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Hoosier Hills Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 29, 2026
Hoosier Hills Credit Union's CD - 24 month rates are at 3.56%, CD - 30 month rates are at 3.56%, CD - 48 month rates are at 3.56%, CD - 60 month rates are at 3.56%, CD - 12 month rates are at 3.30%. Hoosier Hills Credit Union's savings rates are at 0.60%. Hoosier Hills Credit Union's money market rates are at 4.05%. Hoosier Hills Credit Union's checking rates are as high as 0.05%. Hoosier Hills Credit Union's Personal Loan Rates are as low as 7.18%. Hoosier Hills Credit Union's Credit Card Rates are at 9.90%. Hoosier Hills Credit Union's CD rates are 11% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Hoosier Hills Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.37%. Rates last updated and verified on 10/29/2026.
Hoosier Hills Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hoosier Hills Credit Union? Share your experience about Hoosier Hills Credit Union by leaving a review below, or read customer reviews before you decide to use Hoosier Hills Credit Union.
Hoosier Hills Credit Union has earned an overall safety grade of A (Excellent, Score: 96/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Hoosier Hills Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
7.37%
ExcellentHigher than avg
Hoosier Hills Credit Union Texas Ratio
Hoosier Hills Credit Union's Texas Ratio is 7.37%, which is considered excellent and is higher than the national average of 6.13%.
Hoosier Hills Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
6.38% to 7.37% over 12 quarters, steadyFull history
Star Rating 5.0 to 5.0, Health Grade A to A
The Texas Ratio for this credit union has held steady at a healthy level since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Hoosier Hills Credit Union CD Rates
Product
Rate
APY
Term
View More
Certificate - 10 or 15 month special
3.94%
4.01%
10 or 15 month
Min Deposit$5,000
Min Balance$5,000
DetailsPick Your Term Certificate Special: choose 10-month or 15-month term; dividend rate 3.94% and APY 4.01% apply to both terms; both renew at maturity for a 12-month term; available for Consumer, Commercial and IRA certificates; not available for Public Funds
Last Updated10/29/2026
Rate History
No change since Oct 29, 2026 · 4.01% APY
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
10 or 15 month Pick Your Term Certificate Special
3.94%
4.01%
10 or 15 month
Min Deposit$5,000
Min Balance$5,000
DetailsChoose a 10-month or 15-month term; dividend rate 3.94% and APY 4.01% apply to both terms; minimum balance $5,000; available for Consumer, Commercial and IRA certificates; renews at maturity for a 12-month term; not available for Public Funds
Last Updated10/29/2026
Rate History
No change since Oct 29, 2026 · 4.01% APY
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 24 month
3.50%
3.56%
24 month
Min Deposit$10,000
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 30 month
3.50%
3.56%
30 month
Min Deposit$10,000
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 48 month
3.50%
3.56%
48 month
Min Deposit$10,000
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 60 month
3.50%
3.56%
60 month
Min Deposit$10,000
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 12 month
3.25%
3.30%
12 month
Min Deposit$10,000
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 18 month
3.25%
3.30%
18 month
Min Deposit$10,000
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 24 month
3.25%
3.30%
24 month
Min Deposit$500
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 30 month
3.25%
3.30%
30 month
Min Deposit$500
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 36 month
3.25%
3.30%
36 month
Min Deposit$500
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 48 month
3.25%
3.30%
48 month
Min Deposit$500
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 6 month
3.25%
3.30%
6 month
Min Deposit$10,000
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 60 month
3.25%
3.30%
60 month
Min Deposit$500
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 12 month
3.00%
3.04%
12 month
Min Deposit$500
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 3.04% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 18 month
3.00%
3.04%
18 month
Min Deposit$500
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 3.04% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 6 month
