1st Northern California Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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1st Northern California Credit Union's 12-Month CD rates are at 2.95%, 24-Month CD rates are at 2.79%, 6-Month CD rates are at 2.63%, 18-Month CD rates are at 2.63%. 1st Northern California Credit Union's savings rates are at 0.10%. 1st Northern California Credit Union's money market rates are at 0.75%. 1st Northern California Credit Union's 30-Year Fixed (Jumbo) rates are at 6.00%, 30-Year Fixed rates are at 5.88%, 15-Year Fixed (Jumbo) rates are at 5.38%, 15-Year Fixed rates are at 4.50%, 10-Year Fixed rates are at 4.25%. 1st Northern California Credit Union's Personal Loan Rates are at 5.50. 1st Northern California Credit Union's Credit Card Rates are at 7.90.

1st Northern California Credit Union

Compare 1st Northern California Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of 1st Northern California Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

1st Northern California Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at 1st Northern California Credit Union? Share your experience about 1st Northern California Credit Union by leaving a review below, or read customer reviews before you decide to use 1st Northern California Credit Union.

Overall, 1st Northern California Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.95%
18-Month CD
2.63%
24-Month CD
2.79%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.10%
MMA
0.75%
30-Year Fixed
6.09%
Credit Card
7.90%
Personal Loan
5.50%
1st Northern California Credit Union
Martinez
1111 Pine St
Martinez, CA 94553
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare 1st Northern California Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Achieve Credit Union
Achieve Credit Union
6-Month CD
4.25%
$500
FNB of Bangor
FNB of Bangor
12-Month CD
4.10%
$1,000
Webster Five Cents Savings Bank
Webster Five Cents Savings Bank
6-Month CD
4.07%
$2,500
State Bank of India US
State Bank of India US
24-Month CD
3.85%
$1,000
The Citizens Bank of Weston
The Citizens Bank of Weston
60-Month CD
3.80%
$500
Touchmark Bank
Touchmark Bank
6-Month CD
3.65%
$1,000
First State Bank of Campbell Hill
First State Bank of Campbell Hill
18-Month CD
3.55%
$500
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
18-Month CD
3.30%
$500
Haverhill Bank
Haverhill Bank
36-Month CD
3.25%
$500
Massena Savings and Loan
Massena Savings and Loan
60-Month CD
3.23%
$1,000
Achieva Credit Union
Achieva Credit Union
18-Month CD
3.15%
$500
Bank of Clovis
Bank of Clovis
12-Month CD
3.14%
$5,000
Henderson FSB
Henderson FSB
36-Month CD
3.09%
$500
Farmers State Bank Lake View, IA
Farmers State Bank Lake View, IA
36-Month CD
3.03%
$1,000
Florence Bank
Florence Bank
60-Month CD
3.00%
$500
Liberty Bank Poulsbo, WA
Liberty Bank Poulsbo, WA
36-Month CD
3.00%
$2,500
1st Northern California Credit Union
1st Northern California Credit Union
12-Month CD
2.95%
$1,000
1st Northern California Credit Union
1st Northern California Credit Union
24-Month CD
2.79%
$1,000
First National Bank and Trust AL
First National Bank and Trust AL
24-Month CD
2.75%
$1,000
Henderson FSB
Henderson FSB
6-Month CD
2.68%
$500
1st Northern California Credit Union
1st Northern California Credit Union
6-Month CD
2.63%
$1,000
1st Northern California Credit Union
1st Northern California Credit Union
18-Month CD
2.63%
$1,000
First Westroads Bank
First Westroads Bank
24-Month CD
2.50%
$500
Bank of Hartington
Bank of Hartington
36-Month CD
2.47%
$1,000
QNB Bank
QNB Bank
Business High Yield Money Market
2.45%
$100,000
Peoples Bank of Deer Lodge
Peoples Bank of Deer Lodge
24-Month CD
2.42%
$100
UCB Milford, IA
UCB Milford, IA
18-Month CD
2.42%
$1,000
Maries County Bank
Maries County Bank
30-Month CD
2.27%
$1,000
Westbury Bank
Westbury Bank
48-Month CD
2.25%
$500
North Star Bank
North Star Bank
18-Month CD
2.10%
$500
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
36-Month CD
2.00%
$1,000
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
Simplicity Consumer Checking
1.56%
$0
