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Hoosier Hills Credit Union Rates & Review November 2026

Hoosier Hills Credit Union's CD - 24 month rates are at 3.56%, CD - 30 month rates are at 3.56%, CD - 48 month rates are at 3.56%, CD - 60 month rates are at 3.56%, CD - 12 month rates are at 3.30%. Hoosier Hills Credit Union's savings rates are at 0.60%. Hoosier Hills Credit Union's money market rates are at 4.05%. Hoosier Hills Credit Union's checking rates are as high as 0.05%. Hoosier Hills Credit Union's Personal Loan Rates are as low as 7.18%. Hoosier Hills Credit Union's Credit Card Rates are at 9.90%. Hoosier Hills Credit Union's CD rates are 11% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Hoosier Hills Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.37%. Rates last updated and verified on 10/29/2026.

Hoosier Hills Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hoosier Hills Credit Union? Share your experience about Hoosier Hills Credit Union by leaving a review below, or read customer reviews before you decide to use Hoosier Hills Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
7.37%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
Hoosier Hills Credit Union
Bedford
630 Lincoln Ave
Bedford, IN 47421-2116
https://www.hoosierhills.com
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Hoosier Hills Credit Union CD Rates

Product Rate APY Term View More
Certificate - 10 or 15 month special 3.94% 4.01% 10 or 15 month
Min Deposit $5,000
Min Balance $5,000
Details Pick Your Term Certificate Special: choose 10-month or 15-month term; dividend rate 3.94% and APY 4.01% apply to both terms; both renew at maturity for a 12-month term; available for Consumer, Commercial and IRA certificates; not available for Public Funds
Last Updated 10/29/2026
Rate History
No change since Oct 29, 2026 · 4.01% APY
3.51%4.01%4.51%Oct 29, 2026: 4.01% APYOct 29, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
10 or 15 month Pick Your Term Certificate Special 3.94% 4.01% 10 or 15 month
Min Deposit $5,000
Min Balance $5,000
Details Choose a 10-month or 15-month term; dividend rate 3.94% and APY 4.01% apply to both terms; minimum balance $5,000; available for Consumer, Commercial and IRA certificates; renews at maturity for a 12-month term; not available for Public Funds
Last Updated 10/29/2026
Rate History
No change since Oct 29, 2026 · 4.01% APY
3.51%4.01%4.51%Oct 29, 2026: 4.01% APYOct 29, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 24 month 3.50% 3.56% 24 month
Min Deposit $10,000
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 8 times
3.06%3.56%4.06%Sep 14, 2026: 3.56% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 30 month 3.50% 3.56% 30 month
Min Deposit $10,000
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 8 times
3.06%3.56%4.06%Sep 14, 2026: 3.56% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 48 month 3.50% 3.56% 48 month
Min Deposit $10,000
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 8 times
3.06%3.56%4.06%Sep 14, 2026: 3.56% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 60 month 3.50% 3.56% 60 month
Min Deposit $10,000
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 8 times
3.06%3.56%4.06%Sep 14, 2026: 3.56% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 12 month 3.25% 3.30% 12 month
Min Deposit $10,000
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 8 times
2.80%3.30%3.80%Sep 14, 2026: 3.30% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 18 month 3.25% 3.30% 18 month
Min Deposit $10,000
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 8 times
2.80%3.30%3.80%Sep 14, 2026: 3.30% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 24 month 3.25% 3.30% 24 month
Min Deposit $500
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 8 times
2.80%3.30%3.80%Sep 14, 2026: 3.30% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 30 month 3.25% 3.30% 30 month
Min Deposit $500
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 8 times
2.80%3.30%3.80%Sep 14, 2026: 3.30% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 36 month 3.25% 3.30% 36 month
Min Deposit $500
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 8 times
2.80%3.30%3.80%Sep 14, 2026: 3.30% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 48 month 3.25% 3.30% 48 month
Min Deposit $500
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 8 times
2.80%3.30%3.80%Sep 14, 2026: 3.30% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 6 month 3.25% 3.30% 6 month
Min Deposit $10,000
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 8 times
2.80%3.30%3.80%Sep 14, 2026: 3.30% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 60 month 3.25% 3.30% 60 month
Min Deposit $500
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 8 times
2.80%3.30%3.80%Sep 14, 2026: 3.30% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 12 month 3.00% 3.04% 12 month
Min Deposit $500
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.04% APY · checked 8 times
2.54%3.04%3.54%Sep 14, 2026: 3.04% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 18 month 3.00% 3.04% 18 month
Min Deposit $500
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.04% APY · checked 8 times
2.54%3.04%3.54%Sep 14, 2026: 3.04% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 6 month 3.00% 3.04% 6 month
Min Deposit $500
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.04% APY · checked 8 times
2.54%3.04%3.54%Sep 14, 2026: 3.04% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 3 month 1.20% 1.21% 3 month
Min Deposit $10,000
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 1.21% APY · checked 8 times
0.71%1.21%1.71%Sep 14, 2026: 1.21% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Certificate - 3 month 1.00% 1.00% 3 month
Min Deposit $500
Last Updated 10/29/2026
Rate History
4 changes since Sep 14, 2026 · 1.00% → 1.00% ▼ 0.00 pts · high 1.21% / low 1.00%
0.50%1.11%1.71%Sep 14, 2026: 1.00% APYSep 18, 2026: 1.21% APYSep 21, 2026: 1.00% APYSep 29, 2026: 1.21% APYOct 19, 2026: 1.00% APYSep 14, 2026Nov 2, 2026
  • Oct 19, 20261.00%▼ from 1.21%
  • Sep 29, 20261.21%▲ from 1.00%
  • Sep 21, 20261.00%▼ from 1.21%
  • Sep 18, 20261.21%▲ from 1.00%
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%

