CD Rates Bellevue, Washington (WA) for April 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Bellevue, Washington CD rates include Farmers Insurance Federal Credit UnionFarmers Insurance Federal Credit Union3120 139th Ave SE Ste 180, Bellevue, WA 98005A-5.0 ★Texas Ratio: 15.43% offering 3-Month Certificate at 4.00% APY, Puget Sound Cooperative Credit UnionPuget Sound Cooperative Credit Union11201 SE 8th St, Bellevue, WA 98004 6420A+5.0 ★Texas Ratio: 3.96% offering 12-month Certificate at 4.00% APY, Bank of HopeBank of Hope10655 Ne 4th St, Bellevue, WA 98004A+5.0 ★Texas Ratio: 3.52% offering 12-month CD at 3.80% APY, UniBankUniBank3640 Factoria Blvd Se, Bellevue, WA 98006A+5.0 ★Texas Ratio: 5.78% offering 18 month Fixed Certificate of Deposit at 3.60% APY, and HSBC Bank USAHSBC Bank USA196 Bellevue Way Ne, Bellevue, WA 98004A+5.0 ★Texas Ratio: 3.89% offering New Money 6 Month CD at 3.55% APY. CD rates as of April 4, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Bellevue, Washington, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 4, 2026
Compare Best CD Rates in Bellevue, Washington & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA 98005
3-Month Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
No minimum deposit.
UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
3640 Factoria Blvd Se, Bellevue, WA 98006
3 month Fixed Certificate of Deposit
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Washington Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
10500 Ne 8th St, Bellevue, WA 98004
Fixed Rate Certificates 3 Month
$0
2.43%
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
22525 Se 64th Pl Ste 2 Dd, Issaquah, WA 98027
Certificates of Deposit 3 Month
$0
3.91%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.
Cornerstone Capital Bank, SSB
Institution Rating:
B+4.8 ★Texas Ratio: 17.74%
26830 Maple Valley Black Diamond Rd Se, Maple Valley, WA 98038
Consumer 3 Month CD
$500
3.85%
▼
Rate3.78%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
6419 Fauntleroy Way SW, Seattle, WA 98136
3 Month Share Certificates
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Timberland Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
313 Waldrip Street, Elma, WA 98541
3 MONTH CD
$500
3.80%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
APY=Annual Percentage Yield. The promotional APY is effective as of March 12, 2026 and subject to change without notice. A penalty may be imposed for early withdrawal before the maturity date. Fees and penalties may reduce earnings. $500 minimum to open account and earn APY.
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
14610 E Sprague Ave, Spokane Valley, WA 99216
3 month Certificates and IRA Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Kitsap Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
619 Bay St, Port Orchard, WA 98366
3 Month CD Special
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
19802 62nd Ave S, Kent, WA 98032 4009
3-Month Certificate
$100,000
3.15%
▼
Rate3.10%
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details
TAPCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
5303 112th St E, Tacoma, WA 98446
Business 3-Month CD
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Yakima Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
118 E Yakima Ave, Yakima, WA 98901
3 Month CD
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
3 Month Certificate of Deposit
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
With Checking
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA 98037
90 day Personal Certificate Account
$0
2.70%
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Sno Falls Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.77%
320 SW Mt Si Blvd, North Bend, WA 98045
3 Month Certificate of Deposit (CDs)
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1418 15th Ave, Longview, WA 98632
3 Month Certificate Accounts
$500
2.10%
▼
Rate2.08%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
703 Broadway St Ste 100, Vancouver, WA 98660
3 Month Certificate
$100,000
1.55%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA 98201
3 Month Certificate of Deposit
$100,000
0.55%
▼
Rate0.55%
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details
$100,000 - over
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
41 W Riverside Ave, Spokane, WA 99201
3 Month Standard CD
$500
0.30%
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA 99019 7613
Share Certificate Accounts and IRA Share Certificates 3 month
$0
0.25%
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA 98004 6420
6-month Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Wave Club
UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
3640 Factoria Blvd Se, Bellevue, WA 98006
6 month Fixed Certificate of Deposit
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
196 Bellevue Way Ne, Bellevue, WA 98004
New Money 6 Month CD
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Washington Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
10500 Ne 8th St, Bellevue, WA 98004
Fixed Rate Certificates 6 Month
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
300 110th Ave Ne, Bellevue, WA 98004
6-month automatic saver CD
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA 98201
6 Month Certificate of Deposit
$500
4.06%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Wings Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
18000 International Blvd Ste 107, Seatac, WA 98188 4258
6-Month Certificate
$500
3.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
New money only.
