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540 IBEW Credit Union Rates and Review January 2026

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540 IBEW Credit Union12-month CD rates can be found at 2.50%, 6-month CD rates at 1.20% and 3-month CD rates at 3.65%. Savings rates are at 0.02% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 6.03%. Credit Card rates are at 14.74%. Personal Loan rates are at 13.06%. All these rates, and more, can be found in our database of rates which you can compare to 540 IBEW Credit Union rates.

Compare 540 IBEW Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of 540 IBEW Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

540 IBEW Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at 540 IBEW Credit Union? Share your experience about 540 IBEW Credit Union by leaving a review below, or read customer reviews before you decide to use 540 IBEW Credit Union.

Overall, 540 IBEW Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

540 IBEW Credit Union
Main Office
2333 Nave Rd SE
Massillon, OH 44646 8822
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
60-Month CD
3.85%
$500
12-Month CD
3.80%
$1,000
18-Month CD
3.70%
$1,000
12-Month CD
3.70%
$500
3-Month CD
3.65%
$1,000
12-Month CD
3.56%
$10,000
12-Month CD
3.55%
$1,000
60-Month CD
3.55%
$1,000
60-Month CD
3.50%
$500
12-Month CD (Super Jumbo)
3.49%
$225,000
6-Month CD
3.40%
$5,000
12-Month CD
3.35%
$500
60-Month CD
3.25%
$1,000
48-Month CD
3.10%
$1,000
18-Month CD (Add on)
3.01%
$250
24-Month CD
3.00%
$500
24-Month CD
2.77%
$1,000
48-Month CD
2.75%
$500
12-Month CD (Jumbo)
2.70%
$100,000
36-Month CD
2.62%
$1,000
12-Month CD
2.50%
$1,000
36-Month CD
2.25%
$500
36-Month CD
2.07%
$1,000
24-Month CD
2.02%
$1,000
48-Month CD
1.79%
$500
24-Month CD
1.76%
$1,000
12-Month CD
1.50%
$5,000
18-Month CD
1.50%
$1,000
Money Market
1.45%
$5,000
30-Month CD
1.35%
$500
18-Month CD
1.10%
$1,500
Access Money Market
1.00%
$2,500
Platinum Money Market
0.75%
$1,000
Checking
0.70%
$50
12-Month CD
0.70%
$5,000
48-Month CD
0.55%
$1,000
24-Month CD
0.50%
$500
24-Month CD
0.40%
$500
3-Month CD
0.35%
$1,000
Cowboy Up Money Market
0.25%
$100
36-Month CD (Business Select)
0.20%
$500
24-Month CD
0.15%
$1,000
First Rate Investment Money Market
0.15%
$1,000
NOW Checking
0.10%
$1,000
Savings
0.05%
$100
Regular Savings
0.05%
$0
36-Month CD
0.02%
$1,000
FB Member Money Market
0.01%
$1
48-Month CD
0.01%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.500%
5.581%
0.000
5.875%
6.010%
0.000
5.375%
5.639%
0.250
6.250%
6.389%
0.000
5.625%
5.781%
0.878
5.250%
5.426%
0.500
4.625%
4.690%
0.000
15-Year Fixed
5.375%
5.546%
0.000
5.500%
5.565%
0.000
15-Year Fixed (Jumbo)
5.500%
5.520%
0.000
6.125%
6.326%
0.000
5.750%
5.767%
0.000
5.875%
6.055%
0.000
5.625%
5.850%
0.000
5.375%
5.512%
0.000
15 Year Fixed
5.550%
5.643%
0.000
5.500%
5.799%
0.000
5/6 ARM
5.375%
6.286%
0.947
6.740%
6.723%
0.000
30-Year Fixed Bi-weekly
6.250%
6.335%
0.000
6.000%
6.239%
0.000
5.750%
5.853%
0.000
7/6 ARM
5.875%
5.947%
0.000
6.125%
6.526%
0.000
15-Year Fixed
6.500%
6.500%
0.000
5.200%
5.453%
0.000
5.375%
5.804%
0.000
5.625%
5.760%
1.125
6.000%
6.000%
0.000
6.250%
6.355%
0.000
5.500%
5.561%
0.000
15-Year Fixed
5.125%
5.228%
0.000
5.625%
5.693%
0.500
30-Year Fixed
5.875%
5.965%
0.000
15-Year Fixed
6.150%
6.386%
0.000
20-Year Fixed
5.875%
5.961%
0.125
5.750%
