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Best Checking Accounts & Rates in Michigan - May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Checking Account Rates — Last Updated and Verified: May 22, 2026

The best checking rates for Michigan include Genisys Credit UnionGenisys Credit Union2100 Executive Hills Dr, Auburn Hills, MI 48326 2947A+5.0 ★Texas Ratio: 4.68% Genius High Yield Checking at 6.75% APY, Vibe Credit UnionVibe Credit Union1220 County Center Dr W, Waterford, MI 48328 1904A+5.0 ★Texas Ratio: 5.49% High Yield Reward Checking at 6.50% APY, Frankenmuth Credit UnionFrankenmuth Credit Union580 N Main St, Frankenmuth, MI 48734A5.0 ★Texas Ratio: 7.85% Kasasa Cash Checking at 6.20% APY, Monroe Community Credit UnionMonroe Community Credit Union715 N Telegraph Rd, Monroe, MI 48162 5130A+5.0 ★Texas Ratio: 1.22% Community Growth Checking at 6.00% APY, and OUR Credit UnionOUR Credit Union3070 Normandy Rd, Royal Oak, MI 48073A+5.0 ★Texas Ratio: 3.63% Premium Checking at 5.43% APY. Checking account rates as of May 22, 2026 according to verified data from MonitorBankRates.

Use the tabs below to compare checking account rates across Michigan side-by-side. Michigan checking rates currently reach as high as 6.75% APY from Genisys Credit Union at 2100 Executive Hills Dr, Auburn Hills, MI, 48326 2947. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Michigan. Checking Account Rates Last Updated and Verified: May 22, 2026

Compare Checking Account Rates Today in Michigan

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
2100 Executive Hills Dr
Auburn Hills, MI 48326 2947
Genius High Yield Checking
6.75%
$0
View
▼
Rate6.55%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Qualifications Required; Qualifying balance up to $7,500.00

Vibe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
1220 County Center Dr W
Waterford, MI 48328 1904
High Yield Reward Checking
6.50%
$0
View
▼
Rate6.31%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Qualifications Required; Qualifying balance up to $7,500.00

Frankenmuth Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.85%
580 N Main St
Frankenmuth, MI 48734
Kasasa Cash Checking
6.20%
$0
View
▼
Rate6.03%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Non-qualified accounts earn .01%APY

Monroe Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
715 N Telegraph Rd
Monroe, MI 48162 5130
Community Growth Checking
6.00%
$0
View
▼
Rate5.84%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

OUR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
3070 Normandy Rd
Royal Oak, MI 48073
Premium Checking
5.43%
$0
View
▼
Rate5.30%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Qualifying balance up to $3,000.00

Wildfire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
6640 Bay Rd
Saginaw, MI 48604
Blaze Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

CASE Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
4316 S Pennsylvania Ave
Lansing, MI 48910
Elite Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Qualifying balance up to $10,000.00

BlueOx Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
115 Riverside Dr
Battle Creek, MI 49015
Amped Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Qualifying balance up to $10,000

Best Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
1888 E Sherman Blvd
Muskegon, MI 49444 1822
Checking Account
5.00%
$50
View
▼
Rate4.89%
Min Deposit$50
Min Balance—
UpdatedMay 18, 2026
Details

Qualifying balance up to $10,000.00

Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
790 Joslyn Ave
Pontiac, MI 48340 2918
Free Kasasa Cash Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

Qualifying balance up to $20,000.00

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
808 E Front St
Buchanan, MI 49107 1444
Ultra Checking
5.00%
$50
View
▼
Rate4.89%
Min Deposit$50
Min Balance—
UpdatedMay 22, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

First National Bank of America (FNBA)
Institution Rating:
A5.0 ★ Texas Ratio: 13.60%
241 E Saginaw St
East Lansing, MI 48823
Elevate Checking
4.50%
$0
View
▼
Rate4.41%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

No additional details provided.

