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CD Rate Trends

Stetsonville, Wisconsin Best CD Rates September 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: September 22, 2026

Current Stetsonville, Wisconsin CD rates include CO-OP Credit UnionCO-OP Credit UnionA+5.0 ★Texas Ratio: 3.23%Real return: +3.20%APY minus CPI (February 2026) offering 12 Month Youth Saver Certificate at 6.00% APY, Gundersen Credit UnionGundersen Credit UnionA+5.0 ★Texas Ratio: 0.66%Real return: +2.70%APY minus CPI (February 2026) offering 12 Month Teenager Certificate at 5.50% APY, 1st Community Credit Union1st Community Credit UnionA+5.0 ★Texas Ratio: 5.84%Real return: +2.33%APY minus CPI (February 2026) offering 36-MONTH TEEN CERTIFICATE SPECIAL at 5.13% APY, Northwoods Community Credit UnionNorthwoods Community Credit UnionA+5.0 ★Texas Ratio: 3.38%Real return: +2.26%APY minus CPI (February 2026) offering 6 Month Youth share certificate at 5.06% APY, and The District Federal Credit UnionThe District Federal Credit UnionA5.0 ★Texas Ratio: 7.87%Real return: +2.20%APY minus CPI (February 2026) offering 12 Month ROTH IRA Term Certificate at 5.00% APY. CD rates as of September 22, 2026 according to verified data from MonitorBankRates.

Stetsonville is a smaller community with no bank or credit union branches currently in our database. 733 institutions serving the Wisconsin area are available to Stetsonville residents, with CD rates as high as 6.00% APY from CO-OP Credit Union. Rates are continually updated, so we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: September 22, 2026

Compare Best CD Rates in Stetsonville, Wisconsin & the Surrounding Area

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Stetsonville 3 Month CD Rates

National 3 Month CD Average2.06% APYUnchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
90 Day Certificate of Deposit
$1,000
4.21% ▲ 2.15% above national avg
View
▼
Rate4.14%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 2.15% above avg
Details

Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
Jumbo Share or IRA Certificate - 3 Month
$0
3.90% ▲ 1.84% above national avg
View
▼
Rate3.84%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.84% above avg
Details

No IRA Available

Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
3 Month Certificate
$5,000
3.75% ▲ 1.69% above national avg
View
▼
Rate3.69%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.69% above avg
Details

For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.

Benton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
3 Month CD
$0
3.60% ▲ 1.54% above national avg
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.06%▲ 1.54% above avg
Details

600 Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
3 Month CD
$0
3.60% ▲ 1.54% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.54% above avg
Details

Earn Up To 3.60%

Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
90 Day Certificate of Deposit (CDs)
$1,000
3.56% ▲ 1.50% above national avg
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.06%▲ 1.50% above avg
Details

Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
IRA Certificates - 90 Day
$1,000
3.56% ▲ 1.50% above national avg
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.06%▲ 1.50% above avg
Details

Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 3 Month
$100,000
3.45% ▲ 1.39% above national avg
View
▼
Rate3.41%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 1.39% above avg
Details

Balance: $100,000 and higher; Interest Credited: At Maturity

Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
Share or IRA Certificate - 3 Month
$1,000
3.40% ▲ 1.34% above national avg
View
▼
Rate3.36%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.34% above avg
Details

No IRA Available

Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
3 Month Certificates
$0
3.19% ▲ 1.13% above national avg
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.13% above avg
Details

Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 3 Month
$25,000
3.15% ▲ 1.09% above national avg
View
▼
Rate3.11%
Min Deposit$25,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 1.09% above avg
Details

Balance: $25,000 - $99,999; Interest Credited: At Maturity

Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Relationship CD - 3 Month
$0
3.05% ▲ 0.99% above national avg
View
▼
Rate3.02%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 0.99% above avg
Details

Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 3 Month
$1,000
3.05% ▲ 0.99% above national avg
View
▼
Rate3.02%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▲ 0.99% above avg
Details

Balance: $1,000 - $24,999; Interest Credited: At Maturity

Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
3 Month Certificate
$0
3.00% ▲ 0.94% above national avg
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.94% above avg
Details

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
3 Month Certificate
$0
3.00% ▲ 0.94% above national avg
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.94% above avg
Details

UnitedOne Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
3 Month Certificate
$0
3.00% ▲ 0.94% above national avg
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.94% above avg
Details

UnitedOne Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
3 Month Share/IRA Certificate
$0
3.00% ▲ 0.94% above national avg
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.94% above avg
Details

GreenLeaf Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
3 Month Certificate
$2,500
2.85% ▲ 0.79% above national avg
View
▼
Rate2.85%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 0.79% above avg
Details

5 Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
3 Month Share Certificate
$500
2.85% ▲ 0.79% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.79% above avg
Details

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
3 Month IRA Certificates
$0
2.85% ▲ 0.79% above national avg
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.79% above avg
Details

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
IRA Certificates - 3 Months
$0
2.85% ▲ 0.79% above national avg
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.79% above avg
Details

With $250,000 Minimum

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
Regular - 3 Month
$0
2.85% ▲ 0.79% above national avg
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.79% above avg
Details

Certificates with $250,000 Minimum

West Pointe Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
Fixed Rate Certificates of Deposit - 3 Months
$1,000
2.83% ▲ 0.77% above national avg
View
▼
Rate2.80%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.06%▲ 0.77% above avg
Details

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
3 Month IRA Certificates
$0
2.80% ▲ 0.74% above national avg
View
▼
Rate2.76%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.74% above avg
Details

Individual Retirement Account (IRAs) with $10,000 Minimum

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
Regular - 3 Month
$0
2.80% ▲ 0.74% above national avg
View
▼
Rate2.76%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.74% above avg
Details

Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
CD - 3 Month
$0
2.75% ▲ 0.69% above national avg
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 0.69% above avg
Details

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
3 Month IRA Certificates
$500
2.75% ▲ 0.69% above national avg
View
▼
Rate2.71%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.69% above avg
Details

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
IRA Certificates - 3 Months
$0
2.75% ▲ 0.69% above national avg
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.69% above avg
Details

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
Regular - 3 Month
$0
2.75% ▲ 0.69% above national avg
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.69% above avg
Details

County City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
90 Day Certificate
$1,000
2.52% ▲ 0.46% above national avg
View
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.46% above avg
Details

Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
3-month CD
$0
2.50% ▲ 0.44% above national avg
View
▼
Rate2.48%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 0.44% above avg
Details

Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
3-Month, 6-Month, 9 Month Share Certificate
$1,000
2.40% ▲ 0.34% above national avg
View
▼
Rate2.40%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.34% above avg
Details

Bank of Cashton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$10,000
2.25% ▲ 0.19% above national avg
View
▼
Rate2.23%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 0.19% above avg
Details

Stetsonville 6 Month CD Rates

National 6 Month CD Average2.76% APYUnchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
6 Month Youth share certificate
$100
5.06% ▲ 2.30% above national avg
View
▼
Rate5.00%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 2.30% above avg
Details

Teen Cents Club Junior Savers Kangaroo Kids Club Minimum $100.00 Maximum $5,000.00 (Aggregate)

Midwest Family Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
6 Month LOYALTY CERTIFICATE PROMO
$0
4.59% ▲ 1.83% above national avg
View
▼
Rate4.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.83% above avg
Details

Qualifications Required; Checking and Savings account, Debit card and must currently have Direct Deposit. Money must be new to MWFFCU.

5 Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
6 Month Share Certificate
$500
4.50% ▲ 1.74% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.74% above avg
Details

Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
6 Month Certificate of Deposit
$500
4.40% ▲ 1.64% above national avg
View
▼
Rate4.35%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.64% above avg
Details

Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
6 Month CD
$500
4.25% ▲ 1.49% above national avg
View
▼
Rate4.19%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.49% above avg
Details

Balance: $500 - $9,999.99

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
6 Month Certificate
$0
4.25% ▲ 1.49% above national avg
View
▼
Rate4.18%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.49% above avg
Details

Capital Area Realtors Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.35%
6 Month Certificate of Deposit (CD)
$0
4.18% ▲ 1.42% above national avg
View
▼
Rate4.15%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.42% above avg
Details

UnitedOne Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
6 Month Certificate
$0
4.10% ▲ 1.34% above national avg
View
▼
Rate4.04%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.34% above avg
Details

UnitedOne Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
6 Month Share/IRA Certificate
$0
4.10% ▲ 1.34% above national avg
View
▼
Rate4.04%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.34% above avg
Details

The Bank of Brodhead
Institution Rating:
A5.0 ★Texas Ratio: 9.85%
6 Month Certificate
$0
4.00% ▲ 1.24% above national avg
View
▼
Rate3.92%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.24% above avg
Details

Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
Jumbo Share or IRA Certificate - 6 Month
$0
4.00% ▲ 1.24% above national avg
View
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.24% above avg
Details

No IRA Available

Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
6 Month Certificate
$500
4.00% ▲ 1.24% above national avg
View
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.24% above avg
Details

For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
6 Month Certificate
$0
4.00% ▲ 1.24% above national avg
View
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.24% above avg
Details

R.I.A. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
6 Month Share Certificate
$0
3.92% ▲ 1.16% above national avg
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.16% above avg
Details

Bank of Luxemburg
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
6 Month CD
$1,000
3.90% ▲ 1.14% above national avg
View
▼
Rate3.82%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.14% above avg
Details

