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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Alltru Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Alltru Federal Credit Union's CD of Deposit (CD) 7 month CD Special Rate rates are at 3.95%, CD of Deposit (CD) 13 month CD Special Rate rates are at 3.85%, 12 CD of Deposit (CD) rates are at 3.50%, 6 CD of Deposit (CD) rates are at 2.50%, 24 CD of Deposit (CD) rates are at 1.85%. Alltru Federal Credit Union's money market rates are at 0.05%. MonitorBankRates evaluates the financial stability of Alltru Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.67%. Rates were last updated on 04/18/2026. Alltru Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Alltru Federal Credit Union? Share your experience about Alltru Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Alltru Federal Credit Union. Alltru Federal Credit Union
Main Office 1232 Wentzville Pkwy
https://www.alltrucu.org Wentzville, MO 63385 3868 
Alltru Federal Credit Union CD Rates
Alltru Federal Credit Union Money Market Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Alltru Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Alltru Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Alltru Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Alltru Federal Credit Union
Website
https://www.alltrucu.org
Address
1232 Wentzville Pkwy,
Wentzville, MO 63385 3868
Phone
636-916-8300
Fax
President
Gina Hakenewerth
CEO
Michelle Rosner
Full-Time Employees
131
Part-Time Employees
6
Branch Locations
5
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (93/100)
Texas Ratio
13.67%
Return on Assets (ROA)
0.9094%
Return on Equity (ROE)
9.3138%
Non-Performing Loans Ratio (NPL)
1.63%
Total Assets
382,775,388
Total Amount of Shares and Deposits
344,334,751
Total Shares and Deposits < 1 Year
337,473,290
Total Shares and Deposits 1 3 Years
6,356,412
Total Shares and Deposits > 3 Years
505,047
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
13,865,304
Total Uninsured Shares and Deposits > $250K (F+J)
13,865,304
Total Insured Shares and Deposits > $250K (item 17 less item K)
330,469,447
Total Interest Expense (Sum of items 6 8)
3,560,643
Share Certificates
2,705
Number of Accounts for Share Drafts
23,760
IRA KEOGH Accounts
268
Number of Accounts for Regular Shares
83,602
Non Member Deposits
16
Money Market Shares
164
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,993,716
Total Liabilities
351,092,446
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Alltru Federal Credit UnionIs Alltru Federal Credit Union a safe place to deposit money?Yes, Alltru Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 13.665356855827%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Alltru Federal Credit Union operate?Alltru Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Alltru Federal Credit Union?Yes, to access services at Alltru Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Alltru Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Alltru Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Alltru Federal Credit Union offer online and mobile banking?Most modern institutions like Alltru Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.alltrucu.org. Current Alltru Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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