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Eagle Community Credit Union

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Eagle Community Credit Union Rates & Review November 2026

Q: What are the current interest rates at Eagle Community Credit Union?

Current rates for Eagle Community Credit Union include: 12-Month CD: 3.25%, 18-Month CD: 4.25%, 24-Month CD: 3.25%, 60-Month CD: 3.30%, Savings: 5.00%, MMA: 3.00%

Q: What CD terms does Eagle Community Credit Union offer?

Eagle Community Credit Union CD rates are 3.65% APY for a 10 month CD, 3.25% APY for a 12 month CD, 4.25% APY for an 18 month CD, 3.25% APY for a 2 year CD and 3.30% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Eagle Community Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 29, 2026

Eagle Community Credit Union's 18 month Promotional Term CD rates are at 4.25%, Stretch CD - 10 month rates are at 3.65%, 60 Month Early Saver CD rates are at 3.30%, 60 Month CD rates are at 3.30%, 12 Month Early Saver CD rates are at 3.25%. Eagle Community Credit Union's savings rates are at 5.00%. Eagle Community Credit Union's money market rates are at 3.00%. Eagle Community Credit Union's checking rates are as high as 2.00%. Eagle Community Credit Union's RV, Boat and Powersport Loan Rates are as low as 9.99%. Eagle Community Credit Union's Credit Card Rates are at 12.50%. Eagle Community Credit Union's CD rates are 18% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Eagle Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.63%. Rates last updated and verified on 10/29/2026.

Eagle Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Eagle Community Credit Union? Share your experience about Eagle Community Credit Union by leaving a review below, or read customer reviews before you decide to use Eagle Community Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.63%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Eagle Community Credit Union
Corporate

27042 Towne Centre Dr Ste 100
Foothill Ranch, CA 92610-2810

https://www.eaglecu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Eagle Community Credit Union CD Rates