GreenLeaf Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
6 Month Certificate
$2,500
3.90% ▲ 1.14% above national avg
View
▼
Rate3.90%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.14% above avg
Details

Benton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
6 Month CD
$0
3.90% ▲ 1.14% above national avg
View
▼
Rate3.90%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.14% above avg
Details

Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 6 Month
$100,000
3.90% ▲ 1.14% above national avg
View
▼
Rate3.84%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.14% above avg
Details

Balance: $100,000 and higher; Interest Credited: Quarterly

Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
6 Month CD
$1,000
3.90% ▲ 1.14% above national avg
View
▼
Rate3.84%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.14% above avg
Details

Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
6-Month CD / IRA
$1,000
3.90% ▲ 1.14% above national avg
View
▼
Rate3.84%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.14% above avg
Details

Ladysmith Federal S&L
Institution Rating:
B4.6 ★Texas Ratio: 19.45%
6 Month Certificate
$1,000
3.86% ▲ 1.10% above national avg
View
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.10% above avg
Details

PyraMax Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
6 Month Fixed Rate Special
$0
3.85% ▲ 1.09% above national avg
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.09% above avg
Details

Laona State Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.67%
6 Month Certificate Special
$10,000
3.82% ▲ 1.06% above national avg
View
▼
Rate3.75%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.06% above avg
Details

Laona State Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.67%
6 Month Special Certificate of Deposit
$10,000
3.82% ▲ 1.06% above national avg
View
▼
Rate3.75%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.06% above avg
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Certificates 6 months
$1,000
3.80% ▲ 1.04% above national avg
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.04% above avg
Details

Balance: $100,000+

Gundersen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
6 Month Certificate
$0
3.80% ▲ 1.04% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.04% above avg
Details

WCCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
6 Month Share & IRA Certificates
$0
3.80% ▲ 1.04% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.04% above avg
Details

IRA Certificates require $1000 Minimum and 1 Year Minimum

Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
6 Month Certificate of Deposit (CDs)
$1,000
3.77% ▲ 1.01% above national avg
View
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.01% above avg
Details

Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
IRA Certificates - 6 Month
$1,000
3.77% ▲ 1.01% above national avg
View
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.01% above avg
Details

The Bank of New Glarus
Institution Rating:
A-5.0 ★Texas Ratio: 15.01%
6 Month CD/IRA
$2,000
3.75% ▲ 0.99% above national avg
View
▼
Rate3.70%
Min Deposit$2,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.99% above avg
Details

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Share Certificate - 6 months
$1,000
3.75% ▲ 0.99% above national avg
View
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.99% above avg
Details

Dividends Compounded & Credited: Quarterly; Dividend Period: Quarterly

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Certificates 6 months
$1,000
3.75% ▲ 0.99% above national avg
View
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.99% above avg
Details

Balance: $25,000.00 - $49,999.99

Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 6 Month
$25,000
3.70% ▲ 0.94% above national avg
View
▼
Rate3.65%
Min Deposit$25,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.94% above avg
Details

Balance: $25,000 - $99,999; Interest Credited: Quarterly

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Certificates 6 months
$1,000
3.70% ▲ 0.94% above national avg
View
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.94% above avg
Details

Balance: $10,000.00 - $24,999.99

Arcadia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
6 Month Certificate
$2,000
3.70% ▲ 0.94% above national avg
View
▼
Rate3.67%
Min Deposit$2,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.94% above avg
Details

Dividend Compounded: At Maturity; Dividend Added: At Maturity

Arcadia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
6 Month Share Certificates
$500
3.70% ▲ 0.94% above national avg
View
▼
Rate3.67%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.94% above avg
Details

Dividends Compounded: At Maturity; Dividend Added: At Maturity

Arcadia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Share Certificates (CDs) - 6 Months
$500
3.70% ▲ 0.94% above national avg
View
▼
Rate3.67%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.94% above avg
Details

Dividends Compounded: At Maturity; Dividend Added: At Maturity

WCCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
6 Month Share & IRA Certificates
$0
3.70% ▲ 0.94% above national avg
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.94% above avg
Details

IRA Certificates require $1000 Minimum and 1 Year Minimum

Flagstar Bank, National Association
Institution Rating:
D3.1 ★Texas Ratio: 37.37%
6-MONTH CD
$500
3.70% ▲ 0.94% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.94% above avg
Details

New Money Required; Offer subject to change or cancellation at any time without notice.

Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 6 mo.
$0
3.65% ▲ 0.89% above national avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.89% above avg
Details

Balance: $100,000 and over

AbbyBank
Institution Rating:
A5.0 ★Texas Ratio: 12.32%
6 Month Certificates of Deposits
$0
3.65% ▲ 0.89% above national avg
View
▼
Rate3.58%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.89% above avg
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Certificates 6 months
$1,000
3.65% ▲ 0.89% above national avg
View
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.89% above avg
Details

Balance: $1,000.00 - $9,999.99

Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 6 mo.
$0
3.60% ▲ 0.84% above national avg
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.84% above avg
Details

Balance: $50,000 to $99,999.99

Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 6 Month
$1,000
3.60% ▲ 0.84% above national avg
View
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.84% above avg
Details

Balance: $1,000 - $24,999; Interest Credited: Quarterly

Governmental Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
6 Month CD SPECIAL
$1,000
3.60% ▲ 0.84% above national avg
View
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.84% above avg
Details

Governmental Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
6 Month Share Certificates
$1,000
3.60% ▲ 0.84% above national avg
View
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.84% above avg
Details

CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
6-month CD
$1,000
3.56% ▲ 0.80% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.80% above avg
Details

Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 6 mo.
$0
3.55% ▲ 0.79% above national avg
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.79% above avg
Details

Balance: $10,000 to $49,999.99

River Falls State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
6 Month Certificates of Deposit
$500
3.55% ▲ 0.79% above national avg
View
▼
Rate3.50%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.79% above avg
Details

Johnson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Certificate of Deposit Accounts (CD) - 6 months
$250,000
3.52% ▲ 0.76% above national avg
View
▼
Rate3.49%
Min Deposit$250,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.76% above avg
Details

Balance: $250,000.00 to $499,999.99

Stetsonville 12 Month CD Rates

National 12 Month CD Average2.95% APYUnchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
12 Month Youth Saver Certificate
$0
6.00% ▲ 3.05% above national avg
View
▼
Rate5.87%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 3.05% above avg
Details

Gundersen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
12 Month Teenager Certificate
$0
5.50% ▲ 2.55% above national avg
View
▼
Rate5.39%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 2.55% above avg
Details

Age: 13-17

The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.87%
12 Month ROTH IRA Term Certificate
$0
5.00% ▲ 2.05% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 2.05% above avg
Details

Penalty for early withdrawal: 180 days dividends

The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.87%
12 Month Term Certificate
$0
5.00% ▲ 2.05% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 2.05% above avg
Details

Penalty for early withdrawal: 180 days dividends

The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.87%
12 Month Traditional IRA Term Certificate
$0
5.00% ▲ 2.05% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 2.05% above avg
Details

Penalty for early withdrawal: 180 days dividends

PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
12 Month Certificate of Deposit
$0
4.63% ▲ 1.68% above national avg
View
▼
Rate4.55%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.68% above avg
Details

Balance: $35,000+

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
12 Month Certificate
$0
4.50% ▲ 1.55% above national avg
View
▼
Rate4.43%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.55% above avg
Details

Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 2.82%
12 Month Certificate
$0
4.40% ▲ 1.45% above national avg
View
▼
Rate4.31%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.45% above avg
Details

Plymouth County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
12 Month Certificate
$100
4.33% ▲ 1.38% above national avg
View
▼
Rate4.25%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.38% above avg
Details

Plymouth County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
12-Month Traditional/Roth IRA CD
$100,000
4.33% ▲ 1.38% above national avg
View
▼
Rate4.25%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.38% above avg
Details

River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
12 Month CD Special
$0
4.30% ▲ 1.35% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.35% above avg
Details

FNB of Bangor
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
12 Month Certificate
$0
4.30% ▲ 1.35% above national avg
View
▼
Rate4.23%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 1.35% above avg
Details

Capital Area Realtors Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.35%
12 Month Certificate of Deposit (CD)
$0
4.29% ▲ 1.34% above national avg
View
▼
Rate4.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.34% above avg
Details

Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
12 Month Certificate of Deposit
$500
4.25% ▲ 1.30% above national avg
View
▼
Rate4.21%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.30% above avg
Details

The Bank of New Glarus
Institution Rating:
A-5.0 ★Texas Ratio: 15.01%
12 Month CD/IRA
$2,000
4.25% ▲ 1.30% above national avg
View
▼
Rate4.18%
Min Deposit$2,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.30% above avg
Details

Gundersen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
12 Month Youngster Certificate
$0
4.25% ▲ 1.30% above national avg
View
▼
Rate4.18%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.30% above avg
Details

Age: 0-12

Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
12 Month Share Certificates and IRA Certificates
$100
4.25% ▲ 1.30% above national avg
View
▼
Rate4.18%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.30% above avg
Details

Minimum to Open or Earn Dividends.

Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
12 Months Share Certificate
$0
4.25% ▲ 1.30% above national avg
View
▼
Rate4.18%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.30% above avg
Details

Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
12 Month Certificate
$500
4.25% ▲ 1.30% above national avg
View
▼
Rate4.17%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.30% above avg
Details

For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.

