MonitorBankRates
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Vancouver, Washington CD Rates Today - Compare Best APYs for June 2026

Current Vancouver, Washington CD rates include Unitus Community Credit UnionUnitus Community Credit Union800 SE 192nd Ave, Vancouver, WA 98683 9510A+5.0 ★Texas Ratio: 3.85%Real return: +0.85%APY minus CPI (February 2026) offering 6 Mo Certificate - Regular, IRA, ESA at 3.65% APY, HAPO Community Credit UnionHAPO Community Credit Union13909 SE Mill Plain Blvd, Vancouver, WA 98684A+5.0 ★Texas Ratio: 1.93%Real return: +0.80%APY minus CPI (February 2026) offering 6 Month at 3.60% APY, Columbia Community Credit UnionColumbia Community Credit Union703 Broadway St Ste 100, Vancouver, WA 98660A+5.0 ★Texas Ratio: 5.27%Real return: +0.75%APY minus CPI (February 2026) offering 6 Month Certificate at 3.55% APY, Pacific NW Federal Credit UnionPacific NW Federal Credit Union1650 NE Ross St, Vancouver, WA 98663A+5.0 ★Texas Ratio: 3.62%Real return: +0.70%APY minus CPI (February 2026) offering 6 Month Special at 3.50% APY, and Rivermark Community Credit UnionRivermark Community Credit Union1910 W Fourth Plain Blvd, Vancouver, WA 98660 1338A5.0 ★Texas Ratio: 11.94%Real return: +0.50%APY minus CPI (February 2026) offering 60 Month Certificate at 3.30% APY. CD rates as of June 23, 2026 according to verified data from MonitorBankRates.

Vancouver has 131 local institutions in our database, with CD rates as high as 3.65% APY from Unitus Community Credit Union at 800 SE 192nd Ave, Vancouver, WA 98683 9510. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Washington area. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: June 23, 2026

Compare Best CD Rates in Vancouver, Washington & the Surrounding Area

Vancouver 3 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
703 Broadway St Ste 100, Vancouver, WA 98660
3 Month Certificate
$100,000
1.55%
Rate
Min Deposit$100,000
Min Balance
UpdatedJun 11, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
6711 NE 63rd St, Vancouver, WA 98661
Traditional & Roth IRA Certificates of Deposit - 3 months
$1,000
1.55%
Rate1.54%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

APY with OnPoint Rewards: 1.80%; Interest rate with OnPoint Rewards: 1.79%

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
6711 NE 63rd St, Vancouver, WA 98661
3 months
$1,000
1.50%
Rate1.49%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

APY with OnPoint Rewards: 1.75%; Interest rate with OnPoint Rewards: 1.74%

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
6711 NE 63rd St, Vancouver, WA 98661
Business Certificates of Deposit 3 months
$1,000
1.50%
Rate1.49%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

APY with OnPoint Rewards: 1.75%; Interest rate with OnPoint Rewards: 1.74%

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
703 Broadway St Ste 100, Vancouver, WA 98660
3 Month Certificate
$50,000
1.35%
Rate
Min Deposit$50,000
Min Balance
UpdatedJun 11, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
703 Broadway St Ste 100, Vancouver, WA 98660
3 Month Certificate
$10,000
1.25%
Rate
Min Deposit$10,000
Min Balance
UpdatedJun 11, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
703 Broadway St Ste 100, Vancouver, WA 98660
3 Month Certificate
$500
1.20%
Rate
Min Deposit$500
Min Balance
UpdatedJun 11, 2026
Details

IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
1313 Main St, Vancouver, WA 98660 2918
IRA Certificate 3 Month
$0
1.00%
Rate1.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Member Perks APY: 1.25%

IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
1313 Main St, Vancouver, WA 98660 2918
IRA Certificates 3 Month
$0
1.00%
Rate1.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Member Perks APY: 1.25%

IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
1313 Main St, Vancouver, WA 98660 2918
Certificates 3-Month
$0
1.00%
Rate1.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Member Perks APY: 1.25%

IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
1313 Main St, Vancouver, WA 98660 2918
3-Month Certificate
$0
1.00%
Rate1.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Member Perks APY: 1.25%

WaFd Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
13411 Se Mill Plain Blvd A 1, Vancouver, WA 98683
3 Months
$0
0.10%
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1800 Main St, Vancouver, WA 98660
3 month Standard Fixed Rate CD
$2,500
0.06%
Rate0.06%
Min Deposit$2,500
Min Balance
UpdatedJun 16, 2026
Details

Relationship APY: 0.06%. Early withdrawal penalties may apply. Additional terms are available at a branch.

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1800 Main St, Vancouver, WA 98660
3 month Standard Fixed Rate CD
$2,500
0.05%
Rate0.05%
Min Deposit$2,500
Min Balance
UpdatedJun 16, 2026
Details

Relationship APY: 0.06%. Early withdrawal penalties may apply. Additional terms are available at a branch.

WaFd Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
13411 Se Mill Plain Blvd A 1, Vancouver, WA 98683
3 Months
$1,000
0.05%
Rate
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
3 Month Share Certificate
$0
3.82%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
3 month Fixed
$1,000
3.60%
Rate3.54%
Min Deposit$1,000
Min Balance
UpdatedJun 23, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
90 Day Fixed Rate
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 months
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
3 Months
$0
3.30%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Kitsap Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
3 Month CD Special
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Tier: $500-$4,999

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
3-Month Certificate
$0
3.15%
Rate3.10%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
3 Months
$0
3.15%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
3-Month Certificate
$0
3.10%
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
3-Month Certificate
$0
3.10%
Rate3.06%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
3-Month Certificate
$0
3.05%
Rate3.01%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

TAPCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
Business 3-Month CD
$500
3.04%
Rate3.00%
Min Deposit$500
Min Balance
UpdatedJun 11, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
3 Months
$0
3.00%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

American Lake Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
90 Day Certificate
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Additional Deposits: Not Allowed; Withdrawals: Allowed-See Transaction Limitations; Dividends Compounded/Credited: Monthly

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
3-Month Certificate
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
90 day
$0
2.70%
Rate2.67%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
90 days
$0
2.70%
Rate2.67%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
90 days
$0
2.65%
Rate2.62%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
90 day
$0
2.65%
Rate2.62%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
90 day
$0
2.60%
Rate2.57%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
90 days
$0
2.60%
Rate2.57%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.84%
3 Month
$0
2.50%
Rate2.47%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Sno Falls Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.26%
3 Month Certificate
$0
2.27%
Rate2.25%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
3 Month
$0
2.10%
Rate2.08%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Kitsap Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
90 Day CD
$0
0.70%
Rate0.70%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Tier: $90,000+

Kitsap Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
90 Day CD
$0
0.60%
Rate0.60%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Tier: $50,000-$89,999

Kitsap Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
90 Day CD
$0
0.55%
Rate0.55%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Tier: $5,000-$49,999

Kitsap Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
90 Day CD
$0
0.50%
Rate0.50%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Tier: $500-$4,999

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
3 Month Standard CD
$500
0.30%
Rate0.30%
Min Deposit$500
Min Balance
UpdatedJun 16, 2026
Details

