1st Northern California Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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1st Northern California Credit Union's 24-Month CD share certificate rates are at 2.79%, 18-Month CD share certificate rates are at 2.63%, 12-Month CD share certificate rates are at 2.63%, 6-Month CD share certificate rates are at 2.12%. 1st Northern California Credit Union's savings rates are at 0.10%. 1st Northern California Credit Union's money market rates are at 0.90%. 1st Northern California Credit Union's 30-Year Fixed Jumbo rates are at 6.38%, 20-Year Fixed Jumbo rates are at 6.25%, 30-Year Fixed rates are at 6.25%, 20-Year Fixed rates are at 6.12%, 15-Year Fixed Jumbo rates are at 5.75%. 1st Northern California Credit Union's Personal Loan Rates are at 5.50. 1st Northern California Credit Union's Credit Card Rates are at 7.90.

1st Northern California Credit Union

Compare 1st Northern California Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of 1st Northern California Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

1st Northern California Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at 1st Northern California Credit Union? Share your experience about 1st Northern California Credit Union by leaving a review below, or read customer reviews before you decide to use 1st Northern California Credit Union.

Overall, 1st Northern California Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.63%
18-Month CD
2.63%
24-Month CD
2.79%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.10%
MMA
0.90%
30-Year Fixed
6.46%
Credit Card
7.90%
Personal Loan
5.50%
1st Northern California Credit Union
Martinez
1111 Pine St
Martinez, CA 94553
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare 1st Northern California Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
TAB Bank
TAB Bank
12-Month CD
5.27%
$1,000
Home Loan Investment Bank
Home Loan Investment Bank
Soaring Savings
5.10%
$25,000
Touchstone Bank
Touchstone Bank
Kasasa Checking
5.00%
$0
Barrington Bank & Trust Company
Barrington Bank & Trust Company
11-Month CD
5.00%
$1,000
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
SuperSaver Money Market Account Jumbo
4.81%
$100,000
BankGloucester
BankGloucester
12-Month CD
4.50%
$500
United States Senate Federal Credit Union
United States Senate Federal Credit Union
12-Month CD
4.34%
$1,000
Hughes Federal Credit Union
Hughes Federal Credit Union
24-Month CD
4.34%
$1,000
Home SB of Wapakoneta
Home SB of Wapakoneta
17-Month CD
4.00%
$500
Pentagon Federal Credit Union
Pentagon Federal Credit Union
Money Market (Special)
4.00%
$500
705 Federal Credit Union
705 Federal Credit Union
Kasasa Cash Checking
4.00%
$0
Gesa Credit Union
Gesa Credit Union
12-Month CD
4.00%
$100,000
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
36-Month CD My Choice
3.56%
$500
Bank of Salem AR
Bank of Salem AR
18-Month CD
3.45%
$500
First Southern State Bank
First Southern State Bank
60-Month CD
3.29%
$500
TSB Bank
TSB Bank
60-Month CD
3.10%
$500
First Federal S&L Newark, OH
First Federal S&L Newark, OH
37-Month CD
3.02%
$500
CIT Bank
CIT Bank
6-Month CD
3.00%
$1,000
United Republic Bank
United Republic Bank
12-Month CD
3.00%
$1,000
Chesapeake Bank
Chesapeake Bank
6-Month CD
3.00%
$1,000
1st Northern California Credit Union
1st Northern California Credit Union
24-Month CD share certificate
2.79%
$1,000
1st Northern California Credit Union
1st Northern California Credit Union
12-Month CD share certificate
2.63%
$1,000
1st Northern California Credit Union
1st Northern California Credit Union
18-Month CD share certificate
2.63%
$1,000
The Peoples Bank Co.
The Peoples Bank Co.
48-Month CD
2.42%
$5,000
Benchmark Community Bank
Benchmark Community Bank
12-Month CD
2.40%
$500
First National Bank in Carlyle
First National Bank in Carlyle
18-Month CD
2.25%
$1,000
1st Northern California Credit Union
1st Northern California Credit Union
6-Month CD share certificate
2.12%
$1,000
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
36-Month CD
2.00%
$1,000
Acbla
Acbla
12-Month CD
2.00%
$500
Frontier Bank Sioux Falls, SD
Frontier Bank Sioux Falls, SD
24-Month CD
1.65%
$1,000
Lake City Federal Bank
Lake City Federal Bank
Money Market
1.55%
$75,000
La Salle State Bank
La Salle State Bank
12-Month CD
1.51%
$1,000
The Citizens Bank of Weston
The Citizens Bank of Weston
48-Month CD
1.51%
$500
Union State Bank Pell City, AL
Union State Bank Pell City, AL
24-Month CD
1.35%
$500
Southwest National Bank
Southwest National Bank
18-Month CD
1.25%
$500
Hingham Institution for Savings
Hingham Institution for Savings
48-Month CD
1.00%
$1,000
Abound Federal Credit Union
Abound Federal Credit Union
3-Month CD
1.00%
$500
FNB of Brownstown
18-Month CD
0.95%
$1,000
Kitsap Bank
Kitsap Bank
9-Month CD
0.90%
$5,000
1st Northern California Credit Union
1st Northern California Credit Union
