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Allentown, Pennsylvania Best CD Rates September 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Allentown, Pennsylvania CD rates include People First Federal Credit UnionPeople First Federal Credit Union2141 Downyflake Ln, Allentown, PA 18103 4774A5.0 ★Texas Ratio: 7.16%Real return: +1.35%APY minus CPI (February 2026) offering 12 Month Business Share Certificate at 4.15% APY, American BankAmerican Bank4029 W Tilghman St, Allentown, PA 18104A+5.0 ★Texas Ratio: 0.26%Real return: +1.25%APY minus CPI (February 2026) offering 18 Month Certificate at 4.05% APY, United Federal Credit UnionUnited Federal Credit Union4703 Hamilton Blvd, Allentown, PA 18103A+5.0 ★Texas Ratio: 3.23%Real return: +1.25%APY minus CPI (February 2026) offering 6 month Share Certificate Special at 4.05% APY, Peoples Security BankPeoples Security Bank3920 W Tilghman St, Allentown, PA 18104A+5.0 ★Texas Ratio: 2.51%Real return: +1.20%APY minus CPI (February 2026) offering 18 Month Pick Your Term at 4.00% APY, and Quaint Oak BankQuaint Oak Bank1710 Union Blvd, Allentown, PA 18109A-5.0 ★Texas Ratio: 14.98%Real return: +1.20%APY minus CPI (February 2026) offering 2 Year CD at 4.00% APY. CD rates as of September 22, 2026 according to verified data from MonitorBankRates.
Allentown has 235 local institutions in our database, with CD rates as high as 4.15% APY from People First Federal Credit Union at 2141 Downyflake Ln, Allentown, PA 18103 4774. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Pennsylvania area. Rates are continually updated, so we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: September 22, 2026
Compare Best CD Rates in Allentown, Pennsylvania & the Surrounding Area
Allentown 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
2141 Downyflake Ln, Allentown, PA 18103 4774
3 Month Business Share Certificate
$0
4.00%
▲ 1.94% above national avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 1.94% above avg
Details
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
2141 Downyflake Ln, Allentown, PA 18103 4774
3 Month Share Certificate
$0
4.00%
▲ 1.94% above national avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 1.94% above avg
Details
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3720 Hamilton Blvd, Allentown, PA 18103
3 Month Share/IRA Certificate
$0
4.00%
▲ 1.94% above national avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.94% above avg
Details
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
4029 W Tilghman St, Allentown, PA 18104
90 Day Certificate
$0
3.80%
▲ 1.74% above national avg
▼
Rate3.73%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 1.74% above avg
Details
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
3 Month Regular & IRA (Traditional & Roth) Share Certificate
$500
3.65%
▲ 1.59% above national avg
▼
Rate3.59%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 1.59% above avg
Details
A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
Regular & IRA (Traditional & Roth) - 3 months
$500
3.65%
▲ 1.59% above national avg
▼
Rate3.59%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 1.59% above avg
Details
APY assumes dividends remain in account.
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
3900 Hamilton Blvd, Allentown, PA 18103
3 Month Certificate of Deposit
$0
3.60%
▲ 1.54% above national avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.54% above avg
Details
Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
3015 W Emaus Ave, Allentown, PA 18103 7107
3-Month Share Certificate
$500
3.15%
▲ 1.09% above national avg
▼
Rate3.10%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.06%▲ 1.09% above avg
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
3 Month Relationship
$1,000
1.74%
▼ 0.32% below national avg
▼
Rate1.73%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 0.32% below avg
Details
Balance: $250,000 - $999,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
3 Month Relationship
$1,000
1.50%
▼ 0.56% below national avg
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 0.56% below avg
Details
Balance: $100,000 - $249,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
3 Month Relationship
$1,000
1.25%
▼ 0.81% below national avg
▼
Rate1.24%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 0.81% below avg
Details
Balance: $50,000 - $99,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
3 Month Certificate
$1,000
1.24%
▼ 0.82% below national avg
▼
Rate1.23%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 0.82% below avg
Details
Balance: $250,000 - $999,999.99
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5980 Hamilton Blvd, Allentown, PA 18106
3 Month CD
$250
1.00%
▼ 1.06% below national avg
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.06% below avg
Details
Relationship APY
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5980 Hamilton Blvd, Allentown, PA 18106
3 Month Certificate
$0
1.00%
▼ 1.06% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.06% below avg
Details
Balance: $250.00 - $9,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
3 Month Certificate
$1,000
1.00%
▼ 1.06% below national avg
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.06% below avg
Details
Balance: $100,000 - $249,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
3 Month Relationship
$1,000
1.00%
▼ 1.06% below national avg
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.06% below avg
Details
Balance: $0.01 - $49,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
3 Month Certificate
$1,000
0.75%
▼ 1.31% below national avg
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.31% below avg
Details
Balance: $50,000 - $99,999.99
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
4127 W Tilghman St, Allentown, PA 18104
3-Month Certificate of Deposit
$0
0.70%
▼ 1.36% below national avg
▼
Rate0.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.36% below avg
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
3 Month Certificate
$1,000
0.50%
▼ 1.56% below national avg
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.56% below avg
Details
Balance: $0.01 - $49,999.99
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
3 Month Growth CD
$0
0.20%
▼ 1.86% below national avg
▼
Rate0.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.86% below avg
Details
Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
3 Month Income CD
$0
0.20%
▼ 1.86% below national avg
▼
Rate0.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.86% below avg
Details
Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
3 Month Minimum Growth CD
$500
0.20%
▼ 1.86% below national avg
▼
Rate0.20%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.86% below avg
Details
$500.00; Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
3 Month Minimum Income CD
$5,000
0.20%
▼ 1.86% below national avg
▼
Rate0.20%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.86% below avg
Details
$5,000.00; Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
3 Month QuiNBy's CDs
$100
0.20%
▼ 1.86% below national avg
▼
Rate0.20%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.86% below avg
Details
Apply Online
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
740 W Hamilton St, Allentown, PA 18101
3 month Standard Interest Rate
$2,500
0.06%
▼ 2.00% below national avg
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 2.00% below avg
Details
Early withdrawal penalties may apply.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
740 W Hamilton St, Allentown, PA 18101
3 month Standard Fixed Rate CD
$2,500
0.05%
▼ 2.01% below national avg
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 2.01% below avg
Details
Relationship APY 0.06%. Early withdrawal penalties may apply.
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
3 months (90 Days) Jumbo CD
$0
3.82%
▲ 1.76% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.76% above avg
Details
Above $75,000
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Jumbo CDs (Above - 3 months (90 Days)
$0
3.82%
▲ 1.76% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.76% above avg
Details
$75,000
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
3 months (90 Days) CD
$0
3.76%
▲ 1.70% above national avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.70% above avg
Details
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
IRA Certificates of Deposit - 3 months (90 Days)
$0
3.76%
▲ 1.70% above national avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.70% above avg
Details
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Regular CDs - 3 months (90 Days)
$0
3.76%
▲ 1.70% above national avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.70% above avg
Details
Woori America Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
3-Months CD
$1,000
3.70%
▲ 1.64% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.64% above avg
Details
Interest is not compounded. Interest will be credited to your account at maturity.
CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
3 Month Certificate
$0
3.70%
▲ 1.64% above national avg
▼
Rate3.64%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 1.64% above avg
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
3 Month IRA Certificate
$0
3.70%
▲ 1.64% above national avg
▼
Rate3.64%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 1.64% above avg
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
3-Month Certificate
$500
3.70%
▲ 1.64% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 1.64% above avg
Details
APY up to 3.70%
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 Month IRA Certificate
$75,000
3.70%
▲ 1.64% above national avg
▼
Rate3.64%
Min Deposit$75,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.64% above avg
Details
APY=Annual Percentage Yield. Rates are effective as of 9/8/2026. All rates and information are subject to change at any time without notice. Fees could reduce earnings on the account, see Fee Schedule for details. Opening balance and minimum balance of $500 for all certificates. For CDs, APY is based on the assumption that dividends will remain in the account until maturity and the minimum balance is maintained. After a CD is opened, you cannot make additional deposits into the account during the term. A withdrawal request will reduce earnings. A penalty will be imposed if you withdraw funds before a CD maturity date. Certificate penalty information is detailed in the Truth-In-Savings Disclosure. See Credit Union for additional terms and conditions.
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3 Month Certificate
$0
3.65%
▲ 1.59% above national avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.59% above avg
Details
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
3 Month Nonpreferred Certificates: Regular, Traditional IRA, Roth IRA, Educational
$0
3.65%
▲ 1.59% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.06%▲ 1.59% above avg
Details
Meridian Bank
Institution Rating:
D3.4 ★Texas Ratio: 34.36%
3 Month CD
$500
3.60%
▲ 1.54% above national avg
▼
Rate3.53%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.54% above avg
Details
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
3 Month Certificate
$0
3.60%
▲ 1.54% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.54% above avg
Details
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 Month IRA Certificate
$10,000
3.60%
▲ 1.54% above national avg
▼
Rate3.54%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.54% above avg
Details
APY=Annual Percentage Yield. Rates are effective as of 9/8/2026. All rates and information are subject to change at any time without notice. Fees could reduce earnings on the account, see Fee Schedule for details. Opening balance and minimum balance of $500 for all certificates. For CDs, APY is based on the assumption that dividends will remain in the account until maturity and the minimum balance is maintained. After a CD is opened, you cannot make additional deposits into the account during the term. A withdrawal request will reduce earnings. A penalty will be imposed if you withdraw funds before a CD maturity date. Certificate penalty information is detailed in the Truth-In-Savings Disclosure. See Credit Union for additional terms and conditions.
