Wyncote, Pennsylvania Best CD Rates October 2026
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Brian McKay
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Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Wyncote, Pennsylvania CD rates range from 0.01% to 4.81% APY, verified by MonitorBankRates as of October 14, 2026. Current Wyncote, Pennsylvania CD rates include Santander BankSantander Bank1000 Easton Rd, Wyncote, PA 19095A5.0 ★Texas Ratio: 8.00%Real return: +1.20%APY minus CPI (February 2026) offering 18-Month CD at 4.00% APY, Police And Fire Federal Credit UnionPolice And Fire Federal Credit Union1000 Easton Rd, Wyncote, PA 19095 2918A+5.0 ★Texas Ratio: 0.70%Real return: +0.75%APY minus CPI (February 2026) offering 5 Year IRA Certificate at 3.55% APY, Wells FargoWells Fargo2401 W Cheltenham Ave, Wyncote, PA 19095A+5.0 ★Texas Ratio: 5.36%Real return: -1.29%APY minus CPI (February 2026) offering 1 year Standard Fixed Rate CD - Relationship at 1.51% APY, TD BankTD Bank2431 W Cheltenham Ave, Wyncote, PA 19095A+5.0 ★Texas Ratio: 3.71%Real return: -1.80%APY minus CPI (February 2026) offering 3 Month CD at 1.00% APY, and PNC BankPNC Bank2471 W Cheltenham Ave, Wyncote, PA 19095A+5.0 ★Texas Ratio: 4.24%Real return: -2.77%APY minus CPI (February 2026) offering 12 Month Certificate of Deposit at 0.03% APY. CD rates as of October 14, 2026 according to verified data from MonitorBankRates.
Wyncote has 86 local institutions in our database, with CD rates as high as 4.00% APY from Santander Bank at 1000 Easton Rd, Wyncote, PA 19095. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Pennsylvania area. Rates are continually updated, so we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: October 14, 2026
Compare Best CD Rates in Wyncote, Pennsylvania & the Surrounding Area
Wyncote 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Wyncote, PA 19095 2918
3 Month IRA Certificate
$1,000
3.05%
▲ 1.26% above Pennsylvania avg
▼
Rate3.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.26% above avgNationally 2.09%
Details
IRA Certificate; $1,000 Minimum
Rate History
1 change since Sep 16, 2026 · 2.80% → 3.05% ▲ 0.25 pts · high 3.05% / low 2.80%
- Oct 4, 20263.05%▲ from 2.80%
- Sep 16, 20262.80%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Wyncote, PA 19095 2918
Jumbo Certificates - 3 month
$50,000
3.05%
▲ 1.26% above Pennsylvania avg
▼
Rate3.01%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.26% above avgNationally 2.09%
Details
Jumbo Certificate; $50,000 minimum
Rate History
1 change since Sep 16, 2026 · 2.80% → 3.05% ▲ 0.25 pts · high 3.05% / low 2.80%
- Oct 12, 20263.05%▲ from 2.80%
- Sep 16, 20262.80%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Wyncote, PA 19095 2918
Certificates - 3 month
$0
2.80%
▲ 1.01% above Pennsylvania avg
▼
Rate2.77%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.01% above avgNationally 2.09%
Details
Balance: $1,000 - $49,999
Rate History
1 change since Sep 16, 2026 · 2.55% → 2.80% ▲ 0.25 pts · high 2.80% / low 2.55%
- Oct 12, 20262.80%▲ from 2.55%
- Sep 16, 20262.55%first recorded
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2431 W Cheltenham Ave, Wyncote, PA 19095
3 Month CD
$0
1.00%
▼ 0.79% below Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▼ 0.79% below avgNationally 2.09%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Sep 18, 2026 · 1.00% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2431 W Cheltenham Ave, Wyncote, PA 19095
3 Month TD Choice CD
$0
1.00%
▼ 0.79% below Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▼ 0.79% below avgNationally 2.09%
Details
Balance: $250.00 - $9,999.99; Standard APY
Rate History
No change since Oct 2, 2026 · 1.00% APY · checked 2 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
2401 W Cheltenham Ave, Wyncote, PA 19095
3 month Standard Fixed Rate CD - Relationship
$2,500
0.06%
▼ 1.73% below Pennsylvania avg
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▼ 1.73% below avgNationally 2.09%
Details
Relationship Interest Rate; Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California Bay Area counties branches only
Rate History
No change since Sep 27, 2026 · 0.06% APY · checked 3 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
2401 W Cheltenham Ave, Wyncote, PA 19095
3 month Standard Fixed Rate CD
$2,500
0.05%
▼ 1.74% below Pennsylvania avg
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▼ 1.74% below avgNationally 2.09%
Details
Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California Bay Area counties branches only
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
3 Month Certificate of Deposit
$0
0.03%
▼ 1.76% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▼ 1.76% below avgNationally 2.09%
Details
Balance: $25,000.00 and above; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
3 Month Certificate of Deposit
$0
0.02%
▼ 1.77% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▼ 1.77% below avgNationally 2.09%
Details
Balance: $1,000.00 - $24,999.99; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
3 Month Certificate of Deposit
$0
0.01%
▼ 1.78% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▼ 1.78% below avgNationally 2.09%
Details
Balance: $1.00 - $999.99; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 4 times
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
90 Day Certificate of Deposit
$500
4.10%
▲ 2.31% above Pennsylvania avg
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▲ 2.31% above avgNationally 2.09%
Details
Interest compounded daily
Rate History
1 change since Sep 24, 2026 · 3.80% → 4.10% ▲ 0.30 pts · high 4.10% / low 3.80%
- Oct 14, 20264.10%▲ from 3.80%
- Sep 24, 20263.80%first recorded
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
3 Month Business Certificates
$0
4.00%
▲ 2.21% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 2.21% above avgNationally 2.09%
Details
Rate History
No change since Sep 12, 2026 · 4.00% APY · checked 5 times
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
3 Month Share & IRA Share Certificate
$500
4.00%
▲ 2.21% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 2.21% above avgNationally 2.09%
Details
Dividend rates and APYs effective August 5, 2026; Penalty for early withdrawal; IRA rates include Traditional, Roth, and Education IRAs
Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
Share/IRA Certificate - 3 Months
$500
4.00%
▲ 2.21% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 2.21% above avgNationally 2.09%
Details
$500 minimum deposit to open account and earn APY
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 2 times
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
3 Month Regular & IRA Certificate
$500
3.90%
▲ 2.11% above Pennsylvania avg
▼
Rate3.84%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 2.11% above avgNationally 2.09%
Details
Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity
Rate History
No change since Oct 12, 2026 · 3.90% APY
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Regular & IRA Certificate - 3 months
$500
3.90%
▲ 2.11% above Pennsylvania avg
▼
Rate3.84%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 2.11% above avgNationally 2.09%
Details
Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity; fees could reduce earnings; APY assumes dividends remain in account
Rate History
No change since Oct 12, 2026 · 3.90% APY
Meridian Bank
Institution Rating:
C3.9 ★Texas Ratio: 27.97%
Certificates Of Deposit - 3 Month
$500
3.75%
▲ 1.96% above Pennsylvania avg
▼
Rate3.68%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▲ 1.96% above avgNationally 2.09%
Details
Minimum balance to open & obtain APY; early withdrawal penalties apply
Rate History
1 change since Sep 15, 2026 · 3.60% → 3.75% ▲ 0.15 pts · high 3.75% / low 3.60%
- Oct 14, 20263.75%▲ from 3.60%
- Sep 15, 20263.60%first recorded
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
Business Certificate of Deposit - 3 Months
$2,000
3.75%
▲ 1.96% above Pennsylvania avg
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▲ 1.96% above avgNationally 2.09%
Details
Rates effective as of 09/22/2026; rates may change after account is opened; early withdrawal penalties may apply
Rate History
No change since Oct 14, 2026 · 3.75% APY
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
Certificate of Deposit - 3 Months
$2,000
3.75%
▲ 1.96% above Pennsylvania avg
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▲ 1.96% above avgNationally 2.09%
Details
$2,000 minimum to open and earn the APY on all CDs; Early withdrawal penalties may apply; Eligible as IRA CD
Rate History
No change since Oct 14, 2026 · 3.75% APY
SARCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 MONTH CD
$5,000
3.75%
▲ 1.96% above Pennsylvania avg
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.96% above avgNationally 2.09%
Details
Rate History
No change since Oct 8, 2026 · 3.75% APY · checked 2 times
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
3 Month Traditional Preferred Certificates
$0
3.75%
▲ 1.96% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.96% above avgNationally 2.09%
Details
Regular, Traditional IRA, Roth IRA, Education Savings; APY fixed to maturity; early withdrawal penalty applies
Rate History
No change since Oct 12, 2026 · 3.75% APY
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
3 Month IRA Certificates of Deposit - Jumbo CDs
$0
3.71%
▲ 1.92% above Pennsylvania avg
▼
Rate3.65%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.92% above avgNationally 2.09%
Details
Jumbo CDs (Above $75,000); no additional deposits after opening; penalty for early withdrawal; certificate renews automatically
Rate History
No change since Oct 13, 2026 · 3.71% APY
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
3 Month Share Certificate of Deposit
$500
3.71%
▲ 1.92% above Pennsylvania avg
▼
Rate3.65%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.92% above avgNationally 2.09%
Details
Jumbo CD (Above $75,000)
Rate History
1 change since Sep 14, 2026 · 3.76% → 3.71% ▼ 0.05 pts · high 3.76% / low 3.71%
- Oct 13, 20263.71%▼ from 3.76%
- Sep 14, 20263.76%first recorded
Woori America Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
3 Month WooriWON Certificate of Deposit (CD)
$1,000
3.70%
▲ 1.91% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▲ 1.91% above avgNationally 2.09%
Details
Simple interest, paid at maturity; renews automatically; early withdrawal penalty may apply
Rate History
No change since Oct 7, 2026 · 3.70% APY · checked 3 times
CACL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
3-Month Certificate
$0
3.70%
▲ 1.91% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.91% above avgNationally 2.09%
Details
APY up to; Share Certificates require a minimum balance of $500.00 to earn the stated APY; Regular and IRA Certificates
Rate History
No change since Sep 12, 2026 · 3.70% APY · checked 6 times
CACL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
IRA Certificate - 3 Months
$500
3.70%
▲ 1.91% above Pennsylvania avg
▼
Rate3.64%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.91% above avgNationally 2.09%
Details
As of November 6, 2025; dividend rate and APY fixed for the term of the account
Rate History
No change since Oct 12, 2026 · 3.70% APY
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
Certificate of Deposit - 3 mos
$500
3.70%
▲ 1.91% above Pennsylvania avg
▼
Rate3.64%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.91% above avgNationally 2.09%
Details
Balance: $75,000.00 and over
Rate History
No change since Oct 13, 2026 · 3.70% APY
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
3 Month IRA Certificates of Deposit - Regular CDs
$500
3.67%
▲ 1.88% above Pennsylvania avg
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.88% above avgNationally 2.09%
Details
Minimum deposit of $500 required to open a Certificate of Deposit; no additional deposits after opening; penalty for early withdrawal; certificate renews automatically
Rate History
No change since Oct 13, 2026 · 3.67% APY
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
3 Month Share Certificate of Deposit
$500
3.67%
▲ 1.88% above Pennsylvania avg
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.88% above avgNationally 2.09%
Details
Regular CD
Rate History
1 change since Sep 14, 2026 · 3.76% → 3.67% ▼ 0.09 pts · high 3.76% / low 3.67%
- Oct 13, 20263.67%▼ from 3.76%
- Sep 14, 20263.76%first recorded
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
Certificates - 3 Month
$0
3.65%
▲ 1.86% above Pennsylvania avg
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.86% above avgNationally 2.09%
Details
Rate History
No change since Sep 18, 2026 · 3.65% APY · checked 4 times
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
3 Month Nonpreferred Certificates: Regular, Traditional IRA, Roth IRA, Educational
$0
3.65%
▲ 1.86% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.86% above avgNationally 2.09%
Details
Nonpreferred; APY fixed to maturity; early withdrawal penalty applies
Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 3 times
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
Traditional Nonpreferred Certificates - 3 months
$0
3.65%
▲ 1.86% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.86% above avgNationally 2.09%
Details
Nonpreferred Certificates: Regular, Traditional IRA, Roth IRA, Educational; APY fixed to maturity
Rate History
No change since Oct 12, 2026 · 3.65% APY
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
3 Month Certificate of Deposit
$0
3.60%
▲ 1.81% above Pennsylvania avg
▼
Rate3.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▲ 1.81% above avgNationally 2.09%
Details
APY based on semi-annual compounding; substantial penalty for early withdrawal
Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 7 times
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
Certificate of Deposit - 3 mos
$500
3.60%
▲ 1.81% above Pennsylvania avg
▼
Rate3.54%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.81% above avgNationally 2.09%
Details
Balance: $10,000.00 - $74,999.99
Rate History
No change since Oct 13, 2026 · 3.60% APY
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
3 Month Bonus Certificate
$75,000
3.55%
▲ 1.76% above Pennsylvania avg
▼
Rate3.50%
Min Deposit$75,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.76% above avgNationally 2.09%
Details
Balance: $75,000+
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 4 times
S&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
3 Month CD
$1,000
3.50%
▲ 1.71% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▲ 1.71% above avgNationally 2.09%
Details
Maximum deposit $250,000 when opened online; $500,000 when opened in the branch
Rate History
1 change since Sep 18, 2026 · 3.25% → 3.50% ▲ 0.25 pts · high 3.50% / low 3.25%
- Oct 14, 20263.50%▲ from 3.25%
- Sep 18, 20263.25%first recorded
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
3 Month Certificate
$500
3.50%
▲ 1.71% above Pennsylvania avg
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.71% above avgNationally 2.09%
Details
Rate History
No change since Oct 8, 2026 · 3.50% APY · checked 2 times
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
3 Month Share Certificate
$500
3.50%
▲ 1.71% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.71% above avgNationally 2.09%
Details
A penalty may be imposed for early withdrawal
Rate History
No change since Sep 25, 2026 · 3.50% APY · checked 4 times
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
3 Month Regular / IRA
$500
3.50%
▲ 1.71% above Pennsylvania avg
▼
Rate3.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.71% above avgNationally 2.09%
Details
Regular / IRA
Rate History
No change since Sep 12, 2026 · 3.50% APY · checked 7 times
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
3 Month Jumbo Certificate
$10,000
3.50%
▲ 1.71% above Pennsylvania avg
▼
Rate3.44%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.71% above avgNationally 2.09%
Details
Rate History
No change since Sep 12, 2026 · 3.50% APY · checked 7 times
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
Certificate - 3 MONTH
$0
3.50%
▲ 1.71% above Pennsylvania avg
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.71% above avgNationally 2.09%
Details
Penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 8 times
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
Certificate of Deposit - 3 mos
$500
3.50%
▲ 1.71% above Pennsylvania avg
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.71% above avgNationally 2.09%
Details
Balance: $500.00 - $9,999.99
Rate History
No change since Oct 13, 2026 · 3.50% APY
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
3-month Certificate
$500
3.45%
▲ 1.66% above Pennsylvania avg
▼
Rate3.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.66% above avgNationally 2.09%
Details
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 6 times
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Business 3-month Certificate
$500
3.45%
▲ 1.66% above Pennsylvania avg
▼
Rate3.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.66% above avgNationally 2.09%
Details
Rate History
No change since Oct 9, 2026 · 3.45% APY · checked 2 times
Brentwood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.96%
3 Month Certificate of Deposit and IRA
$2,000
3.40%
▲ 1.61% above Pennsylvania avg
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.61% above avgNationally 2.09%
Details
Rate History
No change since Sep 24, 2026 · 3.40% APY · checked 5 times
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
90 Day Jumbo Share Certificate
$75,000
3.31%
▲ 1.52% above Pennsylvania avg
▼
RateN/A
Min Deposit$75,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▲ 1.52% above avgNationally 2.09%
Details
Rate History
No change since Sep 14, 2026 · 3.31% APY · checked 6 times
County Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificate of Deposit
$0
3.25%
▲ 1.46% above Pennsylvania avg
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.46% above avgNationally 2.09%
Details
Compounded Daily
Rate History
No change since Sep 20, 2026 · 3.25% APY · checked 5 times
Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Share Certificate - 3-Month
$500
3.25%
▲ 1.46% above Pennsylvania avg
▼
Rate3.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.46% above avgNationally 2.09%
Details
Rate Type: Fixed
Rate History
1 change since Sep 14, 2026 · 3.15% → 3.25% ▲ 0.10 pts · high 3.25% / low 3.15%
- Oct 5, 20263.25%▲ from 3.15%
- Sep 14, 20263.15%first recorded
Eagle One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.62%
3 Month IRA Certificate
$500
3.14%
▲ 1.35% above Pennsylvania avg
▼
Rate3.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.35% above avgNationally 2.09%
