CD Rates Providence, Rhode Island (RI) for April 2026

Current Providence, Rhode Island CD rates include Webster BankWebster Bank50 Kennedy Plz, Providence, RI 02903A+5.0 ★Texas Ratio: 2.48% offering Private 3-Month CD at 4.00% APY, Shoreham BankShoreham Bank187 Wickenden St, Providence, RI 02903A5.0 ★Texas Ratio: 10.45% offering 3 Month CD at 3.90% APY, Eastern Bank Boston, MAEastern Bank Boston, MA180 Washington St, Providence, RI 02903A+5.0 ★Texas Ratio: 2.03% offering 6 Month CD/IRA CD at 3.75% APY, Ocean State Credit UnionOcean State Credit Union40 Westminster St, Providence, RI 02903 2525A5.0 ★Texas Ratio: 7.10% offering 18 Month CD at 3.50% APY, and Rhode Island Credit UnionRhode Island Credit Union160 Francis St, Providence, RI 02903 1118A+5.0 ★Texas Ratio: 2.38% offering 6 Month Certificate of Deposit at 3.50% APY. CD rates as of April 12, 2026 according to verified data from MonitorBankRates.

Providence has 27 local institutions in our database, with CD rates as high as 4.00% APY from Webster Bank at 50 Kennedy Plz, Providence, RI 02903. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Rhode Island area. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 12, 2026