Community Bank of Marshall
Community Bank of Marshall
Savings
1.26%
$25
1st Northern California Credit Union
1st Northern California Credit Union
Money Market
0.75%
$10,000
Adams State Bank
Adams State Bank
Money Market
0.60%
$2,500
OSB Odin State Bank
OSB Odin State Bank
Regular Savings
0.60%
$10
Citizens National Bank of Albion
Citizens National Bank of Albion
Savings
0.50%
$50
Coleman County State Bank
Coleman County State Bank
Money Market
0.50%
$1,000
Mifflinburg B&T CO.
Mifflinburg B&T CO.
18-Month CD
0.50%
$500
North Valley Bank Zanesville, OH
North Valley Bank Zanesville, OH
24-Month CD
0.45%
$1,000
Fulton Savings Bank
Fulton Savings Bank
24-Month CD
0.30%
$500
FNB of Elmer
FNB of Elmer
24-Month CD
0.30%
$500
Norway Savings Bank
Norway Savings Bank
18-Month CD
0.30%
$500
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
Savings
0.25%
$100
Community Bank Owatonna
Community Bank Owatonna
Classic Savings
0.20%
$50
Grand Rapids SB
Grand Rapids SB
18-Month CD
0.20%
$1,000
Monson Savings Bank
Monson Savings Bank
18-Month CD
0.20%
$1,000
Newburyport Bank
Newburyport Bank
Statement Savings
0.15%
$10
Peoples Bank Taylorsville, KY
12-Month CD
0.15%
$500
Farmers State Bank Lake View, IA
Farmers State Bank Lake View, IA
NOW Checking
0.10%
$0
Mascoma Bank
Mascoma Bank
Statement Savings
0.10%
$100
Napoleon State Bank
Napoleon State Bank
Savings
0.10%
$25
1st Northern California Credit Union
1st Northern California Credit Union
Savings
0.10%
$100
Greenville National Bank
Greenville National Bank
Savings
0.05%
$100
Associated Bank
Associated Bank
30-Month CD
0.04%
$1,000
First Federal S&L of McMinnville
First Federal S&L of McMinnville
Regular Checking
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare 1st Northern California Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
7-Year Fixed
3.990%
4.357%
0.750
1st Northern California Credit Union
1st Northern California Credit Union
10-Year Fixed
4.250%
4.514%
0.750
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed
4.500%
4.685%
0.750
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
15 Year Fixed
5.250%
5.386%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
15-Year Fixed
5.375%
5.476%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed (Jumbo)
5.375%
5.525%
0.750
Americas First Federal Credit Union
Americas First Federal Credit Union
15-Year Fixed
5.250%
5.562%
0.000
M&T Bank
M&T Bank
15-Year Fixed Jumbo
5.625%
5.651%
0.000
FNB of River Falls
FNB of River Falls
10-Year Fixed
5.500%
5.666%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
10-Year Fixed
5.625%
5.809%
0.000
Denver Community Credit Union DBA Zing Credit Union
Denver Community Credit Union DBA Zing Credit Union
15 Year Fixed
5.625%
5.870%
0.000
Magnifi Financial Credit Union
Magnifi Financial Credit Union
15 Year Fixed
5.750%
5.887%
0.000
Marathon Bank
Marathon Bank
15-Year Fixed
5.750%
5.923%
0.000
Spire Credit Union
Spire Credit Union
10/1 ARM (Jumbo)
6.125%
5.974%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed
5.875%
5.989%
0.750
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
20-Year Fixed
5.875%
6.004%
0.000
FNB of Scotia
FNB of Scotia
15-Year Fixed
5.750%
6.035%
0.000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
20-Year Fixed
6.000%
6.042%
0.000
Luana Savings Bank
Luana Savings Bank
30-Year Fixed
6.000%
6.047%
0.000
Vystar Credit Union
Vystar Credit Union
15-Year Fixed
6.000%
6.051%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
30-Year Fixed
5.990%
6.054%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed (Jumbo)
6.000%
6.092%
0.750
FNB of River Falls
FNB of River Falls
20-Year Fixed
6.000%
6.094%
0.000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
15-Year Fixed
5.875%
6.105%
0.000
FCN Bank, N.A.
FCN Bank, N.A.
20-Year Fixed
6.125%
6.222%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare 1st Northern California Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
ACFCU
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare 1st Northern California Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

