ACFCU CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Credit Unions
  3. ACFCU Deposit Rates
ACFCU's 12-Month CD rates are at 3.95%, 36-Month CD rates are at 3.59%, 24-Month CD rates are at 3.56%, 60-Month CD rates are at 3.30%, 48-Month CD rates are at 3.20%. ACFCU's savings rates are at 0.35%. ACFCU's money market rates are at 0.50%. ACFCU's Personal Loan Rates are at 13.45. ACFCU's Credit Card Rates are at 18.24.

ACFCU

Compare ACFCU CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of ACFCU savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

ACFCU money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at ACFCU? Share your experience about ACFCU by leaving a review below, or read customer reviews before you decide to use ACFCU.

Overall, ACFCU is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.95%
18-Month CD
N/A
24-Month CD
3.56%
36-Month CD
3.59%
48-Month CD
3.20%
60-Month CD
3.30%
Savings
0.35%
MMA
0.50%
30-Year Fixed
N/A
Credit Card
18.24%
Personal Loan
13.45%
ACFCU
ACFCU
6100 W Interstate 40
Amarillo, TX 79106 2515
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare ACFCU Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Landmark Credit Union
Landmark Credit Union
Premium Checking
7.50%
$0
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Kasasa Checking
5.00%
$0
Waterman Bank
Waterman Bank
High Yield Savings
4.08%
$50
Hyperion Bank
Hyperion Bank
24-Month CD
4.00%
$500
Access Federal Credit Union
Access Federal Credit Union
36-Month CD
4.00%
$1,000
ACFCU
ACFCU
12-Month CD
3.95%
$1,000
Huntington FSB
Huntington FSB
36-Month CD
3.80%
$500
ACFCU
ACFCU
36-Month CD
3.59%
$1,000
ACFCU
ACFCU
24-Month CD
3.56%
$1,000
Beal Bank USA
Beal Bank USA
24-Month CD
3.45%
$1,000
Bank of the Valley
Bank of the Valley
48-Month CD
3.39%
$500
GSL Savings Bank
GSL Savings Bank
12-Month CD
3.30%
$500
ACFCU
ACFCU
60-Month CD
3.30%
$1,000
Shoreham Bank
Shoreham Bank
48-Month CD
3.25%
$1,000
Franklin SB Franklin, NH
Franklin SB Franklin, NH
6-Month CD
3.25%
$2,000
T Bank
T Bank
60-Month CD
3.20%
$1,000
ACFCU
ACFCU
48-Month CD
3.20%
$1,000
EverTrust Bank
EverTrust Bank
12-Month CD
3.10%
$3,000
New Tripoli Bank
New Tripoli Bank
18-Month CD
3.06%
$500
Cape Cod Five Cents Savings Bank
Cape Cod Five Cents Savings Bank
18-Month CD
3.05%
$1,000
FNB of Hereford
FNB of Hereford
Real Savings
3.03%
$1
Jefferson Security Bank
Jefferson Security Bank
12-Month CD
3.03%
$500
BankVista
BankVista
24-Month CD
3.01%
$1,000
First National Bank VA
First National Bank VA
60-Month CD
2.78%
$500
LNB Community Bank
LNB Community Bank
24-Month CD
2.77%
$500
OSB Odin State Bank
OSB Odin State Bank
48-Month CD
2.77%
$10,000
New Haven Bank
New Haven Bank
48-Month CD
2.75%
$500
Stafford Savings Bank
Stafford Savings Bank
48-Month CD
2.54%
$500
Axiom Bank
Axiom Bank
48-Month CD
2.50%
$500
First Citizens State Bank
First Citizens State Bank
24-Month CD
2.35%
$1,000
Chelsea Savings Bank
Chelsea Savings Bank
18-Month CD
2.11%
$20,000
Live Oak Bank
Live Oak Bank
24-Month CD
2.00%
$2,500
Gorham Savings Bank
Gorham Savings Bank
12-Month CD
2.00%
$500
M.Y. Safra Bank
M.Y. Safra Bank
Platinum Money Market
2.00%
$5,000
Hingham Institution for Savings
Hingham Institution for Savings
24-Month CD
1.75%
$1,000
Milli Bank
Milli Bank
Savings
1.50%
$0
Bank of Lake Mills
Bank of Lake Mills
18-Month CD
1.45%
$500
Consumers Credit Union
Consumers Credit Union
18-Month CD
0.99%
$250
Cape Ann Savings Bank
Cape Ann Savings Bank
48-Month CD
0.75%
$500
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
Passbook Savings
0.75%
$100
Bank of Sun Prairie
Bank of Sun Prairie
18-Month CD
0.75%
$500
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
60-Month CD
0.60%
$500
ACFCU
ACFCU
Money Market
0.50%
$2,500
First National Bank and Trust AL
First National Bank and Trust AL
36-Month CD
0.35%
$1,000
ACFCU
ACFCU
Share Savings
0.35%
$50
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
Premium Money Market
0.30%
$5,000
First Community Bank of Hillsboro
First Community Bank of Hillsboro
Business Money Market
0.25%
$100,000
Sugar River Bank
Sugar River Bank
12-Month CD
0.25%
$500
Haven Savings Bank
Haven Savings Bank
NOW Checking
0.10%
$100
NVE Bank
NVE Bank
Premier Money Market
0.10%
$0
The Bank of Tescott
The Bank of Tescott
Statement Savings
0.10%
$50
United Southern Bank
United Southern Bank
6-Month CD
0.10%
$1,000
Forward Bank
Forward Bank
Premium Fast Forward Checking
0.05%
$0
Busey Bank
Busey Bank
12-Month CD
0.05%
$1,000
Kearny Bank
Kearny Bank
Statement Savings
0.05%
$100
National Iron Bank
National Iron Bank
Statement Savings
0.02%
$250
F&M Bank Laotto, IN
F&M Bank Laotto, IN
Easy Interest Checking
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare ACFCU Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed Jumbo
5.750%
5.776%
0.000
Connections Bank
Connections Bank
15-Year Fixed
5.750%
5.810%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
15-Year Fixed
5.750%
5.811%
0.000
GTE Federal Credit Union
GTE Federal Credit Union
15 Year Fixed
5.750%
5.901%
0.375
Lakewood Credit Union
Lakewood Credit Union
10 Year Fixed
5.800%
5.930%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
5-Year ARM
5.875%
5.958%
0.000
Savings Bank of Danbury
Savings Bank of Danbury
15-Year Fixed
5.875%
5.959%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
10 Year Fixed
5.875%
6.014%
0.000
Norfolk Community Federal Credit Union
Norfolk Community Federal Credit Union
10 Year Fixed
5.875%
6.020%
0.250
StonehamBank
StonehamBank
15-Year Fixed
6.000%
6.111%
0.000
Seaboard Federal Credit Union
Seaboard Federal Credit Union
7/1 ARM
5.875%
6.112%
0.000
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed
6.125%
6.124%
0.000
Mid Oregon Federal Credit Union
Mid Oregon Federal Credit Union
15 Year Fixed
5.875%
6.148%
0.250
Y-12 Federal Credit Union
Y-12 Federal Credit Union
15-Year Fixed
6.000%
6.198%
1.000
First Northern Credit Union
First Northern Credit Union
10 Year Fixed
6.125%
6.218%
0.000
Missouri Credit Union
Missouri Credit Union
10 Year Fixed
6.000%
6.223%
0.000
First National Bank of Orwell
First National Bank of Orwell
15-Year Fixed
6.125%
6.224%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
5/5 ARM
5.125%
6.239%
0.000
Apple Federal Credit Union
Apple Federal Credit Union
15-Year Fixed
6.000%
6.242%
1.000
FNB of Scotia
FNB of Scotia
15-Year Fixed
6.250%
6.402%
0.000
Highpoint Community Bank
Highpoint Community Bank
15-Year Fixed
6.125%
6.422%
0.000
River Region Credit Union
River Region Credit Union
15-Year Fixed
6.250%
6.434%
0.000
Ideal Credit Union
Ideal Credit Union
5/1 ARM
5.875%
6.471%
0.000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
15-Year Fixed
6.375%
6.483%
0.000
Radius Federal Credit Union
Radius Federal Credit Union
15-Year Fixed
6.375%
6.484%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare ACFCU Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
ACFCU
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare ACFCU Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
ACFCU
ACFCU
Line of Credit
13.700%
$0
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