Hoosier Hills Credit Union Savings Rates

Product Rate APY View More
Health Savings Account 0.60% 0.60%
Min Deposit $5
Min Balance $0
Details Rates may change after the account is opened; Dividends are calculated monthly and paid monthly; Rates effective as of 10/29/2026
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.60% APY · checked 8 times
0.10%0.60%1.10%Sep 14, 2026: 0.60% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Club Accounts 0.10% 0.10%
Min Deposit $5
Min Balance $0
Details Club Account rates apply to all Club Accounts, including retired Christmas Club and Vacation Club accounts, unless otherwise stated; Minimum balance required to earn APY: $0.01; Dividends calculated and paid quarterly; Fees may reduce earnings; Rates may change after account is opened
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 8 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Regular Savings 0.10% 0.10%
Min Deposit $5
Min Balance $0
Details Minimum balance required to earn APY: $0.01; Dividends calculated and paid quarterly; Fees may reduce earnings; Rates may change after account is opened
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 8 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Goal-Based Savings 0.00% 0.00%
Min Deposit $5
Min Balance $0
Details Minimum balance required to earn APY: $0.01; Dividends calculated and paid quarterly; Fees may reduce earnings; Rates may change after account is opened
Last Updated 10/29/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%

Hoosier Hills Credit Union Money Market Rates

Product Rate APY View More
High Yield Money Market 3.98% 4.05%
Min Deposit $5,000
Min Balance $3,000,000
Details Balance: $3,000,000 - Above; Not available for Public Funds; Qualification standards may apply
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 4.05% APY · checked 8 times
3.55%4.05%4.55%Sep 14, 2026: 4.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
High Yield Money Market 3.78% 3.85%
Min Deposit $5,000
Min Balance $1,000,000
Details Balance: $1,000,000 - $2,999,999; Not available for Public Funds; Qualification standards may apply
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 8 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
High Yield Money Market 3.49% 3.55%
Min Deposit $5,000
Min Balance $500,000
Details Balance: $500,000 - $999,999; Not available for Public Funds; Qualification standards may apply
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 8 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
High Yield Money Market 3.11% 3.15%
Min Deposit $5,000
Min Balance $250,000
Details Balance: $250,000 - $499,999; Not available for Public Funds; Qualification standards may apply
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.15% APY · checked 8 times
2.65%3.15%3.65%Sep 14, 2026: 3.15% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
IRA Money Market 2.15% 2.17%
Min Balance $250,000
Details Balance: $250,000 - Above; Dividends calculated and paid monthly; Rates effective as of 10/29/2026
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 2.17% APY · checked 8 times
1.67%2.17%2.67%Sep 14, 2026: 2.17% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Money Market 2.15% 2.17%
Min Deposit $0
Min Balance $250,000
Details Balance: $250,000 - Above; Dividends calculated and paid monthly; $2,500 minimum balance required to earn dividend; $2.00 monthly service fee if month end balance falls below $1,000; rates may change after account opened
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 2.17% APY · checked 8 times
1.67%2.17%2.67%Sep 14, 2026: 2.17% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
IRA Money Market 1.80% 1.81%
Min Balance $100,000
Details Balance: $100,000 - $249,999; Dividends calculated and paid monthly; Rates effective as of 10/29/2026
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 1.81% APY · checked 7 times
1.31%1.81%2.31%Sep 18, 2026: 1.81% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Money Market 1.80% 1.81%
Min Deposit $0
Min Balance $100,000
