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CD Rates Braden, Tennessee (TN) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: April 5, 2026

Current Braden, Tennessee CD rates include Firefighters First Federal Credit UnionFirefighters First Federal Credit UnionA+5.0 ★Texas Ratio: 1.58% offering Dream Home Share Certificate 2 Year Retirement Share Certificate at 4.10% APY, Republic Bank & Trust CompanyRepublic Bank & Trust CompanyA+5.0 ★Texas Ratio: 0.00% offering IRA - Individual Retirement Accounts 6-Month at 4.00% APY, EPB Employees Credit UnionEPB Employees Credit UnionA5.0 ★Texas Ratio: 8.81% offering 2 1/2-Year CD at 3.95% APY, US Community Credit UnionUS Community Credit UnionA+5.0 ★Texas Ratio: 1.37% offering 12 Month Special Regular Certificate at 3.91% APY, and Austin Capital BankAustin Capital BankA+5.0 ★Texas Ratio: 0.43% offering Certificates of Deposit 3 Month at 3.91% APY. CD rates as of April 5, 2026 according to verified data from MonitorBankRates.

Braden is a smaller community with no bank or credit union branches currently in our database. 199 institutions serving the Tennessee area are available to Braden residents, with CD rates as high as 4.10% APY from Firefighters First Federal Credit Union. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 5, 2026

Compare Best CD Rates in Braden, Tennessee & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Certificates of Deposit 3 Month
$0
3.91%
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
3-Month Share Certificate
$100,000
3.60%
View
▼
Rate3.54%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
3 Month Certificate
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Commerce Bank Lewisburg, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
3 Month Certificates of Deposit (Regular & IRAs)
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
3 Month Share Certificate
$0
3.03%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
3 Month Certificate (quarterly dividends) Jumbo Certificate
$50,000
3.00%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details

Volunteer State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
3 Month CD/IRA
$0
2.52%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First National Bank of Eastern Arkansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
1 - 3 Month CD
$1,000
1.76%
View
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

First National Bank (AR)
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
90 Day CD
$5,000
0.95%
View
▼
Rate0.95%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

Community Bank Lexington, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
3 Month Certificates of Deposit
$500
0.50%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Patriot Equity Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
3 Month Share Certificates
$0
0.30%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
Term Share Certificates 90 Day
$0
0.20%
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$500 Minimum. Loss of dividend penalty for early withdrawal.

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
3-Month CD
$0
0.10%
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA - Individual Retirement Accounts 6-Month
$1,000
4.00%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
6-Month CD
$0
3.95%
View
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
6-Month Share Certificate
$500
3.90%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Financial Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
6 Month CD
$1,000
3.80%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
6 Month Certificate
$50,000
3.75%
View
▼
Rate3.72%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 6 Month IRA
$0
3.70%
View
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

United Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
6-month CD
$2,500
3.65%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
6-month Term Share Account (TSA)
$0
3.63%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
Term Share Certificates 6 Month
$0
3.60%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$500 Minimum. Early withdrawal penalty = 90 days dividend, earned or not.

Johnsonville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
6 Month Certificate
$1,000
3.58%
View
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Certificates of Deposit 6 Month
$0
3.53%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
6 Month Certificate
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6-Month Share Certificate
$100,000
3.45%
View
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
6 Month Certificate (quarterly dividends) Jumbo Certificate
$50,000
3.43%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details

RockPointBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6-month CD
$25,000
3.35%
View
▼
Rate3.30%
Min Deposit$25,000
Min Balance—
UpdatedApr 5, 2026
Details

MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
6 Month Share Certificate
$0
3.34%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Commerce Bank Lewisburg, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
6 Month Certificates of Deposit (Regular & IRAs)
$0
3.17%
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
6 Month Share Certificates (CDs)
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Northeast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
6 Month Certificate Account with Rewards
$500
2.95%
View
▼
Rate2.95%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Elizabethton FSB
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
6 Month CD
$2,500
2.94%
View
▼
Rate2.90%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

Volunteer State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
6 Month CD/IRA
$0
2.78%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Homeland Community Bank
Institution Rating:
C+4.2 ★Texas Ratio: 24.87%
6 Month CD
$500
2.77%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Minimum Opening Deposit $500.00

Knoxville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
6 Month Share Certificate
$0
2.75%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

($100,000+)

Koin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
6 Month Certificate
$0
2.73%
View
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Chattanooga First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
6 Month Certificate
$2,500
2.50%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

Gateway Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.88%
6 Month Term Deposit
$1,000
2.00%
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
Certificates minimum) 6 Month
$0
1.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$1,000

Consumer Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
6 Month Term Certificate Accounts / IRA Certificates
$0
1.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First National Bank (AR)
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
6 Month CD
$1,000
1.00%
View
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Patriot Equity Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
6 Month Share Certificates
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
DreamBuilder 6 Month Certificate
$100
0.50%
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

First Choice Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
6 Month IRA-Certificate
$1,000
0.25%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Greeneville Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
IRA Certificates 6 Month
$0
0.15%
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Kennedy VA Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
6 Month Term Account
$5,000
0.07%
View
▼
Rate0.07%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
6-month automatic saver CD
$500
0.01%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
12 Month Special Regular Certificate
$5,000
3.91%
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

minimum $5,000 New Money/maximum $250,000

Sonata Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
12-Month CD
$0
3.90%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Financial Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
12 Month CD
$1,000
3.85%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

ORNL
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
12-Month IRA PROMOTIONAL
$500
3.80%
View
▼
Rate3.73%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

$500 minimum deposit required

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
1-Year CD
$0
3.75%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
12-Month Certificate
$500
3.65%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
12-month TSA/IRA
$0
3.56%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
Term Share Certificates 12 Month
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$1,200 Minimum. Early withdrawal penalty = 90 days dividend earned or not.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
12 Month Certificate
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Community Bank Lexington, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
Individual Retirement Accounts IRA 12 Month
$500
3.45%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
Certificates minimum) 12 Month
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$1,000

Elizabethton FSB
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
12 Month CD
$500
3.36%
View
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
12 Month Share Certificate
$0
3.29%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Northeast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
12 Month Certificate Account with Rewards
$500
3.25%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Certificates of Deposit 12 Month
$0
3.00%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.

Homeland Community Bank
Institution Rating:
C+4.2 ★Texas Ratio: 24.87%
12 Month CD
$500
2.95%
View
▼
Rate2.95%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Minimum Opening Deposit $500.00

FedTrust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
Certificate 1 Year
$0
2.78%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
12 Month Share Certificates (CDs)
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Volunteer State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
12 Month CD/IRA
$0
2.63%
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Koin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
12 Month Certificate
$0
2.52%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Gateway Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.88%
12 Month IRA
$1
2.25%
View
▼
Rate2.25%
Min Deposit$1
Min Balance—
UpdatedApr 5, 2026
Details

Consumer Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
12 Month Term Certificate Accounts / IRA Certificates
$0
2.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
12 Month Add-On Certificate
$10,000
2.00%
View
▼
Rate1.98%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details

($100 MIN)?

Tennessee State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
12 Month CD Personal
$1,000
1.50%
View
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA - Individual Retirement Accounts 12-Month
$1,000
1.25%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Kennedy VA Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
12 Month Term Account
$1,500
1.00%
View
▼
Rate1.00%
Min Deposit$1,500
Min Balance—
UpdatedApr 5, 2026
Details

Patriot Equity Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
12 Month Share Certificates
$0
0.70%
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Choice Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
12 Month IRA-Certificate
$1,000
0.45%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Greeneville Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
IRA Certificates 12 Month
$0
0.25%
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
1-year convertible CD
$500
0.01%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Qualifying balance up to $49,000.00

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 18 Month IRA
$0
4.00%
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
18-Month Share Certificate
$500
3.75%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 18-Month Variable
$100,000
3.72%
View
▼
Rate3.66%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

First Jackson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
18 Month Certificate of Deposit
$0
3.55%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
18 Month Retention Special Regular Certificate
$0
3.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Maturing certificates only