Product	Rate	APY	Term
18 month Promotional IRA Certificate	4.169%	4.25%	18 Months
Min Deposit $500 Min Balance $500 Details Promotional 18-month IRA certificate; automatically renews into a standard 24-month certificate at the rate in effect at renewal; Early withdrawal penalties may apply Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 4.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
18 month Promotional Term Certificate	4.169%	4.25%	18 Months
Min Deposit $1,000 Min Balance $1,000 Details Promotional 18-month certificate; automatically renews into a standard 24-month certificate at the rate in effect at renewal; Early withdrawal penalties may apply Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 4.10% → 4.25% ▲ 0.15 pts · high 4.25% / low 4.10% Sep 26, 20264.25%▲ from 4.10% Sep 14, 20264.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Stretch Certificate - 10 month	3.59%	3.65%	10 Months
Min Deposit $1,000 Min Balance $1,000 Details Promotional 10-Month Stretch Share Certificate; Min. to Earn APY: $1,000; Early withdrawal penalty: up to 12 months 90 days of dividends, 13+ months 180 days of dividends Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
60 Month Early Saver Certificate	3.251%	3.30%	60 Months
Min Deposit $500 Min Balance $500 Details Available to Treasure Chest Savings, Power Up Fund, and Next Gen account members only; Min. to Earn APY: $500; Penalty for early withdrawal applies Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.30% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
60 Month Share Certificate	3.251%	3.30%	60 Months
Min Deposit $1,000 Min Balance $1,000 Details Min. to Earn APY: $1,000; Early withdrawal penalty: up to 12 months 90 days of dividends, 13+ months 180 days of dividends Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
60 Month Share Certificate	3.251%	3.30%	60 Months
Min Deposit $100,000 Min Balance $100,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.30% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
IRA Certificate 60 month	3.251%	3.30%	60 Months
Min Deposit $500 Min Balance $500 Details Early withdrawal penalty: up to 12 months 90 days of dividends; 13+ months 180 days of dividends Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.30% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
12 Month Early Saver Certificate	3.203%	3.25%	12 Months
Min Deposit $500 Min Balance $500 Details Available to Treasure Chest Savings, Power Up Fund, and Next Gen account members only; Min. to Earn APY: $500; Penalty for early withdrawal applies Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
12 Month Share Certificate	3.203%	3.25%	12 Months
Min Deposit $1,000 Min Balance $1,000 Details Min. to Earn APY: $1,000; Early withdrawal penalty: up to 12 months 90 days of dividends, 13+ months 180 days of dividends Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
12 Month Share Certificate	3.203%	3.25%	12 Months
Min Deposit $100,000 Min Balance $100,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
24 Month Early Saver Certificate	3.203%	3.25%	24 Months
Min Deposit $500 Min Balance $500 Details Available to Treasure Chest Savings, Power Up Fund, and Next Gen account members only; Min. to Earn APY: $500; Penalty for early withdrawal applies Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
24 Month Share Certificate	3.203%	3.25%	24 Months
Min Deposit $1,000 Min Balance $1,000 Details Min. to Earn APY: $1,000; Early withdrawal penalty: up to 12 months 90 days of dividends, 13+ months 180 days of dividends Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
24 Month Share Certificate	3.203%	3.25%	24 Months
Min Deposit $100,000 Min Balance $100,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
IRA Certificate 12 month	3.203%	3.25%	12 Months
Min Deposit $500 Min Balance $500 Details Early withdrawal penalty: up to 12 months 90 days of dividends; 13+ months 180 days of dividends Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
IRA Certificate 24 month	3.203%	3.25%	24 Months
Min Deposit $500 Min Balance $500 Details Early withdrawal penalty: up to 12 months 90 days of dividends; 13+ months 180 days of dividends Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
48 Month Early Saver Certificate	3.154%	3.20%	48 Months
Min Deposit $500 Min Balance $500 Details Available to Treasure Chest Savings, Power Up Fund, and Next Gen account members only; Min. to Earn APY: $500; Penalty for early withdrawal applies Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.20% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
48 Month Share Certificate	3.154%	3.20%	48 Months
Min Deposit $1,000 Min Balance $1,000 Details Min. to Earn APY: $1,000; Early withdrawal penalty: up to 12 months 90 days of dividends, 13+ months 180 days of dividends Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
48 Month Share Certificate	3.154%	3.20%	48 Months
Min Deposit $100,000 Min Balance $100,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.20% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
IRA Certificate 48 month	3.154%	3.20%	48 Months
Min Deposit $500 Min Balance $500 Details Early withdrawal penalty: up to 12 months 90 days of dividends; 13+ months 180 days of dividends Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.20% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
36 Month Early Saver Certificate	3.105%	3.15%	36 Months
Min Deposit $500 Min Balance $500 Details Available to Treasure Chest Savings, Power Up Fund, and Next Gen account members only; Min. to Earn APY: $500; Penalty for early withdrawal applies Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.15% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
36 Month Share Certificate	3.105%	3.15%	36 Months
Min Deposit $1,000 Min Balance $1,000 Details Min. to Earn APY: $1,000; Early withdrawal penalty: up to 12 months 90 days of dividends, 13+ months 180 days of dividends Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
36 Month Share Certificate	3.105%	3.15%	36 Months
Min Deposit $100,000 Min Balance $100,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.15% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
IRA Certificate 36 month	3.105%	3.15%	36 Months
Min Deposit $500 Min Balance $500 Details Early withdrawal penalty: up to 12 months 90 days of dividends; 13+ months 180 days of dividends Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.15% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
6 Month Early Saver Certificate	3.057%	3.10%	6 Months
Min Deposit $500 Min Balance $500 Details Available to Treasure Chest Savings, Power Up Fund, and Next Gen account members only; Min. to Earn APY: $500; Penalty for early withdrawal applies Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.10% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
6 Month Share Certificate	3.057%	3.10%	6 Months
Min Deposit $1,000 Min Balance $1,000 Details Min. to Earn APY: $1,000; Early withdrawal penalty: up to 12 months 90 days of dividends, 13+ months 180 days of dividends Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
6 Month Share Certificate	3.057%	3.10%	6 Months
Min Deposit $100,000 Min Balance $100,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
3 Month Early Saver Certificate	2.472%	2.50%	3 Months
Min Deposit $500 Min Balance $500 Details Available to Treasure Chest Savings, Power Up Fund, and Next Gen account members only; Min. to Earn APY: $500; Penalty for early withdrawal applies Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
3 Month Share Certificate	2.472%	2.50%	3 Months
Min Deposit $1,000 Min Balance $1,000 Details Min. to Earn APY: $1,000; Early withdrawal penalty: up to 12 months 90 days of dividends, 13+ months 180 days of dividends Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
3 Month Share Certificate	2.472%	2.50%	3 Months
Min Deposit $100,000 Min Balance $100,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%