Jolt Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
6180 State St
Saginaw, MI 48603
4.25%
$0
View
▼
Rate4.17%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Qualifications Required: At least 12 debit card purchases; At least 1 direct deposit or automatic payment (ACH); Be enrolled in and agree to receive eStatements; Qualifying balance up to $15,000.00

Financial Plus Credit Union Flint, MI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
G3381 Van Slyke Rd
Flint, MI 48507 3263
Go-To Checking
4.15%
$0
View
▼
Rate4.07%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Qualifying balance up to $10,000.00

4Front Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
3745 N US Highway 31 S
Traverse City, MI 49684 4442
Straight4Ward Rewards Checking
4.08%
$0
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Qualifying balance up to $15,000

Adventure Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
630 32nd St SE
Grand Rapids, MI 49548 2306
Edge Checking
4.07%
$0
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
Toyota Technical Center
Saline, MI 48176
HY Checking
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

No additional details provided.

TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
1419 N 2nd St
Ishpeming, MI 49849 1149
TruRewards Checking
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

Qualifying balance up to $10,000.00

South Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
958 W Monroe St
Jackson, MI 49202 2036
Bonus Checking
3.04%
$0
View
▼
Rate2.99%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

No additional details provided.

Community West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
3089 44th St SW
Grandville, MI 49418 2501
Youth Checking
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Qualifying balance up to $5000

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
2100 Executive Hills Dr
Auburn Hills, MI 48326 2947
Genius High Yield Checking
6.75%
$0
View
▼
Rate6.55%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Qualifications Required; Qualifying balance up to $7,500.00

Vibe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
1220 County Center Dr W
Waterford, MI 48328 1904
High Yield Reward Checking
6.50%
$0
View
▼
Rate6.31%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Qualifications Required; Qualifying balance up to $7,500.00

Frankenmuth Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.85%
580 N Main St
Frankenmuth, MI 48734
Kasasa Cash Checking
6.20%
$0
View
▼
Rate6.03%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Non-qualified accounts earn .01%APY

Monroe Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
715 N Telegraph Rd
Monroe, MI 48162 5130
Community Growth Checking
6.00%
$0
View
▼
Rate5.84%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

OUR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
3070 Normandy Rd
Royal Oak, MI 48073
Premium Checking
5.43%
$0
View
▼
Rate5.30%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Qualifying balance up to $3,000.00

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
808 E Front St
Buchanan, MI 49107 1444
Ultra Checking
5.00%
$50
View
▼
Rate4.89%
Min Deposit$50
Min Balance—
UpdatedMay 22, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
790 Joslyn Ave
Pontiac, MI 48340 2918
Free Kasasa Cash Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

Qualifying balance up to $20,000.00

Best Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
1888 E Sherman Blvd
Muskegon, MI 49444 1822
Checking Account
5.00%
$50
View
▼
Rate4.89%
Min Deposit$50
Min Balance—
UpdatedMay 18, 2026
Details

Qualifying balance up to $10,000.00

CASE Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
4316 S Pennsylvania Ave
Lansing, MI 48910
Elite Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Qualifying balance up to $10,000.00

BlueOx Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
115 Riverside Dr
Battle Creek, MI 49015
Amped Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Qualifying balance up to $10,000

Wildfire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
6640 Bay Rd
Saginaw, MI 48604
Blaze Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

First National Bank of America (FNBA)
Institution Rating:
A5.0 ★ Texas Ratio: 13.60%
241 E Saginaw St
East Lansing, MI 48823
Elevate Checking
4.50%
$0
View
▼
Rate4.41%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

No additional details provided.

Jolt Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
6180 State St
Saginaw, MI 48603
4.25%
$0
View
▼
Rate4.17%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Qualifications Required: At least 12 debit card purchases; At least 1 direct deposit or automatic payment (ACH); Be enrolled in and agree to receive eStatements; Qualifying balance up to $15,000.00

Financial Plus Credit Union Flint, MI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
G3381 Van Slyke Rd
Flint, MI 48507 3263
Go-To Checking
4.15%
$0
View
▼
Rate4.07%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Qualifying balance up to $10,000.00

4Front Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
3745 N US Highway 31 S
Traverse City, MI 49684 4442
Straight4Ward Rewards Checking
4.08%
$0
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Qualifying balance up to $15,000

Adventure Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
630 32nd St SE
Grand Rapids, MI 49548 2306
Edge Checking
4.07%
$0
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
Toyota Technical Center
Saline, MI 48176
HY Checking
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

No additional details provided.

TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
1419 N 2nd St
Ishpeming, MI 49849 1149
TruRewards Checking
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

Qualifying balance up to $10,000.00

South Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
958 W Monroe St
Jackson, MI 49202 2036
Bonus Checking
3.04%
$0
View
▼
Rate2.99%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

No additional details provided.

Community West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
3089 44th St SW
Grandville, MI 49418 2501
Venture Checking
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Qualifying balance up to $5,000.00

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Vibe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
1220 County Center Dr W
Waterford, MI 48328 1904
High Yield Reward Checking
6.50%
$0
View
▼
Rate6.31%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Qualifications Required; Qualifying balance up to $7,500.00

Frankenmuth Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.85%
580 N Main St
Frankenmuth, MI 48734
Kasasa Cash Checking
6.20%
$0
View
▼
Rate6.03%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Non-qualified accounts earn .01%APY

Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
790 Joslyn Ave
Pontiac, MI 48340 2918
Free Kasasa Cash Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

Qualifying balance up to $20,000.00

Jolt Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
6180 State St
Saginaw, MI 48603
4.25%
$0
View
▼
Rate4.17%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Qualifications Required: At least 12 debit card purchases; At least 1 direct deposit or automatic payment (ACH); Be enrolled in and agree to receive eStatements; Qualifying balance up to $15,000.00

4Front Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
3745 N US Highway 31 S
Traverse City, MI 49684 4442
Straight4Ward Rewards Checking
4.08%
$0
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Qualifying balance up to $15,000

TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
1419 N 2nd St
Ishpeming, MI 49849 1149
TruRewards Checking
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

Qualifying balance up to $10,000.00

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
2955 University Dr
Auburn Hills, MI 48326
Core Rewards Checking
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Qualifying balance up to $15,000.00

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
2955 University Dr
Auburn Hills, MI 48326
Rewards Checking
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Qualifying balance up to $15,000.00

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
400 Town Center Dr
Dearborn, MI 48126
Cash Back Checking Standard
0.02%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
790 Joslyn Ave
Pontiac, MI 48340 2918
Free Kasasa Cash Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

Qualifying balance up to $20,000.00

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
235 Quincy St
Hancock, MI 49930
Superior Access Checking
0.05%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

No additional details provided.

Soo-Co-Op Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
4489 I 75 Business Spur
Sault Sainte Marie, MI 49783
Basic Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Dividend paid through March 31, 2026. Rate may change any time after account is opened.

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
2100 Executive Hills Dr
Auburn Hills, MI 48326 2947
Basic Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

No additional details provided.

Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.11%
1011 N Michigan Ave
Saginaw, MI 48602 4326
Basic Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

No additional details provided.

Team One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
520 HAYDEN ST
SAGINAW, MI 48607
Everyday Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

$0 - $10,000.00+

Health Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.91%
4550 STATE ST
SAGINAW, MI 48603
Essential Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
Toyota Technical Center
Saline, MI 48176
FREE Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
Toyota Technical Center
Saline, MI 48176
FREE Checking Account
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

No additional details provided.

Community Focus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
18925 Telegraph Rd
Brownstown, MI 48174 9546
Basic Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Community West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
3089 44th St SW
Grandville, MI 49418 2501
Youth Checking
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Qualifying balance up to $5000

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Route 31 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
715 Terrace St
Muskegon, MI 49440
Business 31 Non-Profit Interest Checking Business
1.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

No additional details provided.

Route 31 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
715 Terrace St
Muskegon, MI 49440
Business 31 Interest Checking Business
1.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

No additional details provided.