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
3 Month Bonus Certificate
$0
3.55%
▲ 1.49% above national avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.06%▲ 1.49% above avg
Details
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 1.49% above avg
Details
Balance: $50,000 & Over
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
3 Month Certificate
$500
3.50%
▲ 1.44% above national avg
▼
Rate3.45%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.06%▲ 1.44% above avg
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.59%
3 Month Regular / IRA
$500
3.50%
▲ 1.44% above national avg
▼
Rate3.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.44% above avg
Details
Term: 3 Month Regular / IRA
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
Jumbo Certificate - 3 Month
$10,000
3.50%
▲ 1.44% above national avg
▼
Rate3.44%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 1.44% above avg
Details
Franklin Mint Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
3 Month Share Certificate
$0
3.50%
▲ 1.44% above national avg
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.06%▲ 1.44% above avg
Details
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 Month IRA Certificate
$500
3.50%
▲ 1.44% above national avg
▼
Rate3.45%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.44% above avg
Details
APY=Annual Percentage Yield. Rates are effective as of 9/8/2026. All rates and information are subject to change at any time without notice. Fees could reduce earnings on the account, see Fee Schedule for details. Opening balance and minimum balance of $500 for all certificates. For CDs, APY is based on the assumption that dividends will remain in the account until maturity and the minimum balance is maintained. After a CD is opened, you cannot make additional deposits into the account during the term. A withdrawal request will reduce earnings. A penalty will be imposed if you withdraw funds before a CD maturity date. Certificate penalty information is detailed in the Truth-In-Savings Disclosure. See Credit Union for additional terms and conditions.
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.57%
3-month Certificate
$500
3.45%
▲ 1.39% above national avg
▼
Rate3.40%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.39% above avg
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
3 Month Certificate
$250
3.40%
▲ 1.34% above national avg
▼
Rate3.34%
Min Deposit$250
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 1.34% above avg
Details
Allentown 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
4703 Hamilton Blvd, Allentown, PA 18103
6 month Share Certificate Special
$0
4.05%
▲ 1.29% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.29% above avg
Details
When paired with an Ultra Checking account, earn up to 4.05% APY for 6 months
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
2141 Downyflake Ln, Allentown, PA 18103 4774
6 Month Business Share Certificate
$0
4.00%
▲ 1.24% above national avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.24% above avg
Details
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
2141 Downyflake Ln, Allentown, PA 18103 4774
6 Month Share Certificate
$0
4.00%
▲ 1.24% above national avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.24% above avg
Details
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3720 Hamilton Blvd, Allentown, PA 18103
6 Month Share/IRA Certificate
$0
4.00%
▲ 1.24% above national avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.24% above avg
Details
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
3900 Hamilton Blvd, Allentown, PA 18103
6 Month Certificate of Deposit
$0
3.85%
▲ 1.09% above national avg
▼
Rate3.81%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.09% above avg
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
6 Month Pick Your Term
$5,000
3.85%
▲ 1.09% above national avg
▼
Rate3.80%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.09% above avg
Details
Term: 6 Month Pick Your Term; Balance: $5,000 or more
Quaint Oak Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.98%
1710 Union Blvd, Allentown, PA 18109
6 Month CD
$0
3.85%
▲ 1.09% above national avg
▼
Rate3.73%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.09% above avg
Details
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
4029 W Tilghman St, Allentown, PA 18104
6 Month CD
$0
3.80%
▲ 1.04% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.04% above avg
Details
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
6 Month Regular & IRA (Traditional & Roth) Share Certificate
$500
3.80%
▲ 1.04% above national avg
▼
Rate3.74%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.04% above avg
Details
A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
Regular & IRA (Traditional & Roth) - 6 months
$500
3.80%
▲ 1.04% above national avg
▼
Rate3.74%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.04% above avg
Details
APY assumes dividends remain in account.
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
6 Month Relationship
$1,000
3.30%
▲ 0.54% above national avg
▼
Rate3.26%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.54% above avg
Details
Balance: $250,000 - $999,999.99
Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
3015 W Emaus Ave, Allentown, PA 18103 7107
6-Month Share Certificate
$500
3.15%
▲ 0.39% above national avg
▼
Rate3.10%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.39% above avg
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
6 Month Relationship
$1,000
3.10%
▲ 0.34% above national avg
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.34% above avg
Details
Balance: $100,000 - $249,999.99
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
6 Month Growth CD
$0
3.00%
▲ 0.24% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.24% above avg
Details
Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
6 Month Minimum Growth CD
$500
3.00%
▲ 0.24% above national avg
▼
Rate2.96%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.24% above avg
Details
$500.00; Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
6 Month QuiNBy's CDs
$100
3.00%
▲ 0.24% above national avg
▼
Rate2.96%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.24% above avg
Details
Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
6 Month Income CD
$0
2.96%
▲ 0.20% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.20% above avg
Details
Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
6 Month Minimum Income CD
$5,000
2.96%
▲ 0.20% above national avg
▼
Rate2.96%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.20% above avg
Details
$5,000.00; Apply Online
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
6 Month Relationship
$1,000
2.95%
▲ 0.19% above national avg
▼
Rate2.92%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.19% above avg
Details
Balance: $50,000 - $99,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
6 Month Certificate
$1,000
2.70%
▼ 0.06% below national avg
▼
Rate2.67%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 0.06% below avg
Details
Balance: $250,000 - $999,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
6 Month Relationship
$1,000
2.50%
▼ 0.26% below national avg
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 0.26% below avg
Details
Balance: $0.01 - $49,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
6 Month Certificate
$1,000
2.30%
▼ 0.46% below national avg
▼
Rate2.28%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 0.46% below avg
Details
Balance: $100,000 - $249,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
6 Month Certificate
$1,000
1.90%
▼ 0.86% below national avg
▼
Rate1.89%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 0.86% below avg
Details
Balance: $50,000 - $99,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
6 Month Certificate
$1,000
1.54%
▼ 1.22% below national avg
▼
Rate1.53%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 1.22% below avg
Details
Balance: $0.01 - $49,999.99
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5980 Hamilton Blvd, Allentown, PA 18106
6 Month CD
$250
1.00%
▼ 1.76% below national avg
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 1.76% below avg
Details
Relationship APY
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5980 Hamilton Blvd, Allentown, PA 18106
6 Month Certificate
$0
1.00%
▼ 1.76% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 1.76% below avg
Details
Balance: $250.00 - $9,999.99
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
4127 W Tilghman St, Allentown, PA 18104
6-Month Certificate of Deposit
$0
0.70%
▼ 2.06% below national avg
▼
Rate0.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 2.06% below avg
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
740 W Hamilton St, Allentown, PA 18101
6 month Standard Interest Rate
$2,500
0.06%
▼ 2.70% below national avg
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 2.70% below avg
Details
Early withdrawal penalties may apply.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
740 W Hamilton St, Allentown, PA 18101
6 month Standard Fixed Rate
$2,500
0.05%
▼ 2.71% below national avg
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 2.71% below avg
Details
Relationship APY 0.06%. Early withdrawal penalties may apply.
P.C. Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.24%
6 Month Share Certificate
$100,000
4.25%
▲ 1.49% above national avg
▼
Rate4.25%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.49% above avg
Details
Minimum Balance Requirements: $100000.00 to open; $100000.00 to obtain disclosed APY
First Federal S&L of Greene Co
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
6 Month Certificate
$0
4.14%
▲ 1.38% above national avg
▼
Rate4.10%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.38% above avg
Details
Early Withdrawal Penalty: 3 months interest
Westmoreland Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
6 Month Certificate
$10,000
4.10%
▲ 1.34% above national avg
▼
Rate4.06%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.34% above avg
Details
$10,000 New Money
P.C. Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.24%
6 Month Share Certificate
$100,000
4.10%
▲ 1.34% above national avg
▼
Rate4.10%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.34% above avg
Details
Minimum Balance Requirements: $100000.00 to open; $100000.00 to obtain disclosed APY
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
6 Month Share Certificate
$0
4.07%
▲ 1.31% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.31% above avg
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
Jumbo Certificate - 6 Month
$10,000
4.00%
▲ 1.24% above national avg
▼
Rate3.92%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.24% above avg
Details
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
6-Month Promo
$500
4.00%
▲ 1.24% above national avg
▼
Rate3.96%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.24% above avg
Details
new money only
Timberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
6-Month IRA Certificate
$1,000
4.00%
▲ 1.24% above national avg
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.24% above avg
Details
Timberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
6-Month Share Certificate
$1,000
4.00%
▲ 1.24% above national avg
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.24% above avg
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
6 Month Share Certificate
$0
4.00%
▲ 1.24% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.24% above avg
Details
$50,000 & up; Dividends Paid Monthly
UFCW COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
Share Certificates - 6 Months
$0
4.00%
▲ 1.24% above national avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.24% above avg
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 84.39%
Business 6 Month CD
$0
3.92%
▲ 1.16% above national avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.16% above avg
Details
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
6 Month Certificate
$0
3.92%
▲ 1.16% above national avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.16% above avg
Details
Early Withdrawal Penalty: 1 month interest
OceanFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
6 Month CD
$5,000
3.90%
▲ 1.14% above national avg
▼
Rate3.83%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.14% above avg
Details
Limited Time Offer. NEW MONEY REQUIRED. IRA ELIGIBLE. Annual Percentage Yield (APY) shown is accurate as of 8/25/2026. This is a limited time offer and may be discontinued without prior notice. Offer good for the initial term only. CD is automatically renewed for a 6-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank's discretion and may change daily. Actual earnings may vary. $5,000 minimum and $250,000 maximum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Fees may reduce earnings. A penalty may be imposed for early withdrawal. IRA eligible. Additional restrictions may apply.