Details
Rate History
No change since Oct 8, 2026 · 3.14% APY · checked 2 times
Elderton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
3 Months - Tier account
$1,000
3.10%
▲ 1.31% above Pennsylvania avg
▼
Rate3.06%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average1.79%▲ 1.31% above avgNationally 2.09%
Details
Daily Balances of: $50,000.00-2,000,000.00
Rate History
No change since Oct 7, 2026 · 3.10% APY · checked 2 times
Wyncote 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Wyncote, PA 19095 2918
6 Month IRA Certificate
$1,000
3.10%
▲ 0.33% above Pennsylvania avg
▼
Rate3.06%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 0.33% above avgNationally 2.77%
Details
IRA Certificate; $1,000 Minimum
Rate History
1 change since Sep 16, 2026 · 2.85% → 3.10% ▲ 0.25 pts · high 3.10% / low 2.85%
- Oct 4, 20263.10%▲ from 2.85%
- Sep 16, 20262.85%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Wyncote, PA 19095 2918
Jumbo Certificates - 6 month
$50,000
3.10%
▲ 0.33% above Pennsylvania avg
▼
Rate3.06%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 0.33% above avgNationally 2.77%
Details
Jumbo Certificate; $50,000 minimum
Rate History
1 change since Sep 16, 2026 · 2.85% → 3.10% ▲ 0.25 pts · high 3.10% / low 2.85%
- Oct 12, 20263.10%▲ from 2.85%
- Sep 16, 20262.85%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Wyncote, PA 19095 2918
Certificates - 6 month
$0
2.85%
▲ 0.08% above Pennsylvania avg
▼
Rate2.81%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 0.08% above avgNationally 2.77%
Details
Balance: $1,000 - $49,999
Rate History
1 change since Sep 16, 2026 · 2.60% → 2.85% ▲ 0.25 pts · high 2.85% / low 2.60%
- Oct 12, 20262.85%▲ from 2.60%
- Sep 16, 20262.60%first recorded
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2431 W Cheltenham Ave, Wyncote, PA 19095
TD Choice CD 6 Month
$0
1.00%
▼ 1.77% below Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▼ 1.77% below avgNationally 2.77%
Details
Non-Promotional TD Choice CD; Balance: $250.00 - $9,999.99
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 2 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
2401 W Cheltenham Ave, Wyncote, PA 19095
6 month Standard Fixed Rate CD - Relationship
$2,500
0.06%
▼ 2.71% below Pennsylvania avg
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▼ 2.71% below avgNationally 2.77%
Details
Relationship Interest Rate; Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California Bay Area counties branches only
Rate History
No change since Sep 27, 2026 · 0.06% APY · checked 3 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
2401 W Cheltenham Ave, Wyncote, PA 19095
6 month Standard Fixed Rate CD
$2,500
0.05%
▼ 2.72% below Pennsylvania avg
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▼ 2.72% below avgNationally 2.77%
Details
Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California Bay Area counties branches only
Rate History
No change since Sep 27, 2026 · 0.05% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
6 Month Certificate of Deposit
$0
0.03%
▼ 2.74% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▼ 2.74% below avgNationally 2.77%
Details
Balance: $25,000.00 and above; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
IRA CD - 6 Months
$250
0.03%
▼ 2.74% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▼ 2.74% below avgNationally 2.77%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
6 Month Certificate of Deposit
$0
0.02%
▼ 2.75% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▼ 2.75% below avgNationally 2.77%
Details
Balance: $1,000.00 - $24,999.99; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
IRA CD - 6 Months
$250
0.02%
▼ 2.75% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▼ 2.75% below avgNationally 2.77%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
6 Month Certificate of Deposit
$0
0.01%
▼ 2.76% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▼ 2.76% below avgNationally 2.77%
Details
Balance: $1.00 - $999.99; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
IRA CD - 6 Months
$250
0.01%
▼ 2.76% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▼ 2.76% below avgNationally 2.77%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 2 times
P.C. Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.60%
6 Month Share Certificate - Level 6
$100,000
4.25%
▲ 1.48% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.48% above avgNationally 2.77%
Details
Level 6; Balance: $100000.00 to open; $100000.00 to obtain disclosed APY
Rate History
No change since Oct 14, 2026 · 4.25% APY
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.27%
6 Month CD
$1,000
4.20%
▲ 1.43% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.43% above avgNationally 2.77%
Details
Promotion CD; offer valid beginning September 28, 2026; Penalty for early withdrawal applies; Available for consumer, business, and IRA/Retirement CDs (business and IRA/Retirement must be opened in branch); Rates effective as of 9/28/2026
Rate History
1 change since Sep 18, 2026 · 3.75% → 4.20% ▲ 0.45 pts · high 4.20% / low 3.75%
- Oct 2, 20264.20%▲ from 3.75%
- Sep 18, 20263.75%first recorded
First Federal S&L of Greene Co
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
6 Month Certificate
$0
4.14%
▲ 1.37% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.37% above avgNationally 2.77%
Details
Compounding: At maturity; Early Withdrawal Penalty: 3 months interest
Rate History
No change since Sep 19, 2026 · 4.14% APY · checked 8 times
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
Business 6 Month CD
$0
4.13%
▲ 1.36% above Pennsylvania avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.36% above avgNationally 2.77%
Details
Rate History
2 changes since Sep 14, 2026 · 3.92% → 4.13% ▲ 0.21 pts · high 4.13% / low 3.92%
- Oct 8, 20264.13%▲ from 4.02%
- Sep 24, 20264.02%▲ from 3.92%
- Sep 14, 20263.92%first recorded
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
6 Month CD
$0
4.12%
▲ 1.35% above Pennsylvania avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.77%▲ 1.35% above avgNationally 2.77%
Details
Rate History
No change since Oct 9, 2026 · 4.12% APY · checked 3 times
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
6 Month CD
$500
4.10%
▲ 1.33% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.33% above avgNationally 2.77%
Details
APY from CD Rate Comparison table; $500 minimum deposit to open a CD; APYs available for American Bank personal and business accounts; compounded daily
Rate History
1 change since Sep 19, 2026 · 3.80% → 4.10% ▲ 0.30 pts · high 4.10% / low 3.80%
- Oct 14, 20264.10%▲ from 3.80%
- Sep 19, 20263.80%first recorded
Westmoreland Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
6 Month Certificates of Deposit - Regular and IRAs
$10,000
4.10%
▲ 1.33% above Pennsylvania avg
▼
Rate4.06%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.77%▲ 1.33% above avgNationally 2.77%
Details
New Money
Rate History
No change since Oct 11, 2026 · 4.10% APY
Quaint Oak Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.98%
6 Month Certificate
$0
4.10%
▲ 1.33% above Pennsylvania avg
▼
Rate3.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.77%▲ 1.33% above avgNationally 2.77%
Details
Rate History
No change since Oct 3, 2026 · 4.10% APY · checked 3 times
P.C. Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.60%
6 Month Share Certificate - Level 6
$100,000
4.10%
▲ 1.33% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.33% above avgNationally 2.77%
Details
Level 6; Balance: $100000.00 to open; $100000.00 to obtain disclosed APY
Rate History
No change since Oct 14, 2026 · 4.10% APY
UNB Bank
Institution Rating:
B+4.0 ★Texas Ratio: 1.11%
6 Month Certificate of Deposit
$0
4.05%
▲ 1.28% above Pennsylvania avg
▼
Rate3.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.28% above avgNationally 2.77%
Details
Rate History
No change since Oct 8, 2026 · 4.05% APY · checked 2 times
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
6 Month Regular & IRA Certificate
$500
4.05%
▲ 1.28% above Pennsylvania avg
▼
Rate3.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.28% above avgNationally 2.77%
Details
Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity
Rate History
No change since Oct 12, 2026 · 4.05% APY
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Regular & IRA Certificate - 6 months
$500
4.05%
▲ 1.28% above Pennsylvania avg
▼
Rate3.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.28% above avgNationally 2.77%
Details
Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity; fees could reduce earnings; APY assumes dividends remain in account
Rate History
No change since Oct 12, 2026 · 4.05% APY
MERCER COUNTY COMMUNITY
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
6 MONTH CD
$500
4.04%
▲ 1.27% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.27% above avgNationally 2.77%
Details
Certificate Rates effective October 13, 2026
Rate History
1 change since Sep 30, 2026 · 3.79% → 4.04% ▲ 0.25 pts · high 4.04% / low 3.79%
- Oct 1, 20264.04%▲ from 3.79%
- Sep 30, 20263.79%first recorded
Parke Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Time Deposit - 6 Months
$500
4.00%
▲ 1.23% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.23% above avgNationally 2.77%
Details
Fees:
Rate History
No change since Oct 14, 2026 · 4.00% APY
Parke Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Time Deposits - IRA'S - 6 Months
$0
4.00%
▲ 1.23% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.23% above avgNationally 2.77%
Details
Fees:
Rate History
No change since Oct 14, 2026 · 4.00% APY
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
6 Month Business Certificates
$0
4.00%
▲ 1.23% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.23% above avgNationally 2.77%
Details
Rate History
No change since Sep 12, 2026 · 4.00% APY · checked 5 times
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
6 Month Share & IRA Share Certificate
$500
4.00%
▲ 1.23% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.23% above avgNationally 2.77%
Details
Dividend rates and APYs effective August 5, 2026; Penalty for early withdrawal; IRA rates include Traditional, Roth, and Education IRAs
Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
6 Month Jumbo Certificate
$10,000
4.00%
▲ 1.23% above Pennsylvania avg
▼
Rate3.92%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.23% above avgNationally 2.77%
Details
Rate History
No change since Sep 12, 2026 · 4.00% APY · checked 7 times
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
Share and IRA Certificates (CDs) - 6-Month Promo (new money only)
$0
4.00%
▲ 1.23% above Pennsylvania avg
▼
Rate3.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.77%▲ 1.23% above avgNationally 2.77%
Details
Balance: $500 - $500; New money only
Rate History
No change since Oct 13, 2026 · 4.00% APY
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
6 Month Honors Certificate
$0
4.00%
▲ 1.23% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.77%▲ 1.23% above avgNationally 2.77%
Details
Rate History
No change since Sep 25, 2026 · 4.00% APY · checked 5 times
Timberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
6-Month IRA Certificate
$1,000
4.00%
▲ 1.23% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.77%▲ 1.23% above avgNationally 2.77%
Details
Rates as of March 30, 2026; Dividends Paid Quarterly
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 7 times
Timberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
6-Month Share Certificate
$1,000
4.00%
▲ 1.23% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.77%▲ 1.23% above avgNationally 2.77%
Details
Rates as of March 30, 2026; Dividends Paid Quarterly
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 7 times
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
6 Month Share Certificate
$0
4.00%
▲ 1.23% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.77%▲ 1.23% above avgNationally 2.77%
Details
Balance: $50,000 & up; Dividends Paid Monthly
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
Share/IRA Certificate - 6 Months
$500
4.00%
▲ 1.23% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.77%▲ 1.23% above avgNationally 2.77%
Details
$500 minimum deposit to open account and earn APY
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 2 times
UFCW COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Share Certificate - 6 Months
$500
4.00%
▲ 1.23% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.23% above avgNationally 2.77%
Details
Minimum deposit to earn APY: $500; Penalty may be imposed for early withdrawal
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 7 times
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
Certificates of Deposit - 6 months
$500
3.99%
▲ 1.22% above Pennsylvania avg
▼
Rate3.95%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.22% above avgNationally 2.77%
Details
Rate History
No change since Oct 12, 2026 · 3.99% APY
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
6 Month Certificate of Deposit
$0
3.96%
▲ 1.19% above Pennsylvania avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.19% above avgNationally 2.77%
Details
Balance: $100,000.00 and over
Rate History
1 change since Sep 18, 2026 · 3.80% → 3.96% ▲ 0.16 pts · high 3.96% / low 3.80%
- Oct 7, 20263.96%▲ from 3.80%
- Sep 18, 20263.80%first recorded
UNB Bank
Institution Rating:
B+4.0 ★Texas Ratio: 1.11%
6 Month Certificate
$1,000
3.95%
▲ 1.18% above Pennsylvania avg
▼
Rate3.88%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.18% above avgNationally 2.77%
Details
Rate History
No change since Sep 24, 2026 · 3.95% APY · checked 5 times
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Certificate - 6 Month
$500
3.92%
▲ 1.15% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.15% above avgNationally 2.77%
Details
Early Withdrawal Penalty: 1 month interest
Rate History
No change since Sep 14, 2026 · 3.92% APY · checked 7 times
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
IRA Certificate - 6 Month
$500
3.92%
▲ 1.15% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.15% above avgNationally 2.77%
Details
Early Withdrawal Penalty: 1 month interest
Rate History
No change since Oct 8, 2026 · 3.92% APY · checked 2 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
6 Month Certificate of Deposit
$0
3.91%
▲ 1.14% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.14% above avgNationally 2.77%
Details
Balance: $50,000.00 minimum
Rate History
1 change since Sep 18, 2026 · 3.75% → 3.91% ▲ 0.16 pts · high 3.91% / low 3.75%
- Oct 7, 20263.91%▲ from 3.75%
- Sep 18, 20263.75%first recorded
SARCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
6 Month Certificate Special
$5,000
3.91%
▲ 1.14% above Pennsylvania avg
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.14% above avgNationally 2.77%
Details
Rate History
No change since Oct 8, 2026 · 3.91% APY · checked 2 times
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.49%
6 Month Share Certificate
$0
3.90%
▲ 1.13% above Pennsylvania avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.13% above avgNationally 2.77%
Details
Posting: Monthly
Rate History
No change since Oct 8, 2026 · 3.90% APY · checked 2 times
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
6 Month Jumbo Certificate
$0
3.86%
▲ 1.09% above Pennsylvania avg
▼
Rate3.79%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.09% above avgNationally 2.77%
Details
Rate History
No change since Oct 12, 2026 · 3.86% APY
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
6 Month Certificate of Deposit
$0
3.85%
▲ 1.08% above Pennsylvania avg
▼
Rate3.81%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.08% above avgNationally 2.77%
Details
APY based on semi-annual compounding; substantial penalty for early withdrawal
Rate History
No change since Sep 18, 2026 · 3.85% APY · checked 7 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Certificates of Deposit - 6 Month Pick Your Term
$5,000
3.85%
▲ 1.08% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.08% above avgNationally 2.77%
Details
Balance Required to Obtain APY: $5,000 or more
Rate History
No change since Oct 14, 2026 · 3.85% APY
TTNB Turbotville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
6 Month Certificate
$5,000
3.85%
▲ 1.08% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.08% above avgNationally 2.77%
Details
Balance: $5,000 & over
Rate History
1 change since Sep 20, 2026 · 3.90% → 3.85% ▼ 0.05 pts · high 3.90% / low 3.85%
- Oct 8, 20263.85%▼ from 3.90%
- Sep 20, 20263.90%first recorded
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
Certificates - 6 Month
$0
3.85%
▲ 1.08% above Pennsylvania avg
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.08% above avgNationally 2.77%
Details
Rate History
No change since Sep 18, 2026 · 3.85% APY · checked 4 times
Wyncote 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Wyncote, PA 19095 2918
1 Year IRA Certificate
$1,000
3.20%
▲ 0.24% above Pennsylvania avg
▼
Rate3.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 0.24% above avgNationally 2.99%
Details
IRA Certificate; $1,000 Minimum
Rate History
1 change since Sep 16, 2026 · 3.00% → 3.20% ▲ 0.20 pts · high 3.20% / low 3.00%
- Oct 4, 20263.20%▲ from 3.00%
- Sep 16, 20263.00%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Wyncote, PA 19095 2918
Jumbo Certificates - 1 year
$50,000
3.20%
▲ 0.24% above Pennsylvania avg
▼
Rate3.15%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 0.24% above avgNationally 2.99%
Details
Jumbo Certificate; $50,000 minimum
Rate History
1 change since Sep 16, 2026 · 3.00% → 3.20% ▲ 0.20 pts · high 3.20% / low 3.00%
- Oct 12, 20263.20%▲ from 3.00%
- Sep 16, 20263.00%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Wyncote, PA 19095 2918
Certificates - 1 year
$0
2.95%
▼ 0.01% below Pennsylvania avg
▼
Rate2.91%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▼ 0.01% below avgNationally 2.99%
Details
Balance: $1,000 - $49,999
Rate History
1 change since Sep 16, 2026 · 2.75% → 2.95% ▲ 0.20 pts · high 2.95% / low 2.75%
- Oct 12, 20262.95%▲ from 2.75%
- Sep 16, 20262.75%first recorded
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
2401 W Cheltenham Ave, Wyncote, PA 19095
1 year Standard Fixed Rate CD - Relationship
$2,500
1.51%
▼ 1.45% below Pennsylvania avg
▼
Rate1.50%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▼ 1.45% below avgNationally 2.99%
Details
Relationship Interest Rate; Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California Bay Area counties branches only
Rate History
No change since Sep 27, 2026 · 1.51% APY · checked 3 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
2401 W Cheltenham Ave, Wyncote, PA 19095
1 year Standard Fixed Rate CD
$2,500
1.50%
