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Best Banks & Checking Accounts in Kendallville, Indiana - April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Checking Account Rates — Last Updated and Verified: April 27, 2026

The best checking rates for Kendallville, Indiana include MIDWEST AMERICAMIDWEST AMERICA648 E North St, Kendallville, IN 46755A+5.0 ★Texas Ratio: 0.00% Association Checking at 0.29% APY, F&M Bank Laotto, INF&M Bank Laotto, IN511 Professional Way, Kendallville, IN 46755A+5.0 ★Texas Ratio: 1.40% Prestige Checking at 0.06% APY, ProFed Federal Credit UnionProFed Federal Credit Union419 E North St, Kendallville, IN 46755 1129A+5.0 ★Texas Ratio: 1.68% Checking Plus at 0.05% APY, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking Level 2 at 8.00% APY, and Beacon Credit UnionBeacon Credit UnionA+5.0 ★Texas Ratio: 1.45% Advantage Plus Checking at 5.00% APY. Checking account rates as of April 27, 2026 according to verified data from MonitorBankRates.

Kendallville has 3 local institutions in our database, with checking rates as high as 0.29% APY from MIDWEST AMERICA at 648 E North St, Kendallville, IN, 46755. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Kendallville, Indiana. Checking Account Rates Last Updated and Verified: April 27, 2026

Compare Checking Account Rates Today in Kendallville, Indiana & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
648 E North St
Kendallville, IN 46755
Association Checking
0.29%
$0
View
▼
Rate0.29%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

F&M Bank Laotto, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
511 Professional Way
Kendallville, IN 46755
Prestige Checking
0.06%
$50
View
▼
Rate0.06%
Min Deposit$50
Min Balance—
UpdatedApr 17, 2026
Details

No additional details provided.

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
419 E North St
Kendallville, IN 46755 1129
Checking Plus
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

F&M Bank Laotto, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
511 Professional Way
Kendallville, IN 46755
Easy Interest Checking
0.01%
$50
View
▼
Rate0.01%
Min Deposit$50
Min Balance—
UpdatedApr 17, 2026
Details

No additional details provided.

F&M Bank Laotto, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
511 Professional Way
Kendallville, IN 46755
50 Advantage Interest Checking
0.01%
$50
View
▼
Rate0.01%
Min Deposit$50
Min Balance—
UpdatedApr 17, 2026
Details

No additional details provided.

F&M Bank Laotto, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
511 Professional Way
Kendallville, IN 46755
Prestige Checking
0.01%
$50
View
▼
Rate0.01%
Min Deposit$50
Min Balance—
UpdatedApr 17, 2026
Details

No additional details provided.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
648 E North St
Kendallville, IN 46755
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
648 E North St
Kendallville, IN 46755
Freedom Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 2
8.00%
$0
View
▼
Rate7.72%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $15000

Beacon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Advantage Plus Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $10,000.00

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 1
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $15000

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Get Green Rewards Checking
4.00%
$0
View
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
HY Checking
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Peace of Mind Plus - POM+ Checking
3.55%
$0
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Qualifying balance up to $15,000.00

Tech Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 18.03%
InCENTIV Checking
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Ultimate Checking Tier 1
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Ultimate Checking Tier 2
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Tech Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 18.03%
InCENTIV Checking
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Energy Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Ultimate Checking Tier 1
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $5,000.00

Tech Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 18.03%
InCENTIV Checking
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
419 E North St
Kendallville, IN 46755 1129
Checking Plus
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

F&M Bank Laotto, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
511 Professional Way
Kendallville, IN 46755
50 Advantage Interest Checking
0.01%
$50
View
▼
Rate0.01%
Min Deposit$50
Min Balance—
UpdatedApr 17, 2026
Details

No additional details provided.

F&M Bank Laotto, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
511 Professional Way
Kendallville, IN 46755
Easy Interest Checking
0.01%
$50
View
▼
Rate0.01%
Min Deposit$50
Min Balance—
UpdatedApr 17, 2026
Details

No additional details provided.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
648 E North St
Kendallville, IN 46755
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 2
8.00%
$0
View
▼
Rate7.72%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $15000

Beacon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Advantage Plus Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $10,000.00

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
HY Checking
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 1
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $15000

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Get Green Rewards Checking
4.00%
$0
View
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Peace of Mind Plus - POM+ Checking
3.55%
$0
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Qualifying balance up to $15,000.00

Tech Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 18.03%
InCENTIV Checking
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Ultimate Checking Tier 2
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Ultimate Checking Tier 1
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Tech Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 18.03%
InCENTIV Checking
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Energy Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Ultimate Checking Tier 1
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $5,000.00

Tech Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 18.03%
InCENTIV Checking
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Energy Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Ultimate Checking Tier 2
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
High Interest Checking
2.45%
$0
View
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

INDIANA STATE UNIVERSITY
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Elevate Checking
2.40%
$0
View
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $10,000.00

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
Non-Profit Checking Tier 5
2.27%
$100
View
▼
Rate2.25%
Min Deposit$100
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Get Green Rewards Checking
4.00%
$0
View
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

First Federal S&L of Greensburg
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Rewards Shelby Checking
0.10%
$50
View
▼
Rate0.10%
Min Deposit$50
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Christian Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Member Rewards Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Independent Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.19%
Rewards Checking
0.02%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

No additional details provided.