TTNB Turbotville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
6 Month Certificate
$0
3.90%
▲ 1.14% above national avg
▼
Rate3.84%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.14% above avg
Details
Balance: $5,000 & over
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
6 Month Certificate
$250
3.90%
▲ 1.14% above national avg
▼
Rate3.83%
Min Deposit$250
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.14% above avg
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
6 Month Certificate
$0
3.85%
▲ 1.09% above national avg
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.09% above avg
Details
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 11.32%
6 Month Certificate of Deposit
$0
3.80%
▲ 1.04% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.04% above avg
Details
Balance: $100,000.00 and over
Westmoreland Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
6 Month Certificate
$1,000
3.80%
▲ 1.04% above national avg
▼
Rate3.77%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.04% above avg
Details
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.04% above avg
Details
Balance: $50,000 & Over
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
6 Month Jumbo Certificate
$0
3.80%
▲ 1.04% above national avg
▼
Rate3.74%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.04% above avg
Details
Allentown 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
2141 Downyflake Ln, Allentown, PA 18103 4774
12 Month Business Share Certificate
$0
4.15%
▲ 1.20% above national avg
▼
Rate4.07%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 1.20% above avg
Details
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
2141 Downyflake Ln, Allentown, PA 18103 4774
12 Month Share Certificate
$0
4.15%
▲ 1.20% above national avg
▼
Rate4.07%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 1.20% above avg
Details
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
12 Month Regular & IRA (Traditional & Roth) Share Certificate
$500
4.00%
▲ 1.05% above national avg
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 1.05% above avg
Details
A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
Regular & IRA (Traditional & Roth) - 12 months
$500
4.00%
▲ 1.05% above national avg
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 1.05% above avg
Details
APY assumes dividends remain in account.
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3720 Hamilton Blvd, Allentown, PA 18103
12 Month Share/IRA Certificate
$0
4.00%
▲ 1.05% above national avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.05% above avg
Details
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
3900 Hamilton Blvd, Allentown, PA 18103
1 Year Certificate of Deposit
$0
3.95%
▲ 1.00% above national avg
▼
Rate3.91%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.00% above avg
Details
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
3900 Hamilton Blvd, Allentown, PA 18103
1 Year IRA Certificate
$0
3.95%
▲ 1.00% above national avg
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.00% above avg
Details
Quaint Oak Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.98%
1710 Union Blvd, Allentown, PA 18109
12 Month CD
$0
3.90%
▲ 0.95% above national avg
▼
Rate3.77%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.95%▲ 0.95% above avg
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
12 Month Pick Your Term
$5,000
3.85%
▲ 0.90% above national avg
▼
Rate3.80%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.90% above avg
Details
Term: 12 Month Pick Your Term; Balance: $5,000 or more
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
4029 W Tilghman St, Allentown, PA 18104
1 Year CD
$0
3.80%
▲ 0.85% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 0.85% above avg
Details
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
4029 W Tilghman St, Allentown, PA 18104
12 Month Certificate
$0
3.80%
▲ 0.85% above national avg
▼
Rate3.73%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 0.85% above avg
Details
Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
3015 W Emaus Ave, Allentown, PA 18103 7107
12-Month Lucky Savers Certificate
$25
3.50%
▲ 0.55% above national avg
▼
Rate3.44%
Min Deposit$25
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.55% above avg
Details
Non-IRA/HSA Only
Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
3015 W Emaus Ave, Allentown, PA 18103 7107
12-Month Share Certificate
$500
3.50%
▲ 0.55% above national avg
▼
Rate3.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.55% above avg
Details
Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
3015 W Emaus Ave, Allentown, PA 18103 7107
12-Month Youth Share Certificate
$25
3.50%
▲ 0.55% above national avg
▼
Rate3.44%
Min Deposit$25
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.55% above avg
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
12 Month Relationship IRA/Roth
$1,000
3.30%
▲ 0.35% above national avg
▼
Rate3.26%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.35% above avg
Details
Balance: $250,000 - $999,999.99
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
645 Hamilton St, Allentown, PA 18101
12 Month Certificate of Deposit (CDs)
$0
3.25%
▲ 0.30% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.30% above avg
Details
Special rate on select new CD accounts.
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
12 Month Relationship IRA/Roth
$1,000
3.10%
▲ 0.15% above national avg
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.15% above avg
Details
Balance: $100,000 - $249,999
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
12 Month Relationship IRA/Roth
$1,000
2.95%
At national avg
▼
Rate2.92%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%At the average
Details
Balance: $50,000 - $99,999
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
12 Month Certificate
$1,000
2.75%
▼ 0.20% below national avg
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 0.20% below avg
Details
Balance: $250,000 - $999,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
12 Month IRA/Roth
$1,000
2.75%
▼ 0.20% below national avg
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 0.20% below avg
Details
Balance: $250,000 - $999,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
12 Month Certificate
$1,000
2.55%
▼ 0.40% below national avg
▼
Rate2.53%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 0.40% below avg
Details
Balance: $100,000 - $249,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
12 Month IRA/Roth
$1,000
2.55%
▼ 0.40% below national avg
▼
Rate2.53%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 0.40% below avg
Details
Balance: $100,000 - $249,999
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
12 Month Relationship IRA/Roth
$1,000
2.50%
▼ 0.45% below national avg
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 0.45% below avg
Details
Balance: $1,000 - $49,999
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
12 Month Certificate
$1,000
2.40%
▼ 0.55% below national avg
▼
Rate2.38%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 0.55% below avg
Details
Balance: $50,000 - $99,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
12 Month IRA/Roth
$1,000
2.40%
▼ 0.55% below national avg
▼
Rate2.38%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 0.55% below avg
Details
Balance: $50,000 - $99,999
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
12 Month Certificate
$1,000
1.60%
▼ 1.35% below national avg
▼
Rate1.59%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 1.35% below avg
Details
Balance: $0.01 - $49,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
12 Month IRA/Roth
$1,000
1.60%
▼ 1.35% below national avg
▼
Rate1.59%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 1.35% below avg
Details
Balance: $1,000 - $49,999
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
740 W Hamilton St, Allentown, PA 18101
1 year Standard Interest Rate
$2,500
1.51%
▼ 1.44% below national avg
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 1.44% below avg
Details
Early withdrawal penalties may apply.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
740 W Hamilton St, Allentown, PA 18101
1 year Standard Fixed Rate
$2,500
1.50%
▼ 1.45% below national avg
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 1.45% below avg
Details
Relationship APY 1.51%. Early withdrawal penalties may apply.
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5980 Hamilton Blvd, Allentown, PA 18106
12 Month CD
$250
1.00%
▼ 1.95% below national avg
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 1.95% below avg
Details
Relationship APY
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5980 Hamilton Blvd, Allentown, PA 18106
12 Month Certificate
$0
1.00%
▼ 1.95% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 1.95% below avg
Details
Balance: $250.00 - $9,999.99
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
4127 W Tilghman St, Allentown, PA 18104
12-Month Certificate of Deposit
$0
0.70%
▼ 2.25% below national avg
▼
Rate0.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 2.25% below avg
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
4127 W Tilghman St, Allentown, PA 18104
12-Month Variable Rate Certificate of Deposit
$0
0.70%
▼ 2.25% below national avg
▼
Rate0.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 2.25% below avg
Details
Term: 12-Month Variable Rate
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
12 Month Growth CD
$0
0.25%
▼ 2.70% below national avg
▼
Rate0.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 2.70% below avg
Details
Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
12 Month Income CD
$0
0.25%
▼ 2.70% below national avg
▼
Rate0.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 2.70% below avg
Details
Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
12 Month Minimum Growth CD
$500
0.25%
▼ 2.70% below national avg
▼
Rate0.25%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 2.70% below avg
Details
$500.00; Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
12 Month Minimum Income CD
$5,000
0.25%
▼ 2.70% below national avg
▼
Rate0.25%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 2.70% below avg
Details
$5,000.00; Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
12 Month QuiNBy's CDs
$100
0.25%
▼ 2.70% below national avg
▼
Rate0.25%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 2.70% below avg
Details
Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
Minimum Flex 12 Growth CD. $100.00 Minimum QuiNBy's CDs. - 12 Month Flex 12 CD
$100
0.25%
▼ 2.70% below national avg
▼
Rate0.25%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 2.70% below avg
Details
$250.00; Apply Online
First Federal S&L of Greene Co
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1 Year Certificate
$0
4.35%
▲ 1.40% above national avg
▼
Rate4.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.40% above avg
Details
Compounding: Semi-annually; Early Withdrawal Penalty: 3 months interest
Heritage Financial Credit Union
Share/IRA Certificate Special - 12 months
$2,500
4.25%
▲ 1.30% above national avg
▼
Rate4.18%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.30% above avg
Details
Minimum: $,2500 new money** or open qualifying account
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
1 Year Starter Add-On Certificate
$0
4.25%
▲ 1.30% above national avg
▼
Rate4.18%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.30% above avg
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
12 Month (IRA Certificate)
$0
4.10%
▲ 1.15% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.15% above avg
Details
IRA Certificate
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
12 Month IRA Certificate
$0
4.10%
▲ 1.15% above national avg
▼
Rate4.03%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.15% above avg
Details
C-B-W Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
Mini-Jumbo - 1 Year Certificate
$50,000
4.10%
▲ 1.15% above national avg
▼
Rate4.10%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.15% above avg
Details
Minimum Deposit $50,000
FORGE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
12 Month Share Certificates
$50,000
4.10%
▲ 1.15% above national avg
▼
Rate4.03%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.15% above avg
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
1 Year Add-On Certificate
$0
4.10%
▲ 1.15% above national avg
▼
Rate4.04%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.15% above avg
Details
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
1 Year (12 Month) Adjustable CD
$5,000
4.09%
▲ 1.14% above national avg
▼
Rate4.03%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.14% above avg
Details
Open account in person; See details.