Vancouver 6 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
800 SE 192nd Ave, Vancouver, WA 98683 9510
6 Mo Certificate - Regular, IRA, ESA
$0
3.65%
Rate3.59%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
13909 SE Mill Plain Blvd, Vancouver, WA 98684
6 Month
$0
3.60%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
703 Broadway St Ste 100, Vancouver, WA 98660
6 Month Certificate
$100,000
3.55%
Rate
Min Deposit$100,000
Min Balance
UpdatedJun 11, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1650 NE Ross St, Vancouver, WA 98663
6 Month Special
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
703 Broadway St Ste 100, Vancouver, WA 98660
6 Month Certificate
$50,000
3.35%
Rate
Min Deposit$50,000
Min Balance
UpdatedJun 11, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
703 Broadway St Ste 100, Vancouver, WA 98660
6 Month Certificate
$10,000
3.25%
Rate
Min Deposit$10,000
Min Balance
UpdatedJun 11, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
703 Broadway St Ste 100, Vancouver, WA 98660
6 Month Certificate
$500
3.20%
Rate
Min Deposit$500
Min Balance
UpdatedJun 11, 2026
Details

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
1910 W Fourth Plain Blvd, Vancouver, WA 98660 1338
6 Month Certificate
$0
3.20%
Rate3.15%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
1910 W Fourth Plain Blvd, Vancouver, WA 98660 1338
Youth 6 Months
$0
3.20%
Rate3.15%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
805 NE 98th Cir Ste 106, Vancouver, WA 98665 9134
Jumbo 6-month
$0
3.10%
Rate3.10%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
805 NE 98th Cir Ste 106, Vancouver, WA 98665 9134
6-month
$0
3.00%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
1313 Main St, Vancouver, WA 98660 2918
IRA Certificate 6 Month
$0
1.85%
Rate1.84%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Member Perks APY: 2.10%

IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
1313 Main St, Vancouver, WA 98660 2918
IRA Certificates 6 Month
$0
1.85%
Rate1.84%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Member Perks APY: 2.10%

IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
1313 Main St, Vancouver, WA 98660 2918
Certificates 6-Month
$0
1.85%
Rate1.84%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Member Perks APY: 2.10%

IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
1313 Main St, Vancouver, WA 98660 2918
6-Month Certificate
$0
1.85%
Rate1.84%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Member Perks APY: 2.10%

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
6711 NE 63rd St, Vancouver, WA 98661
Traditional & Roth IRA Certificates of Deposit - 6 months
$1,000
1.80%
Rate1.79%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

APY with OnPoint Rewards: 2.06%; Interest rate with OnPoint Rewards: 2.04%

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
6711 NE 63rd St, Vancouver, WA 98661
6 months
$1,000
1.75%
Rate1.74%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

APY with OnPoint Rewards: 2.01%; Interest rate with OnPoint Rewards: 1.99%

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
6711 NE 63rd St, Vancouver, WA 98661
Business Certificates of Deposit 6 months
$1,000
1.75%
Rate1.74%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

APY with OnPoint Rewards: 2.01%; Interest rate with OnPoint Rewards: 1.99%

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1800 Main St, Vancouver, WA 98660
6 month Standard Fixed Rate CD
$2,500
0.06%
Rate0.06%
Min Deposit$2,500
Min Balance
UpdatedJun 16, 2026
Details

Relationship APY: 0.06%. Early withdrawal penalties may apply. Additional terms are available at a branch.

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1800 Main St, Vancouver, WA 98660
6 month Standard Fixed Rate CD
$2,500
0.05%
Rate0.05%
Min Deposit$2,500
Min Balance
UpdatedJun 16, 2026
Details

Relationship APY: 0.06%. Early withdrawal penalties may apply. Additional terms are available at a branch.

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA CD 6 Months
$0
4.10%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA CD 6 Months
$0
3.95%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA CD 6 Months
$0
3.80%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
6 Month Share Certificate
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
6 Month Promo CD
$500
3.75%
Rate3.75%
Min Deposit$500
Min Balance
UpdatedJun 16, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Share Certificates 6 Months
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
6-month Wave Club Certificate
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Wave Club

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
6 Month IRA
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Dividend Rate: 3.59% for $1,000 - $49,999.99; Dividend Rate: 3.64% for $50,000 - $99,999.99; Dividend Rate: 3.69% for $100,000 and over

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
6-month Certificate | Wave Club
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
6-Mo. Wave ClubCertificate
$0
3.75%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
6 Month Share Certificate
$0
3.70%
Rate3.64%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Share Certificates 6 Months
$0
3.70%
Rate3.64%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
6 Month IRA
$0
3.70%
Rate3.64%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Dividend Rate: 3.59% for $1,000 - $49,999.99; Dividend Rate: 3.64% for $50,000 - $99,999.99; Dividend Rate: 3.69% for $100,000 and over

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
6 Month IRA
$0
3.65%
Rate3.59%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Dividend Rate: 3.59% for $1,000 - $49,999.99; Dividend Rate: 3.64% for $50,000 - $99,999.99; Dividend Rate: 3.69% for $100,000 and over

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
6 Month Share Certificate
$0
3.65%
Rate3.59%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Share Certificates 6 Months
$0
3.65%
Rate3.59%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month
$500
3.61%
Rate3.55%
Min Deposit$500
Min Balance
UpdatedJun 11, 2026
Details

BUMP

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Share Certificates 6 months
$1,000
3.60%
Rate3.54%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
6 month Fixed
$1,000
3.60%
Rate3.54%
Min Deposit$1,000
Min Balance
UpdatedJun 23, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
New Money CD 6 Month
$1,000
3.60%
Rate
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
6 months
$1,000
3.60%
Rate3.54%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
6 Months
$0
3.60%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
6 Month Share Certificate
$0
3.56%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Mill Town Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.98%
6 Month Certificate
$0
3.55%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
6 month
$0
3.55%
Rate3.49%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
CD 6 Month
$1,000
3.55%
Rate
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

Opened over the telephone or in a Wealth Center.

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Online CD 6 Month
$1,000
3.55%
Rate
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

Only available to existing Premier customers.

Pacific Crest SB
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
6 month
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Pacific Crest SB
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
6-Month CD
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
6 months
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Early Withdrawal Penalty: 90 days' dividends

Vancouver 12 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
800 SE 192nd Ave, Vancouver, WA 98683 9510
12 Mo Certificate - Regular, IRA, ESA
$0
3.65%
Rate3.59%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1650 NE Ross St, Vancouver, WA 98663
12 Month Special
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
703 Broadway St Ste 100, Vancouver, WA 98660
12 Month Certificate
$100,000
3.30%
Rate
Min Deposit$100,000
Min Balance
UpdatedJun 11, 2026
Details

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
13909 SE Mill Plain Blvd, Vancouver, WA 98684
12 Month
$0
3.30%
Rate3.26%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
703 Broadway St Ste 100, Vancouver, WA 98660
12 Month Certificate
$50,000
3.10%
Rate
Min Deposit$50,000
Min Balance
UpdatedJun 11, 2026
Details

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
805 NE 98th Cir Ste 106, Vancouver, WA 98665 9134
Jumbo 12-month
$0
3.10%
Rate3.07%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
703 Broadway St Ste 100, Vancouver, WA 98660
12 Month Certificate
$10,000
3.00%
Rate
Min Deposit$10,000
Min Balance
UpdatedJun 11, 2026
Details

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
805 NE 98th Cir Ste 106, Vancouver, WA 98665 9134
12-month
$0
3.00%
Rate2.97%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
703 Broadway St Ste 100, Vancouver, WA 98660
12 Month Certificate
$500
2.95%
Rate
Min Deposit$500
Min Balance
UpdatedJun 11, 2026
Details

