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Home Checking Accounts Michigan Checking Bloomfield Hills, Michigan iAdvertiser Disclosure
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Best Banks & Checking Accounts in Bloomfield Hills, Michigan - April 2026

The best checking rates for Bloomfield Hills, Michigan include Team One Credit UnionTeam One Credit Union3120 South Blvd, Bloomfield Hills, MI 48304 1187A+5.0 ★Texas Ratio: 5.24% Relationship Checking at 3.00% APY, Superior National BankSuperior National Bank2500 W Maple Rd, Bloomfield Hills, MI 48301A+5.0 ★Texas Ratio: 4.54% Superior Interest Checking at 1.00% APY, Vibe Credit UnionVibe Credit UnionA+5.0 ★Texas Ratio: 5.71% High Yield Reward Checking at 6.50% APY, Wildfire Credit UnionWildfire Credit UnionA+5.0 ★Texas Ratio: 3.82% Blaze Checking at 5.00% APY, and CASE Credit UnionCASE Credit UnionA5.0 ★Texas Ratio: 7.59% Elite Checking at 5.00% APY. Checking account rates as of April 27, 2026 according to verified data from MonitorBankRates.

Bloomfield Hills has 2 local institutions in our database, with checking rates as high as 3.00% APY from Team One Credit Union at 3120 South Blvd, Bloomfield Hills, MI, 48304 1187. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Bloomfield Hills, Michigan. Checking Account Rates Last Updated and Verified: April 27, 2026

Compare Checking Account Rates Today in Bloomfield Hills, Michigan & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Team One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
3120 South Blvd
Bloomfield Hills, MI 48304 1187
Relationship Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
2500 W Maple Rd
Bloomfield Hills, MI 48301
Superior Interest Checking
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 22, 2026
Details

No additional details provided.

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
2500 W Maple Rd
Bloomfield Hills, MI 48301
Superior Access Checking
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 22, 2026
Details

No additional details provided.

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
2500 W Maple Rd
Bloomfield Hills, MI 48301
Superior Interest Checking
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 22, 2026
Details

No additional details provided.

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
2500 W Maple Rd
Bloomfield Hills, MI 48301
Superior 55+ Checking
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 22, 2026
Details

No additional details provided.

Team One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
3120 South Blvd
Bloomfield Hills, MI 48304 1187
Relationship Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Team One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
3120 South Blvd
Bloomfield Hills, MI 48304 1187
Advantage Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Team One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
3120 South Blvd
Bloomfield Hills, MI 48304 1187
Relationship Checking
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Team One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
3120 South Blvd
Bloomfield Hills, MI 48304 1187
Advantage Checking
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Team One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
3120 South Blvd
Bloomfield Hills, MI 48304 1187
Relationship Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Team One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
3120 South Blvd
Bloomfield Hills, MI 48304 1187
Everyday Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Team One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
3120 South Blvd
Bloomfield Hills, MI 48304 1187
Advantage Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Vibe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
High Yield Reward Checking
6.50%
$0
Rate6.31%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

Qualifications Required; Qualifying balance up to $7,500.00

Wildfire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Blaze Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

CASE Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Elite Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying balance up to $10,000.00

BlueOx Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Amped Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying balance up to $10,000

Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Free Kasasa Cash Checking
5.00%
$0
Rate4.98%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Qualifying balance up to $20,000.00

Jolt Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
4.25%
$0
Rate4.17%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

Financial Plus Credit Union Flint, MI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Go-To Checking
4.15%
$0
Rate4.07%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying balance up to $10,000.00

Community Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.03%
IOLTA Checking
4.10%
$0
Rate4.03%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Team One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
3120 South Blvd
Bloomfield Hills, MI 48304 1187
Relationship Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
2500 W Maple Rd
Bloomfield Hills, MI 48301
Superior Interest Checking
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 22, 2026
Details

No additional details provided.

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
2500 W Maple Rd
Bloomfield Hills, MI 48301
Superior Interest Checking
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 22, 2026
Details

No additional details provided.

Team One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
3120 South Blvd
Bloomfield Hills, MI 48304 1187
Advantage Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Team One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
3120 South Blvd
Bloomfield Hills, MI 48304 1187
Advantage Checking
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Team One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
3120 South Blvd
Bloomfield Hills, MI 48304 1187
Advantage Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Vibe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
High Yield Reward Checking
6.50%
$0
Rate6.31%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

Qualifications Required; Qualifying balance up to $7,500.00

Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Free Kasasa Cash Checking
5.00%
$0
Rate4.98%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Qualifying balance up to $20,000.00

Wildfire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Blaze Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

CASE Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Elite Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying balance up to $10,000.00

BlueOx Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Amped Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying balance up to $10,000

Jolt Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
4.25%
$0
Rate4.17%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

Financial Plus Credit Union Flint, MI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Go-To Checking
4.15%
$0
Rate4.07%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying balance up to $10,000.00

Community Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.03%
IOLTA Checking
4.10%
$0
Rate4.03%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
HY Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

First National Bank of America (FNBA)
Institution Rating:
A5.0 ★ Texas Ratio: 13.60%
Elevate Checking
3.00%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedApr 22, 2026
Details

No additional details provided.