3.00%
3.04%
6 month
Min Deposit$500
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 3.04% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 3 month
1.20%
1.21%
3 month
Min Deposit$10,000
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 1.21% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 3 month
1.00%
1.00%
3 month
Min Deposit$500
Last Updated10/29/2026
Rate History
4 changes since Sep 14, 2026 · 1.00% → 1.00% ▼ 0.00 pts · high 1.21% / low 1.00%
Oct 19, 20261.00%▼ from 1.21%
Sep 29, 20261.21%▲ from 1.00%
Sep 21, 20261.00%▼ from 1.21%
Sep 18, 20261.21%▲ from 1.00%
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Hoosier Hills Credit Union Savings Rates
Product
Rate
APY
View More
Health Savings Account
0.60%
0.60%
Min Deposit$5
Min Balance$0
DetailsRates may change after the account is opened; Dividends are calculated monthly and paid monthly; Rates effective as of 10/29/2026
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.60% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Club Accounts
0.10%
0.10%
Min Deposit$5
Min Balance$0
DetailsClub Account rates apply to all Club Accounts, including retired Christmas Club and Vacation Club accounts, unless otherwise stated; Minimum balance required to earn APY: $0.01; Dividends calculated and paid quarterly; Fees may reduce earnings; Rates may change after account is opened
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Regular Savings
0.10%
0.10%
Min Deposit$5
Min Balance$0
DetailsMinimum balance required to earn APY: $0.01; Dividends calculated and paid quarterly; Fees may reduce earnings; Rates may change after account is opened
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Goal-Based Savings
0.00%
0.00%
Min Deposit$5
Min Balance$0
DetailsMinimum balance required to earn APY: $0.01; Dividends calculated and paid quarterly; Fees may reduce earnings; Rates may change after account is opened
Last Updated10/29/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Hoosier Hills Credit Union Money Market Rates
Product
Rate
APY
View More
High Yield Money Market
3.98%
4.05%
Min Deposit$5,000
Min Balance$3,000,000
DetailsBalance: $3,000,000 - Above; Not available for Public Funds; Qualification standards may apply
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 4.05% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
High Yield Money Market
3.78%
3.85%
Min Deposit$5,000
Min Balance$1,000,000
DetailsBalance: $1,000,000 - $2,999,999; Not available for Public Funds; Qualification standards may apply
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
High Yield Money Market
3.49%
3.55%
Min Deposit$5,000
Min Balance$500,000
DetailsBalance: $500,000 - $999,999; Not available for Public Funds; Qualification standards may apply
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
High Yield Money Market
3.11%
3.15%
Min Deposit$5,000
Min Balance$250,000
DetailsBalance: $250,000 - $499,999; Not available for Public Funds; Qualification standards may apply
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 3.15% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
IRA Money Market
2.15%
2.17%
Min Balance$250,000
DetailsBalance: $250,000 - Above; Dividends calculated and paid monthly; Rates effective as of 10/29/2026
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 2.17% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Money Market
2.15%
2.17%
Min Deposit$0
Min Balance$250,000
DetailsBalance: $250,000 - Above; Dividends calculated and paid monthly; $2,500 minimum balance required to earn dividend; $2.00 monthly service fee if month end balance falls below $1,000; rates may change after account opened
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 2.17% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
IRA Money Market
1.80%
1.81%
Min Balance$100,000
DetailsBalance: $100,000 - $249,999; Dividends calculated and paid monthly; Rates effective as of 10/29/2026
Last Updated10/29/2026
Rate History
No change since Sep 18, 2026 · 1.81% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Money Market
1.80%
1.81%
Min Deposit$0
Min Balance$100,000
DetailsBalance: $100,000 - $249,999; Dividends calculated and paid monthly; $2,500 minimum balance required to earn dividend; $2.00 monthly service fee if month end balance falls below $1,000; rates may change after account opened
