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Mt Pleasant Area School Employees Federal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 23, 2026
Mt Pleasant Area School Employees Federal Credit Union rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 3.01%, 6-month share certificate rates at 2.85% and 3-month share certificate rates at 2.71%. Savings rates are at 0.89% and money market rates are at 1.22%. Mortgage rates on 30-year fixed loans are around 7.01%. These rates come from our rate database, not Mt Pleasant Area School Employees Federal Credit Union, and you can see how they compare in the Mt Pleasant Area School Employees Federal Credit Union rate tables below. MonitorBankRates evaluates the financial stability of Mt Pleasant Area School Employees Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Database rates last updated and verified on 09/23/2026. Mt Pleasant Area School Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mt Pleasant Area School Employees Federal Credit Union? Share your experience about Mt Pleasant Area School Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Mt Pleasant Area School Employees Federal Credit Union. Mt Pleasant Area School Employees Federal Credit Union
Mount Pleasant Area School Employees, FCU 505 N Church St
Mount Pleasant, PA 15666-1110 
Current Rate AvailabilityWe're not currently displaying rates for Mt Pleasant Area School Employees Federal Credit Union, but our database is updated constantly, so check back soon for the latest offers. Are you with Mt Pleasant Area School Employees Federal Credit Union? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates. Financial Health HistoryMt Pleasant Area School Employees Federal Credit Union’s Texas Ratio stayed near 0.00% in Q2 2023 to 0.00% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Mt Pleasant Area School Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Mt Pleasant Area School Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Mt Pleasant Area School Employees Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Mt Pleasant Area School Employees Federal Credit Union
Website
N/A
Address
505 N Church St,
Mount Pleasant, PA 15666-1110
Phone
724-542-4940
Fax
President
Diane Bailey
CEO
John Kapelewski
Full-Time Employees
0
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.00%
Return on Assets (ROA)
0.4463%
Return on Equity (ROE)
1.7874%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
2,276,293
Total Amount of Shares and Deposits
1,707,466
Total Shares and Deposits < 1 Year
1,537,669
Total Shares and Deposits 1 3 Years
169,797
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,707,466
Total Interest Expense (Sum of items 6 8)
5,303
Share Certificates
23
IRA KEOGH Accounts
6
Number of Accounts for Regular Shares
136
All other shares
34
Net Income (unless the amount is already included in Undivided Earnings)
10,159
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
816,044
Total Liabilities
1,707,920
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
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Frequently Asked Questions About Mt Pleasant Area School Employees Federal Credit UnionHow many branches does Mt Pleasant Area School Employees Federal Credit Union operate?Mt Pleasant Area School Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Mt Pleasant Area School Employees Federal Credit Union?Yes, to access services at Mt Pleasant Area School Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Mt Pleasant Area School Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Mt Pleasant Area School Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Mt Pleasant Area School Employees Federal Credit Union offer online and mobile banking?Most modern institutions like Mt Pleasant Area School Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. Compare to Other Credit Unions
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