705 Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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705 Federal Credit Union's 12-Month CD certificate rates are at 4.32%, 18-Month CD certificate rates are at 4.06%, 24-Month CD certificate rates are at 3.55%, 36-Month CD certificate rates are at 3.29%, 48-Month CD certificate rates are at 3.03%. 705 Federal Credit Union's savings rates are at 1.00%. 705 Federal Credit Union's money market rates are at 2.00%. 705 Federal Credit Union's Personal Loan Rates are at 11.50. 705 Federal Credit Union's Credit Card Rates are at 7.90.

705 Federal Credit Union

Compare 705 Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of 705 Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

705 Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at 705 Federal Credit Union? Share your experience about 705 Federal Credit Union by leaving a review below, or read customer reviews before you decide to use 705 Federal Credit Union.

Overall, 705 Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.32%
18-Month CD
4.06%
24-Month CD
3.55%
36-Month CD
3.29%
48-Month CD
3.03%
60-Month CD
N/A
Savings
1.00%
MMA
2.00%
30-Year Fixed
N/A
Credit Card
7.90%
Personal Loan
11.50%
705 Federal Credit Union
705 FCU
1455 W Willow St
Lafayette, LA 70506 1026
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare 705 Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Home Savings Bank Salt Lake City, UT
Home Savings Bank Salt Lake City, UT
6-Month CD
5.50%
$5,000
Republic Bank
Republic Bank
7-Month CD
5.25%
$50
HSBC Bank USA
HSBC Bank USA
12-Month CD Online
4.80%
$1,000
America First Federal Credit Union
America First Federal Credit Union
Money Market
4.60%
$1,000,000
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
12-Month CD Jumbo
4.55%
$100,000
705 Federal Credit Union
705 Federal Credit Union
12-Month CD certificate
4.32%
$500
Guardian Savings Bank
Guardian Savings Bank
12-Month CD
4.25%
$1,000
Luana Savings Bank
Luana Savings Bank
60-Month CD
4.09%
$2,000
MCT Credit Union
MCT Credit Union
6-Month CD
4.08%
$1,000
705 Federal Credit Union
705 Federal Credit Union
18-Month CD certificate
4.06%
$1,000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
12-Month CD (Certificate)
4.00%
$500
705 Federal Credit Union
705 Federal Credit Union
Kasasa Cash Checking
4.00%
$0
Fox Valley Savings Bank
Fox Valley Savings Bank
Premium Money Market
3.56%
$250,000
705 Federal Credit Union
705 Federal Credit Union
24-Month CD certificate
3.55%
$1,000
705 Federal Credit Union
705 Federal Credit Union
36-Month CD certificate
3.29%
$2,500
New Peoples Bank
New Peoples Bank
60-Month CD
3.10%
$0
EagleBank
EagleBank
Eagle Premium Money Market
3.10%
$10,000
First Bank Clewiston, FL
First Bank Clewiston, FL
12-Month CD
3.04%
$2,500
705 Federal Credit Union
705 Federal Credit Union
48-Month CD certificate
3.03%
$2,500
Centreville Bank
Centreville Bank
24-Month CD
3.00%
$1,000
Citizens Bank
Citizens Bank
Private Client Money Market
3.00%
$25,000
Frontier Community Bank
Frontier Community Bank
Money Market
2.90%
$1,000,000
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
24-Month CD
2.75%
$1,000
Citizens National Bank of Albion
Citizens National Bank of Albion
24-Month CD
2.67%
$1,000
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
24-Month CD
2.52%
$1,000
Jovia Federal Credit Union
Jovia Federal Credit Union
Money Market
2.50%
$5,000,000
Metropolitan Capital B&T
Metropolitan Capital B&T
36-Month CD
2.50%
$5,000
Security Bank Minnesota
Security Bank Minnesota
Platinum Money Market Savings
2.27%
$250,000
1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union
12-Month CD certificate
2.27%
$500
Timberland Bank
Timberland Bank
36-Month CD
2.17%
$500
Rhinebeck Bank
Rhinebeck Bank
60-Month CD
2.08%
$200
State Bank of Medora
State Bank of Medora
48-Month CD
2.02%
$500
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Money Market Savings Account
2.02%
$2,500
705 Federal Credit Union
705 Federal Credit Union
Super Green Money Market
2.00%
$50,000
Maries County Bank
Maries County Bank
36-Month CD
1.76%
$1,000
First Citizens State Bank
First Citizens State Bank
36-Month CD
1.75%
$100
Northwest B&T Co.
Northwest B&T Co.
24-Month CD
1.75%
$1,000
American Bank of Beaver Dam
American Bank of Beaver Dam
48-Month CD
1.75%
$1,000
Walden Savings Bank
Walden Savings Bank
48-Month CD
1.70%
$1,000
United Bank Zebulon, GA
United Bank Zebulon, GA
12-Month CD
1.51%
$500
Southwest National Bank
Southwest National Bank
Investment Savings
1.25%
$250,000
Bruning Bank
Bruning Bank
Money Market
1.00%
$1,000,000
Penn Community Bank
Penn Community Bank
48-Month CD
1.00%
$500
705 Federal Credit Union
705 Federal Credit Union
Kasasa Saver Savings
1.00%
$0
Conway National Bank (CNB)
Conway National Bank (CNB)
3-Month CD
0.90%
$500
Bank of Luxemburg
Bank of Luxemburg
Advantage Checking
0.75%
$50,000
Riverside Savings Bank
Riverside Savings Bank
18-Month CD
0.75%
$1,000
First Community Bank of Hillsboro
First Community Bank of Hillsboro
48-Month CD
0.50%
$1,000
Savings Bank of Danbury
Savings Bank of Danbury
18-Month CD
0.40%
$500
BankGloucester
BankGloucester
6-Month CD
0.35%
$2,500
Central State Bank Clayton, IL
Central State Bank Clayton, IL
Money Market
0.35%
$25,000
Unico Bank
Unico Bank
23-Month CD
0.30%
$1,000
Community Bank Topeka, KS
Community Bank Topeka, KS
18-Month CD
0.25%
$1,000
First Bank of Utica
First Bank of Utica
Checking Account Super Now
0.25%
$700
Adirondack Trust Company
Adirondack Trust Company
24-Month CD
0.25%
$500
Merrimack County SB
Merrimack County SB
Everyday Money Market
0.15%
$1,000
State Bank of Canton
State Bank of Canton
Money Market
0.15%
$1,000
Security State Bank of Marine
Security State Bank of Marine
Money Market Savings
0.05%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare 705 Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
El Reno RIL Credit Union
El Reno RIL Credit Union
30 Year Fixed
5.500%
5.570%
0.000
PNC Bank
PNC Bank
15-Year Fixed
5.625%
5.877%
0.975
Luana Savings Bank
Luana Savings Bank
15-Year Fixed
5.875%
5.925%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
7 Year Fixed
6.000%
6.121%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
15 Year Fixed Jumbo
5.875%
6.136%
0.000
Phoenixville Federal B&T
15-Year Fixed
6.000%
6.156%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
15-Year Fixed Jumbo
6.000%
6.217%
0.000
Investment Savings Bank
Investment Savings Bank
7/1 ARM
6.500%
6.218%
0.000
Americas First Federal Credit Union
Americas First Federal Credit Union
15 Yr Fixed
6.000%
6.330%
0.000
State Bank of Southern Utah
State Bank of Southern Utah
30-Year Fixed VA
6.000%
6.332%
0.000
Greenville National Bank
Greenville National Bank
15-Year Fixed
6.250%
6.385%
0.000
State Employees Credit Union
State Employees Credit Union
5-Year ARM (LTV 80.1% - 90%)
6.575%
6.400%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
20-Year Fixed
6.375%
6.469%
0.000
USB Union Savings Bank
USB Union Savings Bank
30-Year Fixed
6.375%
6.472%
0.000
San Mateo Credit Union
San Mateo Credit Union
5/5 ARM
6.250%
6.496%
0.000
River Falls State Bank
River Falls State Bank
20-Year Fixed
6.375%
6.544%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
10/1 ARM
6.000%
6.565%
0.000
Y 12 Federal Credit Union
Y 12 Federal Credit Union
15-Year Fixed
6.375%
6.578%
1.000
Ballston Spa National Bank
Ballston Spa National Bank
5/1 Adjustable
5.750%
6.622%
0.000
Power Co-Op Employees Credit Union
Power Co-Op Employees Credit Union
3 ARM
0.000%
6.625%
0.000
RVA Financial Federal Credit Union
RVA Financial Federal Credit Union
15 Year Fixed
6.375%
6.640%
0.000
River Falls State Bank
River Falls State Bank
30-Year Fixed
6.625%
6.755%
0.000
Harleysville Bank
Harleysville Bank
30-Year Fixed
6.750%
6.763%
0.000
1st United Credit Union
1st United Credit Union
7/1 ARM
6.723%
6.774%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
20-Year Fixed
6.750%
6.803%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare 705 Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
University First Federal Credit Union
University First Federal Credit Union
Visa Business Rewards Card
15.240%
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
University First Federal Credit Union
University First Federal Credit Union
Visa Student Rewards Card
17.990%
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
University First Federal Credit Union
University First Federal Credit Union
Visa Secure Card
13.740%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Secured Mastercard
14.250%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Rewards Card
13.740%
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Aac Credit Union
Aac Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare 705 Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
Alec Federal Credit Unon Federal Credit Union
Alec Federal Credit Unon Federal Credit Union
New Signature Loans
8.990%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
Aac Credit Union
Aac Credit Union
Signature Loans
12.990%
$0
48
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
Abnb Federal Credit Union
Abnb Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
Y 12 Federal Credit Union
Y 12 Federal Credit Union
Signature Loan
12.490%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
First Technology Federal Credit Union
First Technology Federal Credit Union
Personal Line of Credit Revolving
14.250%
$500 - $25,000
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