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 1.81% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
IRA Money Market
1.50%
1.51%
Min Balance$50,000
DetailsBalance: $50,000 - $99,999; Dividends calculated and paid monthly; Rates effective as of 10/29/2026
Last Updated10/29/2026
Rate History
No change since Sep 18, 2026 · 1.51% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Money Market
1.50%
1.51%
Min Deposit$0
Min Balance$50,000
DetailsBalance: $50,000 - $99,999; Dividends calculated and paid monthly; $2,500 minimum balance required to earn dividend; $2.00 monthly service fee if month end balance falls below $1,000; rates may change after account opened
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 1.51% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
IRA Money Market
1.05%
1.06%
Min Balance$25,000
DetailsBalance: $25,000 - $49,999; Dividends calculated and paid monthly; Rates effective as of 10/29/2026
Last Updated10/29/2026
Rate History
No change since Sep 18, 2026 · 1.06% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Money Market
1.05%
1.06%
Min Deposit$0
Min Balance$25,000
DetailsBalance: $25,000 - $49,999; Dividends calculated and paid monthly; $2,500 minimum balance required to earn dividend; $2.00 monthly service fee if month end balance falls below $1,000; rates may change after account opened
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 1.06% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
IRA Money Market
0.85%
0.85%
Min Balance$10,000
DetailsBalance: $10,000 - $24,999; Dividends calculated and paid monthly; Rates effective as of 10/29/2026
Last Updated10/29/2026
Rate History
No change since Sep 18, 2026 · 0.85% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Money Market
0.85%
0.85%
Min Deposit$0
Min Balance$10,000
DetailsBalance: $10,000 - $24,999; Dividends calculated and paid monthly; $2,500 minimum balance required to earn dividend; $2.00 monthly service fee if month end balance falls below $1,000; rates may change after account opened
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.85% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
IRA Money Market
0.65%
0.65%
Min Balance$2,500
DetailsBalance: $2,500 - $9,999; Dividends calculated and paid monthly; Rates effective as of 10/29/2026
Last Updated10/29/2026
Rate History
No change since Sep 18, 2026 · 0.65% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Money Market
0.65%
0.65%
Min Deposit$0
Min Balance$2,500
DetailsBalance: $2,500 - $9,999; Dividends calculated and paid monthly; $2,500 minimum balance required to earn dividend; $2.00 monthly service fee if month end balance falls below $1,000; rates may change after account opened
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.65% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
High Yield Money Market
0.05%
0.05%
Min Deposit$5,000
Min Balance$5,000
DetailsBalance: $5,000 - $249,999; Not available for Public Funds; Qualification standards may apply
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Money Market
0.00%
0.00%
Min Deposit$0
Min Balance$0
DetailsBalance: $0 - $2,499; Dividends calculated and paid monthly; $2,500 minimum balance required to earn dividend; $2.00 monthly service fee if month end balance falls below $1,000; rates may change after account opened
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 2.15% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Hoosier Hills Credit Union Checking Rates
Product
Rate
APY
View More
FREE Checking
0.05%
0.05%
Min Balance$1,000
DetailsBalance: Average balance of $1,000 or more; Rates may change after account is opened; $1,000 minimum balance required to earn APY
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Smart Spending (Teen Checking)
0.05%
0.05%
Min Balance$1,000
DetailsBalance: Average balance of $1,000 or more; Rates may change after account is opened; $1,000 minimum balance required to earn APY
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
FREE Checking
0.00%
0.00%
DetailsBalance: Average balance of less than $1,000; Rates may change after account is opened; $1,000 minimum balance required to earn APY
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Smart Spending (Teen Checking)
0.00%
0.00%
DetailsBalance: Average balance of less than $1,000; Rates may change after account is opened; $1,000 minimum balance required to earn APY
