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Alltru Federal Credit Union Rates and Review January 2026

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Alltru Federal Credit Union12-month CD rates can be found at 3.75%, 6-month CD rates at 3.44% and 3-month CD rates at 2.52%. Savings rates are at 0.05% and money market rates are at 3.50%. Mortgage rates on 30-year fixed loans are around 5.96%. Credit Card rates are at 9.50%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates which you can compare to Alltru Federal Credit Union rates.

Compare Alltru Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Alltru Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Alltru Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Alltru Federal Credit Union? Share your experience about Alltru Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Alltru Federal Credit Union.

Overall, Alltru Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Alltru Federal Credit Union
Main Office
1232 Wentzville Pkwy
Wentzville, MO 63385 3868
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
48-Month CD
3.90%
$500
6-Month CD
3.75%
$1,000
24-Month CD
3.70%
$1,000
6-Month CD
3.65%
$1,000
6-Month CD
3.55%
$500
48-Month CD
3.55%
$1,000
30-Month CD
3.50%
$500
12-Month CD
3.45%
$500
48-Month CD
3.40%
$500
24-Month CD
3.36%
$1,000
36-Month CD
3.09%
$1,000
18-Month CD (Super Jumbo)
3.03%
$225,000
24-Month CD
3.00%
$500
48-Month CD
3.00%
$500
12-Month CD
3.00%
$100
36-Month CD
2.86%
$1,000
Preferred Investment Max Money Market
2.70%
$5,000
12-Month CD
2.53%
$1,000
60-Month CD
2.52%
$500
36-Month CD
2.50%
$500
36-Month CD
2.50%
$1,000
6-Month CD (FLEX)
2.02%
$1,000
18-Month CD
1.76%
$1,000
24-Month CD
1.75%
$1,000
12-Month CD
1.71%
$500
30-Month CD
1.35%
$500
Money Market
1.20%
$2,500
6-Month CD
0.75%
$1,000
30-Month CD
0.75%
$500
Money Market
0.65%
$2,000
60-Month CD
0.65%
$500
Investors Plus Money Market
0.50%
$2,000
Pinnacle Money Market
0.50%
$0
36-Month CD
0.50%
$1,000
Regular Savings
0.40%
$100
24-Month CD
0.35%
$2,500
Money Market
0.25%
$2,500
Platinum Savings Account
0.25%
$100
12-Month CD
0.20%
$500
Savings
0.15%
$100
Savings
0.15%
$100
18-Month CD
0.15%
$500
6-Month CD
0.10%
$500
Premier Interest Checking
0.10%
$25
Simple Savings
0.05%
$0
Passbook Savings
0.03%
$100
Money Market
0.03%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.625%
5.760%
1.125
7-Year ARM
5.250%
5.752%
0.000
15-Year Fixed
5.350%
5.462%
0.000
30-Year Fixed
6.125%
6.201%
0.000
5.500%
5.688%
0.125
5.875%
6.118%
0.000
30-Year Fixed
6.000%
6.218%
0.000
30-Year Fixed
6.000%
6.115%
0.000
30 Year Fixed
6.000%
6.107%
0.000
15-Year Fixed (Power Rate)
5.250%
5.510%
0.000
4.250%
4.514%
0.750
6.000%
6.067%
0.000
15-Year Fixed Jumbo
5.750%
6.099%
0.000
30-Year Fixed
6.375%
6.451%
0.000
5.375%
5.999%
0.000
30-Year Fixed
6.000%
6.138%
0.000
6.250%
6.355%
0.000
15-Year Fixed
5.625%
5.736%
0.000
6.000%
6.107%
0.000
15-Year Fixed
5.375%
5.546%
0.000
5/6 ARM
5.875%
5.947%
0.000
15-Year Fixed
5.625%
5.697%
0.000
6.375%
6.460%
0.000
20 Year Fixed
5.500%
5.579%
0.000
30-Year Fixed
5.875%
5.978%
0.000
6.000%
6.183%
0.000
30-Year Fixed
5.875%
5.965%
0.000
4.740%
7.533%
0.000
5.875%
6.019%
1.000
20 Year Fixed
5.500%
5.659%
0.000
6.125%
6.190%
0.000
6.000%
6.174%
0.000
15-Year Fixed
5.500%
5.562%
0.000
5.625%
5.643%
0.000
6.000%
6.123%
0.000
15-Year Fixed Jumbo
6.125%
6.423%
0.000
6.500%
6.630%
0.000
30-Year Fixed
6.500%
6.559%
0.000
5.750%
6.093%
0.000
5.500%
5.680%
1.125
5.750%
5.858%
0.000
6.375%
6.375%
0.000
15-Year Fixed
5.750%
5.769%
0.000
6.000%
6.090%
0.000
30-Year Fixed Jumbo
6.000%
6.127%
