYSep 25, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
24 Month IRA/Roth
$1,000
1.40% ▼ 1.47% below Pennsylvania avg
View
▼
Rate1.39%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▼ 1.47% below avgNationally 2.88%
Details

Balance: $50,000 - $99,999

Rate History
No change since Sep 14, 2026 · 1.40% APY · checked 8 times
0.90%1.40%1.90%Sep 14, 2026: 1.40% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
24 Month Relationship IRA/Roth
$1,000
1.40% ▼ 1.47% below Pennsylvania avg
View
▼
Rate1.39%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▼ 1.47% below avgNationally 2.88%
Details

Relationship IRA (primary holder needs active consumer checking with direct deposit, online banking, and debit card); Balance: $1,000 - $49,999; APY based on a balance of $1,000

Rate History
No change since Sep 14, 2026 · 1.40% APY · checked 8 times
0.90%1.40%1.90%Sep 14, 2026: 1.40% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 24 Month Relationship
$1,000
1.40% ▼ 1.47% below Pennsylvania avg
View
▼
Rate1.39%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▼ 1.47% below avgNationally 2.88%
Details

Relationship CD; Balance: $0.01 - $49,999.99

Rate History
No change since Oct 14, 2026 · 1.40% APY
0.90%1.40%1.90%Oct 14, 2026: 1.40% APYOct 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 24 Months
$1,000
1.40% ▼ 1.47% below Pennsylvania avg
View
▼
Rate1.39%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▼ 1.47% below avgNationally 2.88%
Details

Balance: $50,000 - $99,999.99

Rate History
No change since Sep 14, 2026 · 1.40% APY · checked 6 times
0.90%1.40%1.90%Sep 14, 2026: 1.40% APYSep 14, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
24-Month Bump Up
$500
1.40% ▼ 1.47% below Pennsylvania avg
View
▼
Rate1.39%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▼ 1.47% below avgNationally 2.88%
Details

Balance: $50,000.00 - $74,999.99; Open Online

Rate History
No change since Oct 12, 2026 · 1.40% APY
0.90%1.40%1.90%Oct 12, 2026: 1.40% APYOct 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
24-Month Bump Up
$500
1.35% ▼ 1.52% below Pennsylvania avg
View
▼
Rate1.34%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▼ 1.52% below avgNationally 2.88%
Details

Balance: $10,000.00 - $49,999.99; Open Online

Rate History
No change since Oct 12, 2026 · 1.35% APY
0.85%1.35%1.85%Oct 12, 2026: 1.35% APYOct 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
24-Month Bump Up
$500
1.30% ▼ 1.57% below Pennsylvania avg
View
▼
Rate1.29%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▼ 1.57% below avgNationally 2.88%
Details

Balance: $500.00 - $9,999.99; Open Online

Rate History
No change since Oct 12, 2026 · 1.30% APY
0.80%1.30%1.80%Oct 12, 2026: 1.30% APYOct 12, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
24 Month IRA/Roth
$1,000
1.15% ▼ 1.72% below Pennsylvania avg
View
▼
Rate1.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▼ 1.72% below avgNationally 2.88%
Details

Balance: $1,000 - $49,999; APY based on a balance of $1,000

Rate History
No change since Sep 14, 2026 · 1.15% APY · checked 8 times
0.65%1.15%1.65%Sep 14, 2026: 1.15% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 24 Months
$1,000
1.15% ▼ 1.72% below Pennsylvania avg
View
▼
Rate1.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▼ 1.72% below avgNationally 2.88%
Details

Balance: $0.01 - $49,999.99

Rate History
No change since Sep 14, 2026 · 1.15% APY · checked 6 times
0.65%1.15%1.65%Sep 14, 2026: 1.15% APYSep 14, 2026Oct 14, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
5980 Hamilton Blvd, Allentown, PA 18106
TD Choice CD 24 Month
$250
1.00% ▼ 1.87% below Pennsylvania avg
View
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▼ 1.87% below avgNationally 2.88%
Details

Non-Promotional; Balance: $250.00 - $9,999.99

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 14, 2026

Allentown 36 Month CD Rates

Pennsylvania 36 Month CD Average2.74% APYNational 2.81%▼ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
36 Month Regular & IRA Certificate
$500
4.00% ▲ 1.26% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.26% above avgNationally 2.81%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity

Rate History
No change since Oct 12, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 12, 2026: 4.00% APYOct 12, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
Regular & IRA Certificate - 36 months
$500
4.00% ▲ 1.26% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.26% above avgNationally 2.81%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity; fees could reduce earnings; APY assumes dividends remain in account

Rate History
No change since Oct 12, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 12, 2026: 4.00% APYOct 12, 2026Oct 14, 2026
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
4029 W Tilghman St, Allentown, PA 18104
3 Year CD
$500
3.80% ▲ 1.06% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.06% above avgNationally 2.81%
Details

APY from CD Rate Comparison table; $500 minimum deposit to open a CD; APYs available for American Bank personal and business accounts; compounded daily

Rate History
1 change since Sep 19, 2026 · 3.50% → 3.80% ▲ 0.30 pts · high 3.80% / low 3.50%
3.00%3.65%4.30%Sep 19, 2026: 3.50% APYOct 14, 2026: 3.80% APYSep 19, 2026Oct 14, 2026
  • Oct 14, 20263.80%▲ from 3.50%
  • Sep 19, 20263.50%first recorded
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
4029 W Tilghman St, Allentown, PA 18104
36 Month Certificate of Deposit
$500
3.80% ▲ 1.06% above Pennsylvania avg
View
▼
Rate3.73%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.06% above avgNationally 2.81%
Details

Interest compounded daily

Rate History
1 change since Sep 24, 2026 · 3.50% → 3.80% ▲ 0.30 pts · high 3.80% / low 3.50%
3.00%3.65%4.30%Sep 24, 2026: 3.50% APYOct 14, 2026: 3.80% APYSep 24, 2026Oct 14, 2026
  • Oct 14, 20263.80%▲ from 3.50%
  • Sep 24, 20263.50%first recorded
Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
3015 W Emaus Ave, Allentown, PA 18103 7107
Share Certificate - 36-Month
$500
3.75% ▲ 1.01% above Pennsylvania avg
View
▼
Rate3.68%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.74%▲ 1.01% above avgNationally 2.81%
Details

Rate Type: Fixed

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.75% ▲ 0.25 pts · high 3.75% / low 3.50%
3.00%3.63%4.25%Sep 14, 2026: 3.50% APYOct 5, 2026: 3.75% APYSep 14, 2026Oct 14, 2026
  • Oct 5, 20263.75%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
3720 Hamilton Blvd, Allentown, PA 18103
Share/IRA Certificate - 36 Months
$500
3.50% ▲ 0.76% above Pennsylvania avg
View
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.74%▲ 0.76% above avgNationally 2.81%
Details

$500 minimum deposit to open account and earn APY

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
Quaint Oak Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.98%
1710 Union Blvd, Allentown, PA 18109
3 Year Certificate
$0
3.45% ▲ 0.71% above Pennsylvania avg
View
▼
Rate3.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.74%▲ 0.71% above avgNationally 2.81%
Details

Rate History
No change since Oct 3, 2026 · 3.45% APY · checked 3 times
2.95%3.45%3.95%Oct 3, 2026: 3.45% APYOct 3, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA 18103 4774
36 Month Business Certificates
$0
3.25% ▲ 0.51% above Pennsylvania avg
View
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 0.51% above avgNationally 2.81%
Details

Rate History
No change since Sep 12, 2026 · 3.25% APY · checked 5 times
2.75%3.25%3.75%Sep 12, 2026: 3.25% APYSep 12, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA 18103 4774
36 Month Share & IRA Share Certificate
$500
3.25% ▲ 0.51% above Pennsylvania avg
View
▼
Rate3.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 0.51% above avgNationally 2.81%
Details

Dividend rates and APYs effective August 5, 2026; Penalty for early withdrawal; IRA rates include Traditional, Roth, and Education IRAs

Rate History
No change since Oct 8, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Oct 8, 2026: 3.25% APYOct 8, 2026Oct 14, 2026
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
3900 Hamilton Blvd, Allentown, PA 18103
3 Year Certificate of Deposit
$0
3.20% ▲ 0.46% above Pennsylvania avg
View
▼
Rate3.17%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 0.46% above avgNationally 2.81%
Details

APY based on semi-annual compounding; substantial penalty for early withdrawal

Rate History
No change since Sep 18, 2026 · 3.20% APY · checked 7 times
2.70%3.20%3.70%Sep 18, 2026: 3.20% APYSep 18, 2026Oct 14, 2026
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
3900 Hamilton Blvd, Allentown, PA 18103
3 Year IRA Certificate
$0
3.20% ▲ 0.46% above Pennsylvania avg
View
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 0.46% above avgNationally 2.81%
Details

IRA rates effective 09/18/2026

Rate History
No change since Sep 18, 2026 · 3.20% APY · checked 2 times
2.70%3.20%3.70%Sep 18, 2026: 3.20% APYSep 18, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
36 Month Certificate
$500
2.05% ▼ 0.69% below Pennsylvania avg
View
▼
Rate2.03%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▼ 0.69% below avgNationally 2.81%
Details

Balance: $1,000,000.00 or more; Open Online

Rate History
No change since Sep 12, 2026 · 2.05% APY · checked 4 times
1.55%2.05%2.55%Sep 12, 2026: 2.05% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 36 Month
$500
2.05% ▼ 0.69% below Pennsylvania avg
View
▼
Rate2.03%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▼ 0.69% below avgNationally 2.81%
Details

