AMHERST CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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  3. AMHERST Deposit Rates

AMHERST12-month CD rates can be found at 2.89%, 6-month CD rates at 1.05% and 3-month CD rates at 1.00%. Savings rates are at 0.05% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 6.57%. Credit Card rates are at 16.25%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates which you can compare to AMHERST rates.

Compare AMHERST CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of AMHERST savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

AMHERST money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at AMHERST? Share your experience about AMHERST by leaving a review below, or read customer reviews before you decide to use AMHERST.

Overall, AMHERST is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Minden Exchange B&T Co.
Amherst FCU
6470 Main St
Williamsville, NY 14221 5851
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare AMHERST Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Merrick Bank
Merrick Bank
18-Month CD
4.00%
$25,000
Landmark Credit Union
Landmark Credit Union
48-Month CD
3.90%
$500
Atkins Savings B&T
Atkins Savings B&T
24-Month CD (Adjust-A-Rate)
3.89%
$1,000
Huntington FSB
Huntington FSB
6-Month CD
3.84%
$1,000
American Eagle Bank
American Eagle Bank
36-Month CD
3.75%
$1,000
Texas Heritage National Bank
Texas Heritage National Bank
18-Month CD
3.61%
$1,000
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
12-Month CD (Jumbo)
3.60%
$100,000
Bank of Vici
Bank of Vici
12-Month CD
3.56%
$1,000
Minster Bank
Minster Bank
7-Month CD
3.54%
$1,000
Seattle Bank
Seattle Bank
24-Month CD
3.50%
$1,000
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
30-Month CD
3.25%
$500
Apple Bank for Savings
Apple Bank for Savings
18-Month CD
3.25%
$1,000
Kendall Bank
Kendall Bank
24-Month CD
3.10%
$1,000
Dieterich Bank
Dieterich Bank
24-Month CD
3.10%
$500
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
Kasasa Checking
3.00%
$0
Security Federal Bank
Security Federal Bank
30-Month CD
3.00%
$500
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
60-Month CD
2.90%
$1,000
First National Bank VA
First National Bank VA
18-Month CD
2.83%
$500
Rosedale FSL
Rosedale FSL
36-Month CD
2.55%
$500
Connex Credit Union
Connex Credit Union
Money Market
2.50%
$250,000
North Star Bank
North Star Bank
24-Month CD
2.21%
$500
1st Bergen Federal Credit Union
1st Bergen Federal Credit Union
3-Month CD
2.02%
$0
Tipton Latham Bank
Tipton Latham Bank
48-Month CD
2.00%
$500
BluPeak Credit Union
BluPeak Credit Union
24-Month CD
2.00%
$1,000
Washington State Bank Washington, IA
Washington State Bank Washington, IA
48-Month CD
1.96%
$500
OSB Odin State Bank
OSB Odin State Bank
24-Month CD
1.76%
$10,000
NASA Federal Credit Union
NASA Federal Credit Union
Premier Money Market
1.70%
$10,000
United Bank Zebulon, GA
United Bank Zebulon, GA
24-Month CD
1.66%
$500
F&M Bank of Hutsonville
F&M Bank of Hutsonville
48-Month CD
1.51%
$500
The Peoples Community Bank
The Peoples Community Bank
36-Month CD
1.50%
$500
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
48-Month CD
1.36%
$500
Ascendia Bank
Ascendia Bank
60-Month CD
1.00%
$500
CIBM Bank
CIBM Bank
48-Month CD
0.75%
$500
Hilltop National Bank
Hilltop National Bank
3-Month CD
0.75%
$1,000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
18-Month CD
0.65%
$1,000
Hancock County SB
Hancock County SB
36-Month CD
0.65%
$500
Wells River Savings Bank
Wells River Savings Bank
24-Month CD
0.60%
$200
Thumb Bank and Trust
Thumb Bank and Trust
24-Month CD
0.55%
$500
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
Money Market
0.50%
$1,000
Gateway Commercial Bank
Gateway Commercial Bank
Money Market
0.50%
$1,000
Home State Bank Royal, IA
Home State Bank Royal, IA
Regular Savings
0.50%
$50
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
36-Month CD
0.40%
$500
Frontier State Bank
Frontier State Bank
Regular Savings
0.40%
$100
Metropolitan Bank
Metropolitan Bank
36-Month CD
0.40%
$2,500
Bank of Greene County
Bank of Greene County
12-Month CD
0.25%
$1,000
Metropolitan Bank and Trust Company
Metropolitan Bank and Trust Company
Savings
0.10%
$500
AAC Credit Union
AAC Credit Union
Savings
0.10%
$200
UCB Milford, IA
UCB Milford, IA
First Choice Money Market
0.05%
$5,000
Patriot Bank N.A.
Patriot Bank N.A.
Savings
0.01%
$0
Bank of Dudley
24-Month CD
0.00%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare AMHERST Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
15 Year Fixed
5.250%
5.386%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed (Jumbo)
5.375%
5.525%
0.750
American Eagle Financial Credit Union
American Eagle Financial Credit Union
15-Year Fixed
5.375%
5.544%
0.000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
15-Year Fixed
5.500%
5.661%
0.000
Somerset Savings Bank
Somerset Savings Bank
15-Year Fixed
5.500%
5.683%
0.000
Pioneer Federal Credit Union
Pioneer Federal Credit Union
15-Year Fixed
5.500%
5.743%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
10-Year Fixed
5.625%
5.809%
0.000
Manasquan Bank
Manasquan Bank
15-Year Fixed
5.750%
5.875%
0.000
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
15-Year Fixed
5.750%
5.897%
0.000
Freedom Credit Union
Freedom Credit Union
5/1 ARM
5.875%
5.916%
0.000
Investment Savings Bank
Investment Savings Bank
30-Year Fixed
5.875%
5.936%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
15 Year Fixed
5.750%
5.977%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
15-Year Fixed
5.750%
6.030%
0.000
The Bank of Brodhead
The Bank of Brodhead
30-Year Fixed
6.000%
6.043%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
10 Year Fixed
5.625%
6.051%
0.000
Service Federal Credit Union
Service Federal Credit Union
7/1 ARM
5.500%
6.054%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed (Jumbo)
6.000%
6.092%
0.750
Georgias Own Credit Union
Georgias Own Credit Union
5/5 ARM
5.500%
6.122%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
7/1 ARM
5.500%
6.141%
0.000
River Falls State Bank
River Falls State Bank
20-Year Fixed
6.000%
6.166%
0.000
Highpoint Community Bank
Highpoint Community Bank
15-Year Fixed
5.875%
6.170%
0.000
WVS West View SB
WVS West View SB
20-Year Fixed
5.990%
6.220%
0.000
Kennebec Savings Bank
Kennebec Savings Bank
10-Year Fixed
6.250%
6.250%
0.000
Apple Federal Credit Union
Apple Federal Credit Union
5/5 ARM High LTV
5.625%
6.293%
1.000
First FSB of Mascoutah
First FSB of Mascoutah
10-Year Fixed
6.125%
6.296%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare AMHERST Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
Canyon View Credit Union
Canyon View Credit Union
Visa Secure Card
13.740%
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare AMHERST Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have AMHERST rate data right now, check back for updates, we are adding rates all the time.