ACFCU Information

Credit Union Name: ACFCU
Full Time Employees: 89
Part Time Employees: 1
President: Bob Miller
CEO: Scott Rose
Branch Locations: 6
ATM Locations: 6
Corporate Office Address:
6100 W Interstate 40
Amarillo, TX 79106 2515
Phone Number: 806-358-7561
Fax Number: 806-358-6380

ACFCU Financials

Total Assets:
331,248,809
Total Amount of Shares and Deposits:
275,839,515
Total Shares and Deposits < 1 Year:
255,135,075
Total Shares and Deposits 1 3 Years:
16,259,290
Total Shares and Deposits > 3 Years:
4,445,151
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
12,931,296
Total Uninsured Shares and Deposits > $250K (F+J):
12,931,296
Total Insured Shares and Deposits > $250K (item 17 less item K):
262,908,219
Total Interest Expense (Sum of items 6 8):
1,769,639
Share Certificates:
1,477
Number of Accounts for Share Drafts:
13,595
IRA KEOGH Accounts:
818
Number of Accounts for Regular Shares:
49,985
Non Member Deposits:
43
Money Market Shares:
458
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
29,023,562
Total Liabilities:
308,831,564
Show More

ACFCU Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

As expected, mortgage rates are were driven higher this week because of higher bond yields. 15 year conforming mortgage rates are averaging 3.20 percent, up 5 basis points from last week's average of 3.15 percent. Historically speaking, current mortgage rates are still very low. Back in 2007, average 15 year rates were as high as 6.36 percent, more than double the current rate.
Mortgage rates made new lows for 2011 as falling bond yields, a slowing economy and low inflation are all driving interest rates lower. Today's 30 year mortgage rates are averaging 4.41%, down from yesterday’s average 30 year mortgage rate of 4.43%.15 year mortgage rates today are averaging 3.64%, down from yesterday’s average 15 year mortgage rate of 3.69%.
Mortgage rates increased and mortgage loan applications fell in the latest mortgage survey. Average mortgage rates are at the highest level in a month. In the weekly Mortgage Application Survey released by the Mortgage Bankers Association the average contract rate on 30 year mortgage loans increased to 4.69% with 0.90 mortgage points. The average mortgage rate the prior week was 4.46% with 1.19 mortgage points.

Bank or Credit Union Offers and Deals

1-Year CD Accounts, a Popular Way to Save and Invest your Money
Mortgage Rates Finally Fall
OneUnited Bank Savings Rates now at 0.40%
PenFed Home Equity Line of Credit 3.25 Percent
Mortgage Rates: Current 30 Year Mortgage Rates at 4.81%, 15 Year Mortgage Rates at 4.28%
SunTrust Mortgage Rates
Mortgage Rates Stable This Week: 30 Year Mortgage Rates at 4.57%, Says Freddie
Competitive Mortgage Rates from eRates Mortgage
Home Sales
Mortgage Rates Nosedive to New Low

Alternative Bank and Credit Union Offers to Explore

AloStar Bank of Commerce Money Market Account Jumbo Rates now at 0.70%
Mortgage Rates Today Move Higher on Talk of Fed Rate Hike
Current Bank CD Rates
Goldwater Bank Money Market Account Jumbo Rates now at 0.38%
National Average CD Rates - April 28, 2010
Weekly Savings Account Rates: Updated June 2, 2009
Presidential Bank Money Market Rates
9 Month CD Rates: Best CD Interest Rates at 0.98 Percent
Citizens Access CD Rates
A Higher Discount Rate Doesn't Mean Higher CD Rates, Savings Rates and Mortgage Rates

ACFCU Reviews

There are no reviews for ACFCU yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for ACFCU
Your Name:
Your Rating:

See how ACFCU Compares to other credit unions