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Department of The Interior Federal Credit Union

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Department of The Interior Federal Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Department of The Interior Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 17, 2026

You can compare Department of The Interior Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.02%, 6-month share certificate rates at 0.75% and 3-month share certificate rates at 3.60%. Savings rates are at 1.00% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.09%. All these rates can be compared to Department of The Interior Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Department of The Interior Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.82%. Rates were last updated on 04/17/2026.

Department of The Interior Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Department of The Interior Federal Credit Union? Share your experience about Department of The Interior Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Department of The Interior Federal Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

10.82%

Excellent Higher than avg

Department of The Interior Federal Credit Union
DC Branch

1849 C ST NW RM B038
Washington, DC 20240

https://www.interiorfcu.org

Current Rate Availability

We do not have Department of The Interior Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Department of The Interior Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Department of The Interior Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Department of The Interior Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Department of The Interior Federal Credit Union

Website https://www.interiorfcu.org

Address 1849 C ST NW RM B038, Washington, DC 20240

Phone 202-208-3936

Fax 202-219-9326

President Mark Davis

CEO Michael Merryman

Full-Time Employees 37

Part-Time Employees 2

Branch Locations 2

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (95/100)

Texas Ratio

10.82%

Return on Assets (ROA)

-0.5949%

Return on Equity (ROE)

-8.1752%

Non-Performing Loans Ratio (NPL)

1.00%

Total Assets

274,684,674

Total Amount of Shares and Deposits

248,973,203

Total Shares and Deposits < 1 Year

209,552,734

Total Shares and Deposits 1 3 Years

37,177,058

Total Shares and Deposits > 3 Years

2,243,412

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

20,395,016

Total Uninsured Shares and Deposits > $250K (F+J)

20,395,016

Total Insured Shares and Deposits > $250K (item 17 less item K)

228,578,187

Total Interest Expense (Sum of items 6 8)

4,094,168

Share Certificates

2,842

Number of Accounts for Share Drafts

9,378

IRA KEOGH Accounts

523

Number of Accounts for Regular Shares

21,097

All other shares

Non Member Deposits

Money Market Shares

1,565

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

29,185,907

Total Liabilities

257,842,022

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Department of The Interior Federal Credit Union

Is Department of The Interior Federal Credit Union a safe place to deposit money?

Yes, Department of The Interior Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 10.822462788986%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Department of The Interior Federal Credit Union operate?

Department of The Interior Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Department of The Interior Federal Credit Union?

Yes, to access services at Department of The Interior Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Department of The Interior Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Department of The Interior Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Department of The Interior Federal Credit Union offer online and mobile banking?

Most modern institutions like Department of The Interior Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.interiorfcu.org.