Balance: $1,000,000.00 or more

Rate History
3 changes since Sep 12, 2026 · 1.70% → 2.05% ▲ 0.35 pts · high 2.05% / low 1.70%
1.20%1.88%2.55%Sep 12, 2026: 1.70% APYSep 25, 2026: 2.05% APYOct 8, 2026: 1.70% APYOct 12, 2026: 2.05% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20262.05%▲ from 1.70%
  • Oct 8, 20261.70%▼ from 2.05%
  • Sep 25, 20262.05%▲ from 1.70%
  • Sep 12, 20261.70%first recorded
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA 18103
36 Month Bump Up Certificate
$0
2.00% ▼ 0.74% below Pennsylvania avg
View
▼
Rate1.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▼ 0.74% below avgNationally 2.81%
Details

Balance: $500 - $1,000,000; Effective Date: October 01, 2026; APY with Bonus Rate: 2.10% (bonus of 0.10% APY when the Tax Reported Owner has an Ultra Checking account with an average monthly balance of at least $1.00); A penalty may be charged for early withdrawal

Rate History
No change since Sep 12, 2026 · 2.00% APY · checked 5 times
1.50%2.00%2.50%Sep 12, 2026: 2.00% APYSep 12, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA 18103
36 Month Certificate
$0
2.00% ▼ 0.74% below Pennsylvania avg
View
▼
Rate1.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▼ 0.74% below avgNationally 2.81%
Details

Effective Date: October 01, 2026

Rate History
No change since Sep 12, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Sep 12, 2026: 2.00% APYSep 12, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA 18103
Share and IRA Certificates - 36 Months
$0
2.00% ▼ 0.74% below Pennsylvania avg
View
▼
Rate1.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▼ 0.74% below avgNationally 2.81%
Details

APY with Bonus Rate: 2.10%

Rate History
No change since Oct 12, 2026 · 2.00% APY
1.50%2.00%2.50%Oct 12, 2026: 2.00% APYOct 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
36 Month Certificate
$500
2.00% ▼ 0.74% below Pennsylvania avg
View
▼
Rate1.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▼ 0.74% below avgNationally 2.81%
Details

Balance: $100,000.00 - $499,999.99; Open Online

Rate History
No change since Oct 4, 2026 · 2.00% APY · checked 3 times
1.50%2.00%2.50%Oct 4, 2026: 2.00% APYOct 4, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 36 Month
$500
2.00% ▼ 0.74% below Pennsylvania avg
View
▼
Rate1.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▼ 0.74% below avgNationally 2.81%
Details

Balance: $100,000.00 - $499,999.99

Rate History
3 changes since Sep 12, 2026 · 1.70% → 2.00% ▲ 0.30 pts · high 2.00% / low 1.70%
1.20%1.85%2.50%Sep 12, 2026: 1.70% APYSep 25, 2026: 2.00% APYOct 8, 2026: 1.70% APYOct 12, 2026: 2.00% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20262.00%▲ from 1.70%
  • Oct 8, 20261.70%▼ from 2.00%
  • Sep 25, 20262.00%▲ from 1.70%
  • Sep 12, 20261.70%first recorded
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
36 Month Certificate
$500
1.90% ▼ 0.84% below Pennsylvania avg
View
▼
Rate1.88%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▼ 0.84% below avgNationally 2.81%
Details

Balance: $75,000.00 - $99,999.99; Open Online

Rate History
No change since Sep 12, 2026 · 1.90% APY · checked 4 times
1.40%1.90%2.40%Sep 12, 2026: 1.90% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 36 Month
$500
1.90% ▼ 0.84% below Pennsylvania avg
View
▼
Rate1.88%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▼ 0.84% below avgNationally 2.81%
Details

Balance: $75,000.00 - $99,999.99

Rate History
3 changes since Sep 12, 2026 · 1.70% → 1.90% ▲ 0.20 pts · high 1.90% / low 1.70%
1.20%1.80%2.40%Sep 12, 2026: 1.70% APYSep 25, 2026: 1.90% APYOct 8, 2026: 1.70% APYOct 12, 2026: 1.90% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20261.90%▲ from 1.70%
  • Oct 8, 20261.70%▼ from 1.90%
  • Sep 25, 20261.90%▲ from 1.70%
  • Sep 12, 20261.70%first recorded
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 36 Month Relationship
$1,000
1.85% ▼ 0.89% below Pennsylvania avg
View
▼
Rate1.84%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▼ 0.89% below avgNationally 2.81%
Details

Relationship CD; Balance: $250,000 - $999,999.99

Rate History
No change since Oct 14, 2026 · 1.85% APY
1.35%1.85%2.35%Oct 14, 2026: 1.85% APYOct 14, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
36 Month Certificate
$500
1.80% ▼ 0.94% below Pennsylvania avg
View
▼
Rate1.79%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▼ 0.94% below avgNationally 2.81%
Details

Balance: $50,000.00 - $74,999.99; Open Online

Rate History
No change since Sep 12, 2026 · 1.80% APY · checked 4 times
1.30%1.80%2.30%Sep 12, 2026: 1.80% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 36 Month
$500
1.80% ▼ 0.94% below Pennsylvania avg
View
▼
Rate1.79%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▼ 0.94% below avgNationally 2.81%
Details

Balance: $50,000.00 - $74,999.99

Rate History
3 changes since Sep 12, 2026 · 1.70% → 1.80% ▲ 0.10 pts · high 1.80% / low 1.70%
1.20%1.75%2.30%Sep 12, 2026: 1.70% APYSep 25, 2026: 1.80% APYOct 8, 2026: 1.70% APYOct 12, 2026: 1.80% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20261.80%▲ from 1.70%
  • Oct 8, 20261.70%▼ from 1.80%
  • Sep 25, 20261.80%▲ from 1.70%
  • Sep 12, 20261.70%first recorded
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
36 Month Certificate
$500
1.75% ▼ 0.99% below Pennsylvania avg
View
▼
Rate1.74%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▼ 0.99% below avgNationally 2.81%
Details

Balance: $10,000.00 - $49,999.99; Open Online

Rate History
No change since Sep 12, 2026 · 1.75% APY · checked 4 times
1.25%1.75%2.25%Sep 12, 2026: 1.75% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 36 Month
$500
1.75% ▼ 0.99% below Pennsylvania avg
View
▼
Rate1.74%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▼ 0.99% below avgNationally 2.81%
Details

Balance: $10,000.00 - $49,999.99

Rate History
3 changes since Sep 12, 2026 · 1.70% → 1.75% ▲ 0.05 pts · high 1.75% / low 1.70%
1.20%1.73%2.25%Sep 12, 2026: 1.70% APYSep 25, 2026: 1.75% APYOct 8, 2026: 1.70% APYOct 12, 2026: 1.75% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20261.75%▲ from 1.70%
  • Oct 8, 20261.70%▼ from 1.75%
  • Sep 25, 20261.75%▲ from 1.70%
  • Sep 12, 20261.70%first recorded
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 36 Month Relationship
$1,000
1.70% ▼ 1.04% below Pennsylvania avg
View
▼
Rate1.69%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▼ 1.04% below avgNationally 2.81%
Details

Relationship CD; Balance: $100,000 - $249,999.99

Rate History
No change since Oct 14, 2026 · 1.70% APY
1.20%1.70%2.20%Oct 14, 2026: 1.70% APYOct 14, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
36 Month Certificate
$500
1.70% ▼ 1.04% below Pennsylvania avg
View
▼
Rate1.69%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▼ 1.04% below avgNationally 2.81%
Details

Balance: $500.00 - $9,999.99; Open Online

Rate History
No change since Sep 25, 2026 · 1.70% APY · checked 4 times
1.20%1.70%2.20%Sep 25, 2026: 1.70% APYSep 25, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
36 Month IRA Certificate
$0
1.70% ▼ 1.04% below Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▼ 1.04% below avgNationally 2.81%
Details

Rates effective October 12, 2026

Rate History
No change since Sep 12, 2026 · 1.70% APY · checked 3 times
1.20%1.70%2.20%Sep 12, 2026: 1.70% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 36 Month
$500
1.70% ▼ 1.04% below Pennsylvania avg
View
▼
Rate1.69%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▼ 1.04% below avgNationally 2.81%
Details

Balance: $500.00 - $9,999.99

Rate History
No change since Sep 12, 2026 · 1.70% APY · checked 5 times
1.20%1.70%2.20%Sep 12, 2026: 1.70% APYSep 12, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 36 Month Relationship
$1,000
1.60% ▼ 1.14% below Pennsylvania avg
View
▼
Rate1.59%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▼ 1.14% below avgNationally 2.81%
Details

Relationship CD; Balance: $50,000 - $99,999.99

Rate History
No change since Oct 14, 2026 · 1.60% APY
1.10%1.60%2.10%Oct 14, 2026: 1.60% APYOct 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 36 Months
$1,000
1.60% ▼ 1.14% below Pennsylvania avg
View
▼
Rate1.59%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▼ 1.14% below avgNationally 2.81%
Details

Balance: $250,000 - $999,999.99

Rate History
No change since Sep 14, 2026 · 1.60% APY · checked 6 times
1.10%1.60%2.10%Sep 14, 2026: 1.60% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 36 Months
$1,000
1.45% ▼ 1.29% below Pennsylvania avg
View
▼
Rate1.44%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▼ 1.29% below avgNationally 2.81%
Details

Balance: $100,000 - $249,999.99

Rate History
No change since Sep 14, 2026 · 1.45% APY · checked 6 times
0.95%1.45%1.95%Sep 14, 2026: 1.45% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 36 Month Relationship
$1,000
1.35% ▼ 1.39% below Pennsylvania avg
View
▼
Rate1.34%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▼ 1.39% below avgNationally 2.81%
Details

Relationship CD; Balance: $0.01 - $49,999.99

Rate History
No change since Oct 14, 2026 · 1.35% APY
0.85%1.35%1.85%Oct 14, 2026: 1.35% APYOct 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 36 Months
$1,000
1.35% ▼ 1.39% below Pennsylvania avg
View
▼
Rate1.34%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▼ 1.39% below avgNationally 2.81%
Details

Balance: $50,000 - $99,999.99

Rate History
No change since Sep 14, 2026 · 1.35% APY · checked 6 times
0.85%1.35%1.85%Sep 14, 2026: 1.35% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 36 Months
$1,000
1.10% ▼ 1.64% below Pennsylvania avg
View
▼
Rate1.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▼ 1.64% below avgNationally 2.81%
Details