Christian Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Member Rewards Checking
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
648 E North St
Kendallville, IN 46755
Freedom Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

First Federal S&L of Greensburg
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Basic Checking NOW Account
0.10%
$50
View
▼
Rate0.10%
Min Deposit$50
Min Balance—
UpdatedApr 24, 2026
Details

If you maintain $600.00 in the account each day of the statement cycle, otherwise no interest is paid. Basic Checking NOW Account has a monthly maintenance fee of $7.50 will be assessed if a minimum balance of $600.00 is not maintained.

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
Free Share Draft Checking
0.05%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

No additional details provided.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
FREE Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
Basic Checking
0.03%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

No additional details provided.

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
Free Checking Plus Interest
0.01%
$10
View
▼
Rate0.01%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

Rates can change daily, Daily compounding

First FSB Rochester, IN
Institution Rating:
A5.0 ★ Texas Ratio: 10.65%
Simply Free Checking
0.00%
$50
View
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
EveryDay Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

No additional details provided.

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Free Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

No additional details provided.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
FREE Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
FREE Checking Account
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
Basic Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
FREE Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
StartRight Youth Checking
1.35%
$0
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Qualifying balance up to $2,000.00

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
Teen Checking
0.10%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

No additional details provided.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
Smart Spending (Teen Checking)
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
StartRight Youth Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

No additional details provided.

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
Student Checking
0.01%
$10
View
▼
Rate0.01%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

Rates can change daily, Daily compounding

Tech Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 18.03%
Student Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
Smart Spending (Teen Checking)
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
648 E North St
Kendallville, IN 46755
Business Checking
0.38%
$0
View
▼
Rate0.38%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
648 E North St
Kendallville, IN 46755
Business Checking
0.29%
$0
View
▼
Rate0.29%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
648 E North St
Kendallville, IN 46755
Business Checking
0.16%
$0
View
▼
Rate0.16%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
648 E North St
Kendallville, IN 46755
Business Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
648 E North St
Kendallville, IN 46755
Small Business Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

LNB Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Business Smart Checking
3.56%
$25
View
▼
Rate3.50%
Min Deposit$25
Min Balance—
UpdatedApr 22, 2026
Details

No additional details provided.

Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Business Interest Checking
0.50%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Premier Business Checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Forum Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Business Analysis Checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Forum Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Business Analysis Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
Business Checking
0.15%
$100
View
▼
Rate0.15%
Min Deposit$100
Min Balance—
UpdatedApr 18, 2026
Details

$100 minimum opening deposit

The Antwerp Exchange Bank Company
Institution Rating:
B+4.7 ★ Texas Ratio: 18.93%
Interest Bearing Business Checking
0.15%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

min $2500

The Antwerp Exchange Bank Company
Institution Rating:
B+4.7 ★ Texas Ratio: 18.93%
Interest Bearing Business Checking
0.12%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

min $750

Everence Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business dividend checking
0.10%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Business Checking with Dividends
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

No additional details provided.

Tech Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 18.03%
Business Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

First Federal S&L of Greensburg
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Business Checking
0.10%
$50
View
▼
Rate0.10%
Min Deposit$50
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Business Checking
0.10%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 25, 2026
Details

No additional details provided.

Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.86%
Business Interest Checking
0.07%
$50
View
▼
Rate0.07%
Min Deposit$50
Min Balance—
UpdatedApr 17, 2026
Details

No additional details provided.

Security FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Business Interest Checking
0.05%
$50
View
▼
Rate0.05%
Min Deposit$50
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Kendallville, IN Checking Rate Trends

Compare local Kendallville, IN checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Indiana Checking Trends →
High-Yield Checking — IN Avg
1.685%
▼ 0.020 vs 7 days ago

Indiana high-yield checking rates fell 0.020 points over the past 7 days to 1.685% APY.

Free Checking — IN Avg
1.033%
▼ 0.011 vs 7 days ago

Indiana free checking rates fell 0.011 points over the past 7 days to 1.033% APY.

As of Apr 30, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Kendallville, Indiana directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Kendallville, Indiana. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in IN.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Kendallville, Indiana earn interest?

Most traditional local checking accounts in Kendallville, Indiana earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Kendallville, Indiana FDIC insured?

Yes. Legitimate banks with branches in Kendallville, Indiana are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Kendallville, Indiana

Based on our current data, some of the highest checking account APYs available to residents of Kendallville, Indiana include:
  • MIDWEST AMERICA
    Association Checking — 0.29% APY
  • F&M Bank Laotto, IN
    Prestige Checking — 0.06% APY
  • ProFed Federal Credit Union
    Checking Plus — 0.05% APY
  • Baxter Credit Union
    PowerPlusTM Checking Level 2 — 8.00% APY
  • Beacon Credit Union
    Advantage Plus Checking — 5.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Kendallville, Indiana. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: April 27, 2026

Kendallville, Indiana Rates & Resources

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