Addition Financial Credit Union Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Addition Financial Credit Union's 6-11 Month CD rates are at 3.77%, 12-23 Month CD rates are at 3.01%, 60 month 60 Month CD rates are at 3.01%, 48-59 Month CD rates are at 2.89%, 36-47 Month CD rates are at 2.82%. Addition Financial Credit Union's savings rates are at 0.01%. Addition Financial Credit Union's money market rates are at 0.05%. Addition Financial Credit Union's 10 Year Fast Track Refinance Mortgage rates are at 5.12%, 5 Year Fast Track Refinance Mortgage rates are at 4.88%, Second Mortgage rates are at 5.62%, Second Mortgage rates are at 5.38%, Second Mortgage rates are at 5.88%.
Addition Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Addition Financial Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Addition Financial Credit Union Texas RatioAddition Financial Credit Union's Texas Ratio is at 4.12%, which is considered excellent. The Texas Ratio for Addition Financial Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Addition Financial Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Addition Financial Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Addition Financial Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
Addition Financial Credit Union
Lake Mary Branch 1000 Primera Blvd
Lake Mary, FL 32746 
Addition Financial Credit Union CD Rates
Addition Financial Credit Union Savings Rates
Addition Financial Credit Union Money Market Rates
Addition Financial Credit Union Checking Rates
Addition Financial Credit Union Mortgage Rates
Addition Financial Credit Union Home Equity & HELOC
Addition Financial Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Addition Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Addition Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Addition Financial Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: Addition Financial Credit Union
Website: https://www.additionfi.com
Full Time Employees: 452Part Time Employees: 97 President: Richard Collins CEO: Kevin Miller Branch Locations: 26 ATM Locations: 25 Corporate Office Address:
1000 Primera Blvd
Lake Mary, FL 32746 Phone Number: 407-896-9411 Fax Number: 407-893-5730 FinancialsTotal Assets:
2,975,541,418
Total Amount of Shares and Deposits:
2,670,606,202
Total Shares and Deposits < 1 Year:
2,611,346,304
Total Shares and Deposits 1 3 Years:
52,815,342
Total Shares and Deposits > 3 Years:
6,444,556
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
406,643,714
Total Uninsured Shares and Deposits > $250K (F+J):
651,617,997
Total Insured Shares and Deposits > $250K (item 17 less item K):
2,018,988,205
Total Interest Expense (Sum of items 6 8):
31,581,625
Share Certificates:
20,509
Number of Accounts for Share Drafts:
131,721
IRA KEOGH Accounts:
6,613
Number of Accounts for Regular Shares:
201,338
All other shares:
70,023
Non Member Deposits:
44
Money Market Shares:
15,541
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
192,358,528
Total Liabilities:
2,708,419,404
Show More
Source: NCUA Last Updated 09/30/2025
Customer ReviewsVKSD
December 17, 2025
MDlU
Add Your Rating and Review for Addition Financial Credit Union
Frequently Asked Questions About Addition Financial Credit UnionIs a member application needed to join Addition Financial Credit Union?Yes, to access services at Addition Financial Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Addition Financial Credit Union provides a range of mortgage and home equity products. Is Addition Financial Credit Union a safe place to deposit money?Yes, Addition Financial Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Addition Financial Credit Union offer online and mobile banking?Most modern institutions like Addition Financial Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