Plymouth County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
12 Month Certificate
$500
4.18% ▲ 1.23% above national avg
View
▼
Rate4.10%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.23% above avg
Details

Plymouth County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
12-Month Traditional/Roth IRA CD
$500
4.18% ▲ 1.23% above national avg
View
▼
Rate4.10%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.23% above avg
Details

CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
12-month CD
$1,000
4.15% ▲ 1.20% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.20% above avg
Details

Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 1 Year
$100,000
4.10% ▲ 1.15% above national avg
View
▼
Rate4.04%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 1.15% above avg
Details

Balance: $100,000 and higher; Interest Credited: Quarterly

Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
Jumbo Share or IRA Certificate - 12 Month
$0
4.10% ▲ 1.15% above national avg
View
▼
Rate4.04%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.15% above avg
Details

Laona State Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.67%
12 Month Certificate Special
$10,000
4.07% ▲ 1.12% above national avg
View
▼
Rate4.00%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.12% above avg
Details

Laona State Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.67%
12 Month Special Certificate of Deposit
$10,000
4.07% ▲ 1.12% above national avg
View
▼
Rate4.00%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.12% above avg
Details

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Certificate of Deposit - 1 year
$0
4.03% ▲ 1.08% above national avg
View
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.08% above avg
Details

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
IRA Certificate - 1 year
$0
4.03% ▲ 1.08% above national avg
View
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.08% above avg
Details

State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 mo Certificate of Deposit
$500
4.02% ▲ 1.07% above national avg
View
▼
Rate3.95%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 1.07% above avg
Details

Interest Will Be Credited: Monthly; Opening Balance: $10,000 or above

Park Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
1 Year Certificate of Deposit
$0
4.01% ▲ 1.06% above national avg
View
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.06% above avg
Details

Minimum Daily Balance of $10,000 or More to Earn Annual Percentage Yield

The Bank of Brodhead
Institution Rating:
A5.0 ★Texas Ratio: 9.85%
12 Month Certificate
$0
4.00% ▲ 1.05% above national avg
View
▼
Rate3.92%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.05% above avg
Details

Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
12 Month CD
$0
4.00% ▲ 1.05% above national avg
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.05% above avg
Details

Balance: $100,000 and over

Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 12 Mo.
$0
4.00% ▲ 1.05% above national avg
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.05% above avg
Details

Balance: $100,000 and over

WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.07%
12 Month Fixed Rate IRA Promotional Certificates of Deposit
$2,500
4.00% ▲ 1.05% above national avg
View
▼
Rate3.93%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.05% above avg
Details

WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.07%
12 Month Promotional Certificates of Deposit
$5,000
4.00% ▲ 1.05% above national avg
View
▼
Rate3.93%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.05% above avg
Details

WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.07%
Fixed Rate IRA Promotional Certificates of Deposit - 12 Month
$2,500
4.00% ▲ 1.05% above national avg
View
▼
Rate3.93%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.05% above avg
Details

Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
12 Month Certificate Special
$2,500
4.00% ▲ 1.05% above national avg
View
▼
Rate3.92%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.95%▲ 1.05% above avg
Details

Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
12 Month IRA Certificate Special
$2,500
4.00% ▲ 1.05% above national avg
View
▼
Rate3.92%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.95%▲ 1.05% above avg
Details

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
12 Month (Moneywise Available) Certificate
$0
4.00% ▲ 1.05% above national avg
View
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.05% above avg
Details

Moneywise Available

Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
12 Month CD
$0
3.95% ▲ 1.00% above national avg
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.00% above avg
Details

Balance: $50,000 to $99,999.99

Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 12 Mo.
$0
3.95% ▲ 1.00% above national avg
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.00% above avg
Details

Balance: $50,000 to $99,999.99

Ladysmith Federal S&L
Institution Rating:
B4.6 ★Texas Ratio: 19.45%
1 Year IRA Certificate
$0
3.95% ▲ 1.00% above national avg
View
▼
Rate3.90%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.95%▲ 1.00% above avg
Details

Ladysmith Federal S&L
Institution Rating:
B4.6 ★Texas Ratio: 19.45%
IRA Certificates - 1 Year
$0
3.95% ▲ 1.00% above national avg
View
▼
Rate3.90%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.95%▲ 1.00% above avg
Details

Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
12 Month CD
$1,000
3.95% ▲ 1.00% above national avg
View
▼
Rate3.89%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 1.00% above avg
Details

Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
12-Month CD / IRA
$1,000
3.95% ▲ 1.00% above national avg
View
▼
Rate3.89%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 1.00% above avg
Details

State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 mo Certificate of Deposit
$500
3.95% ▲ 1.00% above national avg
View
▼
Rate3.95%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 1.00% above avg
Details

Interest Will Be Credited: At Maturity; Opening Balance: Under $10,000

Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
12 Month CD Certificate
$0
3.94% ▲ 0.99% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.99% above avg
Details

Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
12 Month Certificate of Deposit
$0
3.94% ▲ 0.99% above national avg
View
▼
Rate3.90%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.99% above avg
Details

APY is based upon an assumption that dividends will remain in the account until maturity. Dividends paid semi-annually and at maturity. Early withdrawal penalties may apply.

Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
12 Month Youth Certificates of Deposit
$25
3.94% ▲ 0.99% above national avg
View
▼
Rate3.90%
Min Deposit$25
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.99% above avg
Details

Youth Certificates (Sapling Certificates) are available for members 17 and younger to open. Youth Certificates may deposit additional money at any time.

Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Traditional 12 Month CD
$1,000
3.94% ▲ 0.99% above national avg
View
▼
Rate3.90%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.99% above avg
Details

IRA: Traditional, Roth, & Coverdell Education

Stetsonville 18 Month CD Rates

National 18 Month CD Average2.81% APY▼ 0.04% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.87%
18 Month Term Certificate
$0
5.00% ▲ 2.19% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 2.19% above avg
Details

Penalty for early withdrawal: 180 days dividends

State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 mo Variable Rate IRA 18 mo Certificate of Deposit
$500
4.84% ▲ 2.03% above national avg
View
▼
Rate4.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 2.03% above avg
Details

Interest Will Be Credited: Quarterly; Fixed Rate or Variable Rate***: Variable

Capital Area Realtors Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.35%
18 Month Certificate of Deposit (CD)
$0
4.41% ▲ 1.60% above national avg
View
▼
Rate4.35%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.60% above avg
Details

Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 2.82%
18 Month Certificate
$0
4.40% ▲ 1.59% above national avg
View
▼
Rate4.31%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.59% above avg
Details

WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
18 Month IRA Certificates
$0
4.34% ▲ 1.53% above national avg
View
▼
Rate4.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.53% above avg
Details

Term: 18 Month Variable Rate IRA; Compounded: Daily; Basic MVP** Level Dividend Rate: 4.25%; Basic MVP** Level APY*: 4.34%; Silver MVP** Level Dividend Rate: 4.25%; Silver MVP** Level APY*: 4.34%; Gold MVP** Level Dividend Rate: 4.25%; Gold MVP** Level APY*: 4.34%

Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
18 Month Certificate of Deposit
$500
4.30% ▲ 1.49% above national avg
View
▼
Rate4.25%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 1.49% above avg
Details

Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
18 Month Share Certificates and IRA Certificates
$100
4.25% ▲ 1.44% above national avg
View
▼
Rate4.18%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.44% above avg
Details

Minimum to Open or Earn Dividends.

Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
18 Months Share Certificate Special
$0
4.25% ▲ 1.44% above national avg
View
▼
Rate4.18%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.44% above avg
Details

Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
Special 18 Months
$100
4.25% ▲ 1.44% above national avg
View
▼
Rate4.18%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.44% above avg
Details

Cloverbelt Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
18-Month Certificate
$0
4.25% ▲ 1.44% above national avg
View
▼
Rate4.18%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.44% above avg
Details

Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
18 Month Certificate
$500
4.20% ▲ 1.39% above national avg
View
▼
Rate4.12%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.39% above avg
Details

For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Certificate of Deposit - 18 months
$0
4.13% ▲ 1.32% above national avg
View
▼
Rate4.05%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.32% above avg
Details

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
IRA Certificate - 18 months
$0
4.13% ▲ 1.32% above national avg
View
▼
Rate4.05%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.32% above avg
Details

Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Relationship CD - 18 Month
$0
4.10% ▲ 1.29% above national avg
View
▼
Rate4.04%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.29% above avg
Details

Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
Jumbo Share or IRA Certificate - 18 Month
$0
4.10% ▲ 1.29% above national avg
View
▼
Rate4.04%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.29% above avg
Details

Plymouth County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
18 Month Certificate
$500
4.02% ▲ 1.21% above national avg
View
▼
Rate3.95%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.21% above avg
Details

Plymouth County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
18-Month Traditional/Roth IRA CD
$500
4.02% ▲ 1.21% above national avg
View
▼
Rate3.95%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.21% above avg
Details

CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
18-month CD
$1,000
4.00% ▲ 1.19% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.19% above avg
Details

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
IRA Certificate 18 month
$0
3.95% ▲ 1.14% above national avg
View
▼
Rate3.89%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.14% above avg
Details

PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificate of Deposit
$0
3.90% ▲ 1.09% above national avg
View
▼
Rate3.90%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 1.09% above avg
Details

PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month IRA
$0
3.90% ▲ 1.09% above national avg
View
▼
Rate3.90%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 1.09% above avg
Details

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
18 Month Business Certificate
$0
3.90% ▲ 1.09% above national avg
View
▼
Rate3.84%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.09% above avg
Details

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
18 Month Certificate
$0
3.90% ▲ 1.09% above national avg
View
▼
Rate3.84%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.09% above avg
Details

Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
CD - 18 Month
$0
3.80% ▲ 0.99% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 0.99% above avg
Details

Gundersen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
18 Month Certificate
$0
3.80% ▲ 0.99% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.99% above avg
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
18 Month Individual Retirement Account (IRA) Certificate
$0
3.77% ▲ 0.96% above national avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.81%▲ 0.96% above avg
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
18 Month Term Certificate
$0
3.77% ▲ 0.96% above national avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.81%▲ 0.96% above avg
Details

Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
18 Months Share/IRA Certificate
$0
3.70% ▲ 0.89% above national avg
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.89% above avg
Details

Balance: 18 Months

West Pointe Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
Fixed Rate Certificates of Deposit - 18 Months
$500
3.66% ▲ 0.85% above national avg
View
▼
Rate3.60%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.81%▲ 0.85% above avg
Details

Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
18-month CD Rate
$1,000
3.66% ▲ 0.85% above national avg
View
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.85% above avg
Details

Compounding/Posted: Monthly/Monthly

Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
18-month CD
$0
3.65% ▲ 0.84% above national avg
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 0.84% above avg
Details

Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
18 Month Certificate
$0
3.65% ▲ 0.84% above national avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.84% above avg
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
18-month term
$0
3.65% ▲ 0.84% above national avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.84% above avg
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
IRA CD Specials - 18-month term
$0
3.65% ▲ 0.84% above national avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.84% above avg
Details

Clare Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
18 Month IRA Certificate Special
$500
3.63% ▲ 0.82% above national avg
View
▼
Rate3.60%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 0.82% above avg
Details

Interest Rate $10,000 and Over

Governmental Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
18 Month CD SPECIAL
$1,000
3.60% ▲ 0.79% above national avg
View
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.79% above avg
Details

Governmental Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
18 Month IRA Certificates
$500
3.60% ▲ 0.79% above national avg
View
▼
Rate3.55%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.79% above avg
Details

Governmental Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
18 Month Share Certificates
$1,000
3.60% ▲ 0.79% above national avg
View
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.79% above avg
Details

Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
Share or IRA Certificate - 18 Month
$1,000
3.60% ▲ 0.79% above national avg
View
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.79% above avg
Details

Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
1 1/2 Year CD (18 Month)
$0
3.58% ▲ 0.77% above national avg
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 0.77% above avg
Details

Term: 1 1/2 Year (18 Month)

Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
1 1/2 Year IRA (18 Month)
$0
3.58% ▲ 0.77% above national avg
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 0.77% above avg
Details

Term: 1 1/2 Year (18 Month)

Port Washington State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
18-Month CD
$1,000
3.56% ▲ 0.75% above national avg
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 0.75% above avg
Details

Johnson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
CD Specials - 18 months
$5,000
3.55% ▲ 0.74% above national avg
View
▼
Rate3.54%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 0.74% above avg
Details

Balance: $5,000.00 - $99,999.99

Johnson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
IRA CD Specials - 18 month
$300
3.55% ▲ 0.74% above national avg
View
▼
Rate3.54%
Min Deposit$300
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 0.74% above avg
Details

Balance: $300.00 to $99,999.99

FNB of Bangor
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
18 Month Certificate
$0
3.55% ▲ 0.74% above national avg
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 0.74% above avg
Details

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
18 Month Certificate
$0
3.55% ▲ 0.74% above national avg
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.74% above avg
Details

Clare Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
18 Month IRA Certificate Special
$500
3.53% ▲ 0.72% above national avg
View
▼
Rate3.50%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 0.72% above avg
Details

Interest Rate Under $10,000

Royal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
18 Month Certificate
$0
3.51% ▲ 0.70% above national avg
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.70% above avg
Details

APY= Annual Percentage Yield. APY is current as of 07/06/2026. Last changed on 07/06/2026. No minimum balance required to open account or earn APY. The above rates are subject to change at any time without notice. Dividends calculated daily, compounded and paid monthly. Substantial penalty for early withdrawal. Penalties could reduce the earnings and principal on the account. Membership required and account opening upon qualification. Other conditions or restrictions may apply. Refer to our disclosures and service fees for more information.

Community Bank of Cameron
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
18 Month Certificate of Deposit (CD)
$0
3.50% ▲ 0.69% above national avg
View
▼
Rate3.46%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 0.69% above avg
Details

Compounded Quarterly

Community Bank of Cameron
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
IRA Certificate of Deposit - 18 Month
$0
3.50% ▲ 0.69% above national avg
View
▼
Rate3.46%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 0.69% above avg
Details

Compounded Quarterly

Stetsonville 24 Month CD Rates

National 24 Month CD Average2.83% APY▼ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Capital Area Realtors Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.35%
24 Month Certificate of Deposit (CD)
$0
4.52% ▲ 1.69% above national avg
View
▼
Rate4.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.69% above avg
Details

The Bank of New Glarus
Institution Rating:
A-5.0 ★Texas Ratio: 15.01%
24 Month CD/IRA
$2,000
4.50% ▲ 1.67% above national avg
View
▼
Rate4.43%
Min Deposit$2,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 1.67% above avg
Details

Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 2.82%
2 Year Certificate
$0
4.40% ▲ 1.57% above national avg
View
▼
Rate4.31%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.57% above avg
Details

Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
2 Year CD
$1,000
4.40% ▲ 1.57% above national avg
View
▼
Rate4.33%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.57% above avg
Details

Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
2-Year CD / IRA
$1,000
4.40% ▲ 1.57% above national avg
View
▼
Rate4.33%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.57% above avg
Details

Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
2-Year Choice Plus CD / IRA
$10,000
4.40% ▲ 1.57% above national avg
View
▼
Rate4.33%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.57% above avg
Details

1 time rate bump. Additions of $500 or more at any time.

Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
2 Year Certificate of Deposit
$500
4.35% ▲ 1.52% above national avg
View
▼
Rate4.30%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 1.52% above avg
Details

East Wisconsin Savings Bank
Institution Rating:
B-3.3 ★Texas Ratio: 0.83%
24 Month CD
$500
4.25% ▲ 1.42% above national avg
View
▼
Rate4.18%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 1.42% above avg
Details

Renews to 30 mo

Cloverbelt Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
24-Month Certificate
$0
4.25% ▲ 1.42% above national avg
View
▼
Rate4.18%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.42% above avg
Details

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Certificate of Deposit - 2 years
$0
4.24% ▲ 1.41% above national avg
View
▼
Rate4.15%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.41% above avg
Details

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
IRA Certificate - 2 years
$0
4.24% ▲ 1.41% above national avg
View
▼
Rate4.15%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.41% above avg
Details

Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
Jumbo Share or IRA Certificate - 2 Year
$0
4.20% ▲ 1.37% above national avg
View
▼
Rate4.13%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.37% above avg
Details

Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Relationship CD - 24 Month
$0
4.15% ▲ 1.32% above national avg
View
▼
Rate4.09%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.32% above avg
Details

GreenLeaf Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2 Year Certificate
$1,000
4.15% ▲ 1.32% above national avg
View
▼
Rate4.15%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 1.32% above avg
Details

Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
24 Month Certificate
$500
4.15% ▲ 1.32% above national avg
View
▼
Rate4.07%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.32% above avg
Details

For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.

State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 mo Certificate of Deposit
$500
4.13% ▲ 1.30% above national avg
View
▼
Rate4.05%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.30% above avg
Details

Interest Will Be Credited: Monthly; Opening Balance: $10,000 or above

Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 2 Year
$100,000
4.10% ▲ 1.27% above national avg
View
▼
Rate4.04%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.27% above avg
Details

Balance: $100,000 and higher; Interest Credited: Quarterly

PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
24 Month Certificate of Deposit
$0
4.06% ▲ 1.23% above national avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 1.23% above avg
Details

Balance: $35,000+

State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 mo Certificate of Deposit
$500
4.05% ▲ 1.22% above national avg
View
▼
Rate4.05%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.22% above avg
Details

Interest Will Be Credited: Annually; Opening Balance: Under $10,000

Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
24 Month Share Certificates and IRA Certificates
$0
4.01% ▲ 1.18% above national avg
View
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.18% above avg
Details

Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
24 Months Share/IRA Certificate
$0
4.01% ▲ 1.18% above national avg
View
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.18% above avg
Details

Balance: 24 Months

PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2 Year Certificate of Deposit
$0
4.00% ▲ 1.17% above national avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 1.17% above avg
Details

PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2 Year IRA
$0
4.00% ▲ 1.17% above national avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 1.17% above avg
Details

State Bank of Chilton
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
24-Month Fixed Rate CD Special
$2,500
4.00% ▲ 1.17% above national avg
View
▼
Rate3.96%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.17% above avg
Details

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
24-Month Certificate
$0
4.00% ▲ 1.17% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.17% above avg
Details

