America First Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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America First Federal Credit Union's 12-Month CD rates are at 4.35%, 60-Month CD rates are at 4.20%, 48-Month CD rates are at 4.20%, 36-Month CD rates are at 4.15%, 30-Month CD rates are at 4.15%. America First Federal Credit Union's savings rates are at 0.05%. America First Federal Credit Union's money market rates are at 1.30%. America First Federal Credit Union's Personal Loan Rates are at 12.99. America First Federal Credit Union's Credit Card Rates are at 12.24.

America First Federal Credit Union

Compare America First Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of America First Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

America First Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at America First Federal Credit Union? Share your experience about America First Federal Credit Union by leaving a review below, or read customer reviews before you decide to use America First Federal Credit Union.

Overall, America First Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.35%
18-Month CD
4.10%
24-Month CD
4.10%
36-Month CD
4.15%
48-Month CD
4.20%
60-Month CD
4.20%
Savings
0.05%
MMA
1.30%
30-Year Fixed
N/A
Credit Card
12.24%
Personal Loan
12.99%
America First Federal Credit Union
Management Center
4774 S 1300 W Bldg 3
Riverdale, UT 84405 3621
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare America First Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Financial Federal Bank
Financial Federal Bank
6-Month CD
4.35%
$1,000
America First Federal Credit Union
America First Federal Credit Union
12-Month CD
4.35%
$500
America First Federal Credit Union
America First Federal Credit Union
48-Month CD
4.20%
$500
America First Federal Credit Union
America First Federal Credit Union
60-Month CD
4.20%
$500
America First Federal Credit Union
America First Federal Credit Union
30-Month CD
4.15%
$500
America First Federal Credit Union
America First Federal Credit Union
36-Month CD
4.15%
$500
America First Federal Credit Union
America First Federal Credit Union
18-Month CD
4.10%
$500
America First Federal Credit Union
America First Federal Credit Union
24-Month CD
4.10%
$500
Profinium, Inc.
Profinium, Inc.
6-Month CD
4.05%
$500
Golden Belt Bank, FSA
Golden Belt Bank, FSA
24-Month CD
4.00%
$1,000
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
36-Month CD
3.93%
$500
First Community Bank Beemer, NE
First Community Bank Beemer, NE
18-Month CD
3.85%
$10,000
Regional Missouri Bank
Regional Missouri Bank
36-Month CD
3.85%
$1,000
Farmers and Drovers Bank
Farmers and Drovers Bank
60-Month CD
3.85%
$500
Androscoggin Savings Bank
Androscoggin Savings Bank
12-Month CD
3.75%
$500
Riverland Bank
Riverland Bank
60-Month CD
3.75%
$1,000
Mascoma Bank
Mascoma Bank
Money Market
3.65%
$500,000
Harrison County Bank
Harrison County Bank
36-Month CD
3.60%
$1,000
Abound Federal Credit Union
Abound Federal Credit Union
48-month CD
3.25%
$500
First Nebraska Bank
First Nebraska Bank
36-Month CD
3.14%
$500
FNB of Wyoming
FNB of Wyoming
24-Month CD
3.14%
$100
360 Federal Credit Union
360 Federal Credit Union
36-Month CD
3.04%
$1,000
Centreville Bank
Centreville Bank
36-Month CD
3.00%
$1,000
Collins State Bank
Collins State Bank
60-Month CD
3.00%
$1,000
Leighton State Bank
Leighton State Bank
18-Month CD
3.00%
$500
First National Bank VA
First National Bank VA
30-Month CD
2.78%
$500
Rising Bank
Rising Bank
36-Month CD
2.75%
$1,000
Bank of Washington
Bank of Washington
48-Month CD
2.75%
$500
Bristol Morgan Bank
Bristol Morgan Bank
60-Month CD
2.60%
$500
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
12-Month CD
2.50%
$1,000
Solvay Bank
Solvay Bank
36-Month CD
2.50%
$500
First National Bank of Shiner
First National Bank of Shiner
24-Month CD
2.50%
$1,000
1st University Credit Union
1st University Credit Union
24-Month CD
2.02%
$10,000
First Mutual Bank, FSB
First Mutual Bank, FSB
60-Month CD
1.55%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
12-Month CD
1.51%
$500
Farmers and Merchants Bank Berlin, WI
Farmers and Merchants Bank Berlin, WI
36-Month CD
1.35%
$500
America First Federal Credit Union
America First Federal Credit Union
Money Market
1.30%
$10,000
Hatboro Federal Savings
Hatboro Federal Savings
60-Month CD
1.25%
$1,000
Susquehanna Community Bank
Susquehanna Community Bank
48-Month CD
1.05%
$500
First Federal S&L Hazard, KY
First Federal S&L Hazard, KY
48-Month CD
1.00%
$1,000
Bank of 1889
Bank of 1889
24-Month CD
0.75%
$500
Greenstate Credit Union
Greenstate Credit Union
60-Month CD
0.75%
$500
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
36-Month CD
0.60%
$500
Gateway Commercial Bank
Gateway Commercial Bank
Traditional Savings
0.50%
$50
Clinton Savings Bank
Clinton Savings Bank
24-Month CD
0.35%
$10
Boonville Federal Savings Bank
Boonville Federal Savings Bank
18-Month CD
0.30%
$500
Century Bank and Trust GA
Century Bank and Trust GA
3-Month CD
0.30%
$500
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
Passbook Savings
0.20%
$5
Vermont State Bank
Vermont State Bank
Savings
0.20%
$25
American Bank of Beaver Dam
American Bank of Beaver Dam
Regular Savings
0.10%
$25
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
Statement Savings
0.10%
$50
RBT Rollstone B&T
RBT Rollstone B&T
Money Market
0.10%
$2,500
Eureka Savings Bank
Eureka Savings Bank
Essential Savings
0.10%
$50
America First Federal Credit Union
America First Federal Credit Union
Regular Checking
0.10%
$500
First Commonwealth Bank
First Commonwealth Bank
Hometown Money Market
0.10%
$0
DB&T
DB&T
High Yield Savings
0.05%
$100,000
America First Federal Credit Union
America First Federal Credit Union
Share Savings
0.05%
$1
Savings Bank of Danbury
Savings Bank of Danbury
Passbook Savings
0.03%
$10
QCBT Quad City B&T Co.
QCBT Quad City B&T Co.
Savings
0.01%
$100
Wells Fargo
Wells Fargo
Way2Save Savings
0.01%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare America First Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
State Employees Credit Union
State Employees Credit Union
15-Year Fixed
5.500%
5.654%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
10-Year Fixed
5.500%
5.677%
0.500
American Eagle Financial Credit Union
American Eagle Financial Credit Union
15-Year Fixed
5.625%
5.797%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
15-Year Fixed
5.750%
5.801%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
15-Year Fixed
5.750%
5.842%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed (Jumbo)
5.750%
5.844%
0.000
Rhinebeck Bank
Rhinebeck Bank
15-Year Fixed
5.625%
5.867%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
15-Year Fixed
5.750%
6.038%
0.000
Collinsville Bank
Collinsville Bank
15-Year Fixed
5.875%
6.054%
0.000
Investment Savings Bank
Investment Savings Bank
20-Year Fixed
6.000%
6.083%
0.000
Seaboard Federal Credit Union
Seaboard Federal Credit Union
7/1 ARM
5.875%
6.130%
0.000
Marathon Bank
Marathon Bank
20-Year Fixed
6.000%
6.138%
0.000
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed (Jumbo)
6.125%
6.140%
0.000
Magnifi Financial Credit Union
Magnifi Financial Credit Union
15 Year Fixed
6.000%
6.140%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
30-Year Fixed
6.000%
6.142%
0.500
Seaboard Federal Credit Union
Seaboard Federal Credit Union
5/5 ARM
5.875%
6.194%
0.000
The Bank of Brodhead
The Bank of Brodhead
15-Year Fixed
6.125%
6.198%
0.000
StonehamBank
StonehamBank
20-Year Fixed
6.125%
6.215%
0.000
WVS West View SB
WVS West View SB
20-Year Fixed
6.000%
6.230%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
30-Year Fixed
6.125%
6.231%
0.000
Logix Federal Credit Union
Logix Federal Credit Union
15 Year Fixed
6.125%
6.260%
0.000
Old National Bank
Old National Bank
5/6 SOFR ARM Jumbo
6.250%
6.261%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed Jumbo
6.250%
6.306%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
5/5 ARM
5.125%
6.334%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare America First Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare America First Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

America First Federal Credit Union Information

Credit Union Name: America First Federal Credit Union
Full Time Employees: 3128
Part Time Employees: 211
President: Linda Carver
CEO: Thayne Shaffer
Branch Locations: 116
ATM Locations: 125
Corporate Office Address:
4774 S 1300 W Bldg 3
Riverdale, UT 84405 3621
Phone Number: 801-627-0900
Fax Number: 801-827-8342

America First Federal Credit Union Financials

Total Assets:
20,286,532,246
Total Amount of Shares and Deposits:
17,904,800,160
Total Shares and Deposits < 1 Year:
16,713,486,986
Total Shares and Deposits 1 3 Years:
818,280,901
Total Shares and Deposits > 3 Years:
373,032,273
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,635,577,860
Total Uninsured Shares and Deposits > $250K (F+J):
1,641,029,075
Total Insured Shares and Deposits > $250K (item 17 less item K):
16,263,771,085
Total Interest Expense (Sum of items 6 8):
107,195,377
Share Certificates:
212,754
Number of Accounts for Share Drafts:
828,579
IRA KEOGH Accounts:
34,018
Number of Accounts for Regular Shares:
1,556,122
All other shares:
25,464
Non Member Deposits:
108
Money Market Shares:
323,272
Net Income (unless the amount is already included in Undivided Earnings):
52,176,211
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,186,217,818
Total Liabilities:
18,139,563,342
Show More

America First Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Deposits and Shares Meeting 70310(a):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Banks continue to increase CD rates even before the Federal Reserve increases the federal funds rate. The highest 1 year CD rate in our database is now at 1.34 percent with an APY of 1.35 percent. Last month, the highest rate available was at 1.40 percent. That rate was a promotional rate from Live Oak Bank that ended on April 30. The current average 1 year CD rate is much lower at 0.98 percent.
mortgage-rates-down-slightly-30-year-mortgage-rates-at-501-15-year-mortgage-rates-at-433Mortgage Rates were down slightly in the latest Weekly Mortgage Applications Survey released this morning by the Mortgage Bankers Association. 30 year mortgage rates, 15 year mortgage rates and 1 year adjustable mortgage rates were all down in the latest mortgage survey.
Millions of homeowners haven't been able to refinance their mortgage even though refinance rates made record lows in 2012. If you bought a home during the height of the housing bubble, it's likely you haven't been able to refinance your loan because you don't have enough equity in your home. Watching mortgage refinance rates move lower the past 4 years without being able to refinance has frustrated many homeowners whose homes are "under water." Conforming 30 year and 15 year refinance rates made a series of record lows in 2012 as many homeowners were left seething on the sidelines.

Bank or Credit Union Offers and Deals

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Mortgage Refinance Rates Jump Higher - 30 Year Refinance Rates at 5.25%
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United Central CD Rates: 12 month Super Installment CD Rate of 2.57%
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Mortgage Rates Weekly Report: Short Term and Long Term Mortgage Rates Increase - Bond Yields Up Substantially

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Savings Rate Up in February as Savings Account Rates Continue to Decline
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America First Federal Credit Union Reviews

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