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
41 W Riverside Ave, Spokane, WA 99201
6 Month Promo CD
$500
3.85%
▼
Rate3.85%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA 98001 9801
Traditional/Roth IRA Certificates 6 Month IRA
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
526 W Cedar St, Shelton, WA 98584
6 Month Certificate
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
6419 Fauntleroy Way SW, Seattle, WA 98136
6 Month Share Certificates
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
22525 Se 64th Pl Ste 2 Dd, Issaquah, WA 98027
Certificates of Deposit 6 Month
$0
3.53%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.
Yakima Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
118 E Yakima Ave, Yakima, WA 98901
6 Month CD
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
303 NE Thornton PL, Seattle, WA 98125
IRA Jumbo Certificates 6 month
$50,000
3.46%
▼
Rate3.40%
Min Deposit$50,000
Min Balance—
UpdatedApr 4, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.67%
244 W Main Ave, Spokane, WA 99201
6-Month CD Special
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
703 Broadway St Ste 100, Vancouver, WA 98660
6 Month Certificate
$50,000
3.35%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 4, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1418 15th Ave, Longview, WA 98632
6 Month & Easy Saver Certificate Accounts
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA 98037
6 month (savers certificate) Personal Certificate Account
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA 99016
6 Month CD
$1,000
3.24%
▼
Rate3.19%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
$1,000 Min.
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
1910 W Fourth Plain Blvd, Vancouver, WA 98660 1338
6 Month Certificate
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
1617 6th Ave Fl 5, Seattle, WA 98101
6 Month Certificate Account
$1,000
3.15%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
521 W Railroad Ave, Shelton, WA 98584 3520
6 Month Certificate
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
6 Month Certificate of Deposit
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
With Checking
WestEdge Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
2501 James St, Bellingham, WA 98225 3529
6 month Certificate
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
9611 Gravelly Lake Dr Sw, Lakewood, WA 98499 1510
Jumbo 6-Month Certificate
$50,000
3.03%
▼
Rate2.99%
Min Deposit$50,000
Min Balance—
UpdatedApr 4, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
421 Capitol Way S, Olympia, WA 98501
6 Mo. CD
$2,500
3.00%
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedApr 4, 2026
Details
First Sound Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
925 4th Ave Ste 2350, Seattle, WA 98104
6-Month Certificate
$500
2.93%
▼
Rate2.89%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
WCLA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.61%
2419 Pacific Ave SE, Olympia, WA 98501
6 Month Share Certificates
$500
2.75%
▼
Rate2.71%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
American Lake Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.46%
Camp Murray Building 16, Tacoma, WA 98430 0001
6 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Sno Falls Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.77%
320 SW Mt Si Blvd, North Bend, WA 98045
6 Month Certificate of Deposit (CDs)
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Strait View Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
220 S Lincoln St, Port Angeles, WA 98362 3003
6 Month CD
$0
1.50%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Kitsap Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
619 Bay St, Port Orchard, WA 98366
6 Month CD
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA 99019 7613
Share Certificate Accounts and IRA Share Certificates 6 month
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA 98004 6420
12-month Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Wave Club
Bank of Hope
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
10655 Ne 4th St, Bellevue, WA 98004
12-month CD
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Limited time offer. Only available in our branches.
UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
3640 Factoria Blvd Se, Bellevue, WA 98006
12 month Fixed Certificate of Deposit
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
196 Bellevue Way Ne, Bellevue, WA 98004
New Money 12 Month CD
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Salal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
1048 116th Ave NE, Bellevue, WA 98004 4640
12-Month CD
$1,000
3.26%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Get a 0.25% interest rate increase with 2,500 Salal Rewards Points.