Balance: $500.00 minimum

Centricity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
24 Month Share Certificate Special
$0
4.00% ▲ 1.17% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.17% above avg
Details

Plymouth County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
24 Month Certificate
$50,000
3.97% ▲ 1.14% above national avg
View
▼
Rate3.90%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.14% above avg
Details

Plymouth County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
24-Month Traditional/Roth IRA CD
$50,000
3.97% ▲ 1.14% above national avg
View
▼
Rate3.90%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.14% above avg
Details

F&M Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 7.55%
24 Month Certificate of Deposit
$2,500
3.93% ▲ 1.10% above national avg
View
▼
Rate3.80%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 1.10% above avg
Details

F&M Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 7.55%
Certificates of Deposits/IRAs - 24 Month
$2,500
3.93% ▲ 1.10% above national avg
View
▼
Rate3.80%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 1.10% above avg
Details

Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 2 Year
$25,000
3.90% ▲ 1.07% above national avg
View
▼
Rate3.84%
Min Deposit$25,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.07% above avg
Details

Balance: $25,000 - $99,999; Interest Credited: Quarterly

Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
CD - 24 Month
$0
3.85% ▲ 1.02% above national avg
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.02% above avg
Details

Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2-year Share Certificate
$5,000
3.85% ▲ 1.02% above national avg
View
▼
Rate3.80%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.02% above avg
Details

Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
2-year CD Rate
$1,000
3.81% ▲ 0.98% above national avg
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.98% above avg
Details

Compounding/Posted: Monthly/Monthly

Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 2 Year
$1,000
3.80% ▲ 0.97% above national avg
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.97% above avg
Details

Balance: $1,000 - $24,999; Interest Credited: Quarterly

Plymouth County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
24 Month Certificate
$500
3.80% ▲ 0.97% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.97% above avg
Details

Plymouth County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
24-Month Traditional/Roth IRA CD
$500
3.80% ▲ 0.97% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.97% above avg
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Certificates 2 years
$1,000
3.80% ▲ 0.97% above national avg
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.97% above avg
Details

Balance: $100,000+

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
24 Month Individual Retirement Account (IRA) Certificate
$0
3.77% ▲ 0.94% above national avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 0.94% above avg
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
24 Month Term Certificate
$0
3.77% ▲ 0.94% above national avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 0.94% above avg
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Certificates 2 years
$1,000
3.75% ▲ 0.92% above national avg
View
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.92% above avg
Details

Balance: $25,000.00 - $49,999.99

Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
24 Month Share Certificates and IRA Certificates
$100
3.75% ▲ 0.92% above national avg
View
▼
Rate3.70%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.92% above avg
Details

Minimum to Open or Earn Dividends.

Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
24 Months Share Certificate
$0
3.75% ▲ 0.92% above national avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.92% above avg
Details

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
24 Month Certificate
$0
3.75% ▲ 0.92% above national avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.92% above avg
Details

West Pointe Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
Fixed Rate Certificates of Deposit - 24 Months
$500
3.71% ▲ 0.88% above national avg
View
▼
Rate3.65%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 0.88% above avg
Details

PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
24 Month Certificate of Deposit
$0
3.70% ▲ 0.87% above national avg
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.87% above avg
Details

Balance: $10,000 - $34,999.99

PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
24 Months Certificate
$0
3.70% ▲ 0.87% above national avg
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.87% above avg
Details

Balance: $10,000 - $34,999.99

Bank of Prairie du Sac
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2 Year CD
$1,000
3.70% ▲ 0.87% above national avg
View
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.87% above avg
Details

Bank of Prairie du Sac
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2 Year Graduation CD
$500
3.70% ▲ 0.87% above national avg
View
▼
Rate3.70%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.87% above avg
Details

Bank of Prairie du Sac
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2 Year IRA
$500
3.70% ▲ 0.87% above national avg
View
▼
Rate3.70%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.87% above avg
Details

Stetsonville 36 Month CD Rates

National 36 Month CD Average2.75% APY▼ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
36-MONTH TEEN CERTIFICATE SPECIAL
$500
5.13% ▲ 2.38% above national avg
View
▼
Rate5.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 2.38% above avg
Details

FOR AGES 13-15 YEARS OLD; Minimum deposit of $500, Maximum $10,000. Annual Percentage Yield is based on assumption that dividends will remain in account until maturity. A penalty may be imposed for withdrawals before maturity. Contact 1st CCU for full details, qualifications, restrictions, funds availability, terms and conditions. Youth members may have one of each Youth Certificate type. Teen members may have one Teen Certificate and one of each Youth Certificate type. Certificates are subject to age restrictions. Cannot be opened as UTMA account. Certificate must be in the minor's name. Membership eligibility required. Anyone who lives or works in La Crosse, Monroe, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Federally insured by NCUA.

Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
36 Month HSA Certificate of Deposit
$2,500
4.45% ▲ 1.70% above national avg
View
▼
Rate4.40%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 1.70% above avg
Details

Certificate of Deposits, IRAs, and HSA**5

Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
HSA 36 Month Certificate
$2,500
4.45% ▲ 1.70% above national avg
View
▼
Rate4.40%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 1.70% above avg
Details

Certificate of Deposits, IRAs, and HSA**5

Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 2.82%
3 Year Certificate
$0
4.40% ▲ 1.65% above national avg
View
▼
Rate4.31%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.65% above avg
Details

State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 mo Certificate of Deposit
$500
4.39% ▲ 1.64% above national avg
View
▼
Rate4.30%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.64% above avg
Details

Interest Will Be Credited: Monthly; Opening Balance: $10,000 or above

State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 mo Certificate of Deposit
$500
4.30% ▲ 1.55% above national avg
View
▼
Rate4.30%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.55% above avg
Details

Interest Will Be Credited: Annually; Opening Balance: Under $10,000

Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
3 Year Certificate of Deposit
$500
4.27% ▲ 1.52% above national avg
View
▼
Rate4.22%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 1.52% above avg
Details

Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
Jumbo Share or IRA Certificate - 3 Year
$0
4.25% ▲ 1.50% above national avg
View
▼
Rate4.18%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.50% above avg
Details

Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Relationship CD - 36 Month
$0
4.20% ▲ 1.45% above national avg
View
▼
Rate4.14%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.45% above avg
Details

Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 3 Year
$100,000
4.10% ▲ 1.35% above national avg
View
▼
Rate4.04%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.35% above avg
Details

Balance: $100,000 and higher; Interest Credited: Quarterly

Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
3 Year CD
$1,000
4.00% ▲ 1.25% above national avg
View
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.25% above avg
Details

Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
3-Year CD / IRA
$1,000
4.00% ▲ 1.25% above national avg
View
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.25% above avg
Details

F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
36 Month IRA CD
$1,000
3.94% ▲ 1.19% above national avg
View
▼
Rate3.90%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 1.19% above avg
Details

Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 3 Year
$25,000
3.90% ▲ 1.15% above national avg
View
▼
Rate3.84%
Min Deposit$25,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.15% above avg
Details

Balance: $25,000 - $99,999; Interest Credited: Quarterly

F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
36 Month CD
$1,000
3.89% ▲ 1.14% above national avg
View
▼
Rate3.85%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 1.14% above avg
Details

F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
36 Month HSA CD
$1,000
3.89% ▲ 1.14% above national avg
View
▼
Rate3.85%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 1.14% above avg
Details

Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
36 Months Share/IRA Certificate
$0
3.85% ▲ 1.10% above national avg
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.10% above avg
Details

Balance: 36 Months

Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3-year Share Certificate
$5,000
3.85% ▲ 1.10% above national avg
View
▼
Rate3.80%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.10% above avg
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
36 Month Individual Retirement Account (IRA) Certificate
$0
3.82% ▲ 1.07% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 1.07% above avg
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
36 Month Term Certificate
$0
3.82% ▲ 1.07% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 1.07% above avg
Details

Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
3-year CD Rate
$1,000
3.81% ▲ 1.06% above national avg
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.06% above avg
Details

Compounding/Posted: Monthly/Monthly

PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
36 Month Certificate of Deposit
$0
3.80% ▲ 1.05% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 1.05% above avg
Details

Balance: $35,000+

Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
36-Month Certificate of Deposit
$0
3.80% ▲ 1.05% above national avg
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.05% above avg
Details

Balance: $30,000 and over

Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 3 Year
$1,000
3.80% ▲ 1.05% above national avg
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.05% above avg
Details

Balance: $1,000 - $24,999; Interest Credited: Quarterly

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Certificates 3 years
$1,000
3.80% ▲ 1.05% above national avg
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.05% above avg
Details

Balance: $100,000+

Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
36 Month Share Certificates and IRA Certificates
$0
3.80% ▲ 1.05% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.05% above avg
Details

Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
3 Year Certificate
$0
3.80% ▲ 1.05% above national avg
View
▼
Rate3.74%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.05% above avg
Details

Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
36 Month Certificate of Deposit
$0
3.79% ▲ 1.04% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.04% above avg
Details

APY is based upon an assumption that dividends will remain in the account until maturity. Dividends paid semi-annually and at maturity. Early withdrawal penalties may apply.