▼ 1.46% below Pennsylvania avg
▼
Rate1.49%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▼ 1.46% below avgNationally 2.99%
Details
Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California Bay Area counties branches only
Rate History
No change since Sep 27, 2026 · 1.50% APY · checked 3 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2431 W Cheltenham Ave, Wyncote, PA 19095
TD Choice CD 12 Month
$250
1.00%
▼ 1.96% below Pennsylvania avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▼ 1.96% below avgNationally 2.99%
Details
Non-Promotional; Balance: $250.00 - $9,999.99
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2431 W Cheltenham Ave, Wyncote, PA 19095
12 Month TD IRA Add-Vantage CD
$250
0.05%
▼ 2.91% below Pennsylvania avg
▼
Rate0.05%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▼ 2.91% below avgNationally 2.99%
Details
IRA certificate; Minimum deposit to open is $250
Rate History
No change since Sep 27, 2026 · 0.05% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
12 Month Certificate of Deposit
$0
0.03%
▼ 2.93% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▼ 2.93% below avgNationally 2.99%
Details
Balance: $25,000.00 and above; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
IRA CD - 12 Months
$250
0.03%
▼ 2.93% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▼ 2.93% below avgNationally 2.99%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
12 Month Certificate of Deposit
$0
0.02%
▼ 2.94% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▼ 2.94% below avgNationally 2.99%
Details
Balance: $1,000.00 - $24,999.99; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
IRA CD - 12 Months
$250
0.02%
▼ 2.94% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▼ 2.94% below avgNationally 2.99%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
12 Month Certificate of Deposit
$0
0.01%
▼ 2.95% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▼ 2.95% below avgNationally 2.99%
Details
Balance: $1.00 - $999.99; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
IRA CD - 12 Months
$250
0.01%
▼ 2.95% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▼ 2.95% below avgNationally 2.99%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 2 times
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
1 Year (12 Month) Adjustable CD
$5,000
4.44%
▲ 1.48% above Pennsylvania avg
▼
Rate4.37%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.48% above avgNationally 2.99%
Details
Adjustable rate; Open account in person
Rate History
1 change since Sep 19, 2026 · 4.09% → 4.44% ▲ 0.35 pts · high 4.44% / low 4.09%
- Oct 7, 20264.44%▲ from 4.09%
- Sep 19, 20264.09%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
12 Month Special EasyStart Certificate
$50
4.35%
▲ 1.39% above Pennsylvania avg
▼
Rate4.26%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.39% above avgNationally 2.99%
Details
Rate History
No change since Sep 30, 2026 · 4.35% APY · checked 5 times
First Federal S&L of Greene Co
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
1 Year Certificate
$0
4.35%
▲ 1.39% above Pennsylvania avg
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.39% above avgNationally 2.99%
Details
Compounding: Semi-annually; Early Withdrawal Penalty: 3 months interest; IRAs available in this term; Minimum initial deposit for an IRA is $50.00
Rate History
No change since Sep 19, 2026 · 4.35% APY · checked 8 times
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
Business 1 Year CD
$0
4.33%
▲ 1.37% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.37% above avgNationally 2.99%
Details
Rate History
2 changes since Sep 14, 2026 · 4.07% → 4.33% ▲ 0.26 pts · high 4.33% / low 4.07%
- Oct 8, 20264.33%▲ from 4.13%
- Sep 24, 20264.13%▲ from 4.07%
- Sep 14, 20264.07%first recorded
FORGE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
12 Month Share Certificate
$50,000
4.30%
▲ 1.34% above Pennsylvania avg
▼
Rate4.21%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.34% above avgNationally 2.99%
Details
Rate History
1 change since Sep 18, 2026 · 4.10% → 4.30% ▲ 0.20 pts · high 4.30% / low 4.10%
- Oct 14, 20264.30%▲ from 4.10%
- Sep 18, 20264.10%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
12 Month Certificate of Deposit
$0
4.27%
▲ 1.31% above Pennsylvania avg
▼
Rate4.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.31% above avgNationally 2.99%
Details
Balance: $100,000.00 and over
Rate History
1 change since Sep 18, 2026 · 4.06% → 4.27% ▲ 0.21 pts · high 4.27% / low 4.06%
- Oct 7, 20264.27%▲ from 4.06%
- Sep 18, 20264.06%first recorded
Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
SPECIAL: 12 months or more new money
$50,000
4.25%
▲ 1.29% above Pennsylvania avg
▼
Rate4.18%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.29% above avgNationally 2.99%
Details
$50,000; New Money
Rate History
No change since Oct 12, 2026 · 4.25% APY
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificates - 12-Month
$500
4.25%
▲ 1.29% above Pennsylvania avg
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.29% above avgNationally 2.99%
Details
Rate History
2 changes since Sep 12, 2026 · 3.85% → 4.25% ▲ 0.40 pts · high 4.25% / low 3.85%
- Oct 4, 20264.25%▲ from 4.00%
- Sep 20, 20264.00%▲ from 3.85%
- Sep 12, 20263.85%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 12-Month
$500
4.25%
▲ 1.29% above Pennsylvania avg
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.29% above avgNationally 2.99%
Details
Rate History
1 change since Sep 12, 2026 · 3.85% → 4.25% ▲ 0.40 pts · high 4.25% / low 3.85%
- Oct 8, 20264.25%▲ from 3.85%
- Sep 12, 20263.85%first recorded
North Districts Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
1-Year CD Special
$1,000
4.25%
▲ 1.29% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.96%▲ 1.29% above avgNationally 2.99%
Details
Limited time offer; dividends posted annually; offer may end without notice
Rate History
No change since Oct 13, 2026 · 4.25% APY
North Districts Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
Certificates of Deposit - 1 Year - Promo
$1,000
4.25%
▲ 1.29% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.96%▲ 1.29% above avgNationally 2.99%
Details
Promotional rate
Rate History
No change since Oct 13, 2026 · 4.25% APY
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
IRA Certificate 1 Year Starter Add-On
$0
4.25%
▲ 1.29% above Pennsylvania avg
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.29% above avgNationally 2.99%
Details
Balance: $1 - $1,000; Traditional, Roth & Coverdell Education; Add funds at any time throughout the certificate term up to $1,000; Rates Set: Monthly; Early withdrawal penalty applies; Must have a Regular IRA Savings Account in order to open; Limit One Per Member Under 18 Years of Age
Rate History
No change since Oct 6, 2026 · 4.25% APY · checked 3 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
12 Month Certificate of Deposit
$0
4.22%
▲ 1.26% above Pennsylvania avg
▼
Rate4.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.26% above avgNationally 2.99%
Details
Balance: $50,000.00 minimum
Rate History
1 change since Sep 18, 2026 · 4.01% → 4.22% ▲ 0.21 pts · high 4.22% / low 4.01%
- Oct 7, 20264.22%▲ from 4.01%
- Sep 18, 20264.01%first recorded
Marquette Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
1 Year Ladder CD
$10,000
4.22%
▲ 1.26% above Pennsylvania avg
▼
Rate4.15%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.26% above avgNationally 2.99%
Details
Kicker rate valid for initial term only; requires three CDs with staggered terms (CD Ladder), like ownership; IRAs excluded; early withdrawal penalties may apply
Rate History
No change since Oct 14, 2026 · 4.22% APY
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
Certificates - 12 Month (IRA Certificate)
$0
4.20%
▲ 1.24% above Pennsylvania avg
▼
Rate4.12%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.24% above avgNationally 2.99%
Details
IRA Certificate
Rate History
No change since Oct 8, 2026 · 4.20% APY · checked 2 times
FORGE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
12 Month Share Certificate
$25,000
4.20%
▲ 1.24% above Pennsylvania avg
▼
Rate4.11%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.24% above avgNationally 2.99%
Details
Rate History
1 change since Sep 18, 2026 · 4.00% → 4.20% ▲ 0.20 pts · high 4.20% / low 4.00%
- Oct 14, 20264.20%▲ from 4.00%
- Sep 18, 20264.00%first recorded
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
12 Month CD
$0
4.17%
▲ 1.21% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.96%▲ 1.21% above avgNationally 2.99%
Details
Rate History
No change since Oct 9, 2026 · 4.17% APY · checked 3 times
Parke Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Time Deposit - 12 Months
$500
4.15%
▲ 1.19% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.19% above avgNationally 2.99%
Details
Fees:
Rate History
1 change since Sep 18, 2026 · 3.50% → 4.15% ▲ 0.65 pts · high 4.15% / low 3.50%
- Oct 14, 20264.15%▲ from 3.50%
- Sep 18, 20263.50%first recorded
Parke Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Time Deposits - IRA'S - 12 Months
$0
4.15%
▲ 1.19% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.19% above avgNationally 2.99%
Details
Fees:
Rate History
No change since Oct 14, 2026 · 4.15% APY
Quaint Oak Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.98%
12 Month Certificate
$0
4.15%
▲ 1.19% above Pennsylvania avg
▼
Rate4.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.96%▲ 1.19% above avgNationally 2.99%
Details
Rate History
No change since Oct 3, 2026 · 4.15% APY · checked 3 times
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
12 Month Business Certificates
$0
4.15%
▲ 1.19% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.19% above avgNationally 2.99%
Details
Rate History
No change since Sep 12, 2026 · 4.15% APY · checked 5 times
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
12 Month Share & IRA Share Certificate
$500
4.15%
▲ 1.19% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.19% above avgNationally 2.99%
Details
Dividend rates and APYs effective August 5, 2026; Penalty for early withdrawal; IRA rates include Traditional, Roth, and Education IRAs
Rate History
No change since Oct 8, 2026 · 4.15% APY · checked 2 times
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
12 Month Regular & IRA Certificate
$500
4.15%
▲ 1.19% above Pennsylvania avg
▼
Rate4.08%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.19% above avgNationally 2.99%
Details
Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity
Rate History
No change since Oct 12, 2026 · 4.15% APY
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Regular & IRA Certificate - 12 months
$500
4.15%
▲ 1.19% above Pennsylvania avg
▼
Rate4.08%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.19% above avgNationally 2.99%
Details
Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity; fees could reduce earnings; APY assumes dividends remain in account
Rate History
No change since Oct 12, 2026 · 4.15% APY
Omega Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
12 Month Share Certificate
$0
4.15%
▲ 1.19% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.19% above avgNationally 2.99%
Details
As High As; Homepage featured certificate rate ("lock in a great rate!")
Rate History
No change since Oct 1, 2026 · 4.15% APY · checked 4 times
Slovenian S&L of Canonsburg
Institution Rating:
A+5.0 ★Texas Ratio: 5.32%
12 Month Certificate
$1,000
4.14%
▲ 1.18% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.18% above avgNationally 2.99%
Details
Penalty for early withdrawal: 3 mos. interest loss whether earned or not
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.14% ▲ 0.14 pts · high 4.14% / low 4.00%
- Oct 12, 20264.14%▲ from 4.00%
- Sep 14, 20264.00%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Short-Term Certificate (Share, IRA, ESA) - 12 Months
$0
4.10%
▲ 1.14% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.14% above avgNationally 2.99%
Details
$100K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 4.10% APY
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
1 Year CD
$500
4.10%
▲ 1.14% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.14% above avgNationally 2.99%
Details
APY from CD Rate Comparison table; $500 minimum deposit to open a CD; APYs available for American Bank personal and business accounts; compounded daily
Rate History
1 change since Sep 19, 2026 · 3.80% → 4.10% ▲ 0.30 pts · high 4.10% / low 3.80%
- Oct 14, 20264.10%▲ from 3.80%
- Sep 19, 20263.80%first recorded
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
12 Month Certificate of Deposit
$500
4.10%
▲ 1.14% above Pennsylvania avg
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.14% above avgNationally 2.99%
Details
Interest compounded daily
Rate History
1 change since Sep 24, 2026 · 3.80% → 4.10% ▲ 0.30 pts · high 4.10% / low 3.80%
- Oct 14, 20264.10%▲ from 3.80%
- Sep 24, 20263.80%first recorded
TTNB Turbotville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
12 Month Certificate
$5,000
4.10%
▲ 1.14% above Pennsylvania avg
▼
Rate4.04%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.14% above avgNationally 2.99%
Details
Balance: $5,000 & over
Rate History
1 change since Sep 20, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
- Oct 8, 20264.10%▲ from 4.00%
- Sep 20, 20264.00%first recorded
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
Certificates - 12 Month
$0
4.10%
▲ 1.14% above Pennsylvania avg
▼
Rate4.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.14% above avgNationally 2.99%
Details
Rate History
1 change since Sep 18, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
- Oct 12, 20264.10%▲ from 4.00%
- Sep 18, 20264.00%first recorded
C-B-W Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
Mini-Jumbo - 1 Year Certificate
$50,000
4.10%
▲ 1.14% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.96%▲ 1.14% above avgNationally 2.99%
Details
Early withdrawal: 30 day interest penalty
Rate History
1 change since Sep 14, 2026 · 3.85% → 4.10% ▲ 0.25 pts · high 4.10% / low 3.85%
- Sep 18, 20264.10%▲ from 3.85%
- Sep 14, 20263.85%first recorded
FORGE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
12 Month Share Certificate
$10,000
4.10%
▲ 1.14% above Pennsylvania avg
▼
Rate4.02%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.14% above avgNationally 2.99%
Details
Rate History
1 change since Sep 18, 2026 · 3.90% → 4.10% ▲ 0.20 pts · high 4.10% / low 3.90%
- Oct 14, 20264.10%▲ from 3.90%
- Sep 18, 20263.90%first recorded
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
Starter Certificate - 1 Year Add-On
$0
4.10%
▲ 1.14% above Pennsylvania avg
▼
Rate4.04%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.14% above avgNationally 2.99%
Details
Maximum Balance: $1,000; Add funds throughout the certificate term; Rates Set: Monthly; Limit One Per Member; Early withdrawal penalty applies
Rate History
No change since Oct 6, 2026 · 4.10% APY · checked 3 times
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
Young Saver's Certificates - 1 Year Add-On
$0
4.10%
▲ 1.14% above Pennsylvania avg
▼
Rate4.04%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.14% above avgNationally 2.99%
Details
Balance: $1 - $1,000; Maximum Balance $1,000; Add funds at any time throughout the certificate term up to $1,000; Rates Set: Monthly; Limit One Per Member Under 18 Years of Age; Early withdrawal penalty applies
Rate History
No change since Oct 14, 2026 · 4.10% APY
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
12 Month Certificate of Deposit
$0
4.06%
▲ 1.10% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.10% above avgNationally 2.99%
Details
Balance: $25,000.00 minimum
Rate History
1 change since Sep 18, 2026 · 3.85% → 4.06% ▲ 0.21 pts · high 4.06% / low 3.85%
- Oct 7, 20264.06%▲ from 3.85%
- Sep 18, 20263.85%first recorded
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
Certificates of Deposit - 1 Year
$500
4.06%
▲ 1.10% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.10% above avgNationally 2.99%
Details
Rate History
No change since Oct 12, 2026 · 4.06% APY
Wyncote 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Santander Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
1000 Easton Rd, Wyncote, PA 19095
18-Month CD
$500
4.00%
▲ 1.01% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.01% above avgNationally 2.88%
Details
Location: available when account is opened in a Santander location in CT, DE, MA, NH, NJ, NY, PA, RI, or select areas in FL (Miami-Dade, Monroe, Broward counties, and Collier county ZIP Code 34141); rates in other areas or for online openings may not be available; minimum deposit of $500; early withdrawal penalty applies
Rate History
No change since Oct 2, 2026 · 4.00% APY · checked 4 times
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Wyncote, PA 19095 2918
18 Month IRA Certificate
$1,000
3.30%
▲ 0.31% above Pennsylvania avg
▼
Rate3.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 0.31% above avgNationally 2.88%
Details
IRA Certificate; $1,000 Minimum
Rate History
1 change since Sep 16, 2026 · 3.15% → 3.30% ▲ 0.15 pts · high 3.30% / low 3.15%
- Oct 4, 20263.30%▲ from 3.15%
- Sep 16, 20263.15%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Wyncote, PA 19095 2918
Jumbo Certificates - 18 month
$50,000
3.30%
▲ 0.31% above Pennsylvania avg
▼
Rate3.25%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 0.31% above avgNationally 2.88%
Details
Jumbo Certificate; $50,000 minimum
Rate History
1 change since Sep 16, 2026 · 3.15% → 3.30% ▲ 0.15 pts · high 3.30% / low 3.15%
- Oct 12, 20263.30%▲ from 3.15%
- Sep 16, 20263.15%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Wyncote, PA 19095 2918
Certificates - 18 month
$0
3.05%
▲ 0.06% above Pennsylvania avg
▼
Rate3.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 0.06% above avgNationally 2.88%
Details
Balance: $1,000 - $49,999
Rate History
1 change since Sep 16, 2026 · 2.90% → 3.05% ▲ 0.15 pts · high 3.05% / low 2.90%
- Oct 12, 20263.05%▲ from 2.90%
- Sep 16, 20262.90%first recorded
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2431 W Cheltenham Ave, Wyncote, PA 19095
Non-Promotional TD Choice CD - 18 Month
$0
1.00%
▼ 1.99% below Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▼ 1.99% below avgNationally 2.88%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Oct 14, 2026 · 1.00% APY
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2431 W Cheltenham Ave, Wyncote, PA 19095
TD Choice CD 18 Month
$250
1.00%
▼ 1.99% below Pennsylvania avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▼ 1.99% below avgNationally 2.88%
Details
Non-Promotional; Balance: $250.00 - $9,999.99
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
