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Abri Credit Union Rates & Review October 2026

Abri Credit Union's top rates as of October 10, 2026 are 3.60% APY on its 11 Month CD, 0.45% APY on savings, 1.20% APY on money market accounts, 0.30% APY on checking, 7.12% on its Fixed Rate Mortgage, personal loans from 10.99% APR, and credit cards from 10.65% APR, according to rates verified by MonitorBankRates. Other Abri Credit Union CD rates include 60 Month CD at 2.80%, 48 Month CD at 2.65%, and 36 Month CD at 2.40%. Other Abri Credit Union mortgage rates include Fixed Rate Mortgage at 7.25%, Fixed Rate Mortgage at 7.50%, and Fixed Rate Mortgage at 7.62%. MonitorBankRates evaluates the financial stability of Abri Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.29%. Rates last updated and verified on 10/10/2026.

Abri Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Abri Credit Union? Share your experience about Abri Credit Union by leaving a review below, or read customer reviews before you decide to use Abri Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.29%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Abri Credit Union
Corporate Office
1350 W Renwick Rd
Romeoville, IL 60446-5345
https://www.abricu.com
Privately insuredNot NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Abri Credit Union CD Rates

Product Rate APY Term View More
11 Month Certificate - 3.60% 11 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 5 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
60 Month Certificate - 2.80% 60 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 2.80% APY
2.30%2.80%3.30%Oct 10, 2026: 2.80% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
48 Month Certificate - 2.65% 48 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 2.65% APY
2.15%2.65%3.15%Oct 10, 2026: 2.65% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
36 Month Certificate - 2.40% 36 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 2.40% APY
1.90%2.40%2.90%Oct 10, 2026: 2.40% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
24 Month Certificate - 2.15% 24 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 2.15% APY
1.65%2.15%2.65%Oct 10, 2026: 2.15% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
12 Month Certificate - 1.90% 12 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 1.90% APY
1.40%1.90%2.40%Oct 10, 2026: 1.90% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
6 Month Certificate - 1.30% 6 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 1.30% APY
0.80%1.30%1.80%Oct 10, 2026: 1.30% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%

Abri Credit Union Savings Rates

Product Rate APY View More
IRA & Health Savings Accounts - 0.45%
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.45% APY · checked 6 times
0.00%0.48%0.95%Sep 14, 2026: 0.45% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Christmas Club - 0.10%
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Club Savings - 0.10%
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Savings (Prime Shares) - 0.10%
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%

Abri Credit Union Money Market Rates

Product Rate APY View More
Premier Money Market Account - 1.20%
Min Balance $100,000
Details Balance: $100,000 and Above
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 1.20% APY · checked 3 times
0.70%1.20%1.70%Sep 14, 2026: 1.20% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Premier Money Market Account - 1.15%
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 1.15% APY · checked 3 times
0.65%1.15%1.65%Sep 14, 2026: 1.15% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Premier Money Market Account - 1.10%
Min Balance $25,000
Details Balance: $25,000 - $49,999.99
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 1.10% APY · checked 3 times
0.60%1.10%1.60%Sep 14, 2026: 1.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Premier Money Market Account - 1.00%
Min Balance $10,000
Details Balance: $10,000 - $24,999.99
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 3 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Premier Money Market Account - 0.85%
Min Balance $2,000
Details Balance: $2,000 - $9,999.99
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.85% APY · checked 3 times
0.35%0.85%1.35%Sep 14, 2026: 0.85% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Premier Money Market Account - 0.10%
Min Balance $0
Details Balance: Below $2,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 3 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%

Abri Credit Union Checking Rates

Product Rate APY View More
Advantage Checking - 0.30%
Min Balance $10,000
Details Balance: $10,000 Minimum Balance; *
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 6 times
0.00%0.40%0.80%Sep 14, 2026: 0.30% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Dividend Checking (Share Drafts) - 0.10%
Min Balance $500
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%

Abri Credit Union Mortgage Rates

Product Rate Points APR Term View More
Fixed Rate Mortgage 7.125% 0 7.48% 10 Years
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 7.48% APR
6.98%7.48%7.98%Oct 10, 2026: 7.48% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Fixed Rate Mortgage 7.25% 0 7.50% 15 Years
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 7.50% APR
7.00%7.50%8.00%Oct 10, 2026: 7.50% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Fixed Rate Mortgage 7.50% 0 7.71% 20 Years
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 7.71% APR
7.21%7.71%8.21%Oct 10, 2026: 7.71% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Fixed Rate Mortgage 7.625% 0 7.90% 30 Years
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 7.90% APR
7.40%7.90%8.40%Oct 10, 2026: 7.90% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%