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
18 Month Certificate
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
Fixed Rate Certificate | 18 Month
$0
3.40%
View
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$1,000.00 Minimum Balance to Earn Stated APY

Northeast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
18 Month Certificate Account with Rewards
$500
3.35%
View
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
18 Month Certificate
$10,000
3.30%
View
▼
Rate3.30%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details

First National Bank of Eastern Arkansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
18 Month IRA Fixed
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Community Bank Lexington, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
Individual Retirement Accounts IRA 18 Month
$500
3.25%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
18 Month Share Certificate
$0
3.19%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Johnsonville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
18 Month Certificate
$1,000
3.10%
View
▼
Rate3.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
18-month TSA/IRA
$0
3.04%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
18-Month Certificate
$500
3.00%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Homeland Community Bank
Institution Rating:
C+4.2 ★Texas Ratio: 24.87%
18 Month CD
$500
2.86%
View
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Minimum Opening Deposit $500.00

First Commerce Bank Lewisburg, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
18 Month Certificates of Deposit (Regular & IRAs)
$0
2.85%
View
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
Term Share Certificates 18 Month
$0
2.83%
View
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$1,800 Minimum. Early withdrawal penalty = 90 days dividend earned or not.

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA - Individual Retirement Accounts 18-Month
$1,000
2.65%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Volunteer State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
18 Month CD/IRA
$0
2.52%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Knoxville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
18 Month Share Certificate
$0
2.35%
View
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

($1,000-$49,999)

Gateway Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.88%
18 Month IRA
$1
2.30%
View
▼
Rate2.30%
Min Deposit$1
Min Balance—
UpdatedApr 5, 2026
Details

Horizon Credit Union Kingsport, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
IRA - 18 Month Certificate
$0
2.02%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First National Bank (AR)
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
18 Month CD
$1,000
1.90%
View
▼
Rate1.89%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
18 Month Educational IRA
$0
1.55%
View
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Tennessee State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
Traditional IRA 18 Month CD
$100
1.50%
View
▼
Rate1.50%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

Patriot Equity Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
18 Month Share Certificates
$0
0.90%
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Choice Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
18 Month IRA-Certificate
$1,000
0.50%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Greeneville Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
IRA Certificates 18 Month
$0
0.30%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Kennedy VA Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
18 Month IRA
$2,500
0.05%
View
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Dream Home Share Certificate 2 Year Retirement Share Certificate
$0
4.10%
View
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 and over

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
2 1/2-Year CD
$0
3.95%
View
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Northeast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
24 Month Certificate Account with Rewards
$500
3.50%
View
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
24 Month Certificate
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
24 Month Certificate (quarterly dividends) Jumbo Certificate
$50,000
3.40%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details

First National Bank of Eastern Arkansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
2 Year CD
$1,000
3.29%
View
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
Fixed Rate Certificate | 24 Month
$0
3.25%
View
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$1,000.00 Minimum Balance to Earn Stated APY

Community Bank Lexington, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
Individual Retirement Accounts IRA 24 Month
$500
3.15%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
2 Year Certificate
$50,000
3.10%
View
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details

Elizabethton FSB
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
24 Month CD
$500
3.04%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
24 Month Share Certificate
$0
3.03%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
24-Month Certificate
$500
3.00%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
Term Share Certificates 24 Month
$0
2.93%
View
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$2,000 Minimum. Early withdrawal penalty = 90 days dividend earned or not.

First Jackson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
24 Month Certificate of Deposit
$0
2.90%
View
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Homeland Community Bank
Institution Rating:
C+4.2 ★Texas Ratio: 24.87%
24 Month CD
$500
2.85%
View
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Minimum Opening Deposit $500.00

Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
24-month TSA/IRA
$0
2.79%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA - Individual Retirement Accounts 24-Month
$1,000
2.75%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Old Hickory Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
24 Month Share Certificate
$0
2.65%
View
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Gateway Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.88%
24 Month IRA
$1
2.50%
View
▼
Rate2.50%
Min Deposit$1
Min Balance—
UpdatedApr 5, 2026
Details