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
1910 W Fourth Plain Blvd, Vancouver, WA 98660 1338
12 Month Certificate
$0
2.90%
Rate2.86%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
1910 W Fourth Plain Blvd, Vancouver, WA 98660 1338
Youth 12 Months
$0
2.90%
Rate2.86%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
1313 Main St, Vancouver, WA 98660 2918
IRA Certificates 12 Month
$0
2.50%
Rate2.48%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Member Perks APY: 2.75%

IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
1313 Main St, Vancouver, WA 98660 2918
Certificates 12-Month
$0
2.50%
Rate2.48%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Member Perks APY: 2.75%

IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
1313 Main St, Vancouver, WA 98660 2918
IRA Certificate 12 Month
$0
2.50%
Rate2.48%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Member Perks APY: 2.75%

IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
1313 Main St, Vancouver, WA 98660 2918
12-Month Certificate
$0
2.50%
Rate2.48%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Member Perks APY: 2.75%

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
6711 NE 63rd St, Vancouver, WA 98661
Traditional & Roth IRA Certificates of Deposit - 12 months
$1,000
2.30%
Rate2.28%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

APY with OnPoint Rewards: 2.56%; Interest rate with OnPoint Rewards: 2.53%

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
6711 NE 63rd St, Vancouver, WA 98661
12 months
$1,000
2.25%
Rate2.23%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

APY with OnPoint Rewards: 2.51%; Interest rate with OnPoint Rewards: 2.48%

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
6711 NE 63rd St, Vancouver, WA 98661
Business Certificates of Deposit 12 months
$1,000
2.25%
Rate2.23%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

APY with OnPoint Rewards: 2.51%; Interest rate with OnPoint Rewards: 2.48%

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1800 Main St, Vancouver, WA 98660
1 year Standard Fixed Rate CD
$2,500
1.51%
Rate1.50%
Min Deposit$2,500
Min Balance
UpdatedJun 16, 2026
Details

Relationship APY: 1.51%. Early withdrawal penalties may apply. Additional terms are available at a branch.

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1800 Main St, Vancouver, WA 98660
1 year Standard Fixed Rate CD
$2,500
1.50%
Rate1.49%
Min Deposit$2,500
Min Balance
UpdatedJun 16, 2026
Details

Relationship APY: 1.51%. Early withdrawal penalties may apply. Additional terms are available at a branch.

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA CD 12 Months
$0
4.25%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA CD 12 Months
$0
4.10%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Yakima Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
12 Month CD
$0
4.00%
Rate3.92%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
12 Month Promo CD
$500
4.00%
Rate3.94%
Min Deposit$500
Min Balance
UpdatedJun 16, 2026
Details

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
12-month IRA Wave Club Certificate
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
12-Mo. Wave Club Certificate
$0
4.00%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
12-month Wave Club Certificate
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Wave Club

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
12-month Certificate | Wave Club
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA CD 12 Months
$0
3.95%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
1 Year Retirement Share Certificate
$0
3.91%
Rate3.84%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Dividend Rate $10,000 - $49,999.99: 3.84%, Annual Percentage Yield $10,000 - $49,999.99: 3.91%, Dividend Rate $50,000 - $99,999.99: 3.84%, Annual Percentage Yield $50,000 - $99,999.99: 3.91%, Dividend Rate $100,000 and over: 3.84%, Annual Percentage Yield $100,000 and over: 3.91%

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
12 Months
$0
3.90%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

APY for balances $100,000+

Pacific Crest SB
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1 year
$0
3.85%
Rate3.78%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Pacific Crest SB
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1-Year CD
$0
3.85%
Rate
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

TAPCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
Business 12-Month CD
$500
3.82%
Rate3.75%
Min Deposit$500
Min Balance
UpdatedJun 11, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
1 Year Share Certificate
$0
3.80%
Rate3.74%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Share Certificates 1 Year
$0
3.80%
Rate3.74%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
1 Year Rookie Share Certificate
$0
3.80%
Rate3.74%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
1 Year IRA
$0
3.80%
Rate3.74%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Dividend Rate: 3.74% for $1,000 - $49,999.99; Dividend Rate: 3.74% for $50,000 - $99,999.99; Dividend Rate: 3.74% for $100,000 and over

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
12-month Certificate
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
12 Months
$0
3.75%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
New Money CD 12 Month
$1,000
3.75%
Rate
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

Seattle Bank
Institution Rating:
C-3.7 ★Texas Ratio: 30.78%
12 Month CD
$1,000
3.75%
Rate
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

All balances earn disclosed APY. APYs apply when all principal and interest remain on deposit for entire term. Penalty assessed for early withdrawal. Fees may reduce principal and earnings. Additional terms and conditions may apply.

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
12-month IRA Certificate
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

TAPCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
12 Month Certificate
$0
3.70%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

As high as; APY*

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
CD 12 Month
$1,000
3.70%
Rate
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

Opened over the telephone or in a Wealth Center.

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Online CD 12 Month
$1,000
3.70%
Rate
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

Only available to existing Premier customers.

Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month
$500
3.66%
Rate3.60%
Min Deposit$500
Min Balance
UpdatedJun 11, 2026
Details

BUMP

Avista Corp Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
1-year CD (New)
$0
3.65%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

1 year Certificate of Deposit (Penalty will or may be imposed for early withdrawal of funds).

Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
12 month
$0
3.65%
Rate3.59%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Share Certificates 12 months
$1,000
3.60%
Rate3.54%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

Vancouver 18 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
800 SE 192nd Ave, Vancouver, WA 98683 9510
18 Mo Certificate - Regular, IRA, ESA
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
13909 SE Mill Plain Blvd, Vancouver, WA 98684
18 Month
$0
3.00%
Rate2.97%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
703 Broadway St Ste 100, Vancouver, WA 98660
18 Month Certificate
$100,000
2.80%
Rate
Min Deposit$100,000
Min Balance
UpdatedJun 11, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
703 Broadway St Ste 100, Vancouver, WA 98660
18 Month Certificate
$50,000
2.60%
Rate
Min Deposit$50,000
Min Balance
UpdatedJun 11, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
703 Broadway St Ste 100, Vancouver, WA 98660
18 Month Certificate
$10,000
2.50%
Rate
Min Deposit$10,000
Min Balance
UpdatedJun 11, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
703 Broadway St Ste 100, Vancouver, WA 98660
18 Month Certificate
$500
2.45%
Rate
Min Deposit$500
Min Balance
UpdatedJun 11, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
6711 NE 63rd St, Vancouver, WA 98661
Traditional & Roth IRA Certificates of Deposit - 18 months
$1,000
2.36%
Rate2.33%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

APY with OnPoint Rewards: 2.61%; Interest rate with OnPoint Rewards: 2.58%

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
6711 NE 63rd St, Vancouver, WA 98661
18 months
$1,000
2.30%
Rate2.28%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

APY with OnPoint Rewards: 2.56%; Interest rate with OnPoint Rewards: 2.53%

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
6711 NE 63rd St, Vancouver, WA 98661
Business Certificates of Deposit 18 months
$1,000
2.30%
Rate2.28%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

APY with OnPoint Rewards: 2.56%; Interest rate with OnPoint Rewards: 2.53%

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1650 NE Ross St, Vancouver, WA 98663
18 Month
$0
1.95%
Rate1.94%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA CD 18 Months
$0
4.40%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA CD 18 Months
$0
4.25%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
18 Month Promo CD
$500
4.20%
Rate4.14%
Min Deposit$500
Min Balance
UpdatedJun 16, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA CD 18 Months
$0
4.10%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
IRA Certificates CD SPECIAL 9 & 18 months
$500
4.00%
Rate3.94%
Min Deposit$500
Min Balance
UpdatedJun 16, 2026
Details

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
CD SPECIAL 9 & 18 months
$1,000
4.00%
Rate3.93%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
18 Month IRA
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Dividend Rate: 3.83% for $1,000 - $49,999.99; Dividend Rate: 3.88% for $50,000 - $99,999.99; Dividend Rate: 3.93% for $100,000 and over

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
18 Month IRA
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Dividend Rate: 3.83% for $1,000 - $49,999.99; Dividend Rate: 3.88% for $50,000 - $99,999.99; Dividend Rate: 3.93% for $100,000 and over

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
18 Months
$0
3.90%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
18 Month IRA
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Dividend Rate: 3.83% for $1,000 - $49,999.99; Dividend Rate: 3.88% for $50,000 - $99,999.99; Dividend Rate: 3.93% for $100,000 and over

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
18-month GreenUp Certificate
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
18 Months
$0
3.75%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Yakima Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
18 Month CD
$0
3.75%
Rate3.68%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
18 Month Certificate
$0
3.75%
Rate
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Seattle Bank
Institution Rating:
C-3.7 ★Texas Ratio: 30.78%
18 Month CD
$1,000
3.65%
Rate
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

At maturity, the account will auto-renew to a regular twelve (12) month CD and all subsequent renewals will also be twelve (12) months. All balances earn disclosed APY. APYs apply when all principal and interest remain on deposit for entire term. Penalty assessed for early withdrawal. Fees may reduce principal and earnings. Additional terms and conditions may apply.

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
18 Months
$0
3.60%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
18 months
$1,000
3.60%
Rate3.54%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
IRA Certificates 18 months
$500
3.60%
Rate3.55%
Min Deposit$500
Min Balance
UpdatedJun 16, 2026
Details

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Share Certificates 18 months
$1,000
3.60%
Rate3.54%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
18 month Fixed
$1,000
3.60%
Rate3.54%
Min Deposit$1,000
Min Balance
UpdatedJun 23, 2026
Details

WestEdge Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
IRA 18 month
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month
$500
3.30%
Rate3.25%
Min Deposit$500
Min Balance
UpdatedJun 11, 2026
Details

BUMP

WestEdge Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
18 month
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
18 Months Certificate
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
18 Month Fixed Rate
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
18 months
$0
3.25%
Rate3.21%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Early Withdrawal Penalty: 180 days' dividends

WCLA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.12%
18 Month
$0
3.10%
Rate3.05%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Safeway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
18 month CD
$0
3.03%
Rate
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Early Withdrawal Penalties May Apply

Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA Certificate of Deposit 18 Month
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
18 Mo. IRA
$50
3.00%
Rate2.92%
Min Deposit$50
Min Balance
UpdatedJun 22, 2026
Details

Open Online

Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
IRA Certificate Accounts 18 Month
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 months
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
18 Month
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.84%
18 Month
$0
2.99%
Rate2.95%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Add-on option: Unlimited deposits. Bump option: Upon request, rate will be increased to current Flex Certificate rate. Withdrawal option: Withdrawal amount cannot reduce the balance to less than the $2,500 minimum.

Washington State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
18 months
$0
2.90%
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
18 Mo. CD
$100
2.90%
Rate2.86%
Min Deposit$100
Min Balance
UpdatedJun 22, 2026
Details

Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
18 Month Certificate
$0
2.90%
Rate2.87%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.54%
Jumbo 18-Month Certificate
$50,000
2.56%
Rate2.53%
Min Deposit$50,000
Min Balance
UpdatedJun 16, 2026
Details

Salal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
18 Months
$0
2.50%
Rate2.47%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Salal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
IRA Certificate of Deposit 18 Months
$0
2.50%
Rate2.47%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Vancouver 24 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
1910 W Fourth Plain Blvd, Vancouver, WA 98660 1338
24 Month Certificate
$0
3.20%
Rate3.15%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
13909 SE Mill Plain Blvd, Vancouver, WA 98684
24 Month
$0
2.85%
Rate2.82%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
703 Broadway St Ste 100, Vancouver, WA 98660
24 Month Certificate
$100,000
2.80%
Rate
Min Deposit$100,000
Min Balance
UpdatedJun 11, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
703 Broadway St Ste 100, Vancouver, WA 98660
24 Month Certificate
$50,000
2.60%
Rate
Min Deposit$50,000
Min Balance
UpdatedJun 11, 2026
Details

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
805 NE 98th Cir Ste 106, Vancouver, WA 98665 9134
Jumbo 24-month
$0
2.57%
Rate2.55%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
703 Broadway St Ste 100, Vancouver, WA 98660
24 Month Certificate
$10,000
2.50%
Rate
Min Deposit$10,000
Min Balance
UpdatedJun 11, 2026
Details

IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
1313 Main St, Vancouver, WA 98660 2918
24-Month Certificate
$0
2.50%
Rate2.48%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Member Perks APY: 2.75%

IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
1313 Main St, Vancouver, WA 98660 2918
Certificates 24-Month
$0
2.50%
Rate2.48%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Member Perks APY: 2.75%

IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
1313 Main St, Vancouver, WA 98660 2918
IRA Certificate 24 Month
$0
2.50%
Rate2.48%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Member Perks APY: 2.75%

IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
1313 Main St, Vancouver, WA 98660 2918
IRA Certificates 24 Month
$0
2.50%
Rate2.48%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Member Perks APY: 2.75%

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
800 SE 192nd Ave, Vancouver, WA 98683 9510
24 Mo Certificate - Regular, IRA, ESA
$0
2.50%
Rate2.47%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
805 NE 98th Cir Ste 106, Vancouver, WA 98665 9134
24-month
$0
2.47%
Rate2.45%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
703 Broadway St Ste 100, Vancouver, WA 98660
24 Month Certificate
$500
2.45%
Rate
Min Deposit$500
Min Balance
UpdatedJun 11, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
6711 NE 63rd St, Vancouver, WA 98661
Traditional & Roth IRA Certificates of Deposit - 24 months
$1,000
2.41%
Rate2.38%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

APY with OnPoint Rewards: 2.66%; Interest rate with OnPoint Rewards: 2.63%

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
6711 NE 63rd St, Vancouver, WA 98661
24 months
$1,000
2.36%
Rate2.33%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

APY with OnPoint Rewards: 2.61%; Interest rate with OnPoint Rewards: 2.58%

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
6711 NE 63rd St, Vancouver, WA 98661
Business Certificates of Deposit 24 months
$1,000
2.36%
Rate2.33%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

APY with OnPoint Rewards: 2.61%; Interest rate with OnPoint Rewards: 2.58%

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1650 NE Ross St, Vancouver, WA 98663
2 Year
$0
2.20%
Rate2.18%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
24-month Certificate | Wave Club
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
24-month IRA Wave Club Certificate
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
24-month Wave Club Certificate
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Wave Club

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
2 Year Retirement Share Certificate
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Dividend Rate $10,000 - $49,999.99: 3.93%, Annual Percentage Yield $10,000 - $49,999.99: 4.00%, Dividend Rate $50,000 - $99,999.99: 3.98%, Annual Percentage Yield $50,000 - $99,999.99: 4.05%, Dividend Rate $100,000 and over: 4.03%, Annual Percentage Yield $100,000 and over: 4.10%

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
2 Year Share Certificate
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Share Certificates 2 Years
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Share Certificates 2 Years
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
2 Year Share Certificate
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
2 Year Share Certificate
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Share Certificates 2 Years
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
New Money CD 24 Month
$1,000
3.85%
Rate
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
CD 24 Month
$1,000
3.80%
Rate
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

Opened over the telephone or in a Wealth Center.

