MonitorBankRates
  1. Home
  2. Credit Unions
  3. Hoosier Hills Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Hoosier Hills Credit Union Rates & Review April 2026

Hoosier Hills Credit Union's 5 month special CDs rates are at 3.75%, 5-month CD Special rates are at 3.75%, 24 month CDs rates are at 3.56%, 30 month CDs rates are at 3.56%, 36 month CDs rates are at 3.56%. Hoosier Hills Credit Union's savings rates are at 0.00%. Hoosier Hills Credit Union's money market rates are at 0.00%. Hoosier Hills Credit Union's Personal Loan Rates are at 5.69%. MonitorBankRates evaluates the financial stability of Hoosier Hills Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.40%. Rates were last updated on 04/18/2026.

Hoosier Hills Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hoosier Hills Credit Union? Share your experience about Hoosier Hills Credit Union by leaving a review below, or read customer reviews before you decide to use Hoosier Hills Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
9.40%
Excellent Higher than avg
Hoosier Hills Credit Union
Bedford
630 Lincoln Ave
Bedford, IN 47421 2116
https://www.hoosierhills.com
Member NCUA

Hoosier Hills Credit Union CD Rates

Product Rate APY Term View More
5 month special Certificates 3.69% 3.75% 5 month special**
Min Deposit $5,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
5-month Certificate Special - 3.75% 5
Details month
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
24 month Certificates 3.50% 3.56% 24 month
Min Deposit $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
30 month Certificates 3.50% 3.56% 30 month
Min Deposit $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
36 month Certificates 3.25% 3.56% 36 month
Min Deposit $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
48 month Certificates 3.50% 3.56% 48 month
Min Deposit $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
60 month Certificates 3.50% 3.56% 60 month
Min Deposit $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
24 month Certificates 3.25% 3.30% 24 month
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
30 month Certificates 3.25% 3.30% 30 month
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
36 month Certificates 3.25% 3.30% 36 month
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
48 month Certificates 3.25% 3.30% 48 month
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
60 month Certificates 3.25% 3.30% 60 month
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
6 month Certificates 2.50% 2.53% 6 month
Min Deposit $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
12 month Certificates 2.35% 2.38% 12 month
Min Deposit $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
18 month Certificates 2.35% 2.38% 18 month
Min Deposit $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
6 month Certificates 2.25% 2.27% 6 month
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
12 month Certificates 2.10% 2.12% 12 month
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
12 month Save to Win Certificate 2.10% 2.12% 12 month
Min Deposit $25
Details Deposits encouraged with the Save to Win certificate. Monthly and quarterly drawings held for cash prizes. Full terms and conditions available at hoosierhills.com/save-to-win/.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
12 month Save to Win Certificates 2.10% 2.12% 12 month Save to Win
Min Deposit $25
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
18 month Certificates 2.10% 2.12% 18 month
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
3 month Certificates 1.20% 1.21% 3 month
Min Deposit $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%

Hoosier Hills Credit Union Savings Rates

Product Rate APY View More
IRA Money Market Health Savings Account 0.60% 0.60%
Min Balance $0
Details * Rates may change after the account is opened.; * $5 minimum balance required to open account.; * $0.01 minimum balance required to earn APY.; *Dividends are calculated monthly and paid monthly.; Rates effective as of 4/17/2026
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
Club Accounts 0.10% 0.10%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
Regular Savings 0.10% 0.10%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
Goal-Based Savings - 0.00%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%

Hoosier Hills Credit Union Money Market Rates

Product Rate APY View More
High Yield Money Market 3.98% 4.05%
Min Balance $3,000,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
High Yield Money Market 3.78% 3.85%
Min Balance $1,000,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
High Yield Money Market 3.49% 3.55%
Min Balance $500,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
High Yield Money Market 3.11% 3.15%
Min Balance $250,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
IRA Money Market 2.15% 2.17%
Min Balance $250,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
Money Market 2.15% 2.17%
Min Balance $250,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
IRA Money Market 1.80% 1.81%
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
Money Market 1.80% 1.81%
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
IRA Money Market 1.50% 1.51%
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
Money Market 1.50% 1.51%
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
IRA Money Market 1.05% 1.06%
Min Balance $25,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
Money Market 1.05% 1.06%
Min Balance $25,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
IRA Money Market 0.85% 0.85%
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
Money Market 0.85% 0.85%
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
IRA Money Market 0.65% 0.65%
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
Money Market 0.65% 0.65%
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
IRA Money Market Health Savings Account 0.60% 0.60%
Min Balance $0
Details * Rates may change after the account is opened.; * $5 minimum balance required to open account.; * $0.01 minimum balance required to earn APY.; *Dividends are calculated monthly and paid monthly.; Rates effective as of 4/17/2026
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
High Yield Money Market 0.05% 0.05%
Min Balance $5,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
Money Market - 0.00%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%

Hoosier Hills Credit Union Checking Rates

Product Rate APY View More
FREE Checking 0.05% 0.05%
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
Smart Spending (Teen Checking) 0.05% 0.05%
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
FREE Checking - 0.00%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
Smart Spending (Teen Checking) - 0.00%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%

Hoosier Hills Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 5.69%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%

Hoosier Hills Credit Union Credit Card Rates

Product Rate APR View More
VISA Platinum - 9.90%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
Visa® Credit Card - 9.90%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
VISA Gold - 14.90%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%
VISA Classic - 17.90%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.40%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Hoosier Hills Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Hoosier Hills Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Hoosier Hills Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Hoosier Hills Credit Union
Address 630 Lincoln Ave, Bedford, IN 47421 2116
Phone 812-279-6644
Fax 812-279-6639
President Jay Brown
CEO Travis Markley
Full-Time Employees 182
Part-Time Employees 4
Branch Locations 10
ATM Locations 11
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.40%
Return on Assets (ROA)
0.5516%
Return on Equity (ROE)
5.8788%
Non-Performing Loans Ratio (NPL)
1.08%
Total Assets
917,087,785
Total Amount of Shares and Deposits
756,279,897
Total Shares and Deposits < 1 Year
745,886,209
Total Shares and Deposits 1 3 Years
8,175,779
Total Shares and Deposits > 3 Years
2,217,909
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
175,651,843
Total Uninsured Shares and Deposits > $250K (F+J)
175,651,843
Total Insured Shares and Deposits > $250K (item 17 less item K)
580,628,054
Total Interest Expense (Sum of items 6 8)
13,131,638
Share Certificates
3,604
Number of Accounts for Share Drafts
27,316
IRA KEOGH Accounts
1,401
Number of Accounts for Regular Shares
49,044
All other shares
566
Non Member Deposits
1
Money Market Shares
2,468
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
42,587,628
Total Liabilities
846,507,474
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

dZkI
★★★★★
December 17, 2025
xcdN
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for Hoosier Hills Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Hoosier Hills Credit Union

Is Hoosier Hills Credit Union a safe place to deposit money?

Yes, Hoosier Hills Credit Union is considered a safe financial institution. With a Texas Ratio of 9.4006352460286%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Hoosier Hills Credit Union operate?

Hoosier Hills Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Hoosier Hills Credit Union?

Yes, to access services at Hoosier Hills Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Hoosier Hills Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Hoosier Hills Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Hoosier Hills Credit Union offer online and mobile banking?

Most modern institutions like Hoosier Hills Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hoosierhills.com.

Current Hoosier Hills Credit Union Rates

  • 12-Month CD2.12%
  • 18-Month CD2.12%
  • 24-Month CD3.30%
  • 60-Month CD3.30%
  • Savings0.00%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.