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Hoosier Hills Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Auto/Truck Loan
-
-
4.65%
60 months
DetailsModel Year: 2026; Rate may vary based on credit score; Rates do not apply to refinancing of existing HHCU auto/truck loans; $195 loan origination fee applies
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 4.65% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Auto/Truck Loan
-
-
5.16%
72 months
DetailsModel Year: 2026; Rate may vary based on credit score; Rates do not apply to refinancing of existing HHCU auto/truck loans; $195 loan origination fee applies
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 5.16% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Auto/Truck Loan
-
-
5.23%
60 months
DetailsModel Year: 2024; Rate may vary based on credit score; Rates do not apply to refinancing of existing HHCU auto/truck loans; $195 loan origination fee applies
Last Updated10/29/2026
Rate History
1 change since Sep 14, 2026 · 4.65% → 5.23% ▲ 0.58 pts · high 5.23% / low 4.65%
Oct 9, 20265.23%▲ from 4.65%
Sep 14, 20264.65%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Auto/Truck Loan
-
-
6.25%
72 months
DetailsModel Year: 2024; Rate may vary based on credit score; Rates do not apply to refinancing of existing HHCU auto/truck loans; $195 loan origination fee applies
Last Updated10/29/2026
Rate History
1 change since Sep 14, 2026 · 5.16% → 6.25% ▲ 1.09 pts · high 6.25% / low 5.16%
Oct 9, 20266.25%▲ from 5.16%
Sep 14, 20265.16%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Auto/Truck Loan
-
-
6.46%
84 months
DetailsModel Year: 2026; Rate may vary based on credit score; Rates do not apply to refinancing of existing HHCU auto/truck loans; $195 loan origination fee applies
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 6.46% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Auto/Truck Loan
-
-
6.56%
60 months
DetailsModel Year: 2020-2019; Rate may vary based on credit score; Rates do not apply to refinancing of existing HHCU auto/truck loans; $195 loan origination fee applies
Last Updated10/29/2026
Rate History
1 change since Sep 14, 2026 · 4.65% → 6.56% ▲ 1.91 pts · high 6.56% / low 4.65%
Oct 9, 20266.56%▲ from 4.65%
Sep 14, 20264.65%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Auto/Truck Loan
-
-
7.81%
60 months
DetailsModel Year: 2016-1999; Rate may vary based on credit score; Rates do not apply to refinancing of existing HHCU auto/truck loans; $195 loan origination fee applies
Last Updated10/29/2026
Rate History
1 change since Sep 14, 2026 · 4.65% → 7.81% ▲ 3.16 pts · high 7.81% / low 4.65%
Oct 9, 20267.81%▲ from 4.65%
Sep 14, 20264.65%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Hoosier Hills Credit Union RV, Boat and Powersport Loan Rates
DetailsModel Year: 2026-2025; Rates updated as of 10/29/2026; $195 loan origination fee applies; additional $14 UCC filing fee for eligible collateral without a title
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 7.48% APR · checked 7 times
DetailsModel Year: 2026-2025; Rates updated as of 10/29/2026; $195 loan origination fee applies; additional $14 UCC filing fee for eligible collateral without a title
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 7.82% APR · checked 7 times
DetailsModel Year: 2026-2025; Rates updated as of 10/29/2026; $195 loan origination fee applies; additional $14 UCC filing fee for eligible collateral without a title
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 8.12% APR · checked 7 times
DetailsModel Year: 2024-2021; Rates updated as of 10/29/2026; $195 loan origination fee applies; additional $14 UCC filing fee for eligible collateral without a title
Last Updated10/29/2026
Rate History
1 change since Sep 14, 2026 · 7.82% → 8.14% ▲ 0.32 pts · high 8.14% / low 7.82%
DetailsModel Year: 2024-2021; Rates updated as of 10/29/2026; $195 loan origination fee applies; additional $14 UCC filing fee for eligible collateral without a title
Last Updated10/29/2026
Rate History
1 change since Sep 14, 2026 · 7.48% → 8.51% ▲ 1.03 pts · high 8.51% / low 7.48%
DetailsModel Year: 2024-2021; Rates updated as of 10/29/2026; $195 loan origination fee applies; additional $14 UCC filing fee for eligible collateral without a title
Last Updated10/29/2026
Rate History
1 change since Sep 14, 2026 · 8.12% → 8.67% ▲ 0.55 pts · high 8.67% / low 8.12%