Balance: $0.01 - $49,999.99

Rate History
No change since Sep 14, 2026 · 1.10% APY · checked 6 times
0.60%1.10%1.60%Sep 14, 2026: 1.10% APYSep 14, 2026Oct 14, 2026
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
4127 W Tilghman St, Allentown, PA 18104
36 Month Certificates of Deposit
$0
1.01% ▼ 1.73% below Pennsylvania avg
View
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▼ 1.73% below avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 1.01% APY · checked 7 times
0.51%1.01%1.51%Sep 18, 2026: 1.01% APYSep 18, 2026Oct 14, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
5980 Hamilton Blvd, Allentown, PA 18106
TD Choice CD 3 Year
$250
1.00% ▼ 1.74% below Pennsylvania avg
View
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▼ 1.74% below avgNationally 2.81%
Details

Non-Promotional; Balance: $250.00 - $9,999.99

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 14, 2026
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
36 Month Growth CD
$500
1.00% ▼ 1.74% below Pennsylvania avg
View
▼
Rate0.99%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▼ 1.74% below avgNationally 2.81%
Details

$500.00 Minimum Growth CD; Apply Online; Compounded interest; $500.00 minimum required to open

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 6 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Oct 14, 2026
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3100 West Tilghman Street, Allentown, PA 18104
36 Month Certificate
$500
1.00% ▼ 1.74% below Pennsylvania avg
View
▼
Rate1.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.74%▼ 1.74% below avgNationally 2.81%
Details

Crediting Frequency: End Of Month

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 5 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Oct 14, 2026
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3100 West Tilghman Street, Allentown, PA 18104
36 Month IRA
$0
1.00% ▼ 1.74% below Pennsylvania avg
View
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.74%▼ 1.74% below avgNationally 2.81%
Details

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 5 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Oct 14, 2026
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
36 Month Income CD
$5,000
0.99% ▼ 1.75% below Pennsylvania avg
View
▼
Rate0.99%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▼ 1.75% below avgNationally 2.81%
Details

$5,000.00 Minimum Income CD; Apply Online; Simple interest paid at an annual rate; Requires interest deposited into a QNB savings, checking, or money market account; Income CDs available for in-branch account opening only; $5,000.00 minimum required to open

Rate History
No change since Sep 24, 2026 · 0.99% APY · checked 6 times
0.49%0.99%1.49%Sep 24, 2026: 0.99% APYSep 24, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4602 Broadway, Allentown, PA 18104
36 Month Certificate of Deposit
$0
0.03% ▼ 2.71% below Pennsylvania avg
View
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▼ 2.71% below avgNationally 2.81%
Details

Balance: $25,000.00 and above; Standard Rates

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 4 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4602 Broadway, Allentown, PA 18104
IRA CD - 36 Months
$250
0.03% ▼ 2.71% below Pennsylvania avg
View
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▼ 2.71% below avgNationally 2.81%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 2 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4602 Broadway, Allentown, PA 18104
36 Month Certificate of Deposit
$0
0.02% ▼ 2.72% below Pennsylvania avg
View
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▼ 2.72% below avgNationally 2.81%
Details

Balance: $1,000.00 - $24,999.99; Standard Rates

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 4 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4602 Broadway, Allentown, PA 18104
IRA CD - 36 Months
$250
0.02% ▼ 2.72% below Pennsylvania avg
View
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▼ 2.72% below avgNationally 2.81%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 2 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4602 Broadway, Allentown, PA 18104
36 Month Certificate of Deposit
$0
0.01% ▼ 2.73% below Pennsylvania avg
View
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▼ 2.73% below avgNationally 2.81%
Details

Balance: $1.00 - $999.99; Standard Rates

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 4 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4602 Broadway, Allentown, PA 18104
IRA CD - 36 Months
$250
0.01% ▼ 2.73% below Pennsylvania avg
View
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▼ 2.73% below avgNationally 2.81%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 2 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 14, 2026
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month Certificate of Deposit
$0
4.52% ▲ 1.78% above Pennsylvania avg
View
▼
Rate4.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.78% above avgNationally 2.81%
Details

Balance: $100,000.00 and over

Rate History
1 change since Sep 18, 2026 · 4.27% → 4.52% ▲ 0.25 pts · high 4.52% / low 4.27%
3.77%4.40%5.02%Sep 18, 2026: 4.27% APYOct 7, 2026: 4.52% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.52%▲ from 4.27%
  • Sep 18, 20264.27%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month IRA CD
$0
4.52% ▲ 1.78% above Pennsylvania avg
View
▼
Rate4.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.78% above avgNationally 2.81%
Details

Balance: $100,000.00 and over

Rate History
1 change since Sep 18, 2026 · 4.27% → 4.52% ▲ 0.25 pts · high 4.52% / low 4.27%
3.77%4.40%5.02%Sep 18, 2026: 4.27% APYOct 2, 2026: 4.52% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20264.52%▲ from 4.27%
  • Sep 18, 20264.27%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
36 Month Share Certificate
$0
4.50% ▲ 1.76% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.74%▲ 1.76% above avgNationally 2.81%
Details

Balance: $250,000.01+; Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings based on minimum tier balance; Rates effective as of September 16, 2026

Rate History
No change since Oct 5, 2026 · 4.50% APY · checked 3 times
4.00%4.50%5.00%Oct 5, 2026: 4.50% APYOct 5, 2026Oct 14, 2026

Allentown 48 Month CD Rates

Pennsylvania 48 Month CD Average2.64% APYNational 2.80%▼ 0.02% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
48 Month Regular & IRA Certificate
$500
4.00% ▲ 1.36% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.36% above avgNationally 2.80%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity

Rate History
No change since Oct 12, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 12, 2026: 4.00% APYOct 12, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
Regular & IRA Certificate - 48 months
$500
4.00% ▲ 1.36% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.36% above avgNationally 2.80%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity; fees could reduce earnings; APY assumes dividends remain in account

Rate History
No change since Oct 12, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 12, 2026: 4.00% APYOct 12, 2026Oct 14, 2026
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
4029 W Tilghman St, Allentown, PA 18104
48 Month Certificate of Deposit
$500
3.80% ▲ 1.16% above Pennsylvania avg
View
▼
Rate3.73%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.16% above avgNationally 2.80%
Details

Interest compounded daily

Rate History
1 change since Sep 24, 2026 · 3.50% → 3.80% ▲ 0.30 pts · high 3.80% / low 3.50%
3.00%3.65%4.30%Sep 24, 2026: 3.50% APYOct 14, 2026: 3.80% APYSep 24, 2026Oct 14, 2026
  • Oct 14, 20263.80%▲ from 3.50%
  • Sep 24, 20263.50%first recorded
Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
3015 W Emaus Ave, Allentown, PA 18103 7107
Share Certificate - 48-Month
$500
3.75% ▲ 1.11% above Pennsylvania avg
View
▼
Rate3.68%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.64%▲ 1.11% above avgNationally 2.80%
Details

Rate Type: Fixed

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.75% ▲ 0.25 pts · high 3.75% / low 3.50%
3.00%3.63%4.25%Sep 14, 2026: 3.50% APYOct 5, 2026: 3.75% APYSep 14, 2026Oct 14, 2026
  • Oct 5, 20263.75%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
Quaint Oak Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.98%
1710 Union Blvd, Allentown, PA 18109
4 Year Certificate
$0
3.45% ▲ 0.81% above Pennsylvania avg
View
▼
Rate3.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.64%▲ 0.81% above avgNationally 2.80%
Details

Rate History
No change since Oct 3, 2026 · 3.45% APY · checked 3 times
2.95%3.45%3.95%Oct 3, 2026: 3.45% APYOct 3, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA 18103 4774
48 Month Business Certificates
$0
3.25% ▲ 0.61% above Pennsylvania avg
View
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 0.61% above avgNationally 2.80%
Details

Rate History
No change since Sep 12, 2026 · 3.25% APY · checked 5 times
2.75%3.25%3.75%Sep 12, 2026: 3.25% APYSep 12, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA 18103 4774
48 Month Share & IRA Share Certificate
$500
3.25% ▲ 0.61% above Pennsylvania avg
View
▼
Rate3.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 0.61% above avgNationally 2.80%
Details

Dividend rates and APYs effective August 5, 2026; Penalty for early withdrawal; IRA rates include Traditional, Roth, and Education IRAs

Rate History
No change since Oct 8, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Oct 8, 2026: 3.25% APYOct 8, 2026Oct 14, 2026
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
3900 Hamilton Blvd, Allentown, PA 18103
4 Year Certificate of Deposit
$0
3.20% ▲ 0.56% above Pennsylvania avg
View
▼
Rate3.17%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 0.56% above avgNationally 2.80%
Details

APY based on semi-annual compounding; substantial penalty for early withdrawal

Rate History
No change since Sep 18, 2026 · 3.20% APY · checked 7 times
2.70%3.20%3.70%Sep 18, 2026: 3.20% APYSep 18, 2026Oct 14, 2026
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
3900 Hamilton Blvd, Allentown, PA 18103
4 Year IRA Certificate
$0
3.20% ▲ 0.56% above Pennsylvania avg
View
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 0.56% above avgNationally 2.80%
Details

IRA rates effective 09/18/2026

Rate History
No change since Sep 18, 2026 · 3.20% APY · checked 2 times
2.70%3.20%3.70%Sep 18, 2026: 3.20% APYSep 18, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
48 Month Certificate
$500
2.15% ▼ 0.49% below Pennsylvania avg
View
▼
Rate2.13%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▼ 0.49% below avgNationally 2.80%
Details

Balance: $1,000,000.00 or more; Open Online

Rate History
No change since Sep 12, 2026 · 2.15% APY · checked 4 times
1.65%2.15%2.65%Sep 12, 2026: 2.15% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 48 Month
$500
2.15% ▼ 0.49% below Pennsylvania avg
View
▼
Rate2.13%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▼ 0.49% below avgNationally 2.80%
Details

