1st Northern California Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Credit Unions
  3. 1st Northern California Credit Union Deposit Rates
1st Northern California Credit Union's 12-Month CD rates are at 2.84%, 24-Month CD rates are at 2.79%, 18-Month CD rates are at 2.63%, 6-Month CD rates are at 2.33%. 1st Northern California Credit Union's savings rates are at 0.10%. 1st Northern California Credit Union's money market rates are at 0.75%. 1st Northern California Credit Union's 30-Year Fixed (Jumbo) rates are at 6.00%, 30-Year Fixed rates are at 5.88%, 15-Year Fixed (Jumbo) rates are at 5.38%, 15-Year Fixed rates are at 4.50%, 10-Year Fixed rates are at 4.25%. 1st Northern California Credit Union's Personal Loan Rates are at 5.50. 1st Northern California Credit Union's Credit Card Rates are at 7.90.

1st Northern California Credit Union

Compare 1st Northern California Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of 1st Northern California Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

1st Northern California Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at 1st Northern California Credit Union? Share your experience about 1st Northern California Credit Union by leaving a review below, or read customer reviews before you decide to use 1st Northern California Credit Union.

Overall, 1st Northern California Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.84%
18-Month CD
2.63%
24-Month CD
2.79%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.10%
MMA
0.75%
30-Year Fixed
6.09%
Credit Card
7.90%
Personal Loan
5.50%
1st Northern California Credit Union
Martinez
1111 Pine St
Martinez, CA 94553
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare 1st Northern California Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Fidelity
Fidelity
3-Month CD
4.40%
$1,000
Washita State Bank
Washita State Bank
12-Month CD
4.40%
$1,000
FSB of Rosemount
FSB of Rosemount
12-Month CD
4.25%
$500
City Credit Union
City Credit Union
12-Month CD
4.15%
$1,000
GTE Financial Credit Union
GTE Financial Credit Union
24-Month CD (Jumbo)
4.07%
$100,000
A+ Federal Credit Union
A+ Federal Credit Union
18-Month CD
3.97%
$1,000
CF Bank
CF Bank
Money Market
3.80%
$25,000
MountainOne Bank
MountainOne Bank
6-Month CD
3.75%
$1,000
Addition Financial Credit Union
Addition Financial Credit Union
12-Month CD
3.71%
$1,000
First Seacoast Bank
First Seacoast Bank
24-Month CD
3.65%
$1,000
St. Ansgar State Bank
St. Ansgar State Bank
24-Month CD
3.53%
$5,000
Frost Bank
Frost Bank
3-Month CD
3.50%
$1,000
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
12-Month CD
3.45%
$1,000
PSB Indianola, IA
PSB Indianola, IA
48-Month CD
3.35%
$1,000
Ameriprise Financial
Ameriprise Financial
36-Month CD
3.15%
$0
PSB of Rhineland
PSB of Rhineland
18-Month CD
3.09%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
24-Month CD
3.02%
$1,000
S&T Bank
S&T Bank
48-Month CD
3.00%
$500
Citizens Independent Bank
Citizens Independent Bank
24-Month CD
3.00%
$1,000
1st Northern California Credit Union
1st Northern California Credit Union
12-Month CD
2.84%
$1,000
1st Northern California Credit Union
1st Northern California Credit Union
24-Month CD
2.79%
$1,000
Adrian Bank
Adrian Bank
48-Month CD
2.77%
$1,000
Wakefield Co-operative Bank
Wakefield Co-operative Bank
24-Month CD
2.75%
$500
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
36-Month CD
2.63%
$500
1st Northern California Credit Union
1st Northern California Credit Union
18-Month CD
2.63%
$1,000
Perennial Bank
Perennial Bank
48-Month CD
2.52%
$1,000
Franklin SB Franklin, NH
Franklin SB Franklin, NH
24-Month CD
2.47%
$2,000
1st Northern California Credit Union
1st Northern California Credit Union
6-Month CD
2.33%
$1,000
Grinnell State Bank
Grinnell State Bank
60-Month CD
2.32%
$1,000
Warren-Boynton State Bank
Warren-Boynton State Bank
48-Month CD
2.26%
$1,000
One Community Bank
One Community Bank
12-Month CD
2.25%
$500
Northfield Savings Bank
Northfield Savings Bank
60-Month CD
2.00%
$1,000
BluPeak Credit Union
