1st Northern California Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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1st Northern California Credit Union's 24-Month CD share certificate rates are at 2.79%, 18-Month CD share certificate rates are at 2.63%, 12-Month CD share certificate rates are at 2.63%, 6-Month CD share certificate rates are at 2.12%. 1st Northern California Credit Union's savings rates are at 0.10%. 1st Northern California Credit Union's money market rates are at 0.90%. 1st Northern California Credit Union's 30-Year Fixed Jumbo rates are at 6.38%, 20-Year Fixed Jumbo rates are at 6.25%, 30-Year Fixed rates are at 6.25%, 20-Year Fixed rates are at 6.12%, 15-Year Fixed Jumbo rates are at 5.75%. 1st Northern California Credit Union's Personal Loan Rates are at 5.50. 1st Northern California Credit Union's Credit Card Rates are at 7.90.

1st Northern California Credit Union

Compare 1st Northern California Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of 1st Northern California Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

1st Northern California Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at 1st Northern California Credit Union? Share your experience about 1st Northern California Credit Union by leaving a review below, or read customer reviews before you decide to use 1st Northern California Credit Union.

Overall, 1st Northern California Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.63%
18-Month CD
2.63%
24-Month CD
2.79%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.10%
MMA
0.90%
30-Year Fixed
6.46%
Credit Card
7.90%
Personal Loan
5.50%
1st Northern California Credit Union
Martinez
1111 Pine St
Martinez, CA 94553
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare 1st Northern California Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Lyndon State Bank
Lyndon State Bank
6-Month CD
5.32%
$2,500
Centreville Bank
Centreville Bank
7-Month CD special (new money)
5.25%
$1,000
Apple Federal Credit Union
Apple Federal Credit Union
Commercial Money Market
5.00%
$1,000,000
Addition Financial Credit Union
Addition Financial Credit Union
6-Month CD
4.98%
$1,000
UniBank
UniBank
12-Month CD
4.50%
$1,000
Spring Bank Brookfield, WI
Spring Bank Brookfield, WI
24-Month CD
4.45%
$1,000
Barrington Bank & Trust Company
Barrington Bank & Trust Company
23-Month CD
4.25%
$1,000
Self-Help Credit Union
Self-Help Credit Union
36-Month CD
4.08%
$500
Cornerstone State Bank
Cornerstone State Bank
12-Month CD (Jumbo)
4.04%
$200,000
CorTrust Bank
CorTrust Bank
6-Month CD
4.00%
$1,000
Susser Bank
Susser Bank
48-Month CD
3.90%
$1,000
Farmers State Bank of Calhan
Farmers State Bank of Calhan
24-Month CD
3.67%
$500
Security Bank USA
Security Bank USA
36-Month CD
3.65%
$25,000
First State Bank of Beecher City
First State Bank of Beecher City
60-Month CD
3.56%
$500
First United Bank Park River, ND
First United Bank Park River, ND
31-Month CD (special)
3.51%
$500
Vystar Credit Union
Vystar Credit Union
18-Month CD
3.50%
$500
Heritage Bank N.A.
Heritage Bank N.A.
24-Month CD
3.05%
$75,000
Kennett Trust Bank
Kennett Trust Bank
60-Month CD
3.04%
$500
Alpena-alcona Area Credit Union
Alpena-alcona Area Credit Union
60-Month CD certificate
3.03%
$500
Bank First, NA
Bank First, NA
18-Month CD
3.02%
$1,000
1st Northern California Credit Union
1st Northern California Credit Union
24-Month CD share certificate
2.79%
$1,000
Stockgrowers State Bank of Ashland, KS
Stockgrowers State Bank of Ashland, KS
12-Month CD
2.78%
$500
Patriot Bank N.A.
Patriot Bank N.A.
60-Month CD
2.74%
$500
1st Northern California Credit Union
1st Northern California Credit Union
12-Month CD share certificate
2.63%
$1,000
1st Northern California Credit Union
1st Northern California Credit Union
18-Month CD share certificate
2.63%
$1,000
Perennial Bank
Perennial Bank
30-Month CD
2.52%
$1,000
F&M Bank Miamisburg, OH
F&M Bank Miamisburg, OH
48-Month CD
2.30%
$1,000
FNB of Raymond
FNB of Raymond
60-Month CD
2.27%
$1,000
Belt Valley Bank
Belt Valley Bank
60-Month CD
2.25%
$500
1st Northern California Credit Union
1st Northern California Credit Union
6-Month CD share certificate
2.12%
$1,000
Bay State Savings Bank
Bay State Savings Bank
24-Month CD
2.00%
$1,000
Alliance Bank IN
Alliance Bank IN
