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Abri Credit Union Rates and Review February 2026

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Abri Credit Union's 9 month CD rates are at 3.75%, CD 9 month rates are at 3.75%, 9-month CD 60 month rates are at 2.80%, 60 month CD rates are at 2.80%, CD 60 month rates are at 2.80%. Abri Credit Union's savings rates are at 0.10%. Abri Credit Union's money market rates are at 0.10%. Abri Credit Union's Mortgage Loan rates are at 5.00%, Mortgage Loan rates are at 5.25%, Mortgage Loan rates are at 5.50%, Mortgage Loan rates are at 5.75%, Mortgage Loan rates are at 5.88%. Abri Credit Union's Personal Loan Rates are at 10.49%.

Abri Credit Union

Abri Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Abri Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use .

Abri Credit Union Texas Ratio

Abri Credit Union's Texas Ratio is at 5.22%, which is considered excellent. The Texas Ratio for Abri Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Abri Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.

MonitorBankRates Rating

5.0
Excellent
Out of 5.0 Stars

Abri Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Overall, Abri Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Product
APY/APR
vs.Avg
12-Month CD
1.90%
18-Month CD
N/A
24-Month CD
2.15%
36-Month CD
2.40%
48-Month CD
2.65%
60-Month CD
2.80%
Savings
0.10%
MMA
0.10%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
10.49%

"N/A" indicates the product is not offered or the rate is unavailable.

Abri Credit Union
Corporate Office
1350 W Renwick Rd
Romeoville, IL 60446 5345
Member NCUA
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCELLENT
🏆

Credit Unions:
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Abri Credit Union CD Rates

Product Rate APY Term View More
9 month Share Certificate - 3.75% 9 months
No additional details.
Last Updated 02/11/2026
Share Certificate 9 month - 3.75% 9 Months
Min Deposit$5,000
Last Updated 02/11/2026
9-month Certificate 60 month - 2.80% 60 months
No additional details.
Last Updated 02/11/2026
60 month Share Certificate - 2.80% 60 months
No additional details.
Last Updated 02/11/2026
Share Certificate 60 month - 2.80% 60 Months
Min Deposit$500
Last Updated 02/11/2026
9-month Certificate 48 month - 2.65% 48 months
No additional details.
Last Updated 02/11/2026
48 month Share Certificate - 2.65% 48 months
No additional details.
Last Updated 02/11/2026
9-month Certificate 36 month - 2.40% 36 months
No additional details.
Last Updated 02/11/2026
36 month Share Certificate - 2.40% 36 months
No additional details.
Last Updated 02/11/2026
Share Certificate 36 month - 2.40% 36 Months
Min Deposit$500
Last Updated 02/11/2026
15 month Share Certificate - 2.25% 15 months
No additional details.
Last Updated 02/11/2026
Share Certificate 15 month - 2.25% 15 Months
Min Deposit$500
Last Updated 02/11/2026
9-month Certificate 24 month - 2.15% 24 months
No additional details.
Last Updated 02/11/2026
24 month Share Certificate - 2.15% 24 months
No additional details.
Last Updated 02/11/2026
Share Certificate 24 month - 2.15% 24 Months
Min Deposit$500
Last Updated 02/11/2026
9-month Certificate 12 month - 1.90% 12 months
No additional details.
Last Updated 02/11/2026
12 month Share Certificate - 1.90% 12 months
No additional details.
Last Updated 02/11/2026
Share Certificate 12 month - 1.90% 12 Months
Min Deposit$500
Last Updated 02/11/2026
9-month Certificate 6 month - 1.30% 6 months
No additional details.
Last Updated 02/11/2026
6 month Share Certificate - 1.30% 6 months
No additional details.
Last Updated 02/11/2026
Share Certificate 6 month - 1.30% 6 Months
Min Deposit$500
Last Updated 02/11/2026

Abri Credit Union Savings Rates

Product Rate APY View More
IRA & Health Savings Accounts - 0.45%
No additional details.
Last Updated 02/11/2026
Christmas Club - 0.10%
No additional details.
Last Updated 02/11/2026
Club Savings - 0.10%
No additional details.
Last Updated 02/11/2026
Savings (Prime Shares) - 0.10%
No additional details.
Last Updated 02/11/2026

Abri Credit Union Money Market Rates

Product Rate APY View More
Premier Money Market Account - 1.25%
Details$100,000 and Above
Last Updated 02/11/2026
Premier Money Market Account - 1.15%
Details$50,000 - $99,999.99
Last Updated 02/11/2026
Premier Money Market Account - 1.10%
Details$25,000 - $49,999.99
Last Updated 02/11/2026
Premier Money Market Account - 1.00%
Details$10,000 - $24,999.99
Last Updated 02/11/2026
Premier Money Market Account - 0.85%
Min Balance$2,000
Details$2,000 - $9,999.99
Last Updated 02/11/2026
Premier Money Market Account - 0.10%
DetailsBelow $2,000
Last Updated 02/11/2026