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
1320 156th Ave Ne, Bellevue, WA 98007
1-Year CD
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Washington Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
10500 Ne 8th St, Bellevue, WA 98004
Fixed Rate Certificates 12 Month
$0
2.94%
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
300 110th Ave Ne, Bellevue, WA 98004
1-year convertible CD
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Qualifying balance up to $49,000.00
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA 98201
12 Month Certificate of Deposit
$500
4.83%
▼
Rate4.75%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Avista Corp Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
1411 E Mission Ave, Spokane, WA 99202 1902
1-year CD (Auto Renewing)
$0
3.92%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
1 year Certificate of Deposit (Penalty will or may be imposed for early withdrawal of funds). This rate applies to existing CDs at Avista CU that automatically renew/rollover for an additional 1-year term.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA 98001 9801
Dream Home Share Certificate 1 Year Retirement Share Certificate
$0
3.91%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$10,000 - $49,999.99
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
41 W Riverside Ave, Spokane, WA 99201
12 Month Promo CD
$500
3.90%
▼
Rate3.84%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
478 2nd St SE, E Wenatchee, WA 98802
1-Year Certificate
$0
3.82%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
3500 188th St Sw, Lynnwood, WA 98037
1 year Certificates Of Deposit3
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Yakima Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
118 E Yakima Ave, Yakima, WA 98901
12 Month CD
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
201 N Mullan Rd, Spokane Valley, WA 99206 3790
12 Month IRA
$500
3.66%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
$500.00 Minimum Opening Deposit; With .25% Bonus*
Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
526 W Cedar St, Shelton, WA 98584
1 Year (BUMP) Launch Savings Certificate
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Mill Town Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.16%
3102 Broadway, Everett, WA 98201 4421
12 Month Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
19802 62nd Ave S, Kent, WA 98032 4009
1-Year Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
303 NE Thornton PL, Seattle, WA 98125
Business Jumbo Certificate of Deposit 1 year
$50,000
3.46%
▼
Rate3.40%
Min Deposit$50,000
Min Balance—
UpdatedApr 4, 2026
Details
CALCOE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
1421 N Meadowwood Ln, Liberty Lake, WA 99019 7613
Share & IRA Certificates 12 Month Term
$250
3.42%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 4, 2026
Details
Mint Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
3325 Washington Way, Longview, WA 98632
12 Month Jumbo Certificate
$0
3.41%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1301 5th Ave, Seattle, WA 98101
Jumbo Certificates of Deposit - Personal & Business 12 Month Fixed Rate
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
12 Month Certificate of Deposit
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
With Checking
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
703 Broadway St Ste 100, Vancouver, WA 98660
12 Month Certificate
$100,000
3.30%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details
Spokane Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
2002 N Atlantic St, Spokane, WA 99205 4805
12-MONTH CERTIFICATE
$1,000
3.29%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
18020 80th Ave S, Kent, WA 98032
Jumbo 12-month Certificates
$60,000
3.28%
▼
Rate3.25%
Min Deposit$60,000
Min Balance—
UpdatedApr 4, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1418 15th Ave, Longview, WA 98632
12 Month Certificate Accounts
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
9611 Gravelly Lake Dr Sw, Lakewood, WA 98499 1510
1-Year Fixed Rate Accumulator IRA Certificate
$100
3.15%
▼
Rate3.10%
Min Deposit$100
Min Balance—
UpdatedApr 4, 2026
Details
Canopy Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.08%
930 N Howard St, Spokane, WA 99201
12 Month Term Share (or IRA)
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA 98037
12 month (savers certificate) Personal Certificate Account
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
6419 Fauntleroy Way SW, Seattle, WA 98136
IRA Share Certificates 1 Year
$0
3.05%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Riverview Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
900 Washington St, Vancouver, WA 98660
12-month CD Special
$1,000
3.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
1617 6th Ave Fl 5, Seattle, WA 98101
12 Month Certificate Account
$1,000
2.95%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
First Sound Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
925 4th Ave Ste 2350, Seattle, WA 98104
Flexible 12-Month Certificate
$500
2.90%
▼
Rate2.86%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
529 E North Foothills Dr, Spokane, WA 99207
12 month CD Certificates
$0
2.89%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Early Withdrawal Penalties May Apply
American Lake Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.46%
Camp Murray Building 16, Tacoma, WA 98430 0001
1 Year Certificate
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA 99016
1 Year CD
$1,000
2.83%
▼
Rate2.79%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
$1,000 Min.