AMHERST Information

Credit Union Name: AMHERST
Full Time Employees: 7
Part Time Employees: 0
President: James Fregelette
CEO: Keri Walczyk
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
6470 Main St
Williamsville, NY 14221 5851
Phone Number: 716-634-3881
Fax Number: 716-634-1272

AMHERST Financials

Total Assets:
40,301,839
Total Amount of Shares and Deposits:
36,901,273
Total Shares and Deposits < 1 Year:
36,513,680
Total Shares and Deposits 1 3 Years:
224,770
Total Shares and Deposits > 3 Years:
162,822
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
942,650
Total Uninsured Shares and Deposits > $250K (F+J):
942,650
Total Insured Shares and Deposits > $250K (item 17 less item K):
35,958,623
Total Interest Expense (Sum of items 6 8):
29,439
Share Certificates:
185
Number of Accounts for Share Drafts:
1,773
IRA KEOGH Accounts:
76
Number of Accounts for Regular Shares:
4,336
Net Income (unless the amount is already included in Undivided Earnings):
64,929
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,166,389
Total Liabilities:
36,927,755
Show More

AMHERST Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

giantbank.com 6 Month Jumbo CD rates are now at 0.80 percent with a yield of 0.80 percent. View current 6 Month Jumbo CD rates at giantbank.com below.

The trend of higher CD rates continues as 3 more banks increase CD interest rates. This round of increases are from BankDirect, 5 Star Bank, and Mount McKinley Bank. The most notable of the increases is BankDirect's 1 year certificate of deposit.

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AMHERST Reviews

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