Money Market
0.90%
$75,000
Kennebec Savings Bank
Kennebec Savings Bank
12-Month CD
0.80%
$500
F&M Bank Miamisburg, OH
F&M Bank Miamisburg, OH
6-Month CD
0.75%
$1,000
BankOrion
BankOrion
24-Month CD
0.70%
$500
Federation Bank
Federation Bank
12-Month CD
0.55%
$500
PyraMax Bank
PyraMax Bank
36-Month CD
0.40%
$1,000
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
60-Month CD
0.40%
$500
The Bank of South Carolina
The Bank of South Carolina
Money Market
0.20%
$2,500
Fifth District Savings Bank
Fifth District Savings Bank
Fifth Savings Account
0.10%
$0
JTNB
JTNB
Now Account
0.10%
$1,000
United Southern Bank
United Southern Bank
6-Month CD
0.10%
$1,000
1st Northern California Credit Union
1st Northern California Credit Union
Share Savings
0.10%
$100
F&M Bank Upperco, MD
F&M Bank Upperco, MD
Savings Account
0.05%
$25
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
Rate Climber Money Market
0.05%
$0
National Bank of Malvern
National Bank of Malvern
Now Checking
0.05%
$1,000
The Harrison B&L Assoc.
The Harrison B&L Assoc.
Passbook Savings
0.01%
$50
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
Checking with Interest
0.01%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare 1st Northern California Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
7-Year Fixed
4.990%
5.287%
0.500
1st Northern California Credit Union
1st Northern California Credit Union
10-Year Fixed
5.500%
5.716%
0.500
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed
5.625%
5.777%
0.500
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed Jumbo
5.750%
5.883%
0.500
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed Jumbo
5.750%
5.883%
0.500
1st Northern California Credit Union
1st Northern California Credit Union
20-Year Fixed
6.125%
6.248%
0.500
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
15-Year Fixed
6.250%
6.289%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed
6.250%
6.343%
0.500
1st Northern California Credit Union
1st Northern California Credit Union
20-Year Fixed Jumbo
6.250%
6.358%
0.500
PNB of Kewanee
PNB of Kewanee
30-Year Fixed
6.190%
6.366%
0.000
Old National Bank
Old National Bank
15-Year Fixed
6.375%
6.442%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed Jumbo
6.375%
6.457%
0.500
NASA Federal Credit Union
NASA Federal Credit Union
15-Year Fixed
6.250%
6.464%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
15-Year Fixed
6.375%
6.503%
0.500
Geddes Federal S&L
Geddes Federal S&L
15-Year Fixed Bi-weekly
6.375%
6.510%
0.000
Luana Savings Bank
Luana Savings Bank
30-Year Fixed
6.500%
6.548%
0.000
State Bank of Southern Utah
State Bank of Southern Utah
30-Year Fixed VA
6.250%
6.587%
0.000
Sandia Area Federal Credit Union
Sandia Area Federal Credit Union
15 Year Fixed
6.375%
6.611%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
15-Year Fixed
6.375%
6.615%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed Jumbo
6.625%
6.742%
1.000
Catholic Vantage Financial Credit Union
Catholic Vantage Financial Credit Union
10 Year Fixed
6.500%
6.782%
0.000
Mid American Credit Union
Mid American Credit Union
20 Year Fixed
6.625%
6.789%
0.000
Abri Credit Union
Abri Credit Union
20-Year Fixed
6.625%
6.820%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
30-Year Fixed
6.750%
6.843%
0.000
Academic Federal Credit Union
Academic Federal Credit Union
15-Year Fixed
6.625%
6.866%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare 1st Northern California Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
ACFCU
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare 1st Northern California Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

1st Northern California Credit Union Information

Credit Union Name: 1st Northern California Credit Union
Full Time Employees: 89
Part Time Employees: 0
President: Stephen Ybarra
CEO: David Green
Branch Locations: 7
ATM Locations: 4
Corporate Office Address:
1111 Pine St
Martinez, CA 94553
Phone Number: 925-228-7550
Fax Number:

1st Northern California Credit Union Financials

Total Assets:
824,318,726
Total Amount of Shares and Deposits:
729,809,773
Total Shares and Deposits < 1 Year:
705,121,242
Total Shares and Deposits 1 3 Years:
24,688,531
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
56,666,383
Total Uninsured Shares and Deposits > $250K (F+J):
56,666,383
Total Insured Shares and Deposits > $250K (item 17 less item K):
673,143,390
Total Interest Expense (Sum of items 6 8):
1,577,015
Share Certificates:
1,630
Number of Accounts for Share Drafts:
17,441
IRA KEOGH Accounts:
1,144
Number of Accounts for Regular Shares:
35,527
All other shares:
483
Money Market Shares:
2,963
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
29,914,547
Total Liabilities:
738,063,885
Show More

1st Northern California Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

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