0.000
5.625%
5.769%
0.000
5.500%
5.533%
0.000
6.000%
6.059%
0.000
6.000%
6.160%
0.000
15-Year Fixed
6.000%
6.021%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
VISA® Gold
11.960%
9.990%
Credit Line $500-$7,000
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Max Rewards Visa Credit Card
15.250%
Access FCU Visa Classic
13.500%
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Academic VISA® Platinum
10.900%
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Platinum Visa
15.350%
Visa Crimson Card
13.240%
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Visa Platinum Preferred Rewards
15.740% - 17.990%
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
VISA Traditional
14.240% - 18.000%
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
18.000%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Visa Classic Card
12.900%
No annual fee
Visa Business Rewards Card
15.240%
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
16.200%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
11.900%
$0 - $15,000
24 - 60
Personal Line of Credit
12.950% - 18.000%
$0
12.250% - 17.000%
$0 - $20,000
A+ Personal Loan
8.990%
$0
84
8.990% - 17.990%
$0
Personal Line of Credit
9.500%
$0
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Personal Signature Loan
11.000%
$0
96
Debt Consolidation Loan
9.000%
$0
108
11.990%
$0
1 - 12
10.500%
$0
Signature Loans
12.990%
$0
48
12.990%
$0 - $2,000
24 - 24
11.500%
$0
48 - 48
Unsecured/Personal Loans
8.990%
$0
Personal Loan
8.950%
$0
12.990%
$0
1 - 24
Bill Consolidation Loan
8.990%
$0
60
7.750% - 16.750%
$0
1 - 36
Student Loan Consolidation
5.490%
$0
Signature (Unsecured) Loan
11.040%
$0
1 - 24
7.000%
$500 - $15,000
60
13.450%
$0
17.900%
$0 - $500
10.000%
$0
12 - 12
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Alltru Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Alltru Federal Credit Union
Full Time Employees: 131
Part Time Employees: 6
President: Gina Hakenewerth
CEO: Michelle Rosner
Branch Locations: 5
ATM Locations: 5
Corporate Office Address:
1232 Wentzville Pkwy
Wentzville, MO 63385 3868
Phone Number: 636-916-8300
Fax Number:

Financials

Total Assets:
382,775,388
Total Amount of Shares and Deposits:
344,334,751
Total Shares and Deposits < 1 Year:
337,473,290
Total Shares and Deposits 1 3 Years:
6,356,412
Total Shares and Deposits > 3 Years:
505,047
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
13,865,304
Total Uninsured Shares and Deposits > $250K (F+J):
13,865,304
Total Insured Shares and Deposits > $250K (item 17 less item K):
330,469,447
Total Interest Expense (Sum of items 6 8):
3,560,643
Share Certificates:
2,705
Number of Accounts for Share Drafts:
23,760
IRA KEOGH Accounts:
268
Number of Accounts for Regular Shares:
83,602
Non Member Deposits:
16
Money Market Shares:
164
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
9,993,716
Total Liabilities:
351,092,446
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Alltru Federal Credit Union

Is a member application needed to join Alltru Federal Credit Union?

Yes, to access services at Alltru Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Alltru Federal Credit Union provides a range of mortgage and home equity products.

Is Alltru Federal Credit Union a safe place to deposit money?

Yes, Alltru Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Alltru Federal Credit Union offer online and mobile banking?

Most modern institutions like Alltru Federal Credit Union provide digital access including online balance checks and transfers.

Current Alltru Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions