ACFCU CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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ACFCU's 12-Month CD certificate rates are at 4.75%, 24-Month CD certificate rates are at 3.75%, 36-Month CD certificate rates are at 3.30%, 48-Month CD certificate rates are at 3.00%, 60-Month CD certificate rates are at 2.95%. ACFCU's savings rates are at 0.35%. ACFCU's money market rates are at 0.50%. ACFCU's Personal Loan Rates are at 13.45. ACFCU's Credit Card Rates are at 18.24.

ACFCU

Compare ACFCU CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of ACFCU savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

ACFCU money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at ACFCU? Share your experience about ACFCU by leaving a review below, or read customer reviews before you decide to use ACFCU.

Overall, ACFCU is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.75%
18-Month CD
N/A
24-Month CD
3.75%
36-Month CD
3.30%
48-Month CD
3.00%
60-Month CD
2.95%
Savings
0.35%
MMA
0.50%
30-Year Fixed
N/A
Credit Card
18.24%
Personal Loan
13.45%
ACFCU
ACFCU
6100 W Interstate 40
Amarillo, TX 79106 2515
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare ACFCU Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Liberty Bank
First Liberty Bank
Kasasa Checking
6.00%
$5
Western Alliance Bank
Western Alliance Bank
Savings
5.22%
$1
Home Loan Investment Bank
Home Loan Investment Bank
Soaring Savings
5.10%
$25,000
First Resource Bank Exton, PA
First Resource Bank Exton, PA
15-Month CD
4.75%
$500
Wintrust Bank
Wintrust Bank
11-Month CD
4.75%
$1,000
ACFCU
ACFCU
12-Month CD certificate
4.75%
$1,000
First State Bank Nebraska
First State Bank Nebraska
12-Month CD
4.60%
$5,000
BankGloucester
BankGloucester
12-Month CD
4.50%
$500
Murray Bank
Murray Bank
12-Month CD
4.45%
$1,000
FSB of Burnet
FSB of Burnet
6-Month CD (Jumbo)
4.04%
$95,000
Minnwest Bank
Minnwest Bank
30-Month CD (special online)
4.01%
$1,000
Popular Bank
Popular Bank
60-Month CD
3.75%
$1,000
Generations Commercial Bank
24-Month CD
3.75%
$500
Milford Federal Bank
Milford Federal Bank
12-Month CD
3.75%
$1,000
State Bank of De Kalb
State Bank of De Kalb
9-Month CD
3.75%
$500
ACFCU
ACFCU
24-Month CD certificate
3.75%
$1,000
The MINT National Bank
The MINT National Bank
60-Month CD
3.70%
$10,000
Keen Bank
Keen Bank
18-Month CD
3.51%
$2,500
121 Financial Credit Union
121 Financial Credit Union
48-Month CD
3.50%
$500
ACFCU
ACFCU
36-Month CD certificate
3.30%
$1,000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
Companion Savings
3.04%
$100
Alabama Credit Union
Alabama Credit Union
Daily Money Market
3.03%
$100,000
F&M Bank Upperco, MD
F&M Bank Upperco, MD
12-Month CD
3.00%
$500
ACFCU
ACFCU
48-Month CD certificate
3.00%
$1,000
ACFCU
ACFCU
60-Month CD certificate
2.95%
$1,000
Cendera Bank
Cendera Bank
18-Month CD
2.89%
$1,000
First National Bank in Carlyle
First National Bank in Carlyle
24-Month CD
2.50%
$1,000
CNB Hugoton, KS
CNB Hugoton, KS
48-Month CD
2.35%
$500
State Bank of India US
State Bank of India US
48-Month CD
2.27%
$1,000
Bradford National Bank
Bradford National Bank
18-Month CD
2.21%
$1,000
Foresight Bank
Foresight Bank
6-Month CD
2.12%
$500
River Falls State Bank
River Falls State Bank
12-Month CD
2.02%
$500
Alliance Bank WI
Alliance Bank WI
Flex-Check Checking
1.93%
$100,000
First Community Bank Batesville, AR
First Community Bank Batesville, AR
36-Month CD
1.81%
$500
Everett Co-operative Bank
Everett Co-operative Bank
60-Month CD
1.75%
$500
Jones Bank
Jones Bank
36-Month CD
1.70%
$500
Glen Burnie MSB
48-Month CD
1.51%
$500
The Citizens Bank Company
The Citizens Bank Company
36-Month CD
1.37%
$1,000
Bank of Stronghurst
Bank of Stronghurst
30-Month CD
1.26%
$500
First National Bank of Shiner
First National Bank of Shiner
60-Month CD