West Pointe Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
Fixed Rate Certificates of Deposit - 36 Months
$500
3.76% ▲ 1.01% above national avg
View
▼
Rate3.70%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 1.01% above avg
Details

Bank of Prairie du Sac
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Year CD
$1,000
3.75% ▲ 1.00% above national avg
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.00% above avg
Details

Bank of Prairie du Sac
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Year Graduation CD
$500
3.75% ▲ 1.00% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.00% above avg
Details

Bank of Prairie du Sac
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Year IRA
$500
3.75% ▲ 1.00% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.00% above avg
Details

Plymouth County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
36 Month Certificate
$50,000
3.75% ▲ 1.00% above national avg
View
▼
Rate3.65%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.00% above avg
Details

Plymouth County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
36-Month Traditional/Roth IRA CD
$50,000
3.75% ▲ 1.00% above national avg
View
▼
Rate3.65%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.00% above avg
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Certificates 3 years
$1,000
3.75% ▲ 1.00% above national avg
View
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.00% above avg
Details

Balance: $25,000.00 - $49,999.99

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Share Certificates 30, 36 Month
$500
3.75% ▲ 1.00% above national avg
View
▼
Rate3.69%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.00% above avg
Details

Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
36 Month Bump-Up IRA Certificate
$0
3.75% ▲ 1.00% above national avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.00% above avg
Details

$5,000 new money.

Capital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
36 Month Certificate
$1,000
3.75% ▲ 1.00% above national avg
View
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.00% above avg
Details

Capital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
36 Month IRA Certificates
$1,000
3.75% ▲ 1.00% above national avg
View
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.00% above avg
Details

Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
Share or IRA Certificate - 3 Year
$1,000
3.75% ▲ 1.00% above national avg
View
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.00% above avg
Details

Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
36 Month Certificate
$500
3.75% ▲ 1.00% above national avg
View
▼
Rate3.69%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.00% above avg
Details

For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
36 Month Certificate
$0
3.75% ▲ 1.00% above national avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.00% above avg
Details

Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
CD - 36 Month
$0
3.70% ▲ 0.95% above national avg
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 0.95% above avg
Details

PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Year Certificate of Deposit
$0
3.70% ▲ 0.95% above national avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 0.95% above avg
Details

PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Year IRA
$0
3.70% ▲ 0.95% above national avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 0.95% above avg
Details

PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
36 Month Certificate of Deposit
$0
3.70% ▲ 0.95% above national avg
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 0.95% above avg
Details

Balance: $10,000 - $34,999.99

PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
36 Months Certificate
$0
3.70% ▲ 0.95% above national avg
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 0.95% above avg
Details

Balance: $10,000 - $34,999.99

Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
36-Month Certificate of Deposit
$0
3.70% ▲ 0.95% above national avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 0.95% above avg
Details

Balance: $10,000 - $29,999.99

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Certificates 3 years
$1,000
3.70% ▲ 0.95% above national avg
View
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 0.95% above avg
Details

Balance: $10,000.00 - $24,999.99

Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
36-month CD
$0
3.65% ▲ 0.90% above national avg
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 0.90% above avg
Details

Stetsonville 48 Month CD Rates

National 48 Month CD Average2.76% APY▼ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 2.82%
4 Year Certificate
$0
4.40% ▲ 1.64% above national avg
View
▼
Rate4.31%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.64% above avg
Details

Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
Jumbo Share or IRA Certificate - 4 Year
$0
4.30% ▲ 1.54% above national avg
View
▼
Rate4.23%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.54% above avg
Details

Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Relationship CD - 48 Month
$0
4.25% ▲ 1.49% above national avg
View
▼
Rate4.18%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.49% above avg
Details

Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 4 Year
$100,000
4.15% ▲ 1.39% above national avg
View
▼
Rate4.09%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.39% above avg
Details

Balance: $100,000 and higher; Interest Credited: Quarterly

Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
4 Year CD
$1,000
4.00% ▲ 1.24% above national avg
View
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.24% above avg
Details

Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
4-Year CD / IRA
$1,000
4.00% ▲ 1.24% above national avg
View
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.24% above avg
Details

F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
48 Month IRA CD
$1,000
3.99% ▲ 1.23% above national avg
View
▼
Rate3.95%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.23% above avg
Details

Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 4 Year
$25,000
3.95% ▲ 1.19% above national avg
View
▼
Rate3.89%
Min Deposit$25,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.19% above avg
Details

Balance: $25,000 - $99,999; Interest Credited: Quarterly

F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
48 Month CD
$1,000
3.94% ▲ 1.18% above national avg
View
▼
Rate3.90%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.18% above avg
Details

F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
48 Month HSA CD
$1,000
3.94% ▲ 1.18% above national avg
View
▼
Rate3.90%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.18% above avg
Details

Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
48 Months Share/IRA Certificate
$0
3.90% ▲ 1.14% above national avg
View
▼
Rate3.84%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.14% above avg
Details

Balance: 48 Months

Bank of Cashton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4 Year IRA CD
$25,000
3.85% ▲ 1.09% above national avg
View
▼
Rate3.80%
Min Deposit$25,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 1.09% above avg
Details

Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 4 Year
$1,000
3.85% ▲ 1.09% above national avg
View
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.09% above avg
Details

Balance: $1,000 - $24,999; Interest Credited: Quarterly

Capital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
48 Month Certificate
$1,000
3.85% ▲ 1.09% above national avg
View
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.09% above avg
Details

Capital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
48 Month IRA Certificates
$1,000
3.85% ▲ 1.09% above national avg
View
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.09% above avg
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
48 Month Individual Retirement Account (IRA) Certificate
$0
3.82% ▲ 1.06% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.06% above avg
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
48 Month Term Certificate
$0
3.82% ▲ 1.06% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.06% above avg
Details

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Share Certificates 48 Month
$500
3.80% ▲ 1.04% above national avg
View
▼
Rate3.74%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.04% above avg
Details

County City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
48 Month Certificate
$500
3.80% ▲ 1.04% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.04% above avg
Details

Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
Share or IRA Certificate - 4 Year
$1,000
3.80% ▲ 1.04% above national avg
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.04% above avg
Details

West Pointe Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
Fixed Rate Certificates of Deposit - 48 Months
$500
3.76% ▲ 1.00% above national avg
View
▼
Rate3.70%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.00% above avg
Details

Plymouth County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
48 Month Certificate
$50,000
3.76% ▲ 1.00% above national avg
View
▼
Rate3.70%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.00% above avg
Details

Plymouth County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
48-Month Traditional/Roth IRA CD
$50,000
3.76% ▲ 1.00% above national avg
View
▼
Rate3.70%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.00% above avg
Details

Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
CD - 48 Month
$0
3.75% ▲ 0.99% above national avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.99% above avg
Details

Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Comparison table of CDs & Fixed Rate IRA CDs - 48 Mo.
$0
3.75% ▲ 0.99% above national avg
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.99% above avg
Details

Balance: $100,000 and over

PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4 Year Certificate of Deposit
$0
3.75% ▲ 0.99% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.99% above avg
Details

PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4 Year IRA
$0
3.75% ▲ 0.99% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.99% above avg
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Certificates 4 years
$1,000
3.75% ▲ 0.99% above national avg
View
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.99% above avg
Details

Balance: $1,000.00+

County City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
48 Month - Traditional or Roth
$1,000
3.75% ▲ 0.99% above national avg
View
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.99% above avg
Details

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
48 Month Certificate
$0
3.75% ▲ 0.99% above national avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.99% above avg
Details

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
48 Month Certificate
$0
3.75% ▲ 0.99% above national avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.99% above avg
Details

Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Comparison table of CDs & Fixed Rate IRA CDs - 48 Mo.
$0
3.70% ▲ 0.94% above national avg
View
▼
Rate3.64%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.94% above avg
Details

Balance: $50,000 to $99,999.99

Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
4 Year Share Certificate
$0
3.70% ▲ 0.94% above national avg
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.94% above avg
Details

Dividend Paid: Quarterly

Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
4 Year Term Share Certificate
$0
3.70% ▲ 0.94% above national avg
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.94% above avg
Details

Dividend Paid: Quarterly

Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
48 Month Certificates
$0
3.70% ▲ 0.94% above national avg
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.94% above avg
Details

Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
48-month CD
$0
3.65% ▲ 0.89% above national avg
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.89% above avg
Details

Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Comparison table of CDs & Fixed Rate IRA CDs - 48 Mo.
$0
3.65% ▲ 0.89% above national avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.89% above avg
Details

Balance: $10,000 to $49,999.99

Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
48 Month Share Certificates and IRA Certificates
$0
3.65% ▲ 0.89% above national avg
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.89% above avg
Details

Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
4 Year Share Certificate
$0
3.65% ▲ 0.89% above national avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.89% above avg
Details

APY = Annual Percentage Yield; Penalty may be imposed for early withdrawal; Dividends are compounded monthly; Fees may reduce earnings

Plymouth County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
48 Month Certificate
$500
3.61% ▲ 0.85% above national avg
View
▼
Rate3.55%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.85% above avg
Details

Plymouth County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
48-Month Traditional/Roth IRA CD
$500
3.61% ▲ 0.85% above national avg
View
▼
Rate3.55%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.85% above avg
Details

Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
4 Year CD
$0
3.61% ▲ 0.85% above national avg
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.85% above avg
Details

State Bank of Chilton
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
4 Year Certificate
$1,000
3.60% ▲ 0.84% above national avg
View
▼
Rate3.57%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.84% above avg
Details

FNB of Bangor
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
48 Month Certificate
$0
3.55% ▲ 0.79% above national avg
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.79% above avg
Details

Bank of Lake Mills
Institution Rating:
A+5.0 ★Texas Ratio: 5.55%
4 Year CD
$500
3.55% ▲ 0.79% above national avg
View
▼
Rate3.49%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.79% above avg
Details

Firefighters Credit Union Onalaska, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
4 Year Share Certificate
$0
3.55% ▲ 0.79% above national avg
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.79% above avg
Details

Marathon County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
48 Month Share Certificate
$0
3.50% ▲ 0.74% above national avg
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.74% above avg
Details

Balance: $10,000 Minimum Balance

Southern Lakes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
48 Month Certificate
$0
3.50% ▲ 0.74% above national avg
View
▼
Rate3.47%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.74% above avg
Details

Southern Lakes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
Traditional IRA/Roth IRA Term Share Certificates - 48 Months
$0
3.50% ▲ 0.74% above national avg
View
▼
Rate3.47%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.74% above avg
Details

Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
48 Month Certificate
$500
3.50% ▲ 0.74% above national avg
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.74% above avg
Details

For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.