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Online CD 24 Month
$1,000
3.80%
Rate
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

Only available to existing Premier customers.

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
24 Month Promo CD
$500
3.80%
Rate3.75%
Min Deposit$500
Min Balance
UpdatedJun 16, 2026
Details

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
24-month Certificate
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
24-month IRA Certificate
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
24 month Fixed
$1,000
3.60%
Rate3.54%
Min Deposit$1,000
Min Balance
UpdatedJun 23, 2026
Details

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Share Certificates 24 months
$1,000
3.60%
Rate3.54%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
IRA Certificates 24 months
$500
3.60%
Rate3.55%
Min Deposit$500
Min Balance
UpdatedJun 16, 2026
Details

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Clubhouse Certificates 24 months
$0
3.60%
Rate3.54%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
24 months
$1,000
3.60%
Rate3.54%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
IRA Jumbo Certificates 2 year
$50,000
3.60%
Rate3.54%
Min Deposit$50,000
Min Balance
UpdatedJun 11, 2026
Details

Bump Option: Eligible

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
IRA Certificates 2 year
$1,000
3.51%
Rate3.45%
Min Deposit$1,000
Min Balance
UpdatedJun 11, 2026
Details

Bump Option: Eligible

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA CD 24 Months
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Business Jumbo Certificate of Deposit 2 year
$50,000
3.50%
Rate3.44%
Min Deposit$50,000
Min Balance
UpdatedJun 11, 2026
Details

Rate Type: Variable - Member has discretion; Interest Compounded: Daily; Interest Credited: Monthly; Bump Option: Eligible

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Jumbo Certificate of Deposit - 2 year
$50,000
3.50%
Rate3.44%
Min Deposit$50,000
Min Balance
UpdatedJun 11, 2026
Details

Bump Option: Eligible

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Jumbo Certificates of Deposit - 2 year
$50,000
3.50%
Rate3.44%
Min Deposit$50,000
Min Balance
UpdatedJun 11, 2026
Details

Bump Option: Eligible

Seattle Bank
Institution Rating:
C-3.7 ★Texas Ratio: 30.78%
24 Month CD
$1,000
3.50%
Rate
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

All balances earn disclosed APY. APYs apply when all principal and interest remain on deposit for entire term. Penalty assessed for early withdrawal. Fees may reduce principal and earnings. Additional terms and conditions may apply.

Pacific Crest SB
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
2 year
$0
3.40%
Rate3.34%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA CD 24 Months
$0
3.35%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

WestEdge Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
IRA 24 month
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

WestEdge Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
24 month
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Business Certificate of Deposit 2 year
$1,000
3.30%
Rate3.25%
Min Deposit$1,000
Min Balance
UpdatedJun 11, 2026
Details

Rate Type: Variable - Member has discretion; Interest Compounded: Daily; Interest Credited: Monthly; Bump Option: Eligible

Vancouver 36 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
1910 W Fourth Plain Blvd, Vancouver, WA 98660 1338
36 Month Certificate
$0
3.20%
Rate3.15%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
13909 SE Mill Plain Blvd, Vancouver, WA 98684
36 Month
$0
2.85%
Rate2.82%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
703 Broadway St Ste 100, Vancouver, WA 98660
3 Year Certificate
$100,000
2.80%
Rate
Min Deposit$100,000
Min Balance
UpdatedJun 11, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
703 Broadway St Ste 100, Vancouver, WA 98660
3 Year Certificate
$50,000
2.60%
Rate
Min Deposit$50,000
Min Balance
UpdatedJun 11, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
703 Broadway St Ste 100, Vancouver, WA 98660
3 Year Certificate
$10,000
2.50%
Rate
Min Deposit$10,000
Min Balance
UpdatedJun 11, 2026
Details

IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
1313 Main St, Vancouver, WA 98660 2918
36-Month Certificate
$0
2.50%
Rate2.48%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Member Perks APY: 2.75%

IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
1313 Main St, Vancouver, WA 98660 2918
Certificates 36-Month
$0
2.50%
Rate2.48%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Member Perks APY: 2.75%

IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
1313 Main St, Vancouver, WA 98660 2918
IRA Certificate 36 Month
$0
2.50%
Rate2.48%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Member Perks APY: 2.75%

IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
1313 Main St, Vancouver, WA 98660 2918
IRA Certificates 36 Month
$0
2.50%
Rate2.48%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Member Perks APY: 2.75%

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
800 SE 192nd Ave, Vancouver, WA 98683 9510
36 Mo Certificate - Regular, IRA, ESA
$0
2.50%
Rate2.47%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
6711 NE 63rd St, Vancouver, WA 98661
Traditional & Roth IRA Certificates of Deposit - 36 months
$1,000
2.45%
Rate2.42%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

APY with OnPoint Rewards: 2.70%; Interest rate with OnPoint Rewards: 2.67%

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
703 Broadway St Ste 100, Vancouver, WA 98660
3 Year Certificate
$500
2.45%
Rate
Min Deposit$500
Min Balance
UpdatedJun 11, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
6711 NE 63rd St, Vancouver, WA 98661
36 months
$1,000
2.40%
Rate2.37%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

APY with OnPoint Rewards: 2.65%; Interest rate with OnPoint Rewards: 2.62%

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
6711 NE 63rd St, Vancouver, WA 98661
Business Certificates of Deposit 36 months
$1,000
2.40%
Rate2.37%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

APY with OnPoint Rewards: 2.65%; Interest rate with OnPoint Rewards: 2.62%

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1650 NE Ross St, Vancouver, WA 98663
3 Year
$0
2.30%
Rate2.28%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
805 NE 98th Cir Ste 106, Vancouver, WA 98665 9134
Jumbo 36-month
$0
2.21%
Rate2.20%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
805 NE 98th Cir Ste 106, Vancouver, WA 98665 9134
36-month
$0
2.11%
Rate2.10%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
3 Year IRA
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Dividend Rate: 3.83% for $1,000 - $49,999.99; Dividend Rate: 3.88% for $50,000 - $99,999.99; Dividend Rate: 3.93% for $100,000 and over

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
3 Year Share Certificate
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Share Certificates 3 Years
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
3 Year IRA
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Dividend Rate: 3.83% for $1,000 - $49,999.99; Dividend Rate: 3.88% for $50,000 - $99,999.99; Dividend Rate: 3.93% for $100,000 and over

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
3 Year Share Certificate
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Share Certificates 3 Years
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Share Certificates 3 Years
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
3 Year Share Certificate
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
3 Year IRA
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Dividend Rate: 3.83% for $1,000 - $49,999.99; Dividend Rate: 3.88% for $50,000 - $99,999.99; Dividend Rate: 3.93% for $100,000 and over

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA CD 36 Months
$0
3.75%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
IRA Jumbo Certificates 3 year
$50,000
3.60%
Rate3.54%
Min Deposit$50,000
Min Balance
UpdatedJun 11, 2026
Details

Bump Option: Eligible

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
36 months
$1,000
3.60%
Rate3.54%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Clubhouse Certificates 36 months
$0
3.60%
Rate3.54%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
IRA Certificates 36 months
$500
3.60%
Rate3.55%
Min Deposit$500
Min Balance
UpdatedJun 16, 2026
Details

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Share Certificates 36 months
$1,000
3.60%
Rate3.54%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA CD 36 Months
$0
3.55%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
IRA Certificates 3 year
$1,000
3.51%
Rate3.45%
Min Deposit$1,000
Min Balance
UpdatedJun 11, 2026
Details

Bump Option: Eligible

Seattle Bank
Institution Rating:
C-3.7 ★Texas Ratio: 30.78%
36 Month CD
$1,000
3.50%
Rate
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

All balances earn disclosed APY. APYs apply when all principal and interest remain on deposit for entire term. Penalty assessed for early withdrawal. Fees may reduce principal and earnings. Additional terms and conditions may apply.

