Vancouver, Washington Best CD Rates September 2026

Early withdrawal penalties may apply.

Relationship APY 0.06%. Early withdrawal penalties may apply.

$1,000 +

UP to $99,999.99

Limited Time 3 Month and 6 Month Share Certificates available on new Certificates. This is a promotional yield of 4.00% APY; Annual Percentage Yield (APY) is calculated on a 3.93% base rate. Yields are subject to change without notice. "Limited Time 3-Month and 6-Month" Bonus Dividend may not be combined with any other dividend increase/bonus, i.e., "Direct Deposit Bonus" and "Jumbo Certificate" increased rates. $1,000.00 minimum balance, regular Share Certificate requirement on a 365-day basis compounding monthly or at account closure. IRA share certificates do not qualify for this promotion. No additional deposits accepted (other than dividends) during certificate term. There is a substantial penalty for early withdrawal of Certificate funds. Fees and other conditions may reduce earnings. The 3-Month promotional Certificate will automatically roll over to a 3-Month Certificate at the available rates of Certificates at maturity.

No minimum deposit.

$100,000+

Balance: $25,000.00 to $99,999.99

Balance: $100,000 and over

APY* (min. balance $100,000)

Balance: $50,000 - $99,999.99

APY* (min. balance $50,000)

Balance: $500 - $49,999.99

APY* (min. balance $500)

Withdrawals: Allowed-<em>See Transaction Limitations</em>; Dividends Compounded/Credited: Monthly

Term: 3 Month Certificate of Deposit; Interest Rate Without Checking: 2.23%; APY* Without Checking: 2.25%; Interest Rate With Checking: 2.72%; APY* With Checking: 2.75%

Interest Rate Without Checking: 2.23%; APY* Without Checking: 2.25%; Interest Rate With Checking: 2.72%; APY* With Checking: 2.75%

Interest Rate Without Checking: 1.98%; APY* Without Checking: 2.00%

Member Perks

Additional products and services are required to qualify for the OnPoint Rewards rate. Please see an OnPoint representative for more information or click here.

Additional products and services are required to qualify for the OnPoint Rewards rate. Please see an OnPoint representative for more information or click here.

Qualifications Required: Ten (10) year relationship with OnPoint. Six (6) qualified transactions in the same checking account during the qualification period. These transactions can include deposits, withdrawals, automatic payments, checks, and debit card transactions. OnPoint generated transactions such as fees or interest credits do not count. Qualification is processed on the 15th and the last day of each month for the preceding 30 days of activity.

Interest rate with OnPoint Rewards: 1.99%; APY with OnPoint Rewards: 2.01%

Early withdrawal penalties may apply.

Relationship APY 0.06%. Early withdrawal penalties may apply.

Minimum balance $100,000

UP to $99,999.99

Limited Time 3 Month and 6 Month Share Certificates available on new Certificates. This is a promotional yield of 4.00% APY; Annual Percentage Yield (APY) is calculated on a 3.93% base rate. Yields are subject to change without notice. "Limited Time 3-Month and 6-Month" Bonus Dividend may not be combined with any other dividend increase/bonus, i.e., "Direct Deposit Bonus" and "Jumbo Certificate" increased rates. $1,000.00 minimum balance, regular Share Certificate requirement on a 365-day basis compounding monthly or at account closure. IRA share certificates do not qualify for this promotion. No additional deposits accepted (other than dividends) during certificate term. There is a substantial penalty for early withdrawal of Certificate funds. Fees and other conditions may reduce earnings. The 6-Month promotional Certificate will automatically roll over to a 6-Month Certificate at the available rates of Certificates at maturity.

*APY = Annual Percentage Yield. A penalty may be imposed for early withdrawal. No institutional deposits. Compounding and crediting - Terms less than 12 months: Interest will be compounded and credited to the certificate account at maturity, becoming part of the principal balance. Terms 12 months or greater: Interest will be compounded and credited to the certificate account quarterly, becoming part of the principal balance. Fees may reduce earnings. The interest rate and APY - Annual Percentage Yield may change at any time. Federally insured by the NCUA.

Minimum balance $50,000

Minimum balance $500

APY effective 8/3/2026. Maximum CD amount is $240,000. Fees may reduce earnings on your account. Early withdrawal penalty may apply. Relationship is defined as opening and using a consumer or business checking account with 1st Security Bank.

Balance: $100,000 and over

Balance: $100,000 and over

Balance: $500.00 - $9,999.99

Balance: $50,000 - $99,999.99

Balance: $50,000 - $99,999.99

Balance: $1,000 - $49,999.99

Minimum balance $100,000

Minimum balance $50,000

Minimum balance $500

*APY = Annual Percentage Yield. A penalty may be imposed for early withdrawal. No institutional deposits. Compounding and crediting - Terms less than 12 months: Interest will be compounded and credited to the certificate account at maturity, becoming part of the principal balance. Terms 12 months or greater: Interest will be compounded and credited to the certificate account quarterly, becoming part of the principal balance. Fees may reduce earnings. The interest rate and APY - Annual Percentage Yield may change at any time. Federally insured by the NCUA.

GBC 50th Anniversary Special!

Balance: $100,000 and over

APY* (min. balance $100,000)

Balance: $50,000 - $99,999.99

APY* (min. balance $50,000)

Balance: $500 - $49,999.99

APY* (min. balance $500)

$100,000+

Opening & Min. Balance Req. $1,000

Opening & Min Balance Req. 18 Months

Term: 18 Month Bump Certificate of Deposit*; Interest Rate Without Checking: 3.15%; APY* Without Checking: 3.20%; Interest Rate With Checking: 3.64%; APY* With Checking: 3.70%

Interest Rate Without Checking: 3.15%; APY* Without Checking: 3.20%; Interest Rate With Checking: 3.64%; APY* With Checking: 3.70%