BluPeak Credit Union
24-Month CD
2.00%
$1,000
Pioneer Community Bank, Inc.
Pioneer Community Bank, Inc.
24-Month CD
1.76%
$1,000
Genoa Community Bank
Genoa Community Bank
3-Month CD
1.65%
$500
FCNB Bank
FCNB Bank
24-Month CD
1.50%
$1,000
Landmark Credit Union
Landmark Credit Union
6-Month CD
1.00%
$500
FNB in Taylorville
FNB in Taylorville
36-Month CD
0.80%
$1,000
1st Northern California Credit Union
1st Northern California Credit Union
Money Market
0.75%
$10,000
Premier Bank
Premier Bank
18-Month CD
0.70%
$500
Franklin Bank
Franklin Bank
84-Month CD
0.65%
$500
Maspeth Federal S&L
Maspeth Federal S&L
Savings
0.50%
$100
Community National Bank (VT)
Community National Bank (VT)
12-Month CD
0.49%
$2,500
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
18-Month CD
0.35%
$1,000
North Shore Bank
North Shore Bank
60-Month CD
0.35%
$1,000
Pataskala Banking Company
Pataskala Banking Company
36-Month CD
0.30%
$500
FNB of Pandora
FNB of Pandora
Simply Savings
0.25%
$25
Cecil Bank
Cecil Bank
Savings
0.15%
$10
Hatboro Federal Savings
Hatboro Federal Savings
Advantage Checking
0.15%
$100
1st Community Credit Union
1st Community Credit Union
Ultimate Savings
0.15%
$1,000
Oxford Bank
Oxford Bank
24-Month CD
0.15%
$500
Huntington FSB
Huntington FSB
Statement Savings
0.10%
$50
Milford Bank
Milford Bank
18-Month CD
0.10%
$1,000
1st Northern California Credit Union
1st Northern California Credit Union
Savings
0.10%
$100
First Bank Ketchikan, AK
First Bank Ketchikan, AK
Income Checking
0.05%
$0
Kitsap Bank
Kitsap Bank
Legends Checking
0.02%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare 1st Northern California Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
7-Year Fixed
3.990%
4.357%
0.750
1st Northern California Credit Union
1st Northern California Credit Union
10-Year Fixed
4.250%
4.514%
0.750
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed
4.500%
4.685%
0.750
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
10 Year Fixed
5.300%
5.494%
0.000
Savings Bank of Danbury
Savings Bank of Danbury
5/1 ARM
4.750%
5.507%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed (Jumbo)
5.375%
5.525%
0.750
Hatboro Federal Savings
Hatboro Federal Savings
15-Year Fixed
5.250%
5.629%
2.000
Altoona First Savings Bank
Altoona First Savings Bank
15-Year Fixed
5.750%
5.801%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
15-Year Fixed
5.750%
5.811%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed
5.625%
5.820%
0.250
WVS West View SB
WVS West View SB
10-Year Fixed
5.490%
5.886%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
15-Year Fixed
5.750%
5.923%
0.000
Kalsee Credit Union
Kalsee Credit Union
10 Year Fixed
5.490%
5.928%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed
5.875%
5.989%
0.750
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed (Jumbo)
6.000%
6.092%
0.750
Rhinebeck Bank
Rhinebeck Bank
15-Year Fixed
6.000%
6.109%
0.625
StonehamBank
StonehamBank
15-Year Fixed
6.000%
6.111%
0.000
Canton Co-operative Bank
Canton Co-operative Bank
15-Year Fixed
6.000%
6.112%
0.000
FNB of River Falls
FNB of River Falls
10-Year Fixed
6.000%
6.168%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
15 Year Fixed
5.875%
6.177%
0.000
JTNB
JTNB
20-Year Fixed
6.100%
6.191%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
20-Year Fixed
6.125%
6.271%
0.000
1st United Credit Union
1st United Credit Union
7/1 ARM Jumbo
6.250%
6.285%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
15-Year Fixed
6.000%
6.290%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
10-Year Fixed
6.125%
6.309%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare 1st Northern California Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Canyon View Credit Union
Canyon View Credit Union
Visa Secure Card
13.740%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare 1st Northern California Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
Alec Federal Credit Union
Alec Federal Credit Union
New Signature Loans
8.990%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