Community West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.93%
Youth Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying balance up to $5000

Community West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.93%
Venture Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying balance up to $5,000.00

Community Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.03%
Choice Checking
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

First National Bank of America (FNBA)
Institution Rating:
A5.0 ★ Texas Ratio: 13.60%
Elevate Checking
2.63%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedApr 22, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Vibe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
High Yield Reward Checking
6.50%
$0
Rate6.31%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

Qualifications Required; Qualifying balance up to $7,500.00

Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Free Kasasa Cash Checking
5.00%
$0
Rate4.98%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Qualifying balance up to $20,000.00

Jolt Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
4.25%
$0
Rate4.17%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Core Rewards Checking
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying balance up to $15,000.00

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Rewards Checking
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying balance up to $15,000.00

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Cash Back Checking Standard
0.02%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
2500 W Maple Rd
Bloomfield Hills, MI 48301
Superior Access Checking
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 22, 2026
Details

No additional details provided.

Team One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
3120 South Blvd
Bloomfield Hills, MI 48304 1187
Everyday Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Free Kasasa Cash Checking
5.00%
$0
Rate4.98%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Qualifying balance up to $20,000.00

Soo-Co-Op Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Basic Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Dividend paid through March 31, 2026. Rate may change any time after account is opened.

Community Focus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 26, 2026
Details

No additional details provided.

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.34%
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Health Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Essential Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
FREE Checking Account
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
FREE Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Community West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.93%
Youth Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying balance up to $5000

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
2500 W Maple Rd
Bloomfield Hills, MI 48301
Superior Business Interest Checking
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 22, 2026
Details

No additional details provided.

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
2500 W Maple Rd
Bloomfield Hills, MI 48301
Superior Commercial Checking
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 22, 2026
Details

No additional details provided.

Route 31 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Business 31 Interest Checking
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 25, 2026
Details

No additional details provided.

Route 31 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Business 31 Non-Profit Interest Checking
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 25, 2026
Details

No additional details provided.

G. W. Jones Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
Business Super Interest Earning Checking or more
0.80%
$0
Rate0.80%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

$200,000

G. W. Jones Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
Business Super Interest Earning Checking
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

$25,000 - $200,000

G. W. Jones Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
Business Super Interest Earning Checking
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

up to $25,000; Qualifying balance up to $25,000.00

Route 31 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Business 31 Non-Profit Interest Checking
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 25, 2026
Details

No additional details provided.

Route 31 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Business 31 Interest Checking
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 25, 2026
Details

No additional details provided.

4Front Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.13%
Business Checking
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

TLC Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Business Checking
0.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

TLC Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Business Checking
0.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

4Front Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.13%
Business Checking
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Marshall Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
Business Relationship Checking
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Honor Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Business Advantage Checking Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

TLC Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Business Checking
0.30%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

G. W. Jones Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
Business Interest Earning Checking
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

Bloom Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
Business Interest Checking
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Marshall Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
Business Relationship Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Honor Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Business Advantage Checking Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Bloomfield Hills, MI Checking Rate Trends

Compare local Bloomfield Hills, MI checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Michigan Checking Trends →
High-Yield Checking — MI Avg
3.899%
▲ 0.230 vs 7 days ago

Michigan high-yield checking rates rose 0.230 points over the past 7 days to 3.899% APY.

Free Checking — MI Avg
1.817%
▼ 0.023 vs 7 days ago

Michigan free checking rates fell 0.023 points over the past 7 days to 1.817% APY.

As of Apr 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Bloomfield Hills, Michigan directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Bloomfield Hills, Michigan. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in MI.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Bloomfield Hills, Michigan earn interest?

Most traditional local checking accounts in Bloomfield Hills, Michigan earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Bloomfield Hills, Michigan FDIC insured?

Yes. Legitimate banks with branches in Bloomfield Hills, Michigan are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Bloomfield Hills, Michigan

Based on our current data, some of the highest checking account APYs available to residents of Bloomfield Hills, Michigan include:
  • Team One Credit Union
    Relationship Checking — 3.00% APY
  • Superior National Bank
    Superior Interest Checking — 1.00% APY
  • Vibe Credit Union
    High Yield Reward Checking — 6.50% APY
  • Wildfire Credit Union
    Blaze Checking — 5.00% APY
  • CASE Credit Union
    Elite Checking — 5.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Bloomfield Hills, Michigan. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: April 27, 2026