AMHERST Rates and Review January 2026
Compare AMHERST CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of AMHERST savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityAMHERST money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at AMHERST? Share your experience about AMHERST by leaving a review below, or read customer reviews before you decide to use AMHERST. Overall, AMHERST is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Minden Exchange B&T Co. Amherst FCU 6470 Main St Williamsville, NY 14221 5851  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonRewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Visa or MasterCard
9.990%
Credit Line $500-$7,000
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
9.990% - 18.000%
$0 - $50,000
Personal Line of Credit
11.500%
$0
Personal Loan
11.760%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have AMHERST rate data right now. Credit Union Profile & OverviewCredit Union Name: AMHERST
Website: http://www.amherstcu.org
Full Time Employees: 7Part Time Employees: 0 President: James Fregelette CEO: Keri Walczyk Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
6470 Main St
Williamsville, NY 14221 5851 Phone Number: 716-634-3881 Fax Number: 716-634-1272 FinancialsTotal Assets:
40,561,476
Total Amount of Shares and Deposits:
36,419,653
Total Shares and Deposits < 1 Year:
36,111,935
Total Shares and Deposits 1 3 Years:
195,935
Total Shares and Deposits > 3 Years:
111,783
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,278,451
Total Uninsured Shares and Deposits > $250K (F+J):
1,278,451
Total Insured Shares and Deposits > $250K (item 17 less item K):
35,141,202
Total Interest Expense (Sum of items 6 8):
125,441
Share Certificates:
186
Number of Accounts for Share Drafts:
1,777
IRA KEOGH Accounts:
67
Number of Accounts for Regular Shares:
4,236
Net Income (unless the amount is already included in Undivided Earnings):
127,887
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,559,603
Total Liabilities:
36,438,706
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About AMHERSTIs a member application needed to join AMHERST?Yes, to access services at AMHERST, a member application is required. Is there a first-time homebuyer program?Currently, AMHERST provides a range of mortgage and home equity products. Is AMHERST a safe place to deposit money?Yes, AMHERST is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does AMHERST offer online and mobile banking?Most modern institutions like AMHERST provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.44%, 6-month CD rates at 3.65% and 3-month CD rates at 0.10%. Savings rates are at 0.05% and money market rates are at 0.65%. Mortgage rates on 30-year fixed loans are around 6.02%. Credit Card rates are at 9.90%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates which you can compare to 