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
1910 W Fourth Plain Blvd, Vancouver, WA 98660 1338
12 Month Certificate
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA 99019 7613
1 Year Certificate of Deposit
$1,000
2.60%
▼
Rate2.56%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Sno Falls Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.77%
320 SW Mt Si Blvd, North Bend, WA 98045
12 Month Certificate of Deposit (CDs)
$0
1.76%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Kitsap Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
619 Bay St, Port Orchard, WA 98366
12 Month CD
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA 99019 7613
Share Certificate Accounts and IRA Share Certificates 12 month
$0
0.65%
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA 98516
Share Certificates - STANDARD | 3 - 12 Month
$500
0.30%
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA 98004 6420
18-month GreenUp Certificate
$1,000
3.75%
▼
Rate3.69%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
3640 Factoria Blvd Se, Bellevue, WA 98006
18 month Fixed Certificate of Deposit
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Washington Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
10500 Ne 8th St, Bellevue, WA 98004
Fixed Rate Certificates 18 Month
$0
2.28%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA 98001 9801
Traditional/Roth IRA Certificates 18 Month IRA
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
41 W Riverside Ave, Spokane, WA 99201
18 Month Promo CD
$500
3.95%
▼
Rate3.89%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Yakima Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
118 E Yakima Ave, Yakima, WA 98901
18 Month CD
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Cornerstone Capital Bank, SSB
Institution Rating:
B+4.8 ★Texas Ratio: 17.74%
26830 Maple Valley Black Diamond Rd Se, Maple Valley, WA 98038
Consumer 18 Month CD
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Progressions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
2919 E Mission AVE, Spokane, WA 99202 3624
18 Month Term Certificates and IRA Certificates
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
WestEdge Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
2501 James St, Bellingham, WA 98225 3529
18 month Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
600 E Holly St, Bellingham, WA 98225
18 month IRA Certificate
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Mint Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
3325 Washington Way, Longview, WA 98632
18 Month Certificate
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
CALCOE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
1421 N Meadowwood Ln, Liberty Lake, WA 99019 7613
Share & IRA Certificates 18 Month Term
$250
3.19%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 4, 2026
Details
WCLA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.61%
2419 Pacific Ave SE, Olympia, WA 98501
18 Month Share Certificates
$500
3.10%
▼
Rate3.05%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA 98037
IRA Certificates 18 month
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Canopy Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.08%
930 N Howard St, Spokane, WA 99201
18 Month Term Share
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
529 E North Foothills Dr, Spokane, WA 99207
18 month CD Certificates
$0
3.03%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Early Withdrawal Penalties May Apply
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1418 15th Ave, Longview, WA 98632
18 Month Certificate Accounts
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
521 W Railroad Ave, Shelton, WA 98584 3520
18 Month Certificate
$0
2.90%
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
703 Broadway St Ste 100, Vancouver, WA 98660
18 Month Certificate
$100,000
2.80%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
18 Month Certificate of Deposit
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
With Checking
Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
9611 Gravelly Lake Dr Sw, Lakewood, WA 98499 1510
Jumbo 18-Month Certificate
$50,000
2.56%
▼
Rate2.53%
Min Deposit$50,000
Min Balance—
UpdatedApr 4, 2026
Details
First Sound Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
925 4th Ave Ste 2350, Seattle, WA 98104
18-Month Certificate
$500
2.41%
▼
Rate2.38%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Pendleton Avenue and North 12th Street, Fort Lewis, WA 98433
18-Month Certificate of Deposit IRA
$500
2.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA 98663
18 Month IRA
$100
1.95%
▼
Rate1.94%
Min Deposit$100
Min Balance—
UpdatedApr 4, 2026
Details
Kitsap Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
619 Bay St, Port Orchard, WA 98366
18 Month CD
$0
1.90%
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Great Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
301 W Wishkah St, Aberdeen, WA 98520 6130
18 Month Bump Term Certificates
$500
1.86%
▼
Rate1.85%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Sno Falls Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.77%
320 SW Mt Si Blvd, North Bend, WA 98045
18 Month Certificate of Deposit (CDs)
$0
1.51%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
American Lake Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.46%
Camp Murray Building 16, Tacoma, WA 98430 0001
18 Month IRA Certificate
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
421 Capitol Way S, Olympia, WA 98501