Balance: $1,000,000.00 or more

Rate History
3 changes since Sep 12, 2026 · 1.80% → 2.15% ▲ 0.35 pts · high 2.15% / low 1.80%
1.30%1.98%2.65%Sep 12, 2026: 1.80% APYSep 25, 2026: 2.15% APYOct 8, 2026: 1.80% APYOct 12, 2026: 2.15% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20262.15%▲ from 1.80%
  • Oct 8, 20261.80%▼ from 2.15%
  • Sep 25, 20262.15%▲ from 1.80%
  • Sep 12, 20261.80%first recorded
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
48 Month Certificate
$500
2.10% ▼ 0.54% below Pennsylvania avg
View
▼
Rate2.08%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▼ 0.54% below avgNationally 2.80%
Details

Balance: $100,000.00 - $499,999.99; Open Online

Rate History
No change since Oct 4, 2026 · 2.10% APY · checked 3 times
1.60%2.10%2.60%Oct 4, 2026: 2.10% APYOct 4, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 48 Month
$500
2.10% ▼ 0.54% below Pennsylvania avg
View
▼
Rate2.08%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▼ 0.54% below avgNationally 2.80%
Details

Balance: $100,000.00 - $499,999.99

Rate History
3 changes since Sep 12, 2026 · 1.80% → 2.10% ▲ 0.30 pts · high 2.10% / low 1.80%
1.30%1.95%2.60%Sep 12, 2026: 1.80% APYSep 25, 2026: 2.10% APYOct 8, 2026: 1.80% APYOct 12, 2026: 2.10% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20262.10%▲ from 1.80%
  • Oct 8, 20261.80%▼ from 2.10%
  • Sep 25, 20262.10%▲ from 1.80%
  • Sep 12, 20261.80%first recorded
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA 18103
48 Month Certificate
$0
2.05% ▼ 0.59% below Pennsylvania avg
View
▼
Rate2.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▼ 0.59% below avgNationally 2.80%
Details

Effective Date: October 01, 2026

Rate History
No change since Sep 12, 2026 · 2.05% APY · checked 2 times
1.55%2.05%2.55%Sep 12, 2026: 2.05% APYSep 12, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA 18103
Share and IRA Certificates - 48 Months
$0
2.05% ▼ 0.59% below Pennsylvania avg
View
▼
Rate2.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▼ 0.59% below avgNationally 2.80%
Details

APY with Bonus Rate: 2.15%

Rate History
No change since Oct 12, 2026 · 2.05% APY
1.55%2.05%2.55%Oct 12, 2026: 2.05% APYOct 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
48 Month Certificate
$500
2.00% ▼ 0.64% below Pennsylvania avg
View
▼
Rate1.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▼ 0.64% below avgNationally 2.80%
Details

Balance: $75,000.00 - $99,999.99; Open Online

Rate History
No change since Sep 12, 2026 · 2.00% APY · checked 4 times
1.50%2.00%2.50%Sep 12, 2026: 2.00% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 48 Month
$500
2.00% ▼ 0.64% below Pennsylvania avg
View
▼
Rate1.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▼ 0.64% below avgNationally 2.80%
Details

Balance: $75,000.00 - $99,999.99

Rate History
3 changes since Sep 12, 2026 · 1.80% → 2.00% ▲ 0.20 pts · high 2.00% / low 1.80%
1.30%1.90%2.50%Sep 12, 2026: 1.80% APYSep 25, 2026: 2.00% APYOct 8, 2026: 1.80% APYOct 12, 2026: 2.00% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20262.00%▲ from 1.80%
  • Oct 8, 20261.80%▼ from 2.00%
  • Sep 25, 20262.00%▲ from 1.80%
  • Sep 12, 20261.80%first recorded
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
48-Month Bump Up
$500
1.95% ▼ 0.69% below Pennsylvania avg
View
▼
Rate1.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▼ 0.69% below avgNationally 2.80%
Details

Balance: $1,000,000.00 or more; Open Online

Rate History
No change since Oct 12, 2026 · 1.95% APY
1.45%1.95%2.45%Oct 12, 2026: 1.95% APYOct 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
48 Month Certificate
$500
1.90% ▼ 0.74% below Pennsylvania avg
View
▼
Rate1.88%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▼ 0.74% below avgNationally 2.80%
Details

Balance: $50,000.00 - $74,999.99; Open Online

Rate History
No change since Sep 12, 2026 · 1.90% APY · checked 4 times
1.40%1.90%2.40%Sep 12, 2026: 1.90% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
48-Month Bump Up
$500
1.90% ▼ 0.74% below Pennsylvania avg
View
▼
Rate1.88%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▼ 0.74% below avgNationally 2.80%
Details

Balance: $100,000.00 - $499,999.99; Open Online

Rate History
No change since Oct 12, 2026 · 1.90% APY
1.40%1.90%2.40%Oct 12, 2026: 1.90% APYOct 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 48 Month
$500
1.90% ▼ 0.74% below Pennsylvania avg
View
▼
Rate1.88%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▼ 0.74% below avgNationally 2.80%
Details

Balance: $50,000.00 - $74,999.99

Rate History
3 changes since Sep 12, 2026 · 1.80% → 1.90% ▲ 0.10 pts · high 1.90% / low 1.80%
1.30%1.85%2.40%Sep 12, 2026: 1.80% APYSep 25, 2026: 1.90% APYOct 8, 2026: 1.80% APYOct 12, 2026: 1.90% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20261.90%▲ from 1.80%
  • Oct 8, 20261.80%▼ from 1.90%
  • Sep 25, 20261.90%▲ from 1.80%
  • Sep 12, 20261.80%first recorded
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
48 Month Certificate
$500
1.85% ▼ 0.79% below Pennsylvania avg
View
▼
Rate1.83%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▼ 0.79% below avgNationally 2.80%
Details

Balance: $10,000.00 - $49,999.99; Open Online

Rate History
No change since Sep 12, 2026 · 1.85% APY · checked 4 times
1.35%1.85%2.35%Sep 12, 2026: 1.85% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 48 Month
$500
1.85% ▼ 0.79% below Pennsylvania avg
View
▼
Rate1.83%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▼ 0.79% below avgNationally 2.80%
Details

Balance: $10,000.00 - $49,999.99

Rate History
3 changes since Sep 12, 2026 · 1.80% → 1.85% ▲ 0.05 pts · high 1.85% / low 1.80%
1.30%1.83%2.35%Sep 12, 2026: 1.80% APYSep 25, 2026: 1.85% APYOct 8, 2026: 1.80% APYOct 12, 2026: 1.85% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20261.85%▲ from 1.80%
  • Oct 8, 20261.80%▼ from 1.85%
  • Sep 25, 20261.85%▲ from 1.80%
  • Sep 12, 20261.80%first recorded
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
48 Month Relationship IRA/Roth
$1,000
1.80% ▼ 0.84% below Pennsylvania avg
View
▼
Rate1.79%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▼ 0.84% below avgNationally 2.80%
Details

Relationship IRA (primary holder needs active consumer checking with direct deposit, online banking, and debit card); Balance: $250,000 - $999,999.99

Rate History
No change since Sep 14, 2026 · 1.80% APY · checked 8 times
1.30%1.80%2.30%Sep 14, 2026: 1.80% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 48 Month Relationship
$1,000
1.80% ▼ 0.84% below Pennsylvania avg
View
▼
Rate1.79%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▼ 0.84% below avgNationally 2.80%
Details

Relationship CD; Balance: $250,000 - $999,999.99

Rate History
No change since Oct 14, 2026 · 1.80% APY
1.30%1.80%2.30%Oct 14, 2026: 1.80% APYOct 14, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
48 Month Certificate
$500
1.80% ▼ 0.84% below Pennsylvania avg
View
▼
Rate1.79%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▼ 0.84% below avgNationally 2.80%
Details

Balance: $500.00 - $9,999.99; Open Online

Rate History
No change since Sep 12, 2026 · 1.80% APY · checked 4 times
1.30%1.80%2.30%Sep 12, 2026: 1.80% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
48 Month IRA Certificate
$0
1.80% ▼ 0.84% below Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▼ 0.84% below avgNationally 2.80%
Details

Rates effective October 12, 2026

Rate History
No change since Sep 12, 2026 · 1.80% APY · checked 3 times
1.30%1.80%2.30%Sep 12, 2026: 1.80% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
48-Month Bump Up
$500
1.80% ▼ 0.84% below Pennsylvania avg
View
▼
Rate1.79%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▼ 0.84% below avgNationally 2.80%
Details

Balance: $75,000.00 - $99,999.99; Open Online

Rate History
No change since Oct 12, 2026 · 1.80% APY
1.30%1.80%2.30%Oct 12, 2026: 1.80% APYOct 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 48 Month
$500
1.80% ▼ 0.84% below Pennsylvania avg
View
▼
Rate1.79%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▼ 0.84% below avgNationally 2.80%
Details

Balance: $500.00 - $9,999.99

Rate History
No change since Sep 12, 2026 · 1.80% APY · checked 5 times
1.30%1.80%2.30%Sep 12, 2026: 1.80% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
48-Month Bump Up
$500
1.70% ▼ 0.94% below Pennsylvania avg
View
▼
Rate1.69%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▼ 0.94% below avgNationally 2.80%
Details

Balance: $50,000.00 - $74,999.99; Open Online

Rate History
No change since Oct 12, 2026 · 1.70% APY
1.20%1.70%2.20%Oct 12, 2026: 1.70% APYOct 12, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
48 Month Relationship IRA/Roth
$1,000
1.65% ▼ 0.99% below Pennsylvania avg
View
▼
Rate1.64%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▼ 0.99% below avgNationally 2.80%
Details

Relationship IRA (primary holder needs active consumer checking with direct deposit, online banking, and debit card); Balance: $100,000 - $249,999

Rate History
No change since Sep 14, 2026 · 1.65% APY · checked 8 times
1.15%1.65%2.15%Sep 14, 2026: 1.65% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 48 Month Relationship
$1,000
1.65% ▼ 0.99% below Pennsylvania avg
View
▼
Rate1.64%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▼ 0.99% below avgNationally 2.80%
Details

Relationship CD; Balance: $100,000 - $249,999.99

Rate History
No change since Oct 14, 2026 · 1.65% APY
1.15%1.65%2.15%Oct 14, 2026: 1.65% APYOct 14, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
48-Month Bump Up
$500
1.65% ▼ 0.99% below Pennsylvania avg
View
▼
Rate1.64%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▼ 0.99% below avgNationally 2.80%
Details

Balance: $10,000.00 - $49,999.99; Open Online

Rate History
No change since Oct 12, 2026 · 1.65% APY
1.15%1.65%2.15%Oct 12, 2026: 1.65% APYOct 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
48-Month Bump Up
$500
1.60% ▼ 1.04% below Pennsylvania avg
View
▼
Rate1.59%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▼ 1.04% below avgNationally 2.80%
Details

Balance: $500.00 - $9,999.99; Open Online

Rate History
No change since Oct 12, 2026 · 1.60% APY
1.10%1.60%2.10%Oct 12, 2026: 1.60% APYOct 12, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
48 Month IRA/Roth
$1,000
1.55% ▼ 1.09% below Pennsylvania avg
View
▼
Rate1.54%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▼ 1.09% below avgNationally 2.80%
Details

Balance: $250,000 - $999,999.99

Rate History
No change since Sep 14, 2026 · 1.55% APY · checked 8 times
1.05%1.55%2.05%Sep 14, 2026: 1.55% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
48 Month Relationship IRA/Roth
$1,000
1.55% ▼ 1.09% below Pennsylvania avg
View
▼
Rate1.54%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▼ 1.09% below avgNationally 2.80%
Details

Relationship IRA (primary holder needs active consumer checking with direct deposit, online banking, and debit card); Balance: $50,000 - $99,999

Rate History
No change since Sep 14, 2026 · 1.55% APY · checked 8 times
1.05%1.55%2.05%Sep 14, 2026: 1.55% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 48 Month Relationship
$1,000
1.55% ▼ 1.09% below Pennsylvania avg
View
▼
Rate1.54%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▼ 1.09% below avgNationally 2.80%
Details

Relationship CD; Balance: $50,000 - $99,999.99

Rate History
No change since Oct 14, 2026 · 1.55% APY
1.05%1.55%2.05%Oct 14, 2026: 1.55% APYOct 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 48 Months
$1,000
1.55% ▼ 1.09% below Pennsylvania avg
View
▼
Rate1.54%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▼ 1.09% below avgNationally 2.80%
Details

Balance: $250,000 - $999,999.99

Rate History
No change since Sep 14, 2026 · 1.55% APY · checked 6 times
1.05%1.55%2.05%Sep 14, 2026: 1.55% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
48 Month IRA/Roth
$1,000
1.40% ▼ 1.24% below Pennsylvania avg
View
▼
Rate1.39%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▼ 1.24% below avgNationally 2.80%
Details

Balance: $100,000 - $249,999

Rate History
No change since Sep 14, 2026 · 1.40% APY · checked 8 times
0.90%1.40%1.90%Sep 14, 2026: 1.40% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 48 Months
$1,000
1.40% ▼ 1.24% below Pennsylvania avg
View
▼
Rate1.39%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▼ 1.24% below avgNationally 2.80%
Details

Balance: $100,000 - $249,999.99

Rate History
No change since Sep 14, 2026 · 1.40% APY · checked 6 times
0.90%1.40%1.90%Sep 14, 2026: 1.40% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
48 Month IRA/Roth
$1,000
1.30% ▼ 1.34% below Pennsylvania avg
View
▼
Rate1.29%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▼ 1.34% below avgNationally 2.80%
Details

Balance: $50,000 - $99,999

Rate History
No change since Sep 14, 2026 · 1.30% APY · checked 8 times
0.80%1.30%1.80%Sep 14, 2026: 1.30% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
48 Month Relationship IRA/Roth
$1,000
1.30% ▼ 1.34% below Pennsylvania avg
View
▼
Rate1.29%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▼ 1.34% below avgNationally 2.80%
Details

Relationship IRA (primary holder needs active consumer checking with direct deposit, online banking, and debit card); Balance: $1,000 - $49,999; APY based on a balance of $1,000

Rate History
No change since Sep 14, 2026 · 1.30% APY · checked 8 times
0.80%1.30%1.80%Sep 14, 2026: 1.30% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 48 Month Relationship
$1,000
1.30% ▼ 1.34% below Pennsylvania avg
View
▼
Rate1.29%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▼ 1.34% below avgNationally 2.80%
Details

Relationship CD; Balance: $0.01 - $49,999.99

Rate History
No change since Oct 14, 2026 · 1.30% APY
0.80%1.30%1.80%Oct 14, 2026: 1.30% APYOct 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 48 Months
$1,000
1.30% ▼ 1.34% below Pennsylvania avg
View
▼
Rate1.29%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▼ 1.34% below avgNationally 2.80%
Details

Balance: $50,000 - $99,999.99

Rate History
No change since Sep 14, 2026 · 1.30% APY · checked 6 times
0.80%1.30%1.80%Sep 14, 2026: 1.30% APYSep 14, 2026Oct 14, 2026
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
48 Month Growth CD
$500
1.10% ▼ 1.54% below Pennsylvania avg
View
▼
Rate1.09%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▼ 1.54% below avgNationally 2.80%
Details

$500.00 Minimum Growth CD; Apply Online; Compounded interest; $500.00 minimum required to open

Rate History
No change since Sep 24, 2026 · 1.10% APY · checked 6 times
0.60%1.10%1.60%Sep 24, 2026: 1.10% APYSep 24, 2026Oct 14, 2026
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
48 Month Income CD
$5,000
1.09% ▼ 1.55% below Pennsylvania avg
View
▼
Rate1.09%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▼ 1.55% below avgNationally 2.80%
Details

$5,000.00 Minimum Income CD; Apply Online; Simple interest paid at an annual rate; Requires interest deposited into a QNB savings, checking, or money market account; Income CDs available for in-branch account opening only; $5,000.00 minimum required to open

Rate History
No change since Sep 24, 2026 · 1.09% APY · checked 6 times
0.59%1.09%1.59%Sep 24, 2026: 1.09% APYSep 24, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
48 Month IRA/Roth
$1,000
1.05% ▼ 1.59% below Pennsylvania avg
View
▼
Rate1.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▼ 1.59% below avgNationally 2.80%
Details

Balance: $1,000 - $49,999; APY based on a balance of $1,000

Rate History
No change since Sep 14, 2026 · 1.05% APY · checked 8 times
0.55%1.05%1.55%Sep 14, 2026: 1.05% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 48 Months
$1,000
1.05% ▼ 1.59% below Pennsylvania avg
View
▼
Rate1.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▼ 1.59% below avgNationally 2.80%
Details

Balance: $0.01 - $49,999.99

Rate History
No change since Sep 14, 2026 · 1.05% APY · checked 6 times
0.55%1.05%1.55%Sep 14, 2026: 1.05% APYSep 14, 2026Oct 14, 2026
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
4127 W Tilghman St, Allentown, PA 18104
48 Month Certificates of Deposit
$0
1.01% ▼ 1.63% below Pennsylvania avg
View
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▼ 1.63% below avgNationally 2.80%
Details

Rate History
No change since Sep 18, 2026 · 1.01% APY · checked 7 times
0.51%1.01%1.51%Sep 18, 2026: 1.01% APYSep 18, 2026Oct 14, 2026
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3100 West Tilghman Street, Allentown, PA 18104
48 Month Certificate
$500
1.00% ▼ 1.64% below Pennsylvania avg
View
▼
Rate1.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.64%▼ 1.64% below avgNationally 2.80%
Details

Crediting Frequency: End Of Month

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 5 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Oct 14, 2026

Allentown 60 Month CD Rates

Pennsylvania 60 Month CD Average2.75% APYNational 2.91%▲ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
60 Month Regular & IRA Certificate
$500
4.00% ▲ 1.25% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.25% above avgNationally 2.91%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity

Rate History
No change since Oct 12, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 12, 2026: 4.00% APYOct 12, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
Regular & IRA Certificate - 60 months
$500
4.00% ▲ 1.25% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.25% above avgNationally 2.91%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity; fees could reduce earnings; APY assumes dividends remain in account

Rate History
No change since Oct 12, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 12, 2026: 4.00% APYOct 12, 2026Oct 14, 2026
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
4029 W Tilghman St, Allentown, PA 18104
5 Year CD
$500
3.80% ▲ 1.05% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.05% above avgNationally 2.91%
Details

APY from CD Rate Comparison table; $500 minimum deposit to open a CD; APYs available for American Bank personal and business accounts; compounded daily

Rate History
1 change since Sep 19, 2026 · 3.50% → 3.80% ▲ 0.30 pts · high 3.80% / low 3.50%
3.00%3.65%4.30%Sep 19, 2026: 3.50% APYOct 14, 2026: 3.80% APYSep 19, 2026Oct 14, 2026
  • Oct 14, 20263.80%▲ from 3.50%
  • Sep 19, 20263.50%first recorded
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
4029 W Tilghman St, Allentown, PA 18104
60 Month Certificate of Deposit
$500
3.80% ▲ 1.05% above Pennsylvania avg
View
▼
Rate3.73%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.05% above avgNationally 2.91%
Details

Interest compounded daily

Rate History
1 change since Sep 24, 2026 · 3.50% → 3.80% ▲ 0.30 pts · high 3.80% / low 3.50%
3.00%3.65%4.30%Sep 24, 2026: 3.50% APYOct 14, 2026: 3.80% APYSep 24, 2026Oct 14, 2026
  • Oct 14, 20263.80%▲ from 3.50%
  • Sep 24, 20263.50%first recorded
Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
3015 W Emaus Ave, Allentown, PA 18103 7107
Share Certificate - 60-Month
$500
3.75% ▲ 1.00% above Pennsylvania avg
View
▼
Rate3.68%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 1.00% above avgNationally 2.91%
Details

Rate Type: Fixed

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.75% ▲ 0.25 pts · high 3.75% / low 3.50%
3.00%3.63%4.25%Sep 14, 2026: 3.50% APYOct 5, 2026: 3.75% APYSep 14, 2026Oct 14, 2026
  • Oct 5, 20263.75%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
3720 Hamilton Blvd, Allentown, PA 18103
Share/IRA Certificate - 60 Months
$500
3.60% ▲ 0.85% above Pennsylvania avg
View
▼
Rate3.54%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 0.85% above avgNationally 2.91%
Details

$500 minimum deposit to open account and earn APY

Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Oct 14, 2026
Quaint Oak Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.98%
1710 Union Blvd, Allentown, PA 18109
5 Year Certificate
$0
3.45% ▲ 0.70% above Pennsylvania avg
View
▼
Rate3.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.75%▲ 0.70% above avgNationally 2.91%
Details

Rate History
No change since Oct 3, 2026 · 3.45% APY · checked 3 times
2.95%3.45%3.95%Oct 3, 2026: 3.45% APYOct 3, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA 18103 4774
60 Month Business Certificates
$0
3.35% ▲ 0.60% above Pennsylvania avg
View
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 0.60% above avgNationally 2.91%
Details

Rate History
No change since Sep 12, 2026 · 3.35% APY · checked 5 times
2.85%3.35%3.85%Sep 12, 2026: 3.35% APYSep 12, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA 18103 4774
60 Month Share & IRA Share Certificate
$500
3.35% ▲ 0.60% above Pennsylvania avg
View
▼
Rate3.30%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 0.60% above avgNationally 2.91%
Details

Dividend rates and APYs effective August 5, 2026; Penalty for early withdrawal; IRA rates include Traditional, Roth, and Education IRAs

Rate History
No change since Oct 8, 2026 · 3.35% APY · checked 2 times
2.85%3.35%3.85%Oct 8, 2026: 3.35% APYOct 8, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
60 Month Certificate
$500
2.40% ▼ 0.35% below Pennsylvania avg
View
▼
Rate2.37%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▼ 0.35% below avgNationally 2.91%
Details

Balance: $1,000,000.00 or more; Open Online

Rate History
No change since Sep 12, 2026 · 2.40% APY · checked 4 times
1.90%2.40%2.90%Sep 12, 2026: 2.40% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 60 Month
$500
2.40% ▼ 0.35% below Pennsylvania avg
View
▼
Rate2.37%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▼ 0.35% below avgNationally 2.91%
Details

Balance: $1,000,000.00 or more

Rate History
3 changes since Sep 12, 2026 · 1.95% → 2.40% ▲ 0.45 pts · high 2.40% / low 1.95%
1.45%2.18%2.90%Sep 12, 2026: 1.95% APYSep 25, 2026: 2.40% APYOct 8, 2026: 1.95% APYOct 12, 2026: 2.40% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20262.40%▲ from 1.95%
  • Oct 8, 20261.95%▼ from 2.40%
  • Sep 25, 20262.40%▲ from 1.95%
  • Sep 12, 20261.95%first recorded
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
60 Month Certificate
$500
2.30% ▼ 0.45% below Pennsylvania avg
View
▼
Rate2.28%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▼ 0.45% below avgNationally 2.91%
Details

Balance: $100,000.00 - $499,999.99; Open Online

Rate History
No change since Oct 4, 2026 · 2.30% APY · checked 3 times
1.80%2.30%2.80%Oct 4, 2026: 2.30% APYOct 4, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 60 Month
$500
2.30% ▼ 0.45% below Pennsylvania avg
View
▼
Rate2.28%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▼ 0.45% below avgNationally 2.91%
Details

Balance: $100,000.00 - $499,999.99

Rate History
3 changes since Sep 12, 2026 · 1.95% → 2.30% ▲ 0.35 pts · high 2.30% / low 1.95%
1.45%2.13%2.80%Sep 12, 2026: 1.95% APYSep 25, 2026: 2.30% APYOct 8, 2026: 1.95% APYOct 12, 2026: 2.30% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20262.30%▲ from 1.95%
  • Oct 8, 20261.95%▼ from 2.30%
  • Sep 25, 20262.30%▲ from 1.95%
  • Sep 12, 20261.95%first recorded
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
60 Month Certificate
$500
2.15% ▼ 0.60% below Pennsylvania avg
View
▼
Rate2.13%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▼ 0.60% below avgNationally 2.91%
Details

Balance: $75,000.00 - $99,999.99; Open Online

Rate History
No change since Sep 12, 2026 · 2.15% APY · checked 4 times
1.65%2.15%2.65%Sep 12, 2026: 2.15% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 60 Month
$500
2.15% ▼ 0.60% below Pennsylvania avg
View
▼
Rate2.13%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▼ 0.60% below avgNationally 2.91%
Details

Balance: $75,000.00 - $99,999.99

Rate History
3 changes since Sep 12, 2026 · 1.95% → 2.15% ▲ 0.20 pts · high 2.15% / low 1.95%
1.45%2.05%2.65%Sep 12, 2026: 1.95% APYSep 25, 2026: 2.15% APYOct 8, 2026: 1.95% APYOct 12, 2026: 2.15% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20262.15%▲ from 1.95%
  • Oct 8, 20261.95%▼ from 2.15%
  • Sep 25, 20262.15%▲ from 1.95%
  • Sep 12, 20261.95%first recorded
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA 18103
60 Month Certificate
$0
2.10% ▼ 0.65% below Pennsylvania avg
View
▼
Rate2.08%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▼ 0.65% below avgNationally 2.91%
Details

Effective Date: October 01, 2026

Rate History
No change since Sep 12, 2026 · 2.10% APY · checked 2 times
1.60%2.10%2.60%Sep 12, 2026: 2.10% APYSep 12, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA 18103
Share and IRA Certificates - 60 Months
$0
2.10% ▼ 0.65% below Pennsylvania avg
View
▼
Rate2.08%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▼ 0.65% below avgNationally 2.91%
Details

APY with Bonus Rate: 2.20%

Rate History
No change since Oct 12, 2026 · 2.10% APY
1.60%2.10%2.60%Oct 12, 2026: 2.10% APYOct 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
60 Month Certificate
$500
2.05% ▼ 0.70% below Pennsylvania avg
View
▼
Rate2.03%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▼ 0.70% below avgNationally 2.91%
Details

Balance: $50,000.00 - $74,999.99; Open Online

Rate History
No change since Sep 12, 2026 · 2.05% APY · checked 4 times
1.55%2.05%2.55%Sep 12, 2026: 2.05% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 60 Month
$500
2.05% ▼ 0.70% below Pennsylvania avg
View
▼
Rate2.03%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▼ 0.70% below avgNationally 2.91%
Details

Balance: $50,000.00 - $74,999.99

Rate History
3 changes since Sep 12, 2026 · 1.95% → 2.05% ▲ 0.10 pts · high 2.05% / low 1.95%
1.45%2.00%2.55%Sep 12, 2026: 1.95% APYSep 25, 2026: 2.05% APYOct 8, 2026: 1.95% APYOct 12, 2026: 2.05% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20262.05%▲ from 1.95%
  • Oct 8, 20261.95%▼ from 2.05%
  • Sep 25, 20262.05%▲ from 1.95%
  • Sep 12, 20261.95%first recorded
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
60 Month Certificate
$500
2.00% ▼ 0.75% below Pennsylvania avg
View
▼
Rate1.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▼ 0.75% below avgNationally 2.91%
Details

Balance: $10,000.00 - $49,999.99; Open Online

Rate History
No change since Sep 12, 2026 · 2.00% APY · checked 4 times
1.50%2.00%2.50%Sep 12, 2026: 2.00% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 60 Month
$500
2.00% ▼ 0.75% below Pennsylvania avg
View
▼
Rate1.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▼ 0.75% below avgNationally 2.91%
Details

Balance: $10,000.00 - $49,999.99

Rate History
3 changes since Sep 12, 2026 · 1.95% → 2.00% ▲ 0.05 pts · high 2.00% / low 1.95%
1.45%1.98%2.50%Sep 12, 2026: 1.95% APYSep 25, 2026: 2.00% APYOct 8, 2026: 1.95% APYOct 12, 2026: 2.00% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20262.00%▲ from 1.95%
  • Oct 8, 20261.95%▼ from 2.00%
  • Sep 25, 20262.00%▲ from 1.95%
  • Sep 12, 20261.95%first recorded
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
60 Month Certificate
$500
1.95% ▼ 0.80% below Pennsylvania avg
View
▼
Rate1.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▼ 0.80% below avgNationally 2.91%
Details

Balance: $500.00 - $9,999.99; Open Online

Rate History
No change since Sep 12, 2026 · 1.95% APY · checked 4 times
1.45%1.95%2.45%Sep 12, 2026: 1.95% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
60 Month IRA Certificate
$0
1.95% ▼ 0.80% below Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▼ 0.80% below avgNationally 2.91%
Details

Rates effective October 12, 2026

Rate History
No change since Sep 12, 2026 · 1.95% APY · checked 3 times
1.45%1.95%2.45%Sep 12, 2026: 1.95% APYSep 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA 18106 9720
IRA Certificate - 60 Month
$500
1.95% ▼ 0.80% below Pennsylvania avg
View
▼
Rate1.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▼ 0.80% below avgNationally 2.91%
Details

Balance: $500.00 - $9,999.99

Rate History
No change since Sep 12, 2026 · 1.95% APY · checked 5 times
1.45%1.95%2.45%Sep 12, 2026: 1.95% APYSep 12, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
60 Month Relationship IRA/Roth
$1,000
1.75% ▼ 1.00% below Pennsylvania avg
View
▼
Rate1.74%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▼ 1.00% below avgNationally 2.91%
Details

Relationship IRA (primary holder needs active consumer checking with direct deposit, online banking, and debit card); Balance: $250,000 - $999,999.99

Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 8 times
1.25%1.75%2.25%Sep 14, 2026: 1.75% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 60 Month Relationship
$1,000
1.75% ▼ 1.00% below Pennsylvania avg
View
▼
Rate1.74%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▼ 1.00% below avgNationally 2.91%
Details

Relationship CD; Balance: $250,000 - $999,999.99

Rate History
No change since Oct 14, 2026 · 1.75% APY
1.25%1.75%2.25%Oct 14, 2026: 1.75% APYOct 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
60 Month Relationship IRA/Roth
$1,000
1.60% ▼ 1.15% below Pennsylvania avg
View
▼
Rate1.59%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▼ 1.15% below avgNationally 2.91%
Details

Relationship IRA (primary holder needs active consumer checking with direct deposit, online banking, and debit card); Balance: $100,000 - $249,999

Rate History
No change since Sep 14, 2026 · 1.60% APY · checked 8 times
1.10%1.60%2.10%Sep 14, 2026: 1.60% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 60 Month Relationship
$1,000
1.60% ▼ 1.15% below Pennsylvania avg
View
▼
Rate1.59%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▼ 1.15% below avgNationally 2.91%
Details

Relationship CD; Balance: $100,000 - $249,999.99

Rate History
No change since Oct 14, 2026 · 1.60% APY
1.10%1.60%2.10%Oct 14, 2026: 1.60% APYOct 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
60 Month IRA/Roth
$1,000
1.50% ▼ 1.25% below Pennsylvania avg
View
▼
Rate1.49%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▼ 1.25% below avgNationally 2.91%
Details

Balance: $250,000 - $999,999.99

Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 8 times
1.00%1.50%2.00%Sep 14, 2026: 1.50% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
60 Month Relationship IRA/Roth
$1,000
1.50% ▼ 1.25% below Pennsylvania avg
View
▼
Rate1.49%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▼ 1.25% below avgNationally 2.91%
Details

Relationship IRA (primary holder needs active consumer checking with direct deposit, online banking, and debit card); Balance: $50,000 - $99,999

Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 8 times
1.00%1.50%2.00%Sep 14, 2026: 1.50% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 60 Month Relationship
$1,000
1.50% ▼ 1.25% below Pennsylvania avg
View
▼
Rate1.49%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▼ 1.25% below avgNationally 2.91%
Details

Relationship CD; Balance: $50,000 - $99,999.99

Rate History
No change since Oct 14, 2026 · 1.50% APY
1.00%1.50%2.00%Oct 14, 2026: 1.50% APYOct 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 60 Months
$1,000
1.50% ▼ 1.25% below Pennsylvania avg
View
▼
Rate1.49%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▼ 1.25% below avgNationally 2.91%
Details

Balance: $250,000 - $999,999.99

Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 6 times
1.00%1.50%2.00%Sep 14, 2026: 1.50% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
60 Month IRA/Roth
$1,000
1.35% ▼ 1.40% below Pennsylvania avg
View
▼
Rate1.34%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▼ 1.40% below avgNationally 2.91%
Details

Balance: $100,000 - $249,999

Rate History
No change since Sep 14, 2026 · 1.35% APY · checked 8 times
0.85%1.35%1.85%Sep 14, 2026: 1.35% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 60 Months
$1,000
1.35% ▼ 1.40% below Pennsylvania avg
View
▼
Rate1.34%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▼ 1.40% below avgNationally 2.91%
Details

Balance: $100,000 - $249,999.99

Rate History
No change since Sep 14, 2026 · 1.35% APY · checked 6 times
0.85%1.35%1.85%Sep 14, 2026: 1.35% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
60 Month IRA/Roth
$1,000
1.25% ▼ 1.50% below Pennsylvania avg
View
▼
Rate1.24%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▼ 1.50% below avgNationally 2.91%
Details

Balance: $50,000 - $99,999

Rate History
No change since Sep 14, 2026 · 1.25% APY · checked 8 times
0.75%1.25%1.75%Sep 14, 2026: 1.25% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
60 Month Relationship IRA/Roth
$1,000
1.25% ▼ 1.50% below Pennsylvania avg
View
▼
Rate1.24%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▼ 1.50% below avgNationally 2.91%
Details

Relationship IRA (primary holder needs active consumer checking with direct deposit, online banking, and debit card); Balance: $1,000 - $49,999; APY based on a balance of $1,000

Rate History
No change since Sep 14, 2026 · 1.25% APY · checked 8 times
0.75%1.25%1.75%Sep 14, 2026: 1.25% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 60 Month Relationship
$1,000
1.25% ▼ 1.50% below Pennsylvania avg
View
▼
Rate1.24%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▼ 1.50% below avgNationally 2.91%
Details

Relationship CD; Balance: $0.01 - $49,999.99

Rate History
No change since Oct 14, 2026 · 1.25% APY
0.75%1.25%1.75%Oct 14, 2026: 1.25% APYOct 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 60 Months
$1,000
1.25% ▼ 1.50% below Pennsylvania avg
View
▼
Rate1.24%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▼ 1.50% below avgNationally 2.91%
Details

Balance: $50,000 - $99,999.99

Rate History
No change since Sep 14, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 14, 2026: 1.25% APYSep 14, 2026Oct 14, 2026
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
60 Month Growth CD
$500
1.25% ▼ 1.50% below Pennsylvania avg
View
▼
Rate1.24%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▼ 1.50% below avgNationally 2.91%
Details

$500.00 Minimum Growth CD; Apply Online; Compounded interest; $500.00 minimum required to open

Rate History
No change since Sep 24, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 24, 2026: 1.25% APYSep 24, 2026Oct 14, 2026
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3100 West Tilghman Street, Allentown, PA 18104
60 Month Certificate
$500
1.25% ▼ 1.50% below Pennsylvania avg
View
▼
Rate1.24%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.75%▼ 1.50% below avgNationally 2.91%
Details

Crediting Frequency: End Of Month

Rate History
No change since Sep 24, 2026 · 1.25% APY · checked 5 times
0.75%1.25%1.75%Sep 24, 2026: 1.25% APYSep 24, 2026Oct 14, 2026
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3100 West Tilghman Street, Allentown, PA 18104
60 Month IRA
$0
1.25% ▼ 1.50% below Pennsylvania avg
View
▼
Rate1.24%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.75%▼ 1.50% below avgNationally 2.91%
Details

Rate History
No change since Sep 24, 2026 · 1.25% APY · checked 5 times
0.75%1.25%1.75%Sep 24, 2026: 1.25% APYSep 24, 2026Oct 14, 2026
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
60 Month Income CD
$5,000
1.24% ▼ 1.51% below Pennsylvania avg
View
▼
Rate1.24%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▼ 1.51% below avgNationally 2.91%
Details

$5,000.00 Minimum Income CD; Apply Online; Simple interest paid at an annual rate; Requires interest deposited into a QNB savings, checking, or money market account; Income CDs available for in-branch account opening only; $5,000.00 minimum required to open

Rate History
No change since Sep 24, 2026 · 1.24% APY · checked 6 times
0.74%1.24%1.74%Sep 24, 2026: 1.24% APYSep 24, 2026Oct 14, 2026
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
4127 W Tilghman St, Allentown, PA 18104
60 Month Certificates of Deposit
$0
1.01% ▼ 1.74% below Pennsylvania avg
View
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▼ 1.74% below avgNationally 2.91%
Details

Rate History
No change since Sep 18, 2026 · 1.01% APY · checked 7 times
0.51%1.01%1.51%Sep 18, 2026: 1.01% APYSep 18, 2026Oct 14, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
5980 Hamilton Blvd, Allentown, PA 18106
TD Choice CD 5 Year
$250
1.00% ▼ 1.75% below Pennsylvania avg
View
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▼ 1.75% below avgNationally 2.91%
Details

Non-Promotional; Balance: $250.00 - $9,999.99

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
60 Month IRA/Roth
$1,000
1.00% ▼ 1.75% below Pennsylvania avg
View
▼
Rate1.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▼ 1.75% below avgNationally 2.91%
Details

Balance: $1,000 - $49,999; APY based on a balance of $1,000

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 8 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
Certificates of Deposit - 60 Months
$1,000
1.00% ▼ 1.75% below Pennsylvania avg
View
▼
Rate1.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▼ 1.75% below avgNationally 2.91%
Details

Balance: $0.01 - $49,999.99

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 6 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 14, 2026
Embassy Bank for the Lehigh Valley
Institution Rating:
A+4.9 ★Texas Ratio: 0.52%
4148 W Tilghman St, Allentown, PA 18104
60 Month Business Certificate of Deposit
$0
0.40% ▼ 2.35% below Pennsylvania avg
View
▼
Rate0.39%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▼ 2.35% below avgNationally 2.91%
Details

Rate History
No change since Sep 29, 2026 · 0.40% APY · checked 5 times
0.00%0.45%0.90%Sep 29, 2026: 0.40% APYSep 29, 2026Oct 14, 2026
Embassy Bank for the Lehigh Valley
Institution Rating:
A+4.9 ★Texas Ratio: 0.52%
4148 W Tilghman St, Allentown, PA 18104
60 Month Certificate of Deposit
$0
0.40% ▼ 2.35% below Pennsylvania avg
View
▼
Rate0.39%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▼ 2.35% below avgNationally 2.91%
Details

Minimum daily balance of $500 to earn APY; Early withdrawal penalty may apply and reduce earnings

Rate History
No change since Oct 14, 2026 · 0.40% APY
0.00%0.45%0.90%Oct 14, 2026: 0.40% APYOct 14, 2026Oct 14, 2026
Embassy Bank for the Lehigh Valley
Institution Rating:
A+4.9 ★Texas Ratio: 0.52%
4148 W Tilghman St, Allentown, PA 18104
IRA Certificate of Deposit - 60 Months
$0
0.40% ▼ 2.35% below Pennsylvania avg
View
▼
Rate0.39%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▼ 2.35% below avgNationally 2.91%
Details

