1st Valley Credit Union Rates and Review January 2026
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Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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1st Valley Credit Union's Personal Loan Rates are at 10.50%. 1st Valley Credit Union's Credit Card Rates are at 8.75%.
Compare 1st Valley Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of 1st Valley Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and Availability1st Valley Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at 1st Valley Credit Union? Share your experience about 1st Valley Credit Union by leaving a review below, or read customer reviews before you decide to use 1st Valley Credit Union. Overall, 1st Valley Credit Union is a subpar credit union best avoided, with an overall rating of 1 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. 1st Valley Credit Union 1st Valley Credit Union 401 W 2nd St San Bernardino, CA 92401 1525  1st Valley Credit Union Credit Card Rates
1st Valley Credit Union
Platinum Secured Visa
8.750%
1st Valley Credit Union
Platinum Visa
8.750%
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. 1st Valley Credit Union Personal Loan Rates
1st Valley Credit Union
AMP Loan
10.500%
$0
1st Valley Credit Union
Next Step Loan
10.500%
$0
1st Valley Credit Union
Signature Loan
10.500%
$0
The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVisa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
VISA Traditional
14.240% - 18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonLine of Credit
13.450%
$0
Signature Loan
10.000%
$0
60
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Show More
The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have 1st Valley Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: 1st Valley Credit Union
Website: https://www.1stvalleycu.com
Full Time Employees: 8Part Time Employees: 0 President: Craig Scott CEO: Martha Ramos Branch Locations: 1 ATM Locations: 1 Corporate Office Address:
401 W 2nd St
San Bernardino, CA 92401 1525 Phone Number: 909-889-0838 Fax Number: 909-889-7973 FinancialsTotal Assets:
45,967,815
Total Amount of Shares and Deposits:
49,757,653
Total Shares and Deposits < 1 Year:
43,792,729
Total Shares and Deposits 1 3 Years:
4,960,910
Total Shares and Deposits > 3 Years:
1,004,014
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
910,559
Total Uninsured Shares and Deposits > $250K (F+J):
975,419
Total Insured Shares and Deposits > $250K (item 17 less item K):
48,782,234
Total Interest Expense (Sum of items 6 8):
134,958
Share Certificates:
35
Number of Accounts for Share Drafts:
2,124
IRA KEOGH Accounts:
99
Number of Accounts for Regular Shares:
4,507
Non Member Deposits:
25
Net Income (unless the amount is already included in Undivided Earnings):
-2,203,575
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,906,111
Total Liabilities:
50,056,970
Show More
Source: NCUA Last Updated 03/31/2024
Customer ReviewsyqDO
December 17, 2025
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Frequently Asked Questions About 1st Valley Credit UnionIs a member application needed to join 1st Valley Credit Union?Yes, to access services at 1st Valley Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, 1st Valley Credit Union provides a range of mortgage and home equity products. Is 1st Valley Credit Union a safe place to deposit money?Yes, 1st Valley Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does 1st Valley Credit Union offer online and mobile banking?Most modern institutions like 1st Valley Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