18 Month Certificate of Deposit
$0
0.03%
▼ 2.96% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▼ 2.96% below avgNationally 2.88%
Details
Balance: $25,000.00 and above; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
IRA CD - 18 Months
$250
0.03%
▼ 2.96% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▼ 2.96% below avgNationally 2.88%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
18 Month Certificate of Deposit
$0
0.02%
▼ 2.97% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▼ 2.97% below avgNationally 2.88%
Details
Balance: $1,000.00 - $24,999.99; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
IRA CD - 18 Months
$250
0.02%
▼ 2.97% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▼ 2.97% below avgNationally 2.88%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
18 Month Certificate of Deposit
$0
0.01%
▼ 2.98% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▼ 2.98% below avgNationally 2.88%
Details
Balance: $1.00 - $999.99; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
IRA CD - 18 Months
$250
0.01%
▼ 2.98% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▼ 2.98% below avgNationally 2.88%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 2 times
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.27%
18 Month CD
$1,000
4.40%
▲ 1.41% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.41% above avgNationally 2.88%
Details
Promotion CD; offer valid beginning September 28, 2026; Penalty for early withdrawal applies; Available for consumer, business, and IRA/Retirement CDs (business and IRA/Retirement must be opened in branch); Rates effective as of 9/28/2026
Rate History
1 change since Sep 18, 2026 · 4.00% → 4.40% ▲ 0.40 pts · high 4.40% / low 4.00%
- Oct 2, 20264.40%▲ from 4.00%
- Sep 18, 20264.00%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
18 Month Certificate of Deposit
$0
4.37%
▲ 1.38% above Pennsylvania avg
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.38% above avgNationally 2.88%
Details
Balance: $100,000.00 and over
Rate History
1 change since Sep 18, 2026 · 4.22% → 4.37% ▲ 0.15 pts · high 4.37% / low 4.22%
- Oct 7, 20264.37%▲ from 4.22%
- Sep 18, 20264.22%first recorded
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
Certificate - 18 MONTH
$0
4.35%
▲ 1.36% above Pennsylvania avg
▼
Rate4.26%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.99%▲ 1.36% above avgNationally 2.88%
Details
Penalty may be imposed for early withdrawal
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.35% ▲ 0.35 pts · high 4.35% / low 4.00%
- Oct 5, 20264.35%▲ from 4.00%
- Sep 14, 20264.00%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
18 Month Certificate of Deposit
$0
4.32%
▲ 1.33% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.33% above avgNationally 2.88%
Details
Balance: $50,000.00 minimum
Rate History
1 change since Sep 18, 2026 · 4.16% → 4.32% ▲ 0.16 pts · high 4.32% / low 4.16%
- Oct 7, 20264.32%▲ from 4.16%
- Sep 18, 20264.16%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificates - 18-Month
$500
4.30%
▲ 1.31% above Pennsylvania avg
▼
Rate4.22%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.31% above avgNationally 2.88%
Details
Rate History
2 changes since Sep 12, 2026 · 3.90% → 4.30% ▲ 0.40 pts · high 4.30% / low 3.90%
- Oct 4, 20264.30%▲ from 4.05%
- Sep 20, 20264.05%▲ from 3.90%
- Sep 12, 20263.90%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 18-Month
$500
4.30%
▲ 1.31% above Pennsylvania avg
▼
Rate4.22%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.31% above avgNationally 2.88%
Details
Rate History
1 change since Sep 12, 2026 · 3.90% → 4.30% ▲ 0.40 pts · high 4.30% / low 3.90%
- Oct 8, 20264.30%▲ from 3.90%
- Sep 12, 20263.90%first recorded
First Keystone Community Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.74%
18 Month Certificate
$1,000
4.25%
▲ 1.26% above Pennsylvania avg
▼
Rate4.18%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.26% above avgNationally 2.88%
Details
Rate History
No change since Oct 14, 2026 · 4.25% APY
First Keystone Community Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.74%
Fixed Rate CD - 18 Months
$1,000
4.25%
▲ 1.26% above Pennsylvania avg
▼
Rate4.18%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.26% above avgNationally 2.88%
Details
Rate History
No change since Oct 14, 2026 · 4.25% APY
Journey Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
Certificates of Deposit - 18 month
$500
4.25%
▲ 1.26% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.26% above avgNationally 2.88%
Details
Balance: $50,000+
Rate History
No change since Oct 14, 2026 · 4.25% APY
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
18 Month Regular & IRA Certificate
$500
4.25%
▲ 1.26% above Pennsylvania avg
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.26% above avgNationally 2.88%
Details
Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity
Rate History
No change since Oct 12, 2026 · 4.25% APY
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Regular & IRA Certificate - 18 months
$500
4.25%
▲ 1.26% above Pennsylvania avg
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.26% above avgNationally 2.88%
Details
Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity; fees could reduce earnings; APY assumes dividends remain in account
Rate History
No change since Oct 12, 2026 · 4.25% APY
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
18 Month Certificate
$1,000
4.22%
▲ 1.23% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.99%▲ 1.23% above avgNationally 2.88%
Details
Certificate Special
Rate History
1 change since Sep 14, 2026 · 3.60% → 4.22% ▲ 0.62 pts · high 4.22% / low 3.60%
- Oct 9, 20264.22%▲ from 3.60%
- Sep 14, 20263.60%first recorded
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Certificate Special - 18 Months
$1,000
4.22%
▲ 1.23% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.99%▲ 1.23% above avgNationally 2.88%
Details
Rate History
1 change since Oct 5, 2026 · 3.60% → 4.22% ▲ 0.62 pts · high 4.22% / low 3.60%
- Oct 13, 20264.22%▲ from 3.60%
- Oct 5, 20263.60%first recorded
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
IRA Share Certificate - 18 Month
$1,000
4.22%
▲ 1.23% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.99%▲ 1.23% above avgNationally 2.88%
Details
IRA Share Certificate
Rate History
1 change since Sep 14, 2026 · 3.75% → 4.22% ▲ 0.47 pts · high 4.22% / low 3.75%
- Oct 9, 20264.22%▲ from 3.75%
- Sep 14, 20263.75%first recorded
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
18 Month CD
$0
4.22%
▲ 1.23% above Pennsylvania avg
▼
Rate4.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.99%▲ 1.23% above avgNationally 2.88%
Details
Rate History
No change since Oct 9, 2026 · 4.22% APY · checked 3 times
TTNB Turbotville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
18 Month Certificate
$5,000
4.20%
▲ 1.21% above Pennsylvania avg
▼
Rate4.14%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.21% above avgNationally 2.88%
Details
Balance: $5,000 & over
Rate History
1 change since Sep 20, 2026 · 4.00% → 4.20% ▲ 0.20 pts · high 4.20% / low 4.00%
- Oct 8, 20264.20%▲ from 4.00%
- Sep 20, 20264.00%first recorded
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
Certificates - 18 Month (Legacy Club)
$0
4.20%
▲ 1.21% above Pennsylvania avg
▼
Rate4.12%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.21% above avgNationally 2.88%
Details
Legacy Club
Rate History
No change since Oct 8, 2026 · 4.20% APY · checked 2 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
18 Month Certificate of Deposit
$0
4.16%
▲ 1.17% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.17% above avgNationally 2.88%
Details
Balance: $25,000.00 minimum
Rate History
1 change since Sep 18, 2026 · 4.01% → 4.16% ▲ 0.15 pts · high 4.16% / low 4.01%
- Oct 7, 20264.16%▲ from 4.01%
- Sep 18, 20264.01%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Short-Term Certificate (Share, IRA, ESA) - 18 Months
$0
4.15%
▲ 1.16% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.16% above avgNationally 2.88%
Details
$100K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 4.15% APY
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Short-Term Certificate (Share, IRA, ESA) - 18 Months
$0
4.10%
▲ 1.11% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.11% above avgNationally 2.88%
Details
$1K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 4.10% APY
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
18 Month Certificate of Deposit
$500
4.10%
▲ 1.11% above Pennsylvania avg
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.11% above avgNationally 2.88%
Details
Interest compounded daily
Rate History
1 change since Sep 24, 2026 · 4.05% → 4.10% ▲ 0.05 pts · high 4.10% / low 4.05%
- Oct 14, 20264.10%▲ from 4.05%
- Sep 24, 20264.05%first recorded
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
Certificates - 18 Month
$0
4.10%
▲ 1.11% above Pennsylvania avg
▼
Rate4.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.11% above avgNationally 2.88%
Details
Rate History
1 change since Sep 18, 2026 · 3.91% → 4.10% ▲ 0.19 pts · high 4.10% / low 3.91%
- Oct 12, 20264.10%▲ from 3.91%
- Sep 18, 20263.91%first recorded
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Certificate - 18 Month
$500
4.08%
▲ 1.09% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.09% above avgNationally 2.88%
Details
Early Withdrawal Penalty: 3 month interest
Rate History
No change since Sep 14, 2026 · 4.08% APY · checked 7 times
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
IRA Certificate - 18 Month
$500
4.08%
▲ 1.09% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.09% above avgNationally 2.88%
Details
Early Withdrawal Penalty: 3 month interest
Rate History
No change since Oct 8, 2026 · 4.08% APY · checked 2 times
Citizens Savings Bank Clarks Summit, PA
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
12, 15, or 18-Month CDs
$0
4.07%
▲ 1.08% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.08% above avgNationally 2.88%
Details
APY is effective as of the date shown. Rates may change after account opening. Contact institution for details.
Rate History
No change since Oct 8, 2026 · 4.07% APY · checked 2 times
The Honesdale National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
18 Month CD Special
$0
4.01%
▲ 1.02% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.02% above avgNationally 2.88%
Details
CD Special
Rate History
1 change since Sep 19, 2026 · 4.00% → 4.01% ▲ 0.01 pts · high 4.01% / low 4.00%
- Oct 14, 20264.01%▲ from 4.00%
- Sep 19, 20264.00%first recorded
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
18 Month Jumbo and Jumbo IRA Certificates
$100,000
4.01%
▲ 1.02% above Pennsylvania avg
▼
Rate3.95%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.02% above avgNationally 2.88%
Details
Balance: $100,000 and Above; $100,000 is the minimum balance required to open account and earn APY; Penalty for early withdrawal
Rate History
No change since Sep 18, 2026 · 4.01% APY · checked 5 times
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
Jumbo and Jumbo IRA Certificates - 18 Months
$100,000
4.01%
▲ 1.02% above Pennsylvania avg
▼
Rate3.95%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.02% above avgNationally 2.88%
Details
Dividend Rate 3.95%; $100,000 minimum balance required to open account and earn APY; Penalty for early withdrawal
Rate History
No change since Sep 14, 2026 · 4.01% APY · checked 2 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Certificates of Deposit - 18 Month Pick Your Term
$5,000
4.00%
▲ 1.01% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.01% above avgNationally 2.88%
Details
Balance Required to Obtain APY: $5,000 or more
Rate History
No change since Oct 14, 2026 · 4.00% APY
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
18 Month CD
$1,000
4.00%
▲ 1.01% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.01% above avgNationally 2.88%
Details
Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 6 times
TTNB Turbotville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
18 Month Certificate
$500
4.00%
▲ 1.01% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.01% above avgNationally 2.88%
Details
Balance: $500 - $5,000
Rate History
1 change since Sep 20, 2026 · 3.80% → 4.00% ▲ 0.20 pts · high 4.00% / low 3.80%
- Oct 8, 20264.00%▲ from 3.80%
- Sep 20, 20263.80%first recorded
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
18 Month Jumbo Certificate
$10,000
4.00%
▲ 1.01% above Pennsylvania avg
▼
Rate3.92%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.01% above avgNationally 2.88%
Details
Rate History
No change since Sep 12, 2026 · 4.00% APY · checked 7 times
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
18-month Flex Certificate
$0
4.00%
▲ 1.01% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.99%▲ 1.01% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
- Sep 18, 20264.00%▲ from 3.75%
- Sep 14, 20263.75%first recorded
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
18-month IRA Growth Certificate
$0
4.00%
▲ 1.01% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.99%▲ 1.01% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
- Sep 18, 20264.00%▲ from 3.75%
- Sep 14, 20263.75%first recorded
New Directions Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
18 Month Share Certificates
$500
4.00%
▲ 1.01% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.99%▲ 1.01% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.25% → 4.00% ▲ 0.75 pts · high 4.00% / low 3.25%
- Oct 13, 20264.00%▲ from 3.25%
- Sep 14, 20263.25%first recorded
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
18 Month IRA Certificates
$500
3.96%
▲ 0.97% above Pennsylvania avg
▼
Rate3.90%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 0.97% above avgNationally 2.88%
Details
$500 and Above; $500 is the minimum balance required to open account and earn APY; Penalty for early withdrawal
Rate History
No change since Sep 18, 2026 · 3.96% APY · checked 4 times
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
Term Certificates - 18 Months
$500
3.96%
▲ 0.97% above Pennsylvania avg
▼
Rate3.90%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 0.97% above avgNationally 2.88%
Details
$500 and Above; Penalty for early withdrawal; Effective Date: Tuesday, October 13th, 2026
Rate History
No change since Sep 14, 2026 · 3.96% APY · checked 7 times
Quaint Oak Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.98%
18 Month Certificate
$0
3.95%
▲ 0.96% above Pennsylvania avg
▼
Rate3.82%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.99%▲ 0.96% above avgNationally 2.88%
Details
Rate History
No change since Oct 3, 2026 · 3.95% APY · checked 3 times
Wyncote 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Wyncote, PA 19095 2918
2 Year IRA Certificate
$1,000
3.35%
▲ 0.48% above Pennsylvania avg
▼
Rate3.30%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 0.48% above avgNationally 2.88%
Details
IRA Certificate; $1,000 Minimum
Rate History
1 change since Sep 16, 2026 · 3.25% → 3.35% ▲ 0.10 pts · high 3.35% / low 3.25%
- Oct 4, 20263.35%▲ from 3.25%
- Sep 16, 20263.25%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Wyncote, PA 19095 2918
Jumbo Certificates - 2 year
$50,000
3.35%
▲ 0.48% above Pennsylvania avg
▼
Rate3.30%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 0.48% above avgNationally 2.88%
Details
Jumbo Certificate; $50,000 minimum
Rate History
1 change since Sep 16, 2026 · 3.25% → 3.35% ▲ 0.10 pts · high 3.35% / low 3.25%
- Oct 12, 20263.35%▲ from 3.25%
- Sep 16, 20263.25%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Wyncote, PA 19095 2918
Certificates - 2 year
$0
3.10%
▲ 0.23% above Pennsylvania avg
▼
Rate3.06%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 0.23% above avgNationally 2.88%
Details
Balance: $1,000 - $49,999
Rate History
1 change since Sep 16, 2026 · 3.00% → 3.10% ▲ 0.10 pts · high 3.10% / low 3.00%
- Oct 12, 20263.10%▲ from 3.00%
- Sep 16, 20263.00%first recorded
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2431 W Cheltenham Ave, Wyncote, PA 19095
TD Choice CD 24 Month
$250
1.00%
▼ 1.87% below Pennsylvania avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▼ 1.87% below avgNationally 2.88%
Details
Non-Promotional; Balance: $250.00 - $9,999.99
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
24 Month Certificate of Deposit
$0
0.03%
▼ 2.84% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▼ 2.84% below avgNationally 2.88%
Details
Balance: $25,000.00 and above; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
IRA CD - 24 Months
$250
0.03%
▼ 2.84% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▼ 2.84% below avgNationally 2.88%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
24 Month Certificate of Deposit
$0
0.02%
▼ 2.85% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▼ 2.85% below avgNationally 2.88%
Details
Balance: $1,000.00 - $24,999.99; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
IRA CD - 24 Months
$250
0.02%
▼ 2.85% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▼ 2.85% below avgNationally 2.88%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
24 Month Certificate of Deposit
$0
0.01%
▼ 2.86% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▼ 2.86% below avgNationally 2.88%
Details
Balance: $1.00 - $999.99; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
IRA CD - 24 Months
$250
0.01%
▼ 2.86% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▼ 2.86% below avgNationally 2.88%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 2 times
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
2 Year (24 Month) Adjustable CD
$5,000
4.73%
▲ 1.86% above Pennsylvania avg
▼
Rate4.65%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▲ 1.86% above avgNationally 2.88%
Details
Adjustable rate; Open account in person
Rate History
1 change since Sep 19, 2026 · 4.29% → 4.73% ▲ 0.44 pts · high 4.73% / low 4.29%
- Oct 7, 20264.73%▲ from 4.29%
- Sep 19, 20264.29%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
24 Month Certificate of Deposit
$0
4.42%
▲ 1.55% above Pennsylvania avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▲ 1.55% above avgNationally 2.88%
Details
Balance: $100,000.00 and over
Rate History
1 change since Sep 18, 2026 · 4.22% → 4.42% ▲ 0.20 pts · high 4.42% / low 4.22%
- Oct 7, 20264.42%▲ from 4.22%
- Sep 18, 20264.22%first recorded
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
Business 2 Year CD
$0
4.39%
▲ 1.52% above Pennsylvania avg
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.52% above avgNationally 2.88%
Details
Rate History
2 changes since Sep 14, 2026 · 4.13% → 4.39% ▲ 0.26 pts · high 4.39% / low 4.13%
- Oct 8, 20264.39%▲ from 4.18%
- Sep 24, 20264.18%▲ from 4.13%