DetailsModel Year: 2020-2017; Rates updated as of 10/29/2026; $195 loan origination fee applies; additional $14 UCC filing fee for eligible collateral without a title
Last Updated10/29/2026
Rate History
1 change since Sep 14, 2026 · 7.82% → 9.30% ▲ 1.48 pts · high 9.30% / low 7.82%
DetailsModel Year: 2020-2017; Rates updated as of 10/29/2026; $195 loan origination fee applies; additional $14 UCC filing fee for eligible collateral without a title
Last Updated10/29/2026
Rate History
1 change since Sep 14, 2026 · 7.48% → 9.46% ▲ 1.98 pts · high 9.46% / low 7.48%
DetailsModel Year: 2016-1999; Rates updated as of 10/29/2026; $195 loan origination fee applies; additional $14 UCC filing fee for eligible collateral without a title
Last Updated10/29/2026
Rate History
1 change since Sep 14, 2026 · 7.48% → 9.88% ▲ 2.40 pts · high 9.88% / low 7.48%
DetailsModel Year: 2016-1999; Rates updated as of 10/29/2026; $195 loan origination fee applies; additional $14 UCC filing fee for eligible collateral without a title
Last Updated10/29/2026
Rate History
1 change since Sep 14, 2026 · 7.82% → 10.22% ▲ 2.40 pts · high 10.22% / low 7.82%
DetailsModel Year: 2020-2017; Rates updated as of 10/29/2026; $195 loan origination fee applies; additional $14 UCC filing fee for eligible collateral without a title
Last Updated10/29/2026
Rate History
1 change since Sep 14, 2026 · 8.12% → 10.81% ▲ 2.69 pts · high 10.81% / low 8.12%
DetailsModel Year: 2016-1999; Rates updated as of 10/29/2026; $195 loan origination fee applies; additional $14 UCC filing fee for eligible collateral without a title
Last Updated10/29/2026
Rate History
1 change since Sep 14, 2026 · 8.12% → 11.32% ▲ 3.20 pts · high 11.32% / low 8.12%
Oct 26, 202611.32%▲ from 8.12%
Sep 14, 20268.12%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Hoosier Hills Credit Union Credit Card Rates
Product
Rate
APR
View More
Visa Platinum
-
9.90%
DetailsPurchases APR 9.90%; Balance Transfers APR 9.90%; Cash Advance APR 9.90%; Regular APR: 9.90%; Rates updated as of 10/29/2026; A foreign transaction fee may be imposed on transactions processed outside of the United States
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 9.90% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Visa Gold
-
14.90%
DetailsPurchases APR 14.90%; Balance Transfers APR 14.90%; Cash Advance APR 14.90%; Regular APR: 14.90%; Rates updated as of 10/29/2026; A foreign transaction fee may be imposed on transactions processed outside of the United States
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 14.90% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Visa Classic
-
17.90%
DetailsPurchases APR 17.90%; Balance Transfers APR 17.90%; Cash Advance APR 17.90%; Regular APR: 17.90%; Rates updated as of 10/29/2026; A foreign transaction fee may be imposed on transactions processed outside of the United States
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 17.90% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Hoosier Hills Credit Union Personal Loan Rates
Product
APR
Term
View More
Solar Loan
7.18%
36 months
DetailsRates updated as of 10/29/2026; Rate may vary based on credit score; $195 loan origination fee applies; loan terms available up to 180 months
Last Updated10/29/2026
Rate History
No change since Sep 18, 2026 · 7.18% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Solar Loan
7.18%
48 months
DetailsRates updated as of 10/29/2026; Rate may vary based on credit score; $195 loan origination fee applies; loan terms available up to 180 months
Last Updated10/29/2026
Rate History
No change since Sep 18, 2026 · 7.18% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Solar Loan
7.97%
60 months
DetailsRates updated as of 10/29/2026; Rate may vary based on credit score; $195 loan origination fee applies; loan terms available up to 180 months
Last Updated10/29/2026
Rate History
No change since Sep 18, 2026 · 7.97% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Signature Loan
10.15%
12 months
DetailsRates updated as of 10/29/2026; Rate may vary based on credit score; maximum APR 21%; does not apply to Signature Line of Credit
Last Updated10/29/2026
Rate History
1 change since Sep 14, 2026 · 9.90% → 10.15% ▲ 0.25 pts · high 10.15% / low 9.90%
Sep 18, 202610.15%▲ from 9.90%
Sep 14, 20269.90%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Signature Loan
10.15%
24 months