Eagle Community Credit Union Savings Rates

Product	Rate	APY
Next Gen Savings	4.889%	5.00%
Min Deposit $5 Min Balance $5 Details Balance: $5 - $5,000; Max. to Earn APY: $5000; 5.00% APY applies to balance up to $5,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.00% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Access Savings	0.10%	0.10%
Min Deposit $25 Min Balance $100 Details Min. to Earn APY: $100; APY assumes deposits and dividends paid are held to maturity Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Access Savings	0.10%	0.10%
Min Deposit $25 Min Balance $10,000 Details Min. to Earn APY: $10,000; APY assumes deposits and dividends paid are held to maturity Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Next Gen Savings	0.10%	0.10%
Min Deposit $5 Min Balance $5,000 Details Balance: $5,000.01 and over; Balances exceeding $5,000 earn 0.100% APY Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 0.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Treasure Chest Savings	0.10%	0.10%
Min Deposit $5 Min Balance $5 Details Min. to Earn APY: $5 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Treasure Chest Savings	0.10%	0.10%
Min Deposit $5 Min Balance $10,000 Details Min. to Earn APY: $10,000 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%

Eagle Community Credit Union Business Savings Rates

Product	Rate	APY
Premier Business Savings	1.49%	1.50%
Min Deposit $25 Min Balance $10,000 Details Min. to Earn APY: $10,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.50% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Premier Business Savings	0.499%	0.50%
Min Deposit $25 Min Balance $500 Details Min. to Earn APY: $500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%

Eagle Community Credit Union Money Market Rates

Product	Rate	APY
Premium Advantage Money Market Account	0.847%	0.85%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000 minimum to earn APY Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.85% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Premium Advantage Money Market Account	0.747%	0.75%
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 minimum to earn APY Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Premium Advantage Money Market Account	0.648%	0.65%
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 minimum to earn APY Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.65% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Premium Advantage Money Market Account	0.499%	0.50%
Min Deposit $2,500 Min Balance $10,000 Details Balance: $10,000 minimum to earn APY Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Premium Advantage Money Market Account	0.449%	0.45%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500 minimum to earn APY Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.45% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%

Eagle Community Credit Union Business Money Market Rates

Product	Rate	APY
Premier Business Money Market	2.96%	3.00%
Min Deposit $2,500 Min Balance $100,000 Details Min. to Earn APY: $100,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Premier Business Money Market	2.472%	2.50%
Min Deposit $2,500 Min Balance $50,000 Details Min. to Earn APY: $50,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Premier Business Money Market	1.982%	2.00%
Min Deposit $2,500 Min Balance $25,000 Details Min. to Earn APY: $25,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Premier Business Money Market	1.49%	1.50%
Min Deposit $2,500 Min Balance $10,000 Details Min. to Earn APY: $10,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.50% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Premier Business Money Market	0.499%	0.50%
Min Deposit $2,500 Min Balance $2,500 Details Min. to Earn APY: $2,500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%

Eagle Community Credit Union Checking Rates

Product	Rate	APY
Ultimate Checking	0.03%	0.03%
Min Deposit $25 Min Balance $0 Details Min. to Earn APY: $0 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.03% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Ultimate Checking	0.03%	0.03%
Min Deposit $25 Min Balance $10,000 Details Min. to Earn APY: $10,000 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.03% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Ultimate Checking	0.03%	0.03%
Min Deposit $25 Min Balance $100,000 Details Min. to Earn APY: $100,000 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.03% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Choice Checking	0.00%	0.00%
Min Deposit $25 Details Maintenance Fee (monthly): $5 Last Updated 10/29/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Classic Checking	0.00%	0.00%
Min Deposit $25 Details Maintenance Fee (monthly): $0 Last Updated 10/29/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Next Gen Checking	0.00%	0.00%
Min Deposit $10 Min Balance $0 Last Updated 10/29/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%

Eagle Community Credit Union Business Checking Rates

Product	Rate	APY	View More
Premier Business Checking	1.982%	2.00%
Min Deposit $100 Min Balance $0 Details Min. to Earn APY: $0 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%

Eagle Community Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity Line of Credit (HELOC)	-	-	7.25%	30 Years
Details Maximum Rate: 18.00%; LTV: Up to 80%; 30-year term includes 15-year draw period and 15-year repayment period; Rates include up to 0.25% autopay discount from Eagle checking; Minimum APR 3.50%; Prime Rate plus margin, variable Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 7.00% → 7.25% ▲ 0.25 pts · high 7.25% / low 7.00% Sep 22, 20267.25%▲ from 7.00% Sep 14, 20267.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%

