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Bridge Federal Credit Union Rates & Review April 2026

Bridge Federal Credit Union's 18 Month CD rates are at 3.75%, 9 Month CD rates are at 3.65%. MonitorBankRates evaluates the financial stability of Bridge Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.86%. Rates were last updated on 04/18/2026.

Bridge Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bridge Federal Credit Union? Share your experience about Bridge Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Bridge Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.86%
Excellent Lower than avg
Bridge Federal Credit Union
YSCU
217 Xenia Ave
Yellow Springs, OH 45387
https://yscu.org
Member NCUA

Bridge Federal Credit Union CD Rates

Product Rate APY Term View More
18 Month CD - 3.75% 18
Min Deposit $500
Details Limited Time CD Special!
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%
9 Month CD - 3.65% 9
Min Deposit $500
Details Limited Time CD Special!
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%

Bridge Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
3/1 ARM - - 5.25%
Details As Low As; Adjustable Rate Mortgage (ARM)
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%

Bridge Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HELOC - - 6.00%
Details As Low As; Special HELOC Rate as Low as Prime Minus .75%; No Closing Costs!
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Bridge Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Bridge Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bridge Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Bridge Federal Credit Union
Address 217 Xenia Ave, Yellow Springs, OH 45387
Phone 937-767-7377
Fax 937-767-2302
President Steve Payne
CEO Sandra Hollenberg
Full-Time Employees 4
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.86%
Return on Assets (ROA)
0.2684%
Return on Equity (ROE)
2.7507%
Non-Performing Loans Ratio (NPL)
0.19%
Total Assets
23,889,475
Total Amount of Shares and Deposits
20,889,513
Total Shares and Deposits < 1 Year
20,796,611
Total Shares and Deposits 1 3 Years
92,902
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
166,993
Total Uninsured Shares and Deposits > $250K (F+J)
166,993
Total Insured Shares and Deposits > $250K (item 17 less item K)
20,722,520
Total Interest Expense (Sum of items 6 8)
3,015
Share Certificates
28
Number of Accounts for Share Drafts
1,217
IRA KEOGH Accounts
6
Number of Accounts for Regular Shares
2,704
Money Market Shares
57
Net Income (unless the amount is already included in Undivided Earnings)
64,110
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
806,654
Total Liabilities
21,558,819
Source: NCUA — Last Updated 09/30/2023

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Bridge Federal Credit Union

Is Bridge Federal Credit Union a safe place to deposit money?

Yes, Bridge Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.85864237364931%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Bridge Federal Credit Union operate?

Bridge Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Bridge Federal Credit Union?

Yes, to access services at Bridge Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Bridge Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bridge Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Bridge Federal Credit Union offer online and mobile banking?

Most modern institutions like Bridge Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://yscu.org.

Current Bridge Federal Credit Union Rates

  • 18-Month CD3.75%
Retrieved from our database of financial products. Rates subject to change.