Abri Credit Union Checking Rates

Product Rate APY View More
Advantage Checking - 0.30%
Details* $10,000 Minimum Balance
Last Updated 02/11/2026
Dividend Checking (Share Drafts) - 0.10%
Details$500 Min. Balance
Last Updated 02/11/2026

Abri Credit Union Mortgage Rates

Product Rate Points APR Term View More
Mortgage Loan 5.00% - 5.10% 5 Years
No additional details.
Last Updated 02/11/2026
Mortgage Loan 5.25% - 5.35% 7 Years
No additional details.
Last Updated 02/11/2026
Mortgage Loan 5.50% - 5.56% 10 Years
No additional details.
Last Updated 02/11/2026
Mortgage Loan 5.75% - 5.99% 15 Years
No additional details.
Last Updated 02/11/2026
Mortgage Loan 5.88% - 6.07% 20 Years
No additional details.
Last Updated 02/11/2026
Mortgage Loan 5.75% - 6.10% 10 Years
No additional details.
Last Updated 02/11/2026
Mortgage Loan 6.00% - 6.14% 30 Years
No additional details.
Last Updated 02/11/2026

Abri Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan 6.74% - 6.78% 5 Year
DetailsRates are based on the amount you borrow against the value of your home with underwriting approval. Rate Up to 80%
Last Updated 02/11/2026
Home Equity Loan 6.99% - 7.02% 7 Year
DetailsRates are based on the amount you borrow against the value of your home with underwriting approval. Rate Up to 80%
Last Updated 02/11/2026
Home Equity Loan 7.24% - 7.26% 10 Year
DetailsRates are based on the amount you borrow against the value of your home with underwriting approval. Rate Up to 80%
Last Updated 02/11/2026
Home Equity Loan 7.49% - 7.51% 15 Year
DetailsRates are based on the amount you borrow against the value of your home with underwriting approval. Rate Up to 80%
Last Updated 02/11/2026
Home Equity Loan 7.74% - 7.78% 5 Year
DetailsRates are based on the amount you borrow against the value of your home with underwriting approval. Rate for 80.01-85%
Last Updated 02/11/2026
Home Equity Loan 7.99% - 8.02% 7 Year
DetailsRates are based on the amount you borrow against the value of your home with underwriting approval. Rate for 80.01-85%
Last Updated 02/11/2026
Home Equity Loan 8.24% - 8.26% 10 Year
DetailsRates are based on the amount you borrow against the value of your home with underwriting approval. Rate for 80.01-85%
Last Updated 02/11/2026
Home Equity Loan 8.49% - 8.51% 15 Year
DetailsRates are based on the amount you borrow against the value of your home with underwriting approval. Rate for 80.01-85%
Last Updated 02/11/2026

Abri Credit Union Credit Card Rates

Product Rate Points APR Term View More
ACU Visa Platinum - - 11.90%
DetailsLowest Rate
Last Updated 02/11/2026

Abri Credit Union Personal Loan Rates

Product Rate Points APR Term View More
Personal Loan - - 10.49% 60 Months
No additional details.
Last Updated 02/11/2026

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Abri Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Abri Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Abri Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name: Abri Credit Union
Full Time Employees: 79
Part Time Employees: 9
President: William Vroman
CEO: Colleen Brooks
Branch Locations: 8
ATM Locations: 5
Corporate Office Address:
1350 W Renwick Rd
Romeoville, IL 60446 5345
Phone Number: 815-267-7700
Fax Number: 815-267-7703

Financials

Total Assets:
367,821,673
Total Amount of Shares and Deposits:
324,271,971
Total Shares and Deposits < 1 Year:
311,691,357
Total Shares and Deposits 1 3 Years:
9,344,795
Total Shares and Deposits > 3 Years:
3,235,819
Total Interest Expense (Sum of items 6 8):
2,061,099
Share Certificates:
1,795
Number of Accounts for Share Drafts:
15,648
IRA KEOGH Accounts:
381
Number of Accounts for Regular Shares:
29,778
All other shares:
379
Money Market Shares:
838
Net Income (unless the amount is already included in Undivided Earnings):
1,020,326
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
21,426,518
Total Liabilities:
324,919,917
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

RXfK
★★★★★
December 17, 2025
zmKh
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Abri Credit Union

Is a member application needed to join Abri Credit Union?

Yes, to access services at Abri Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Abri Credit Union provides a range of mortgage and home equity products.

Is Abri Credit Union a safe place to deposit money?

Yes, Abri Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Abri Credit Union offer online and mobile banking?

Most modern institutions like Abri Credit Union provide digital access including online balance checks and transfers.

Current Abri Credit Union Rates

ProductAPY
12-Month CD1.90%
24-Month CD2.15%
36-Month CD2.40%
48-Month CD2.65%
60-Month CD2.80%
Savings0.10%
MMA0.10%
Personal Loan10.49%

Rates subject to change.