Eagle Community Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Auto	-	-	4.99%	Up to 60 Months
Details APR range 4.99% - 15.99%; Financing Up to 125%; Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 4.99% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
New Auto	-	-	5.24%	61-72 Months
Details APR range 5.24% - 10.99%; Financing Up to 125%; Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.24% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Used Auto	-	-	5.24%	Up to 60 Months
Details APR range: 5.24% - 19.24%; Financing: Up to 125%; Rates increase 1% for vehicles over 5 years old and 2% for vehicles with more than 100,000 miles; Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.24% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Used Auto	-	-	5.49%	61-72 Months
Details APR range: 5.49% - 14.24%; Financing: Up to 125%; Rates increase 1% for vehicles over 5 years old and 2% for vehicles with more than 100,000 miles; Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.49% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
New Auto	-	-	5.74%	73-84 Months
Details APR range 5.74% - 11.99%; Financing Up to 125%; Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.74% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Used Auto	-	-	5.99%	73-84 Months
Details APR range: 5.99% - 15.24%; Financing: Up to 125%; Rates increase 1% for vehicles over 5 years old and 2% for vehicles with more than 100,000 miles; Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.99% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%

Eagle Community Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New or Used Motorcycle Loan	-	7.99%	Up to 48 Months
Details APR range: 7.99% - 16.24%; Financing: Up to 100%; Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking; APR is determined by credit qualifications Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.99% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
New or Used Boat Loan	-	8.00%	Up to 72 Months
Details APR range: 8.00% - 14.25%; Financing: Up to 100%; Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.00% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
New or Used Recreational Vehicle Loan	-	8.00%	Up to 60 Months
Details APR range: 8.00% - 17.75%; Financing: Up to 100%; Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 8.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
New or Used Recreational Vehicle Loan	-	8.00%	61 - 72 Months
Details APR range: 8.00% - 11.75%; Financing: Up to 100%; Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 8.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
New or Used Boat Loan	-	8.25%	73 - 84 Months
Details APR range: 8.25% - 14.50%; Financing: Up to 100%; Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.25% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
New or Used Recreational Vehicle Loan	-	8.25%	73 - 120 Months
Details APR range: 8.25% - 12.00%; Financing: Up to 100%; Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.25% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
New or Used Motorcycle Loan	-	8.49%	49 - 84 Months
Details APR range: 8.49% - 16.74%; Financing: Up to 100%; Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking; APR is determined by credit qualifications Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.49% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
New or Used Personal Watercraft Loan	-	9.99%	Up to 48 Months
Details APR range: 9.99% - 18.24%; Financing: Up to 100%; Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 9.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
New or Used Personal Watercraft Loan	-	10.49%	60 - 84 Months
Details APR range: 10.49% - 18.74%; Financing: Up to 100%; Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 10.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%

Eagle Community Credit Union Credit Card Rates

Product	Rate	APR	View More
Credit Cards	-	12.50%
Details As Low As; Featured Rates Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 12.50% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%

Eagle Community Credit Union Personal Loan Rates

Product	APR	Term
New or Used Personal Watercraft Loan	9.99%	Up to 48 Months
Details APR range: 9.99% - 18.24%; Financing: Up to 100%; Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 9.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
New or Used Personal Watercraft Loan	10.49%	60 - 84 Months
Details APR range: 10.49% - 18.74%; Financing: Up to 100%; Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 10.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Personal Loan	11.49%	Up to 24 Months
Details APR range: 11.49% - 21.74%; Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 11.49% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Personal Loan	11.74%	25 - 36 Months
Details APR range: 11.74% - 21.99%; Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 11.74% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Personal Loan	11.99%	37 - 48 Months
Details APR range: 11.99% - 22.24%; Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 11.99% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Personal Loan	12.24%	49 - 60 Months
Details APR range: 12.24% - 22.49%; Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 12.24% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Personal Line of Credit	13.24%
Details APR range 13.24% - 23.49%; APR determined by credit qualifications; lowest listed rates include 0.25% discount for automatic payment from Eagle Checking Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 13.24% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%