18 Mo. Add-on Bump Rate CD
$100
1.21%
▼
Rate1.20%
Min Deposit$100
Min Balance—
UpdatedApr 4, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA 99019 7613
Share Certificate Accounts and IRA Share Certificates 18 month
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA 98004 6420
24-month Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Wave Club
UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
3640 Factoria Blvd Se, Bellevue, WA 98006
24 month Fixed Certificate of Deposit
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
196 Bellevue Way Ne, Bellevue, WA 98004
New Money 24 Month CD
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
1320 156th Ave Ne, Bellevue, WA 98007
2-Year CD
$500
2.80%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Washington Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
10500 Ne 8th St, Bellevue, WA 98004
Fixed Rate Certificates 24 Month
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA 98001 9801
Dream Home Share Certificate 2 Year Retirement Share Certificate
$0
4.10%
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$100,000 and over
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
41 W Riverside Ave, Spokane, WA 99201
24 Month Promo CD
$500
3.80%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Cornerstone Capital Bank, SSB
Institution Rating:
B+4.8 ★Texas Ratio: 17.74%
26830 Maple Valley Black Diamond Rd Se, Maple Valley, WA 98038
Consumer 24 Month CD
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA 98201
24 Month* Certificate
$500
3.54%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
303 NE Thornton PL, Seattle, WA 98125
IRA Certificates 2 year
$1,000
3.51%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
14610 E Sprague Ave, Spokane Valley, WA 99216
24 month Certificates and IRA Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
3500 188th St Sw, Lynnwood, WA 98037
2 year Certificates Of Deposit3
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA 98037
Community-Impact Certificate Accounts for Nonprofit Organizations 24 month
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
201 N Mullan Rd, Spokane Valley, WA 99206 3790
24 Month IRA
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
$500.00 Minimum Opening Deposit
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA 99019 7613
2 Year Certificate of Deposit
$10,000
3.20%
▼
Rate3.15%
Min Deposit$10,000
Min Balance—
UpdatedApr 4, 2026
Details
WCLA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.61%
2419 Pacific Ave SE, Olympia, WA 98501
24 Month Share Certificates
$500
3.15%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
19802 62nd Ave S, Kent, WA 98032 4009
2-Year Certificate
$100,000
3.05%
▼
Rate3.01%
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details
Mint Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
3325 Washington Way, Longview, WA 98632
24 Month Certificate
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Mill Town Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.16%
3102 Broadway, Everett, WA 98201 4421
24 Month Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
20150 7th Ave Ne, Poulsbo, WA 98370
IRA Certificate of Deposit 24 Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Canopy Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.08%
930 N Howard St, Spokane, WA 99201
24 Month Term Share (or IRA)
$0
2.99%
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1418 15th Ave, Longview, WA 98632
24 Month Certificate Accounts
$500
2.90%
▼
Rate2.86%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
CALCOE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
1421 N Meadowwood Ln, Liberty Lake, WA 99019 7613
Share & IRA Certificates 24 Month Term
$250
2.88%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 4, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
24 Month Certificate of Deposit
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
With Checking
Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
526 W Cedar St, Shelton, WA 98584
2 Year Certificate
$0
2.79%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
521 W Railroad Ave, Shelton, WA 98584 3520
24 Month Certificate
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA 99016
2 Year CD
$1,000
2.73%
▼
Rate2.69%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
$1,000 Min.
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
421 Capitol Way S, Olympia, WA 98501
24 Mo. IRA
$50
2.70%
▼
Rate2.63%
Min Deposit$50
Min Balance—
UpdatedApr 4, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
703 Broadway St Ste 100, Vancouver, WA 98660
24 Month Certificate
$50,000
2.60%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 4, 2026
Details
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
18020 80th Ave S, Kent, WA 98032
Jumbo 24-month Certificates
$60,000
2.57%
▼
Rate2.55%
Min Deposit$60,000
Min Balance—
UpdatedApr 4, 2026
Details
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
6419 Fauntleroy Way SW, Seattle, WA 98136
2 Year Share Certificates
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA 98683 9510
24 Mo Certificate - Regular, IRA, ESA
$500
2.50%
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Progressions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
2919 E Mission AVE, Spokane, WA 99202 3624
24 Month Term Certificates and IRA Certificates
$500
2.47%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
9611 Gravelly Lake Dr Sw, Lakewood, WA 98499 1510
2-Year Fixed Rate Accumulator IRA Certificate
$100
2.46%
▼
Rate2.43%
Min Deposit$100
