ASPEN CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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ASPEN12-month CD rates can be found at 2.25%, 6-month CD rates at 3.64% and 3-month CD rates at 2.50%. Savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.64%. Credit Card rates are at 16.49%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates which you can compare to ASPEN rates.

Compare ASPEN CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of ASPEN savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

ASPEN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at ASPEN? Share your experience about ASPEN by leaving a review below, or read customer reviews before you decide to use ASPEN.

Overall, ASPEN is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Security Trust and SB
Main Office
4956 5th St
Rapid City, SD 57701
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare ASPEN Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Sullivan Bank
Sullivan Bank
Priority Plus Checking
7.00%
$100
Customers Bank
Customers Bank
Yield Shield Savings
4.23%
$25,000
Sullivan Bank
Sullivan Bank
60-Month CD
4.10%
$1,000
Thomaston Savings Bank
Thomaston Savings Bank
6-Month CD
4.00%
$1,000
E-Trade
E-Trade
24-Month CD
4.00%
$0
EvaBank
EvaBank
18-Month CD
3.82%
$1,000
Apple Federal Credit Union
Apple Federal Credit Union
24-Month CD
3.81%
$500
Citizens National Bank of Albion
Citizens National Bank of Albion
15-Month CD
3.80%
$1,000
KodaBank
KodaBank
3-Month CD
3.75%
$1,000
ESSA Bank & Trust
ESSA Bank & Trust
18-Month CD
3.65%
$1,000
North Shore Bank Co-op
18-Month CD
3.60%
$1,000
Vermont State Bank
Vermont State Bank
18-Month CD
3.56%
$500
Security Bank USA
Security Bank USA
3-Month CD
3.55%
$500
First FSB of Mascoutah
First FSB of Mascoutah
18-Month CD
3.55%
$1,000
Access Bank
Access Bank
24-Month CD
3.50%
$1,000
Bank of Prairie du Sac
Bank of Prairie du Sac
24-Month CD
3.35%
$1,000
Heritage Bank of St Tammany
Heritage Bank of St Tammany
60-Month CD
3.30%
$500
Ergo Bank
Ergo Bank
24-Month CD
3.28%
$500
Farmers State Bank of Calhan
Farmers State Bank of Calhan
60-Month CD
3.12%
$500
TFB Tecumseh Federal Bank
TFB Tecumseh Federal Bank
18-Month CD
3.03%
$500
Homeland Community Bank
Homeland Community Bank
36-Month CD
2.90%
$500
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
18-Month CD
2.78%
$500
M.Y. Safra Bank
M.Y. Safra Bank
24-Month CD
2.75%
$500
Rosedale FSL
Rosedale FSL
48-Month CD
2.55%
$500
1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union
12-Month CD
2.53%
$500
Johnson State Bank
Johnson State Bank
24-Month CD
2.30%
$1,000
Timberland Bank
Timberland Bank
30-Month CD
2.12%
$500
Timberland Bank
Timberland Bank
60-Month CD
2.02%
$500
Walden Savings Bank
Walden Savings Bank
24-Month CD
1.90%
$1,000
The Peoples Community Bank
The Peoples Community Bank
36-Month CD
1.50%
$500
United Valley Bank
United Valley Bank
Preferred Savings
1.50%
$0
I3 Bank
I3 Bank
60-Month CD
1.25%
$500
First Bank Waverly, IA
First Bank Waverly, IA
24-Month CD
1.00%
$1,000
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
Savings
0.75%
$25
Wells River Savings Bank
Wells River Savings Bank
36-Month CD
0.60%
$200
First Seacoast Bank
First Seacoast Bank
60-Month CD
0.55%
$1,000
Unico Bank
Unico Bank
24-Month CD
0.50%
$1,000
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
48-Month CD
0.45%
$1,000
HomePride Bank
HomePride Bank
NOW Checking
0.25%
$2,500
WebBank
WebBank
Savings
0.25%
$1,000
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
18-Month CD
0.25%
$500
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
Super NOW Checking
0.20%
$2,500
Mayville State Bank
Mayville State Bank
12-Month CD
0.20%
$1,000
Education Credit Union
Education Credit Union
Share Savings
0.15%
$100
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
3-Month CD
0.10%
$1,000
SNB St. Henry Bank
SNB St. Henry Bank
12-Month CD
0.10%
$1,000
BankPlus
BankPlus
3-Month CD
0.10%
$1,000
First Harvest Federal Credit Union
First Harvest Federal Credit Union
Progressive Money Market
0.10%
$1,500
Franklin SB Franklin, NH
Franklin SB Franklin, NH
Money Market Advantage
0.05%
$1
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
Passbook Savings
0.05%
$10
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare ASPEN Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Chartway Credit Union
Chartway Credit Union
5/1 ARM
5.625%
5.693%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
10-Year Fixed
5.250%
5.791%
2.000
Geddes Federal S&L
Geddes Federal S&L
15-Year Fixed Bi-weekly
5.994%
5.875%
0.000
Luana Savings Bank
Luana Savings Bank
15-Year Fixed
5.875%
5.925%
0.000
Meridian Trust Federal Credit Union
Meridian Trust Federal Credit Union
15 Year Fixed
5.750%
5.955%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed
5.875%
5.989%
0.750
JTNB
JTNB
15-Year Fixed
5.950%
6.064%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
30 Year Fixed
6.000%
6.067%
0.000
Hoosier Hills Credit Union
Hoosier Hills Credit Union
15 Year Fixed
5.875%
6.081%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
5/5 ARM
6.000%
6.109%
0.000
Canton Co-operative Bank
Canton Co-operative Bank
15-Year Fixed
6.000%
6.112%
0.000
Mid Oregon Federal Credit Union
Mid Oregon Federal Credit Union
15 Year Fixed
5.875%
6.148%
0.250
Addition Financial Credit Union
Addition Financial Credit Union
10-Year Fixed
5.625%
6.156%
0.000
Freedom Credit Union
Freedom Credit Union
5/1 ARM
6.125%
6.166%
0.000
Kohler Credit Union
Kohler Credit Union
15 Year Fixed
6.000%
6.179%
0.000
Old National Bank
Old National Bank
15-Year Fixed
6.125%
6.206%
0.000
Geddes Federal S&L
Geddes Federal S&L
7/1 ARM
6.504%
6.250%
0.000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
15-Year Fixed
6.000%
6.260%
1.000
State Employees Credit Union
State Employees Credit Union
20-Year Fixed
6.200%
6.312%
0.000
Vystar Credit Union
Vystar Credit Union
5/5 ARM
5.750%
6.330%
0.000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
15-Year Fixed
6.250%
6.373%
0.000
Ulster Savings Bank
Ulster Savings Bank
7-Year ARM
6.250%
6.574%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
20 Year Fixed
6.500%
6.583%
0.000
First FSB of Mascoutah
First FSB of Mascoutah
20-Year Fixed
6.500%
6.600%
0.000
L and N Federal Credit Union
L and N Federal Credit Union
20 Year Fixed
6.500%
6.640%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare ASPEN Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Card
13.240%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare ASPEN Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
ACFCU
ACFCU
Line of Credit
13.700%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have ASPEN rate data right now, check back for updates, we are adding rates all the time.