Eagle Community Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Buy Now, Pay Later Loan	18.99%	-	18.99%	Up to 9 Months
Details As Low As; APR will vary based on loan amount and term selected. Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 18.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Energy Loan	-	-	5.99%	Up to 96 Months
Details APR range: 5.99% - 10.851%; Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking; Energy Loan processing and third-party fees apply; property must be owner-occupied primary residence located in California Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Energy Loan	-	-	6.49%	97 - 120 Months
Details APR range: 6.49% - 9.869%; Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking; Energy Loan processing and third-party fees apply; property must be owner-occupied primary residence located in California Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 6.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Energy Loan	-	-	6.99%	121 - 180 Months
Details APR range: 6.99% - 9.945%; Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking; Energy Loan processing and third-party fees apply; property must be owner-occupied primary residence located in California Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 6.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Holiday Loan	-	-	7.90%	12 Months
Details Published APR range: 7.90%-16.90%. APR range; Your APR is determined by your credit qualifications; The Holiday Loan is available only during promotional periods; Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 11.90% → 7.90% ▼ 4.00 pts · high 11.90% / low 7.90% Oct 13, 20267.90%▼ from 11.90% Sep 14, 202611.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Manufactured Home Loan	-	-	8.10%
Details As Low As; Featured Rates Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.10% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
New Manufactured Home Loan	-	-	8.35%	240 Months
Details APR range: 8.35% - 11.679%; LTV: 80%; Includes $995 Prepaid Finance Charge; APR determined by credit qualifications Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 8.10% → 8.35% ▲ 0.25 pts · high 8.35% / low 8.10% Oct 26, 20268.35%▲ from 8.10% Sep 14, 20268.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Quick Cash Loan	28.00%	-	28.00%	Up to 36 Months
Details As Low As; Quick Cash loans include a $25.00 Prepaid Finance Charge. APR will vary based on loan amount and term selected. Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 28.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
Used Manufactured Home Loan - Current - 1976	-	-	8.45%	240 Months
Details APR Range: 8.45%-11.781%; LTV: 80%; Includes $995 Prepaid Finance Charge Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 8.45% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
IRA Savings (SEP, Coverdell Education, Roth)	0.10%	-	0.10%
Min Deposit $100 Min Balance $100 Details IRA account; Fees or other conditions could reduce earnings on the account Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
IRA Savings (SEP, Coverdell Education, Roth)	0.15%	-	0.15%
Min Deposit $100 Min Balance $100,000 Details IRA account; Fees or other conditions could reduce earnings on the account Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%
REWARDS+ Accounts	0.25%	-	0.25%
Min Deposit $25 Min Balance $0 Details Balance: $0.01 and up (if qualified) Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 0.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.63%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Eagle Community Credit Union’s Texas Ratio stayed near 3.36% in Q3 2023 to 3.63% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$409M	3.63%	5.0	A+
March 31, 2026	$411M	3.38%	5.0	A+
December 31, 2025	$393M	4.83%	5.0	A+
September 30, 2025	$370M	3.38%	5.0	A+
June 30, 2025	$358M	3.28%	5.0	A+
March 31, 2025	$366M	2.44%	5.0	A+
December 31, 2024	$357M	3.91%	5.0	A+
September 30, 2024	$357M	4.93%	5.0	A+
June 30, 2024	$359M	5.79%	5.0	A+
March 31, 2024	$363M	3.45%	5.0	A+
December 31, 2023	$352M	5.07%	5.0	A+
September 30, 2023	$366M	3.36%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Eagle Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Eagle Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Eagle Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Eagle Community Credit Union

Website https://www.eaglecu.org

Address 27042 Towne Centre Dr Ste 100, Foothill Ranch, CA 92610-2810

Phone 800-324-5328

Fax

President Philip Soulanille

CEO Michael Kim

Full-Time Employees 103

Part-Time Employees 5

Branch Locations 6

ATM Locations 6

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.63%

Return on Assets (ROA)

0.2804%

Return on Equity (ROE)

2.8289%

Non-Performing Loans Ratio (NPL)

0.49%

Total Assets

409,216,214

Total Amount of Shares and Deposits

362,672,594

Total Shares and Deposits < 1 Year

330,638,324

Total Shares and Deposits 1 3 Years

31,200,577

Total Shares and Deposits > 3 Years

833,693

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

19,137,328

Total Uninsured Shares and Deposits > $250K (F+J)

44,964,828

Total Insured Shares and Deposits > $250K (item 17 less item K)

317,707,766

Total Interest Expense (Sum of items 6 8)

3,384,309

Share Certificates

2,868

Number of Accounts for Share Drafts

16,537

IRA KEOGH Accounts

836

Number of Accounts for Regular Shares

17,010

Non Member Deposits

Money Market Shares

1,010

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

34,464,100

Total Liabilities

368,963,410

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Eagle Community Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Eagle Community Credit Union

Does Eagle Community Credit Union offer CDs?