DetailsRates updated as of 10/29/2026; Rate may vary based on credit score; maximum APR 21%; does not apply to Signature Line of Credit
Last Updated10/29/2026
Rate History
No change since Sep 18, 2026 · 10.15% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Unsecured Loan - 12 months
10.15%
12 months
DetailsSignature Loan; Rate may vary based on credit score; maximum APR 21%; rates updated as of 10/29/2026
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 10.15% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Unsecured Loan - 24 months
10.15%
24 months
DetailsSignature Loan; Rate may vary based on credit score; maximum APR 21%; rates updated as of 10/29/2026
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 10.15% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Signature Loan
10.75%
36 months
DetailsRates updated as of 10/29/2026; Rate may vary based on credit score; maximum APR 21%; does not apply to Signature Line of Credit
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 10.75% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Unsecured Loan - 36 months
10.75%
36 months
DetailsSignature Loan; Rate may vary based on credit score; maximum APR 21%; rates updated as of 10/29/2026
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 10.75% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Signature Loan
11.00%
48 months
DetailsRates updated as of 10/29/2026; Rate may vary based on credit score; maximum APR 21%; does not apply to Signature Line of Credit
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 11.00% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Unsecured Loan - 48 months
11.00%
48 months
DetailsSignature Loan; Rate may vary based on credit score; maximum APR 21%; rates updated as of 10/29/2026
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 11.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Signature Loan
11.15%
60 months
DetailsRates updated as of 10/29/2026; Rate may vary based on credit score; maximum APR 21%; does not apply to Signature Line of Credit
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 11.15% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Unsecured Loan - 60 months
11.15%
60 months
DetailsSignature Loan; Rate may vary based on credit score; maximum APR 21%; rates updated as of 10/29/2026
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 11.15% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Hoosier Hills Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Credit Builder Loan
-
-
9.90%
12 months
DetailsRates updated as of 10/29/2026; APR = Annual Percentage Rate; No minimum credit score is required to apply
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 9.90% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Financial Health History
Hoosier Hills Credit Union’s Texas Ratio rose from 6.38% in Q3 2023 to 7.37% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$938M
7.37%
5.0
A
March 31, 2026
$931M
6.50%
5.0
A
December 31, 2025
$926M
8.88%
5.0
A
September 30, 2025
$917M
8.66%
5.0
A
June 30, 2025
$915M
11.18%
5.0
A
March 31, 2025
$907M
7.63%
5.0
A
December 31, 2024
$895M
12.45%
5.0
A
September 30, 2024
$900M
9.11%
5.0
A
June 30, 2024
$911M
9.54%
5.0
A
March 31, 2024
$926M
8.33%
5.0
A
December 31, 2023
$907M
7.90%
5.0
A
September 30, 2023
$889M
6.38%
5.0
A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Hoosier Hills Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Hoosier Hills Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Hoosier Hills Credit Union's official website for the most current offers and terms.
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
196,015,236
Total Uninsured Shares and Deposits > $250K (F+J)
196,015,236
Total Insured Shares and Deposits > $250K (item 17 less item K)
604,453,841
Total Interest Expense (Sum of items 6 8)
8,344,842
Share Certificates
3,688
Number of Accounts for Share Drafts
27,657
IRA KEOGH Accounts
1,381
Number of Accounts for Regular Shares
48,908
All other shares
581
Money Market Shares
2,531
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
48,431,764
Total Liabilities
860,679,162
Source: NCUA — Last Updated 06/30/2026
2026 MBR Health & Safety Badge
Hoosier Hills Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Hoosier Hills Credit Union
Frequently Asked Questions About Hoosier Hills Credit Union
Does Hoosier Hills Credit Union offer CDs?
