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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
USX Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
USX's 12 Month rates are at 3.50%, 60 Month rates are at 2.70%, 36 Month rates are at 2.60%, 48 Month rates are at 2.60%, 60 Month rates are at 2.60%. USX's savings rates are at 0.05%. USX's money market rates are at 0.50%. USX's Personal Loan Rates are at 4.89%. MonitorBankRates evaluates the financial stability of USX with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.67%. Rates last updated and verified on 08/28/2026. USX money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at USX? Share your experience about USX by leaving a review below, or read customer reviews before you decide to use USX. 
USX CD Rates
USX Savings Rates
USX Money Market Rates
USX Checking Rates
USX Home Equity & HELOC
USX Auto Loan Rates
USX Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for USX is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather USX rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with USX's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
USX
Website
http://www.usxfcu.org
Address
PO Box 1728,
Cranberry Twp, PA 16066 0728
Phone
888-219-3159
Fax
724-776-4322
President
John Toth
CEO
Mark Volponi
Full-Time Employees
60
Part-Time Employees
1
Branch Locations
8
ATM Locations
9
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.67%
Return on Assets (ROA)
0.7561%
Return on Equity (ROE)
6.0338%
Non-Performing Loans Ratio (NPL)
0.40%
Total Assets
252,953,945
Total Amount of Shares and Deposits
221,736,569
Total Shares and Deposits < 1 Year
215,081,903
Total Shares and Deposits 1 3 Years
3,520,304
Total Shares and Deposits > 3 Years
3,134,362
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,026,258
Total Uninsured Shares and Deposits > $250K (F+J)
7,026,258
Total Insured Shares and Deposits > $250K (item 17 less item K)
214,710,311
Total Interest Expense (Sum of items 6 8)
2,027,268
Share Certificates
2,130
Number of Accounts for Share Drafts
9,907
IRA KEOGH Accounts
625
Number of Accounts for Regular Shares
21,725
Money Market Shares
956
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
12,171,706
Total Liabilities
222,749,453
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for USX yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for USX
Frequently Asked Questions About USXHow many branches does USX operate?USX currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join USX?Yes, to access services at USX, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, USX does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, USX provides members with tools to manage their accounts and build a solid financial history. Does USX offer online and mobile banking?Most modern institutions like USX provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.usxfcu.org. Current USX Rates
Retrieved from our database of financial products. Rates subject to change.
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