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AB Federal Credit Union Rates and Review January 2026

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AB Federal Credit Union's 24-Month CD rates are at 0.45%, 12-Month CD rates are at 0.25%. AB Federal Credit Union's savings rates are at 0.10%.

AB Federal Credit Union

Compare AB Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of AB Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

AB Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at AB Federal Credit Union? Share your experience about AB Federal Credit Union by leaving a review below, or read customer reviews before you decide to use AB Federal Credit Union.

Overall, AB Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
0.25%
18-Month CD
N/A
24-Month CD
0.45%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.10%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

AB Federal Credit Union
Main Office
520 3rd Ave
Duncansville, PA 16635 1414
Member NCUA
MonitorBankRates' Rating
5/5
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AB Federal Credit Union Deposit Rates

Bank
Product
APY
Min Dep
AB Federal Credit Union
AB Federal Credit Union
24-Month CD
0.45%
$1,000
AB Federal Credit Union
AB Federal Credit Union
12-Month CD
0.25%
$1,000
AB Federal Credit Union
AB Federal Credit Union
Regular Savings
0.10%
$0

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
3.85%
$500
48-Month CD
3.80%
$500
18-Month CD
3.60%
$25,000
12-Month CD
3.55%
$500
18-Month CD
3.55%
$1,000
24-Month CD
3.45%
$5,000
18-Month CD
3.43%
$500
48-Month CD
3.23%
$100
48-Month CD
3.20%
$1,000
36-Month CD
3.15%
$1,000
36-Month CD
3.03%
$1,000
High Yield Savings
2.75%
$10,000
60-Month CD
2.65%
$500
48-Month CD
2.55%
$1,000
3-Month CD
2.52%
$500
Money Market
2.44%
$1,000
24-Month CD
2.37%
$1,000
36-Month CD
2.22%
$1,500
12-Month CD
2.20%
$500
60-Month CD
2.15%
$500
60-Month CD
2.15%
$0
12-Month CD
2.02%
$1,000
Personal Money Market
2.02%
$0
Money Market
2.00%
$2,500
6-Month CD
2.00%
$1,000
18-Month CD
1.75%
$500
24-Month CD
1.75%
$500
24-Month CD
1.61%
$500
TotalView Money Market
1.26%
$50,000
12-Month CD
1.20%
$1,000
12-Month CD
1.00%
$1,000
36-Month CD
1.00%
$25,000
60-Month CD
0.85%
$500
24-Month CD
0.85%
$500
Basic Savings
0.60%
$0
Interest Checking
0.50%
$1,000
6-Month CD
0.50%
$500
30-Month CD
0.50%
$500
36-Month CD
0.35%
$500
36-Month CD
0.30%
$500
Statement Money Market
0.25%
$1,000
Savings
0.25%
$0
Money Market
0.20%
$2,500
Savings
0.10%
$0
Savings
0.10%
$50
6-Month CD
0.05%
$1,000
Money Market
0.05%
$50,000
NOW Checking
0.03%
$600
Interest Checking
0.03%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
6.500%
6.595%
0.000
30-Year Fixed
5.875%
6.002%
0.000
5.625%
5.714%
0.000
15-Year Fixed
5.375%
5.546%
0.000
6.000%
5.892%
0.000
15-Year Fixed Jumbo
6.125%
6.423%
0.000
5.250%
6.580%
0.000
30-Year Fixed Jumbo
6.000%
6.015%
0.000
7/1 ARM (Jumbo)
6.125%
6.231%
0.000
5.875%
6.010%
0.000
20-Year Fixed
5.875%
5.971%
0.000
5.625%
5.846%
0.000
5.750%
6.309%
0.000
6.125%
6.135%
0.000
6.000%
6.183%
0.000
20-Year Fixed
5.750%
5.915%
0.000
15-Year Fixed
5.750%
5.769%
0.000
6.000%
6.239%
0.000
5.625%
5.693%
0.500
5.625%
5.769%
0.000
5.625%
5.760%
1.125
5.375%
5.935%
0.000
5.875%
6.029%
0.000
5.875%
6.023%
0.000
5.500%
5.635%
0.000
6.000%
6.085%
0.000
15-Year Fixed
5.500%
5.617%
0.000
5.375%
5.766%
0.000
30-Year Fixed
5.900%
6.072%
0.000
15-Year Fixed Jumbo
5.750%
6.099%
0.000
6.000%
6.031%
0.000
5.625%
5.846%
0.000
5.625%
6.117%
0.000
5.875%
6.420%
0.000
5.375%
5.375%
0.000
6.000%
6.084%
0.000
6.500%
6.218%
0.000
5.375%
5.999%
0.000
30-Year Fixed
6.500%
6.559%
0.000
10-Year Fixed
6.100%
6.433%
0.000
5.875%
5.958%
0.000
30 Year Fixed
6.250%
6.441%
0.000
30-Year Fixed
6.125%
6.249%
0.000
15-Year Fixed
5.750%
5.977%
0.000
30-Year Fixed
6.000%
6.046%
0.000
5.625%
5.941%
0.000
5.000%
6.154%
0.325
6.125%
6.199%
0.000
5.375%
5.446%
0.000
30-Year Fixed Jumbo
6.250%
6.261%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Visa Platinum Preferred Rewards
15.740% - 17.990%
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
18.000%
VISA® Classic
12.960%
Visa Platinum Clarity
15.990%
VISA Platinum without Rewards
7.900%
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
16.490% - 17.990%
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
14.000%
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Business Select Credit Card Mastercard
18.000%
Security Service Power MasterCard
12.740% - 18.000%
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
14.740%
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Savings Secured Visa®
18.000%
13.900%
Security Service Power Rewards MasterCard
18.000%
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Loan Rates
5.740%
$0
1 - 36
Education (tuition bill required)
8.250%
$0
60
Gold Star Loan
14.200%
$0
48
12.990%
$0
13 - 60
Debt Consolidation Loan
9.000%
$0
108
10.250% - 17.950%
$0
1 - 36
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Credit Builder Loan
9.000%
$0
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
14.200%
$5,000 - $8,000
48 - 48
Personal Loan
11.760%
$0
13.740%
$0
60
9.200% - 17.950%
$0 - $100
12 - 24
Refinanced Signature Loans
18.000%
$0
7.750% - 16.750%
$0
1 - 36
Consolidation Loans
13.060%
$0
1 - 36
Signature (Unsecured) Loan
11.040%
$0
1 - 24
12.740%
$0
36
11.500%
$0
48 - 48
A+ Preferred Line Of Credit
10.990%
$0
Student Loan Consolidation
5.490%
$0
9.900%
$0
Personal/Signature Loans
11.150%
$0
60 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Credit Union Profile & Overview