Yes. Hoosier Hills Credit Union current CD rates include its CD - 24 month at 3.56% APY, its CD - 30 month at 3.56% APY and its CD - 48 month at 3.56% APY, verified by MonitorBankRates as of October 29, 2026.
Are CDs from Hoosier Hills Credit Union NCUA insured?
Yes. Hoosier Hills Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.
What is the highest CD rate at Hoosier Hills Credit Union?
The highest Hoosier Hills Credit Union CD rate is its CD - 10 or 15 month special at 4.01% APY, verified by MonitorBankRates as of October 29, 2026.
What CD terms does Hoosier Hills Credit Union offer?
Hoosier Hills Credit Union CD rates are 3.30% APY for a 12 month CD, 3.04% APY for an 18 month CD, 3.56% APY for a 2 year CD, 3.56% APY for a 30 month CD, 3.56% APY for a 4 year CD and 3.56% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Hoosier Hills Credit Union for its full lineup.
What is the highest savings rate at Hoosier Hills Credit Union?
The highest Hoosier Hills Credit Union savings rate is its Health Savings Account at 0.60% APY, verified by MonitorBankRates as of October 29, 2026.
What is the highest money market rate at Hoosier Hills Credit Union?
The highest Hoosier Hills Credit Union money market rate is its High Yield Money Market at 4.05% APY, verified by MonitorBankRates as of October 29, 2026.
What is the highest checking rate at Hoosier Hills Credit Union?
The highest Hoosier Hills Credit Union checking rate is its FREE Checking at 0.05% APY, verified by MonitorBankRates as of October 29, 2026.
What is the lowest auto loan rate at Hoosier Hills Credit Union?
The lowest Hoosier Hills Credit Union auto loan rate is its Auto/Truck Loan at 4.65% APR, verified by MonitorBankRates as of October 29, 2026.
What is the lowest personal loan rate at Hoosier Hills Credit Union?
The lowest Hoosier Hills Credit Union personal loan rate is its Signature Loan at 10.15% APR, verified by MonitorBankRates as of October 29, 2026. Hoosier Hills Credit Union personal loan rates are 10.15% APR for a 12 month personal loan, 10.15% APR for a 24 month personal loan, 10.75% APR for a 36 month personal loan, 11.00% APR for a 48 month personal loan and 11.15% APR for a 60 month personal loan.
What is the lowest credit card APR at Hoosier Hills Credit Union?
The lowest Hoosier Hills Credit Union credit card APR is its Visa Platinum Credit Card at 9.90% APR, verified by MonitorBankRates as of October 29, 2026.
How many branches does Hoosier Hills Credit Union operate?
Hoosier Hills Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Hoosier Hills Credit Union?
Yes, to access services at Hoosier Hills Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Hoosier Hills Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Hoosier Hills Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Hoosier Hills Credit Union offer online and mobile banking?
Most modern institutions like Hoosier Hills Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hoosierhills.com.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do Hoosier Hills Credit Union rates compare?
Hoosier Hills Credit Union's CD rates are 11% higher than the MonitorBankRates national average, and it has an A health rating. Hoosier Hills Credit Union's top rates are its CD - 10 or 15 month special at 4.01% APY, its Health Savings Account at 0.60% APY, its High Yield Money Market at 4.05% APY, its FREE Checking at 0.05% APY, its Solar Loan at 7.18% APR and its Visa Platinum Credit Card at 9.90% APR, verified by MonitorBankRates on October 29, 2026.
Current Hoosier Hills Credit Union Rates
12-Month CD3.04%
18-Month CD3.04%
24-Month CD3.30%
60-Month CD3.30%
Savings0.60%
MMA4.05%
Retrieved from our database of financial products. Rates subject to change.