Details Balance: $100,000 - $249,999; Dividends calculated and paid monthly; $2,500 minimum balance required to earn dividend; $2.00 monthly service fee if month end balance falls below $1,000; rates may change after account opened
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 1.81% APY · checked 8 times
1.31%1.81%2.31%Sep 14, 2026: 1.81% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
IRA Money Market 1.50% 1.51%
Min Balance $50,000
Details Balance: $50,000 - $99,999; Dividends calculated and paid monthly; Rates effective as of 10/29/2026
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 1.51% APY · checked 7 times
1.01%1.51%2.01%Sep 18, 2026: 1.51% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Money Market 1.50% 1.51%
Min Deposit $0
Min Balance $50,000
Details Balance: $50,000 - $99,999; Dividends calculated and paid monthly; $2,500 minimum balance required to earn dividend; $2.00 monthly service fee if month end balance falls below $1,000; rates may change after account opened
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 1.51% APY · checked 8 times
1.01%1.51%2.01%Sep 14, 2026: 1.51% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
IRA Money Market 1.05% 1.06%
Min Balance $25,000
Details Balance: $25,000 - $49,999; Dividends calculated and paid monthly; Rates effective as of 10/29/2026
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 1.06% APY · checked 7 times
0.56%1.06%1.56%Sep 18, 2026: 1.06% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Money Market 1.05% 1.06%
Min Deposit $0
Min Balance $25,000
Details Balance: $25,000 - $49,999; Dividends calculated and paid monthly; $2,500 minimum balance required to earn dividend; $2.00 monthly service fee if month end balance falls below $1,000; rates may change after account opened
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 1.06% APY · checked 8 times
0.56%1.06%1.56%Sep 14, 2026: 1.06% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
IRA Money Market 0.85% 0.85%
Min Balance $10,000
Details Balance: $10,000 - $24,999; Dividends calculated and paid monthly; Rates effective as of 10/29/2026
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 0.85% APY · checked 7 times
0.35%0.85%1.35%Sep 18, 2026: 0.85% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Money Market 0.85% 0.85%
Min Deposit $0
Min Balance $10,000
Details Balance: $10,000 - $24,999; Dividends calculated and paid monthly; $2,500 minimum balance required to earn dividend; $2.00 monthly service fee if month end balance falls below $1,000; rates may change after account opened
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.85% APY · checked 8 times
0.35%0.85%1.35%Sep 14, 2026: 0.85% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
IRA Money Market 0.65% 0.65%
Min Balance $2,500
Details Balance: $2,500 - $9,999; Dividends calculated and paid monthly; Rates effective as of 10/29/2026
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 0.65% APY · checked 7 times
0.15%0.65%1.15%Sep 18, 2026: 0.65% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Money Market 0.65% 0.65%
Min Deposit $0
Min Balance $2,500
Details Balance: $2,500 - $9,999; Dividends calculated and paid monthly; $2,500 minimum balance required to earn dividend; $2.00 monthly service fee if month end balance falls below $1,000; rates may change after account opened
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.65% APY · checked 8 times
0.15%0.65%1.15%Sep 14, 2026: 0.65% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
High Yield Money Market 0.05% 0.05%
Min Deposit $5,000
Min Balance $5,000
Details Balance: $5,000 - $249,999; Not available for Public Funds; Qualification standards may apply
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 8 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Money Market 0.00% 0.00%
Min Deposit $0
Min Balance $0
Details Balance: $0 - $2,499; Dividends calculated and paid monthly; $2,500 minimum balance required to earn dividend; $2.00 monthly service fee if month end balance falls below $1,000; rates may change after account opened
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 2.15% APY · checked 7 times
1.65%2.15%2.65%Sep 14, 2026: 2.15% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%