Yes. Eagle Community Credit Union current CD rates include its 18 month Promotional Term CD at 4.25% APY, its Stretch CD - 10 month at 3.65% APY and its 60 Month Early Saver CD at 3.30% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Eagle Community Credit Union NCUA insured?

Yes. Eagle Community Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Eagle Community Credit Union?

The highest Eagle Community Credit Union CD rate is its 18 month Promotional IRA CD at 4.25% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Eagle Community Credit Union offer?

Eagle Community Credit Union CD rates are 3.65% APY for a 10 month CD, 3.25% APY for a 12 month CD, 4.25% APY for an 18 month CD, 3.25% APY for a 2 year CD and 3.30% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Eagle Community Credit Union for its full lineup.

What is the highest savings rate at Eagle Community Credit Union?

The highest Eagle Community Credit Union savings rate is its Next Gen Savings at 5.00% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest money market rate at Eagle Community Credit Union?

The highest Eagle Community Credit Union money market rate is its Premier Business Money Market at 3.00% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest checking rate at Eagle Community Credit Union?

The highest Eagle Community Credit Union checking rate is its Premier Business Checking at 2.00% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at Eagle Community Credit Union?

The lowest Eagle Community Credit Union auto loan rate is its New Auto at 4.99% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at Eagle Community Credit Union?

The lowest Eagle Community Credit Union personal loan rate is its New or Used Personal Watercraft Loan at 9.99% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest credit card APR at Eagle Community Credit Union?

The lowest Eagle Community Credit Union credit card APR is its Credit Cards at 12.50% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Eagle Community Credit Union operate?

Eagle Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Eagle Community Credit Union?

Yes, to access services at Eagle Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Eagle Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Eagle Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Eagle Community Credit Union offer online and mobile banking?

Most modern institutions like Eagle Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.eaglecu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Eagle Community Credit Union rates compare?

Eagle Community Credit Union's CD rates are 18% higher than the MonitorBankRates national average, and it has an A+ health rating. Eagle Community Credit Union's top rates are its 18 month Promotional IRA CD at 4.25% APY, its Next Gen Savings at 5.00% APY, its Premier Business Money Market at 3.00% APY, its Premier Business Checking at 2.00% APY, its New or Used Personal Watercraft Loan at 9.99% APR and its Credit Cards at 12.50% APR, verified by MonitorBankRates on October 29, 2026.

Current Eagle Community Credit Union Rates

12-Month CD3.25%
18-Month CD4.25%
24-Month CD3.25%
60-Month CD3.30%
Savings5.00%
MMA3.00%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Eagle Community Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Eagle Community Credit Union Texas Ratio

Eagle Community Credit Union Health Trend

Eagle Community Credit Union CD Rates

Eagle Community Credit Union Savings Rates

Eagle Community Credit Union Business Savings Rates

Eagle Community Credit Union Money Market Rates

Eagle Community Credit Union Business Money Market Rates

Eagle Community Credit Union Checking Rates

Eagle Community Credit Union Business Checking Rates

Eagle Community Credit Union Home Equity & HELOC

Eagle Community Credit Union Auto Loan Rates

Eagle Community Credit Union RV, Boat and Powersport Loan Rates

Eagle Community Credit Union Credit Card Rates

Eagle Community Credit Union Personal Loan Rates

Eagle Community Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Eagle Community Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Eagle Community Credit Union

Does Eagle Community Credit Union offer CDs?

Are CDs from Eagle Community Credit Union NCUA insured?

What is the highest CD rate at Eagle Community Credit Union?

What CD terms does Eagle Community Credit Union offer?

What is the highest savings rate at Eagle Community Credit Union?

What is the highest money market rate at Eagle Community Credit Union?

What is the highest checking rate at Eagle Community Credit Union?

What is the lowest auto loan rate at Eagle Community Credit Union?

What is the lowest personal loan rate at Eagle Community Credit Union?

What is the lowest credit card APR at Eagle Community Credit Union?

How many branches does Eagle Community Credit Union operate?

Is a member application needed to join Eagle Community Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Eagle Community Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Eagle Community Credit Union rates compare?

Current Eagle Community Credit Union Rates

Compare to Other Credit Unions