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Jumbo Certificates of Deposit - 3 year
$50,000
3.50%
Rate3.44%
Min Deposit$50,000
Min Balance
UpdatedJun 11, 2026
Details

Bump Option: Eligible

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Jumbo Certificate of Deposit - 3 year
$50,000
3.50%
Rate3.44%
Min Deposit$50,000
Min Balance
UpdatedJun 11, 2026
Details

Bump Option: Eligible

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Business Jumbo Certificate of Deposit 3 year
$50,000
3.50%
Rate3.44%
Min Deposit$50,000
Min Balance
UpdatedJun 11, 2026
Details

Rate Type: Variable - Member has discretion; Interest Compounded: Daily; Interest Credited: Monthly; Bump Option: Eligible

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
36 Months
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

APY for balances $100,000+

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
36-month Pacific Northwest (PNW) Certificate
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Pacific Crest SB
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
3 year
$0
3.40%
Rate3.34%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
36 month Fixed
$1,000
3.40%
Rate3.35%
Min Deposit$1,000
Min Balance
UpdatedJun 23, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA CD 36 Months
$0
3.35%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
36 Months
$0
3.30%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

APY for balances $50,000 - $99,999.99

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
3 year
$1,000
3.30%
Rate3.25%
Min Deposit$1,000
Min Balance
UpdatedJun 11, 2026
Details

Bump Option: Eligible

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Business Certificate of Deposit 3 year
$1,000
3.30%
Rate3.25%
Min Deposit$1,000
Min Balance
UpdatedJun 11, 2026
Details

Rate Type: Variable - Member has discretion; Interest Compounded: Daily; Interest Credited: Monthly; Bump Option: Eligible

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
36 Months
$0
3.25%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
36 Months Certificate
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

WCLA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.12%
36 Month
$0
3.20%
Rate3.15%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
36 Months
$0
3.10%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

APY for balances $500 - $49,999.99

Vancouver 48 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
1910 W Fourth Plain Blvd, Vancouver, WA 98660 1338
48 Month Certificate
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
13909 SE Mill Plain Blvd, Vancouver, WA 98684
48 Month
$0
2.85%
Rate2.82%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
703 Broadway St Ste 100, Vancouver, WA 98660
4 Year Certificate
$100,000
2.80%
Rate
Min Deposit$100,000
Min Balance
UpdatedJun 11, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
703 Broadway St Ste 100, Vancouver, WA 98660
4 Year Certificate
$50,000
2.60%
Rate
Min Deposit$50,000
Min Balance
UpdatedJun 11, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
703 Broadway St Ste 100, Vancouver, WA 98660
4 Year Certificate
$10,000
2.50%
Rate
Min Deposit$10,000
Min Balance
UpdatedJun 11, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
6711 NE 63rd St, Vancouver, WA 98661
Traditional & Roth IRA Certificates of Deposit - 48 months
$1,000
2.50%
Rate2.47%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

APY with OnPoint Rewards: 2.75%; Interest rate with OnPoint Rewards: 2.72%

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
800 SE 192nd Ave, Vancouver, WA 98683 9510
48 Mo Certificate - Regular, IRA, ESA
$0
2.50%
Rate2.47%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
6711 NE 63rd St, Vancouver, WA 98661
Business Certificates of Deposit 48 months
$1,000
2.45%
Rate2.42%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

APY with OnPoint Rewards: 2.70%; Interest rate with OnPoint Rewards: 2.67%

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
6711 NE 63rd St, Vancouver, WA 98661
48 months
$1,000
2.45%
Rate2.42%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

APY with OnPoint Rewards: 2.70%; Interest rate with OnPoint Rewards: 2.67%

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
703 Broadway St Ste 100, Vancouver, WA 98660
4 Year Certificate
$500
2.45%
Rate
Min Deposit$500
Min Balance
UpdatedJun 11, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1650 NE Ross St, Vancouver, WA 98663
4 Year
$0
2.35%
Rate2.33%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
805 NE 98th Cir Ste 106, Vancouver, WA 98665 9134
48-month
$0
1.91%
Rate1.90%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
805 NE 98th Cir Ste 106, Vancouver, WA 98665 9134
Jumbo 48-month
$0
1.91%
Rate1.90%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA CD 48 Months
$0
3.75%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
IRA Jumbo Certificates 4 year
$50,000
3.60%
Rate3.54%
Min Deposit$50,000
Min Balance
UpdatedJun 11, 2026
Details

Bump Option: Eligible

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA CD 48 Months
$0
3.55%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
IRA Certificates 4 year
$1,000
3.51%
Rate3.45%
Min Deposit$1,000
Min Balance
UpdatedJun 11, 2026
Details

Bump Option: Eligible

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Jumbo Certificates of Deposit - 4 year
$50,000
3.50%
Rate3.44%
Min Deposit$50,000
Min Balance
UpdatedJun 11, 2026
Details

Bump Option: Eligible

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Jumbo Certificate of Deposit - 4 year
$50,000
3.50%
Rate3.44%
Min Deposit$50,000
Min Balance
UpdatedJun 11, 2026
Details

Bump Option: Eligible

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Business Jumbo Certificate of Deposit 4 year
$50,000
3.50%
Rate3.44%
Min Deposit$50,000
Min Balance
UpdatedJun 11, 2026
Details

Rate Type: Variable - Member has discretion; Interest Compounded: Daily; Interest Credited: Monthly; Bump Option: Eligible

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
48 Months
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

APY for balances $100,000+

Pacific Crest SB
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
4 year
$0
3.40%
Rate3.34%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA CD 48 Months
$0
3.35%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
48 Months
$0
3.30%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

APY for balances $50,000 - $99,999.99

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
4 year
$1,000
3.30%
Rate3.25%
Min Deposit$1,000
Min Balance
UpdatedJun 11, 2026
Details

Bump Option: Eligible

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Business Certificate of Deposit 4 year
$1,000
3.30%
Rate3.25%
Min Deposit$1,000
Min Balance
UpdatedJun 11, 2026
Details

Rate Type: Variable - Member has discretion; Interest Compounded: Daily; Interest Credited: Monthly; Bump Option: Eligible

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
48 Months Certificate
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

WCLA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.12%
48 Month
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
48 Months
$0
3.25%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
48-month Wave Club Certificate
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Wave Club

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
48-month IRA Wave Club Certificate
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
48-month Certificate | Wave Club
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
48 month Fixed
$1,000
3.20%
Rate3.15%
Min Deposit$1,000
Min Balance
UpdatedJun 23, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
48 Months
$0
3.10%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