G. W. Jones Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
115 W Main St
Marcellus, MI 49067
Business Super Interest Earning Checking or more Business
0.80%
$0
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

$200,000

G. W. Jones Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
115 W Main St
Marcellus, MI 49067
Business Super Interest Earning Checking Business
0.70%
$0
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

$25,000 - $200,000

G. W. Jones Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
115 W Main St
Marcellus, MI 49067
Business Super Interest Earning Checking Business
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

up to $25,000

Route 31 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
715 Terrace St
Muskegon, MI 49440
Business 31 Interest Checking Business
0.50%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

No additional details provided.

Route 31 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
715 Terrace St
Muskegon, MI 49440
Business 31 Non-Profit Interest Checking Business
0.50%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

No additional details provided.

TLC Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
3030 S Adrian Hwy
Adrian, MI 49221
Business Checking Business
0.40%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

No additional details provided.

4Front Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
3745 N US Highway 31 S
Traverse City, MI 49684 4442
Business Checking Business
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

No additional details provided.

TLC Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
3030 S Adrian Hwy
Adrian, MI 49221
Business Checking Business
0.35%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

No additional details provided.

4Front Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
3745 N US Highway 31 S
Traverse City, MI 49684 4442
Business Checking Business
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

No additional details provided.

Marshall Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.50%
839 W Green St
Marshall, MI 49068
Business Relationship Checking Business
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

No additional details provided.

TLC Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
3030 S Adrian Hwy
Adrian, MI 49221
Business Checking Business
0.30%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

No additional details provided.

G. W. Jones Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
115 W Main St
Marcellus, MI 49067
Business Interest Earning Checking Business
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

No additional details provided.

West Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
1319 Front Ave NW
Grand Rapids, MI 49504
Business Interest Checking Business
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

No additional details provided.

Marshall Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.50%
839 W Green St
Marshall, MI 49068
Business Relationship Checking Business
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

No additional details provided.

Route 31 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
715 Terrace St
Muskegon, MI 49440
Business 31 Non-Profit Interest Checking Business
0.20%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

No additional details provided.

Route 31 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
715 Terrace St
Muskegon, MI 49440
Business 31 Interest Checking Business
0.20%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

No additional details provided.

4Front Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
3745 N US Highway 31 S
Traverse City, MI 49684 4442
Business Checking Business
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

No additional details provided.

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
2100 Executive Hills Dr
Auburn Hills, MI 48326 2947
Business Checking Plus Business
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

No additional details provided.

Michigan Checking Rate Trends

Compare local Michigan checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Michigan Checking Trends →
High-Yield Checking — MI Avg
3.795%
▲ 0.027 vs 7 days ago

Michigan high-yield checking rates rose 0.027 points over the past 7 days to 3.795% APY.

Free Checking — MI Avg
1.902%
▲ 0.005 vs 7 days ago

Michigan free checking rates rose 0.005 points over the past 7 days to 1.902% APY.

As of May 22, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Michigan checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Michigan directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Michigan. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in MI.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Michigan earn interest?

Most traditional local checking accounts in Michigan earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Michigan FDIC insured?

Yes. Legitimate banks with branches in Michigan are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Michigan

Based on our current data, some of the highest checking account APYs available to residents of Michigan include:
  • Genisys Credit Union
    Genius High Yield Checking — 6.75% APY
  • Vibe Credit Union
    High Yield Reward Checking — 6.50% APY
  • Frankenmuth Credit Union
    Kasasa Cash Checking — 6.20% APY
  • Monroe Community Credit Union
    Community Growth Checking — 6.00% APY
  • OUR Credit Union
    Premium Checking — 5.43% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Michigan. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: May 22, 2026

Michigan Rates & Resources

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Checking Account Rates by City in Michigan

