Alabama State Employees Credit Union Rates and Review January 2026
Compare Alabama State Employees Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Alabama State Employees Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityAlabama State Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Alabama State Employees Credit Union? Share your experience about Alabama State Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Alabama State Employees Credit Union. Overall, Alabama State Employees Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Alabama State Employees Credit Union Operations Center 4217 Lomac St Montgomery, AL 36106  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Premier Plus
8.900%
Max Rewards Visa Credit Card
15.250%
Savings Secured Visa®
18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Line of Credit
13.040%
$0
Personal Loan
10.990%
$0 - $10,000
60 - 60
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Alabama State Employees Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Alabama State Employees Credit Union
Website: https://www.yourasecu.com
Full Time Employees: 122Part Time Employees: 2 President: Sharon Mills CEO: Shannon Watkins Branch Locations: 9 ATM Locations: 9 Corporate Office Address:
4217 Lomac St
Montgomery, AL 36106 Phone Number: 334-420-7466 Fax Number: FinancialsTotal Assets:
426,341,251
Total Amount of Shares and Deposits:
375,231,620
Total Shares and Deposits < 1 Year:
357,174,093
Total Shares and Deposits 1 3 Years:
16,338,677
Total Shares and Deposits > 3 Years:
1,718,851
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
10,718,451
Total Uninsured Shares and Deposits > $250K (F+J):
10,718,451
Total Insured Shares and Deposits > $250K (item 17 less item K):
364,513,169
Total Interest Expense (Sum of items 6 8):
4,032,385
Share Certificates:
1,241
Number of Accounts for Share Drafts:
26,034
IRA KEOGH Accounts:
449
Number of Accounts for Regular Shares:
44,647
Money Market Shares:
4,074
Net Income (unless the amount is already included in Undivided Earnings):
1,328,369
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
57,103,434
Total Liabilities:
378,415,862
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Alabama State Employees Credit UnionIs a member application needed to join Alabama State Employees Credit Union?Yes, to access services at Alabama State Employees Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Alabama State Employees Credit Union provides a range of mortgage and home equity products. Is Alabama State Employees Credit Union a safe place to deposit money?Yes, Alabama State Employees Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Alabama State Employees Credit Union offer online and mobile banking?Most modern institutions like Alabama State Employees Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.50%, 6-month CD rates at 0.05% and 3-month CD rates at 3.00%. Savings rates are at 0.15% and money market rates are at 1.75%. Mortgage rates on 30-year fixed loans are around 6.12%. Credit Card rates are at 19.49%. Personal Loan rates are at 11.99%. All these rates, and more, can be found in our database of rates which you can compare to 
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