Koin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
24 Month Certificate
$0
2.47%
View
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Volunteer State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
2 Year CD/IRA
$0
2.42%
View
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
24 Month Share Certificates (CDs)
$0
2.25%
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First National Bank (AR)
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
24 Month CD
$1,000
2.10%
View
▼
Rate2.09%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

First Choice Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
24 Month Share Certificate
$1,000
1.50%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Consumer Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
24 Month Term Certificate Accounts / IRA Certificates
$0
1.20%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Patriot Equity Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
24 Month Share Certificates
$0
1.10%
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Greeneville Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
24 Month Certificate
$0
0.35%
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
3 Year Share Certificate
$0
4.00%
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 and over

ORNL
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
36-Month IRA PROMOTIONAL
$500
3.80%
View
▼
Rate3.73%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

$500 minimum deposit required

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 36-Month Variable
$100,000
3.67%
View
▼
Rate3.61%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

Northeast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
36 Month Certificate Account
$0
3.60%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
IRA 36 Month Certificate
$0
3.51%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

($50,000 or more)

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA - Individual Retirement Accounts 36-Month
$1,000
3.50%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
36 Month Certificate
$0
3.40%
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Choice Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
36 Month Share Certificate
$1,000
3.35%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

First National Bank of Eastern Arkansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
3 Year CD
$1,000
3.29%
View
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
36-Month Share Certificate
$500
3.25%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
Fixed Rate Certificate | 36 Month
$0
3.15%
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$1,000.00 Minimum Balance to Earn Stated APY

First Jackson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
36 Month Certificate of Deposit
$0
3.10%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
36 Month Share Certificate
$0
3.03%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
3-Year CD
$0
3.00%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Community Bank Lexington, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
Individual Retirement Accounts IRA 36 Month
$500
2.90%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Homeland Community Bank
Institution Rating:
C+4.2 ★Texas Ratio: 24.87%
36 Month CD
$500
2.80%
View
▼
Rate2.80%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Minimum Opening Deposit $500.00

Chattanooga First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
36 Month Certificate
$2,500
2.75%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

Old Hickory Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
36 Month Share Certificate
$0
2.65%
View
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Gateway Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.88%
36 Month IRA
$1
2.50%
View
▼
Rate2.50%
Min Deposit$1
Min Balance—
UpdatedApr 5, 2026
Details

Volunteer State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
3 Year CD/IRA
$0
2.37%
View
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First National Bank (AR)
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
36 Month CD
$1,000
2.34%
View
▼
Rate2.33%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Koin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
36 Month Certificate
$0
2.32%
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
36 Month Share Certificates (CDs)
$0
2.00%
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Consumer Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
36 Month Term Certificate Accounts / IRA Certificates
$0
1.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Patriot Equity Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
36 Month Share Certificates
$0
1.26%
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
Term Share Certificates 36 Month
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$2,000 Minimum. Early withdrawal penalty = 90 days dividend earned or not.

Greeneville Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
36 Month Certificate
$0
0.45%
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Northeast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
48 Month Certificate Account
$0
3.70%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA - Individual Retirement Accounts 48-Month
$1,000
3.65%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
IRA 48 Month Certificate
$0
3.51%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

($50,000 or more)

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
48-Month Share Certificate
$100,000
3.50%
View
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
48 Month Certificate
$0
3.40%
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
Fixed Rate Certificate | 48 Month
$0
3.25%
View
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$1,000.00 Minimum Balance to Earn Stated APY

MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
48 Month Share Certificate
$0
3.03%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Homeland Community Bank
Institution Rating:
C+4.2 ★Texas Ratio: 24.87%
48 Month CD
$500
2.75%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Minimum Opening Deposit $500.00

Community Bank Lexington, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
Individual Retirement Accounts IRA 48 Month
$500
2.65%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Gateway Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.88%
48 Month Term Deposit
$1,000
2.50%
View
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Interest Pays Quarterly