Stetsonville 60 Month CD Rates

National 60 Month CD Average2.83% APY▼ 0.05% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
60-MONTH YOUTH CERTIFICATE SPECIAL
$500
4.60% ▲ 1.77% above national avg
View
▼
Rate4.50%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.77% above avg
Details

FOR AGES 0-12 YEARS OLD; Minimum deposit of $500, Maximum $10,000. Annual Percentage Yield is based on assumption that dividends will remain in account until maturity. A penalty may be imposed for withdrawals before maturity. Contact 1st CCU for full details, qualifications, restrictions, funds availability, terms and conditions. Youth members may have one of each Youth Certificate type. Teen members may have one Teen Certificate and one of each Youth Certificate type. Certificates are subject to age restrictions. Cannot be opened as UTMA account. Certificate must be in the minor's name. Membership eligibility required. Anyone who lives or works in La Crosse, Monroe, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Federally insured by NCUA.

State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 mo Certificate of Deposit
$500
4.54% ▲ 1.71% above national avg
View
▼
Rate4.45%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.71% above avg
Details

Interest Will Be Credited: Monthly; Opening Balance: $10,000 or above

Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
60 Month Certificates
$0
4.47% ▲ 1.64% above national avg
View
▼
Rate4.40%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.64% above avg
Details

State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 mo Certificate of Deposit
$500
4.45% ▲ 1.62% above national avg
View
▼
Rate4.45%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.62% above avg
Details

Interest Will Be Credited: Annually; Opening Balance: Under $10,000

Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 2.82%
5 Year Certificate
$0
4.40% ▲ 1.57% above national avg
View
▼
Rate4.31%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.57% above avg
Details

Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
Jumbo Share or IRA Certificate - 5 Year
$0
4.40% ▲ 1.57% above national avg
View
▼
Rate4.33%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.57% above avg
Details

Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Relationship CD - 60 Month
$0
4.35% ▲ 1.52% above national avg
View
▼
Rate4.28%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.52% above avg
Details

Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 5 Year
$100,000
4.25% ▲ 1.42% above national avg
View
▼
Rate4.18%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.42% above avg
Details

Balance: $100,000 and higher; Interest Credited: Quarterly

F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
60 Month IRA CD
$1,000
4.09% ▲ 1.26% above national avg
View
▼
Rate4.05%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 1.26% above avg
Details

Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
60 Months Share/IRA Certificate
$0
4.06% ▲ 1.23% above national avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.23% above avg
Details

Balance: 60 Months

Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 5 Year
$25,000
4.05% ▲ 1.22% above national avg
View
▼
Rate3.99%
Min Deposit$25,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.22% above avg
Details

Balance: $25,000 - $99,999; Interest Credited: Quarterly

F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
60 Month CD
$1,000
4.04% ▲ 1.21% above national avg
View
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 1.21% above avg
Details

F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
60 Month HSA CD
$1,000
4.04% ▲ 1.21% above national avg
View
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 1.21% above avg
Details

Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
5 Year CD
$1,000
4.00% ▲ 1.17% above national avg
View
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.17% above avg
Details

Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
5-Year CD / IRA
$1,000
4.00% ▲ 1.17% above national avg
View
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.17% above avg
Details

Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
5 Year Certificate
$0
4.00% ▲ 1.17% above national avg
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.17% above avg
Details

Centricity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
60 Month IRA Share Certificate
$500
4.00% ▲ 1.17% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.17% above avg
Details

Centricity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
60 Month Share Certificates
$500
4.00% ▲ 1.17% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.17% above avg
Details

Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 5 Year
$1,000
3.95% ▲ 1.12% above national avg
View
▼
Rate3.89%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.12% above avg
Details

Balance: $1,000 - $24,999; Interest Credited: Quarterly

Capital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
60 Month Certificate
$1,000
3.95% ▲ 1.12% above national avg
View
▼
Rate3.89%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.12% above avg
Details

Capital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
60 Month IRA Certificates
$1,000
3.95% ▲ 1.12% above national avg
View
▼
Rate3.89%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.12% above avg
Details

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Share Certificates 60 Month
$500
3.90% ▲ 1.07% above national avg
View
▼
Rate3.83%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.07% above avg
Details

Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
Share or IRA Certificate - 5 Year
$1,000
3.90% ▲ 1.07% above national avg
View
▼
Rate3.84%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.07% above avg
Details

West Pointe Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
Fixed Rate Certificates of Deposit - 60 Months
$500
3.87% ▲ 1.04% above national avg
View
▼
Rate3.80%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 1.04% above avg
Details

Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
CD - 60 Month
$0
3.85% ▲ 1.02% above national avg
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.02% above avg
Details

Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
60 Month Share Certificates and IRA Certificates
$0
3.85% ▲ 1.02% above national avg
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.02% above avg
Details

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
60 Month Certificate
$0
3.85% ▲ 1.02% above national avg
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.02% above avg
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
60 Month Individual Retirement Account (IRA) Certificate
$0
3.82% ▲ 0.99% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 0.99% above avg
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
60 Month Term Certificate
$0
3.82% ▲ 0.99% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 0.99% above avg
Details

Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
5-year CD Rate
$1,000
3.81% ▲ 0.98% above national avg
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.98% above avg
Details

Compounding/Posted: Monthly/Monthly

PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5 Year Certificate of Deposit
$0
3.80% ▲ 0.97% above national avg
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.97% above avg
Details

PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5 Year IRA
$0
3.80% ▲ 0.97% above national avg
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.97% above avg
Details

Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
5 Year Share Certificate
$0
3.80% ▲ 0.97% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.97% above avg
Details

Dividend Paid: Quarterly

Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
5 Year Term Share Certificate
$0
3.80% ▲ 0.97% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.97% above avg
Details

Dividend Paid: Quarterly

Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
5 Year Share Certificate
$0
3.80% ▲ 0.97% above national avg
View
▼
Rate3.74%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.97% above avg
Details

APY = Annual Percentage Yield; Penalty may be imposed for early withdrawal; Dividends are compounded monthly; Fees may reduce earnings

Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
60 Month Certificate of Deposit
$0
3.79% ▲ 0.96% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.96% above avg
Details

APY is based upon an assumption that dividends will remain in the account until maturity. Dividends paid semi-annually and at maturity. Early withdrawal penalties may apply.

Plymouth County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
60-Month Traditional/Roth IRA CD
$50,000
3.76% ▲ 0.93% above national avg
View
▼
Rate3.70%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.93% above avg
Details

Black River Country Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
5 Year CD
$0
3.75% ▲ 0.92% above national avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.92% above avg
Details

Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 60 Mo.
$0
3.75% ▲ 0.92% above national avg
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.92% above avg
Details

Balance: $100,000 and over

State Bank of Chilton
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
5 Year Certificate
$1,000
3.75% ▲ 0.92% above national avg
View
▼
Rate3.72%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.92% above avg
Details

Southern Lakes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
60 Month Certificate
$0
3.75% ▲ 0.92% above national avg
View
▼
Rate3.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.92% above avg
Details

Southern Lakes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
Traditional IRA/Roth IRA Term Share Certificates - 60 Months
$0
3.75% ▲ 0.92% above national avg
View
▼
Rate3.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.92% above avg
Details

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
60 Month Certificate
$0
3.75% ▲ 0.92% above national avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.92% above avg
Details

Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
5 Year CD
$0
3.71% ▲ 0.88% above national avg
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.88% above avg
Details

Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 60 Mo.
$0
3.70% ▲ 0.87% above national avg
View
▼
Rate3.64%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.87% above avg
Details

Balance: $50,000 to $99,999.99

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Certificates 5 years
$1,000
3.70% ▲ 0.87% above national avg
View
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.87% above avg
Details

Balance: $1,000.00+

Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
60-month CD
$0
3.65% ▲ 0.82% above national avg
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.82% above avg
Details

Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 60 Mo.
$0
3.65% ▲ 0.82% above national avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.82% above avg
Details

Balance: $10,000 to $49,999.99

Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
5 year Share Certificate
$0
3.65% ▲ 0.82% above national avg
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.82% above avg
Details

Plymouth County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
60 Month Certificate
$500
3.61% ▲ 0.78% above national avg
View
▼
Rate3.55%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.78% above avg
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Stetsonville, Wisconsin Institutions