  • Acme
  • Ada
  • Addison
  • Adrian
  • Afton
  • Ahmeek
  • Akron
  • Alanson
  • Alba
  • Albion
  • Alden
  • Alger
  • Algonac
  • Allegan
  • Allen
  • Allen Park
  • Allendale
  • Allenton
  • Allouez
  • Alma
  • Almont
  • Alpena
  • Alpha
  • Alto
  • Amasa
  • Anchorville
  • Ann Arbor
  • Applegate
  • Arcadia
  • Argyle
  • Armada
  • Arnold
  • Ashley
  • Athens
  • Atlanta
  • Atlantic Mine
  • Atlas
  • Attica
  • Au Gres
  • Au Train
  • Auburn
  • Auburn Hills
  • Augusta
  • Avoca
  • Azalia
  • Bad Axe
  • Bailey
  • Baldwin
  • Bancroft
  • Bangor
  • Bannister
  • Baraga
  • Barbeau
  • Bark River
  • Baroda
  • Barryton
  • Barton City
  • Bath
  • Battle Creek
  • Bay City
  • Bay Port
  • Bay Shore
  • Bear Lake
  • Beaver Island
  • Beaverton
  • Bedford
  • Belding
  • Bellaire
  • Belleville
  • Bellevue
  • Belmont
  • Bentley
  • Benton Harbor
  • Benzonia
  • Bergland
  • Berkley
  • Berrien Center
  • Berrien Springs
  • Bessemer
  • Beulah
  • Big Bay
  • Big Rapids
  • Birch Run
  • Birmingham
  • Bitely
  • Black River
  • Blanchard
  • Blissfield
  • Bloomfield Hills
  • Bloomingdale
  • Boon
  • Boyne City
  • Boyne Falls
  • Bradley
  • Branch
  • Brant
  • Breckenridge
  • Breedsville
  • Brethren
  • Bridgeport
  • Bridgewater
  • Bridgman
  • Brighton
  • Brimley
  • Britton
  • Brohman
  • Bronson
  • Brooklyn
  • Brown City
  • Bruce Crossing
  • Brutus
  • Buchanan
  • Buckley
  • Burlington
  • Burnips
  • Burr Oak
  • Burt
  • Burt Lake
  • Burton
  • Byron
  • Byron Center
  • Cadillac
  • Caledonia
  • Calumet
  • Camden
  • Cannonsburg
  • Canton
  • Capac
  • Carleton
  • Carney
  • Caro
  • Carp Lake
  • Carrollton
  • Carson City
  • Carsonville
  • Casco
  • Caseville
  • Casnovia
  • Caspian
  • Cass City
  • Cassopolis
  • Cedar
  • Cedar Lake
  • Cedar River
  • Cedar Springs
  • Cedarville
  • Cement City
  • Center Line
  • Central Lake
  • Centreville
  • Ceresco
  • Champion
  • Channing
  • Charlevoix
  • Charlotte
  • Chase
  • Chassell
  • Chatham
  • Cheboygan
  • Chelsea
  • Chesaning
  • Chippewa Lake
  • Clare
  • Clarklake
  • Clarkston
  • Clarksville
  • Clawson
  • Clayton
  • Clifford
  • Climax
  • Clinton
  • Clinton Township
  • Clio
  • Cloverdale
  • Cohoctah
  • Coldwater
  • Coleman
  • Colfax
  • Coloma
  • Colon
  • Columbiaville
  • Columbus
  • Comins
  • Commerce Township
  • Comstock
  • Comstock Park
  • Concord
  • Conklin
  • Constantine
  • Conway
  • Cooks
  • Coopersville
  • Copemish
  • Copper City
  • Copper Harbor
  • Coral
  • Cornell
  • Corunna
  • Covert
  • Covington
  • Cross Village
  • Croswell
  • Crystal
  • Crystal Falls
  • Curran
  • Curtis
  • Custer
  • Dafter
  • Daggett
  • Dansville
  • Davisburg
  • Davison
  • De Tour Village
  • Dearborn
  • Dearborn Heights
  • Decatur
  • Decker