Abri Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Fixed Rate Home Equity Loan 6.74% - 6.78% 5 Year
Details Published APR range: 6.78% - 7.78%; Published rate range: 6.74% - 7.74%. Rate Up to 80%; Rate for 80.01-85%
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 6.78% APR · checked 7 times
6.28%6.78%7.28%Sep 14, 2026: 6.78% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Fixed Rate Home Equity Loan 6.99% - 7.02% 7 Year
Details Published APR range: 7.02% - 8.02%; Published rate range: 6.99% - 7.99%. Rate Up to 80%; Rate for 80.01-85%
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 7.02% APR · checked 7 times
6.52%7.02%7.52%Sep 14, 2026: 7.02% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Home Equity Line-of-Credit 7.00% - 7.04%
Details Published APR range: 7.04% - 8.04%; Published rate range: 7.00% - 8.00%. Index/Margin: Prime
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 7.26% → 7.04% ▼ 0.22 pts · high 7.26% / low 7.04%
6.54%7.15%7.76%Sep 14, 2026: 7.26% APRSep 22, 2026: 7.04% APRSep 14, 2026Oct 13, 2026
  • Sep 22, 20267.04%▼ from 7.26%
  • Sep 14, 20267.26%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Fixed Rate Home Equity Loan 7.24% - 7.26% 10 Year
Details Published APR range: 7.26% - 8.26%; Published rate range: 7.24% - 8.24%. Rate Up to 80%; Rate for 80.01-85%
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 7.26% APR · checked 7 times
6.76%7.26%7.76%Sep 14, 2026: 7.26% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Fixed Rate Home Equity Loan 7.49% - 7.51% 15 Year
Details Published APR range: 7.51% - 8.51%; Published rate range: 7.49% - 8.49%. Rate Up to 80%; Rate for 80.01-85%
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 7.51% APR · checked 7 times
7.01%7.51%8.01%Sep 14, 2026: 7.51% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Home Equity Line-of-Credit 7.50% - 7.54%
Details Published APR range: 7.54% - 8.54%; Published rate range: 7.50% - 8.50%. Index/Margin: Prime + .50%
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 7.76% → 7.54% ▼ 0.22 pts · high 7.76% / low 7.54%
7.04%7.65%8.26%Sep 14, 2026: 7.76% APRSep 22, 2026: 7.54% APRSep 14, 2026Oct 13, 2026
  • Sep 22, 20267.54%▼ from 7.76%
  • Sep 14, 20267.76%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Fixed Rate Home Equity Loan 7.74% - 7.78% 5 Year
Details Published APR range: 7.78% - 8.78%; Published rate range: 7.74% - 8.74%. Rate Up to 80%; Rate for 80.01-85%
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 7.78% APR · checked 7 times
7.28%7.78%8.28%Sep 14, 2026: 7.78% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Fixed Rate Home Equity Loan 7.99% - 8.02% 7 Year
Details Published APR range: 8.02% - 9.02%; Published rate range: 7.99% - 8.99%. Rate Up to 80%; Rate for 80.01-85%
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 8.02% APR · checked 7 times
7.52%8.02%8.52%Sep 14, 2026: 8.02% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Home Equity Line-of-Credit 8.00% - 8.04%
Details Published APR range: 8.04% - 9.04%; Published rate range: 8.00% - 9.00%. Index/Margin: Prime + 1%
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 8.26% → 8.04% ▼ 0.22 pts · high 8.26% / low 8.04%
7.54%8.15%8.76%Sep 14, 2026: 8.26% APRSep 22, 2026: 8.04% APRSep 14, 2026Oct 13, 2026
  • Sep 22, 20268.04%▼ from 8.26%
  • Sep 14, 20268.26%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Fixed Rate Home Equity Loan 8.24% - 8.26% 10 Year
Details Published APR range: 8.26% - 9.26%; Published rate range: 8.24% - 9.24%. Rate Up to 80%; Rate for 80.01-85%
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 8.26% APR · checked 7 times
7.76%8.26%8.76%Sep 14, 2026: 8.26% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Fixed Rate Home Equity Loan 8.49% - 8.51% 15 Year
Details Published APR range: 8.51% - 9.51%; Published rate range: 8.49% - 9.49%. Rate Up to 80%; Rate for 80.01-85%
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 8.51% APR · checked 7 times
8.01%8.51%9.01%Sep 14, 2026: 8.51% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Home Equity Line-of-Credit 8.50% - 8.54%
Details Published APR range: 8.54% - 9.54%; Published rate range: 8.50% - 9.50%. Index/Margin: Prime + 1.5%
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 8.26% → 8.54% ▲ 0.28 pts · high 8.54% / low 8.26%
7.76%8.40%9.04%Sep 14, 2026: 8.26% APRSep 22, 2026: 8.54% APRSep 14, 2026Oct 13, 2026
  • Sep 22, 20268.54%▲ from 8.26%
  • Sep 14, 20268.26%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Home Equity Loan - - 10.99%
Details No Collateral Needed- Rates as low as 10.99% APR * !; Rate for loans up to 80% of your home's value
Last Updated 10/10/2026
Rate History
No change since Oct 1, 2026 · 10.99% APR · checked 3 times
10.49%10.99%11.49%Oct 1, 2026: 10.99% APROct 1, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%

