CD Rates Wakefield, Rhode Island (RI) for April 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Wakefield, Rhode Island CD rates include Westerly Community Credit UnionWesterly Community Credit Union4979 Tower Hill Rd, Wakefield, RI 02879 2283A+5.0 ★Texas Ratio: 1.26% offering Premier 3 Month CD Special at 3.20% APY, Coastal1 Credit UnionCoastal1 Credit Union84 Old Tower Hill Rd, Wakefield, RI 02879 3724A+5.0 ★Texas Ratio: 2.03% offering 60 month Certificate Of Deposit at 3.00% APY, Shoreham BankShoreham Bank1 Shoreham Way, Warwick, RI 02886A5.0 ★Texas Ratio: 10.45% offering 3 Month CD Accounts4 at 3.90% APY, Greenwood Credit UnionGreenwood Credit Union2669 Post Rd, Warwick, RI 02886 3039A+5.0 ★Texas Ratio: 3.56% offering 4 Year Certificates of Deposit at 3.75% APY, and Webster BankWebster Bank265 Newport Ave, Pawtucket, RI 02861A+5.0 ★Texas Ratio: 2.48% offering Private 6-Month CD at 3.75% APY. CD rates as of April 4, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Wakefield, Rhode Island, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 4, 2026
Compare Best CD Rates in Wakefield, Rhode Island & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Westerly Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
4979 Tower Hill Rd, Wakefield, RI 02879 2283
Premier 3 Month CD Special
$100,000
3.20%
▼
Rate3.15%
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details
Shoreham Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
1 Shoreham Way, Warwick, RI 02886
3 Month CD Accounts4
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
231 County Rd, Barrington, RI 02806
3 Month Choice CD
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 4, 2026
Details
Relationship APY
Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
3 Month Certificates of Deposit
$1,000
0.50%
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Rhode Island Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
160 Francis St, Providence, RI 02903 1118
3 Month Certificate of Deposit
$500
0.15%
▼
Rate0.15%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
265 Newport Ave, Pawtucket, RI 02861
3 Month Personal CDs
$500
0.01%
▼
Rate0.01%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
84 Old Tower Hill Rd, Wakefield, RI 02879 3724
6 month Certificate Of Deposit
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
265 Newport Ave, Pawtucket, RI 02861
Private 6-Month CD
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
for existing or new Private Checking account holders.
Rhode Island Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
160 Francis St, Providence, RI 02903 1118
6 Month Certificate of Deposit
$500
3.50%
▼
Rate3.47%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Bank5 Connect
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
590 Metacom Ave, Bristol, RI 02809
6 Month CD
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Cumberland Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
2145 Diamond Hill Rd, Cumberland, RI 02864 5135
CD Rate - 6 Month
$0
3.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Minimum $1000
Blackstone River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
10 Monument Sq, Woonsocket, RI 02895
6 Month Certificate of Deposit
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$1,000.00 Minimum balance required
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
84 Old Tower Hill Rd, Wakefield, RI 02879 3724
12 month Certificate Of Deposit
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
1 Year Certificates of Deposit
$1,000
3.65%
▼
Rate3.59%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Ocean State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
2006 Nooseneck Hill Rd, Coventry, RI 02816
1 Year CD
$1,000
3.50%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Bank5 Connect
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
590 Metacom Ave, Bristol, RI 02809
12 Month CD
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Blackstone River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
10 Monument Sq, Woonsocket, RI 02895
12 Month Certificate of Deposit
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$1,000.00 Minimum balance required
Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
1218 Main St, West Warwick, RI 02893
Individual Retirement Account (IRA) CD 1 Year
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Premium APY
Shoreham Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
1 Shoreham Way, Warwick, RI 02886
1 Year CD Accounts4
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
231 County Rd, Barrington, RI 02806
12 Month Choice CD
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 4, 2026
Details
Relationship APY
BayCoast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
1 Crandall Rd, Tiverton, RI 02878
IRA Certificate of Deposit (CD) 6 Months - Less than 1 Year Statement
$500
0.20%
▼
Rate0.20%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
265 Newport Ave, Pawtucket, RI 02861
12 Month Personal CDs
$500
0.01%
▼
Rate0.01%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
84 Old Tower Hill Rd, Wakefield, RI 02879 3724
18 month Certificate Of Deposit
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Ocean State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
2006 Nooseneck Hill Rd, Coventry, RI 02816
18 Month CD
$1,000
3.50%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Rhode Island Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
160 Francis St, Providence, RI 02903 1118
18 Month Certificate of Deposit
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Bank5 Connect
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
590 Metacom Ave, Bristol, RI 02809
18 Month CD
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Blackstone River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
10 Monument Sq, Woonsocket, RI 02895
18 Month Certificate of Deposit
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$1,000.00 Minimum balance required
Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
1218 Main St, West Warwick, RI 02893
Individual Retirement Account (IRA) CD 18 Month
$0
2.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
231 County Rd, Barrington, RI 02806
18 Month Choice CD
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Relationship APY
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
265 Newport Ave, Pawtucket, RI 02861
18 Month Personal CDs
$500
0.01%
▼
Rate0.01%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
84 Old Tower Hill Rd, Wakefield, RI 02879 3724
24 month Certificate Of Deposit
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
2 Year Certificates of Deposit
$1,000
3.65%
▼
Rate3.59%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Rhode Island Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
160 Francis St, Providence, RI 02903 1118
24 Month Certificate of Deposit
$500
3.35%
▼
Rate3.31%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Ocean State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
2006 Nooseneck Hill Rd, Coventry, RI 02816
2 Year CD
$1,000
3.25%
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Blackstone River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
10 Monument Sq, Woonsocket, RI 02895
24 Month Certificate of Deposit
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$1,000.00 Minimum balance required
Shoreham Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
1 Shoreham Way, Warwick, RI 02886
2 Year CD Accounts4
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
1218 Main St, West Warwick, RI 02893
Individual Retirement Account (IRA) CD 2 Year
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
231 County Rd, Barrington, RI 02806
24 Month Certificate of Deposit
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 4, 2026
Details
Relationship APY
Milford Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
2020 Diamond Hill Rd, Woonsocket, RI 02895
1-1/2 Year IRA
$25
0.10%
▼
Rate0.10%
Min Deposit$25
Min Balance—
UpdatedApr 4, 2026
Details
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
265 Newport Ave, Pawtucket, RI 02861
2 Year Personal CDs
$500
0.01%
▼
Rate0.01%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
84 Old Tower Hill Rd, Wakefield, RI 02879 3724
36 month Certificate Of Deposit
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
3 Year Certificates of Deposit
$1,000
3.75%
▼
Rate3.68%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Ocean State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
2006 Nooseneck Hill Rd, Coventry, RI 02816
3 Year CD
$1,000
3.15%
▼
Rate3.11%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Blackstone River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
10 Monument Sq, Woonsocket, RI 02895
36 Month Certificate of Deposit
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$1,000.00 Minimum balance required
Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
1218 Main St, West Warwick, RI 02893
Individual Retirement Account (IRA) CD 3 Year
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Premium APY
Milford Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
2020 Diamond Hill Rd, Woonsocket, RI 02895
36 Month Education CD
$500
2.02%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
231 County Rd, Barrington, RI 02806
3 Year Certificate of Deposit
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 4, 2026
Details
Relationship APY
Bank5 Connect
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
590 Metacom Ave, Bristol, RI 02809
36 Month CD
$500
0.85%
▼
Rate0.85%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
84 Old Tower Hill Rd, Wakefield, RI 02879 3724
48 month Certificate Of Deposit
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
4 Year Certificates of Deposit
$1,000
3.75%
▼
Rate3.68%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Shoreham Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
1 Shoreham Way, Warwick, RI 02886
4 Year CD Accounts4
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Ocean State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
2006 Nooseneck Hill Rd, Coventry, RI 02816
4 Year CD
$5,000
2.50%
▼
Rate2.47%
Min Deposit$5,000
Min Balance—
UpdatedApr 4, 2026
Details
Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
1218 Main St, West Warwick, RI 02893
Individual Retirement Account (IRA) CD 4 Year
$0
2.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
BayCoast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
1 Crandall Rd, Tiverton, RI 02878
3 - Less than 4 Year Statement Certificate of Deposit (CD)
$500
0.50%
▼
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
84 Old Tower Hill Rd, Wakefield, RI 02879 3724
60 month Certificate Of Deposit
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
5 Year Certificates of Deposit
$1,000
3.75%
▼
Rate3.68%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Shoreham Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
1 Shoreham Way, Warwick, RI 02886
5 Year CD Accounts4
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Ocean State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
2006 Nooseneck Hill Rd, Coventry, RI 02816
5 Year CD
$5,000
2.50%
▼
Rate2.47%
Min Deposit$5,000
Min Balance—
UpdatedApr 4, 2026
Details
Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
1218 Main St, West Warwick, RI 02893
Individual Retirement Account (IRA) CD 5 Year
$0
2.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
231 County Rd, Barrington, RI 02806
5 Year Choice CD
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 4, 2026
Details
Relationship APY
BayCoast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
1 Crandall Rd, Tiverton, RI 02878
4 - 5 Year Statement Certificate of Deposit (CD)
$500
0.70%
▼
Rate0.70%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Frequently Asked Questions about CD Rates in Wakefield, Rhode Island
Are CD rates in Wakefield, Rhode Island FDIC insured?
Yes, most established banks in Wakefield, Rhode Island are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Wakefield, Rhode Island?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Wakefield, Rhode Island.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Wakefield, Rhode Island may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Wakefield, Rhode Island?
Here are recent top rates found for this area:
- Westerly Community Credit Union: 3.20% APY (Premier 3 Month CD Special)
- Coastal1 Credit Union: 3.00% APY (6 month Certificate Of Deposit)
- Shoreham Bank: 3.90% APY (3 Month CD Accounts4)
- Greenwood Credit Union: 3.75% APY (4 Year Certificates of Deposit)
- Webster Bank: 3.75% APY (Private 6-Month CD)
- Rhode Island Credit Union: 3.50% APY (6 Month Certificate of Deposit)
- Ocean State Credit Union: 3.50% APY (1 Year CD)
- Bank5 Connect: 3.20% APY (18 Month CD)
- Cumberland Municipal Employees Federal Credit Union: 3.05% APY (CD Rate - 6 Month)
- Blackstone River Federal Credit Union: 3.04% APY (24 Month Certificate of Deposit)
Rates reflect recent verified offers available in Wakefield, Rhode Island. Last Updated: April 4, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Wakefield, Rhode Island directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Wakefield, Rhode Island. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in RI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 4, 2026
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