  • Deckerville
  • Deerfield
  • Deerton
  • Deford
  • Delton
  • Detroit
  • Dewitt
  • Dexter
  • Dickson
  • Dimondale
  • Dodgeville
  • Dollar Bay
  • Dorr
  • Douglas
  • Dowagiac
  • Dowling
  • Drayton Plains
  • Drummond Island
  • Dryden
  • Dundee
  • Durand
  • Eagle
  • East China
  • East Jordan
  • East Lansing
  • East Leroy
  • East Tawas
  • Eastlake
  • Eastpointe
  • Eastport
  • Eaton Rapids
  • Eau Claire
  • Eben Junction
  • Eckerman
  • Ecorse
  • Edenville
  • Edmore
  • Edwardsburg
  • Elberta
  • Elk Rapids
  • Elkton
  • Ellsworth
  • Elm Hall
  • Elmira
  • Elsie
  • Elwell
  • Emmett
  • Empire
  • Engadine
  • Erie
  • Escanaba
  • Essexville
  • Eureka
  • Evart
  • Ewen
  • Fair Haven
  • Fairgrove
  • Fairview
  • Falmouth
  • Farmington
  • Farwell
  • Felch
  • Fennville
  • Fenton
  • Fenwick
  • Ferndale
  • Ferrysburg
  • Fife Lake
  • Filer City
  • Filion
  • Flat Rock
  • Flint
  • Flushing
  • Forest
  • Forestville
  • Fort Gratiot
  • Foster City
  • Fostoria
  • Fountain
  • Fowler
  • Fowlerville
  • Frankenmuth
  • Frankfort
  • Franklin
  • Fraser
  • Frederic
  • Free Soil
  • Freeland
  • Freeport
  • Fremont
  • Frontier
  • Fruitport
  • Fulton
  • Gaastra
  • Gagetown
  • Gaines
  • Galesburg
  • Galien
  • Garden
  • Garden City
  • Gaylord
  • Genesee
  • Germfask
  • Gilford
  • Gladstone
  • Gladwin
  • Glen Arbor
  • Glenn
  • Glennie
  • Gobles
  • Goetzville
  • Good Hart
  • Goodells
  • Goodrich
  • Gould City
  • Gowen
  • Grand Blanc
  • Grand Haven
  • Grand Junction
  • Grand Ledge
  • Grand Marais
  • Grand Rapids
  • Grandville
  • Grant
  • Grass Lake
  • Grawn
  • Grayling
  • Greenbush
  • Greenland
  • Greenville
  • Greenwood
  • Gregory
  • Grosse Ile
  • Grosse Pointe
  • Gulliver
  • Gwinn
  • Hadley
  • Hagar Shores
  • Hale
  • Hamburg
  • Hamilton
  • Hamtramck
  • Hancock
  • Hanover
  • Harbert
  • Harbor Beach
  • Harbor Springs
  • Harper Woods
  • Harrietta
  • Harris
  • Harrison
  • Harrison Township
  • Harrisville
  • Harsens Island
  • Hart
  • Hartford
  • Hartland
  • Haslett
  • Hastings
  • Hawks
  • Hazel Park
  • Hemlock
  • Henderson
  • Hermansville
  • Herron
  • Hersey
  • Hesperia
  • Hessel
  • Hickory Corners
  • Higgins Lake
  • Highland
  • Highland Park
  • Hillman
  • Hillsdale
  • Holland
  • Holly
  • Holt
  • Holton
  • Homer
  • Honor
  • Hope
  • Hopkins
  • Horton
  • Houghton
  • Houghton Lake
  • Houghton Lake Heights
  • Howard City
  • Howell
  • Hubbard Lake
  • Hubbardston
  • Hubbell
  • Hudson
  • Hudsonville
  • Hulbert
  • Huntington Woods
  • Ida
  • Idlewild
  • Imlay City
  • Independence
  • Indian River
  • Ingalls
  • Inkster
  • Interlochen
  • Ionia
  • Iron Mountain
  • Iron River
  • Irons
  • Ironwood
  • Ishpeming
  • Ithaca
  • Jackson
  • Jamestown
  • Jasper
  • Jeddo
