Wellsboro, Pennsylvania Best CD Rates September 2026

APY=Annual Percentage Yield. Rates are effective as of 9/8/2026. All rates and information are subject to change at any time without notice. Fees could reduce earnings on the account, see Fee Schedule for details. Opening balance and minimum balance of $500 for all certificates. For CDs, APY is based on the assumption that dividends will remain in the account until maturity and the minimum balance is maintained. After a CD is opened, you cannot make additional deposits into the account during the term. A withdrawal request will reduce earnings. A penalty will be imposed if you withdraw funds before a CD maturity date. Certificate penalty information is detailed in the Truth-In-Savings Disclosure. See Credit Union for additional terms and conditions.

A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings

APY assumes dividends remain in account.

APY=Annual Percentage Yield. Rates are effective as of 9/8/2026. All rates and information are subject to change at any time without notice. Fees could reduce earnings on the account, see Fee Schedule for details. Opening balance and minimum balance of $500 for all certificates. For CDs, APY is based on the assumption that dividends will remain in the account until maturity and the minimum balance is maintained. After a CD is opened, you cannot make additional deposits into the account during the term. A withdrawal request will reduce earnings. A penalty will be imposed if you withdraw funds before a CD maturity date. Certificate penalty information is detailed in the Truth-In-Savings Disclosure. See Credit Union for additional terms and conditions.

Balance: $50,000 & Over

Term: 3 Month Regular / IRA

APY=Annual Percentage Yield. Rates are effective as of 9/8/2026. All rates and information are subject to change at any time without notice. Fees could reduce earnings on the account, see Fee Schedule for details. Opening balance and minimum balance of $500 for all certificates. For CDs, APY is based on the assumption that dividends will remain in the account until maturity and the minimum balance is maintained. After a CD is opened, you cannot make additional deposits into the account during the term. A withdrawal request will reduce earnings. A penalty will be imposed if you withdraw funds before a CD maturity date. Certificate penalty information is detailed in the Truth-In-Savings Disclosure. See Credit Union for additional terms and conditions.

Jumbo Certificate

Balance: $1,000 - $49,999

Regular Certificate

Balance: $50,000.00-2,000,000.00

Balance: $50,000.00-2,000,000.00

Balance: $10,000.00-49,999.99

Balance: $10,000.00-49,999.99

Balance: up to $9,999.99

Balance: up to $9,999.99

Withdrawal of interest may reduce APY. Early withdrawal penalty may be imposed. At maturity, the CD will automatically renew to the corresponding CD product at the current rate in effect at that time.

new money only

$50,000 & up; Dividends Paid Monthly

Early Withdrawal Penalty: 1 month interest

Limited Time Offer. NEW MONEY REQUIRED. IRA ELIGIBLE. Annual Percentage Yield (APY) shown is accurate as of 8/25/2026. This is a limited time offer and may be discontinued without prior notice. Offer good for the initial term only. CD is automatically renewed for a 6-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank's discretion and may change daily. Actual earnings may vary. $5,000 minimum and $250,000 maximum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Fees may reduce earnings. A penalty may be imposed for early withdrawal. IRA eligible. Additional restrictions may apply.

Balance: $5,000 & over

Term: 6 Month Pick Your Term; Balance: $5,000 or more

Balance: $50,000 & Over

A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings

APY assumes dividends remain in account.

Rates also apply to IRA and HSA Certificates of Deposit.

APY=Annual Percentage Yield. Rates are effective as of 9/8/2026. All rates and information are subject to change at any time without notice. Fees could reduce earnings on the account, see Fee Schedule for details. Opening balance and minimum balance of $500 for all certificates. For CDs, APY is based on the assumption that dividends will remain in the account until maturity and the minimum balance is maintained. After a CD is opened, you cannot make additional deposits into the account during the term. A withdrawal request will reduce earnings. A penalty will be imposed if you withdraw funds before a CD maturity date. Certificate penalty information is detailed in the Truth-In-Savings Disclosure. See Credit Union for additional terms and conditions.

Above $75,000

$75,000

Interest is not compounded. Interest will be credited to your account at maturity.

Balance: $2,500 - $5,000

Balance: $75,000 - $199,999.99

Legacy Club

$100,000 and Above; Annual Percentage Yield designated as APY and subject to change at any time. Penalty for early withdrawal.

Term: 18 Month Pick Your Term; Balance: $5,000 or more

Published APY range: 4.00% - 4.01%.

Balance: $5,000 & over

A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings

APY assumes dividends remain in account.

Penalty for early withdrawal.

Penalty for early withdrawal.

Balance: $1,000 - $74,999.99

Requires a qualifying checking account.

Balance: $75,000 and over

Balance: $500 - $5,000

Minimum: $1000

Balance: $50,000 - $74,999.99