1st Northern California Credit Union Information

Credit Union Name: 1st Northern California Credit Union
Full Time Employees: 91
Part Time Employees: 0
President: Stephen Ybarra
CEO: David Green
Branch Locations: 7
ATM Locations: 4
Corporate Office Address:
1111 Pine St
Martinez, CA 94553
Phone Number: 925-228-7550
Fax Number:

1st Northern California Credit Union Financials

Total Assets:
837,228,251
Total Amount of Shares and Deposits:
689,596,094
Total Shares and Deposits < 1 Year:
666,225,400
Total Shares and Deposits 1 3 Years:
23,370,695
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
48,838,828
Total Uninsured Shares and Deposits > $250K (F+J):
48,838,828
Total Insured Shares and Deposits > $250K (item 17 less item K):
640,757,266
Total Interest Expense (Sum of items 6 8):
1,423,406
Share Certificates:
1,577
Number of Accounts for Share Drafts:
17,434
IRA KEOGH Accounts:
1,109
Number of Accounts for Regular Shares:
35,844
All other shares:
477
Money Market Shares:
3,601
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
43,560,699
Total Liabilities:
749,693,192
Show More

1st Northern California Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Allegany County Teachers Federal Credit Union based in Maryland, is offering some of the highest CD rates. Their short term rates are the most competitive when compared to other credit union's 6 month rates. Current 6 month share dividend rates at Allegany County Teachers FCU are 1.40% with an APY of 1.41%. To give you an idea of how good that rate is, the current national average 6 month rate is less than a third of that at only 0.402% as reported by monitorbankrates.com.
mortgage-rates-drop-again-30-year-mortgage-rates-averaging-476Mortgage rates continue to decline this week. 30 year mortgage rates are averaging 4.76 percent this week, down from the previous week’s average mortgage rate of 4.85 percent.  The current average 30 year mortgage rate hasn't been as low since eariler this year when the Fed was still purchasing mortgage-backed securities (MBS) to keep mortgage rates low.
Mortgage rates today are mixed, no big moves in average rates overnight as bond yields were down to 1.50 percent yesterday. Today's mortgage rates on 15 year conforming loans are averaging 2.98 percent just above an all-time record low of 2.96 percent.

Bank or Credit Union Offers and Deals

Best CD Rates from Banks & Credit Unions in San Francisco, California
Mortgage Interest Rate: Current Mortgage Rates Down This Week
California Credit Union CD Rates: 5 Year Super Jumbo APY at 1.90%
Current Mortgage Interest Rates Back Under 5.00%
Mortgage Rates Mostly Higher Today: Current Mortgage Rates on 30 Year Home Loans at 4.00%
Mortgage Rates Lower as Commodity Prices Plunged Last Week: 30 Year Mortgage Rates at 4.70%
Mortgage Rates Fall Again This Week: Lowest 30 Year Refinance Rates at 3.50%
Mortgage Rates for December 20th, 2019
Savings Account Rates Averaging 0.51%: Best Savings Rates at 1.05%
Mortgage Rates 9-8 Current Mortgage Rates on 15 Year Mortgages at 3.30%

Alternative Bank and Credit Union Offers to Explore

Fixed Mortgage Rates Today Continue to Make Record Lows
Merrick Bank CD Rates
Mortgage Rates Move Lower, As Expected
Fed's Plan to Drive Mortgage Rates Lower is Working: 30 Year Mortgage Rates Down to 4.79%
Start a Savings Plan Now: A Guide for Teenagers
Mortgage Rates: 30 Year Mortgage Rates Decrease to 4.95% 15 Year Mortgage Rates Decrease to 4.34%
Choosing the Best Health Insurance
Hurricane Relief Loan from Bethpage Federal Credit Union
Mortgage Interest Rates: Today's 30 Year Mortgage Rates at 4.97% - 15 Year Mortgage Rates at 4.40%
Car Insurance: Auto Insurance Rates and Auto Insurance Quotes

1st Northern California Credit Union Reviews

There are no reviews for 1st Northern California Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for 1st Northern California Credit Union
Your Name:
Your Rating:

See how 1st Northern California Credit Union Compares to other credit unions