  • Jenison
  • Jerome
  • Johannesburg
  • Jones
  • Jonesville
  • Kalamazoo
  • Kaleva
  • Kalkaska
  • Kawkawlin
  • Kearsarge
  • Keego Harbor
  • Kendall
  • Kent City
  • Kewadin
  • Kincheloe
  • Kinde
  • Kingsford
  • Kingsley
  • Kingston
  • Kinross
  • La Salle
  • Lachine
  • Lacota
  • Laingsburg
  • Lake
  • Lake Ann
  • Lake City
  • Lake George
  • Lake Leelanau
  • Lake Linden
  • Lake Odessa
  • Lake Orion
  • Lakeland
  • Lakeside
  • Lakeview
  • Lakeville
  • Lambertville
  • Lamont
  • Lanse
  • Lansing
  • Lapeer
  • Lawrence
  • Lawton
  • Leland
  • Lennon
  • Leonard
  • Leonidas
  • Leroy
  • Leslie
  • Levering
  • Lewiston
  • Lexington
  • Lincoln
  • Lincoln Park
  • Linden
  • Linwood
  • Litchfield
  • Little Lake
  • Livonia
  • Long Lake
  • Loretto
  • Lowell
  • Ludington
  • Luna Pier
  • Lupton
  • Luther
  • Luzerne
  • Lyndon
  • Lyons
  • Macatawa
  • Mackinac Island
  • Mackinaw City
  • Macomb
  • Madison Heights
  • Mancelona
  • Manchester
  • Manistee
  • Manistique
  • Manitou Beach
  • Manton
  • Maple City
  • Maple Rapids
  • Marcellus
  • Marenisco
  • Marine City
  • Marion
  • Markey
  • Marlette
  • Marne
  • Marquette
  • Marshall
  • Martin
  • Marysville
  • Mason
  • Mass City
  • Mattawan
  • Maybee
  • Mayfield
  • Mayville
  • McBain
  • Mcbrides
  • McMillan
  • Mears
  • Mecosta
  • Melvin
  • Melvindale
  • Memphis
  • Mendon
  • Menominee
  • Merrill
  • Merritt
  • Mesick
  • Metamora
  • Michigamme
  • Michigan Center
  • Middleton
  • Middleville
  • Midland
  • Mikado
  • Milan
  • Milford
  • Millersburg
  • Millington
  • Minden City
  • Mio
  • Mohawk
  • Moline
  • Monroe
  • Montague
  • Montgomery
  • Montrose
  • Moran
  • Morenci
  • Morley
  • Morrice
  • Moscow
  • Mosherville
  • Mount Clemens
  • Mount Morris
  • Mount Pleasant
  • Muir
  • Mullett Lake
  • Mulliken
  • Munger
  • Munising
  • Munith
  • Muskegon
  • Nadeau
  • Nahma
  • Napoleon
  • Nashville
  • National City
  • National Mine
  • Naubinway
  • Nazareth
  • Negaunee
  • New Baltimore
  • New Boston
  • New Buffalo
  • New Era
  • New Haven
  • New Hudson
  • New Lothrop
  • New Troy
  • Newaygo
  • Newberry
  • Newkirk
  • Newport
  • Niles
  • Nisula
  • North Adams
  • North Branch
  • North Star
  • North Street
  • Northport
  • Northville
  • Norvell
  • Norway
  • Nottawa
  • Novi
  • Nunica
  • Oak Grove
  • Oak Park
  • Oakland
  • Oakley
  • Oden
  • Okemos
  • Old Mission
  • Olivet
  • Omena
  • Omer
  • Onaway
  • Onekama
  • Onondaga
  • Onsted
  • Ontonagon
  • Orleans
  • Ortonville
  • Oscoda
  • Oshtemo
  • Osseo
  • Ossineke
  • Otisville
  • Otsego
  • Ottawa Lake
  • Otter Lake
  • Ovid
  • Owendale
  • Owosso
  • Oxford
  • Painesdale
  • Palmer
  • Palms
  • Palmyra
  • Palo
  • Paradise
  • Paris
  • Parma
  • Paw Paw
