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 Alabama State Employees Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Alabama State Employees Credit Union's 9 Month CD Special rates are at 3.85%, Business CDs 2 Year rates are at 3.80%, 15 Month CD Special rates are at 3.55%, Business CDs 3 Year rates are at 3.55%, Business CDs 4 Year rates are at 3.55%. Alabama State Employees Credit Union's savings rates are at 0.10%. Alabama State Employees Credit Union's Personal Loan Rates are at 2.99%. MonitorBankRates evaluates the financial stability of Alabama State Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.38%. Rates were last updated on 04/19/2026. Alabama State Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Alabama State Employees Credit Union? Share your experience about Alabama State Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Alabama State Employees Credit Union. Alabama State Employees Credit Union
Operations Center 4217 Lomac St
https://www.yourasecu.com Montgomery, AL 36106 
Alabama State Employees Credit Union CD Rates
Alabama State Employees Credit Union Savings Rates
Alabama State Employees Credit Union Checking Rates
Alabama State Employees Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Alabama State Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Alabama State Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Alabama State Employees Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Alabama State Employees Credit Union
Website
https://www.yourasecu.com
Address
4217 Lomac St,
Montgomery, AL 36106
Phone
334-420-7466
Fax
President
Sharon Mills
CEO
Shannon Watkins
Full-Time Employees
122
Part-Time Employees
2
Branch Locations
9
ATM Locations
9
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.38%
Return on Assets (ROA)
0.8164%
Return on Equity (ROE)
6.6008%
Non-Performing Loans Ratio (NPL)
0.29%
Total Assets
426,341,251
Total Amount of Shares and Deposits
375,231,620
Total Shares and Deposits < 1 Year
357,174,093
Total Shares and Deposits 1 3 Years
16,338,677
Total Shares and Deposits > 3 Years
1,718,851
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
10,718,451
Total Uninsured Shares and Deposits > $250K (F+J)
10,718,451
Total Insured Shares and Deposits > $250K (item 17 less item K)
364,513,169
Total Interest Expense (Sum of items 6 8)
4,032,385
Share Certificates
1,241
Number of Accounts for Share Drafts
26,034
IRA KEOGH Accounts
449
Number of Accounts for Regular Shares
44,647
Money Market Shares
4,074
Net Income (unless the amount is already included in Undivided Earnings)
1,328,369
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
57,103,434
Total Liabilities
378,415,862
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Alabama State Employees Credit UnionIs Alabama State Employees Credit Union a safe place to deposit money?Yes, Alabama State Employees Credit Union is considered a safe financial institution. With a Texas Ratio of 1.3757104702435%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Alabama State Employees Credit Union operate?Alabama State Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Alabama State Employees Credit Union?Yes, to access services at Alabama State Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Alabama State Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Alabama State Employees Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Alabama State Employees Credit Union offer online and mobile banking?Most modern institutions like Alabama State Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.yourasecu.com. Current Alabama State Employees Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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