- Sep 14, 20264.13%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
24 Month Certificate of Deposit
$0
4.37%
▲ 1.50% above Pennsylvania avg
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▲ 1.50% above avgNationally 2.88%
Details
Balance: $50,000.00 minimum
Rate History
1 change since Sep 18, 2026 · 4.16% → 4.37% ▲ 0.21 pts · high 4.37% / low 4.16%
- Oct 7, 20264.37%▲ from 4.16%
- Sep 18, 20264.16%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificates - 24-Month
$500
4.30%
▲ 1.43% above Pennsylvania avg
▼
Rate4.22%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.43% above avgNationally 2.88%
Details
Rate History
2 changes since Sep 12, 2026 · 3.90% → 4.30% ▲ 0.40 pts · high 4.30% / low 3.90%
- Oct 4, 20264.30%▲ from 4.05%
- Sep 20, 20264.05%▲ from 3.90%
- Sep 12, 20263.90%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 24-Month
$500
4.30%
▲ 1.43% above Pennsylvania avg
▼
Rate4.22%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.43% above avgNationally 2.88%
Details
Rate History
1 change since Sep 12, 2026 · 3.90% → 4.30% ▲ 0.40 pts · high 4.30% / low 3.90%
- Oct 8, 20264.30%▲ from 3.90%
- Sep 12, 20263.90%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
24 Month Share Certificate
$0
4.30%
▲ 1.43% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.43% above avgNationally 2.88%
Details
Balance: $250,000.01+; Also available as Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings $24,409.71; Rates effective as of September 15, 2026
Rate History
No change since Oct 5, 2026 · 4.30% APY · checked 3 times
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
Certificate - 24 MONTH
$0
4.30%
▲ 1.43% above Pennsylvania avg
▼
Rate4.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.43% above avgNationally 2.88%
Details
Penalty may be imposed for early withdrawal
Rate History
1 change since Sep 14, 2026 · 3.60% → 4.30% ▲ 0.70 pts · high 4.30% / low 3.60%
- Oct 5, 20264.30%▲ from 3.60%
- Sep 14, 20263.60%first recorded
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
24 Month CD
$0
4.28%
▲ 1.41% above Pennsylvania avg
▼
Rate4.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.87%▲ 1.41% above avgNationally 2.88%
Details
Rate History
No change since Oct 9, 2026 · 4.28% APY · checked 3 times
First Harvest FCU
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
24 Month Business Share Certificate
$0
4.25%
▲ 1.38% above Pennsylvania avg
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details
APY listed paid on $500 minimum balance; Must open with $500 minimum in new money or have a First Harvest Checking Account
Rate History
1 change since Sep 18, 2026 · 3.15% → 4.25% ▲ 1.10 pts · high 4.25% / low 3.15%
- Sep 24, 20264.25%▲ from 3.15%
- Sep 18, 20263.15%first recorded
First Harvest FCU
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
24 Month IRA
$0
4.25%
▲ 1.38% above Pennsylvania avg
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details
Must open with $500 minimum in new money or have a First Harvest Checking Account
Rate History
No change since Oct 14, 2026 · 4.25% APY
First Harvest FCU
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
24 Month Share Certificate
$0
4.25%
▲ 1.38% above Pennsylvania avg
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details
Must open with $500 minimum in new money or have a First Harvest Checking Account; APY listed paid on $500 minimum balance
Rate History
1 change since Sep 24, 2026 · 4.17% → 4.25% ▲ 0.08 pts · high 4.25% / low 4.17%
- Oct 14, 20264.25%▲ from 4.17%
- Sep 24, 20264.17%first recorded
Crescent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
24-Month CD
$1,000
4.25%
▲ 1.38% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details
Limited time offer; APY effective 08/13/2026, subject to change at any time; interest compounded quarterly; interest rates fixed for the term; early withdrawal penalty applies
Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 8 times
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
24 Month Regular & IRA Certificate
$500
4.25%
▲ 1.38% above Pennsylvania avg
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details
Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity
Rate History
No change since Oct 12, 2026 · 4.25% APY
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Regular & IRA Certificate - 24 months
$500
4.25%
▲ 1.38% above Pennsylvania avg
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details
Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity; fees could reduce earnings; APY assumes dividends remain in account
Rate History
No change since Oct 12, 2026 · 4.25% APY
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
24 Month Share Certificate
$0
4.25%
▲ 1.38% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details
Balance: $100,000-$250,000; Also available as Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings $8,855.36; Rates effective as of September 15, 2026
Rate History
No change since Oct 5, 2026 · 4.25% APY · checked 3 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
24 Month Certificate of Deposit
$0
4.22%
▲ 1.35% above Pennsylvania avg
▼
Rate4.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▲ 1.35% above avgNationally 2.88%
Details
Balance: $25,000.00 minimum
Rate History
1 change since Sep 18, 2026 · 4.01% → 4.22% ▲ 0.21 pts · high 4.22% / low 4.01%
- Oct 7, 20264.22%▲ from 4.01%
- Sep 18, 20264.01%first recorded
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
24 Month Jumbo IRA Certificate
$100,000
4.21%
▲ 1.34% above Pennsylvania avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.34% above avgNationally 2.88%
Details
Rate History
No change since Oct 8, 2026 · 4.21% APY · checked 2 times
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
24 Month Jumbo Share Certificate
$100,000
4.21%
▲ 1.34% above Pennsylvania avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.34% above avgNationally 2.88%
Details
Rate History
No change since Oct 8, 2026 · 4.21% APY · checked 2 times
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificates - 24-Month Add-On
$500
4.20%
▲ 1.33% above Pennsylvania avg
▼
Rate4.12%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.33% above avgNationally 2.88%
Details
Add-On
Rate History
2 changes since Sep 12, 2026 · 3.80% → 4.20% ▲ 0.40 pts · high 4.20% / low 3.80%
- Oct 4, 20264.20%▲ from 3.95%
- Sep 20, 20263.95%▲ from 3.80%
- Sep 12, 20263.80%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 24-Month Add-On
$500
4.20%
▲ 1.33% above Pennsylvania avg
▼
Rate4.12%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.33% above avgNationally 2.88%
Details
Rate History
1 change since Sep 12, 2026 · 3.80% → 4.20% ▲ 0.40 pts · high 4.20% / low 3.80%
- Oct 8, 20264.20%▲ from 3.80%
- Sep 12, 20263.80%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
24 Month Share Certificate
$0
4.20%
▲ 1.33% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.33% above avgNationally 2.88%
Details
Balance: $10,000-$24,999; Also available as Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings $874.69; Rates effective as of September 15, 2026
Rate History
No change since Oct 5, 2026 · 4.20% APY · checked 3 times
Galaxy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
24 Month SPECIAL Share Certificate
$1,000
4.19%
▲ 1.32% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.32% above avgNationally 2.88%
Details
See footnote **
Rate History
No change since Oct 12, 2026 · 4.19% APY
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
24 Month Jumbo Certificate
$0
4.16%
▲ 1.29% above Pennsylvania avg
▼
Rate4.08%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.29% above avgNationally 2.88%
Details
Rate History
No change since Oct 12, 2026 · 4.16% APY
Priority First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
24 Month IRA Share Certificate
$500
4.15%
▲ 1.28% above Pennsylvania avg
▼
Rate4.09%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.28% above avgNationally 2.88%
Details
Dividends compounded quarterly; dividends credited quarterly; dividend period account's term; rate type fixed; additional deposits not allowed; automatically renew
Rate History
1 change since Sep 14, 2026 · 3.50% → 4.15% ▲ 0.65 pts · high 4.15% / low 3.50%
- Sep 21, 20264.15%▲ from 3.50%
- Sep 14, 20263.50%first recorded
Priority First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
Share Certificate - 24 Month
$500
4.15%
▲ 1.28% above Pennsylvania avg
▼
Rate4.09%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.28% above avgNationally 2.88%
Details
Dividend Rate 4.087%; dividends compounded and credited quarterly; fixed rate; dividend period is account's term; additional deposits not allowed; automatically renews
Rate History
No change since Sep 21, 2026 · 4.15% APY · checked 4 times
Spirit Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
2 Year Share Certificate / IRA Certificate
$0
4.15%
▲ 1.28% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.87%▲ 1.28% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 4.15% APY · checked 7 times
New Directions Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
24 Month Share Certificates
$500
4.15%
▲ 1.28% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.28% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00%
- Oct 13, 20264.15%▲ from 4.00%
- Sep 14, 20264.00%first recorded
New Directions Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
IRA Certificate - 24 Month
$500
4.15%
▲ 1.28% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.28% above avgNationally 2.88%
Details
Rate History
1 change since Sep 22, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00%
- Oct 13, 20264.15%▲ from 4.00%
- Sep 22, 20264.00%first recorded
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
24-month Jumbo Certificate
$0
4.15%
▲ 1.28% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.28% above avgNationally 2.88%
Details
Balance: $75,000+
Rate History
1 change since Sep 14, 2026 · 4.10% → 4.15% ▲ 0.05 pts · high 4.15% / low 4.10%
- Sep 22, 20264.15%▲ from 4.10%
- Sep 14, 20264.10%first recorded
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Business 24-month Jumbo Certificate
$0
4.15%
▲ 1.28% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.28% above avgNationally 2.88%
Details
Balance: $75,000+
Rate History
No change since Oct 9, 2026 · 4.15% APY · checked 2 times
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
Jumbo Certificates - 24-Month
$0
4.15%
▲ 1.28% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▲ 1.28% above avgNationally 2.88%
Details
Balance: Average Daily Balance; Minimum balance on all JUMBO certificates is $25,000; Penalties for early withdrawal apply
Rate History
1 change since Sep 14, 2026 · 3.90% → 4.15% ▲ 0.25 pts · high 4.15% / low 3.90%
- Sep 18, 20264.15%▲ from 3.90%
- Sep 14, 20263.90%first recorded
Marquette Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
2 Year Ladder CD
$10,000
4.11%
▲ 1.24% above Pennsylvania avg
▼
Rate4.05%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▲ 1.24% above avgNationally 2.88%
Details
Kicker rate valid for initial term only; requires three CDs with staggered terms (CD Ladder), like ownership; IRAs excluded; early withdrawal penalties may apply
Rate History
No change since Oct 14, 2026 · 4.11% APY
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
24 Month IRA Certificate
$500
4.11%
▲ 1.24% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.24% above avgNationally 2.88%
Details
Rate History
No change since Sep 25, 2026 · 4.11% APY · checked 4 times
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
24 Month Share Certificate
$500
4.11%
▲ 1.24% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.24% above avgNationally 2.88%
Details
Rate History
No change since Sep 25, 2026 · 4.11% APY · checked 4 times
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
Certificates of Deposit - 2 Year
$1,000
4.11%
▲ 1.24% above Pennsylvania avg
▼
Rate4.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.24% above avgNationally 2.88%
Details
Rate History
No change since Oct 12, 2026 · 4.11% APY
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
24 Month Certificate of Deposit
$500
4.10%
▲ 1.23% above Pennsylvania avg
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▲ 1.23% above avgNationally 2.88%
Details
Interest compounded daily
Rate History
1 change since Sep 24, 2026 · 4.05% → 4.10% ▲ 0.05 pts · high 4.10% / low 4.05%
- Oct 14, 20264.10%▲ from 4.05%
- Sep 24, 20264.05%first recorded
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
Certificates - 24 Month
$0
4.10%
▲ 1.23% above Pennsylvania avg
▼
Rate4.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.23% above avgNationally 2.88%
Details
Rate History
1 change since Sep 17, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
- Sep 18, 20264.10%▲ from 4.00%
- Sep 17, 20264.00%first recorded
Grove City Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
24 Month Share Certificate
$2,000
4.10%
▲ 1.23% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.23% above avgNationally 2.88%
Details
SPECIAL
Rate History
1 change since Sep 25, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
- Oct 12, 20264.10%▲ from 4.00%
- Sep 25, 20264.00%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
24 Month Share Certificate
$0
4.10%
▲ 1.23% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.23% above avgNationally 2.88%
Details
Balance: $1,000-$9,999; Also available as Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings $85.30; Rates effective as of September 15, 2026
Rate History
No change since Oct 5, 2026 · 4.10% APY · checked 3 times
Wyncote 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Wyncote, PA 19095 2918
3 Year IRA Certificate
$1,000
3.45%
▲ 0.71% above Pennsylvania avg
▼
Rate3.40%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 0.71% above avgNationally 2.81%
Details
IRA Certificate; $1,000 Minimum
Rate History
1 change since Sep 16, 2026 · 3.35% → 3.45% ▲ 0.10 pts · high 3.45% / low 3.35%
- Oct 4, 20263.45%▲ from 3.35%
- Sep 16, 20263.35%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Wyncote, PA 19095 2918
Jumbo Certificates - 3 year
$50,000
3.45%
▲ 0.71% above Pennsylvania avg
▼
Rate3.40%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 0.71% above avgNationally 2.81%
Details
Jumbo Certificate; $50,000 minimum
Rate History
1 change since Sep 16, 2026 · 3.35% → 3.45% ▲ 0.10 pts · high 3.45% / low 3.35%
- Oct 12, 20263.45%▲ from 3.35%
- Sep 16, 20263.35%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Wyncote, PA 19095 2918
Certificates - 3 year
$0
3.20%
▲ 0.46% above Pennsylvania avg
▼
Rate3.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 0.46% above avgNationally 2.81%
Details
Balance: $1,000 - $49,999
Rate History
1 change since Sep 16, 2026 · 3.10% → 3.20% ▲ 0.10 pts · high 3.20% / low 3.10%
- Oct 12, 20263.20%▲ from 3.10%
- Sep 16, 20263.10%first recorded
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2431 W Cheltenham Ave, Wyncote, PA 19095
TD Choice CD 3 Year
$250
1.00%
▼ 1.74% below Pennsylvania avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▼ 1.74% below avgNationally 2.81%
Details
Non-Promotional; Balance: $250.00 - $9,999.99
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
36 Month Certificate of Deposit
$0
0.03%
▼ 2.71% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▼ 2.71% below avgNationally 2.81%
Details
Balance: $25,000.00 and above; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
IRA CD - 36 Months
$250
0.03%
▼ 2.71% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▼ 2.71% below avgNationally 2.81%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
36 Month Certificate of Deposit
$0
0.02%
▼ 2.72% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▼ 2.72% below avgNationally 2.81%
Details
Balance: $1,000.00 - $24,999.99; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
IRA CD - 36 Months
$250
0.02%
▼ 2.72% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▼ 2.72% below avgNationally 2.81%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
36 Month Certificate of Deposit
$0
0.01%
▼ 2.73% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▼ 2.73% below avgNationally 2.81%
Details
Balance: $1.00 - $999.99; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
IRA CD - 36 Months
$250
0.01%
▼ 2.73% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▼ 2.73% below avgNationally 2.81%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 2 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month Certificate of Deposit
$0
4.52%
▲ 1.78% above Pennsylvania avg
▼
Rate4.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.78% above avgNationally 2.81%
Details
Balance: $100,000.00 and over
Rate History
1 change since Sep 18, 2026 · 4.27% → 4.52% ▲ 0.25 pts · high 4.52% / low 4.27%
- Oct 7, 20264.52%▲ from 4.27%
- Sep 18, 20264.27%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month IRA CD
$0
4.52%
▲ 1.78% above Pennsylvania avg
▼
Rate4.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.78% above avgNationally 2.81%
Details
Balance: $100,000.00 and over
Rate History
1 change since Sep 18, 2026 · 4.27% → 4.52% ▲ 0.25 pts · high 4.52% / low 4.27%
- Oct 2, 20264.52%▲ from 4.27%
- Sep 18, 20264.27%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
36 Month Share Certificate
$0
4.50%
▲ 1.76% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.74%▲ 1.76% above avgNationally 2.81%
Details
Balance: $250,000.01+; Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings based on minimum tier balance; Rates effective as of September 16, 2026
Rate History
No change since Oct 5, 2026 · 4.50% APY · checked 3 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month Certificate of Deposit
$0
4.47%
▲ 1.73% above Pennsylvania avg
▼
Rate4.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.73% above avgNationally 2.81%
Details
Balance: $50,000.00 minimum
Rate History
1 change since Sep 18, 2026 · 4.22% → 4.47% ▲ 0.25 pts · high 4.47% / low 4.22%
- Oct 7, 20264.47%▲ from 4.22%
- Sep 18, 20264.22%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month IRA CD
$0
4.47%
▲ 1.73% above Pennsylvania avg
▼
Rate4.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.73% above avgNationally 2.81%
Details
Balance: $50,000.00 minimum
Rate History
1 change since Sep 18, 2026 · 4.22% → 4.47% ▲ 0.25 pts · high 4.47% / low 4.22%
- Oct 2, 20264.47%▲ from 4.22%
- Sep 18, 20264.22%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
36 Month Share Certificate
$0
4.45%
▲ 1.71% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.74%▲ 1.71% above avgNationally 2.81%
Details
Balance: $100,000-$250,000; Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings based on minimum tier balance; Rates effective as of September 16, 2026