Credit Union Name: AB Federal Credit Union
Full Time Employees: 3
Part Time Employees: 1
President: Mary Lumadue
CEO: Tricia Eicher
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
520 3rd Ave
Duncansville, PA 16635 1414
Phone Number: 814-944-4025
Fax Number: 814-944-4026

Financials

Total Assets:
8,916,291
Total Amount of Shares and Deposits:
7,690,411
Total Shares and Deposits < 1 Year:
7,690,411
Total Insured Shares and Deposits > $250K (item 17 less item K):
7,690,411
Total Interest Expense (Sum of items 6 8):
15,284
Share Certificates:
7
Number of Accounts for Share Drafts:
603
IRA KEOGH Accounts:
11
Number of Accounts for Regular Shares:
857
All other shares:
213
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
544,854
Total Liabilities:
7,698,820
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About AB Federal Credit Union

Is a member application needed to join AB Federal Credit Union?

Yes, to access services at AB Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, AB Federal Credit Union provides a range of mortgage and home equity products.

Is AB Federal Credit Union a safe place to deposit money?

Yes, AB Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does AB Federal Credit Union offer online and mobile banking?

Most modern institutions like AB Federal Credit Union provide digital access including online balance checks and transfers.

Current AB Federal Credit Union Rates

ProductAPY
12-Month CD0.25%
24-Month CD0.45%
Savings0.10%

Rates subject to change.

Compare to other Credit Unions