1st Valley Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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1st Valley Credit Union's Personal Loan Rates are at 10.50. 1st Valley Credit Union's Credit Card Rates are at 8.75.

1st Valley Credit Union

Compare 1st Valley Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of 1st Valley Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

1st Valley Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at 1st Valley Credit Union? Share your experience about 1st Valley Credit Union by leaving a review below, or read customer reviews before you decide to use 1st Valley Credit Union.

Overall, 1st Valley Credit Union is a subpar credit union best avoided, with an overall rating of 1 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
8.75%
Personal Loan
10.50%
1st Valley Credit Union
1st Valley Credit Union
401 W 2nd St
San Bernardino, CA 92401 1525
Member NCUA
MonitorBankRates' Rating
1/5
★☆☆☆☆

Compare 1st Valley Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bank of Greene County
Bank of Greene County
E Savings
5.00%
$1
Community Bank and Trust - West Georgia
Community Bank and Trust - West Georgia
12-Month CD
4.45%
$500
Raymond James Bank
Raymond James Bank
6-Month CD
4.15%
$1,000
Five Star Credit Union
Five Star Credit Union
36-Month CD
4.05%
$500
Torrington Savings Bank
Torrington Savings Bank
12-Month CD
4.00%
$1,000
American Eagle Bank
American Eagle Bank
48-Month CD
3.90%
$5,000
Randolph Brooks FCU
Randolph Brooks FCU
24-Month CD
3.84%
$1,000
First State Bank of Porter
First State Bank of Porter
12-Month CD (Jumbo)
3.75%
$100,000
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
12-Month CD (Jumbo)
3.70%
$100,000
PSB Indianola, IA
PSB Indianola, IA
12-Month CD
3.35%
$1,000
Heritage Bank of St Tammany
Heritage Bank of St Tammany
36-Month CD
3.30%
$500
Ultima Bank Minnesota
Ultima Bank Minnesota
60-Month CD
3.20%
$1,000
New Peoples Bank
New Peoples Bank
18-Month CD
3.10%
$0
Community Bank Dunlap, IA
Community Bank Dunlap, IA
24-Month CD
3.03%
$500
Gate City Bank
Gate City Bank
48-Month CD
3.00%
$1,000
Ixonia Bank
Ixonia Bank
Relationship Money Market
3.00%
$1,000,000
Bank First, NA
Bank First, NA
36-Month CD
2.78%
$1,000
Capitol Federal Savings Bank
Capitol Federal Savings Bank
48-Month CD
2.75%
$1,000
Centreville Bank
Centreville Bank
60-Month CD
2.75%
$1,000
Lee Bank
Lee Bank
36-Month CD
2.75%
$500
TFB Tecumseh Federal Bank
TFB Tecumseh Federal Bank
48-Month CD
2.52%
$500
Metropolitan Capital B&T
Metropolitan Capital B&T
36-Month CD
2.50%
$5,000
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
30-Month CD
2.50%
$1,000
Peoples Bank & Trust Co.
48-Month CD
2.47%
$1,000
Chain Bridge Bank
Chain Bridge Bank
36-Month CD
2.34%
$500
Quaint Oak Bank
Quaint Oak Bank
Money Market
2.00%
$2,500
Leader Bank
Leader Bank
48-Month CD
2.00%
$1,000
UniBank for Savings
UniBank for Savings
60-Month CD
1.75%
$500
Swedish-American State Bank
Swedish-American State Bank
24-Month CD
1.61%
$500
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
36-Month CD
1.00%
$500
First National Bank in Philip
First National Bank in Philip
NOW Checking
1.00%
$1,500
Mid-America Bank
Mid-America Bank
Money Market
1.00%
$2,500
Torrington Savings Bank
Torrington Savings Bank
Journey Savings
1.00%
$50,000
Mutual Security Credit Union
Mutual Security Credit Union
36-Month CD
1.00%
$500
Federation Bank
Federation Bank
36-Month CD
0.95%
$500
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Money Market
0.92%
$2,500
Quoin Financial Bank
Quoin Financial Bank
Kasasa Savings
0.75%
$0
AAC Credit Union
AAC Credit Union
Money Market
0.75%
$100,000
Bank of Buffalo
Bank of Buffalo
48-Month CD
0.60%
$500
Homeland Community Bank
Homeland Community Bank
Money Market
0.50%
$1,000
Metropolitan Bank
Metropolitan Bank
60-Month CD
0.50%
$2,500
Bank of Pontiac
Bank of Pontiac
24-Month CD
0.50%
$500
Central Bank Houston, TX
Central Bank Houston, TX
3-Month CD
0.35%
$1,000
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
Passbook Savings
0.20%
$5
Acadia Federal Credit Union
Acadia Federal Credit Union
Prime Savings
0.15%
$5
Gouverneur S&L
Gouverneur S&L
Passbook Savings
0.10%
$10
Ixonia Bank
Ixonia Bank
Star Checking
0.10%
$100
Teachers Federal Credit Union
Teachers Federal Credit Union
Savings
0.10%
$1
Needham Bank
Needham Bank
Statement Savings
0.05%
$10
Vibrant Credit Union
Vibrant Credit Union
12-Month CD
0.01%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare 1st Valley Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed
4.500%
4.685%
0.750
American Eagle Financial Credit Union
American Eagle Financial Credit Union
15-Year Fixed
5.750%
5.923%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
15-Year Fixed
5.625%
5.931%
1.000
JTNB
JTNB
15-Year Fixed
5.950%
6.064%
0.000
Investment Savings Bank
Investment Savings Bank
15-Year Fixed
6.000%
6.104%
0.000
Spire Credit Union
Spire Credit Union
10/1 ARM (Jumbo)
6.750%
6.190%
0.000
Proponent Federal Credit Union
Proponent Federal Credit Union
15-Year Fixed
6.125%
6.200%
0.000
Missouri Credit Union
Missouri Credit Union
15 Year Fixed
6.125%
6.209%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
15-Year Fixed
6.125%
6.212%
0.500
Old National Bank
Old National Bank
15-Year Fixed
6.250%
6.331%
0.000
USB Union Savings Bank
USB Union Savings Bank
15-Year Fixed
6.125%
6.339%
0.000
San Mateo Credit Union
San Mateo Credit Union
5/5 ARM
6.125%
6.370%
0.000
Citizens Bank
Citizens Bank
15-Year Fixed
6.250%
6.394%
0.250
The Golden 1 Credit Union
The Golden 1 Credit Union
15-Year Fixed
6.375%
6.395%
0.000
Luana Savings Bank
Luana Savings Bank
30-Year Fixed
6.375%
6.423%
0.000
Ideal Credit Union
Ideal Credit Union
15 Year Fixed
6.250%
6.474%
0.000
Kennebec Savings Bank
Kennebec Savings Bank
10-Year Fixed
6.500%
6.500%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM Jumbo
5.750%
6.504%
0.000
Phoenixville Federal B&T
15-Year Fixed
6.250%
6.525%
0.125
Sikorsky Credit Union
Sikorsky Credit Union
5/5 ARM
5.625%
6.560%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
20-Year Fixed
6.500%
6.571%
0.500
Y-12 Federal Credit Union
Y-12 Federal Credit Union
15-Year Fixed
6.375%
6.578%
1.000
Sacramento Credit Union
Sacramento Credit Union
20-Year Fixed
6.375%
6.631%
1.000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
20-Year Fixed
6.500%
6.632%
0.000
Honda Federal Credit Union
Honda Federal Credit Union
15 Year Fixed
6.500%
6.655%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare 1st Valley Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
University First Federal Credit Union
University First Federal Credit Union
Visa Business Rewards Card
15.240%
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare 1st Valley Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.740%
$5,000
60 - 60
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have 1st Valley Credit Union rate data right now, check back for updates, we are adding rates all the time.