Sewickley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 Year IRA Certificate
$500
4.07%
▲ 1.12% above national avg
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.12% above avg
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 84.39%
Business 1 Year CD
$0
4.07%
▲ 1.12% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.95%▲ 1.12% above avg
Details
Allentown 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
4029 W Tilghman St, Allentown, PA 18104
18 Month Certificate
$0
4.05%
▲ 1.24% above national avg
▼
Rate3.97%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 1.24% above avg
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
18 Month Pick Your Term
$5,000
4.00%
▲ 1.19% above national avg
▼
Rate3.94%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.19% above avg
Details
Term: 18 Month Pick Your Term; Balance: $5,000 or more
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
18 Month Regular & IRA (Traditional & Roth) Share Certificate
$500
4.00%
▲ 1.19% above national avg
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 1.19% above avg
Details
A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
Regular & IRA (Traditional & Roth) - 18 months
$500
4.00%
▲ 1.19% above national avg
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 1.19% above avg
Details
APY assumes dividends remain in account.
Quaint Oak Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.98%
1710 Union Blvd, Allentown, PA 18109
18 Month CD
$0
3.95%
▲ 1.14% above national avg
▼
Rate3.82%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.81%▲ 1.14% above avg
Details
M&T Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
375 S Cedar Crest Blvd, Allentown, PA 18103
18 MONTH SELECT Certificate of Deposit
$1,000
3.85%
▲ 1.04% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.04% above avg
Details
Requires a qualifying checking account.
M&T Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
375 S Cedar Crest Blvd, Allentown, PA 18103
18-Month M&T Select CD
$0
3.85%
▲ 1.04% above national avg
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.04% above avg
Details
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
2141 Downyflake Ln, Allentown, PA 18103 4774
18 Month Business Share Certificate
$0
3.50%
▲ 0.69% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 0.69% above avg
Details
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
2141 Downyflake Ln, Allentown, PA 18103 4774
18 Month Share Certificate
$0
3.50%
▲ 0.69% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 0.69% above avg
Details
Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
3015 W Emaus Ave, Allentown, PA 18103 7107
18-Month Share Certificate
$500
3.50%
▲ 0.69% above national avg
▼
Rate3.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 0.69% above avg
Details
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
18 Month Growth CD
$0
2.50%
▼ 0.31% below national avg
▼
Rate2.47%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▼ 0.31% below avg
Details
Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
18 Month Minimum Growth CD
$500
2.50%
▼ 0.31% below national avg
▼
Rate2.47%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▼ 0.31% below avg
Details
$500.00; Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
18 Month QuiNBy's CDs
$100
2.50%
▼ 0.31% below national avg
▼
Rate2.47%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▼ 0.31% below avg
Details
Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
18 Month Income CD
$0
2.47%
▼ 0.34% below national avg
▼
Rate2.47%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▼ 0.34% below avg
Details
Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
18 Month Minimum Income CD
$5,000
2.47%
▼ 0.34% below national avg
▼
Rate2.47%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▼ 0.34% below avg
Details
$5,000.00; Apply Online
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
18 Month Relationship
$1,000
2.00%
▼ 0.81% below national avg
▼
Rate1.99%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▼ 0.81% below avg
Details
Term: 18 Month Relationship; Balance: $250,000 - $999,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
18 Month Relationship
$1,000
1.90%
▼ 0.91% below national avg
▼
Rate1.89%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▼ 0.91% below avg
Details
Term: 18 Month Relationship; Balance: $100,000 - $249,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
18 Month Relationship
$1,000
1.75%
▼ 1.06% below national avg
▼
Rate1.74%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▼ 1.06% below avg
Details
Term: 18 Month Relationship; Balance: $50,000 - $99,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
18 Month Certificate
$1,000
1.74%
▼ 1.07% below national avg
▼
Rate1.73%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▼ 1.07% below avg
Details
Balance: $250,000 - $999,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
18 Month Certificate
$1,000
1.64%
▼ 1.17% below national avg
▼
Rate1.63%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▼ 1.17% below avg
Details
Balance: $100,000 - $249,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
18 Month Relationship
$1,000
1.50%
▼ 1.31% below national avg
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▼ 1.31% below avg
Details
Term: 18 Month Relationship; Balance: $0.01 - $49,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
18 Month Certificate
$1,000
1.49%
▼ 1.32% below national avg
▼
Rate1.48%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▼ 1.32% below avg
Details
Balance: $50,000 - $99,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
18 Month Certificate
$1,000
1.24%
▼ 1.57% below national avg
▼
Rate1.23%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▼ 1.57% below avg
Details
Balance: $0.01 - $49,999.99
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5980 Hamilton Blvd, Allentown, PA 18106
18 Month CD
$250
1.00%
▼ 1.81% below national avg
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▼ 1.81% below avg
Details
Relationship APY
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5980 Hamilton Blvd, Allentown, PA 18106
18 Month Certificate
$0
1.00%
▼ 1.81% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▼ 1.81% below avg
Details
Balance: $250.00 - $9,999.99
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
4127 W Tilghman St, Allentown, PA 18104
18-Month Certificate of Deposit
$0
0.95%
▼ 1.86% below national avg
▼
Rate0.95%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▼ 1.86% below avg
Details
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 6.00%
18 Month IRA SEP Certificate
$0
4.50%
▲ 1.69% above national avg
▼
Rate4.34%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 1.69% above avg
Details
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 6.00%
18 Month IRA Traditional Certificate
$0
4.50%
▲ 1.69% above national avg
▼
Rate4.34%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 1.69% above avg
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
18-Month Term Certificate
$0
4.28%
▲ 1.47% above national avg
▼
Rate4.21%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.47% above avg
Details
Balance: $200,000+
First Keystone Community Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.74%
18 Month Certificate
$1,000
4.25%
▲ 1.44% above national avg
▼
Rate4.18%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.44% above avg
Details
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 11.32%
18 Month Certificate of Deposit
$0
4.22%
▲ 1.41% above national avg
▼
Rate4.15%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.41% above avg
Details
Balance: $100,000.00 and over
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 11.32%
18 Month Certificate of Deposit
$0
4.16%
▲ 1.35% above national avg
▼
Rate4.10%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.35% above avg
Details
Balance: $50,000.00
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
18 Month Certificate
$0
4.08%
▲ 1.27% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 1.27% above avg
Details
Early Withdrawal Penalty: 3 month interest
Citizens Savings Bank Clarks Summit, PA
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
12, 15, or 18-Month CDs
$0
4.07%
▲ 1.26% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 1.26% above avg
Details
4.07% A.P.Y.*
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
18 Month Share Certificate
$0
4.07%
▲ 1.26% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.26% above avg
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
18-Month Term Certificate
$0
4.07%
▲ 1.26% above national avg
▼
Rate4.01%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.26% above avg
Details
Balance: $75,000 - $199,999.99
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
18 Month Regular Certificates
$500
4.05%
▲ 1.24% above national avg
▼
Rate3.98%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 1.24% above avg
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
IRA Certificate 18-Month
$500
4.05%
▲ 1.24% above national avg
▼
Rate3.98%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 1.24% above avg
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
IRA Certificates 18-Month
$500
4.05%
▲ 1.24% above national avg
▼
Rate3.98%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 1.24% above avg
Details
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 11.32%
18 Month Certificate of Deposit
$0
4.01%
▲ 1.20% above national avg
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.20% above avg
Details
Balance: $25,000.00
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
18 Month Legacy Club Certificate
$0
4.01%
▲ 1.20% above national avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.20% above avg
Details
Legacy Club
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
18 Month Jumbo and Jumbo IRA Certificates
$0
4.01%
▲ 1.20% above national avg
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.20% above avg
Details
$100,000 and Above; Annual Percentage Yield designated as APY and subject to change at any time. Penalty for early withdrawal.
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.27%
18 Month CD
$1,000
4.00%
▲ 1.19% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.19% above avg
Details
Crescent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
18 Month Certificate
$1,000
4.00%
▲ 1.19% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.19% above avg
Details
The Honesdale National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
18 Month CD Special
$0
4.00%
▲ 1.19% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 1.19% above avg
Details
Published APY range: 4.00% - 4.01%.
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
18 Month CD
$1,000
4.00%
▲ 1.19% above national avg
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 1.19% above avg
Details
TTNB Turbotville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
18 Month Certificate
$0
4.00%
▲ 1.19% above national avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 1.19% above avg
Details
Balance: $5,000 & over
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
Jumbo Certificate - 18 Month
$10,000
4.00%
▲ 1.19% above national avg
▼
Rate3.92%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 1.19% above avg
Details
Franklin Mint Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
18 Month Share Certificate
$0
4.00%
▲ 1.19% above national avg
▼
Rate3.92%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.19% above avg
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
18-month Flex Certificate
$0
4.00%
▲ 1.19% above national avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.19% above avg
Details
Allentown 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
4029 W Tilghman St, Allentown, PA 18104
24 Month Certificate
$0
4.05%
▲ 1.22% above national avg
▼
Rate3.97%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 1.22% above avg
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
24 Month Pick Your Term
$5,000
4.00%
▲ 1.17% above national avg
▼
Rate3.94%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.17% above avg
Details
Term: 24 Month Pick Your Term; Balance: $5,000 or more
Quaint Oak Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.98%
1710 Union Blvd, Allentown, PA 18109
2 Year CD
$0
4.00%
▲ 1.17% above national avg
▼
Rate3.87%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 1.17% above avg
Details
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
24 Month Regular & IRA (Traditional & Roth) Share Certificate
$500
4.00%
▲ 1.17% above national avg
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.17% above avg
Details
A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
Regular & IRA (Traditional & Roth) - 24 months
$500
4.00%
▲ 1.17% above national avg
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.17% above avg
Details
APY assumes dividends remain in account.