Min Balance—
UpdatedApr 4, 2026
Details
American Lake Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.46%
Camp Murray Building 16, Tacoma, WA 98430 0001
2 Year Certificate
$0
2.45%
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
First Sound Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
925 4th Ave Ste 2350, Seattle, WA 98104
24-Month Certificate
$500
2.36%
▼
Rate2.33%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Pendleton Avenue and North 12th Street, Fort Lewis, WA 98433
24-Month Certificate of Deposit IRA
$500
2.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Kitsap Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
619 Bay St, Port Orchard, WA 98366
24 Month CD
$0
2.20%
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Sno Falls Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.77%
320 SW Mt Si Blvd, North Bend, WA 98045
24 Month Certificate of Deposit (CDs)
$0
1.51%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA 99019 7613
Share Certificate Accounts and IRA Share Certificates 24 month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA 98004 6420
36-month Pacific Northwest (PNW) Certificate
$1,000
3.50%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
3640 Factoria Blvd Se, Bellevue, WA 98006
36 month Fixed Certificate of Deposit
$1,000
3.40%
▼
Rate3.35%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Washington Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
10500 Ne 8th St, Bellevue, WA 98004
Fixed Rate Certificates 36 Month
$0
1.51%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA 98001 9801
3 Year Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$100,000 and over
Cornerstone Capital Bank, SSB
Institution Rating:
B+4.8 ★Texas Ratio: 17.74%
26830 Maple Valley Black Diamond Rd Se, Maple Valley, WA 98038
Consumer 36 Month CD
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
303 NE Thornton PL, Seattle, WA 98125
IRA Jumbo Certificates 3 year
$50,000
3.60%
▼
Rate3.54%
Min Deposit$50,000
Min Balance—
UpdatedApr 4, 2026
Details
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA 98201
36 Month Certificate
$500
3.54%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
478 2nd St SE, E Wenatchee, WA 98802
3-Year Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
14610 E Sprague Ave, Spokane Valley, WA 99216
36 month Certificates and IRA Certificates
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
WCLA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.61%
2419 Pacific Ave SE, Olympia, WA 98501
36 Month Share Certificates
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
201 N Mullan Rd, Spokane Valley, WA 99206 3790
36 Month IRA
$500
3.19%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
$500.00 Minimum Opening Deposit
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
600 E Holly St, Bellingham, WA 98225
36 month IRA Certificate
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
WestEdge Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
2501 James St, Bellingham, WA 98225 3529
36 month Certificate
$0
2.99%
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1 Microsoft Way, Redmond, WA 98052
36-Month Certificate
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1418 15th Ave, Longview, WA 98632
36 Month Certificate Accounts
$500
2.85%
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA 98037
36 month Personal Certificate Account
$0
2.80%
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
19802 62nd Ave S, Kent, WA 98032 4009
3-Year Certificate
$100,000
2.70%
▼
Rate2.67%
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
703 Broadway St Ste 100, Vancouver, WA 98660
3 Year Certificate
$50,000
2.60%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 4, 2026
Details
Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
526 W Cedar St, Shelton, WA 98584
3 Year Certificate
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA 99016
3 Year CD
$1,000
2.52%
▼
Rate2.49%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
$1,000 Min.
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1301 5th Ave, Seattle, WA 98101
Jumbo Certificates of Deposit - Personal & Business 36 Month Fixed Rate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
36 Month Certificate of Deposit
$0
2.45%
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
With Checking
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
421 Capitol Way S, Olympia, WA 98501
36 Mo. IRA
$50
2.40%
▼
Rate2.34%
Min Deposit$50
Min Balance—
UpdatedApr 4, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA 98663
3 Year IRA
$100
2.30%
▼
Rate2.28%
Min Deposit$100
Min Balance—
UpdatedApr 4, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Pendleton Avenue and North 12th Street, Fort Lewis, WA 98433
36-Month Certificate of Deposit IRA
$500
2.27%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Connection Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.87%
10200 Silverdale Way NW, Silverdale, WA 98383
36 month share certificate
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Canopy Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.08%
930 N Howard St, Spokane, WA 99201
36 Month Term Share (or IRA)
$0
2.22%
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
18020 80th Ave S, Kent, WA 98032
36-month Certificates
$1,000
2.11%
▼
Rate2.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
American Lake Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.46%
Camp Murray Building 16, Tacoma, WA 98430 0001
3 Year Certificate
$0
2.05%
