705 Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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705 Federal Credit Union's 12-Month CD certificate rates are at 4.32%, 18-Month CD certificate rates are at 4.06%, 24-Month CD certificate rates are at 3.55%, 36-Month CD certificate rates are at 3.29%, 48-Month CD certificate rates are at 3.03%. 705 Federal Credit Union's savings rates are at 1.00%. 705 Federal Credit Union's money market rates are at 2.00%. 705 Federal Credit Union's Personal Loan Rates are at 11.50. 705 Federal Credit Union's Credit Card Rates are at 7.90.

705 Federal Credit Union

Compare 705 Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of 705 Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

705 Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at 705 Federal Credit Union? Share your experience about 705 Federal Credit Union by leaving a review below, or read customer reviews before you decide to use 705 Federal Credit Union.

Overall, 705 Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.32%
18-Month CD
4.06%
24-Month CD
3.55%
36-Month CD
3.29%
48-Month CD
3.03%
60-Month CD
N/A
Savings
1.00%
MMA
2.00%
30-Year Fixed
N/A
Credit Card
7.90%
Personal Loan
11.50%
705 Federal Credit Union
705 FCU
1455 W Willow St
Lafayette, LA 70506 1026
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare 705 Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Financial Federal Bank
Financial Federal Bank
12-Month CD Special
5.10%
$1,000
BankPurley
BankPurley
Purley Money Market
5.05%
$25,000
Climate First Bank
Climate First Bank
11-Month CD Penalty Free
5.00%
$500
Ameriprise Financial
Ameriprise Financial
3-Month CD
4.75%
$0
705 Federal Credit Union
705 Federal Credit Union
12-Month CD certificate
4.32%
$500
FNB of Waterloo
FNB of Waterloo
12-Month CD
4.27%
$100
LimeLight Bank
LimeLight Bank
36-Month CD
4.25%
$1,000
Portage Community Bank
Portage Community Bank
6-Month CD
4.25%
$1,000
ACMG Federal Credit Union
ACMG Federal Credit Union
12-Month CD certificate
4.25%
$1,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
36-Month CD Share
4.20%
$500
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
60-Month CD
4.15%
$500
705 Federal Credit Union
705 Federal Credit Union
18-Month CD certificate
4.06%
$1,000
167th TFR Federal Credit Union
167th TFR Federal Credit Union
30-Month CD
4.05%
$500
705 Federal Credit Union
705 Federal Credit Union
Kasasa Cash Checking
4.00%
$0
Achieva Credit Union
Achieva Credit Union
24-Month CD
4.00%
$500
First FSB of Mascoutah
First FSB of Mascoutah
36-Month CD
3.55%
$1,000
705 Federal Credit Union
705 Federal Credit Union
24-Month CD certificate
3.55%
$1,000
Everence Trust Company
Everence Trust Company
48-Month CD
3.50%
$500
Madison County Bank
Madison County Bank
Money Marke
3.45%
$90,000
705 Federal Credit Union
705 Federal Credit Union
36-Month CD certificate
3.29%
$2,500
Jarrettsville Federal S&L
Jarrettsville Federal S&L
18-Month CD
3.05%
$500
705 Federal Credit Union
705 Federal Credit Union
48-Month CD certificate
3.03%
$2,500
First Bank Hampton
First Bank Hampton
Money Market Savings
3.03%
$250,000
State Bank of Danvers
State Bank of Danvers
12-Month CD
3.02%
$250
Great Midwest Bank
Great Midwest Bank
48-Month CD
3.00%
$1,000
Guardian Savings Bank
Guardian Savings Bank
36-Month CD
3.00%
$1,000
Northfield Bank
Northfield Bank
60-Month CD
3.00%
$2,500
Boonville Federal Savings Bank
Boonville Federal Savings Bank
60-Month CD
2.93%
$500
Community First Bank Kansas City, KS
Community First Bank Kansas City, KS
48-Month CD
2.73%
$3,000
Genoa Community Bank
Genoa Community Bank
48-Month CD
2.55%
$500
Cleveland State Bank
Cleveland State Bank
36-Month CD
2.52%
$1,000
Campbell & Fetter Bank
Campbell & Fetter Bank
12-Month CD
2.01%
$1,000
Northwest B&T Co.
Northwest B&T Co.
60-Month CD
2.00%
$1,000
705 Federal Credit Union
705 Federal Credit Union
Super Green Money Market
2.00%
$50,000
Fidelity Co-operative Bank
Fidelity Co-operative Bank
BusinessWorx Money Market
2.00%
$150,000
Northwest B&T Co.
Northwest B&T Co.
36-Month CD
1.75%
$1,000
Paramount Bank
Paramount Bank
12-Month CD
1.75%
$1,000
Colonial Savings, F.A.
Colonial Savings, F.A.
60-Month CD
1.51%
$1,000
North Shore Bank Co-op
48-Month CD
1.30%
$1,000
Bank of Brenham
Bank of Brenham
60-Month CD
1.11%
$1,000
West Plains S&L
West Plains S&L
60-Month CD
1.05%
$1,000
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
36-Month CD
1.00%
$500
Pioneer Bank Mapleton, MN
Pioneer Bank Mapleton, MN
48-Month CD
1.00%
$500
705 Federal Credit Union
705 Federal Credit Union
Kasasa Saver Savings
1.00%
$0
CIBM Bank
CIBM Bank
60-Month CD
0.85%
$500
First Federal S&L Hazard, KY
First Federal S&L Hazard, KY
24-Month CD
0.85%
$1,000
The Harrison B&L Assoc.
The Harrison B&L Assoc.
60-Month CD
0.75%
$1,000
Community Bank Mankato
Community Bank Mankato
48-Month CD
0.60%
$1,000
Federation Bank
Federation Bank
12-Month CD
0.55%
$500
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
36-Month CD
0.55%
$500
Hyperion Bank
Hyperion Bank
HyperInterest Checking
0.40%
$0
Washington Financial Bank
Washington Financial Bank
36-Month CD
0.40%
$500
Torrington Savings Bank
Torrington Savings Bank
12-Month CD
0.25%
$1,000
New Frontier Bank
New Frontier Bank
Money Market
0.20%
$0
Community State Bank Starke, FL
Community State Bank Starke, FL
Regular Savings Account
0.10%
$100
National Iron Bank
National Iron Bank
Money Market
0.10%
$25,000
First Bank Elk River
First Bank Elk River
Lifestyle Checking Account
0.07%
$1
Crystal Lake Bank and Trust Co., N.A
Crystal Lake Bank and Trust Co., N.A
18-Month CD
0.05%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare 705 Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Mutual Security Credit Union
Mutual Security Credit Union
15-Year Fixed
6.000%
6.043%
0.000
Wells Fargo
Wells Fargo
15 Year Fixed
5.750%
6.046%
1.000
GTE Federal Credit Union
GTE Federal Credit Union
15 Year Fixed
6.125%
6.297%
0.500
Freedom Credit Union
Freedom Credit Union
15 Year Fixed
6.250%
6.319%
0.000
The Bank of Brodhead
The Bank of Brodhead
15-Year Fixed
6.375%
6.448%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
20 Year Fixed
6.250%
6.494%
0.000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
15-Year Fixed
6.500%
6.536%
0.000
JTNB
JTNB
20-Year Fixed
6.500%
6.592%
0.000
FirstBank of Nebraska
FirstBank of Nebraska
30-Year Fixed
6.625%
6.626%
0.000
Magnifi Financial Credit Union
Magnifi Financial Credit Union
15 Year Fixed
6.500%
6.645%
0.000
Houston Highway Credit Union
Houston Highway Credit Union
30 Year Fixed
6.375%
6.669%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
20-Year Power Rate Fixed
6.500%
6.687%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
20-Year Fixed Refinance
6.625%
6.714%
0.000
Marathon Bank
Marathon Bank
20-Year Fixed
6.625%
6.767%
0.000
Catholic Vantage Financial Credit Union
Catholic Vantage Financial Credit Union
10 Year Fixed
6.500%
6.782%
0.000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
15-Year Fixed
6.625%
6.787%
0.000
Phoenixville Federal B&T
15-Year Fixed
6.625%
6.792%
0.000
Northfield Savings Bank
Northfield Savings Bank
15-Year Fixed
6.625%
6.792%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
20-Year Fixed
6.750%
6.797%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
15 Year Fixed
6.500%
6.811%
0.000
San Mateo Credit Union
San Mateo Credit Union
15-Year Fixed
6.500%
6.829%
0.000
Radius Federal Credit Union
Radius Federal Credit Union
15 Year Fixed
6.625%
6.866%
0.000
GTE Federal Credit Union
GTE Federal Credit Union
30 Year Fixed
6.750%
6.875%
0.500
Logix Federal Credit Union
Logix Federal Credit Union
20 Year Fixed
6.500%
6.880%
1.500
Penn Community Bank
Penn Community Bank
30-Year Fixed
6.750%
6.894%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare 705 Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
First Technology Federal Credit Union
First Technology Federal Credit Union
Odyssey Rewards World Elite Mastercard
12.240%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
First Technology Federal Credit Union
First Technology Federal Credit Union
Choice Rewards World Mastercard
13.500%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare 705 Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

705 Federal Credit Union Information

Credit Union Name: 705 Federal Credit Union
Full Time Employees: 15
Part Time Employees: 0
President: Dennis Marks
CEO: Cassie Theriot
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
1455 W Willow St
Lafayette, LA 70506 1026
Phone Number: 337-232-8450
Fax Number: 337-232-2786

705 Federal Credit Union Financials

Total Assets:
43,494,134
Total Amount of Shares and Deposits:
39,069,962
Total Shares and Deposits < 1 Year:
35,528,055
Total Shares and Deposits 1 3 Years:
2,364,964
Total Shares and Deposits > 3 Years:
1,176,943
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,647,966
Total Uninsured Shares and Deposits > $250K (F+J):
1,647,966
Total Insured Shares and Deposits > $250K (item 17 less item K):
37,421,996
Total Interest Expense (Sum of items 6 8):
285,375
Share Certificates:
194
Number of Accounts for Share Drafts:
1,543
IRA KEOGH Accounts:
59
Number of Accounts for Regular Shares:
3,971
All other shares:
129
Non Member Deposits:
2
Money Market Shares:
94
Net Income (unless the amount is already included in Undivided Earnings):
42,982
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,056,263
Total Liabilities:
39,441,809
Show More

705 Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA

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705 Federal Credit Union Reviews

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