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
3900 Hamilton Blvd, Allentown, PA 18103
2 Year IRA Certificate
$0
3.95%
▲ 1.12% above national avg
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.12% above avg
Details
Term: 2 years - Fixed rate add on
Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
3015 W Emaus Ave, Allentown, PA 18103 7107
24-Month Share Certificate
$500
3.75%
▲ 0.92% above national avg
▼
Rate3.68%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.92% above avg
Details
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
3900 Hamilton Blvd, Allentown, PA 18103
2 Year Certificate of Deposit
$0
3.50%
▲ 0.67% above national avg
▼
Rate3.47%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.67% above avg
Details
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
2141 Downyflake Ln, Allentown, PA 18103 4774
24 Month Business Share Certificate
$0
3.50%
▲ 0.67% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.67% above avg
Details
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
2141 Downyflake Ln, Allentown, PA 18103 4774
24 Month Share Certificate
$0
3.50%
▲ 0.67% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.67% above avg
Details
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3720 Hamilton Blvd, Allentown, PA 18103
24 Month Share/IRA Certificate
$0
3.50%
▲ 0.67% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.67% above avg
Details
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
24 Month Growth CD
$0
2.25%
▼ 0.58% below national avg
▼
Rate2.23%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 0.58% below avg
Details
Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
24 Month Minimum Growth CD
$500
2.25%
▼ 0.58% below national avg
▼
Rate2.23%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 0.58% below avg
Details
$500.00; Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
24 Month QuiNBy's CDs
$100
2.25%
▼ 0.58% below national avg
▼
Rate2.23%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 0.58% below avg
Details
Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
24 Month Income CD
$0
2.23%
▼ 0.60% below national avg
▼
Rate2.23%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 0.60% below avg
Details
Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
24 Month Minimum Income CD
$5,000
2.23%
▼ 0.60% below national avg
▼
Rate2.23%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 0.60% below avg
Details
$5,000.00; Apply Online
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
24 Month Relationship IRA/Roth
$1,000
1.90%
▼ 0.93% below national avg
▼
Rate1.89%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 0.93% below avg
Details
Balance: $250,000 - $999,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
24 Month Relationship IRA/Roth
$1,000
1.80%
▼ 1.03% below national avg
▼
Rate1.79%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.03% below avg
Details
Balance: $100,000 - $249,999
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
24 Month Certificate
$1,000
1.65%
▼ 1.18% below national avg
▼
Rate1.64%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.18% below avg
Details
Balance: $250,000 - $999,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
24 Month IRA/Roth
$1,000
1.65%
▼ 1.18% below national avg
▼
Rate1.64%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.18% below avg
Details
Balance: $250,000 - $999,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
24 Month Relationship IRA/Roth
$1,000
1.65%
▼ 1.18% below national avg
▼
Rate1.64%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.18% below avg
Details
Balance: $50,000 - $99,999
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
24 Month Certificate
$1,000
1.55%
▼ 1.28% below national avg
▼
Rate1.54%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.28% below avg
Details
Balance: $100,000 - $249,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
24 Month IRA/Roth
$1,000
1.55%
▼ 1.28% below national avg
▼
Rate1.54%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.28% below avg
Details
Balance: $100,000 - $249,999
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
24 Month Certificate
$1,000
1.40%
▼ 1.43% below national avg
▼
Rate1.39%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.43% below avg
Details
Balance: $50,000 - $99,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
24 Month IRA/Roth
$1,000
1.40%
▼ 1.43% below national avg
▼
Rate1.39%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.43% below avg
Details
Balance: $50,000 - $99,999
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
24 Month Relationship IRA/Roth
$1,000
1.40%
▼ 1.43% below national avg
▼
Rate1.39%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.43% below avg
Details
Balance: $1,000 - $49,999
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
24 Month Certificate
$1,000
1.15%
▼ 1.68% below national avg
▼
Rate1.15%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.68% below avg
Details
Balance: $0.01 - $49,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
24 Month IRA/Roth
$1,000
1.15%
▼ 1.68% below national avg
▼
Rate1.15%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.68% below avg
Details
Balance: $1,000 - $49,999
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5980 Hamilton Blvd, Allentown, PA 18106
24 Month CD
$250
1.00%
▼ 1.83% below national avg
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.83% below avg
Details
Relationship APY
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5980 Hamilton Blvd, Allentown, PA 18106
24 Month Certificate
$0
1.00%
▼ 1.83% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.83% below avg
Details
Balance: $250.00 - $9,999.99
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
4127 W Tilghman St, Allentown, PA 18104
24-Month Certificate of Deposit
$0
0.95%
▼ 1.88% below national avg
▼
Rate0.95%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.88% below avg
Details
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
2 Year (24 Month) Adjustable CD
$5,000
4.29%
▲ 1.46% above national avg
▼
Rate4.22%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 1.46% above avg
Details
Open account in person; See details.
Crescent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
24-month CD
$1,000
4.25%
▲ 1.42% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.42% above avg
Details
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 11.32%
24 Month Certificate of Deposit
$0
4.22%
▲ 1.39% above national avg
▼
Rate4.15%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.39% above avg
Details
Balance: $100,000.00 and over
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
24 Month Share Certificate
$0
4.17%
▲ 1.34% above national avg
▼
Rate4.10%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.34% above avg
Details
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 11.32%
24 Month Certificate of Deposit
$0
4.16%
▲ 1.33% above national avg
▼
Rate4.10%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.33% above avg
Details
Balance: $50,000.00
Priority First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
24 Month Share Certificate
$500
4.15%
▲ 1.32% above national avg
▼
Rate4.09%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.32% above avg
Details
Dividends Compounded: Quarterly; Dividends Credited: Quarterly; Dividend Period: Account's Term; Rate Type: Fixed
Priority First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
IRA Share Certificates 24 month
$500
4.15%
▲ 1.32% above national avg
▼
Rate4.09%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.32% above avg
Details
Spirit Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
2 Year Share Certificate / IRA Certificate
$0
4.15%
▲ 1.32% above national avg
▼
Rate4.07%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.32% above avg
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.57%
24-month Jumbo Certificate
$0
4.15%
▲ 1.32% above national avg
▼
Rate4.07%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.32% above avg
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
24 Month Jumbo Certificates
$0
4.15%
▲ 1.32% above national avg
▼
Rate4.07%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.32% above avg
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 84.39%
Business 2 Year CD
$0
4.13%
▲ 1.30% above national avg
▼
Rate4.05%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 1.30% above avg
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
24 Month Certificate
$0
4.10%
▲ 1.27% above national avg
▼
Rate4.03%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.27% above avg
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.57%
24-month Bump-Up Certificate
$500
4.10%
▲ 1.27% above national avg
▼
Rate4.03%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.27% above avg
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.57%
24-month Bump-Up IRA
$500
4.10%
▲ 1.27% above national avg
▼
Rate4.03%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.27% above avg
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.57%
24-month Certificate
$500
4.10%
▲ 1.27% above national avg
▼
Rate4.03%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.27% above avg
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.57%
24-month Fixed-Rate IRA Only
$500
4.10%
▲ 1.27% above national avg
▼
Rate4.03%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.27% above avg
Details
Community Connect Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
24 Months Share Certificate
$0
4.08%
▲ 1.25% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.25% above avg
Details
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
24 Month Certificate
$0
4.08%
▲ 1.25% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.25% above avg
Details
Early Withdrawal Penalty: 3 month interest
Mifflinburg B&T CO.
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
24 Months CD
$500
4.06%
▲ 1.23% above national avg
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.23% above avg
Details
Allentown 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
36 Month Regular & IRA (Traditional & Roth) Share Certificate
$500
4.00%
▲ 1.25% above national avg
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.25% above avg
Details
A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
Regular & IRA (Traditional & Roth) - 36 months
$500
4.00%
▲ 1.25% above national avg
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.25% above avg
Details
APY assumes dividends remain in account.