Rate History
No change since Oct 5, 2026 · 4.45% APY · checked 3 times
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
Business 3 Year CD
$0
4.44%
▲ 1.70% above Pennsylvania avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.70% above avgNationally 2.81%
Details
Rate History
2 changes since Sep 14, 2026 · 4.18% → 4.44% ▲ 0.26 pts · high 4.44% / low 4.18%
- Oct 8, 20264.44%▲ from 4.23%
- Sep 24, 20264.23%▲ from 4.18%
- Sep 14, 20264.18%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
36 Month Share Certificate
$0
4.40%
▲ 1.66% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.74%▲ 1.66% above avgNationally 2.81%
Details
Balance: $10,000-$24,999; Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings based on minimum tier balance; Rates effective as of September 16, 2026
Rate History
No change since Oct 5, 2026 · 4.40% APY · checked 3 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month Certificate of Deposit
$0
4.32%
▲ 1.58% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.58% above avgNationally 2.81%
Details
Balance: $25,000.00 minimum
Rate History
1 change since Sep 18, 2026 · 4.06% → 4.32% ▲ 0.26 pts · high 4.32% / low 4.06%
- Oct 7, 20264.32%▲ from 4.06%
- Sep 18, 20264.06%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month IRA CD
$0
4.32%
▲ 1.58% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.58% above avgNationally 2.81%
Details
Balance: $25,000.00 minimum
Rate History
1 change since Sep 18, 2026 · 4.06% → 4.32% ▲ 0.26 pts · high 4.32% / low 4.06%
- Oct 2, 20264.32%▲ from 4.06%
- Sep 18, 20264.06%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
36 Month Share Certificate
$0
4.30%
▲ 1.56% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.74%▲ 1.56% above avgNationally 2.81%
Details
Balance: $1,000-$9,999; Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings based on minimum tier balance; Rates effective as of September 16, 2026
Rate History
No change since Oct 5, 2026 · 4.30% APY · checked 3 times
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
36 Month Traditional IRA Share Certificate
$0
4.28%
▲ 1.54% above Pennsylvania avg
▼
Rate4.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.74%▲ 1.54% above avgNationally 2.81%
Details
Minimum balance for all Certificates is $500; Early withdrawal fees/penalties may apply
Rate History
1 change since Sep 14, 2026 · 3.61% → 4.28% ▲ 0.67 pts · high 4.28% / low 3.61%
- Oct 9, 20264.28%▲ from 3.61%
- Sep 14, 20263.61%first recorded
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
36 Month Share Certificate
$0
4.18%
▲ 1.44% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.74%▲ 1.44% above avgNationally 2.81%
Details
Minimum balance for all Certificates is $500; Early withdrawal fees/penalties may apply
Rate History
1 change since Sep 14, 2026 · 3.51% → 4.18% ▲ 0.67 pts · high 4.18% / low 3.51%
- Oct 9, 20264.18%▲ from 3.51%
- Sep 14, 20263.51%first recorded
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
Certificates of Deposit - 3 year
$1,000
4.16%
▲ 1.42% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.42% above avgNationally 2.81%
Details
Rate History
No change since Oct 12, 2026 · 4.16% APY
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
3 Year ESA Long-Term Certificate
$0
4.15%
▲ 1.41% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.41% above avgNationally 2.81%
Details
Balance: $100K Minimum APY; Rates as of Oct 13, 2026 ET; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 4.15% APY · checked 4 times
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
Young Saver's Certificates - 3 Years Add-On
$0
4.15%
▲ 1.41% above Pennsylvania avg
▼
Rate4.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.41% above avgNationally 2.81%
Details
Balance: $1 - $3,000; Maximum Balance $3,000; Add funds at any time throughout the certificate term up to $3,000; Rates Set: Monthly; Limit One Per Member Under 18 Years of Age; Early withdrawal penalty applies
Rate History
No change since Oct 14, 2026 · 4.15% APY
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
3 Year Jumbo and Jumbo IRA Certificates
$100,000
4.13%
▲ 1.39% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.39% above avgNationally 2.81%
Details
Balance: $100,000 and Above; $100,000 is the minimum balance required to open account and earn APY; Penalty for early withdrawal
Rate History
1 change since Sep 18, 2026 · 4.06% → 4.13% ▲ 0.07 pts · high 4.13% / low 4.06%
- Oct 14, 20264.13%▲ from 4.06%
- Sep 18, 20264.06%first recorded
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
Jumbo and Jumbo IRA Certificates - 3 Years
$100,000
4.13%
▲ 1.39% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.39% above avgNationally 2.81%
Details
Dividend Rate 4.07%; $100,000 minimum balance required to open account and earn APY; Penalty for early withdrawal
Rate History
1 change since Sep 14, 2026 · 4.06% → 4.13% ▲ 0.07 pts · high 4.13% / low 4.06%
- Oct 14, 20264.13%▲ from 4.06%
- Sep 14, 20264.06%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
3 Year ESA Long-Term Certificate
$0
4.10%
▲ 1.36% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.36% above avgNationally 2.81%
Details
Balance: $1K Minimum APY; Rates as of Oct 13, 2026 ET; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 4.10% APY · checked 4 times
Democracy Federal Credit Union
Institution Rating:
A-4.6 ★Texas Ratio: 9.01%
36 Month Traditional or Roth IRA Certificate
$2,000
4.10%
▲ 1.36% above Pennsylvania avg
▼
Rate4.04%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.36% above avgNationally 2.81%
Details
Rate History
No change since Oct 8, 2026 · 4.10% APY · checked 2 times
Grove City Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
36 Month Share Certificate
$2,000
4.10%
▲ 1.36% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.36% above avgNationally 2.81%
Details
SPECIAL
Rate History
1 change since Sep 25, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
- Oct 12, 20264.10%▲ from 4.00%
- Sep 25, 20264.00%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificates - 36-Month
$1,000
4.10%
▲ 1.36% above Pennsylvania avg
▼
Rate4.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.36% above avgNationally 2.81%
Details
Rate History
1 change since Sep 12, 2026 · 3.95% → 4.10% ▲ 0.15 pts · high 4.10% / low 3.95%
- Sep 20, 20264.10%▲ from 3.95%
- Sep 12, 20263.95%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 36-Month
$1,000
4.10%
▲ 1.36% above Pennsylvania avg
▼
Rate4.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.36% above avgNationally 2.81%
Details
Rate History
1 change since Sep 12, 2026 · 3.95% → 4.10% ▲ 0.15 pts · high 4.10% / low 3.95%
- Oct 8, 20264.10%▲ from 3.95%
- Sep 12, 20263.95%first recorded
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
36 Month Certificate
$0
4.10%
▲ 1.36% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.74%▲ 1.36% above avgNationally 2.81%
Details
Effective as 10/01/2026; A penalty will or may be imposed for early withdrawal.
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
- Oct 5, 20264.10%▲ from 4.00%
- Sep 14, 20264.00%first recorded
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
3 Year IRA Certificates
$500
4.08%
▲ 1.34% above Pennsylvania avg
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.34% above avgNationally 2.81%
Details
$500 and Above; $500 is the minimum balance required to open account and earn APY; Penalty for early withdrawal
Rate History
1 change since Sep 18, 2026 · 4.01% → 4.08% ▲ 0.07 pts · high 4.08% / low 4.01%
- Oct 14, 20264.08%▲ from 4.01%
- Sep 18, 20264.01%first recorded
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
Term Certificates - 3 Years
$500
4.08%
▲ 1.34% above Pennsylvania avg
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.34% above avgNationally 2.81%
Details
$500 and Above; Penalty for early withdrawal; Effective Date: Tuesday, October 13th, 2026
Rate History
2 changes since Sep 14, 2026 · 4.01% → 4.08% ▲ 0.07 pts · high 4.08% / low 4.01%
- Oct 10, 20264.08%▲ from 4.06%
- Oct 1, 20264.06%▲ from 4.01%
- Sep 14, 20264.01%first recorded
Eagle One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.62%
36 Month IRA Certificate
$500
4.07%
▲ 1.33% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.33% above avgNationally 2.81%
Details
Rate History
No change since Oct 8, 2026 · 4.07% APY · checked 2 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month Certificate of Deposit
$0
4.01%
▲ 1.27% above Pennsylvania avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.27% above avgNationally 2.81%
Details
Balance: $10,000.00 minimum
Rate History
1 change since Sep 18, 2026 · 3.75% → 4.01% ▲ 0.26 pts · high 4.01% / low 3.75%
- Oct 7, 20264.01%▲ from 3.75%
- Sep 18, 20263.75%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month IRA CD
$0
4.01%
▲ 1.27% above Pennsylvania avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.27% above avgNationally 2.81%
Details
Balance: $10,000.00 minimum
Rate History
1 change since Sep 18, 2026 · 3.75% → 4.01% ▲ 0.26 pts · high 4.01% / low 3.75%
- Oct 2, 20264.01%▲ from 3.75%
- Sep 18, 20263.75%first recorded
PALCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
Share Certificate - 36 months
$500
4.01%
▲ 1.27% above Pennsylvania avg
▼
Rate3.95%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.27% above avgNationally 2.81%
Details
Balance: $250.00-4,999.00; Early Withdrawal: 1 Year; Junior Share Certificate minimum $250.00 (members 18 and under)
Rate History
No change since Oct 12, 2026 · 4.01% APY
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
Certificates - 36 Month
$0
4.01%
▲ 1.27% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.27% above avgNationally 2.81%
Details
Rate History
1 change since Sep 18, 2026 · 3.91% → 4.01% ▲ 0.10 pts · high 4.01% / low 3.91%
- Oct 12, 20264.01%▲ from 3.91%
- Sep 18, 20263.91%first recorded
Journey Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
Certificates of Deposit - 36 month
$500
4.00%
▲ 1.26% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.26% above avgNationally 2.81%
Details
Balance: $50,000+
Rate History
No change since Oct 14, 2026 · 4.00% APY
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
3 Year CD
$1,000
4.00%
▲ 1.26% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.26% above avgNationally 2.81%
Details
Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 6 times
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
36 Month Regular & IRA Certificate
$500
4.00%
▲ 1.26% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.26% above avgNationally 2.81%
Details
Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity
Rate History
No change since Oct 12, 2026 · 4.00% APY
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Regular & IRA Certificate - 36 months
$500
4.00%
▲ 1.26% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.26% above avgNationally 2.81%
Details
Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity; fees could reduce earnings; APY assumes dividends remain in account
Rate History
No change since Oct 12, 2026 · 4.00% APY
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
36 Month Jumbo Certificate
$0
3.96%
▲ 1.22% above Pennsylvania avg
▼
Rate3.89%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.22% above avgNationally 2.81%
Details
Rate History
No change since Oct 12, 2026 · 3.96% APY
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
36 Month Certificate
$0
3.92%
▲ 1.18% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.18% above avgNationally 2.81%
Details
Minimum Balance: $75,000
Rate History
No change since Sep 12, 2026 · 3.92% APY · checked 3 times
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
Regular & IRA Certificates - 36 Months
$0
3.92%
▲ 1.18% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.18% above avgNationally 2.81%
Details
Higher rate for balances over $75,000; Dividends paid monthly; Add-on option available
Rate History
No change since Oct 12, 2026 · 3.92% APY
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
36 Month Certificate
$0
3.87%
▲ 1.13% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.13% above avgNationally 2.81%
Details
Minimum Balance: $50,000
Rate History
No change since Sep 12, 2026 · 3.87% APY · checked 3 times
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
Regular & IRA Certificates - 36 Months
$0
3.87%
▲ 1.13% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.13% above avgNationally 2.81%
Details
Higher rate for balances over $50,000; Dividends paid monthly; Add-on option available
Rate History
No change since Oct 12, 2026 · 3.87% APY
Wyncote 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Wyncote, PA 19095 2918
4 Year IRA Certificate
$1,000
3.50%
▲ 0.86% above Pennsylvania avg
▼
Rate3.44%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 0.86% above avgNationally 2.80%
Details
IRA Certificate; $1,000 Minimum
Rate History
1 change since Sep 16, 2026 · 3.40% → 3.50% ▲ 0.10 pts · high 3.50% / low 3.40%
- Oct 4, 20263.50%▲ from 3.40%
- Sep 16, 20263.40%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Wyncote, PA 19095 2918
Jumbo Certificates - 4 year
$50,000
3.50%
▲ 0.86% above Pennsylvania avg
▼
Rate3.44%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 0.86% above avgNationally 2.80%
Details
Jumbo Certificate; $50,000 minimum
Rate History
1 change since Sep 16, 2026 · 3.40% → 3.50% ▲ 0.10 pts · high 3.50% / low 3.40%
- Oct 12, 20263.50%▲ from 3.40%
- Sep 16, 20263.40%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Wyncote, PA 19095 2918
Certificates - 4 year
$0
3.25%
▲ 0.61% above Pennsylvania avg
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 0.61% above avgNationally 2.80%
Details
Balance: $1,000 - $49,999
Rate History
1 change since Sep 16, 2026 · 3.15% → 3.25% ▲ 0.10 pts · high 3.25% / low 3.15%
- Oct 12, 20263.25%▲ from 3.15%
- Sep 16, 20263.15%first recorded
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
48 Month Certificate of Deposit
$0
0.03%
▼ 2.61% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▼ 2.61% below avgNationally 2.80%
Details
Balance: $25,000.00 and above; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
IRA CD - 48 Months
$250
0.03%
▼ 2.61% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▼ 2.61% below avgNationally 2.80%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
48 Month Certificate of Deposit
$0
0.02%
▼ 2.62% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▼ 2.62% below avgNationally 2.80%
Details
Balance: $1,000.00 - $24,999.99; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
IRA CD - 48 Months
$250
0.02%
▼ 2.62% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▼ 2.62% below avgNationally 2.80%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
48 Month Certificate of Deposit
$0
0.01%
▼ 2.63% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▼ 2.63% below avgNationally 2.80%
Details
Balance: $1.00 - $999.99; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
IRA CD - 48 Months
$250
0.01%
▼ 2.63% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▼ 2.63% below avgNationally 2.80%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 2 times
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
48 Month Share Certificate
$0
4.60%
▲ 1.96% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.64%▲ 1.96% above avgNationally 2.80%
Details
Balance: $250,000.01+; Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings based on minimum tier balance
Rate History
No change since Oct 5, 2026 · 4.60% APY · checked 3 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month Certificate of Deposit
$0
4.58%
▲ 1.94% above Pennsylvania avg
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.94% above avgNationally 2.80%
Details
Balance: $100,000.00 and over
Rate History
1 change since Sep 18, 2026 · 4.37% → 4.58% ▲ 0.21 pts · high 4.58% / low 4.37%
- Oct 7, 20264.58%▲ from 4.37%
- Sep 18, 20264.37%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month IRA CD
$0
4.58%
▲ 1.94% above Pennsylvania avg
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.94% above avgNationally 2.80%
Details
Balance: $100,000.00 and over
Rate History
1 change since Sep 18, 2026 · 4.37% → 4.58% ▲ 0.21 pts · high 4.58% / low 4.37%
- Oct 2, 20264.58%▲ from 4.37%
- Sep 18, 20264.37%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
48 Month Share Certificate
$0
4.55%
▲ 1.91% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.64%▲ 1.91% above avgNationally 2.80%
Details
Balance: $100,000-$250,000; Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings based on minimum tier balance
Rate History
No change since Oct 5, 2026 · 4.55% APY · checked 3 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month Certificate of Deposit
$0
4.52%
▲ 1.88% above Pennsylvania avg
▼
Rate4.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.88% above avgNationally 2.80%
Details
Balance: $50,000.00 minimum
Rate History
1 change since Sep 18, 2026 · 4.32% → 4.52% ▲ 0.20 pts · high 4.52% / low 4.32%
- Oct 7, 20264.52%▲ from 4.32%
- Sep 18, 20264.32%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month IRA CD
$0
4.52%
▲ 1.88% above Pennsylvania avg
▼
Rate4.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.88% above avgNationally 2.80%
Details
Balance: $50,000.00 minimum
Rate History
1 change since Sep 18, 2026 · 4.32% → 4.52% ▲ 0.20 pts · high 4.52% / low 4.32%
- Oct 2, 20264.52%▲ from 4.32%
- Sep 18, 20264.32%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
48 Month Share Certificate
$0
4.50%
▲ 1.86% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.64%▲ 1.86% above avgNationally 2.80%
Details
Balance: $10,000-$24,999; Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings based on minimum tier balance
Rate History
No change since Oct 5, 2026 · 4.50% APY · checked 3 times
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
Business 4 Year CD
$0
4.49%
▲ 1.85% above Pennsylvania avg
▼
Rate4.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.85% above avgNationally 2.80%
Details
Rate History
2 changes since Sep 14, 2026 · 4.23% → 4.49% ▲ 0.26 pts · high 4.49% / low 4.23%
- Oct 8, 20264.49%▲ from 4.28%
- Sep 24, 20264.28%▲ from 4.23%
- Sep 14, 20264.23%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
48 Month Share Certificate
$0
4.40%
▲ 1.76% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.64%▲ 1.76% above avgNationally 2.80%
Details
Balance: $1,000-$9,999; Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings based on minimum tier balance
Rate History
No change since Oct 5, 2026 · 4.40% APY · checked 3 times
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
48 Month Traditional IRA Share Certificate
$0
4.39%
▲ 1.75% above Pennsylvania avg
