Best Banks & Checking Accounts in Flint, Michigan - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best checking rates for Flint, Michigan include Financial Plus Credit Union Flint, MIFinancial Plus Credit Union Flint, MIG3381 Van Slyke Rd, Flint, MI 48507 3263A+5.0 ★Texas Ratio: 3.29% Go-To Checking at 4.15% APY, Team One Credit UnionTeam One Credit Union606 Stevens St, Flint, MI 48502A+5.0 ★Texas Ratio: 5.24% Relationship Checking at 3.00% APY, Security Credit UnionSecurity Credit Union2404 S Linden Rd, Flint, MI 48532A-5.0 ★Texas Ratio: 15.54% Premium Checking at 0.30% APY, Dort Financial Credit UnionDort Financial Credit Union5091 W PIERSON RD, FLINT, MI 48504 1301A+5.0 ★Texas Ratio: 5.65% Share Draft Accounts (Checking Accounts) at 0.10% APY, and PFCU Credit UnionPFCU Credit Union3378 Lennon Rd, Flint, MI 48507A+5.0 ★Texas Ratio: 3.12% Personal Checking Plus at 0.10% APY. Checking account rates as of April 5, 2026 according to verified data from MonitorBankRates.
Flint has 5 local institutions in our database, with checking rates as high as 4.15% APY from Financial Plus Credit Union Flint, MI at G3381 Van Slyke Rd, Flint, MI, 48507 3263. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Flint, Michigan. Checking Account Rates Last Updated and Verified: April 5, 2026
Compare Checking Account Rates Today in Flint, Michigan & the Surrounding Area
Flint, MI 48507 3263
Qualifying balance up to $10,000.00
Flint, MI 48502
$0-1,000.00
Flint, MI 48532
No additional details provided.
Flint, MI 48507 3263
No additional details provided.
Flint, MI 48532
No additional details provided.
Flint, MI 48507 3263
No additional details provided.
FLINT, MI 48504 1301
No additional details provided.
Flint, MI 48507 3263
No additional details provided.
Flint, MI 48507
No additional details provided.
Flint, MI 48507
No additional details provided.
Flint, MI 48502
$10,000.01+
Flint, MI 48502
$10,000.01+
FLINT, MI 48504 1301
No additional details provided.
Flint, MI 48502
$5,000.01-$10,000.00
Flint, MI 48502
$5,000.01-$10,000.00
Flint, MI 48502
$0 - $10,000.00+
Flint, MI 48502
$0-1,000.00
Flint, MI 48502
$0-1,000.00
Flint, MI 48532
No additional details provided.
Flint, MI 48507
No additional details provided.
Flint, MI 48507 3263
Qualifying balance up to $10,000.00
Flint, MI 48502
$0-1,000.00
Flint, MI 48532
No additional details provided.
Flint, MI 48532
No additional details provided.
Flint, MI 48507
No additional details provided.
Flint, MI 48507
No additional details provided.
Flint, MI 48502
$10,000.01+
Flint, MI 48502
$5,000.01-$10,000.00
Flint, MI 48532
No additional details provided.
Flint, MI 48502
$0-1,000.00
Qualifications Required; Qualifying balance up to $7,500.00
Qualifying balance up to $15,000
Qualifications Required; Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $15,000.00
Qualifications Required
Qualifications Required
Qualifications Required; Qualifying balance up to $10,000.00
Qualifying balance up to $20,000.00
Qualifications Required; Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $15,000
Qualifications Required
Qualifications Required
Qualifying balance up to $20,000.00
Qualifications Required: At least 12 debit card purchases; At least 1 direct deposit or automatic payment (ACH); Be enrolled in and agree to receive eStatements; Qualifying balance up to $15,000.00
No additional details provided.
Qualifications Required; Qualifying balance up to $2,500.00
Qualifying balance up to $15,000
Qualifications Required: Monthly enrollment and login into online banking; receipt of electronic statements; twelve (12) qualifying debit card transactions; Cash back earned on up to $200 in purchases monthly
Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $2,499.99
No additional details provided.
Qualifications Required; Qualifying balance up to $1,499.99
No additional details provided.
Qualifications Required; Qualifying balance up to $749.99
No additional details provided.
Qualifications Required
Qualifications Required
No additional details provided.
Qualifications Required
Flint, MI 48502
$0 - $10,000.00+
Qualifying balance up to $20,000.00
Qualifications Required: Monthly enrollment and login into online banking; receipt of electronic statements; twelve (12) qualifying debit card transactions; Cash back earned on up to $200 in purchases monthly
No additional details provided.
Dividend paid through December 31, 2025. Rate may change any time after account is opened.
No additional details provided.
($100 min. deposit to open)
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Qualifying balance up to $5000
Flint, MI 48507
No additional details provided.
Flint, MI 48507
No additional details provided.
Flint, MI 48532
No additional details provided.
No additional details provided.
Tier 3
Tier 2
Tiered Rate Interest
No additional details provided.
No additional details provided.
$200,000
$25,000 - $200,000
up to $25,000
No additional details provided.
No additional details provided.
Tier 1
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Flint, MI Checking Rate Trends
Compare local Flint, MI checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan high-yield checking rates rose 4.056 points over the past 7 days to 5.382% APY.
Michigan free checking rates rose 1.460 points over the past 7 days to 1.574% APY.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Flint, Michigan directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Flint, Michigan. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in MI.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Flint, Michigan earn interest?
Are banks in Flint, Michigan FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Flint, Michigan
- Financial Plus Credit Union Flint, MI
Go-To Checking — 4.15% APY - Team One Credit Union
Relationship Checking — 3.00% APY - Security Credit Union
Premium Checking — 0.30% APY - Dort Financial Credit Union
Share Draft Accounts (Checking Accounts) — 0.10% APY - PFCU Credit Union
Personal Checking Plus — 0.10% APY