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
4029 W Tilghman St, Allentown, PA 18104
3 Year CD
$0
3.50%
▲ 0.75% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 0.75% above avg
Details
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
4029 W Tilghman St, Allentown, PA 18104
36 Month Certificate
$0
3.50%
▲ 0.75% above national avg
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 0.75% above avg
Details
Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
3015 W Emaus Ave, Allentown, PA 18103 7107
36-Month Share Certificate
$500
3.50%
▲ 0.75% above national avg
▼
Rate3.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 0.75% above avg
Details
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3720 Hamilton Blvd, Allentown, PA 18103
36 Month Share/IRA Certificate
$0
3.50%
▲ 0.75% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.75% above avg
Details
Quaint Oak Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.98%
1710 Union Blvd, Allentown, PA 18109
3 Year CD
$0
3.45%
▲ 0.70% above national avg
▼
Rate3.35%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 0.70% above avg
Details
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
2141 Downyflake Ln, Allentown, PA 18103 4774
36 Month Business Share Certificate
$0
3.25%
▲ 0.50% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 0.50% above avg
Details
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
2141 Downyflake Ln, Allentown, PA 18103 4774
36 Month Share Certificate
$0
3.25%
▲ 0.50% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 0.50% above avg
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
4127 W Tilghman St, Allentown, PA 18104
Certificate of Deposit Promo - 36-Month Bump Up
$0
3.20%
▲ 0.45% above national avg
▼
Rate3.15%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 0.45% above avg
Details
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
3900 Hamilton Blvd, Allentown, PA 18103
3 Year Certificate of Deposit
$0
3.20%
▲ 0.45% above national avg
▼
Rate3.17%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 0.45% above avg
Details
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
3900 Hamilton Blvd, Allentown, PA 18103
3 Year IRA Certificate
$0
3.20%
▲ 0.45% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 0.45% above avg
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
36 Month Relationship
$1,000
1.85%
▼ 0.90% below national avg
▼
Rate1.84%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▼ 0.90% below avg
Details
Term: 36 Month Relationship; Balance: $250,000 - $999,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
36 Month Relationship
$1,000
1.70%
▼ 1.05% below national avg
▼
Rate1.69%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▼ 1.05% below avg
Details
Term: 36 Month Relationship; Balance: $100,000 - $249,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
36 Month Certificate
$1,000
1.60%
▼ 1.15% below national avg
▼
Rate1.59%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▼ 1.15% below avg
Details
Balance: $250,000 - $999,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
36 Month Relationship
$1,000
1.60%
▼ 1.15% below national avg
▼
Rate1.59%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▼ 1.15% below avg
Details
Term: 36 Month Relationship; Balance: $50,000 - $99,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
36 Month Certificate
$1,000
1.45%
▼ 1.30% below national avg
▼
Rate1.44%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▼ 1.30% below avg
Details
Balance: $100,000 - $249,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
36 Month Certificate
$1,000
1.35%
▼ 1.40% below national avg
▼
Rate1.34%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▼ 1.40% below avg
Details
Balance: $50,000 - $99,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
36 Month Relationship
$1,000
1.35%
▼ 1.40% below national avg
▼
Rate1.34%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▼ 1.40% below avg
Details
Term: 36 Month Relationship; Balance: $0.01 - $49,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
36 Month Certificate
$1,000
1.10%
▼ 1.65% below national avg
▼
Rate1.10%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▼ 1.65% below avg
Details
Balance: $0.01 - $49,999.99
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
4127 W Tilghman St, Allentown, PA 18104
36-Month Certificate of Deposit
$0
1.01%
▼ 1.74% below national avg
▼
Rate1.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▼ 1.74% below avg
Details
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5980 Hamilton Blvd, Allentown, PA 18106
3 Year CD
$250
1.00%
▼ 1.75% below national avg
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▼ 1.75% below avg
Details
Relationship APY
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5980 Hamilton Blvd, Allentown, PA 18106
3 Year Certificate
$0
1.00%
▼ 1.75% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▼ 1.75% below avg
Details
Balance: $250.00 - $9,999.99
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
36 Month Growth CD
$0
1.00%
▼ 1.75% below national avg
▼
Rate0.99%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▼ 1.75% below avg
Details
Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
36 Month Minimum Growth CD
$500
1.00%
▼ 1.75% below national avg
▼
Rate0.99%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▼ 1.75% below avg
Details
$500.00; Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
36 Month QuiNBy's CDs
$100
1.00%
▼ 1.75% below national avg
▼
Rate0.99%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▼ 1.75% below avg
Details
Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
36 Month Income CD
$0
0.99%
▼ 1.76% below national avg
▼
Rate0.99%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▼ 1.76% below avg
Details
Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
36 Month Minimum Income CD
$5,000
0.99%
▼ 1.76% below national avg
▼
Rate0.99%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▼ 1.76% below avg
Details
$5,000.00; Apply Online
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 11.32%
36 Month Certificate of Deposit
$0
4.27%
▲ 1.52% above national avg
▼
Rate4.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.52% above avg
Details
Balance: $100,000.00 and over
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 11.32%
36 Month IRA CD
$0
4.27%
▲ 1.52% above national avg
▼
Rate4.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.52% above avg
Details
Balance: $100,000.00 and over
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 11.32%
36 Month Certificate of Deposit
$0
4.22%
▲ 1.47% above national avg
▼
Rate4.15%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.47% above avg
Details
Balance: $50,000.00
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 11.32%
36 Month IRA CD
$0
4.22%
▲ 1.47% above national avg
▼
Rate4.15%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.47% above avg
Details
Balance: $50,000.00
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 84.39%
Business 3 Year CD
$0
4.18%
▲ 1.43% above national avg
▼
Rate4.10%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 1.43% above avg
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
3 Years Add-On Certificate
$0
4.15%
▲ 1.40% above national avg
▼
Rate4.09%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.40% above avg
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
36 Month Regular Certificates
$1,000
4.10%
▲ 1.35% above national avg
▼
Rate4.02%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.35% above avg
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
IRA Certificate 36-Month
$1,000
4.10%
▲ 1.35% above national avg
▼
Rate4.02%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.35% above avg
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
IRA Certificates 36-Month
$1,000
4.10%
▲ 1.35% above national avg
▼
Rate4.02%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.35% above avg
Details
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 11.32%
36 Month Certificate of Deposit
$0
4.06%
▲ 1.31% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.31% above avg
Details
Balance: $25,000.00
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 11.32%
36 Month IRA CD
$0
4.06%
▲ 1.31% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.31% above avg
Details
Balance: $25,000.00
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
3 Year Jumbo and Jumbo IRA Certificates
$0
4.06%
▲ 1.31% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.31% above avg
Details
$100,000 and Above; Annual Percentage Yield designated as APY and subject to change at any time. Penalty for early withdrawal.
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
3 Year IRA Certificates
$500
4.01%
▲ 1.26% above national avg
▼
Rate3.95%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.26% above avg
Details
Penalty for early withdrawal.
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
3 Year Term Certificates
$500
4.01%
▲ 1.26% above national avg
▼
Rate3.95%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.26% above avg
Details
Penalty for early withdrawal.
Crescent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
36 Month Certificate
$1,000
4.00%
▲ 1.25% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.25% above avg
Details
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
3 Year CD
$1,000
4.00%
▲ 1.25% above national avg
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.25% above avg
Details
Grove City Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
36 Month Share Certificates - SPECIAL
$0
4.00%
▲ 1.25% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 12, 2026
National Average2.75%▲ 1.25% above avg
Details
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
36 Month Certificate
$0
4.00%
▲ 1.25% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.25% above avg
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
36 Month Certificate
$0
3.92%
▲ 1.17% above national avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.17% above avg
Details
Balance: $75,000 and over
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
36 Month Certificate
$0
3.92%
▲ 1.17% above national avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.17% above avg
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
36 Month Certificate
$0
3.91%
▲ 1.16% above national avg
▼
Rate3.84%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.16% above avg
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
36 Month Certificate
$0
3.87%
▲ 1.12% above national avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.12% above avg
Details
Balance: $50,000 - $74,999.99
Allentown 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
48 Month Regular & IRA (Traditional & Roth) Share Certificate
$500
4.00%
▲ 1.24% above national avg
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.24% above avg
Details
A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
Regular & IRA (Traditional & Roth) - 48 months
$500
4.00%
▲ 1.24% above national avg
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.24% above avg
Details
APY assumes dividends remain in account.
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
4029 W Tilghman St, Allentown, PA 18104
48 Month Certificate
$0
3.50%
▲ 0.74% above national avg
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.74% above avg
Details
Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
3015 W Emaus Ave, Allentown, PA 18103 7107
48-Month Share Certificate
$500
3.50%
▲ 0.74% above national avg
▼
Rate3.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.74% above avg
Details
Quaint Oak Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.98%
1710 Union Blvd, Allentown, PA 18109
4 Year CD
$0
3.45%
▲ 0.69% above national avg
▼
Rate3.35%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 0.69% above avg
Details
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
2141 Downyflake Ln, Allentown, PA 18103 4774
48 Month Business Share Certificate
$0
3.25%
▲ 0.49% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.49% above avg
Details
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
2141 Downyflake Ln, Allentown, PA 18103 4774
48 Month Share Certificate
$0
3.25%
▲ 0.49% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.49% above avg
Details
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
3900 Hamilton Blvd, Allentown, PA 18103
4 Year Certificate of Deposit
$0
3.20%
▲ 0.44% above national avg
▼
Rate3.17%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.44% above avg
Details
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
3900 Hamilton Blvd, Allentown, PA 18103
4 Year IRA Certificate
$0
3.20%
▲ 0.44% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.44% above avg
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
48 Month Relationship IRA/Roth
$1,000
1.80%
▼ 0.96% below national avg
▼
Rate1.79%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 0.96% below avg
Details
Balance: $250,000 - $999,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
48 Month Relationship IRA/Roth
$1,000
1.65%
▼ 1.11% below national avg
▼
Rate1.64%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 1.11% below avg
Details
Balance: $100,000 - $249,999
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
48 Month Certificate
$1,000
1.55%
▼ 1.21% below national avg
▼
Rate1.54%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 1.21% below avg
Details
Balance: $250,000 - $999,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
48 Month IRA/Roth
$1,000
1.55%
▼ 1.21% below national avg
▼
Rate1.54%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 1.21% below avg
Details
Balance: $250,000 - $999,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
48 Month Relationship IRA/Roth
$1,000
1.55%
▼ 1.21% below national avg
▼
Rate1.54%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 1.21% below avg
Details
Balance: $50,000 - $99,999
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
48 Month Certificate
$1,000
1.40%
▼ 1.36% below national avg
▼
Rate1.39%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 1.36% below avg
Details
Balance: $100,000 - $249,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
48 Month IRA/Roth
$1,000
1.40%
▼ 1.36% below national avg
▼
Rate1.39%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 1.36% below avg
Details
Balance: $100,000 - $249,999
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
48 Month Certificate
$1,000
1.30%
▼ 1.46% below national avg
▼
Rate1.29%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 1.46% below avg
Details
Balance: $50,000 - $99,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
48 Month IRA/Roth
$1,000
1.30%
▼ 1.46% below national avg
▼
Rate1.29%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 1.46% below avg
Details
Balance: $50,000 - $99,999
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
48 Month Relationship IRA/Roth
$1,000
1.30%
▼ 1.46% below national avg
▼
Rate1.29%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 1.46% below avg
Details
Balance: $1,000 - $49,999
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
48 Month Growth CD
$0
1.10%
▼ 1.66% below national avg
▼
Rate1.09%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 1.66% below avg
Details
Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
48 Month Minimum Growth CD
$500
1.10%
▼ 1.66% below national avg
▼
Rate1.09%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 1.66% below avg
Details
$500.00; Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
48 Month QuiNBy's CDs
$100
1.10%
▼ 1.66% below national avg
▼
Rate1.09%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 1.66% below avg
Details
Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
48 Month Income CD
$0
1.09%
▼ 1.67% below national avg
▼
Rate1.09%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 1.67% below avg
Details
Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
48 Month Minimum Income CD
$5,000
1.09%
▼ 1.67% below national avg
▼
Rate1.09%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 1.67% below avg
Details
$5,000.00; Apply Online
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
48 Month Certificate
$1,000
1.05%
▼ 1.71% below national avg
▼
Rate1.05%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 1.71% below avg
Details
Balance: $0.01 - $49,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
48 Month IRA/Roth
$1,000
1.05%
▼ 1.71% below national avg
▼
Rate1.05%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 1.71% below avg
Details
Balance: $1,000 - $49,999
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
4127 W Tilghman St, Allentown, PA 18104
48-Month Certificate of Deposit
$0
1.01%
▼ 1.75% below national avg
▼
Rate1.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 1.75% below avg
Details
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 11.32%
48 Month Certificate of Deposit
$0
4.37%
▲ 1.61% above national avg
▼
Rate4.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.61% above avg
Details
Balance: $100,000.00 and over
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 11.32%
48 Month IRA CD
$0
4.37%
▲ 1.61% above national avg
▼
Rate4.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.61% above avg
Details
Balance: $100,000.00 and over
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 11.32%
48 Month Certificate of Deposit
$0
4.32%
▲ 1.56% above national avg
▼
Rate4.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.56% above avg
Details
Balance: $50,000.00
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 11.32%
48 Month IRA CD
$0
4.32%
▲ 1.56% above national avg
▼
Rate4.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.56% above avg
Details
Balance: $50,000.00
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 84.39%
Business 4 Year CD
$0
4.23%
▲ 1.47% above national avg
▼
Rate4.15%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.47% above avg
Details
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 11.32%
48 Month Certificate of Deposit
$0
4.16%
▲ 1.40% above national avg
▼
Rate4.10%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.40% above avg
Details
Balance: $25,000.00
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 11.32%
48 Month IRA CD
$0
4.16%
▲ 1.40% above national avg
▼
Rate4.10%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.40% above avg
Details
Balance: $25,000.00
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
48 Month Regular Certificates
$1,000
4.15%
▲ 1.39% above national avg
▼
Rate4.07%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.39% above avg
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
IRA Certificate 48-Month
$1,000
4.15%
▲ 1.39% above national avg
▼
Rate4.07%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.39% above avg
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
IRA Certificates 48-Month
$1,000
4.15%
▲ 1.39% above national avg
▼
Rate4.07%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.39% above avg
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
4 Year Jumbo and Jumbo IRA Certificates
$0
4.09%
▲ 1.33% above national avg
▼
Rate4.03%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.33% above avg
Details
$100,000 and Above; Annual Percentage Yield designated as APY and subject to change at any time. Penalty for early withdrawal.