5.856%
0.000
30-Year Fixed
6.125%
6.330%
0.000
30-Year Fixed
6.125%
6.198%
0.000
5.625%
5.741%
0.000
15-Year Fixed Jumbo
6.000%
6.111%
0.000
20-Year Fixed
5.625%
5.675%
0.000
5.625%
5.778%
0.000
5/5 ARM High LTV
5.250%
6.143%
1.000
4.875%
5.129%
0.000
6.000%
6.141%
0.000
15 Year Fixed
5.375%
5.588%
0.000
30-Year Fixed
6.250%
6.450%
0.000
5.625%
5.843%
0.000
6.000%
6.403%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
16.240% - 27.240%
8.900% - 13.900%
Based upon credit worthiness.
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
8.750%
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
16.100%
13.900%
VISA Traditional
14.240% - 18.000%
Business Select Credit Card Mastercard
18.000%
Platinum Visa
15.350%
Visa Crimson Rewards Card
13.740%
10.150%
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Platinum Credit Card
8.500%
As low as 8.50%
Academic VISA® Platinum
10.900%
Security Service Power MasterCard
12.740% - 18.000%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
9.990%
9.990%
Credit Line $500-$7,000
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
VISA Platinum without Rewards
7.900%
18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
8.990%
$0
36
Education (tuition bill required)
8.250%
$0
60
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
13.450%
$0
Next Step Loan
10.500%
$0
9.990%
$0
1 - 60
Debt Consolidation Loan
9.000%
$0
108
10.650%
$0
Credit Starter Loan
16.250%
$0
Term Line of Credit 84 months
8.000%
$0
7.750% - 16.750%
$0
1 - 36
14.700%
$8,000
60 - 60
8.490%
$0
36 - 36
7.000%
$500 - $15,000
60
17.900%
$0 - $500
Debt Consolidation
13.990%
$0
1 - 72
11.240% - 17.950%
$0
25 - 36
Personal Loan Rates
5.740%
$0
1 - 36
9.900%
$0
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
12.500%
$0
60 - 60
Credit Builder Loan
9.000%
$0
11.740% - 17.990%
$0
11.500%
$0
48 - 48
Personal Line of Credit Variable
13.150%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have 540 IBEW Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: 540 IBEW Credit Union
Website:
Full Time Employees: 0
Part Time Employees: 1
President: Lester Stark
CEO: Kimberly Lowe
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
2333 Nave Rd SE
Massillon, OH 44646 8822
Phone Number: 330-833-8337
Fax Number: 330-833-9423

Financials

Total Assets:
1,443,344
Total Amount of Shares and Deposits:
1,276,374
Total Shares and Deposits < 1 Year:
1,276,374
Total Interest Expense (Sum of items 6 8):
1,385
Number of Accounts for Regular Shares:
428
Net Income (unless the amount is already included in Undivided Earnings):
4,969
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
377,933
Total Liabilities:
1,276,972
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About 540 IBEW Credit Union

Is a member application needed to join 540 IBEW Credit Union?

Yes, to access services at 540 IBEW Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, 540 IBEW Credit Union provides a range of mortgage and home equity products.

Is 540 IBEW Credit Union a safe place to deposit money?

Yes, 540 IBEW Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does 540 IBEW Credit Union offer online and mobile banking?

Most modern institutions like 540 IBEW Credit Union provide digital access including online balance checks and transfers.

Current 540 IBEW Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions