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All One Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 9, 2026
All One Credit Union's top rates as of October 9, 2026 are 4.25% APY on its 9 Month IRA CD Special, 2.00% APY on savings, 3.00% APY on money market accounts, 3.50% APY on checking, and personal loans from 13.00% APR, according to rates verified by MonitorBankRates. Other All One Credit Union CD rates include 6 Month IRA CD at 3.95%, 12 Month IRA CD at 3.75%, and 18 Month IRA CD at 3.50%. MonitorBankRates evaluates the financial stability of All One Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.11%. Rates last updated and verified on 10/09/2026.
All One Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at All One Credit Union? Share your experience about All One Credit Union by leaving a review below, or read customer reviews before you decide to use All One Credit Union.
All One Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 99/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
All One Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
2.11%
ExcellentLower than avg
All One Credit Union Texas Ratio
All One Credit Union's Texas Ratio is 2.11%, which is considered excellent and is lower than the national average of 6.13%.
All One Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
2.81% to 2.11% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
All One Credit Union CD Rates
Product
Rate
APY
Term
View More
9 Month IRA Certificate Special
4.16%
4.25%
9 Month
Min Deposit$500
Min Balance$500
DetailsNew money is considered any funds deposited at AOCU for the first time or not previously on deposit at AOCU within the last 30 calendar days. Re-occurring direct deposits or other re-occurring ACH deposits do not qualify as new money.
Last Updated10/09/2026
Rate History
No change since Oct 1, 2026 · 4.25% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
6 Month IRA Certificate
3.87%
3.95%
6 Month
Min Deposit$500
Min Balance$500
DetailsNew money is considered any funds deposited at AOCU for the first time or not previously on deposit at AOCU within the last 30 calendar days. Re-occurring direct deposits or other re-occurring ACH deposits do not qualify as new money.
Last Updated10/09/2026
Rate History
No change since Oct 1, 2026 · 3.95% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
12 Month IRA Certificate
3.68%
3.75%
12 Month
Min Deposit$500
Min Balance$500
DetailsNew money is considered any funds deposited at AOCU for the first time or not previously on deposit at AOCU within the last 30 calendar days. Re-occurring direct deposits or other re-occurring ACH deposits do not qualify as new money.
Last Updated10/09/2026
Rate History
No change since Oct 1, 2026 · 3.75% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
18 Month IRA Certificate
3.44%
3.50%
18 Month
Min Deposit$500
Min Balance$500
DetailsNew money is considered any funds deposited at AOCU for the first time or not previously on deposit at AOCU within the last 30 calendar days. Re-occurring direct deposits or other re-occurring ACH deposits do not qualify as new money.
Last Updated10/09/2026
Rate History
No change since Oct 1, 2026 · 3.50% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
24 Month IRA Certificate
3.20%
3.25%
24 Month
Min Deposit$500
Min Balance$500
DetailsNew money is considered any funds deposited at AOCU for the first time or not previously on deposit at AOCU within the last 30 calendar days. Re-occurring direct deposits or other re-occurring ACH deposits do not qualify as new money.
Last Updated10/09/2026
Rate History
No change since Oct 1, 2026 · 3.25% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
36 Month IRA Certificate
2.96%
3.00%
36 Month
Min Deposit$500
Min Balance$500
DetailsNew money is considered any funds deposited at AOCU for the first time or not previously on deposit at AOCU within the last 30 calendar days. Re-occurring direct deposits or other re-occurring ACH deposits do not qualify as new money.
Last Updated10/09/2026
Rate History
No change since Oct 1, 2026 · 3.00% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
48 Month IRA Certificate
2.96%
3.00%
48 Month
Min Deposit$500
Min Balance$500
DetailsNew money is considered any funds deposited at AOCU for the first time or not previously on deposit at AOCU within the last 30 calendar days. Re-occurring direct deposits or other re-occurring ACH deposits do not qualify as new money.
Last Updated10/09/2026
Rate History
No change since Oct 1, 2026 · 3.00% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
60 Month IRA Certificate
2.96%
3.00%
60 Month
Min Deposit$500
Min Balance$500
DetailsNew money is considered any funds deposited at AOCU for the first time or not previously on deposit at AOCU within the last 30 calendar days. Re-occurring direct deposits or other re-occurring ACH deposits do not qualify as new money.
Last Updated10/09/2026
Rate History
No change since Oct 1, 2026 · 3.00% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
3 Month IRA Certificate
0.50%
0.50%
3 Month
Min Deposit$500
Min Balance$500
DetailsNew money is considered any funds deposited at AOCU for the first time or not previously on deposit at AOCU within the last 30 calendar days. Re-occurring direct deposits or other re-occurring ACH deposits do not qualify as new money.
Last Updated10/09/2026
Rate History
No change since Oct 1, 2026 · 0.50% APY · checked 2 times
No change since Sep 22, 2026 · 2.00% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Premium Savings
0.35%
0.35%
Min Deposit$50,000
Min Balance$50,000
DetailsBalance: $50,000.01 or more
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.35% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Daily IRA Savings Account
0.25%
0.25%
Min Deposit$5
Min Balance$5
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Membership/Basic Savings Account
0.15%
0.15%
Min Balance$2,000
DetailsBalance: $2,000.00 or more
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Premium Savings
0.15%
0.15%
Min Deposit$40
Min Balance$40
DetailsBalance: $40.00 - $50,000.00
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Membership/Basic Savings Account
0.10%
0.10%
Min Deposit$61
Min Balance$61
DetailsBalance: $5
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
All One Credit Union Money Market Rates
Product
Rate
APY
View More
Top Tier Money Market Account
2.96%
3.00%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000.01 or more
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Top Tier Money Market Account
2.72%
2.75%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000.01 - $250,000.00
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Top Tier Money Market Account
2.72%
2.75%
Min Deposit$1,000
Min Balance$250,000
DetailsBalance: $250,000.01 - $500,000.00
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Top Tier Money Market Account
2.47%
2.50%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000.00 - $100,000.00
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Incredible Interest Money Market Account
0.75%
0.75%
Min Deposit$25
Min Balance$12
DetailsBalance: $12.00 - $250,000.00; Must maintain a minimum available balance of $25,000.00 to avoid a monthly service charge fee of $30.00. Balances up to $250,000.00 receive an APY of 0.75%. Balances over $250,000.00 receive an APY of 0.25% on the portion of the balance over $250,000.00. E-statements are a requirement of the account.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Premium Money Market Account
0.30%
0.30%
Min Deposit$1,000
Min Balance$50,000
DetailsBalance: $50,000 or more; Must maintain a minimum daily balance of $1,000.00 to avoid a monthly service charge fee of $5.00.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Incredible Interest Money Market Account
0.25%
0.25%
Min Deposit$25
Min Balance$250,000
DetailsBalance: $250,000.01 or more; Must maintain a minimum available balance of $25,000.00 to avoid a monthly service charge fee of $30.00. Balances up to $250,000.00 receive an APY of 0.75%. Balances over $250,000.00 receive an APY of 0.25% on the portion of the balance over $250,000.00. E-statements are a requirement of the account.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Premium Money Market Account
0.15%
0.15%
Min Deposit$1,000
Min Balance$61
DetailsBalance: $61.00 - $49,999.99; Must maintain a minimum daily balance of $1,000.00 to avoid a monthly service charge fee of $5.00.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
All One Credit Union Checking Rates
Product
Rate
APY
View More
Free Incredible Interest Checking
3.45%
3.50%
Min Deposit$5
Min Balance$0
DetailsQualifications Required: 15 debit card point of sale (POS) transactions post and settle to your account per qualification cycle (transactions may take up to three (3) business days from the date of the transaction to post and settle to your account); receive your monthly statement electronically; receive at least one direct deposit or ACH debit per qualification cycle; Balance: $0.00 - $10,000.00; Balances up to $10,000.00 receive an APY of 3.50% if qualifications are met.
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 0.05% → 3.50% ▲ 3.45 pts · high 3.50% / low 0.05%
Sep 18, 20263.50%▲ from 0.05%
Sep 14, 20260.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Premium Perks Checking
0.15%
0.15%
Min Deposit$5
Min Balance$5,000
DetailsBalance: $5,000.01 or more; Must maintain a minimum daily balance of $1,000.00 to avoid a monthly service charge fee of $10.00.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Premium Perks Checking
0.10%
0.10%
Min Deposit$5
Min Balance$61
DetailsBalance: $61.00 - $5,000.00; Must maintain a minimum daily balance of $1,000.00 to avoid a monthly service charge fee of $10.00.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Free Incredible Interest Checking
0.05%
0.05%
Min Deposit$5
DetailsAll balances if qualifications not met; An APY of 0.05% applies to the entire balance if qualifications are not met.
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
All One Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
AOCU Home Equity Line of Credit
-
-
6.00%
240 months
DetailsAfter the introductory period ends, the APR will be set on the last business day of each month and will be either a floor rate of 5.50% APR with a periodic rate of 0.01507%, or, 1.00% below the Prime Rate published in the Wall Street Journal on the last business day of each month, whichever is greater. The maximum rate is 18.00% and the floor rate is 5.50%. Draw period is ten years with an additional ten years to repay. Early termination fees apply. Trust review fee may apply. Property insurance is required. Advertised rates are only available for owner-occupied primary residences. Equity is determined by taking 80% of the property value and deducting the balance of any mortgages. If appraisal is required, the charge will range from $500.00 to $650.00. The minimum loan amount is $10,000.00 and the maximum is $250,000.00. If you have received an introductory rate during the preceding 36-month period, you are not eligible to receive another introductory rate. You may apply for a different plan that does not have an introductory rate.
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 5.75% → 6.00% ▲ 0.25 pts · high 6.00% / low 5.75%
Sep 18, 20266.00%▲ from 5.75%
Sep 14, 20265.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Home Equity Loan
-
-
6.25%
60 months
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 6.25% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Home Equity Loan
-
-
6.50%
120 months
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 6.50% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Home Equity Loan
-
-
6.50%
180 months
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 6.50% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Home Equity Loan
-
-
6.75%
240 months
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 6.75% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
AOCU Home Equity Plus Line of Credit
-
-
9.00%
240 months
No additional details.
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 8.75% → 9.00% ▲ 0.25 pts · high 9.00% / low 8.75%
Sep 18, 20269.00%▲ from 8.75%
Sep 14, 20268.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
All One Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Auto Loan
-
-
4.59%
36 months
DetailsModel Years 2026-2019
Last Updated10/09/2026
Rate History
1 change since Sep 18, 2026 · 4.39% → 4.59% ▲ 0.20 pts · high 4.59% / low 4.39%
Oct 9, 20264.59%▲ from 4.39%
Sep 18, 20264.39%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Auto Loan
-
-
4.99%
48 months
DetailsModel Years 2026-2019
Last Updated10/09/2026
Rate History
1 change since Sep 18, 2026 · 5.50% → 4.99% ▼ 0.51 pts · high 5.50% / low 4.99%
Oct 9, 20264.99%▼ from 5.50%
Sep 18, 20265.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Auto Loan
-
-
4.99%
60 months
DetailsModel Years 2026-2019
Last Updated10/09/2026
Rate History
1 change since Sep 18, 2026 · 5.50% → 4.99% ▼ 0.51 pts · high 5.50% / low 4.99%
Oct 9, 20264.99%▼ from 5.50%
Sep 18, 20265.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Auto Loan
-
-
5.39%
72 months
DetailsModel Years 2026-2019
Last Updated10/09/2026
Rate History
1 change since Sep 18, 2026 · 4.99% → 5.39% ▲ 0.40 pts · high 5.39% / low 4.99%
Oct 9, 20265.39%▲ from 4.99%
Sep 18, 20264.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Auto Loan
-
-
5.50%
48 months
DetailsModel Years 2018-2016
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 5.50% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Auto Loan
-
-
5.50%
60 months
DetailsModel Years 2018-2016
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 5.50% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Auto Loan
-
-
5.99%
84 months
DetailsModel Year 2021 or Newer; $25K Min Fin
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 5.99% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Boats and Recreation Vehicles Loan
-
-
9.00%
72 months
DetailsNew & Used
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 9.00% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Boats and Recreation Vehicles Loan
-
-
11.00%
240 months
DetailsNew & Used
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 11.00% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
All One Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Motorcycles Loan
-
8.00%
48 months
DetailsNew
Last Updated10/09/2026
Rate History
No change since Sep 22, 2026 · 8.00% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Motorcycles Loan
-
8.00%
36 months
DetailsUsed
Last Updated10/09/2026
Rate History
No change since Sep 22, 2026 · 8.00% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
All One Credit Union Personal Loan Rates
Product
APR
Term
View More
Personal Loan
13.00%
72 months
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 13.00% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.11%
Financial Health History
All One Credit Union’s Texas Ratio fell from 2.81% in Q3 2023 to 2.11% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$881M
2.11%
5.0
A+
March 31, 2026
$864M
1.56%
5.0
A+
December 31, 2025
$869M
6.13%
5.0
A
September 30, 2025
$877M
2.75%
5.0
A+
June 30, 2025
$884M
2.33%
5.0
A+
March 31, 2025
$896M
1.57%
5.0
A+
December 31, 2024
$903M
2.42%
5.0
A+
September 30, 2024
$916M
2.31%
5.0
A+
June 30, 2024
$902M
3.12%
5.0
A+
March 31, 2024
$912M
2.63%
5.0
A+
December 31, 2023
$916M
2.80%
5.0
A+
September 30, 2023
$907M
2.81%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for All One Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather All One Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with All One Credit Union's official website for the most current offers and terms.
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
73,857,681
Total Uninsured Shares and Deposits > $250K (F+J)
73,857,681
Total Insured Shares and Deposits > $250K (item 17 less item K)
618,307,725
Total Interest Expense (Sum of items 6 8)
7,856,105
Share Certificates
4,657
Number of Accounts for Share Drafts
18,578
IRA KEOGH Accounts
1,264
Number of Accounts for Regular Shares
44,602
All other shares
11
Money Market Shares
875
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,147,626
Total Liabilities
816,287,226
Source: NCUA — Last Updated 06/30/2026
Q2 2026 MBR Health & Safety Badge
All One Credit Union earned the Verified Healthy badge
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Frequently Asked Questions About All One Credit Union
How many branches does All One Credit Union operate?
All One Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join All One Credit Union?
Yes, to access services at All One Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, All One Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, All One Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does All One Credit Union offer online and mobile banking?
Most modern institutions like All One Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.leominstercu.com.
Current All One Credit Union Rates
12-Month CD3.75%
18-Month CD3.50%
24-Month CD3.25%
60-Month CD3.00%
Savings2.00%
MMA3.00%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