Highest verified APYs available today, updated September 22, 2026

B Top 5 Bank Rates
State Bank of Newburg
18 mo Variable Rate IRA 18 mo Certificate of Deposit
A+ 5.0 ★ TX: 0.00%
Min: $500
4.84%
PSB of Plainview
12 Month Certificate of Deposit
A- 4.7 ★ TX: 9.93%
Min: $0
4.63%
The Bank of New Glarus
24 Month CD/IRA
A- 5.0 ★ TX: 15.01%
Min: $2,000
4.50%
Bank of Deerfield
36 Month HSA Certificate of Deposit
A+ 5.0 ★ TX: 1.10%
Min: $2,500
4.45%
Ixonia Bank
2 Year CD
A+ 5.0 ★ TX: 2.14%
Min: $1,000
4.40%
CU Top 5 Credit Union Rates
CO-OP Credit Union
12 Month Youth Saver Certificate
A+ 5.0 ★ TX: 3.23%
Min: $0
6.00%
Gundersen Credit Union
12 Month Teenager Certificate
A+ 5.0 ★ TX: 0.66%
Min: $0
5.50%
1st Community Credit Union
36-MONTH TEEN CERTIFICATE SPECIAL
A+ 5.0 ★ TX: 5.84%
Min: $500
5.13%
Northwoods Community Credit Union
6 Month Youth share certificate
A+ 5.0 ★ TX: 3.38%
Min: $100
5.06%
The District Federal Credit Union
12 Month ROTH IRA Term Certificate
A 5.0 ★ TX: 7.87%
Min: $0
5.00%
Rates verified September 22, 2026 . Click an institution name to view its full profile, safety ratings, and all CD terms.

Stetsonville, WI CD Rate Trends

Compare local Stetsonville, WI CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Wisconsin CD Trends
12-Month CD WI Avg
2.945%
▲ 0.004 vs 7 days ago

Wisconsin 12-month CD rates rose 0.004 points over the past 7 days to 2.945% APY.

6-Month CD WI Avg
2.760%
Unchanged vs 7 days ago

Wisconsin 6-month CD rates currently average 2.760% APY based on data from institutions in our monitoring network.

As of Sep 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

WI CD Rate Forecast, Next 12 Months

Where are Wisconsin CD rates headed through September 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

WI 12-Month Avg APY
2.945%
6-Month Forecast
2.945%
Range: 2.75% – 3.10%
12-Month Forecast
3.195%
Range: 3.00% – 3.35%

Data inputs: The central forecast assumes the Federal Reserve holds the federal funds rate at its current level, with one 25 basis point increase priced into the later months, consistent with CME FedWatch and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Wisconsin average 12-month CD APY in our database.

Spread model: The Wisconsin 12-month CD average currently trades 1.43% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (an additional Fed increase, deposit competition stays high). Lower bound subtracts 0.20% (the Fed stays on hold and competition eases).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at WI CD Rates Today

Annual interest earnings at today’s Wisconsin average APYs. State average used where available; national average as fallback.

CD Term WI Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 2.055% $102.77 $205.54 $513.85 $1,027.70
6-Month CD 2.760% $137.99 $275.97 $689.93 $1,379.85
12-Month CD 2.945% $147.27 $294.54 $736.35 $1,472.70
18-Month CD 2.813% $140.67 $281.33 $703.32 $1,406.65
24-Month CD 2.833% $141.64 $283.27 $708.18 $1,416.35
36-Month CD 2.754% $137.68 $275.36 $688.40 $1,376.80
48-Month CD 2.759% $137.97 $275.93 $689.82 $1,379.65
60-Month CD 2.834% $141.70 $283.39 $708.48 $1,416.95
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of September 22, 2026.

Sample CD Ladder for Stetsonville, Wisconsin Savers

$25,000 split equally across 5 terms using today’s Wisconsin average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder
Rung Term Deposit WI Avg APY Annual Earnings
1 3-Month CD $5,000 2.055% $102.77
2 6-Month CD $5,000 2.760% $137.99
3 12-Month CD $5,000 2.945% $147.27
4 24-Month CD $5,000 2.833% $141.64
5 36-Month CD $5,000 2.754% $137.68
Total ($25,000 invested) $25,000 2.669% blended $667.35/yr

Ladder example uses equal $5,000 rungs and Wisconsin average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

1,894
CD Rates
Tracked in Stetsonville, Wisconsin
53 Banks 67 Credit Unions

About Our Stetsonville, Wisconsin CD Rate Database

MonitorBankRates tracks 1,894 CD rates from 53 banks and 67 credit unions with locations in Stetsonville, Wisconsin, plus national online institutions available to Wisconsin residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: CO-OP Credit Union offers a CD at 6.00% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Stetsonville, Wisconsin.

How to Find the Best CD Rates in Stetsonville, Wisconsin

What to compare when shopping for a CD in Stetsonville, Wisconsin

To find the best APYs in Stetsonville, Wisconsin, start with credit unions and online-only banks: Stetsonville, Wisconsin has 67 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Stetsonville, Wisconsin

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Stetsonville, Wisconsin: 120 institutions here report CD rates

Consider an Alternative If…

Wisconsin Financial Snapshot

Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024 (state-level data shown; city data not available)

Population 65+
18.5%
National avg: 17.3%
Median Individual Earnings
$46,667
National avg: $47,340
Poverty Rate
10.6%
National avg: 11.1%
Unemployment Rate
3.2%
National avg: 4.8%
CD Earnings on 10% of Salary
$137/yr
At WI 12-mo avg 2.945% APY

18.5% of residents are 65 or older, in line with the national average of 17.3%; a low unemployment rate of 3.2% reflects a strong local economy. At today’s WI 12-month CD average of 2.945%, saving 10% of the local median salary ($4,666/year) and putting it in a CD would earn an additional $137 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Stetsonville, Wisconsin

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Stetsonville, Wisconsin

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Stetsonville, Wisconsin typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Stetsonville, Wisconsin as everywhere in the U.S.

Choosing a CD Term in Stetsonville, Wisconsin

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Stetsonville, Wisconsin savers easier access to their funds. For example, Northwoods Community Credit Union is offering its 6 Month Youth share certificate at 5.06% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, 1st Community Credit Union is offering its 60-MONTH YOUTH CERTIFICATE SPECIAL at 4.60% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Stetsonville, Wisconsin Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Stetsonville, Wisconsin saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Stetsonville, Wisconsin

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Stetsonville, Wisconsin CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Stetsonville, Wisconsin

Most CDs carry a fixed rate that is locked for the entire term, protecting a Stetsonville, Wisconsin depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Stetsonville, Wisconsin

Are CD rates in Stetsonville, Wisconsin FDIC insured?

Yes, most established banks in Stetsonville, Wisconsin are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Stetsonville, Wisconsin?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Stetsonville, Wisconsin.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Stetsonville, Wisconsin may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Stetsonville, Wisconsin?

Here are recent top rates found for this area:
  • CO-OP Credit Union: 6.00% APY (12 Month Youth Saver Certificate)
  • Gundersen Credit Union: 5.50% APY (12 Month Teenager Certificate)
  • 1st Community Credit Union: 5.13% APY (36-MONTH TEEN CERTIFICATE SPECIAL)
  • Northwoods Community Credit Union: 5.06% APY (6 Month Youth share certificate)
  • The District Federal Credit Union: 5.00% APY (12 Month ROTH IRA Term Certificate)
  • State Bank of Newburg: 4.84% APY (18 mo Variable Rate IRA 18 mo Certificate of Deposit)
  • PSB of Plainview: 4.63% APY (12 Month Certificate of Deposit)
  • Midwest Family Federal Credit Union: 4.59% APY (6 Month LOYALTY CERTIFICATE PROMO)
  • Capital Area Realtors Federal Credit Union: 4.52% APY (24 Month Certificate of Deposit (CD))
  • The Bank of New Glarus: 4.50% APY (24 Month CD/IRA)
Rates reflect recent verified offers available in Stetsonville, Wisconsin. Last Updated: September 22, 2026

Stetsonville, Wisconsin CD Calculator

See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Stetsonville, Wisconsin rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.

Interest at Maturity
$0
Ending Balance
$0
Matures
—

Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30–180 days of interest. Estimates are for informational purposes only.

Top Stetsonville, Wisconsin CD Rates by Term

Verified September 22, 2026 · click a rate to use its term and APY
Highest verified APY per term available in Stetsonville, Wisconsin. Averages shown use the Wisconsin state average where available, national otherwise. See the full rate tables above for all offers.

CD Calculators for Stetsonville, Wisconsin

Stetsonville, Wisconsin CD Calculator

At today’s WI top rate of 6.00% APY, a $10,000 deposit earns $600 in the first year. Enter your amount to see your exact return.

Stetsonville, Wisconsin CD Ladder

WI CD rates currently range from 2.055% (3-month) to 2.754% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.

Early Withdrawal Penalty

Before locking into a Stetsonville, Wisconsin CD at 6.00% APY, know your exit cost. Most institutions charge 90–180 days of interest. Calculate your real net return if you need early access.

CD vs. High-Yield Savings

Wisconsin’s average 12-month CD is 2.945% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Stetsonville, Wisconsin CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Stetsonville, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Stetsonville, Wisconsin. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: September 22, 2026

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