705 Federal Credit Union Information

Credit Union Name: 705 Federal Credit Union
Full Time Employees: 15
Part Time Employees: 0
President: Dennis Marks
CEO: Cassie Theriot
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
1455 W Willow St
Lafayette, LA 70506 1026
Phone Number: 337-232-8450
Fax Number: 337-232-2786

705 Federal Credit Union Financials

Total Assets:
43,494,134
Total Amount of Shares and Deposits:
39,069,962
Total Shares and Deposits < 1 Year:
35,528,055
Total Shares and Deposits 1 3 Years:
2,364,964
Total Shares and Deposits > 3 Years:
1,176,943
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,647,966
Total Uninsured Shares and Deposits > $250K (F+J):
1,647,966
Total Insured Shares and Deposits > $250K (item 17 less item K):
37,421,996
Total Interest Expense (Sum of items 6 8):
285,375
Share Certificates:
194
Number of Accounts for Share Drafts:
1,543
IRA KEOGH Accounts:
59
Number of Accounts for Regular Shares:
3,971
All other shares:
129
Non Member Deposits:
2
Money Market Shares:
94
Net Income (unless the amount is already included in Undivided Earnings):
42,982
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,056,263
Total Liabilities:
39,441,809
Show More

705 Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA

Explore Other Rate Deals

Mortgage rates and refinance rates increased again this week. Conforming 30 year mortgage rates and refinance rates are averaging 4.66  percent, up from last week’s average 30 year mortgage rate and refinance rate of 4.49 percent. Current 30 year mortgage New Mexico refinance rates and mortgage rates for home purchases are higher averaging 4.71 percent.
5 Star Bank Money Market Account rates are now at 0.10 percent with a yield of 0.10 percent. The old 5 Star Bank Money Market Account rate was 0.10 percent with a yield of 0.10 percent. View current Money Market Account rates at 5 Star Bank below.

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705 Federal Credit Union Reviews

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