Hoosier Hills Credit Union Checking Rates

Product Rate APY View More
FREE Checking 0.05% 0.05%
Min Balance $1,000
Details Balance: Average balance of $1,000 or more; Rates may change after account is opened; $1,000 minimum balance required to earn APY
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 8 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Smart Spending (Teen Checking) 0.05% 0.05%
Min Balance $1,000
Details Balance: Average balance of $1,000 or more; Rates may change after account is opened; $1,000 minimum balance required to earn APY
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 8 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
FREE Checking 0.00% 0.00%
Details Balance: Average balance of less than $1,000; Rates may change after account is opened; $1,000 minimum balance required to earn APY
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Smart Spending (Teen Checking) 0.00% 0.00%
Details Balance: Average balance of less than $1,000; Rates may change after account is opened; $1,000 minimum balance required to earn APY
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%

Hoosier Hills Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto/Truck Loan - - 4.65% 60 months
Details Model Year: 2026; Rate may vary based on credit score; Rates do not apply to refinancing of existing HHCU auto/truck loans; $195 loan origination fee applies
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 4.65% APR · checked 8 times
4.15%4.65%5.15%Sep 14, 2026: 4.65% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Auto/Truck Loan - - 5.16% 72 months
Details Model Year: 2026; Rate may vary based on credit score; Rates do not apply to refinancing of existing HHCU auto/truck loans; $195 loan origination fee applies
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 5.16% APR · checked 8 times
4.66%5.16%5.66%Sep 14, 2026: 5.16% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Auto/Truck Loan - - 5.23% 60 months
Details Model Year: 2024; Rate may vary based on credit score; Rates do not apply to refinancing of existing HHCU auto/truck loans; $195 loan origination fee applies
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 4.65% → 5.23% ▲ 0.58 pts · high 5.23% / low 4.65%
4.07%4.94%5.81%Sep 14, 2026: 4.65% APROct 9, 2026: 5.23% APRSep 14, 2026Nov 2, 2026
  • Oct 9, 20265.23%▲ from 4.65%
  • Sep 14, 20264.65%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Auto/Truck Loan - - 6.25% 72 months
Details Model Year: 2024; Rate may vary based on credit score; Rates do not apply to refinancing of existing HHCU auto/truck loans; $195 loan origination fee applies
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 5.16% → 6.25% ▲ 1.09 pts · high 6.25% / low 5.16%
4.07%5.71%7.34%Sep 14, 2026: 5.16% APROct 9, 2026: 6.25% APRSep 14, 2026Nov 2, 2026
  • Oct 9, 20266.25%▲ from 5.16%
  • Sep 14, 20265.16%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Auto/Truck Loan - - 6.46% 84 months
Details Model Year: 2026; Rate may vary based on credit score; Rates do not apply to refinancing of existing HHCU auto/truck loans; $195 loan origination fee applies
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 6.46% APR · checked 8 times
5.96%6.46%6.96%Sep 14, 2026: 6.46% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Auto/Truck Loan - - 6.56% 60 months
Details Model Year: 2020-2019; Rate may vary based on credit score; Rates do not apply to refinancing of existing HHCU auto/truck loans; $195 loan origination fee applies
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 4.65% → 6.56% ▲ 1.91 pts · high 6.56% / low 4.65%
2.74%5.61%8.47%Sep 14, 2026: 4.65% APROct 9, 2026: 6.56% APRSep 14, 2026Nov 2, 2026
  • Oct 9, 20266.56%▲ from 4.65%
  • Sep 14, 20264.65%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Auto/Truck Loan - - 7.81% 60 months
Details Model Year: 2016-1999; Rate may vary based on credit score; Rates do not apply to refinancing of existing HHCU auto/truck loans; $195 loan origination fee applies
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 4.65% → 7.81% ▲ 3.16 pts · high 7.81% / low 4.65%
1.49%6.23%10.97%Sep 14, 2026: 4.65% APROct 9, 2026: 7.81% APRSep 14, 2026Nov 2, 2026
  • Oct 9, 20267.81%▲ from 4.65%
  • Sep 14, 20264.65%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%

Hoosier Hills Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Adventure Loan (Boat, Camper, RV, Motorcycles, Powersports, Trailers & Property Equipment) - 7.48% 60 months
Details Model Year: 2026-2025; Rates updated as of 10/29/2026; $195 loan origination fee applies; additional $14 UCC filing fee for eligible collateral without a title
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 7.48% APR · checked 7 times
6.98%7.48%7.98%Sep 14, 2026: 7.48% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Adventure Loan (Boat, Camper, RV, Motorcycles, Powersports, Trailers & Property Equipment) - 7.82% 36 months
Details Model Year: 2026-2025; Rates updated as of 10/29/2026; $195 loan origination fee applies; additional $14 UCC filing fee for eligible collateral without a title
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 7.82% APR · checked 7 times
7.32%7.82%8.32%Sep 14, 2026: 7.82% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Adventure Loan (Boat, Camper, RV, Motorcycles, Powersports, Trailers & Property Equipment) - 8.12% 84 months
Details Model Year: 2026-2025; Rates updated as of 10/29/2026; $195 loan origination fee applies; additional $14 UCC filing fee for eligible collateral without a title
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 8.12% APR · checked 7 times
7.62%8.12%8.62%Sep 14, 2026: 8.12% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Adventure Loan (Boat, Camper, RV, Motorcycles, Powersports, Trailers & Property Equipment) - 8.14% 36 months
Details Model Year: 2024-2021; Rates updated as of 10/29/2026; $195 loan origination fee applies; additional $14 UCC filing fee for eligible collateral without a title
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 7.82% → 8.14% ▲ 0.32 pts · high 8.14% / low 7.82%
7.32%7.98%8.64%Sep 14, 2026: 7.82% APROct 26, 2026: 8.14% APRSep 14, 2026Nov 2, 2026
  • Oct 26, 20268.14%▲ from 7.82%
  • Sep 14, 20267.82%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Adventure Loan (Boat, Camper, RV, Motorcycles, Powersports, Trailers & Property Equipment) - 8.51% 60 months
Details Model Year: 2024-2021; Rates updated as of 10/29/2026; $195 loan origination fee applies; additional $14 UCC filing fee for eligible collateral without a title
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 7.48% → 8.51% ▲ 1.03 pts · high 8.51% / low 7.48%
6.45%8.00%9.54%Sep 14, 2026: 7.48% APROct 26, 2026: 8.51% APRSep 14, 2026Nov 2, 2026
  • Oct 26, 20268.51%▲ from 7.48%
  • Sep 14, 20267.48%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Adventure Loan (Boat, Camper, RV, Motorcycles, Powersports, Trailers & Property Equipment) - 8.67% 84 months
Details Model Year: 2024-2021; Rates updated as of 10/29/2026; $195 loan origination fee applies; additional $14 UCC filing fee for eligible collateral without a title
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 8.12% → 8.67% ▲ 0.55 pts · high 8.67% / low 8.12%
7.57%8.40%9.22%Sep 14, 2026: 8.12% APROct 26, 2026: 8.67% APRSep 14, 2026Nov 2, 2026
  • Oct 26, 20268.67%▲ from 8.12%
  • Sep 14, 20268.12%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Adventure Loan (Boat, Camper, RV, Motorcycles, Powersports, Trailers & Property Equipment) - 9.30% 36 months
Details Model Year: 2020-2017; Rates updated as of 10/29/2026; $195 loan origination fee applies; additional $14 UCC filing fee for eligible collateral without a title
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 7.82% → 9.30% ▲ 1.48 pts · high 9.30% / low 7.82%
6.34%8.56%10.78%Sep 14, 2026: 7.82% APROct 26, 2026: 9.30% APRSep 14, 2026Nov 2, 2026
  • Oct 26, 20269.30%▲ from 7.82%
  • Sep 14, 20267.82%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Adventure Loan (Boat, Camper, RV, Motorcycles, Powersports, Trailers & Property Equipment) - 9.46% 60 months
Details Model Year: 2020-2017; Rates updated as of 10/29/2026; $195 loan origination fee applies; additional $14 UCC filing fee for eligible collateral without a title
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 7.48% → 9.46% ▲ 1.98 pts · high 9.46% / low 7.48%
5.50%8.47%11.44%Sep 14, 2026: 7.48% APROct 26, 2026: 9.46% APRSep 14, 2026Nov 2, 2026
  • Oct 26, 20269.46%▲ from 7.48%
  • Sep 14, 20267.48%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Adventure Loan (Boat, Camper, RV, Motorcycles, Powersports, Trailers & Property Equipment) - 9.88% 60 months
Details Model Year: 2016-1999; Rates updated as of 10/29/2026; $195 loan origination fee applies; additional $14 UCC filing fee for eligible collateral without a title
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 7.48% → 9.88% ▲ 2.40 pts · high 9.88% / low 7.48%
5.08%8.68%12.28%Sep 14, 2026: 7.48% APROct 26, 2026: 9.88% APRSep 14, 2026Nov 2, 2026
  • Oct 26, 20269.88%▲ from 7.48%
  • Sep 14, 20267.48%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Adventure Loan (Boat, Camper, RV, Motorcycles, Powersports, Trailers & Property Equipment) - 10.22% 36 months
Details Model Year: 2016-1999; Rates updated as of 10/29/2026; $195 loan origination fee applies; additional $14 UCC filing fee for eligible collateral without a title
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 7.82% → 10.22% ▲ 2.40 pts · high 10.22% / low 7.82%
5.42%9.02%12.62%Sep 14, 2026: 7.82% APROct 26, 2026: 10.22% APRSep 14, 2026Nov 2, 2026
  • Oct 26, 202610.22%▲ from 7.82%
  • Sep 14, 20267.82%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Adventure Loan (Boat, Camper, RV, Motorcycles, Powersports, Trailers & Property Equipment) - 10.81% 84 months
Details Model Year: 2020-2017; Rates updated as of 10/29/2026; $195 loan origination fee applies; additional $14 UCC filing fee for eligible collateral without a title
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 8.12% → 10.81% ▲ 2.69 pts · high 10.81% / low 8.12%
5.43%9.47%13.50%Sep 14, 2026: 8.12% APROct 26, 2026: 10.81% APRSep 14, 2026Nov 2, 2026
  • Oct 26, 202610.81%▲ from 8.12%
  • Sep 14, 20268.12%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Adventure Loan (Boat, Camper, RV, Motorcycles, Powersports, Trailers & Property Equipment) - 11.32% 84 months
Details Model Year: 2016-1999; Rates updated as of 10/29/2026; $195 loan origination fee applies; additional $14 UCC filing fee for eligible collateral without a title
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 8.12% → 11.32% ▲ 3.20 pts · high 11.32% / low 8.12%
4.92%9.72%14.52%Sep 14, 2026: 8.12% APROct 26, 2026: 11.32% APRSep 14, 2026Nov 2, 2026
  • Oct 26, 202611.32%▲ from 8.12%
  • Sep 14, 20268.12%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%

