Current Phoenixville, Pennsylvania CD rates include Citadel Federal Credit UnionCitadel Federal Credit Union558 Kimberton Rd, Phoenixville, PA 19460A+5.0 ★Texas Ratio: 2.89% offering 24 Month Certificate at 3.85% APY, Ardent Federal Credit UnionArdent Federal Credit Union110 Black Rock Rd, Phoenixville, PA 19460 3161A+5.0 ★Texas Ratio: 4.56% offering 12-month CD/IRA at 3.75% APY, Benchmark Federal Credit UnionBenchmark Federal Credit Union785 Starr St, Phoenixville, PA 19460A+5.0 ★Texas Ratio: 2.63% offering 12 MONTH Certificate at 3.70% APY, Customers BankCustomers Bank513 Kimberton Rd, Phoenixville, PA 19460A5.0 ★Texas Ratio: 8.22% offering 3-month CD at 3.60% APY, and TruistTruist702 Main St, Phoenixville, PA 19460A+5.0 ★Texas Ratio: 3.63% offering 12-month CD at 3.25% APY. CD rates as of April 4, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Phoenixville, Pennsylvania, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 4, 2026
$500 minimum to open and earn APY
Early Withdrawal Penalty: 1 month interest
Minimum Deposit $2,500
$500 minimum to open and earn APY
$100000.00 to open
Early Withdrawal Penalty: 1 month interest
NEW MONEY REQUIRED ? IRA ELIGIBLE
$100,000 Minimum to Earn APY
$5,000 - $25,000
Paid At Maturity
**
Minimum deposit $1,000.00/Rates & Terms vary
Substantial penalty for early withdrawal.
Annual Percentage Yield (APY) effective 03/25/2026 is subject to change at any time and is based on interest compounding quarterly. This is a limited time offer and can be withdrawn at any time without notice. Interest rates are fixed for the term of the Certificate of Deposit. A penalty is imposed for early withdrawal which would reduce earnings on your account. For more information on insurance coverage visit www.fdic.gov.
$100
$100,000 and Above
<$5,000
$5000.00 to open
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Bonus rate of 0.10% APY when the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00. A penalty may be charged for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.
Minimum deposit $1,000.00/Rates & Terms vary
$100,000 Minimum to Earn APY
$25,000+
$10000.00 to open
**
$100,000.00 minimum deposit to open and earn APY. Penalty for early withdrawal.
Relationship APY
Citadel Standard Certificate Rates
$500 minimum to open and earn APY
Early Withdrawal Penalty: 3 months interest
$25,000+
Compounded Quarterly
$10000.00 to open
Certain new money restrictions apply.
**
$500.00 minimum deposit to open and earn APY. Penalty for early withdrawal.
Relationship APY
Citadel Standard Certificate Rates
$100,000 Minimum to Earn APY
Early Withdrawal Penalty: 3 months interest
<$5,000
Compounded Quarterly
Certain new money restrictions apply.
$100,000.00 minimum deposit to open and earn APY. Penalty for early withdrawal.
**
Relationship APY
$25,000+
Minimum deposit $1,000.00/Rates & Terms vary
**
$25,000+
Early Withdrawal Penalty: 6 months interest
$100,000 Minimum to Earn APY
**
Certain new money restrictions apply.
Minimum deposit $1,000.00/Rates & Terms vary
Relationship APY
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Phoenixville, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Phoenixville, Pennsylvania. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.