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.64%▲ 1.75% above avgNationally 2.80%
Details
Minimum balance for all Certificates is $500; Early withdrawal fees/penalties may apply
Rate History
1 change since Sep 14, 2026 · 3.66% → 4.39% ▲ 0.73 pts · high 4.39% / low 3.66%
- Oct 9, 20264.39%▲ from 3.66%
- Sep 14, 20263.66%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month Certificate of Deposit
$0
4.37%
▲ 1.73% above Pennsylvania avg
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.73% above avgNationally 2.80%
Details
Balance: $25,000.00 minimum
Rate History
1 change since Sep 18, 2026 · 4.16% → 4.37% ▲ 0.21 pts · high 4.37% / low 4.16%
- Oct 7, 20264.37%▲ from 4.16%
- Sep 18, 20264.16%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month IRA CD
$0
4.37%
▲ 1.73% above Pennsylvania avg
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.73% above avgNationally 2.80%
Details
Balance: $25,000.00 minimum
Rate History
1 change since Sep 18, 2026 · 4.16% → 4.37% ▲ 0.21 pts · high 4.37% / low 4.16%
- Oct 2, 20264.37%▲ from 4.16%
- Sep 18, 20264.16%first recorded
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
48 Month Share Certificate
$0
4.28%
▲ 1.64% above Pennsylvania avg
▼
Rate4.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.64%▲ 1.64% above avgNationally 2.80%
Details
Minimum balance for all Certificates is $500; Early withdrawal fees/penalties may apply
Rate History
1 change since Sep 14, 2026 · 3.56% → 4.28% ▲ 0.73 pts · high 4.28% / low 3.56%
- Oct 9, 20264.28%▲ from 3.56%
- Sep 14, 20263.56%first recorded
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
Certificates of Deposit - 4 year
$2,000
4.21%
▲ 1.57% above Pennsylvania avg
▼
Rate4.15%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.57% above avgNationally 2.80%
Details
Rate History
No change since Oct 12, 2026 · 4.21% APY
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificates - 48-Month
$1,000
4.15%
▲ 1.51% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.51% above avgNationally 2.80%
Details
Rate History
1 change since Sep 12, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00%
- Sep 20, 20264.15%▲ from 4.00%
- Sep 12, 20264.00%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 48-Month
$1,000
4.15%
▲ 1.51% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.51% above avgNationally 2.80%
Details
Rate History
1 change since Sep 12, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00%
- Oct 8, 20264.15%▲ from 4.00%
- Sep 12, 20264.00%first recorded
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
4 Year Jumbo and Jumbo IRA Certificates
$100,000
4.13%
▲ 1.49% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.49% above avgNationally 2.80%
Details
Balance: $100,000 and Above; $100,000 is the minimum balance required to open account and earn APY; Penalty for early withdrawal
Rate History
1 change since Sep 18, 2026 · 4.09% → 4.13% ▲ 0.04 pts · high 4.13% / low 4.09%
- Oct 14, 20264.13%▲ from 4.09%
- Sep 18, 20264.09%first recorded
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
Jumbo and Jumbo IRA Certificates - 4 Years
$100,000
4.13%
▲ 1.49% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.49% above avgNationally 2.80%
Details
Dividend Rate 4.07%; $100,000 minimum balance required to open account and earn APY; Penalty for early withdrawal
Rate History
1 change since Sep 14, 2026 · 4.09% → 4.13% ▲ 0.04 pts · high 4.13% / low 4.09%
- Oct 14, 20264.13%▲ from 4.09%
- Sep 14, 20264.09%first recorded
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
4 Year IRA Certificates
$500
4.08%
▲ 1.44% above Pennsylvania avg
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.44% above avgNationally 2.80%
Details
$500 and Above; $500 is the minimum balance required to open account and earn APY; Penalty for early withdrawal
Rate History
1 change since Sep 18, 2026 · 4.04% → 4.08% ▲ 0.04 pts · high 4.08% / low 4.04%
- Oct 14, 20264.08%▲ from 4.04%
- Sep 18, 20264.04%first recorded
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
Term Certificates - 4 Years
$500
4.08%
▲ 1.44% above Pennsylvania avg
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.44% above avgNationally 2.80%
Details
$500 and Above; Penalty for early withdrawal; Effective Date: Tuesday, October 13th, 2026
Rate History
2 changes since Sep 14, 2026 · 4.04% → 4.08% ▲ 0.04 pts · high 4.09% / low 4.04%
- Oct 10, 20264.08%▼ from 4.09%
- Oct 1, 20264.09%▲ from 4.04%
- Sep 14, 20264.04%first recorded
Eagle One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.62%
48 Month IRA Certificate
$500
4.07%
▲ 1.43% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.43% above avgNationally 2.80%
Details
Rate History
No change since Oct 8, 2026 · 4.07% APY · checked 2 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month Certificate of Deposit
$0
4.06%
▲ 1.42% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.42% above avgNationally 2.80%
Details
Balance: $10,000.00 minimum
Rate History
1 change since Sep 18, 2026 · 3.85% → 4.06% ▲ 0.21 pts · high 4.06% / low 3.85%
- Oct 7, 20264.06%▲ from 3.85%
- Sep 18, 20263.85%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month IRA CD
$0
4.06%
▲ 1.42% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.42% above avgNationally 2.80%
Details
Balance: $10,000.00 minimum
Rate History
1 change since Sep 18, 2026 · 3.85% → 4.06% ▲ 0.21 pts · high 4.06% / low 3.85%
- Oct 2, 20264.06%▲ from 3.85%
- Sep 18, 20263.85%first recorded
PALCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
Share Certificate - 48 months
$500
4.06%
▲ 1.42% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.42% above avgNationally 2.80%
Details
Balance: $250.00-4,999.00; Early Withdrawal: 1 Year; Junior Share Certificate minimum $250.00 (members 18 and under)
Rate History
No change since Oct 12, 2026 · 4.06% APY
Moonlight Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
48 Month CD
$500
4.06%
▲ 1.42% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.64%▲ 1.42% above avgNationally 2.80%
Details
CD's require a $500 minimum investment
Rate History
No change since Sep 18, 2026 · 4.06% APY · checked 2 times
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
Certificates - 48 Month
$0
4.01%
▲ 1.37% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.37% above avgNationally 2.80%
Details
Rate History
1 change since Sep 18, 2026 · 3.91% → 4.01% ▲ 0.10 pts · high 4.01% / low 3.91%
- Oct 12, 20264.01%▲ from 3.91%
- Sep 18, 20263.91%first recorded
Journey Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
Certificates of Deposit - 48 month
$500
4.00%
▲ 1.36% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.36% above avgNationally 2.80%
Details
Balance: $50,000+
Rate History
No change since Oct 14, 2026 · 4.00% APY
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
4 Year CD
$1,000
4.00%
▲ 1.36% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.36% above avgNationally 2.80%
Details
Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 6 times
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
48 Month Jumbo Certificate
$0
4.00%
▲ 1.36% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.36% above avgNationally 2.80%
Details
Rate History
No change since Oct 12, 2026 · 4.00% APY
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
48 Month Regular & IRA Certificate
$500
4.00%
▲ 1.36% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.36% above avgNationally 2.80%
Details
Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity
Rate History
No change since Oct 12, 2026 · 4.00% APY
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Regular & IRA Certificate - 48 months
$500
4.00%
▲ 1.36% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.36% above avgNationally 2.80%
Details
Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity; fees could reduce earnings; APY assumes dividends remain in account
Rate History
No change since Oct 12, 2026 · 4.00% APY
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
48 Month Certificate
$0
3.98%
▲ 1.34% above Pennsylvania avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.34% above avgNationally 2.80%
Details
Minimum Balance: $75,000
Rate History
No change since Sep 12, 2026 · 3.98% APY · checked 3 times
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
Regular & IRA Certificates - 48 Months
$0
3.98%
▲ 1.34% above Pennsylvania avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.34% above avgNationally 2.80%
Details
Higher rate for balances over $75,000; Dividends paid monthly; Add-on option available
Rate History
No change since Oct 12, 2026 · 3.98% APY
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
48 Month Certificate
$0
3.92%
▲ 1.28% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.28% above avgNationally 2.80%
Details
Minimum Balance: $50,000
Rate History
No change since Sep 12, 2026 · 3.92% APY · checked 3 times
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
Regular & IRA Certificates - 48 Months
$0
3.92%
▲ 1.28% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.28% above avgNationally 2.80%
Details
Higher rate for balances over $50,000; Dividends paid monthly; Add-on option available
Rate History
No change since Oct 12, 2026 · 3.92% APY
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
48 Month Share Certificate
$125,000
3.92%
▲ 1.28% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$125,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.28% above avgNationally 2.80%
Details
Minimum Deposit $125,000 tier; Share Certificates may be opened with $1,000 minimum deposit
Rate History
1 change since Sep 18, 2026 · 3.76% → 3.92% ▲ 0.16 pts · high 3.92% / low 3.76%
- Oct 14, 20263.92%▲ from 3.76%
- Sep 18, 20263.76%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month Certificate of Deposit
$0
3.91%
▲ 1.27% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.27% above avgNationally 2.80%
Details
Balance: $1,000.00 minimum
Rate History
1 change since Sep 18, 2026 · 3.70% → 3.91% ▲ 0.21 pts · high 3.91% / low 3.70%
- Oct 7, 20263.91%▲ from 3.70%
- Sep 18, 20263.70%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month IRA CD
$0
3.91%
▲ 1.27% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.27% above avgNationally 2.80%
Details
Balance: $1,000.00 minimum
Rate History
1 change since Sep 18, 2026 · 3.70% → 3.91% ▲ 0.21 pts · high 3.91% / low 3.70%
- Oct 2, 20263.91%▲ from 3.70%
- Sep 18, 20263.70%first recorded
Galaxy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
37 - 48 Mos. Share Certificate
$500
3.87%
▲ 1.23% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.23% above avgNationally 2.80%
Details
Rate History
No change since Oct 12, 2026 · 3.87% APY
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
48 Month Certificate
$0
3.87%
▲ 1.23% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.23% above avgNationally 2.80%
Details
Minimum Balance: $500
Rate History
No change since Sep 12, 2026 · 3.87% APY · checked 3 times
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
Regular & IRA Certificates - 48 Months
$0
3.87%
▲ 1.23% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.23% above avgNationally 2.80%
Details
Dividends paid monthly; Add-on option available
Rate History
No change since Oct 12, 2026 · 3.87% APY
Wyncote 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Wyncote, PA 19095 2918
5 Year IRA Certificate
$1,000
3.55%
▲ 0.80% above Pennsylvania avg
▼
Rate3.49%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 0.80% above avgNationally 2.91%
Details
IRA Certificate; $1,000 Minimum
Rate History
1 change since Sep 16, 2026 · 3.50% → 3.55% ▲ 0.05 pts · high 3.55% / low 3.50%
- Oct 4, 20263.55%▲ from 3.50%
- Sep 16, 20263.50%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Wyncote, PA 19095 2918
Jumbo Certificates - 5 year
$50,000
3.55%
▲ 0.80% above Pennsylvania avg
▼
Rate3.49%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 0.80% above avgNationally 2.91%
Details
Jumbo Certificate; $50,000 minimum
Rate History
1 change since Sep 16, 2026 · 3.50% → 3.55% ▲ 0.05 pts · high 3.55% / low 3.50%
- Oct 12, 20263.55%▲ from 3.50%
- Sep 16, 20263.50%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Wyncote, PA 19095 2918
Certificates - 5 year
$0
3.30%
▲ 0.55% above Pennsylvania avg
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 0.55% above avgNationally 2.91%
Details
Balance: $1,000 - $49,999
Rate History
1 change since Sep 16, 2026 · 3.25% → 3.30% ▲ 0.05 pts · high 3.30% / low 3.25%
- Oct 12, 20263.30%▲ from 3.25%
- Sep 16, 20263.25%first recorded
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2431 W Cheltenham Ave, Wyncote, PA 19095
TD Choice CD 5 Year
$250
1.00%
▼ 1.75% below Pennsylvania avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▼ 1.75% below avgNationally 2.91%
Details
Non-Promotional; Balance: $250.00 - $9,999.99
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
60 Month Certificate of Deposit
$0
0.03%
▼ 2.72% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▼ 2.72% below avgNationally 2.91%
Details
Balance: $25,000.00 and above; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
IRA CD - 60 Months
$250
0.03%
▼ 2.72% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▼ 2.72% below avgNationally 2.91%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
60 Month Certificate of Deposit
$0
0.02%
▼ 2.73% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▼ 2.73% below avgNationally 2.91%
Details
Balance: $1,000.00 - $24,999.99; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
IRA CD - 60 Months
$250
0.02%
▼ 2.73% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▼ 2.73% below avgNationally 2.91%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
60 Month Certificate of Deposit
$0
0.01%
▼ 2.74% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▼ 2.74% below avgNationally 2.91%
Details
Balance: $1.00 - $999.99; Standard Rates
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2471 W Cheltenham Ave, Wyncote, PA 19095
IRA CD - 60 Months
$250
0.01%
▼ 2.74% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▼ 2.74% below avgNationally 2.91%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 2 times
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Share Certificates - 60 month Certificate
$0
4.81%
▲ 2.06% above Pennsylvania avg
▼
Rate4.73%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 2.06% above avgNationally 2.91%
Details
Rate History
1 change since Sep 14, 2026 · 4.37% → 4.81% ▲ 0.44 pts · high 4.81% / low 4.37%
- Oct 9, 20264.81%▲ from 4.37%
- Sep 14, 20264.37%first recorded
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Share Certificates - 60 month Certificate
$0
4.66%
▲ 1.91% above Pennsylvania avg
▼
Rate4.58%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 1.91% above avgNationally 2.91%
Details
Rate History
1 change since Sep 14, 2026 · 4.37% → 4.66% ▲ 0.29 pts · high 4.66% / low 4.37%
- Oct 9, 20264.66%▲ from 4.37%
- Sep 14, 20264.37%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month Certificate of Deposit
$0
4.63%
▲ 1.88% above Pennsylvania avg
▼
Rate4.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.88% above avgNationally 2.91%
Details
Balance: $100,000.00 and over
Rate History
1 change since Sep 18, 2026 · 4.42% → 4.63% ▲ 0.21 pts · high 4.63% / low 4.42%
- Oct 7, 20264.63%▲ from 4.42%
- Sep 18, 20264.42%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month IRA CD
$0
4.63%
▲ 1.88% above Pennsylvania avg
▼
Rate4.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.88% above avgNationally 2.91%
Details
Balance: $100,000.00 and over
Rate History
1 change since Sep 18, 2026 · 4.42% → 4.63% ▲ 0.21 pts · high 4.63% / low 4.42%
- Oct 2, 20264.63%▲ from 4.42%
- Sep 18, 20264.42%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
60 Month Share Certificate
$0
4.60%
▲ 1.85% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 1.85% above avgNationally 2.91%
Details
Balance: $250,000.01+; Savings Certificate, Traditional IRA or Roth IRA; Rates effective as of September 16, 2026
Rate History
No change since Oct 13, 2026 · 4.60% APY
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
Business 5 Year CD
$0
4.59%
▲ 1.84% above Pennsylvania avg
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.84% above avgNationally 2.91%
Details
Rate History
2 changes since Sep 14, 2026 · 4.28% → 4.59% ▲ 0.31 pts · high 4.59% / low 4.28%
- Oct 8, 20264.59%▲ from 4.33%
- Sep 24, 20264.33%▲ from 4.28%
- Sep 14, 20264.28%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month Certificate of Deposit
$0
4.58%
▲ 1.83% above Pennsylvania avg
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.83% above avgNationally 2.91%
Details
Balance: $50,000.00 minimum
Rate History
1 change since Sep 18, 2026 · 4.37% → 4.58% ▲ 0.21 pts · high 4.58% / low 4.37%
- Oct 7, 20264.58%▲ from 4.37%
- Sep 18, 20264.37%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month IRA CD
$0
4.58%
▲ 1.83% above Pennsylvania avg
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.83% above avgNationally 2.91%
Details
Balance: $50,000.00 minimum
Rate History
1 change since Sep 18, 2026 · 4.37% → 4.58% ▲ 0.21 pts · high 4.58% / low 4.37%
- Oct 2, 20264.58%▲ from 4.37%
- Sep 18, 20264.37%first recorded
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Share Certificates - 60 month Certificate
$0
4.56%
▲ 1.81% above Pennsylvania avg
▼
Rate4.48%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 1.81% above avgNationally 2.91%
Details
Rate History
1 change since Sep 14, 2026 · 4.37% → 4.56% ▲ 0.19 pts · high 4.56% / low 4.37%
- Oct 9, 20264.56%▲ from 4.37%
- Sep 14, 20264.37%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
60 Month Share Certificate
$0
4.55%
▲ 1.80% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 1.80% above avgNationally 2.91%
Details
Balance: $100,000-$250,000; Savings Certificate, Traditional IRA or Roth IRA; Rates effective as of September 16, 2026
Rate History
No change since Oct 13, 2026 · 4.55% APY
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
60 Month Share Certificate
$0
4.50%
▲ 1.75% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 1.75% above avgNationally 2.91%
Details
Balance: $10,000-$24,999; Savings Certificate, Traditional IRA or Roth IRA; Rates effective as of September 16, 2026
Rate History
No change since Oct 13, 2026 · 4.50% APY
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Share Certificates - 60 month Certificate
$0
4.45%
▲ 1.70% above Pennsylvania avg
▼
Rate4.38%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 1.70% above avgNationally 2.91%
Details
Rate History
1 change since Sep 14, 2026 · 4.37% → 4.45% ▲ 0.08 pts · high 4.45% / low 4.37%
- Oct 9, 20264.45%▲ from 4.37%
- Sep 14, 20264.37%first recorded
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
