AMHERST CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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AMHERST12-month CD rates can be found at 3.50%, 6-month CD rates at 0.10% and 3-month CD rates at 1.00%. Savings rates are at 0.10% and money market rates are at 0.03%. Mortgage rates on 30-year fixed loans are around 6.41%. Credit Card rates are at 18.00%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates which you can compare to AMHERST rates.

Compare AMHERST CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of AMHERST savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

AMHERST money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at AMHERST? Share your experience about AMHERST by leaving a review below, or read customer reviews before you decide to use AMHERST.

Overall, AMHERST is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Minden Exchange B&T Co.
Amherst FCU
6470 Main St
Williamsville, NY 14221 5851
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare AMHERST Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
6-Month CD
4.45%
$2,000
ACFCU
ACFCU
12-Month CD
3.95%
$1,000
Global Bank
Global Bank
60-Month CD
3.75%
$1,000
West Pointe Bank
West Pointe Bank
60-Month CD
3.56%
$500
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
48-Month CD
3.56%
$1,000
Old Dominion National Bank
Old Dominion National Bank
36-Month CD
3.40%
$500
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
48-Month CD (Bump)
3.25%
$2,500
ACMG Federal Credit Union
ACMG Federal Credit Union
60-Month CD
3.05%
$1,000
Home State Bank Royal, IA
Home State Bank Royal, IA
36-Month CD
3.03%
$1,000
Commerce Bank & Trust
Commerce Bank & Trust
24-Month CD
3.00%
$500
First State Bank Stuart, IA
First State Bank Stuart, IA
60-Month CD
3.00%
$500
Pioneer Bank Mapleton, MN
Pioneer Bank Mapleton, MN
36-Month CD
3.00%
$500
First Jackson Bank
First Jackson Bank
30-Month CD
3.00%
$1,000
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
Premier Money Management Savings
2.78%
$25
FNB of Bellville
FNB of Bellville
24-Month CD
2.50%
$1,000
First National Bank of Shiner
First National Bank of Shiner
48-Month CD
2.25%
$1,000
Grand Timber Bank
Grand Timber Bank
18-Month CD
2.07%
$500
Jonah Bank of Wyoming
Jonah Bank of Wyoming
36-Month CD
2.02%
$500
BayVanguard Bank
BayVanguard Bank
48-Month CD
2.02%
$1,000
Senath State Bank
Senath State Bank
Money Market
1.51%
$2,500
FNB of Hope
48-Month CD
1.51%
$500
Third Federal Savings and Loan
Third Federal Savings and Loan
12-Month CD
1.50%
$500
Home Loan State Bank
Home Loan State Bank
60-Month CD
1.31%
$1,000
Piedmont FSB
Piedmont FSB
12-Month CD
1.25%
$500
QNB Bank
QNB Bank
60-Month CD
1.25%
$500
FNB of Pandora
FNB of Pandora
18-Month CD
1.21%
$1,000
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
18-Month CD
1.20%
$500
First Northern Bank and Trust Company
First Northern Bank and Trust Company
30-Month CD
1.05%
$1,000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
Money Market
1.00%
$100
North Shore Trust and Savings
North Shore Trust and Savings
12-Month CD
1.00%
$1,000
Bangor Savings Bank
Bangor Savings Bank
48-Month CD
0.75%
$500
Greenstate Credit Union
Greenstate Credit Union
36-Month CD
0.50%
$500
Lisle Savings Bank
Lisle Savings Bank
6-Month CD
0.45%
$2,000
Community Bank Topeka, KS
Community Bank Topeka, KS
36-Month CD
0.40%
$1,000
FLC Bank
FLC Bank
18-Month CD
0.35%
$2,000
GCSB Swayzee, IN
GCSB Swayzee, IN
NOW Checking
0.25%
$1,500
FSB of Cando
FSB of Cando
Premier Savings
0.20%
$0
FSB of Burnet
FSB of Burnet
NOW Checking
0.15%
$0
State Bank & Trust Company
State Bank & Trust Company
Standard Savings
0.15%
$0
Millville Savings Bank
Millville Savings Bank
12-Month CD
0.12%
$1,000
Local Bank Hulbert, OK
Local Bank Hulbert, OK
NOW Checking
0.10%
$1,000
OBC Bank
OBC Bank
12-Month CD
0.10%
$1,000
Acadian Federal Credit Union
Acadian Federal Credit Union
Membership Savings
0.10%
$100
Greenville National Bank
Greenville National Bank
Savings
0.05%
$100
Applied Bank
Applied Bank
6-Month CD
0.05%
$1,000
Applied Bank
Applied Bank
3-Month CD
0.05%
$1,000
Cape Cod Co-operative Bank
Cape Cod Co-operative Bank
Savings
0.05%
$10
First State Bank (MI)
First State Bank (MI)
24-Month CD
0.05%
$1,000
First National B&T Co. Clinton, IL
First National B&T Co. Clinton, IL
Money Market
0.03%
$2,500
Premier Bank
Premier Bank
24-Month CD
0.00%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare AMHERST Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
5 Year ARM
5.375%
5.378%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
15-Year Fixed
5.375%
5.757%
2.000
FCN Bank, N.A.
FCN Bank, N.A.
15-Year Fixed
5.750%
5.812%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
20-Year Fixed
5.625%
5.831%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
15-Year Fixed
5.750%
5.836%
0.500
Navy Federal Credit Union
Navy Federal Credit Union
3/5 Conforming ARM
5.250%
5.846%
0.250
The Bank of Brodhead
The Bank of Brodhead
15-Year Fixed
5.750%
5.882%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
15 Year Fixed
5.625%
5.925%
0.000
River Falls State Bank
River Falls State Bank
15-Year Fixed
5.750%
5.958%
0.000
Ulster Savings Bank
Ulster Savings Bank
5-Year ARM
5.375%
5.965%
0.000
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed
5.875%
5.990%
0.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
10/6 ARM
6.000%
6.019%
0.000
Meridian Trust Federal Credit Union
Meridian Trust Federal Credit Union
15 Year Fixed
5.750%
6.055%
0.000
First Hope Bank
First Hope Bank
15-Year Fixed
5.875%
6.090%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed (Jumbo)
6.000%
6.092%
0.750
Canton Co-operative Bank
Canton Co-operative Bank
15-Year Fixed
6.000%
6.112%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM
5.375%
6.137%
0.000
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
30-Year Fixed
6.125%
6.148%
0.000
Fidelity Co-operative Bank
Fidelity Co-operative Bank
15-Year Fixed
5.875%
6.170%
0.000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
30-Year Fixed
6.100%
6.182%
0.000
Investment Savings Bank
Investment Savings Bank
7/1 ARM
6.500%
6.218%
0.000
Kalsee Credit Union
Kalsee Credit Union
15 Year Fixed
6.125%
6.248%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
30-Year Fixed
6.250%
6.341%
0.000
Greenville National Bank
Greenville National Bank
30-Year Fixed
6.250%
6.351%
0.000
Northwest Community Bank
Northwest Community Bank
5/1 ARM
5.625%
6.354%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare AMHERST Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare AMHERST Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.740%
$5,000
60 - 60
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have AMHERST rate data right now, check back for updates, we are adding rates all the time.