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Mill Town Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.16%
3102 Broadway, Everett, WA 98201 4421
36 Month Certificate
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
9611 Gravelly Lake Dr Sw, Lakewood, WA 98499 1510
36-Month Certificate
$500
1.89%
▼
Rate1.87%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
First Sound Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
925 4th Ave Ste 2350, Seattle, WA 98104
Flexible 36-Month Certificate
$500
1.74%
▼
Rate1.73%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Sno Falls Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.77%
320 SW Mt Si Blvd, North Bend, WA 98045
36 Month Certificate of Deposit (CDs)
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
41 W Riverside Ave, Spokane, WA 99201
3 Year Standard CD
$500
0.95%
▼
Rate0.95%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA 99019 7613
Share Certificate Accounts and IRA Share Certificates 36 month
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA 98516
Promotional Share Certificates | 36 Month Flex
$500
0.60%
▼
Rate0.60%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Kitsap Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
619 Bay St, Port Orchard, WA 98366
36 Month CD
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA 98004 6420
48-month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Wave Club
UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
3640 Factoria Blvd Se, Bellevue, WA 98006
48 month Fixed Certificate of Deposit
$1,000
3.20%
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
1320 156th Ave Ne, Bellevue, WA 98007
48-Month CD
$500
2.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Washington Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
10500 Ne 8th St, Bellevue, WA 98004
Fixed Rate Certificates 48 Month
$0
1.41%
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
3500 188th St Sw, Lynnwood, WA 98037
4 year Certificates Of Deposit3
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
201 N Mullan Rd, Spokane Valley, WA 99206 3790
48 Month IRA
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
$500.00 Minimum Opening Deposit
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA 98201
48 Month Certificate
$500
3.29%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
48 Month Certificate Account
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1418 15th Ave, Longview, WA 98632
48 Month Certificate Accounts
$500
2.80%
▼
Rate2.77%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
600 E Holly St, Bellingham, WA 98225
48 month IRA Certificate
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
303 NE Thornton PL, Seattle, WA 98125
IRA Jumbo Certificates 4 year
$50,000
2.74%
▼
Rate2.70%
Min Deposit$50,000
Min Balance—
UpdatedApr 4, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
19802 62nd Ave S, Kent, WA 98032 4009
4-Year Certificate
$0
2.70%
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
703 Broadway St Ste 100, Vancouver, WA 98660
4 Year Certificate
$50,000
2.60%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 4, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
48 Month Certificate of Deposit
$0
2.55%
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
With Checking
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA 99016
4 Year CD
$1,000
2.52%
▼
Rate2.49%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
$1,000 Min.
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1301 5th Ave, Seattle, WA 98101
Jumbo Certificates of Deposit - Personal & Business 48 Month Fixed Rate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
421 Capitol Way S, Olympia, WA 98501
48 Mo. IRA
$50
2.40%
▼
Rate2.34%
Min Deposit$50
Min Balance—
UpdatedApr 4, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA 98663
4 Year IRA
$100
2.35%
▼
Rate2.33%
Min Deposit$100
Min Balance—
UpdatedApr 4, 2026
Details
Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
526 W Cedar St, Shelton, WA 98584
4 Year Certificate
$0
2.33%
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Spokane Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
2002 N Atlantic St, Spokane, WA 99205 4805
48-MONTH CERTIFICATE
$1,000
2.27%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
9611 Gravelly Lake Dr Sw, Lakewood, WA 98499 1510
48-Month Certificate
$500
1.79%
▼
Rate1.77%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Sno Falls Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.77%
320 SW Mt Si Blvd, North Bend, WA 98045
48 Month Certificate of Deposit (CDs)
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
41 W Riverside Ave, Spokane, WA 99201
4 Year Standard CD
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA 99019 7613
Share Certificate Accounts and IRA Share Certificates 48 month
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Kitsap Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
619 Bay St, Port Orchard, WA 98366
48 Month CD
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
3640 Factoria Blvd Se, Bellevue, WA 98006
60 month Fixed Certificate of Deposit
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA 98004 6420
60-month Certificate
$1,000
2.78%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Washington Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
10500 Ne 8th St, Bellevue, WA 98004
Fixed Rate Certificates 60 Month
$0
1.31%
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
BECU Boeing Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
200 Bellevue Way NE STE A 1, Bellevue, WA 98004