Hoosier Hills Credit Union Credit Card Rates

Product Rate APR View More
Visa Platinum - 9.90%
Details Purchases APR 9.90%; Balance Transfers APR 9.90%; Cash Advance APR 9.90%; Regular APR: 9.90%; Rates updated as of 10/29/2026; A foreign transaction fee may be imposed on transactions processed outside of the United States
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 9.90% APR · checked 8 times
9.40%9.90%10.40%Sep 14, 2026: 9.90% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Visa Gold - 14.90%
Details Purchases APR 14.90%; Balance Transfers APR 14.90%; Cash Advance APR 14.90%; Regular APR: 14.90%; Rates updated as of 10/29/2026; A foreign transaction fee may be imposed on transactions processed outside of the United States
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 14.90% APR · checked 8 times
14.40%14.90%15.40%Sep 14, 2026: 14.90% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Visa Classic - 17.90%
Details Purchases APR 17.90%; Balance Transfers APR 17.90%; Cash Advance APR 17.90%; Regular APR: 17.90%; Rates updated as of 10/29/2026; A foreign transaction fee may be imposed on transactions processed outside of the United States
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 17.90% APR · checked 8 times
17.40%17.90%18.40%Sep 14, 2026: 17.90% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%

Hoosier Hills Credit Union Personal Loan Rates

Product APR Term View More
Solar Loan 7.18% 36 months
Details Rates updated as of 10/29/2026; Rate may vary based on credit score; $195 loan origination fee applies; loan terms available up to 180 months
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 7.18% APR · checked 7 times
6.68%7.18%7.68%Sep 18, 2026: 7.18% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Solar Loan 7.18% 48 months
Details Rates updated as of 10/29/2026; Rate may vary based on credit score; $195 loan origination fee applies; loan terms available up to 180 months
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 7.18% APR · checked 7 times
6.68%7.18%7.68%Sep 18, 2026: 7.18% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Solar Loan 7.97% 60 months
Details Rates updated as of 10/29/2026; Rate may vary based on credit score; $195 loan origination fee applies; loan terms available up to 180 months
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 7.97% APR · checked 7 times
7.47%7.97%8.47%Sep 18, 2026: 7.97% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Signature Loan 10.15% 12 months
Details Rates updated as of 10/29/2026; Rate may vary based on credit score; maximum APR 21%; does not apply to Signature Line of Credit
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 9.90% → 10.15% ▲ 0.25 pts · high 10.15% / low 9.90%
9.40%10.03%10.65%Sep 14, 2026: 9.90% APRSep 18, 2026: 10.15% APRSep 14, 2026Nov 2, 2026
  • Sep 18, 202610.15%▲ from 9.90%
  • Sep 14, 20269.90%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Signature Loan 10.15% 24 months
Details Rates updated as of 10/29/2026; Rate may vary based on credit score; maximum APR 21%; does not apply to Signature Line of Credit
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 10.15% APR · checked 7 times
9.65%10.15%10.65%Sep 18, 2026: 10.15% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Unsecured Loan - 12 months 10.15% 12 months
Details Signature Loan; Rate may vary based on credit score; maximum APR 21%; rates updated as of 10/29/2026
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 10.15% APR · checked 2 times
9.65%10.15%10.65%Oct 26, 2026: 10.15% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Unsecured Loan - 24 months 10.15% 24 months
Details Signature Loan; Rate may vary based on credit score; maximum APR 21%; rates updated as of 10/29/2026
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 10.15% APR · checked 2 times
9.65%10.15%10.65%Oct 26, 2026: 10.15% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Signature Loan 10.75% 36 months
Details Rates updated as of 10/29/2026; Rate may vary based on credit score; maximum APR 21%; does not apply to Signature Line of Credit
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 10.75% APR · checked 8 times
10.25%10.75%11.25%Sep 14, 2026: 10.75% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Unsecured Loan - 36 months 10.75% 36 months
Details Signature Loan; Rate may vary based on credit score; maximum APR 21%; rates updated as of 10/29/2026
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 10.75% APR · checked 2 times
10.25%10.75%11.25%Oct 26, 2026: 10.75% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Signature Loan 11.00% 48 months
Details Rates updated as of 10/29/2026; Rate may vary based on credit score; maximum APR 21%; does not apply to Signature Line of Credit
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 11.00% APR · checked 8 times
10.50%11.00%11.50%Sep 14, 2026: 11.00% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Unsecured Loan - 48 months 11.00% 48 months
Details Signature Loan; Rate may vary based on credit score; maximum APR 21%; rates updated as of 10/29/2026
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 11.00% APR · checked 2 times
10.50%11.00%11.50%Oct 26, 2026: 11.00% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Signature Loan 11.15% 60 months
Details Rates updated as of 10/29/2026; Rate may vary based on credit score; maximum APR 21%; does not apply to Signature Line of Credit
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 11.15% APR · checked 8 times
10.65%11.15%11.65%Sep 14, 2026: 11.15% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%
Unsecured Loan - 60 months 11.15% 60 months
Details Signature Loan; Rate may vary based on credit score; maximum APR 21%; rates updated as of 10/29/2026
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 11.15% APR · checked 2 times
10.65%11.15%11.65%Oct 26, 2026: 11.15% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%

Hoosier Hills Credit Union Other Rates

Product Rate Points APY/APR Term View More
Credit Builder Loan - - 9.90% 12 months
Details Rates updated as of 10/29/2026; APR = Annual Percentage Rate; No minimum credit score is required to apply
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 9.90% APR · checked 4 times
9.40%9.90%10.40%Oct 9, 2026: 9.90% APROct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.37%

Financial Health History

Hoosier Hills Credit Union’s Texas Ratio rose from 6.38% in Q3 2023 to 7.37% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.2% 2.0★ 8.4% 3.0★ 12.6% 4.0★ 16.8% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 6.38% A Q3 2023 A Q4 2023 A Q1 2024 A Q2 2024 A Q3 2024 A Q4 2024 A Q1 2025 A Q2 2025 A Q3 2025 A Q4 2025 A Q1 2026 7.37% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$938M7.37%5.0A
March 31, 2026$931M6.50%5.0A
December 31, 2025$926M8.88%5.0A
September 30, 2025$917M8.66%5.0A
June 30, 2025$915M11.18%5.0A
March 31, 2025$907M7.63%5.0A
December 31, 2024$895M12.45%5.0A
September 30, 2024$900M9.11%5.0A
June 30, 2024$911M9.54%5.0A
March 31, 2024$926M8.33%5.0A
December 31, 2023$907M7.90%5.0A
September 30, 2023$889M6.38%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Hoosier Hills Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Hoosier Hills Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Hoosier Hills Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Hoosier Hills Credit Union
Address 630 Lincoln Ave, Bedford, IN 47421-2116
Phone 812-279-6644
Fax 812-279-6639
President Bryan Johnson
CEO Travis Markley
Full-Time Employees 194
Part-Time Employees 4
Branch Locations 10
ATM Locations 10
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.37%
Return on Assets (ROA)
0.4542%
Return on Equity (ROE)
4.6858%
Non-Performing Loans Ratio (NPL)
0.97%
Total Assets
937,558,585
Total Amount of Shares and Deposits
800,469,077
Total Shares and Deposits < 1 Year
783,377,441
Total Shares and Deposits 1 3 Years
15,531,180
Total Shares and Deposits > 3 Years
1,560,456
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
196,015,236
Total Uninsured Shares and Deposits > $250K (F+J)
196,015,236
Total Insured Shares and Deposits > $250K (item 17 less item K)
604,453,841
Total Interest Expense (Sum of items 6 8)
8,344,842
Share Certificates
3,688
Number of Accounts for Share Drafts
27,657
IRA KEOGH Accounts
1,381
Number of Accounts for Regular Shares
48,908
All other shares
581
Money Market Shares
2,531
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
48,431,764
Total Liabilities
860,679,162
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Hoosier Hills Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/hoosier-hills-credit-union-rates-review-60768">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
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Frequently Asked Questions About Hoosier Hills Credit Union