60 Month Traditional IRA Share Certificate
$0
4.44%
▲ 1.69% above Pennsylvania avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 1.69% above avgNationally 2.91%
Details
Minimum balance for all Certificates is $500; Early withdrawal fees/penalties may apply
Rate History
1 change since Sep 14, 2026 · 3.66% → 4.44% ▲ 0.78 pts · high 4.44% / low 3.66%
- Oct 9, 20264.44%▲ from 3.66%
- Sep 14, 20263.66%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month Certificate of Deposit
$0
4.42%
▲ 1.67% above Pennsylvania avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.67% above avgNationally 2.91%
Details
Balance: $25,000.00 minimum
Rate History
1 change since Sep 18, 2026 · 4.22% → 4.42% ▲ 0.20 pts · high 4.42% / low 4.22%
- Oct 7, 20264.42%▲ from 4.22%
- Sep 18, 20264.22%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month IRA CD
$0
4.42%
▲ 1.67% above Pennsylvania avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.67% above avgNationally 2.91%
Details
Balance: $25,000.00 minimum
Rate History
1 change since Sep 18, 2026 · 4.22% → 4.42% ▲ 0.20 pts · high 4.42% / low 4.22%
- Oct 2, 20264.42%▲ from 4.22%
- Sep 18, 20264.22%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
60 Month Share Certificate
$0
4.40%
▲ 1.65% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 1.65% above avgNationally 2.91%
Details
Balance: $1,000-$9,999; Savings Certificate, Traditional IRA or Roth IRA; Rates effective as of September 16, 2026
Rate History
No change since Oct 13, 2026 · 4.40% APY
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Share Certificates - 60 month Certificate
$0
4.40%
▲ 1.65% above Pennsylvania avg
▼
Rate4.33%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 1.65% above avgNationally 2.91%
Details
Rate History
1 change since Sep 14, 2026 · 4.37% → 4.40% ▲ 0.03 pts · high 4.40% / low 4.37%
- Oct 9, 20264.40%▲ from 4.37%
- Sep 14, 20264.37%first recorded
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
60 Month Share Certificate
$0
4.33%
▲ 1.58% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 1.58% above avgNationally 2.91%
Details
Minimum balance for all Certificates is $500; Early withdrawal fees/penalties may apply
Rate History
1 change since Sep 14, 2026 · 3.56% → 4.33% ▲ 0.78 pts · high 4.33% / low 3.56%
- Oct 9, 20264.33%▲ from 3.56%
- Sep 14, 20263.56%first recorded
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
Certificates of Deposit - 5 year
$2,000
4.26%
▲ 1.51% above Pennsylvania avg
▼
Rate4.20%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.51% above avgNationally 2.91%
Details
Rate History
No change since Oct 12, 2026 · 4.26% APY
Democracy Federal Credit Union
Institution Rating:
A-4.6 ★Texas Ratio: 9.01%
60 Month Traditional or Roth IRA Certificate
$2,500
4.25%
▲ 1.50% above Pennsylvania avg
▼
Rate4.18%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.50% above avgNationally 2.91%
Details
Rate History
No change since Oct 8, 2026 · 4.25% APY · checked 2 times
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificates - 60-Month
$1,000
4.20%
▲ 1.45% above Pennsylvania avg
▼
Rate4.12%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.45% above avgNationally 2.91%
Details
Rate History
1 change since Sep 12, 2026 · 4.05% → 4.20% ▲ 0.15 pts · high 4.20% / low 4.05%
- Sep 20, 20264.20%▲ from 4.05%
- Sep 12, 20264.05%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 60-Month
$1,000
4.20%
▲ 1.45% above Pennsylvania avg
▼
Rate4.12%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.45% above avgNationally 2.91%
Details
Rate History
1 change since Sep 12, 2026 · 4.05% → 4.20% ▲ 0.15 pts · high 4.20% / low 4.05%
- Oct 8, 20264.20%▲ from 4.05%
- Sep 12, 20264.05%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month Certificate of Deposit
$0
4.11%
▲ 1.36% above Pennsylvania avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.36% above avgNationally 2.91%
Details
Balance: $10,000.00 minimum
Rate History
1 change since Sep 18, 2026 · 3.91% → 4.11% ▲ 0.20 pts · high 4.11% / low 3.91%
- Oct 7, 20264.11%▲ from 3.91%
- Sep 18, 20263.91%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month IRA CD
$0
4.11%
▲ 1.36% above Pennsylvania avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.36% above avgNationally 2.91%
Details
Balance: $10,000.00 minimum
Rate History
1 change since Sep 18, 2026 · 3.91% → 4.11% ▲ 0.20 pts · high 4.11% / low 3.91%
- Oct 2, 20264.11%▲ from 3.91%
- Sep 18, 20263.91%first recorded
PALCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
Share Certificate - 60 months
$500
4.11%
▲ 1.36% above Pennsylvania avg
▼
Rate4.05%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.36% above avgNationally 2.91%
Details
Balance: $250.00-4,999.00; Early Withdrawal: 1 Year; Junior Share Certificate minimum $250.00 (members 18 and under)
Rate History
No change since Oct 12, 2026 · 4.11% APY
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
60 Month Jumbo Certificate
$0
4.11%
▲ 1.36% above Pennsylvania avg
▼
Rate4.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.36% above avgNationally 2.91%
Details
Rate History
No change since Oct 12, 2026 · 4.11% APY
FORGE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
60 Month Share Certificate
$500
4.10%
▲ 1.35% above Pennsylvania avg
▼
Rate4.03%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.35% above avgNationally 2.91%
Details
Rate History
No change since Sep 18, 2026 · 4.10% APY · checked 2 times
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
5 Year Jumbo and Jumbo IRA Certificates
$100,000
4.09%
▲ 1.34% above Pennsylvania avg
▼
Rate4.03%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.34% above avgNationally 2.91%
Details
Balance: $100,000 and Above; $100,000 is the minimum balance required to open account and earn APY; Penalty for early withdrawal
Rate History
1 change since Sep 18, 2026 · 4.08% → 4.09% ▲ 0.01 pts · high 4.09% / low 4.08%
- Oct 14, 20264.09%▲ from 4.08%
- Sep 18, 20264.08%first recorded
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
Jumbo and Jumbo IRA Certificates - 5 Years
$100,000
4.09%
▲ 1.34% above Pennsylvania avg
▼
Rate4.03%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.34% above avgNationally 2.91%
Details
Dividend Rate 4.03%; $100,000 minimum balance required to open account and earn APY; Penalty for early withdrawal
Rate History
1 change since Sep 14, 2026 · 4.08% → 4.09% ▲ 0.01 pts · high 4.09% / low 4.08%
- Oct 14, 20264.09%▲ from 4.08%
- Sep 14, 20264.08%first recorded
Eagle One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.62%
60 Month IRA Certificate
$500
4.07%
▲ 1.32% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.32% above avgNationally 2.91%
Details
Rate History
No change since Oct 8, 2026 · 4.07% APY · checked 2 times
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
5 Year IRA Certificates
$500
4.04%
▲ 1.29% above Pennsylvania avg
▼
Rate3.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.29% above avgNationally 2.91%
Details
$500 and Above; $500 is the minimum balance required to open account and earn APY; Penalty for early withdrawal
Rate History
1 change since Sep 18, 2026 · 4.03% → 4.04% ▲ 0.01 pts · high 4.04% / low 4.03%
- Oct 14, 20264.04%▲ from 4.03%
- Sep 18, 20264.03%first recorded
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
Term Certificates - 5 Years
$500
4.04%
▲ 1.29% above Pennsylvania avg
▼
Rate3.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.29% above avgNationally 2.91%
Details
$500 and Above; Penalty for early withdrawal; Effective Date: Tuesday, October 13th, 2026
Rate History
1 change since Sep 14, 2026 · 4.03% → 4.04% ▲ 0.01 pts · high 4.04% / low 4.03%
- Oct 10, 20264.04%▲ from 4.03%
- Sep 14, 20264.03%first recorded
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
Certificates - 60 Month
$0
4.01%
▲ 1.26% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.26% above avgNationally 2.91%
Details
Rate History
1 change since Sep 18, 2026 · 3.91% → 4.01% ▲ 0.10 pts · high 4.01% / low 3.91%
- Oct 12, 20264.01%▲ from 3.91%
- Sep 18, 20263.91%first recorded
Journey Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
Certificates of Deposit - 60 month
$500
4.00%
▲ 1.25% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.25% above avgNationally 2.91%
Details
Balance: $50,000+
Rate History
No change since Oct 14, 2026 · 4.00% APY
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
5 Year CD
$1,000
4.00%
▲ 1.25% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.25% above avgNationally 2.91%
Details
Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 6 times
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
60 Month Regular & IRA Certificate
$500
4.00%
▲ 1.25% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.25% above avgNationally 2.91%
Details
Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity
Rate History
No change since Oct 12, 2026 · 4.00% APY
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Regular & IRA Certificate - 60 months
$500
4.00%
▲ 1.25% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.25% above avgNationally 2.91%
Details
Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity; fees could reduce earnings; APY assumes dividends remain in account
Rate History
No change since Oct 12, 2026 · 4.00% APY
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
60 Month Certificate
$0
3.98%
▲ 1.23% above Pennsylvania avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.23% above avgNationally 2.91%
Details
Minimum Balance: $75,000
Rate History
No change since Sep 12, 2026 · 3.98% APY · checked 3 times
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
Regular & IRA Certificates - 60 Months
$0
3.98%
▲ 1.23% above Pennsylvania avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.23% above avgNationally 2.91%
Details
Higher rate for balances over $75,000; Dividends paid monthly; Add-on option available
Rate History
No change since Oct 12, 2026 · 3.98% APY
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
60 Month Share Certificate
$125,000
3.97%
▲ 1.22% above Pennsylvania avg
▼
Rate3.90%
Min Deposit$125,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.22% above avgNationally 2.91%
Details
Minimum Deposit $125,000 tier; Share Certificates may be opened with $1,000 minimum deposit
Rate History
1 change since Sep 18, 2026 · 3.82% → 3.97% ▲ 0.15 pts · high 3.97% / low 3.82%
- Oct 14, 20263.97%▲ from 3.82%
- Sep 18, 20263.82%first recorded
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
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Wyncote, PA CD Rate Trends
Compare local Wyncote, PA CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
12-Month CD PA Avg
2.956%
▼ 0.006 vs 7 days ago
Pennsylvania 12-month CD rates fell 0.006 points over the past 7 days to 2.956% APY.
6-Month CD PA Avg
2.769%
▼ 0.034 vs 7 days ago
Pennsylvania 6-month CD rates fell 0.034 points over the past 7 days to 2.769% APY.
As of Oct 14, 2026 • Rate data sourced from 8,500+ monitored institutions
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PA CD Rate Forecast, Next 12 Months
Where are Pennsylvania CD rates headed through October 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
PA 12-Month Avg APY
2.956%
6-Month Forecast
2.956%
Range: 2.76%, 3.11%
12-Month Forecast
3.206%
Range: 3.01%, 3.36%
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What Your Savings Earn at PA CD Rates Today
Annual interest earnings at today’s Pennsylvania average APYs. State average used where available; national average as fallback.
| CD Term | PA Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.786% | $89.28 | $178.56 | $446.40 | $892.80 |
| 6-Month CD | 2.769% | $138.45 | $276.90 | $692.25 | $1,384.50 |
| 12-Month CD | 2.956% | $147.81 | $295.61 | $739.03 | $1,478.05 |
| 18-Month CD | 2.989% | $149.44 | $298.87 | $747.18 | $1,494.35 |
| 24-Month CD | 2.872% | $143.61 | $287.22 | $718.05 | $1,436.10 |
| 36-Month CD | 2.744% | $137.19 | $274.38 | $685.95 | $1,371.90 |
| 48-Month CD | 2.640% | $131.99 | $263.97 | $659.93 | $1,319.85 |
| 60-Month CD | 2.753% | $137.64 | $275.29 | $688.22 | $1,376.45 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of October 14, 2026. | |||||
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Sample CD Ladder for Wyncote, Pennsylvania Savers
$25,000 split equally across 5 terms using today’s Pennsylvania average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | PA Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.786% | $89.28 |
| 2 | 6-Month CD | $5,000 | 2.769% | $138.45 |
| 3 | 12-Month CD | $5,000 | 2.956% | $147.81 |
| 4 | 24-Month CD | $5,000 | 2.872% | $143.61 |
| 5 | 36-Month CD | $5,000 | 2.744% | $137.19 |
| Total ($25,000 invested) | $25,000 | 2.625% blended | $656.34/yr | |
Ladder example uses equal $5,000 rungs and Pennsylvania average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
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2,475
CD Rates
Tracked in Wyncote, Pennsylvania
Tracked in Wyncote, Pennsylvania
48 Banks
85 Credit Unions
About Our Wyncote, Pennsylvania CD Rate Database
MonitorBankRates tracks 2,475 CD rates from 48 banks and 85 credit unions with locations in Wyncote, Pennsylvania, plus national online institutions available to Pennsylvania residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: Santander Bank offers a CD at 4.00% APY with a minimum deposit of $500. Use the rate table above to compare all current offers in Wyncote, Pennsylvania.
How to Find the Best CD Rates in Wyncote, Pennsylvania
What to compare when shopping for a CD in Wyncote, Pennsylvania
To find the best APYs in Wyncote, Pennsylvania, start with credit unions and online-only banks: Wyncote, Pennsylvania has 85 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Wyncote, Pennsylvania
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Wyncote, Pennsylvania: 133 institutions here report CD rates
Consider an Alternative If…
- You may need the funds within 30 days. Compare Wyncote, Pennsylvania savings rates instead
- Rates are rising and you want to benefit: a variable-rate savings or money market account keeps pace
- You want check-writing access. Compare Wyncote, Pennsylvania money market rates
Wyncote, Pennsylvania Financial Snapshot
Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024
Population 65+
26.3%
National avg: 17.3%
Median Individual Earnings
$73,019
National avg: $47,340
Poverty Rate
8.3%
National avg: 11.1%
Unemployment Rate
0.6%
National avg: 4.8%
CD Earnings on 10% of Salary
$216/yr
At PA 12-mo avg 2.956% APY
26.3% of residents are 65 or older, above the national average of 17.3%, making fixed-rate CDs a particularly relevant savings vehicle in this market; a low unemployment rate of 0.6% reflects a strong local economy. At today’s PA 12-month CD average of 2.956%, saving 10% of the local median salary ($7,301/year) and putting it in a CD would earn an additional $216 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Wyncote, Pennsylvania
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90 to 180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Wyncote, Pennsylvania
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Wyncote, Pennsylvania typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Wyncote, Pennsylvania as everywhere in the U.S.
Choosing a CD Term in Wyncote, Pennsylvania
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Wyncote, Pennsylvania savers easier access to their funds. For example, Police And Fire Federal Credit Union is offering its 6 Month IRA Certificate at 3.10% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Police And Fire Federal Credit Union is offering its 5 Year IRA Certificate at 3.55% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Wyncote, Pennsylvania Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Wyncote, Pennsylvania saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Wyncote, Pennsylvania
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Wyncote, Pennsylvania CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Wyncote, Pennsylvania
Most CDs carry a fixed rate that is locked for the entire term, protecting a Wyncote, Pennsylvania depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Wyncote, Pennsylvania
Are CD rates in Wyncote, Pennsylvania FDIC insured?
Yes, most established banks in Wyncote, Pennsylvania are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Wyncote, Pennsylvania?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Wyncote, Pennsylvania.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Wyncote, Pennsylvania may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Wyncote, Pennsylvania?
Here are recent top rates found for this area:
- Santander Bank: 4.00% APY (18-Month CD)
- Police And Fire Federal Credit Union: 3.55% APY (5 Year IRA Certificate)
- Wells Fargo: 1.51% APY (1 year Standard Fixed Rate CD - Relationship)
- TD Bank: 1.00% APY (3 Month CD)
- PNC Bank: 0.03% APY (12 Month Certificate of Deposit)
- Tendto Credit Union: 4.81% APY (Share Certificates - 60 month Certificate)
- First Northern Bank and Trust Company: 4.73% APY (2 Year (24 Month) Adjustable CD)
- Citizens & Northern Bank C&N: 4.63% APY (60 Month Certificate of Deposit)
- Patriot Federal Credit Union: 4.60% APY (48 Month Share Certificate)
- Enterprise Bank Allison Park, PA: 4.59% APY (Business 5 Year CD)
Rates reflect recent verified offers available in Wyncote, Pennsylvania. Last Updated: October 14, 2026
Wyncote, Pennsylvania CD Calculator
See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Wyncote, Pennsylvania rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.
Interest at Maturity
$0
Ending Balance
$0
Matures
Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30 to 180 days of interest. Estimates are for informational purposes only.
CD Calculators for Wyncote, Pennsylvania
Wyncote, Pennsylvania CD Calculator
At today’s PA top rate of 4.00% APY, a $10,000 deposit earns $400 in the first year. Enter your amount to see your exact return.
Wyncote, Pennsylvania CD LadderPA CD rates currently range from 1.786% (3-month) to 2.744% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Wyncote, Pennsylvania CD at 4.00% APY, know your exit cost. Most institutions charge 90 to 180 days of interest. Calculate your real net return if you need early access.
CD vs. High-Yield SavingsPennsylvania’s average 12-month CD is 2.956% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Wyncote, Pennsylvania CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Wyncote, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Wyncote, Pennsylvania. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: October 14, 2026
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