ASPEN Information

Credit Union Name: ASPEN
Full Time Employees: 26
Part Time Employees: 2
President: Deborah Larson
CEO: Pamela Brown Graff
Branch Locations: 2
ATM Locations: 2
Corporate Office Address:
4956 5th St
Rapid City, SD 57701
Phone Number: 605-342-7776
Fax Number: 605-348-3172

ASPEN Financials

Total Assets:
135,847,669
Total Amount of Shares and Deposits:
122,254,856
Total Shares and Deposits < 1 Year:
111,962,056
Total Shares and Deposits 1 3 Years:
8,691,935
Total Shares and Deposits > 3 Years:
1,600,865
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,107,954
Total Uninsured Shares and Deposits > $250K (F+J):
2,107,954
Total Insured Shares and Deposits > $250K (item 17 less item K):
120,146,902
Total Interest Expense (Sum of items 6 8):
694,366
Share Certificates:
674
Number of Accounts for Share Drafts:
4,574
IRA KEOGH Accounts:
174
Number of Accounts for Regular Shares:
8,224
Non Member Deposits:
26
Money Market Shares:
211
Net Income (unless the amount is already included in Undivided Earnings):
285,621
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
4,957,411
Total Liabilities:
124,614,628
Show More

ASPEN Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
No
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

a-higher-discount-rate-doesnt-mean-higher-cd-rates-savings-rates-and-mortgage-ratesThis past Thursday the Federal Reserve Board raised the discount rate one quarter percent to 0.75 percent. The discount rate is the rate banks pay for emergency loans. A higher discount rate doesn't mean we will see higher CD rates, savings account rates and mortgage rates.
mortgage-rates-remain-low-30-year-mortgage-rates-at-501-and-15-year-mortgage-rates-at-440Mortgage rates were up slightly in the latest weekly mortgage survey.  30 year mortgage rates are back above 5.00 percent at 5.01 percent. Fixed conforming mortgage rates were higher and adjustable conforming mortgage rates were mixed.
Current mortgage rates are higher this week because of a stronger than expected CPI report. 30 year mortgage rates hit a new high for 2018 at 4.38 percent, matching a high set in March 2017. The Consumer Price Index Report, released last week, came in stronger than expected at 2.1 percent year-over-year in January.

Bank or Credit Union Offers and Deals

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Home Mortgage Rates Increase MBA: 30 Year Mortgage Rates at 4.50%, 15 Year Mortgage Rates at 4.00%
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Current Average Mortgage Rates by State

Alternative Bank and Credit Union Offers to Explore

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Louisiana Federal Credit Union Savings Rates
Alpena Alcona Area Credit Union CD Rates: Top Rate 7.19% APY 7-Month CD Special

ASPEN Reviews

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