Moonlight Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
48 Month Certificate
$0
4.06%
▲ 1.30% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.30% above avg
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
4 Year IRA Certificates
$500
4.04%
▲ 1.28% above national avg
▼
Rate3.98%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.28% above avg
Details
Penalty for early withdrawal.
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
4 Year Term Certificates
$500
4.04%
▲ 1.28% above national avg
▼
Rate3.98%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.28% above avg
Details
Penalty for early withdrawal.
Crescent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
48 Month Certificate
$1,000
4.00%
▲ 1.24% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.24% above avg
Details
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 6.00%
3 - 4 Year CD
$500
4.00%
▲ 1.24% above national avg
▼
Rate3.87%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.24% above avg
Details
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 6.00%
3 - 4 Year Certificate of Deposit
$500
4.00%
▲ 1.24% above national avg
▼
Rate3.87%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.24% above avg
Details
Bump-Up: 1
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
4 Year CD
$1,000
4.00%
▲ 1.24% above national avg
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.24% above avg
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
48 Month Certificate
$0
3.98%
▲ 1.22% above national avg
▼
Rate3.90%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.22% above avg
Details
Balance: $75,000 and over
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
48 Month Certificate
$0
3.92%
▲ 1.16% above national avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.16% above avg
Details
Balance: $50,000 - $74,999.99
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
48 Month Share Certificates
$1,000
3.92%
▲ 1.16% above national avg
▼
Rate3.85%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.16% above avg
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
48 Month Certificate
$0
3.91%
▲ 1.15% above national avg
▼
Rate3.84%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.15% above avg
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
48 Month Certificate
$0
3.87%
▲ 1.11% above national avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.11% above avg
Details
Balance: $500 - $49,999.99
Allentown 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
60 Month Regular & IRA (Traditional & Roth) Share Certificate
$500
4.00%
▲ 1.17% above national avg
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.17% above avg
Details
A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
Regular & IRA (Traditional & Roth) - 60 months
$500
4.00%
▲ 1.17% above national avg
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.17% above avg
Details
APY assumes dividends remain in account.
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3720 Hamilton Blvd, Allentown, PA 18103
60 Month Share/IRA Certificate
$0
3.60%
▲ 0.77% above national avg
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.77% above avg
Details
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
4029 W Tilghman St, Allentown, PA 18104
5 Year CD
$0
3.50%
▲ 0.67% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.67% above avg
Details
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
4029 W Tilghman St, Allentown, PA 18104
60 Month Certificate
$0
3.50%
▲ 0.67% above national avg
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.67% above avg
Details
Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
3015 W Emaus Ave, Allentown, PA 18103 7107
60-Month Share Certificate
$500
3.50%
▲ 0.67% above national avg
▼
Rate3.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.67% above avg
Details
Quaint Oak Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.98%
1710 Union Blvd, Allentown, PA 18109
5 Year CD
$0
3.45%
▲ 0.62% above national avg
▼
Rate3.35%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 0.62% above avg
Details
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
2141 Downyflake Ln, Allentown, PA 18103 4774
60 Month Business Share Certificate
$0
3.35%
▲ 0.52% above national avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.52% above avg
Details
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
2141 Downyflake Ln, Allentown, PA 18103 4774
60 Month Share Certificate
$0
3.35%
▲ 0.52% above national avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.52% above avg
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
60 Month Relationship IRA/Roth
$1,000
1.75%
▼ 1.08% below national avg
▼
Rate1.74%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.08% below avg
Details
Balance: $250,000 - $999,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
60 Month Relationship IRA/Roth
$1,000
1.60%
▼ 1.23% below national avg
▼
Rate1.59%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.23% below avg
Details
Balance: $100,000 - $249,999
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
60 Month Certificate
$1,000
1.50%
▼ 1.33% below national avg
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.33% below avg
Details
Balance: $250,000 - $999,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
60 Month IRA/Roth
$1,000
1.50%
▼ 1.33% below national avg
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.33% below avg
Details
Balance: $250,000 - $999,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
60 Month Relationship IRA/Roth
$1,000
1.50%
▼ 1.33% below national avg
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.33% below avg
Details
Balance: $50,000 - $99,999
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
60 Month Certificate
$1,000
1.35%
▼ 1.48% below national avg
▼
Rate1.34%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.48% below avg
Details
Balance: $100,000 - $249,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
60 Month IRA/Roth
$1,000
1.35%
▼ 1.48% below national avg
▼
Rate1.34%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.48% below avg
Details
Balance: $100,000 - $249,999
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
60 Month Certificate
$1,000
1.25%
▼ 1.58% below national avg
▼
Rate1.24%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.58% below avg
Details
Balance: $50,000 - $99,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
60 Month IRA/Roth
$1,000
1.25%
▼ 1.58% below national avg
▼
Rate1.24%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.58% below avg
Details
Balance: $50,000 - $99,999
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
60 Month Relationship IRA/Roth
$1,000
1.25%
▼ 1.58% below national avg
▼
Rate1.24%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.58% below avg
Details
Balance: $1,000 - $49,999
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
60 Month Growth CD
$0
1.25%
▼ 1.58% below national avg
▼
Rate1.24%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.58% below avg
Details
Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
60 Month Minimum Growth CD
$500
1.25%
▼ 1.58% below national avg
▼
Rate1.24%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.58% below avg
Details
$500.00; Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
60 Month QuiNBy's CDs
$100
1.25%
▼ 1.58% below national avg
▼
Rate1.24%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.58% below avg
Details
Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
60 Month Income CD
$0
1.24%
▼ 1.59% below national avg
▼
Rate1.24%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.59% below avg
Details
Apply Online
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
950 Mill Creek Rd, Allentown, PA 18106
60 Month Minimum Income CD
$5,000
1.24%
▼ 1.59% below national avg
▼
Rate1.24%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.59% below avg
Details
$5,000.00; Apply Online
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
4127 W Tilghman St, Allentown, PA 18104
60-Month Certificate of Deposit
$0
1.01%
▼ 1.82% below national avg
▼
Rate1.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.82% below avg
Details
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5980 Hamilton Blvd, Allentown, PA 18106
5 Year CD
$250
1.00%
▼ 1.83% below national avg
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.83% below avg
Details
Relationship APY
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5980 Hamilton Blvd, Allentown, PA 18106
5 Year Certificate
$0
1.00%
▼ 1.83% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.83% below avg
Details
Balance: $250.00 - $9,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
60 Month Certificate
$1,000
1.00%
▼ 1.83% below national avg
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.83% below avg
Details
Balance: $0.01 - $49,999.99
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA 18104
60 Month IRA/Roth
$1,000
1.00%
▼ 1.83% below national avg
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.83% below avg
Details
Balance: $1,000 - $49,999
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 11.32%
60 Month Certificate of Deposit
$0
4.42%
▲ 1.59% above national avg
▼
Rate4.35%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.59% above avg
Details
Balance: $100,000.00 and over
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 11.32%
60 Month IRA CD
$0
4.42%
▲ 1.59% above national avg
▼
Rate4.35%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.59% above avg
Details
Balance: $100,000.00 and over
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 11.32%
60 Month Certificate of Deposit
$0
4.37%
▲ 1.54% above national avg
▼
Rate4.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.54% above avg
Details
Balance: $50,000.00
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 11.32%
60 Month IRA CD
$0
4.37%
▲ 1.54% above national avg
▼
Rate4.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.54% above avg
Details
Balance: $50,000.00
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
60 month Certificate
$0
4.37%
▲ 1.54% above national avg
▼
Rate4.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.54% above avg
Details
Balance: $200,000 and over
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 84.39%
Business 5 Year CD
$0
4.28%
▲ 1.45% above national avg
▼
Rate4.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 1.45% above avg
Details
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 11.32%
60 Month Certificate of Deposit
$0
4.22%
▲ 1.39% above national avg
▼
Rate4.15%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.39% above avg
Details
Balance: $25,000.00
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 11.32%
60 Month IRA CD
$0
4.22%
▲ 1.39% above national avg
▼
Rate4.15%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.39% above avg
Details
Balance: $25,000.00
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
60 month Certificate
$0
4.22%
▲ 1.39% above national avg
▼
Rate4.15%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.39% above avg
Details
Balance: $125,000 - $199,999.99
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
60 Month Regular Certificates
$1,000
4.20%
▲ 1.37% above national avg
▼
Rate4.12%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.37% above avg
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
IRA Certificate 60-Month
$1,000
4.20%
▲ 1.37% above national avg
▼
Rate4.12%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.37% above avg
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
IRA Certificates 60-Month
$1,000
4.20%
▲ 1.37% above national avg
▼
Rate4.12%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.37% above avg
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
60 month Certificate
$0
4.11%
▲ 1.28% above national avg
▼
Rate4.05%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.28% above avg
Details
Balance: $75,000 - $124,999.99
FORGE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
60 Month Share Certificates
$500
4.10%
▲ 1.27% above national avg
▼
Rate4.03%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.27% above avg
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
5 Year Jumbo and Jumbo IRA Certificates
$0
4.08%
▲ 1.25% above national avg
▼
Rate4.02%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.25% above avg
Details
$100,000 and Above; Annual Percentage Yield designated as APY and subject to change at any time. Penalty for early withdrawal.