Does Hoosier Hills Credit Union offer CDs?

Yes. Hoosier Hills Credit Union current CD rates include its CD - 24 month at 3.56% APY, its CD - 30 month at 3.56% APY and its CD - 48 month at 3.56% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Hoosier Hills Credit Union NCUA insured?

Yes. Hoosier Hills Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Hoosier Hills Credit Union?

The highest Hoosier Hills Credit Union CD rate is its CD - 10 or 15 month special at 4.01% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Hoosier Hills Credit Union offer?

Hoosier Hills Credit Union CD rates are 3.30% APY for a 12 month CD, 3.04% APY for an 18 month CD, 3.56% APY for a 2 year CD, 3.56% APY for a 30 month CD, 3.56% APY for a 4 year CD and 3.56% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Hoosier Hills Credit Union for its full lineup.

What is the highest savings rate at Hoosier Hills Credit Union?

The highest Hoosier Hills Credit Union savings rate is its Health Savings Account at 0.60% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest money market rate at Hoosier Hills Credit Union?

The highest Hoosier Hills Credit Union money market rate is its High Yield Money Market at 4.05% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest checking rate at Hoosier Hills Credit Union?

The highest Hoosier Hills Credit Union checking rate is its FREE Checking at 0.05% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at Hoosier Hills Credit Union?

The lowest Hoosier Hills Credit Union auto loan rate is its Auto/Truck Loan at 4.65% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at Hoosier Hills Credit Union?

The lowest Hoosier Hills Credit Union personal loan rate is its Signature Loan at 10.15% APR, verified by MonitorBankRates as of October 29, 2026. Hoosier Hills Credit Union personal loan rates are 10.15% APR for a 12 month personal loan, 10.15% APR for a 24 month personal loan, 10.75% APR for a 36 month personal loan, 11.00% APR for a 48 month personal loan and 11.15% APR for a 60 month personal loan.

What is the lowest credit card APR at Hoosier Hills Credit Union?

The lowest Hoosier Hills Credit Union credit card APR is its Visa Platinum Credit Card at 9.90% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Hoosier Hills Credit Union operate?

Hoosier Hills Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Hoosier Hills Credit Union?

Yes, to access services at Hoosier Hills Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Hoosier Hills Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Hoosier Hills Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Hoosier Hills Credit Union offer online and mobile banking?

Most modern institutions like Hoosier Hills Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hoosierhills.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Hoosier Hills Credit Union rates compare?

Hoosier Hills Credit Union's CD rates are 11% higher than the MonitorBankRates national average, and it has an A health rating. Hoosier Hills Credit Union's top rates are its CD - 10 or 15 month special at 4.01% APY, its Health Savings Account at 0.60% APY, its High Yield Money Market at 4.05% APY, its FREE Checking at 0.05% APY, its Solar Loan at 7.18% APR and its Visa Platinum Credit Card at 9.90% APR, verified by MonitorBankRates on October 29, 2026.

Current Hoosier Hills Credit Union Rates

  • 12-Month CD3.04%
  • 18-Month CD3.04%
  • 24-Month CD3.30%
  • 60-Month CD3.30%
  • Savings0.60%
  • MMA4.05%
Retrieved from our database of financial products. Rates subject to change.