Abri Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto & RV Loans - - 4.49%
Details Rates as low as 4.49% APR ! Offer not valid on refinancing existing Abri auto loans. Including tax, title, and license for qualified borrowers.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 6 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Used Automobiles - - 4.49% 12 to 36 months
Details Published APR range: 4.49% - 14.49%. Used Automobiles (2019 or older add 2% to rate)
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 4.49% APR · checked 5 times
3.99%4.49%4.99%Sep 18, 2026: 4.49% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Used Automobiles - - 4.99% 37 to 60 months
Details Published APR range: 4.99% - 14.99%. Used Automobiles (2019 or older add 2% to rate)
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 4.99% APR · checked 5 times
4.49%4.99%5.49%Sep 18, 2026: 4.99% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Used Automobiles - - 5.49% 61 to 72 months
Details Published APR range: 5.49% - 15.49%. Used Automobiles (2019 or older add 2% to rate)
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 5.49% APR · checked 5 times
4.99%5.49%5.99%Sep 18, 2026: 5.49% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%

Abri Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New & Used Recreational Vehicles Loan - 5.99% up to 60 months
Details Published APR range: 5.99% - 15.99%. New & Used Recreational Vehicles (2019 or older add 2% to rate)
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 6 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
New & Used Recreational Vehicles Loan - 6.49% 61 to 120 months
Details Published APR range: 6.49% - 16.49%. New & Used Recreational Vehicles (2019 or older add 2% to rate)
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 6.49% APR · checked 5 times
5.99%6.49%6.99%Sep 18, 2026: 6.49% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
New & Used Recreational Vehicles Loan - 6.99% 121 to 180 months
Details Published APR range: 6.99% - 16.99%. New & Used Recreational Vehicles (2019 or older add 2% to rate)
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 6.99% APR · checked 5 times
6.49%6.99%7.49%Sep 18, 2026: 6.99% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%

Abri Credit Union Credit Card Rates

Product Rate APR View More
Visa Platinum Credit Card - 10.65%
Details Intro APR: 0.00% for 12 months; Intro rate expires: 12 months; Regular APR: 10.65%-19.65% variable APR; Balance transfer fee: 3% of the amount of each balance transfer; Rate based on primary applicant's credit score. Your APR may vary. The rate for purchases, cash advances and balance transfers are determined monthly by adding 3.9%-12.9% to the Prime Rate. Transfer rate does not apply to existing ACU balances or convenience checks and must be $100 or more to qualify.
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 3.90% → 10.65% ▲ 6.75 pts · high 10.65% / low 3.90%
0.00%8.70%17.40%Sep 14, 2026: 3.90% APRSep 18, 2026: 10.65% APRSep 14, 2026Oct 13, 2026
  • Sep 18, 202610.65%▲ from 3.90%
  • Sep 14, 20263.90%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%

Abri Credit Union Personal Loan Rates

Product APR Term View More
Personal Loans 10.99%
Details No Collateral Needed- Rates as low as 10.99% APR * !
Last Updated 10/10/2026
Rate History
No change since Oct 1, 2026 · 10.99% APR · checked 2 times
10.49%10.99%11.49%Oct 1, 2026: 10.99% APROct 1, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%