60 Month Business CD
$500
1.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA 98001 9801
Dream Home Share Certificate 5 Year Retirement Share Certificate
$0
4.10%
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$100,000 and over
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
41 W Riverside Ave, Spokane, WA 99201
60 Month Promo CD
$500
3.65%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
3500 188th St Sw, Lynnwood, WA 98037
5 year Certificates Of Deposit3
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
201 N Mullan Rd, Spokane Valley, WA 99206 3790
60 Month IRA
$500
3.35%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
$500.00 Minimum Opening Deposit
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
14610 E Sprague Ave, Spokane Valley, WA 99216
60 month Certificates and IRA Certificates
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
19802 62nd Ave S, Kent, WA 98032 4009
5-Year Certificate
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1 Microsoft Way, Redmond, WA 98052
60-Month Certificate
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA 98201
60 Month Certificate
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
1910 W Fourth Plain Blvd, Vancouver, WA 98660 1338
60 Month Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
60 Month Certificate Account
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
703 Broadway St Ste 100, Vancouver, WA 98660
5 Year Certificate
$100,000
2.80%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
600 E Holly St, Bellingham, WA 98225
60 month IRA Certificate
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
303 NE Thornton PL, Seattle, WA 98125
IRA Jumbo Certificates 5 year
$50,000
2.74%
▼
Rate2.70%
Min Deposit$50,000
Min Balance—
UpdatedApr 4, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1418 15th Ave, Longview, WA 98632
60 Month Certificate Accounts
$500
2.70%
▼
Rate2.67%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA 98037
60 month Personal Certificate Account
$0
2.65%
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA 99016
5 Year CD
$1,000
2.62%
▼
Rate2.59%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
$1,000 Min.
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
421 Capitol Way S, Olympia, WA 98501
60 Mo. IRA
$50
2.60%
▼
Rate2.53%
Min Deposit$50
Min Balance—
UpdatedApr 4, 2026
Details
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
6419 Fauntleroy Way SW, Seattle, WA 98136
5 Year Share Certificates
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1301 5th Ave, Seattle, WA 98101
Jumbo Certificates of Deposit - Personal & Business 60 Month Fixed Rate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
60 Month Certificate of Deposit
$0
2.45%
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
With Checking
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA 98663
5 Year IRA
$100
2.40%
▼
Rate2.38%
Min Deposit$100
Min Balance—
UpdatedApr 4, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Pendleton Avenue and North 12th Street, Fort Lewis, WA 98433
60-Month Certificate of Deposit IRA
$500
2.27%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
American Lake Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.46%
Camp Murray Building 16, Tacoma, WA 98430 0001
5 Year Certificate
$0
2.15%
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
9611 Gravelly Lake Dr Sw, Lakewood, WA 98499 1510
5-Year Fixed Rate IRA Certificate
$500
1.89%
▼
Rate1.87%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Sno Falls Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.77%
320 SW Mt Si Blvd, North Bend, WA 98045
60 Month Certificate of Deposit (CDs)
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA 99019 7613
Share Certificate Accounts and IRA Share Certificates 60 month
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Kitsap Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
619 Bay St, Port Orchard, WA 98366
60 Month CD
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
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Frequently Asked Questions about CD Rates in Bellevue, Washington
Are CD rates in Bellevue, Washington FDIC insured?
Yes, most established banks in Bellevue, Washington are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Bellevue, Washington?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Bellevue, Washington.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Bellevue, Washington may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Bellevue, Washington?
Here are recent top rates found for this area:
- Farmers Insurance Federal Credit Union: 4.00% APY (3-Month Certificate)
- Puget Sound Cooperative Credit Union: 4.00% APY (12-month Certificate)
- Bank of Hope: 3.80% APY (12-month CD)
- UniBank: 3.60% APY (18 month Fixed Certificate of Deposit)
- HSBC Bank USA: 3.55% APY (New Money 6 Month CD)
- Salal Credit Union: 3.26% APY (12-Month CD)
- 1st Security Bank of Washington: 3.25% APY (1-Year CD)
- Washington Trust Bank: 2.94% APY (Fixed Rate Certificates 12 Month)
- BECU Boeing Employees Credit Union: 1.15% APY (60 Month Business CD)
- First Citizens Bank: 0.01% APY (6-month automatic saver CD)
Rates reflect recent verified offers available in Bellevue, Washington. Last Updated: April 4, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Bellevue, Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bellevue, Washington. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 4, 2026
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