AMHERST Information

Credit Union Name: AMHERST
Full Time Employees: 7
Part Time Employees: 0
President: James Fregelette
CEO: Keri Walczyk
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
6470 Main St
Williamsville, NY 14221 5851
Phone Number: 716-634-3881
Fax Number: 716-634-1272

AMHERST Financials

Total Assets:
40,301,839
Total Amount of Shares and Deposits:
36,901,273
Total Shares and Deposits < 1 Year:
36,513,680
Total Shares and Deposits 1 3 Years:
224,770
Total Shares and Deposits > 3 Years:
162,822
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
942,650
Total Uninsured Shares and Deposits > $250K (F+J):
942,650
Total Insured Shares and Deposits > $250K (item 17 less item K):
35,958,623
Total Interest Expense (Sum of items 6 8):
29,439
Share Certificates:
185
Number of Accounts for Share Drafts:
1,773
IRA KEOGH Accounts:
76
Number of Accounts for Regular Shares:
4,336
Net Income (unless the amount is already included in Undivided Earnings):
64,929
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,166,389
Total Liabilities:
36,927,755
Show More

AMHERST Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Delaware Federal Credit Union (Del-One) is advertising regular certificates of deposit, jumbo certificates of deposit and Individual Retirement Account (IRA) certificates of deposit.

Average 30 year jumbo mortgage rates had the largest weekly increase so far in 2015. 30 year jumbo rates averaged  4.67 percent, up 27 basis points from last week's average rate of 4.40 percent. Despite the large increase this week, there are still many lenders quoting 30 year jumbo rates below 4.00 percent.

auto-insurance-additional-auto-insurance-coverageWhen shopping for auto insurance rates you should also consider additional auto insurance coverage beyond the minimums set by the state you live in. Most states require you to have bodily liability and property liability coverage.

Bank or Credit Union Offers and Deals

Best Savings Rate at 1.26% APY - Higher Deposit Rates in 2015
Mortgage Loan Modification - 500,000 Mortgage Loans Modified
Weekly Mortgage Rates: 30 Year Mortgage Rates at Record Low of 3.95%
Refinance Applications Drop During Holiday Week as Refinance Rates Decline
Evantage Bank Money Market Account
Mortgage Rates Increase for the Fourth Consecutive Week: 30 Year Mortgage Rates at 4.61%: Freddie Mac
CD Rates Remain Relatively Unchanged as Fiscal Cliff Nears
Highest Savings Rates This Week: Best 1 Year APY at 1.05 Percent
Mortgage Rates Up, Mortgage Applications Down - MBA
Higher Mortgage Rates - 15 Year Conforming Rates at 3.20 Percent

Alternative Bank and Credit Union Offers to Explore

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Mortgage Rates Mixed in Mortgage Survey: Average 30 Year Contract Rates at 4.93%
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AMHERST Reviews

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