What are the current interest rates at Alltru Federal Credit Union?

Current rates for Alltru Federal Credit Union include: 12-Month CD: 3.50%, 18-Month CD: 1.80%, 24-Month CD: 1.85%, MMA: 0.05%

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Alltru Federal Credit Union

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Alltru Federal Credit Union Rates & Review June 2026

Q: Is a member application needed to join Alltru Federal Credit Union?

Yes, to access services at Alltru Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Alltru Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 23, 2026

Alltru Federal Credit Union's CD of Deposit (CD) 7 month CD Special Rate rates are at 3.95%, CD of Deposit (CD) 13 month CD Special Rate rates are at 3.85%, 12 month CD of Deposit (CD) rates are at 3.50%, 6 month CD of Deposit (CD) rates are at 2.50%, 24 month CD of Deposit (CD) rates are at 1.85%. Alltru Federal Credit Union's money market rates are at 0.05%. MonitorBankRates evaluates the financial stability of Alltru Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.20%. Rates were last updated on 05/23/2026.

Alltru Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Alltru Federal Credit Union? Share your experience about Alltru Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Alltru Federal Credit Union.

Verified Healthy Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 94/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

11.20%

Excellent Higher than avg

Alltru Federal Credit Union
Main Office

1232 Wentzville Pkwy
Wentzville, MO 63385 3868

https://www.alltrucu.org

Alltru Federal Credit Union CD Rates

Product	Rate	APY	Term
Certificate of Deposit (CD) 7 month CD Special Rate	-	3.95%	7 month
No additional details. Last Updated 05/23/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.20%
Certificate of Deposit (CD) 13 month CD Special Rate	-	3.85%	13 month
No additional details. Last Updated 05/23/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.20%
12 month Certificate of Deposit (CD)	-	3.50%	12 month
No additional details. Last Updated 05/23/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.20%
6 month Certificate of Deposit (CD)	-	2.50%	6 month
No additional details. Last Updated 05/23/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.20%
24 month Certificate of Deposit (CD)	-	1.85%	24 month
No additional details. Last Updated 05/23/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.20%
18 month Certificate of Deposit (CD)	-	1.80%	18 month
No additional details. Last Updated 05/23/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.20%
48 month Certificate of Deposit (CD)	-	1.40%	48 month
No additional details. Last Updated 05/23/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.20%
3 month Certificate of Deposit (CD)	-	1.00%	3 month
No additional details. Last Updated 05/23/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.20%

Alltru Federal Credit Union Money Market Rates

Product	Rate	APY	View More
Alltru Money Market Account	-	0.05%
Min Balance $250 Last Updated 05/23/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.20%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Alltru Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Alltru Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Alltru Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Alltru Federal Credit Union

Website https://www.alltrucu.org

Address 1232 Wentzville Pkwy, Wentzville, MO 63385 3868

Phone 636-916-8300

Fax

President Gina Hakenewerth

CEO Michelle Rosner

Full-Time Employees 131

Part-Time Employees 6

Branch Locations 5

ATM Locations 5

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (94/100)

Texas Ratio

11.20%

Return on Assets (ROA)

0.9094%

Return on Equity (ROE)

9.3138%

Non-Performing Loans Ratio (NPL)

1.63%

Total Assets

382,775,388

Total Amount of Shares and Deposits

344,334,751

Total Shares and Deposits < 1 Year

337,473,290

Total Shares and Deposits 1 3 Years

6,356,412

Total Shares and Deposits > 3 Years

505,047

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

13,865,304

Total Uninsured Shares and Deposits > $250K (F+J)

13,865,304

Total Insured Shares and Deposits > $250K (item 17 less item K)

330,469,447

Total Interest Expense (Sum of items 6 8)

3,560,643

Share Certificates

2,705

Number of Accounts for Share Drafts

23,760

IRA KEOGH Accounts

268

Number of Accounts for Regular Shares

83,602

Non Member Deposits

Money Market Shares

164

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

9,993,716

Total Liabilities

351,092,446

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Alltru Federal Credit Union earned the Verified Healthy badge

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Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Alltru Federal Credit Union

Frequently Asked Questions About Alltru Federal Credit Union

How many branches does Alltru Federal Credit Union operate?

Alltru Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Alltru Federal Credit Union?

Yes, to access services at Alltru Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Alltru Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Alltru Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Alltru Federal Credit Union offer online and mobile banking?

Most modern institutions like Alltru Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.alltrucu.org.