APY for balances $500 - $49,999.99

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
48 Months
$0
3.05%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
48-month Certificate
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
48-month IRA Certificate
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Bump CD 48 Months
$0
3.00%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
4-Year IRA
$0
2.85%
Rate2.81%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
4-Year Certificate
$0
2.85%
Rate2.81%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
48 Months
$0
2.85%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Express Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
48 months
$0
2.85%
Rate2.81%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
4-Year Certificate
$0
2.81%
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
48 Month
$0
2.80%
Rate2.77%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
IRA Certificate Accounts 48 Month
$0
2.80%
Rate2.77%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Bump CD 48 Months
$0
2.80%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
4-Year Certificate
$0
2.80%
Rate2.77%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
4-Year IRA
$0
2.80%
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
48 months
$1,000
2.75%
Rate2.72%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Share Certificates 48 months
$1,000
2.75%
Rate2.72%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

Vancouver 60 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
1910 W Fourth Plain Blvd, Vancouver, WA 98660 1338
60 Month Certificate
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
13909 SE Mill Plain Blvd, Vancouver, WA 98684
60 Month
$0
2.85%
Rate2.82%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
703 Broadway St Ste 100, Vancouver, WA 98660
5 Year Certificate
$100,000
2.80%
Rate
Min Deposit$100,000
Min Balance
UpdatedJun 11, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
703 Broadway St Ste 100, Vancouver, WA 98660
5 Year Certificate
$50,000
2.60%
Rate
Min Deposit$50,000
Min Balance
UpdatedJun 11, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
6711 NE 63rd St, Vancouver, WA 98661
Traditional & Roth IRA Certificates of Deposit - 60 months
$1,000
2.55%
Rate2.52%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

APY with OnPoint Rewards: 2.81%; Interest rate with OnPoint Rewards: 2.77%

IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
1313 Main St, Vancouver, WA 98660 2918
IRA Certificates 60 Month
$0
2.50%
Rate2.48%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Member Perks APY: 2.75%

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
6711 NE 63rd St, Vancouver, WA 98661
Business Certificates of Deposit 60 months
$1,000
2.50%
Rate2.47%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

APY with OnPoint Rewards: 2.75%; Interest rate with OnPoint Rewards: 2.72%

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
6711 NE 63rd St, Vancouver, WA 98661
60 months
$1,000
2.50%
Rate2.47%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

APY with OnPoint Rewards: 2.75%; Interest rate with OnPoint Rewards: 2.72%

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
800 SE 192nd Ave, Vancouver, WA 98683 9510
60 Mo Certificate - Regular, IRA, ESA, Optima Club
$0
2.50%
Rate2.47%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
1313 Main St, Vancouver, WA 98660 2918
IRA Certificate 60 Month
$0
2.50%
Rate2.48%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Member Perks APY: 2.75%

IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
1313 Main St, Vancouver, WA 98660 2918
Certificates 60-Month
$0
2.50%
Rate2.48%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Member Perks APY: 2.75%

IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
1313 Main St, Vancouver, WA 98660 2918
60-Month Certificate
$0
2.50%
Rate2.48%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Member Perks APY: 2.75%

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
703 Broadway St Ste 100, Vancouver, WA 98660
5 Year Certificate
$10,000
2.50%
Rate
Min Deposit$10,000
Min Balance
UpdatedJun 11, 2026
Details

Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
703 Broadway St Ste 100, Vancouver, WA 98660
5 Year Certificate
$500
2.45%
Rate
Min Deposit$500
Min Balance
UpdatedJun 11, 2026
Details

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1650 NE Ross St, Vancouver, WA 98663
5 Year
$0
2.40%
Rate2.38%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
805 NE 98th Cir Ste 106, Vancouver, WA 98665 9134
Jumbo 60-month
$0
2.16%
Rate2.15%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
805 NE 98th Cir Ste 106, Vancouver, WA 98665 9134
60-month
$0
2.06%
Rate2.05%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

WaFd Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
13411 Se Mill Plain Blvd A 1, Vancouver, WA 98683
60 Months
$0
0.35%
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

WaFd Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
13411 Se Mill Plain Blvd A 1, Vancouver, WA 98683
60 Months
$1,000
0.30%
Rate
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
5 Year IRA
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Dividend Rate: 3.83% for $1,000 - $49,999.99; Dividend Rate: 3.88% for $50,000 - $99,999.99; Dividend Rate: 3.93% for $100,000 and over

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
5 Year Retirement Share Certificate
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Dividend Rate $10,000 - $49,999.99: 3.93%, Annual Percentage Yield $10,000 - $49,999.99: 4.00%, Dividend Rate $50,000 - $99,999.99: 3.98%, Annual Percentage Yield $50,000 - $99,999.99: 4.05%, Dividend Rate $100,000 and over: 4.03%, Annual Percentage Yield $100,000 and over: 4.10%

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
5 Year Share Certificate
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Share Certificates 5 Years
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Share Certificates 5 Years
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
5 Year Share Certificate
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
5 Year IRA
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Dividend Rate: 3.83% for $1,000 - $49,999.99; Dividend Rate: 3.88% for $50,000 - $99,999.99; Dividend Rate: 3.93% for $100,000 and over

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
5 Year IRA
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Dividend Rate: 3.83% for $1,000 - $49,999.99; Dividend Rate: 3.88% for $50,000 - $99,999.99; Dividend Rate: 3.93% for $100,000 and over

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
5 Year Share Certificate
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Share Certificates 5 Years
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA CD 60 Months
$0
3.75%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
60 Month Promo CD
$500
3.70%
Rate3.65%
Min Deposit$500
Min Balance
UpdatedJun 16, 2026
Details

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
IRA Jumbo Certificates 5 year
$50,000
3.60%
Rate3.54%
Min Deposit$50,000
Min Balance
UpdatedJun 11, 2026
Details

Bump Option: Eligible

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA CD 60 Months
$0
3.55%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
IRA Certificates 5 year
$1,000
3.51%
Rate3.45%
Min Deposit$1,000
Min Balance
UpdatedJun 11, 2026
Details

Bump Option: Eligible

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Jumbo Certificates of Deposit - 5 year
$50,000
3.50%
Rate3.44%
Min Deposit$50,000
Min Balance
UpdatedJun 11, 2026
Details

Bump Option: Eligible

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Jumbo Certificate of Deposit - 5 year
$50,000
3.50%
Rate3.44%
Min Deposit$50,000
Min Balance
UpdatedJun 11, 2026
Details

Bump Option: Eligible

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Business Jumbo Certificate of Deposit 5 year
$50,000
3.50%
Rate3.44%
Min Deposit$50,000
Min Balance
UpdatedJun 11, 2026
Details

Rate Type: Variable - Member has discretion; Interest Compounded: Daily; Interest Credited: Monthly; Bump Option: Eligible

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
60 Months
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

APY for balances $100,000+

Pacific Crest SB
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
5 year
$0
3.40%
Rate3.34%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA CD 60 Months
$0
3.35%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
60 Months Certificate
$0
3.35%
Rate3.30%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
60 Months
$0
3.30%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

APY for balances $50,000 - $99,999.99

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
5 year
$1,000
3.30%
Rate3.25%
Min Deposit$1,000
Min Balance
UpdatedJun 11, 2026
Details

Bump Option: Eligible

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Business Certificate of Deposit 5 year
$1,000
3.30%
Rate3.25%
Min Deposit$1,000
Min Balance
UpdatedJun 11, 2026
Details

Rate Type: Variable - Member has discretion; Interest Compounded: Daily; Interest Credited: Monthly; Bump Option: Eligible

