Current Withee, Wisconsin CD rates include Forward BankForward Bank410 Division St, Withee, WI 54498A+5.0 ★Texas Ratio: 2.17%Real return: -0.63%APY minus CPI (February 2026) offering 5 Year CD at 2.17% APY, AbbyBankAbbyBankN14570 County Road O, Withee, WI 54498C+4.2 ★Texas Ratio: 24.98%Real return: -1.14%APY minus CPI (February 2026) offering 24 Month IRA Savings at 1.66% APY, CO-OP Credit UnionCO-OP Credit UnionA+5.0 ★Texas Ratio: 3.80%Real return: +3.20%APY minus CPI (February 2026) offering Youth Saver Certificate - 12-month at 6.00% APY, Gundersen Credit UnionGundersen Credit UnionA+5.0 ★Texas Ratio: 0.79%Real return: +2.70%APY minus CPI (February 2026) offering Teenager (Age 13-17) - 12 Month Term Certificates at 5.50% APY, and 1st Community Credit Union1st Community Credit UnionA+5.0 ★Texas Ratio: 4.79%Real return: +2.33%APY minus CPI (February 2026) offering 36-MONTH TEEN CERTIFICATE SPECIAL at 5.13% APY. CD rates as of April 12, 2026 according to verified data from MonitorBankRates.
Withee has 8 local institutions in our database, with CD rates as high as 2.17% APY from Forward Bank at 410 Division St, Withee, WI 54498. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Wisconsin area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 12, 2026
Non-Relationship
** = Indicates certificate is not available as an IRA.
Minimum deposit $500.00
Under $10,000
Teen Cents Club Junior Savers Kangaroo Kids Club Minimum $100.00 Maximum $5,000.00 (Aggregate)
New money only.
Relationship
$10,000 or above
** = Indicates certificate is not available as an IRA.
APY up to
A penalty may be imposed for early withdrawals.
Minimum deposit $500.00
APY up to
Relationship
$10,000 or above
A penalty may be imposed for early withdrawals.
Certificates are subject to early withdrawal penalties and renew automatically
$50,000.00 and up
$1,000.00 - $9,999.99
Relationship
A penalty may be imposed for early withdrawals.
$50,000.00 and up
Minimum Deposit $1000.00
Interest paid semi-annually or at maturity. Early withdrawal penalty equal to 180 days interest.
$10,000 or above
Non-Relationship
Early Withdrawal Penalties: 360 Days Interest
$10,000.00 or More
Minimum deposit of $500, Maximum $10,000. Annual Percentage Yield is based on assumption that dividends will remain in account until maturity. A penalty may be imposed for withdrawals before maturity. Contact 1st CCU for full details, qualifications, restrictions, funds availability, terms and conditions. Youth members may have one of each Youth Certificate type. Teen members may have one Teen Certificate and one of each Youth Certificate type. Certificates are subject to age restrictions. Cannot be opened as UTMA account. Certificate must be in the minor's name. Membership eligibility required. Anyone who lives or works in La Crosse, Monroe, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Federally insured by NCUA.
$10,000 or above
Relationship
A penalty may be imposed for early withdrawals.
Early Withdrawal Penalties: 540 Days Interest
$1,000
24, 36, and 48 month CDs will automatically renew at a standard rate with the same term, upon maturity, unless you contact First Mid to elect a different option.
$10,000.00 or More
Relationship
24, 36, and 48 month CDs will automatically renew at a standard rate with the same term, upon maturity, unless you contact First Mid to elect a different option.
Early Withdrawal Penalties(3): 12 mos. Interest
$10,000.00 or More
Minimum Deposit $2500.00
Minimum deposit of $500, Maximum $10,000. Annual Percentage Yield is based on assumption that dividends will remain in account until maturity. A penalty may be imposed for withdrawals before maturity. Contact 1st CCU for full details, qualifications, restrictions, funds availability, terms and conditions. Youth members may have one of each Youth Certificate type. Teen members may have one Teen Certificate and one of each Youth Certificate type. Certificates are subject to age restrictions. Cannot be opened as UTMA account. Certificate must be in the minor's name. Membership eligibility required. Anyone who lives or works in La Crosse, Monroe, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Federally insured by NCUA.
$10,000 or above
Non-Relationship
Certificates are subject to early withdrawal penalties and renew automatically
$1,000
Early Withdrawal Penalties(3): 12 mos. Interest
Minimum Deposit $2500.00
$10,000.00 or More
Compare local Withee, WI CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Wisconsin 12-month CD rates fell 0.264 points over the past 7 days to 2.549% APY.
Wisconsin 6-month CD rates fell 0.487 points over the past 7 days to 2.228% APY.
Annual interest earnings at today’s Wisconsin average APYs. State average used where available; national average as fallback.
| CD Term | WI Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.810% | $90.50 | $180.99 | $452.48 | $904.95 |
| 6-Month CD | 2.228% | $111.40 | $222.80 | $557.00 | $1,114.00 |
| 12-Month CD | 2.549% | $127.43 | $254.85 | $637.13 | $1,274.25 |
| 18-Month CD | 2.666% | $133.28 | $266.55 | $666.38 | $1,332.75 |
| 24-Month CD | 2.475% | $123.75 | $247.50 | $618.75 | $1,237.50 |
| 36-Month CD | 2.570% | $128.48 | $256.96 | $642.40 | $1,284.80 |
| 48-Month CD | 2.527% | $126.36 | $252.71 | $631.78 | $1,263.55 |
| 60-Month CD | 2.736% | $136.81 | $273.61 | $684.03 | $1,368.05 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of April 12, 2026. | |||||
$25,000 split equally across 5 terms using today’s Wisconsin average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | WI Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.810% | $90.50 |
| 2 | 6-Month CD | $5,000 | 2.228% | $111.40 |
| 3 | 12-Month CD | $5,000 | 2.549% | $127.43 |
| 4 | 24-Month CD | $5,000 | 2.475% | $123.75 |
| 5 | 36-Month CD | $5,000 | 2.570% | $128.48 |
| Total ($25,000 invested) | $25,000 | 2.326% blended | $581.56/yr | |
Ladder example uses equal $5,000 rungs and Wisconsin average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
MonitorBankRates tracks CD rates from 117 institutions reporting rates in Withee, Wisconsin — including both local community institutions and national banks with a presence in this area. Rates are verified daily.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Withee, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Withee, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.