48-Month CD
1.85%
$1,000
First Citizens State Bank
First Citizens State Bank
24-Month CD
1.80%
$1,000
State Bank Fenton, MI
State Bank Fenton, MI
36-Month CD
1.66%
$500
Table Rock Community Bank
Table Rock Community Bank
36-Month CD
1.56%
$1,000
Highland Bank
Highland Bank
18-Month CD
1.40%
$1,000
Ultima Bank Minnesota
Ultima Bank Minnesota
3-Month CD
1.25%
$1,000
American Bank
American Bank
18-Month CD
1.01%
$500
Torrington Savings Bank
Torrington Savings Bank
Journey Savings
1.00%
$50,000
1st Northern California Credit Union
1st Northern California Credit Union
Money Market
0.90%
$75,000
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
48-Month CD
0.80%
$1,000
First Federal Community Bank N.A.
First Federal Community Bank N.A.
24-Month CD
0.60%
$500
Chester National Bank
Chester National Bank
26-Month CD
0.50%
$500
SSB Community Bank
SSB Community Bank
60-Month CD
0.35%
$1,000
CNB of Park Rapids
CNB of Park Rapids
Statement Savings
0.30%
$10
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
36-Month CD
0.30%
$1,000
Greene County Commercial Bank
Greene County Commercial Bank
30-Month CD
0.25%
$1,000
Henderson State Bank
Henderson State Bank
Now Checking
0.25%
$1,000
First Jackson Bank
First Jackson Bank
Savings Account
0.20%
$0
Ladysmith Federal S&L
Gold Checking
0.20%
$250
Axos Bank
Axos Bank
18-Month CD
0.20%
$1,000
Hometown Bank of PA
Hometown Bank of PA
Passbook Savings
0.15%
$100
1st Northern California Credit Union
1st Northern California Credit Union
Share Savings
0.10%
$100
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
eStatement Savings
0.05%
$25
BayVanguard Bank
BayVanguard Bank
Money Market
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare 1st Northern California Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
7-Year Fixed
4.990%
5.287%
0.500
1st Northern California Credit Union
1st Northern California Credit Union
10-Year Fixed
5.500%
5.716%
0.500
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed
5.625%
5.777%
0.500
Mutual Security Credit Union
Mutual Security Credit Union
7/1 ARM
5.750%
5.834%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed Jumbo
5.750%
5.883%
0.500
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.870%
5.970%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
20-Year Fixed
6.125%
6.248%
0.500
State Employees Credit Union
State Employees Credit Union
15-Year Fixed
6.125%
6.282%
0.000
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
15 Year Fixed
6.125%
6.282%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed
6.250%
6.343%
0.500
Bath State Bank
Bath State Bank
15-Year Fixed
6.125%
6.355%
1.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 Jumbo ARM
5.625%
6.358%
0.250
1st Northern California Credit Union
1st Northern California Credit Union
20-Year Fixed Jumbo
6.250%
6.358%
0.500
Nuvision Federal Credit Union
Nuvision Federal Credit Union
15-Year Fixed
6.125%
6.433%
1.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed Jumbo
6.375%
6.457%
0.500
First Security B&T Co. IA
First Security B&T Co. IA
20-Year Fixed
6.375%
6.542%
0.000
Kohler Credit Union
Kohler Credit Union
20 Year Fixed
6.500%
6.645%
0.000
First National Bank of Hutchinson
First National Bank of Hutchinson
20-Year Fixed
6.500%
6.661%
0.000
U.S. Bank
U.S. Bank
20-Year Fixed
6.500%
6.695%
0.794
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
20-Year Fixed
6.625%
6.702%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed Jumbo
6.625%
6.742%
1.000
Apple Federal Credit Union
Apple Federal Credit Union
15-Year Fixed
6.500%
6.746%
1.000
Honda Federal Credit Union
Honda Federal Credit Union
20 Year Fixed
6.625%
6.750%
0.000
Northfield Savings Bank
Northfield Savings Bank
15-Year Fixed
6.625%
6.792%
0.000
L and N Federal Credit Union
L and N Federal Credit Union
15 Year Fixed
6.625%
6.801%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare 1st Northern California Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare 1st Northern California Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
10.990%
$0 - $10,000
60 - 60
First Technology Federal Credit Union
First Technology Federal Credit Union
Personal Fixed-Rate Loan
9.290% - 14.090%
$500 - $35,000
24 - 84
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

1st Northern California Credit Union Information

Credit Union Name: 1st Northern California Credit Union
Full Time Employees: 89
Part Time Employees: 0
President: Stephen Ybarra
CEO: David Green
Branch Locations: 7
ATM Locations: 4
Corporate Office Address:
1111 Pine St
Martinez, CA 94553
Phone Number: 925-228-7550
Fax Number:

1st Northern California Credit Union Financials

Total Assets:
824,318,726
Total Amount of Shares and Deposits:
729,809,773
Total Shares and Deposits < 1 Year:
705,121,242
Total Shares and Deposits 1 3 Years:
24,688,531
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
56,666,383
Total Uninsured Shares and Deposits > $250K (F+J):
56,666,383
Total Insured Shares and Deposits > $250K (item 17 less item K):
673,143,390
Total Interest Expense (Sum of items 6 8):
1,577,015
Share Certificates:
1,630
Number of Accounts for Share Drafts:
17,441
IRA KEOGH Accounts:
1,144
Number of Accounts for Regular Shares:
35,527
All other shares:
483
Money Market Shares:
2,963
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
29,914,547
Total Liabilities:
738,063,885
Show More

1st Northern California Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

VIO Bank CD RatesVio Bank CD rates are competitive right now, but only on the bank's shorter-term certificates of deposit. Long-term CD rates at Vio Bank are not as competitive when compare to other online rates. For example, current 6-month CD rates from Vio Bank are at 1.64 percent with an APY of 1.65 percent. This 6-month rate places Vio Bank in the top 10 of our 6-month rate list. 24 month CD rates are also at 1.65 percent but the best CD rate for a 24-month CD account on our rate list is much higher at 2.25 percent. That's why it's always best to compare rates online, in this case comparing online rates with Vio Bank CD rates.
As we expected last week a weak unemployment report was released which should set the stage for the Federal Open Market Committee (FOMC) to start a third round of quantitative easing to drive bond yields and mortgage rates even lower. Current mortgage rates on 30 year loans are right above record lows set in July and will head down after the FOMC meets this week.
did-low-current-mortgage-rates-drive-toll-bros-contact-signings-higherHistorically speaking, current mortgage rates are near record lows. Could these low mortgage rates drive Toll Brothers sales contracts higher?

Bank or Credit Union Offers and Deals

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Mortgage Rates This Week: 30 Year Mortgage Rates at 3.91%
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Home Equity Line of Credit Closed?
European Crisis Eases as Focus Shifts to U.S. Economy Sending Mortgage Rates Today Lower

Alternative Bank and Credit Union Offers to Explore

Average CD Rates - November 16, 2009
2-1 Mortgage Rates: 30 Year Mortgage Rates and 30 Year Refinance Rates at 4.81%
BB&T Mortgage Rates
Mortgage Rates: Lowest 30 Year Mortgage Rates Still at 3.75%
Government Cash for Clunkers Program is Broke
Auto Loan: Current Auto Loan Rates
AmTrust Direct Online Savings Account
Current Mortgage Rates:30 Year Mortgage Rates at 5.09% and 15 Year Mortgage Rates at 4.50%
Mortgage Rates This Weekend: 30 Year Mortgage Rates at 4.01%
Pacific National Bank Savings Rates now at 0.90%

1st Northern California Credit Union Reviews

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