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
60 Months
$0
3.25%
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
5-Year Certificate
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
5-Year IRA
$0
3.25%
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
5-Year Certificate
$0
3.20%
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
5-Year IRA Certificate
$0
3.20%
Rate3.15%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
5-Year IRA
$0
3.20%
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Vancouver, Washington Institutions

Highest verified APYs available today — updated June 23, 2026

B Top 5 Bank Rates
Wells Fargo
1 year Standard Fixed Rate CD
A 5.0 ★ TX: 7.44%
Min: $2,500
1.51%
WaFd Bank
60 Months
A+ 5.0 ★ TX: 2.33%
Min: $0
0.35%
Yakima Federal S&L
12 Month CD
A+ 5.0 ★ TX: 0.24%
Min: $0
4.00%
Pacific Crest SB
1-Year CD
A+ 5.0 ★ TX: 4.95%
Min: $0
3.85%
HSBC Bank USA
New Money CD 24 Month
A+ 5.0 ★ TX: 3.89%
Min: $1,000
3.85%
CU Top 5 Credit Union Rates
Unitus Community Credit Union
6 Mo Certificate - Regular, IRA, ESA
A+ 5.0 ★ TX: 3.85%
Min: $0
3.65%
HAPO Community Credit Union
6 Month
A+ 5.0 ★ TX: 1.93%
Min: $0
3.60%
Columbia Community Credit Union
6 Month Certificate
A+ 5.0 ★ TX: 5.27%
Min: $100,000
3.55%
Pacific NW Federal Credit Union
6 Month Special
A+ 5.0 ★ TX: 3.62%
Min: $0
3.50%
Rivermark Community Credit Union
60 Month Certificate
A 5.0 ★ TX: 11.94%
Min: $0
3.30%
Rates verified June 23, 2026 — Click an institution name to view its full profile, safety ratings, and all CD terms.

Vancouver, WA CD Rate Trends

Compare local Vancouver, WA CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Washington CD Trends →
12-Month CD — WA Avg
2.924%
▼ 0.013 vs 7 days ago

Washington 12-month CD rates fell 0.013 points over the past 7 days to 2.924% APY.

6-Month CD — WA Avg
2.437%
▼ 0.011 vs 7 days ago

Washington 6-month CD rates fell 0.011 points over the past 7 days to 2.437% APY.

As of Jun 24, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

WA CD Rate Forecast — Next 12 Months

Where are Washington CD rates headed through June 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

WA 12-Month Avg APY
2.924%
6-Month Forecast
2.924%
Range: 2.72% – 3.07%
12-Month Forecast
2.674%
Range: 2.47% – 2.82%

Data inputs: The central forecast uses CME FedWatch implied fed funds path and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Washington average 12-month CD APY in our database.

Spread model: The Washington 12-month CD average currently trades 1.45% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (Fed holds longer, deposit competition remains high). Lower bound subtracts 0.20% (earlier or deeper rate cuts compress yields faster).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at WA CD Rates Today

Annual interest earnings at today’s Washington average APYs. State average used where available; national average as fallback.

CD Term WA Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 1.119% $55.96 $111.92 $279.80 $559.60
6-Month CD 2.437% $121.85 $243.70 $609.25 $1,218.50
12-Month CD 2.924% $146.19 $292.38 $730.95 $1,461.90
18-Month CD 3.090% $154.51 $309.01 $772.53 $1,545.05
24-Month CD 2.777% $138.86 $277.71 $694.28 $1,388.55
36-Month CD 2.833% $141.66 $283.32 $708.30 $1,416.60
48-Month CD 2.870% $143.49 $286.98 $717.45 $1,434.90
60-Month CD 2.557% $127.86 $255.71 $639.28 $1,278.55
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of June 23, 2026.

Sample CD Ladder for Vancouver, Washington Savers

$25,000 split equally across 5 terms using today’s Washington average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder →
Rung Term Deposit WA Avg APY Annual Earnings
1 3-Month CD $5,000 1.119% $55.96
2 6-Month CD $5,000 2.437% $121.85
3 12-Month CD $5,000 2.924% $146.19
4 24-Month CD $5,000 2.777% $138.86
5 36-Month CD $5,000 2.833% $141.66
Total ($25,000 invested) $25,000 2.418% blended $604.52/yr

Ladder example uses equal $5,000 rungs and Washington average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

701
CD Rates
Tracked in Vancouver, Washington
14 Banks 47 Credit Unions

About Our Vancouver, Washington CD Rate Database

MonitorBankRates tracks 701 CD rates from 14 banks and 47 credit unions with locations in Vancouver, Washington, plus national online institutions available to Washington residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.

Current top rate: Unitus Community Credit Union offers a CD at 3.65% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Vancouver, Washington.

How to Find the Best CD Rates in Vancouver, Washington

What to compare when shopping for a CD in Vancouver, Washington

To find the best APYs in Vancouver, Washington, start with credit unions and online-only banks — Vancouver, Washington has 47 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Vancouver, Washington

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Vancouver, Washington — 61 institutions here report CD rates

Consider an Alternative If…

Vancouver, Washington Financial Snapshot

Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024

Population 65+
16.7%
National avg: 17.3%
Median Individual Earnings
$45,723
National avg: $47,340
Poverty Rate
10.2%
National avg: 11.1%
Unemployment Rate
5.7%
National avg: 4.8%
CD Earnings on 10% of Salary
$134/yr
At WA 12-mo avg 2.924% APY

16.7% of residents are 65 or older — below the national average of 17.3%. At today’s WA 12-month CD average of 2.924%, saving 10% of the local median salary ($4,572/year) and putting it in a CD would earn an additional $134 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Vancouver, Washington

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Vancouver, Washington

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Vancouver, Washington typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Vancouver, Washington as everywhere in the U.S.

Choosing a CD Term in Vancouver, Washington

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Vancouver, Washington savers easier access to their funds. For example, Unitus Community Credit Union is offering its 6 Mo Certificate - Regular, IRA, ESA at 3.65% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Rivermark Community Credit Union is offering its 60 Month Certificate at 3.30% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Vancouver, Washington Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Vancouver, Washington saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Vancouver, Washington

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Vancouver, Washington CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Vancouver, Washington

Most CDs carry a fixed rate that is locked for the entire term, protecting a Vancouver, Washington depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Vancouver, Washington

Are CD rates in Vancouver, Washington FDIC insured?

Yes, most established banks in Vancouver, Washington are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Vancouver, Washington?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Vancouver, Washington.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Vancouver, Washington may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Vancouver, Washington?

Here are recent top rates found for this area:
  • Unitus Community Credit Union: 3.65% APY (6 Mo Certificate - Regular, IRA, ESA)
  • HAPO Community Credit Union: 3.60% APY (6 Month)
  • Columbia Community Credit Union: 3.55% APY (6 Month Certificate)
  • Pacific NW Federal Credit Union: 3.50% APY (6 Month Special)
  • Rivermark Community Credit Union: 3.30% APY (60 Month Certificate)
  • Cascade Federal Credit Union: 3.10% APY (Jumbo 12-month)
  • OnPoint Community Credit Union: 2.55% APY (Traditional & Roth IRA Certificates of Deposit - 60 months)
  • IQ Credit Union: 2.50% APY (Certificates 24-Month)
  • Wells Fargo: 1.51% APY (1 year Standard Fixed Rate CD)
  • WaFd Bank: 0.35% APY (60 Months)
Rates reflect recent verified offers available in Vancouver, Washington. Last Updated: June 23, 2026

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Vancouver, Washington CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Vancouver, Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Vancouver, Washington. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: June 23, 2026