Minimum daily balance of $500 to earn APY; Early withdrawal penalty may apply

Rate History
No change since Oct 14, 2026 · 0.40% APY
0.00%0.45%0.90%Oct 14, 2026: 0.40% APYOct 14, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
4602 Broadway, Allentown, PA 18104
60 Month Certificate of Deposit
$0
0.03% ▼ 2.72% below Pennsylvania avg
View
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▼ 2.72% below avgNationally 2.91%
Details

Balance: $25,000.00 and above; Standard Rates

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 4 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 14, 2026
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Allentown, Pennsylvania Institutions

Highest verified APYs available today, updated October 14, 2026

B Top 5 Bank Rates
Quaint Oak Bank
12 Month Certificate
A- 5.0 ★ TX: 14.98%
Min: $0
4.15%
American Bank
1 Year CD
A+ 5.0 ★ TX: 0.26%
Min: $500
4.10%
Santander Bank
18-Month CD
A 5.0 ★ TX: 8.00%
Min: $500
4.00%
Peoples Security Bank
Certificates of Deposit - 18 Month Pick Your Term
A+ 5.0 ★ TX: 2.51%
Min: $5,000
4.00%
Mid Penn Bank
1 Year Certificate of Deposit
A+ 5.0 ★ TX: 4.25%
Min: $0
3.95%
CU Top 5 Credit Union Rates
APCI Federal Credit Union
18 Month Regular & IRA Certificate
A+ 5.0 ★ TX: 0.44%
Min: $500
4.25%
People First Federal Credit Union
12 Month Business Certificates
A 5.0 ★ TX: 9.56%
Min: $0
4.15%
Visions Federal Credit Union
Share Certificate - 24-Month
A+ 5.0 ★ TX: 5.30%
Min: $500
4.00%
Lehigh Valley Educators Credit Union
Share/IRA Certificate - 12 Months
A+ 5.0 ★ TX: 1.73%
Min: $500
4.00%
Members 1st Federal Credit Union Enola, PA
60 Month Certificate
A+ 5.0 ★ TX: 3.79%
Min: $500
2.40%
Rates verified October 14, 2026 . Click an institution name to view its full profile, safety ratings, and all CD terms.
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Allentown, PA CD Rate Trends

Compare local Allentown, PA CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Pennsylvania CD Trends
12-Month CD PA Avg
2.956%
▼ 0.006 vs 7 days ago

Pennsylvania 12-month CD rates fell 0.006 points over the past 7 days to 2.956% APY.

6-Month CD PA Avg
2.769%
▼ 0.034 vs 7 days ago

Pennsylvania 6-month CD rates fell 0.034 points over the past 7 days to 2.769% APY.

As of Oct 14, 2026 • Rate data sourced from 8,500+ monitored institutions

PA CD Rate Forecast, Next 12 Months

Where are Pennsylvania CD rates headed through October 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

PA 12-Month Avg APY
2.956%
6-Month Forecast
2.956%
Range: 2.76%, 3.11%
12-Month Forecast
3.206%
Range: 3.01%, 3.36%

Data inputs: The central forecast assumes the Federal Reserve holds the federal funds rate at its current level, with one 25 basis point increase priced into the later months, consistent with CME FedWatch and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Pennsylvania average 12-month CD APY in our database.

Spread model: The Pennsylvania 12-month CD average currently trades 1.42% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (an additional Fed increase, deposit competition stays high). Lower bound subtracts 0.20% (the Fed stays on hold and competition eases).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

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What Your Savings Earn at PA CD Rates Today

Annual interest earnings at today’s Pennsylvania average APYs. State average used where available; national average as fallback.

CD Term PA Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 1.786% $89.28 $178.56 $446.40 $892.80
6-Month CD 2.769% $138.45 $276.90 $692.25 $1,384.50
12-Month CD 2.956% $147.81 $295.61 $739.03 $1,478.05
18-Month CD 2.989% $149.44 $298.87 $747.18 $1,494.35
24-Month CD 2.872% $143.61 $287.22 $718.05 $1,436.10
36-Month CD 2.744% $137.19 $274.38 $685.95 $1,371.90
48-Month CD 2.640% $131.99 $263.97 $659.93 $1,319.85
60-Month CD 2.753% $137.64 $275.29 $688.22 $1,376.45
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of October 14, 2026.
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Sample CD Ladder for Allentown, Pennsylvania Savers

$25,000 split equally across 5 terms using today’s Pennsylvania average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder
Rung Term Deposit PA Avg APY Annual Earnings
1 3-Month CD $5,000 1.786% $89.28
2 6-Month CD $5,000 2.769% $138.45
3 12-Month CD $5,000 2.956% $147.81
4 24-Month CD $5,000 2.872% $143.61
5 36-Month CD $5,000 2.744% $137.19
Total ($25,000 invested) $25,000 2.625% blended $656.34/yr

Ladder example uses equal $5,000 rungs and Pennsylvania average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

Powered byMonitorBankRates
2,436
CD Rates
Tracked in Allentown, Pennsylvania
43 Banks 69 Credit Unions

About Our Allentown, Pennsylvania CD Rate Database

MonitorBankRates tracks 2,436 CD rates from 43 banks and 69 credit unions with locations in Allentown, Pennsylvania, plus national online institutions available to Pennsylvania residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: APCI Federal Credit Union offers a CD at 4.25% APY with a minimum deposit of $500. Use the rate table above to compare all current offers in Allentown, Pennsylvania.

How to Find the Best CD Rates in Allentown, Pennsylvania

What to compare when shopping for a CD in Allentown, Pennsylvania

To find the best APYs in Allentown, Pennsylvania, start with credit unions and online-only banks: Allentown, Pennsylvania has 69 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Allentown, Pennsylvania

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Allentown, Pennsylvania: 112 institutions here report CD rates

Consider an Alternative If…

Allentown, Pennsylvania Financial Snapshot

Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024

Population 65+
13.5%
National avg: 17.3%
Median Individual Earnings
$33,834
National avg: $47,340
Poverty Rate
21.0%
National avg: 11.1%
Unemployment Rate
9.0%
National avg: 4.8%
CD Earnings on 10% of Salary
$100/yr
At PA 12-mo avg 2.956% APY

13.5% of residents are 65 or older, below the national average of 17.3%; an unemployment rate of 9.0% (vs. 4.8% nationally) underscores the value of a guaranteed fixed return. At today’s PA 12-month CD average of 2.956%, saving 10% of the local median salary ($3,383/year) and putting it in a CD would earn an additional $100 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Allentown, Pennsylvania

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90 to 180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Allentown, Pennsylvania

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Allentown, Pennsylvania typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Allentown, Pennsylvania as everywhere in the U.S.

Choosing a CD Term in Allentown, Pennsylvania

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Allentown, Pennsylvania savers easier access to their funds. For example, American Bank is offering its 6 Month CD at 4.10% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, APCI Federal Credit Union is offering its 60 Month Regular & IRA Certificate at 4.00% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Allentown, Pennsylvania Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Allentown, Pennsylvania saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Allentown, Pennsylvania

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Allentown, Pennsylvania CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Allentown, Pennsylvania

Most CDs carry a fixed rate that is locked for the entire term, protecting a Allentown, Pennsylvania depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Allentown, Pennsylvania

Are CD rates in Allentown, Pennsylvania FDIC insured?

Yes, most established banks in Allentown, Pennsylvania are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Allentown, Pennsylvania?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Allentown, Pennsylvania.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Allentown, Pennsylvania may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Allentown, Pennsylvania?

Here are recent top rates found for this area:
  • APCI Federal Credit Union: 4.25% APY (18 Month Regular & IRA Certificate)
  • Quaint Oak Bank: 4.15% APY (12 Month Certificate)
  • People First Federal Credit Union: 4.15% APY (12 Month Business Certificates)
  • American Bank: 4.10% APY (1 Year CD)
  • Santander Bank: 4.00% APY (18-Month CD)
  • Peoples Security Bank: 4.00% APY (Certificates of Deposit - 18 Month Pick Your Term)
  • Visions Federal Credit Union: 4.00% APY (Share Certificate - 24-Month)
  • Lehigh Valley Educators Credit Union: 4.00% APY (Share/IRA Certificate - 12 Months)
  • Mid Penn Bank: 3.95% APY (1 Year Certificate of Deposit)
  • M&T Bank: 3.85% APY (18 Month Select Certificate of Deposit)
Rates reflect recent verified offers available in Allentown, Pennsylvania. Last Updated: October 14, 2026

Allentown, Pennsylvania CD Calculator

See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Allentown, Pennsylvania rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.

Interest at Maturity
$0
Ending Balance
$0
Matures

Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30 to 180 days of interest. Estimates are for informational purposes only.

Top Allentown, Pennsylvania CD Rates by Term

Verified October 14, 2026 · click a rate to use its term and APY
Highest verified APY per term available in Allentown, Pennsylvania. Averages shown use the Pennsylvania state average where available, national otherwise. See the full rate tables above for all offers.

CD Calculators for Allentown, Pennsylvania

Allentown, Pennsylvania CD Calculator

At today’s PA top rate of 4.25% APY, a $10,000 deposit earns $425 in the first year. Enter your amount to see your exact return.

Allentown, Pennsylvania CD Ladder

PA CD rates currently range from 1.786% (3-month) to 2.744% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.

Early Withdrawal Penalty

Before locking into a Allentown, Pennsylvania CD at 4.25% APY, know your exit cost. Most institutions charge 90 to 180 days of interest. Calculate your real net return if you need early access.

CD vs. High-Yield Savings

Pennsylvania’s average 12-month CD is 2.956% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Allentown, Pennsylvania CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Allentown, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Allentown, Pennsylvania. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in PA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: October 14, 2026

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