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
5 Year IRA Certificates
$500
4.03%
▲ 1.20% above national avg
▼
Rate3.97%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.20% above avg
Details
Penalty for early withdrawal.
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
5 Year Term Certificates
$500
4.03%
▲ 1.20% above national avg
▼
Rate3.97%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.20% above avg
Details
Penalty for early withdrawal.
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
60 month Certificate
$0
4.01%
▲ 1.18% above national avg
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.18% above avg
Details
Balance: $25,000 - $74,999.99
Crescent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
60 Month Certificate
$1,000
4.00%
▲ 1.17% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.17% above avg
Details
Journey Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
9 through 60 month Certificates of Deposit
$0
4.00%
▲ 1.17% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 1.17% above avg
Details
Balance: $50,000+
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
5 Year CD
$1,000
4.00%
▲ 1.17% above national avg
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.17% above avg
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Allentown, PA CD Rate Trends
Compare local Allentown, PA CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
12-Month CD PA Avg
2.945%
▲ 0.004 vs 7 days ago
Pennsylvania 12-month CD rates rose 0.004 points over the past 7 days to 2.945% APY.
6-Month CD PA Avg
2.760%
Unchanged vs 7 days ago
Pennsylvania 6-month CD rates currently average 2.760% APY based on data from institutions in our monitoring network.
As of Sep 23, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
PA CD Rate Forecast, Next 12 Months
Where are Pennsylvania CD rates headed through September 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
PA 12-Month Avg APY
2.945%
6-Month Forecast
2.945%
Range: 2.75% – 3.10%
12-Month Forecast
3.195%
Range: 3.00% – 3.35%
Powered by
MonitorBankRates
What Your Savings Earn at PA CD Rates Today
Annual interest earnings at today’s Pennsylvania average APYs. State average used where available; national average as fallback.
| CD Term | PA Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 2.055% | $102.77 | $205.54 | $513.85 | $1,027.70 |
| 6-Month CD | 2.760% | $137.99 | $275.97 | $689.93 | $1,379.85 |
| 12-Month CD | 2.945% | $147.27 | $294.54 | $736.35 | $1,472.70 |
| 18-Month CD | 2.813% | $140.67 | $281.33 | $703.32 | $1,406.65 |
| 24-Month CD | 2.833% | $141.64 | $283.27 | $708.18 | $1,416.35 |
| 36-Month CD | 2.754% | $137.68 | $275.36 | $688.40 | $1,376.80 |
| 48-Month CD | 2.759% | $137.97 | $275.93 | $689.82 | $1,379.65 |
| 60-Month CD | 2.834% | $141.70 | $283.39 | $708.48 | $1,416.95 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of September 22, 2026. | |||||
Sample CD Ladder for Allentown, Pennsylvania Savers
$25,000 split equally across 5 terms using today’s Pennsylvania average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | PA Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 2.055% | $102.77 |
| 2 | 6-Month CD | $5,000 | 2.760% | $137.99 |
| 3 | 12-Month CD | $5,000 | 2.945% | $147.27 |
| 4 | 24-Month CD | $5,000 | 2.833% | $141.64 |
| 5 | 36-Month CD | $5,000 | 2.754% | $137.68 |
| Total ($25,000 invested) | $25,000 | 2.669% blended | $667.35/yr | |
Ladder example uses equal $5,000 rungs and Pennsylvania average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
1,975
CD Rates
Tracked in Allentown, Pennsylvania
Tracked in Allentown, Pennsylvania
52 Banks
76 Credit Unions
About Our Allentown, Pennsylvania CD Rate Database
MonitorBankRates tracks 1,975 CD rates from 52 banks and 76 credit unions with locations in Allentown, Pennsylvania, plus national online institutions available to Pennsylvania residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: People First Federal Credit Union offers a CD at 4.15% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Allentown, Pennsylvania.
How to Find the Best CD Rates in Allentown, Pennsylvania
What to compare when shopping for a CD in Allentown, Pennsylvania
To find the best APYs in Allentown, Pennsylvania, start with credit unions and online-only banks: Allentown, Pennsylvania has 76 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Allentown, Pennsylvania
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Allentown, Pennsylvania: 128 institutions here report CD rates
Consider an Alternative If…
- You may need the funds within 30 days. Compare Allentown, Pennsylvania savings rates instead
- Rates are rising and you want to benefit: a variable-rate savings or money market account keeps pace
- You want check-writing access. Compare Allentown, Pennsylvania money market rates
Allentown, Pennsylvania Financial Snapshot
Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024
Population 65+
13.5%
National avg: 17.3%
Median Individual Earnings
$33,834
National avg: $47,340
Poverty Rate
21.0%
National avg: 11.1%
Unemployment Rate
9.0%
National avg: 4.8%
CD Earnings on 10% of Salary
$100/yr
At PA 12-mo avg 2.945% APY
13.5% of residents are 65 or older, below the national average of 17.3%; an unemployment rate of 9.0% (vs. 4.8% nationally) underscores the value of a guaranteed fixed return. At today’s PA 12-month CD average of 2.945%, saving 10% of the local median salary ($3,383/year) and putting it in a CD would earn an additional $100 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Allentown, Pennsylvania
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Allentown, Pennsylvania
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Allentown, Pennsylvania typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Allentown, Pennsylvania as everywhere in the U.S.
Choosing a CD Term in Allentown, Pennsylvania
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Allentown, Pennsylvania savers easier access to their funds. For example, United Federal Credit Union is offering its 6 month Share Certificate Special at 4.05% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, APCI Federal Credit Union is offering its 60 Month Regular & IRA (Traditional & Roth) Share Certificate at 4.00% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Allentown, Pennsylvania Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Allentown, Pennsylvania saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Allentown, Pennsylvania
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Allentown, Pennsylvania CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Allentown, Pennsylvania
Most CDs carry a fixed rate that is locked for the entire term, protecting a Allentown, Pennsylvania depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Allentown, Pennsylvania
Are CD rates in Allentown, Pennsylvania FDIC insured?
Yes, most established banks in Allentown, Pennsylvania are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Allentown, Pennsylvania?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Allentown, Pennsylvania.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Allentown, Pennsylvania may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Allentown, Pennsylvania?
Here are recent top rates found for this area:
- People First Federal Credit Union: 4.15% APY (12 Month Business Share Certificate)
- American Bank: 4.05% APY (18 Month Certificate)
- United Federal Credit Union: 4.05% APY (6 month Share Certificate Special)
- Peoples Security Bank: 4.00% APY (18 Month Pick Your Term)
- Quaint Oak Bank: 4.00% APY (2 Year CD)
- APCI Federal Credit Union: 4.00% APY (12 Month Regular & IRA (Traditional & Roth) Share Certificate)
- Lehigh Valley Educators Credit Union: 4.00% APY (12 Month Share/IRA Certificate)
- Mid Penn Bank: 3.95% APY (1 Year Certificate of Deposit)
- M&T Bank: 3.85% APY (18 MONTH SELECT Certificate of Deposit)
- Visions Federal Credit Union: 3.75% APY (24-Month Share Certificate)
Rates reflect recent verified offers available in Allentown, Pennsylvania. Last Updated: September 22, 2026
Allentown, Pennsylvania CD Calculator
See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Allentown, Pennsylvania rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.
Interest at Maturity
$0
Ending Balance
$0
Matures
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Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30–180 days of interest. Estimates are for informational purposes only.
CD Calculators for Allentown, Pennsylvania
Allentown, Pennsylvania CD Calculator
At today’s PA top rate of 4.15% APY, a $10,000 deposit earns $415 in the first year. Enter your amount to see your exact return.
Allentown, Pennsylvania CD LadderPA CD rates currently range from 2.055% (3-month) to 2.754% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Allentown, Pennsylvania CD at 4.15% APY, know your exit cost. Most institutions charge 90–180 days of interest. Calculate your real net return if you need early access.
CD vs. High-Yield SavingsPennsylvania’s average 12-month CD is 2.945% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Allentown, Pennsylvania CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Allentown, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Allentown, Pennsylvania. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: September 22, 2026
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