Abri Credit Union Other Rates

Product Rate Points APY/APR Term View More
30 Year Line-of-Credit Loan 9.00% - 9.05% 10 year
Details Term: 10 year draw - 20 year repayment; Published APR range: 9.05% - 10.05%; Published rate range: 9.00% - 10.00%. Balance: $10,000 - $24,999.99; Rate: Prime + 2.0%
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 9.05% APR
8.55%9.05%9.55%Oct 10, 2026: 9.05% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
30 Year Line-of-Credit Loan 8.50% - 8.54% 10 year
Details Term: 10 year draw - 20 year repayment; Published APR range: 8.54% - 9.55%; Published rate range: 8.50% - 9.50%. Balance: $25,000 - $49,999.99; Rate: Prime + 1.5%
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 8.54% APR
8.04%8.54%9.04%Oct 10, 2026: 8.54% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
30 Year Line-of-Credit Loan 8.00% - 8.04% 10 year
Details Term: 10 year draw - 20 year repayment; Published APR range: 8.04% - 9.05%; Published rate range: 8.00% - 9.00%. Balance: $50,000 - $99,999.99; Rate: Prime + 1.0%
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 8.04% APR
7.54%8.04%8.54%Oct 10, 2026: 8.04% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
30 Year Line-of-Credit Loan 7.50% - 7.54% 10 year
Details Term: 10 year draw - 20 year repayment; Published APR range: 7.54% - 8.54%; Published rate range: 7.50% - 8.50%. Balance: $100,000 and above; Rate: Prime + .50%
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 7.54% APR
7.04%7.54%8.04%Oct 10, 2026: 7.54% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Fixed Term - - 10.99% 60 month maximum
Details APR range: 10.99% -22.99% APR*
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 11.99% → 10.99% ▼ 1.00 pts · high 11.99% / low 10.99%
9.99%11.49%12.99%Sep 14, 2026: 11.99% APROct 10, 2026: 10.99% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 202610.99%▼ from 11.99%
  • Sep 14, 202611.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Platinum Card Loan - - 10.65%
Details Balance Transfer Rate: 0% Introductory APR for 12 months, after that APR shown above; APR range: 10.65%-19.65% Variable
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 10.65% APR · checked 3 times
10.15%10.65%11.15%Sep 14, 2026: 10.65% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Readi-Cash Line-of-Credit Loan - - 13.90%
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 13.90% APR · checked 4 times
13.40%13.90%14.40%Sep 22, 2026: 13.90% APRSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Escrow Accounts - - 0.10%
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%

Financial Health History

Abri Credit Union’s Texas Ratio rose from 1.99% in Q3 2023 to 4.29% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.7% 2.0★ 3.4% 3.0★ 5.1% 4.0★ 6.7% 5.0★ Healthy zone – entire history below the 15% limit 1.99% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 4.29% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$381M4.29%5.0A+
March 31, 2026$387M4.59%5.0A+
December 31, 2025$376M4.51%5.0A+
September 30, 2025$368M4.99%5.0A+
June 30, 2025$371M3.17%5.0A+
March 31, 2025$387M1.84%5.0A+
December 31, 2024$372M2.73%5.0A+
September 30, 2024$368M3.50%5.0A+
June 30, 2024$389M1.85%5.0A+
March 31, 2024$389M1.85%5.0A+
December 31, 2023$379M1.92%5.0A+
September 30, 2023$374M1.99%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Abri Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Abri Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Abri Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Abri Credit Union
Address 1350 W Renwick Rd, Romeoville, IL 60446-5345
Phone 815-267-7700
Fax 815-267-7703
President Mary Ann Egizio
CEO Colleen Brooks
Full-Time Employees 83
Part-Time Employees 8
Branch Locations 8
ATM Locations 7
NCUA Insured No, not federally insured
Private Share Insurance Not federally insured by the NCUA. Deposits are covered by private share insurance instead; contact the credit union for its insurer and coverage limits

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.29%
Return on Assets (ROA)
0.1413%
Return on Equity (ROE)
1.2018%
Non-Performing Loans Ratio (NPL)
0.88%
Total Assets
380,760,307
Total Amount of Shares and Deposits
336,729,538
Total Shares and Deposits < 1 Year
318,012,776
Total Shares and Deposits 1 3 Years
15,912,519
Total Shares and Deposits > 3 Years
2,804,243
Total Interest Expense (Sum of items 6 8)
1,397,426
Share Certificates
1,863
Number of Accounts for Share Drafts
14,379
IRA KEOGH Accounts
371
Number of Accounts for Regular Shares
34,480
All other shares
375
Money Market Shares
925
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
33,293,955
Total Liabilities
338,082,709
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Abri Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/abri-credit-union-rates-review-97086">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Abri Credit Union

How many branches does Abri Credit Union operate?

Abri Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Abri Credit Union?

Yes, to access services at Abri Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Abri Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Abri Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Abri Credit Union offer online and mobile banking?

Most modern institutions like Abri Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.abricu.com.

Current Abri Credit Union Rates

  • 12-Month CD1.90%
  • 24-Month CD2.15%
  • 60-Month CD2.80%
  • Savings0.45%
  • MMA1.20%
Retrieved from our database of financial products. Rates subject to change.