CD Rates Draper, Utah (UT) for April 2026

Current Draper, Utah CD rates include Mountain America Federal Credit UnionMountain America Federal Credit Union12221 S State St, Draper, UT 84020 7023A5.0 ★Texas Ratio: 11.38% offering Youth certificate 60-month youth certificate at 4.15% APY, Jordan Federal Credit UnionJordan Federal Credit Union407 E 12300 S, Draper, UT 84020A+5.0 ★Texas Ratio: 3.01% offering 60 Month Certificate Account at 4.10% APY, Cyprus Federal Credit UnionCyprus Federal Credit Union183 E 13800 S, Draper, UT 84020A+5.0 ★Texas Ratio: 2.42% offering 24 month Certificate (CD) at 4.05% APY, Bread FinancialBread Financial12921 S Vista Station Blvd, Draper, UT 84020B4.4 ★Texas Ratio: 22.10% offering 6-month CD at 4.00% APY, and Baxter Credit UnionBaxter Credit Union12050 S Lone Peak Pkwy, Draper, UT 84020 9414A5.0 ★Texas Ratio: 7.73% offering 18-month term at 3.30% APY. CD rates as of April 7, 2026 according to verified data from MonitorBankRates.

Draper has 30 local institutions in our database, with CD rates as high as 4.15% APY from Mountain America Federal Credit Union at 12221 S State St, Draper, UT 84020 7023. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Utah area. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 7, 2026