1st Northern California Credit Union Information

Credit Union Name: 1st Northern California Credit Union
Full Time Employees: 91
Part Time Employees: 0
President: Stephen Ybarra
CEO: David Green
Branch Locations: 7
ATM Locations: 4
Corporate Office Address:
1111 Pine St
Martinez, CA 94553
Phone Number: 925-228-7550
Fax Number:

1st Northern California Credit Union Financials

Total Assets:
837,228,251
Total Amount of Shares and Deposits:
689,596,094
Total Shares and Deposits < 1 Year:
666,225,400
Total Shares and Deposits 1 3 Years:
23,370,695
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
48,838,828
Total Uninsured Shares and Deposits > $250K (F+J):
48,838,828
Total Insured Shares and Deposits > $250K (item 17 less item K):
640,757,266
Total Interest Expense (Sum of items 6 8):
1,423,406
Share Certificates:
1,577
Number of Accounts for Share Drafts:
17,434
IRA KEOGH Accounts:
1,109
Number of Accounts for Regular Shares:
35,844
All other shares:
477
Money Market Shares:
3,601
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
43,560,699
Total Liabilities:
749,693,192
Show More

1st Northern California Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Third Federal Savings and Loan Savings rates are now at 0.20 percent with a yield of 0.20 percent. View current Savings rates at Third Federal Savings and Loan below.
Listed below are current savings rates and money market rates in our Variable Deposit Rate Report for July 11, 2016. Also listed below are average savings/MMA rates for 7/11/16. You can see how these rates compare with all deposit rates by searching our rate database: Variable Deposit Rates.

AloStar Bank, headquartered in Birmingham, Alabama, recently lowered their regular and jumbo CD rates. Even with the new lower CD rates, AloStar Bank's rates are still competitive. You might not have heard of AloStar Bank because they are a relatively new bank, having been formed only 5 years ago in 2011. 

Bank or Credit Union Offers and Deals

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Mortgage Rates Today 11/11: 30 Year Mortgage Rates Averaging 4.24%, Aimloan 15 Year Mortgage Rates at 3.875%
Refinancing a Mortgage from an ARM to a Fixed Rate Mortgage
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Busey Bank CD Rates - Special Promo 5.25% APY 7-Month CD
CD or Savings Account, which is Best for Retirees?
Weekly Mortgage Rates: Jumbo Mortgage Rates
Mortgage Rates 8/1: 30 Year Mortgage Rates Hit 4.71%
ConnectOne Bank CD Rates

Alternative Bank and Credit Union Offers to Explore

E-Loan CD Rates
5 Star Bank 1 Year CD Rates now at 0.85%
Fed's Plan to Drive Mortgage Rates Lower is Working: 30 Year Mortgage Rates Down to 4.79%
Average Mortgage Rates Mixed Today but Heading Lower in the Coming Months
Mortgage Rates: Current Mortgage Rates Today
Checklist for Opening a Savings Account
Mortgage Rates on 30 Year Home Loans Under 4.00%, 15 Year Mortgage Rates at 3.32%
Third Federal Savings and Loan Savings Rates now at 0.20%
Citizens Bank Mortgage Rates Today
Current Average Mortgage Rates Mixed: 30-year Mortgage Rates Lower This Week

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