1st Valley Credit Union Information

Credit Union Name: 1st Valley Credit Union
Full Time Employees: 8
Part Time Employees: 0
President: Craig Scott
CEO: Martha Ramos
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
401 W 2nd St
San Bernardino, CA 92401 1525
Phone Number: 909-889-0838
Fax Number: 909-889-7973

1st Valley Credit Union Financials

Total Assets:
45,967,815
Total Amount of Shares and Deposits:
49,757,653
Total Shares and Deposits < 1 Year:
43,792,729
Total Shares and Deposits 1 3 Years:
4,960,910
Total Shares and Deposits > 3 Years:
1,004,014
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
910,559
Total Uninsured Shares and Deposits > $250K (F+J):
975,419
Total Insured Shares and Deposits > $250K (item 17 less item K):
48,782,234
Total Interest Expense (Sum of items 6 8):
134,958
Share Certificates:
35
Number of Accounts for Share Drafts:
2,124
IRA KEOGH Accounts:
99
Number of Accounts for Regular Shares:
4,507
Non Member Deposits:
25
Net Income (unless the amount is already included in Undivided Earnings):
-2,203,575
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,906,111
Total Liabilities:
50,056,970
Show More

1st Valley Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Last Friday, a lackluster employment report for the month of March was released and as a result today's mortgage rates are lower. In the March Labor Report released by the United States Department of Labor and the Bureau of Labor Statics, non-farm payrolls increased by 88,000 jobs. Most analysts surveyed were expecting a gain of 200,000 jobs.
The direction of mortgage rates continues to baffle experts as rates hit new lows for 2014. Average mortgage rates made new lows this week on the heels of lower U.S. bond yields. Investors were spooked this past week by the fall in equity markets, sending investors to the safety of U.S. bonds which in turn, sent yields lower. Bond yields move in inverse to bond prices, so when prices move higher, yields move lower.
The highest savings account rates and money market account rates for May 17, 2015, are listed below.

Bank or Credit Union Offers and Deals

Mortgage Rates Down This Week: 30 Year Mortgage Rates at 5.06% and 15 Year Mortgage Rates at 4.44%
ableBanking, a division of Northeast Bank 2 Year CD Rates now at 0.70%
Northwest Hills CU Savings Interest Accounts and Money Market Accounts
5 Year Bank CD Rates: Best CD Rate at 1.78 Percent
Mortgage Rates Head Lower on Poor Job Numbers and Fears in Europe: 30 Year Mortgage Rates at 4.85%
Home Mortgage Rates Move Higher Today: 30 Year Mortgage Rates at 4.40%
BluPeak Credit Union CD Rates: 5.75% APY 9-Month Promo CD Best Offer
EverBank Increases CD Rates, 1 Year Bank CD Rates at 1.10% APY
15 Year Mortgage Rates Drop - Mortgage Applications Increase
Your best defense against loss: Take inventory of items in home

Alternative Bank and Credit Union Offers to Explore

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Mortgage Rates Today, HARP Loans and the Greek Vote
Weekly Mortgage Rates: June 15 2009
Bask Bank Savings Rate at 4.15% APY
Mortgage Rates Will Decline Today on Lower Bond Yields
Mortgage Rates Today, Friday, November 25, 2011
Mortgage Rates Drift Lower as Interest Rates Head Down
EverBank Money Market Account 25K Rates now at 0.61%
Latest EverBank CD Rate Changes all Rates Higher
Mortgage Rates: Today's Mortgage Rates Strengthen, 30 Year Mortgage Rates at 4.05%

1st Valley Credit Union Reviews

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