Volunteer State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
4 Year CD/IRA
$0
2.42%
View
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Koin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
48 Month Certificate
$0
2.32%
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Elizabethton FSB
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
48 Month CD
$500
2.15%
View
▼
Rate2.12%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
48-Month Certificate
$500
2.00%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
48 Month Share Certificates (CDs)
$0
1.75%
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Consumer Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
48 Month Term Certificate Accounts / IRA Certificates
$0
1.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Greeneville Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
IRA Certificates 48 Month
$0
0.45%
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Dream Home Share Certificate 5 Year Retirement Share Certificate
$0
4.10%
View
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 and over

Northeast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
60 Month Certificate Account
$0
3.80%
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
IRA 5 Year Certificate
$0
3.56%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

($50,000 or more)

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 60-Month Fixed
$100,000
3.50%
View
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
60 Month Certificate
$0
3.40%
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
Fixed Rate Certificate | 60 Month
$0
3.25%
View
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$1,000.00 Minimum Balance to Earn Stated APY

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
60-Mo Trad/Roth IRA CD
$2,500
3.20%
View
▼
Rate3.15%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
60 Month Share Certificate
$0
3.03%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Choice Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
60 Month Share Certificate
$1,000
3.00%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Chattanooga First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
60 Month Certificate
$2,500
2.75%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

Homeland Community Bank
Institution Rating:
C+4.2 ★Texas Ratio: 24.87%
60 Month CD
$500
2.70%
View
▼
Rate2.70%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Minimum Opening Deposit $500.00

Community Bank Lexington, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
Individual Retirement Accounts IRA 60 Month
$500
2.65%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

First National Bank (AR)
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
60 Month CD
$1,000
2.64%
View
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Gateway Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.88%
60 Month Term Deposit
$1,000
2.50%
View
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Interest Pays Quarterly

Volunteer State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
5 Year CD/IRA
$0
2.47%
View
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Koin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
60 Month Certificate
$0
2.32%
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Elizabethton FSB
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
60 Month CD
$500
2.15%
View
▼
Rate2.12%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
60 Month Share Certificates (CDs)
$0
1.75%
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Consumer Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
60 Month Term Certificate Accounts / IRA Certificates
$0
1.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Greeneville Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
IRA Certificates 60 Month
$0
0.50%
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Braden, TN CD Rate Trends

Compare local Braden, TN CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Tennessee CD Trends →
12-Month CD — TN Avg
3.253%
▲ 0.553 vs 7 days ago

Tennessee 12-month CD rates rose 0.553 points over the past 7 days to 3.253% APY.

6-Month CD — TN Avg
3.653%
▲ 0.887 vs 7 days ago

Tennessee 6-month CD rates rose 0.887 points over the past 7 days to 3.653% APY.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about CD Rates in Braden, Tennessee

Are CD rates in Braden, Tennessee FDIC insured?

Yes, most established banks in Braden, Tennessee are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Braden, Tennessee?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Braden, Tennessee.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Braden, Tennessee may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Braden, Tennessee?

Here are recent top rates found for this area:
  • Firefighters First Federal Credit Union: 4.10% APY (Dream Home Share Certificate 2 Year Retirement Share Certificate)
  • Republic Bank & Trust Company: 4.00% APY (IRA - Individual Retirement Accounts 6-Month)
  • EPB Employees Credit Union: 3.95% APY (2 1/2-Year CD)
  • US Community Credit Union: 3.91% APY (12 Month Special Regular Certificate)
  • Austin Capital Bank: 3.91% APY (Certificates of Deposit 3 Month)
  • TRUST Federal Credit Union: 3.90% APY (6-Month Share Certificate)
  • Sonata Bank: 3.90% APY (12-Month CD)
  • Financial Federal Bank: 3.85% APY (12 Month CD)
  • ORNL: 3.80% APY (36-Month IRA PROMOTIONAL)
  • Northeast Community Credit Union: 3.80% APY (60 Month Certificate Account)
Rates reflect recent verified offers available in Braden, Tennessee. Last Updated: April 5, 2026

CD Calculators

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Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Braden, Tennessee directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Braden, Tennessee. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in TN.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 5, 2026

Braden, Tennessee Rates & Resources

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