1.11%
$1,000
Nevada B&T Co.
Nevada B&T Co.
Money Market
1.00%
$2,500
Bank of Canton
Bank of Canton
12-Month CD
1.00%
$1,000
BAC Community Bank
BAC Community Bank
60-Month CD
0.75%
$2,500
MCS Bank
MCS Bank
120-Month CD
0.60%
$1,000
The Wilmington Savings Bank
The Wilmington Savings Bank
48-Month CD
0.60%
$500
Metropolitan Bank
Metropolitan Bank
60-Month CD
0.50%
$2,500
ACFCU
ACFCU
Money Market
0.50%
$2,500
Pillar Bank
Pillar Bank
48-Month CD
0.40%
$500
5 Star Bank
5 Star Bank
30-Month CD
0.40%
$500
ACFCU
ACFCU
Share Savings
0.35%
$50
Lewis & Clark Bank
Lewis & Clark Bank
24-Month CD
0.30%
$500
Nebraska Bank of Commerce
Nebraska Bank of Commerce
Personal Money Market Tier 1
0.25%
$1,000
Access Federal Credit Union
Access Federal Credit Union
Share Savings
0.25%
$25
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
Savings
0.10%
$5
Lowell Five SB
Lowell Five SB
Premier Money Market
0.05%
$0
Town & Country B&T Co.
Town & Country B&T Co.
Money Market
0.05%
$2,000
HSBC Trust Company (Delaware)
HSBC Trust Company (Delaware)
Premier Checking
0.01%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare ACFCU Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed
5.625%
5.777%
0.500
Pittsford Federal Credit Union
Pittsford Federal Credit Union
10-Year Fixed
6.000%
6.039%
0.000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
15-Year Fixed
6.125%
6.182%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
15 Year Fixed
6.000%
6.229%
0.000
Catskill Hudson Bank
Catskill Hudson Bank
15-Year Fixed
6.125%
6.290%
0.000
State Bank of Southern Utah
State Bank of Southern Utah
30-Year Fixed VA
5.990%
6.322%
0.000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
30-Year Fixed
6.375%
6.413%
0.000
Greenstate Credit Union
Greenstate Credit Union
15 Year Fixed
6.375%
6.417%
0.000
Y-12 Federal Credit Union
Y-12 Federal Credit Union
15-Year Fixed
6.250%
6.451%
1.000
Honda Federal Credit Union
Honda Federal Credit Union
20 Year Fixed
6.375%
6.499%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed
6.375%
6.550%
1.000
FNB of River Falls
FNB of River Falls
20-Year Fixed
6.500%
6.596%
0.500
Georgias Own Credit Union
Georgias Own Credit Union
5/5 ARM
5.875%
6.643%
0.000
Crest Savings Bank
Crest Savings Bank
15-Year Fixed
6.625%
6.720%
0.000
USB Union Savings Bank
USB Union Savings Bank
30-Year Fixed
6.625%
6.724%
0.000
First Federal Bank of Kansas City
First Federal Bank of Kansas City
30-Year Fixed
6.625%
6.772%
1.497
InFirst Bank
InFirst Bank
20-Year Fixed
6.630%
6.800%
0.000
WVS West View SB
WVS West View SB
30-Year Fixed
6.625%
6.821%
0.000
Savings Bank of Danbury
Savings Bank of Danbury
30-Year Fixed
6.625%
6.876%
0.000
Kalsee Credit Union
Kalsee Credit Union
15 Year Fixed
6.500%
6.901%
0.000
Freedom Credit Union
Freedom Credit Union
30 Year Fixed
6.875%
6.918%
0.000
StonehamBank
StonehamBank
30-Year Fixed
7.000%
6.949%
0.000
Citizens Bank
Citizens Bank
30-Year Fixed
6.875%
6.959%
0.375
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
10/1 ARM
6.625%
6.960%
0.000
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
15-Year Fixed
6.875%
6.960%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare ACFCU Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
ACFCU
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
University First Federal Credit Union
University First Federal Credit Union
Visa Business Rewards Card
15.240%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare ACFCU Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
ACFCU
ACFCU
Line of Credit
13.700%
$0
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.740%
$5,000
60 - 60
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
AAEC Credit Union
AAEC Credit Union
Personal Signature Loans
14.000%
$0
60
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

ACFCU Information

Credit Union Name: ACFCU
Full Time Employees: 84
Part Time Employees: 2
President: Bob Miller
CEO: Scott Rose
Branch Locations: 7
ATM Locations: 6
Corporate Office Address:
6100 W Interstate 40
Amarillo, TX 79106 2515
Phone Number: 806-358-7561
Fax Number: 806-358-6380

ACFCU Financials

Total Assets:
347,383,441
Total Amount of Shares and Deposits:
291,460,783
Total Shares and Deposits < 1 Year:
252,967,895
Total Shares and Deposits 1 3 Years:
33,259,357
Total Shares and Deposits > 3 Years:
5,233,531
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
13,850,822
Total Uninsured Shares and Deposits > $250K (F+J):
13,850,822
Total Insured Shares and Deposits > $250K (item 17 less item K):
277,609,961
Total Interest Expense (Sum of items 6 8):
4,429,938
Share Certificates:
1,234
Number of Accounts for Share Drafts:
13,935
IRA KEOGH Accounts:
832
Number of Accounts for Regular Shares:
53,173
Non Member Deposits:
119
Money Market Shares:
498
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
24,293,375
Total Liabilities:
326,484,948
Show More

ACFCU Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA

Explore Other Rate Deals

The U.S. Department of Commerce's Bureau of Economic Analysis released a report showing the personal savings rate has fallen to 4.00 percent. Not to be confused with savings account rates offered by financial institutions, the personal savings rate is the rate in which Americans save money.
Right now Bank of Internet has the highest 12 month CD rate on our CD rates table in New Jersey. Bank of Internet is currently offering 12 month bank CD interest rates at 1.40 percent with a bank CD yield of 1.41 percent. You can find the best rates in Newark, NJ, Trenton, NJ or any other city or town in NJ by searching our rates table
Don't ask the Fed, they can't make up their minds, last week, Federal Reserve Chairman, Ben Bernanke suggested that the current Fed interest rate policy is "well positioned to promote moderate growth and price stability over time". That "Fed Speak" signals that the central bank is done cutting interest rates for now, even though inflation is still a concern, "We are attentive to the implications of changes in the value of the dollar for inflation and inflation expectations, and will continue to formulate policy to guard against risks", Bernanke also said.

Bank or Credit Union Offers and Deals

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Home Ownership Rate Hits 20 Year Low Despite Low Mortgage Rates
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District of Columbia CD Rates
Fed's Plan to Drive Mortgage Rates Lower is Working: 30 Year Mortgage Rates Down to 4.79%
MBA – Mortgage Rates Increase Slightly, 30 Year Mortgage Rates at 4.69%, 15 Year Mortgage Rates at 4.12%
Mortgage Rates Mixed This Week, November 30, 2010: 30 Year Mortgage Rates Averaging 4.44%, 15 Year Mortgage Rates Averaging 3.74%

Alternative Bank and Credit Union Offers to Explore

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ACFCU Reviews

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