  • Peck
  • Pelkie
  • Pellston
  • Pentwater
  • Perkins
  • Perrinton
  • Perronville
  • Perry
  • Petersburg
  • Petoskey
  • Pewamo
  • Pickford
  • Pierson
  • Pigeon
  • Pinckney
  • Pinconning
  • Pittsford
  • Plainwell
  • Pleasant Lake
  • Pleasant Ridge
  • Plymouth
  • Pointe Aux Pins
  • Pompeii
  • Pontiac
  • Port Austin
  • Port Hope
  • Port Huron
  • Port Sanilac
  • Portage
  • Portland
  • Posen
  • Potterville
  • Powers
  • Prescott
  • Presque Isle
  • Prudenville
  • Pullman
  • Quincy
  • Quinnesec
  • Ralph
  • Ramsay
  • Rapid City
  • Rapid River
  • Ravenna
  • Ray
  • Reading
  • Redford
  • Reed City
  • Reese
  • Remus
  • Republic
  • Rhodes
  • Richland
  • Richmond
  • Richville
  • Ridgeway
  • Riga
  • River Rouge
  • Riverdale
  • Riverside
  • Rives Junction
  • Rochester
  • Rock
  • Rockford
  • Rockland
  • Rockwood
  • Rodney
  • Rogers City
  • Rollin
  • Romeo
  • Romulus
  • Roscommon
  • Rose
  • Rose City
  • Rosebush
  • Roseville
  • Rothbury
  • Royal Oak
  • Rudyard
  • Rumely
  • Ruth
  • Saginaw
  • Sagola
  • Saint Charles
  • Saint Clair
  • Saint Clair Shores
  • Saint Helen
  • Saint Ignace
  • Saint Johns
  • Saint Joseph
  • Saint Louis
  • Salem
  • Saline
  • Samaria
  • Sand Creek
  • Sand Lake
  • Sandusky
  • Sanford
  • Saranac
  • Saugatuck
  • Sault Sainte Marie
  • Sawyer
  • Schoolcraft
  • Sciota
  • Scotts
  • Scottville
  • Sears
  • Sebewaing
  • Seneca
  • Seney
  • Shaftsburg
  • Shelby
  • Shelbyville
  • Shepherd
  • Sheridan
  • Sherwood
  • Shingleton
  • Sidnaw
  • Sidney
  • Silverwood
  • Six Lakes
  • Skandia
  • Skanee
  • Slagle
  • Smiths Creek
  • Smyrna
  • Snover
  • Sodus
  • Somerset
  • Somerset Center
  • South Boardman
  • South Branch
  • South Haven
  • South Lyon
  • South Monroe
  • South Range
  • South Rockwood
  • Southfield
  • Southgate
  • Spalding
  • Sparta
  • Spring Arbor
  • Spring Lake
  • Springport
  • Spruce
  • Stambaugh
  • Standish
  • Stanton
  • Stanwood
  • Stephenson
  • Sterling
  • Sterling Heights
  • Stevensville
  • Stockbridge
  • Strongs
  • Sturgis
  • Sumner
  • Sunfield
  • Suttons Bay
  • Swartz Creek
  • Tawas City
  • Taylor
  • Tecumseh
  • Tekonsha
  • Temperance
  • Thompsonville
  • Three Oaks
  • Three Rivers
  • Tipton
  • Toivola
  • Topinabee
  • Tower
  • Traverse City
  • Trenary
  • Trenton
  • Trout Creek
  • Trout Lake
  • Troy
  • Trufant
  • Turner
  • Tuscola
  • Tustin
  • Twin Lake
  • Twining
  • Ubly
  • Union
  • Union City
  • Union Lake
  • Union Pier
  • Unionville
  • University Center
  • Utica
  • Vandalia
  • Vanderbilt
  • Vassar
  • Vermontville
  • Vernon
  • Vestaburg
  • Vicksburg
  • Vulcan
  • Wabaningo
  • Wakefield
  • Waldron
  • Walhalla
  • Walkerville
  • Wallace
  • Walled Lake
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